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Chase transfer partners are usually the best way to redeem your Ultimate Rewards points for maximum value. Although Chase offers several other options to spend your rewards, the bank's 11 airline and three hotel transfer partners can unlock savings that's simply unattainable through other redemptions methods.
In this guide, we'll break down each of Chase's 14 partners and highlight some of the best ways to redeem your Ultimate Rewards points.
Page Contents
How To Access Chase Transfer Partners
There are a total of six Chase Ultimate Rewards cards that let you redeem points by transferring them to partners. However, only three of these cards are open to new applicants. Each charges an annual fee and is considered a premium card. They are:
- Chase Sapphire Preferred® Card
- Chase Sapphire Reserve®
- Chase Sapphire® Card
- Ink Business Preferred® Credit Card
- Ink Bold Business Charge Card
- Ink Plus® Business Credit Card
There are an additional five no-annual-fee Chase cards that also earn Ultimate Rewards points—but those points can't be transferred unless you also hold one of the cards mentioned above. If you do, you can combine Chase points (by moving them from your no-annual-fee card to your premium card) and gain access to the full lineup of Chase transfer partners.
On average, AwardWallet users redeem Ultimate Rewards points for 1.91¢ apiece by transferring to Chase airline partners. It is also possible to book flights (and other types of travel) using the Chase TravelSM portal, but these redemptions offer only 1.0 to 1.5 cents per point, depending on which Ultimate Rewards cards you hold. In most situations, you'll squeeze more savings out of each point you spend by taking advantage of Ultimate Rewards transfer partners.
Related: How To Transfer Chase Ultimate Rewards Points
Chase Airline Partners
There are currently 11 Chase airline partners. Ultimate Rewards are transferrable to any of these partners at a 1:1 ratio, and most transfers are immediate.
Aer Lingus AerClub
Several airlines use the Avios currency, including Aer Lingus. You can use Aer Lingus Avios to book flights to and from the carrier's hubs in Ireland. And often, you can do so for just a few thousand Avios.
Redeeming through Aer Lingus is typically your best bet. However, if you want to take advantage of other Avios partner airlines, you can transfer your Avios freely and instantly between AerClub, British Airways, Finnair, Iberia, and Qatar Airways. No two Avios programs are the same, so this opportunity permits you to find an award that suits you at the best available price.
Air Canada Aeroplan
Air Canada Aeroplan offers fantastic access to Star Alliance carriers, plus dozens of other airlines. At the time of writing, you can use Aeroplan points to book travel on 50 airlines!
Generally, the best way to redeem Aeroplan points is on partner airlines. Air Canada prices its own flights dynamically, which means that expensive or high-demand flights operated by Air Canada will cost a lot of points.
On the other hand, the Aeroplan program uses a distance- and region-based award chart for partner flights. There are a limited number of partner award flights available to book with points, but if you can find one that fits your plans, the Aeroplan award chart offers excellent value from top to bottom. You can also add stopovers for 5,000 points, which makes the value proposition even stronger.
For example, you could fly from St. Louis (STL) to Chicago (ORD) for just 6,000 points.
Another great use of Aeroplan points is flying in business class to southern parts of South America. Depending on dates, routing, and flight distance, you can book these awards for 50,000 to 60,000 points one-way, per person.
If you're keen on booking a premium-cabin award, watch out for mixed-cabin itineraries. While there's nothing wrong with booking a mixed-cabin award, just be sure you don't accidentally book a business-class award and later find out your long-haul segment is in economy while your short-haul flight is in business class.
Air France–KLM Flying Blue
Flying Blue is the loyalty program of Air France and KLM, plus a few smaller airlines. This program gives you extensive access to award flights on SkyTeam airlines, such as Delta and Korean Air, and several non-member airlines.
One of the best ways to redeem Flying Blue miles is by taking advantage of monthly Promo Rewards. Every month, the program discounts select awards by up to 50%, and you can routinely find one-way flights to Europe for 15,000 miles each.
In October 2023, Flying Blue lowered the minimum price of business class awards to Europe, so you can now find business-class seats starting at 50,000 miles each way.
