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Qualified Health Benefit Plan

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This is an old revision of this page, as edited by 74.162.153.60 (talk) at 05:59, 17 November 2009 (Here's the connection, through the House bill, to both private and public plans.). The present address (URL) is a permanent link to this revision, which may differ significantly from the current revision.

America's Affordable Health Choices Act of 2009 (H.R. 3200), superseded by the Affordable Health Care for America Act (H.R. 3962), requires private insurance plans (and the public plan) to adhere to a set of standards: Guaranteed renewal of insurance. Guaranteed acceptance, regardless of a person's current health or health history. A cap on out-of-pocket costs. Affordability credits so that those with (sudden or long-term) lower incomes can afford insurance. A nationwide public plan, available everywhere in the USA. Competition in the market place and efficiency requirements for private plans to bring the cost of premiums down. The bill defines an minimally qualifying health care plan called a Qualified Health Benefit Plan (QHBP). This is a plan that follows the rules described above, and offers a standard set of services (hospital and outpatient care, mental health, prevention, well-child care, maternity care, etc.)[1]

  1. ^ Friends Committee on National Legislation, "Health Care Reform -- Here's What's on the Table in the House" 7/16/2009
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