The bar chart shows the annual percent change in U.S. national healthcare expenditures from 2000-2015. The rate of increase declined from 2002 to 2013, and then started rising back up through 2015.[1]
Several studies have attempted to explain the reduction from 2002-2013. Reasons include, among others:
Higher unemployment due to the 2008-2012 recession, which has limited the ability of consumers to purchase healthcare;
Rising out-of-pocket payments;
Deductibles (the amount a person pays before insurance begins to cover claims) have risen sharply. Workers must pay a larger share of their own health costs, and generally forces them to spend less.
The proportion of workers with employer-sponsored health insurance enrolled in a plan that required a deductible climbed to about three-quarters in 2012 from about half in 2006.[2][3]
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