British Airways Executive Club
British Airways Executive Club is one of the most useful Chase airline partners. When you transfer Ultimate Rewards to British Airways, you can book travel with Oneworld alliance members like American Airlines, Alaska Airlines, and Qatar Airways.
With Executive Club, the best values will come from short, nonstop flights — especially in economy class. Unlike other frequent-flyer programs that charge a fixed number of points from one region to another, British Airways uses a distance-based award chart for both partner- and BA-operated flights.
This means Executive Club pricing is often quite different from other Chase transfer partners—which is a good thing as long as you know when to use them. As a general rule, the number of Avios required increases significantly with each connection on your itinerary, so focus on direct flights when possible.
You can find great value in booking nonstop partner flights like Seattle (SEA) to Honolulu (HNL) for 20,000 Avios. While British Airways has devalued this sweet spot several times in recent history, it still ranks as one of the best ways to get to Hawaii on points.
If you’re thinking of Europe instead, a nonstop flight from the U.S. East Coast with Dublin-based partner Aer Lingus can run as low as 13,000 Avios each way. However, the taxes and surcharges you'll pay on your credit card with most Executive Club bookings are a bit higher than if you transfer Chase points to Aer Lingus AerClub instead.
Emirates Skywards
Emirates Skywards can be useful in limited circumstances, but it's great to have the option — especially if you're interested in flying in first class with Emirates. That's because Emirates only makes first-class awards available to its own Skywards members and Qantas Frequent Flyers — but not to any other partner programs. However, booking awards strategically with Emirates Skywards can help you enjoy Emirates' famed first class and the perks that come with it.
One potentially useful redemption for U.S.-based flyers is on Emirates’ fifth-freedom flights between the U.S. and Europe. If you’re flying between New York (JFK) and Milan (MXP) or between Newark (EWR) and Athens (ATH), you can get economy tickets for 17,500 miles per way, or business class tickets for 87,000 miles. Emirates also has a handy calculator to help you price out award tickets and mileage upgrades.
Some of the other great uses of Emirates Skywards are for partner flights with Korean Air, Qantas, and Japan Airlines. Skywards also allows you to hold award tickets for 24 hours on Emirates-operated flights, but you'll need to ring the reservations line at (800) 777-3999 to put an award on hold.
Iberia Plus
Iberia also participates in the Avios program, but redemption possibilities are a bit different than with British Airways or Aer Lingus.
What is similar between Iberia and the other two programs is that you'll pay more Avios for longer flights, thanks to a distance-based award chart. However, Iberia is unique because it determines the number of Avios required by the cumulative distance of all flights in your itinerary, rather than charging for each flight separately (which is how Aer Lingus and British Airways price awards). That means Iberia awards are often cheaper than BA and Aer Lingus for itineraries with one or more connections.
My favorite use of Iberia Plus Avios is off-peak flights between several East Coast cities and Madrid in business class for only 34,000 miles each way. Most airlines charge around 30,000 miles one-way in economy to fly between the U.S. and Europe, making this Iberia flight an absolute steal if you can find availability. You'll find this pricing from Boston, Chicago, Washington, D.C., and New York-Kennedy.
A major drawback of the Iberia Plus program is that all partner award flights are non-refundable. So, be aware of this restriction before you book a partner flight.
JetBlue TrueBlue
Unlike other loyalty programs that charge a fixed number of miles based on either the regions you visit or the distance you fly, the number of TrueBlue points needed to book a ticket depends on the cash price of the flight.
Although this dynamic pricing eliminates the potential to get outsized value from your points, JetBlue TrueBlue compensates by making the booking process completely painless. With TrueBlue points, there are no blackout dates, so you can always use your points as long as there is a seat for sale.
Here is an example coast-to-coast economy flight redemption. The cash price for a standard Blue fare (not Blue Basic) for a nonstop, one-way flight from San Francisco to New York-Kennedy is $165.
Toggling over to points — which JetBlue lets you quickly do — we see that an award costs 11,100 TrueBlue points plus $5.60. This award offers better value than most, at just over 1.4 cents per TrueBlue point.
AwardWallet users get an average of 1.24¢ per JetBlue point. Actual values vary from one flight to the next but within the range of 1–1.5 cents per point. For this reason, it's especially important to compare with prices on the Chase Travel Portal before transferring from Ultimate Rewards to JetBlue. You might redeem fewer points by booking directly with Chase.
Singapore Airlines KrisFlyer
Singapore Airlines KrisFlyer is one of the most accessible Chase transfer partners. Outside of 1:1 transfers from Ultimate Rewards, you can supplement your balance by transferring points from several other bank programs. Singapore Airlines is part of Star Alliance and partners with all 26 member airlines. In addition, you can use KrisFlyer miles to fly with Virgin Atlantic, Virgin Australia, Alaska Airlines, and more.
Here are a few ideas for getting great value out of the Singapore KrisFlyer program:
- Book Spontaneous Escapes awards for discounted flights worldwide — such as 56,350 miles in premium economy from New York to Singapore.
- Fly United Airlines from the U.S. to Hawaii in economy for 17,500 Singapore miles.
- Fly any Star Alliance member airline from the U.S. to Europe for 27,500 miles in economy (watch out for fuel surcharges with some carriers).
- Book Avianca flights within South America.
We've rounded up a few other great deals in our post on Singapore KrisFlyer sweet spots.
Like Virgin Atlantic, Cathay Pacific, and Aeroplan, the KrisFlyer program passes on fuel surcharges to consumers. Your out-of-pocket cost can vary dramatically from $5.60 to $500 or more, depending on the airlines operating your flights. If the cash component of a Singapore award ticket is too high, United MileagePlus miles will likely be a better option among the Chase transfer partners.
Southwest Airlines Rapid Rewards
Of all the Ultimate Rewards transfer partners, Southwest Rapid Rewards is by far the easiest to use. Other loyalty programs charge a fixed number of miles from one part of the world to the other or charge based on the distance of the flight. In comparison, the number of Rapid Rewards needed to book a ticket depends on the cash price of the flight (like JetBlue).
With Rapid Rewards, there are no blackout dates, so you can use your points as long as there is a seat for sale. Generally, you can expect to get 1.3–1.5 cents per point when redeeming, but the exact value varies slightly and is less than it was in the past due to the Southwest Rapid Rewards devaluation in early 2024.
If you have the Sapphire Reserve, you also can redeem Ultimate Rewards through Chase Travel℠ portal at a value of 1.5 cents each. This is nearly always a better value than transferring to Southwest, given that you'll also earn points on the ticket.
When you fly on bookings made through Chase Travel, they are treated like cash tickets by the airline — even though you paid with points. In the past, you had to call to make these bookings, but now you can book Southwest flights online through the Chase Travel portal.
United Airlines MileagePlus
United MileagePlus is perhaps the most popular and well-known loyalty program among the Chase Ultimate Rewards transfer partners. MileagePlus distinguishes itself from the crowd with its robust online award search and booking tool, low award taxes and fees, and a huge number of partner airlines that can help you reach almost anywhere in the world.
When you transfer Chase Ultimate Rewards to United, you'll have the option to book flights operated by more than 40 different airlines, including all 26 members of the Star Alliance. Unlike many other airline programs that pass along carrier-imposed surcharges, United only requires you to pay the airport or country-imposed taxes and fees. Booking through United MileagePlus often saves you hundreds of dollars on an award itinerary versus booking with another airline loyalty program.
A sweet spot redemption with United MileagePlus is making use of its Excursionist Perk. With the Excursionist Perk, you can book an extra stop within the same destination region without paying any extra miles. This is one stand-out redemption that can't be matched by other Chase airline partners.
Look at this example flying from Chicago to Vienna. The next segment from Munich to Amsterdam costs 0 miles. Obviously, you'll have to get yourself from Vienna to Munich. Trains on this route are lovely.
Then, you'll pay the normal rate for your flight home from Brussels after getting there from Amsterdam. (May I suggest another train?)
In the example above, you could fly from Chicago to Vienna, then Munich to Amsterdam (within the Europe zone), and return from Brussels to Chicago. On such an itinerary, United doesn't charge you any miles for the flight from Munich to Amsterdam; you just pay the taxes and fees. Notice that you can include “open-jaw” segments as part of the itinerary.
Related: Sweet Spots for United MileagePlus Awards
Virgin Atlantic Flying Club
Virgin Atlantic is perhaps the most underrated Chase airline partner. While some bookings with Virgin will incur far higher taxes and fees than with other programs, Flying Club makes up for this shortcoming by charging fewer points than competitors on some interesting routes. If you choose your flights carefully, it’s also possible to avoid those high out-of-pocket costs.
Specifically, if you book flights operated by Virgin Atlantic with your Virgin Atlantic points, taxes should be approximately $150 in economy, $250 in premium economy, and $500 or more in Upper Class (Virgin's business-class cabin) for flights to Europe. However, flights from the U.S. to London can cost as little as 10,000 points in economy and 17,500 in premium economy. Compare that to the 30,000–50,000 charged by other transfer partners for the same class of service and you come out ahead, despite the higher taxes and fees.
Even flights from the West Coast are a decent deal at 15,000 points and ~$150 in taxes and fees. Note that flights in Premium or Upper Class incur far higher out-of-pocket costs.
Virgin Atlantic joined SkyTeam in early 2023 and partners with non-SkyTeam airlines like, Air New Zealand, Singapore Airlines, Virgin Australia, and All Nippon Airways (ANA).
A note about ANA award bookings made with Virgin points
We can't conclude any discussion of Virgin Atlantic Flying Club without mentioning the value of booking ANA flights using Virgin miles. You can book round-trip flights between the U.S. and Japan for 60,000–65,000 Virgin points in economy, 90,000–95,000 points in business class, or 145,000–170,000 miles in first class. This presents immense savings over what most other programs charge.
Most flights with Virgin Atlantic, Delta, KLM, and Air France can be booked online. But other partner bookings will require calling Virgin Atlantic at 800-365-9500. It’s slightly inconvenient, but the points saved can be worth it! Fortunately, Virgin has one of the best call centers of all major loyalty programs. Hold times are usually short, and the staff is knowledgeable and friendly.
Flying Club agents can put a flight on hold for 24–72 hours (depending on the partner), which is a huge advantage that most other airlines no longer offer. You can find more destinations and ideas for maximizing these points in our post on Virgin Atlantic award sweet spots.
Chase Hotel Partners
As a general rule, you’ll get more value out of your Ultimate Rewards points by transferring to the Chase airline partners, rather than hotels. But there are cases when using the Chase hotel partners can make sense.
As with the Chase airline partners, you want to check the cash price to make sure you’re getting good value for your points. Remember, you can redeem points through the Chase Travel portal at a value between 1 and 1.5 cents per point — though this rate depends on which Ultimate Rewards-earning credit card you have. The value you can get this way should be your absolute minimum savings for any transfer you consider.
IHG One Rewards
Transferring your Ultimate Rewards to IHG One Rewards is not generally a good deal. IHG uses dynamic pricing, which means award rates fluctuate with demand and cash prices. You're likely to see points prices ranging from 5,000 up to 100,000 points per night — or even 250,000 points per night at ultra-luxury properties.
While AwardWallet users tend to redeem IHG points at 0.68¢ apiece, that doesn't mean there aren't gems in the IHG One Rewards program if you know where to look.
A big part of obtaining value from IHG points comes from using the fourth-night-free benefit. This equates to a 25% discount when using points on a four-night stay.
To be able to enjoy this benefit, you have to hold one of the following IHG co-branded credit cards: IHG One Rewards Premier Credit Card, IHG One Rewards Traveler Credit Card, or IHG One Rewards Premier Business Credit Card.
Related: Which IHG One Rewards Credit Card Is Right for You?
However, you still need to do the math to ensure you're getting more value with a points transfer from Chase to IHG than using your points in Chase's travel portal. Even with the fourth-night-free benefit, it can be difficult to get much more than 1¢ per IHG point. There are many other better-value Chase transfer partners.
Marriott Bonvoy
As a general rule, transferring Ultimate Rewards points to Marriott Bonvoy won't be a good use of your points. Marriott’s award chart has some pretty inflated prices due to the dynamic pricing it employs. Compared to World of Hyatt, where top-tier hotels cost a maximum of 45,000 points per night for a standard room, you often need around 100,000 Marriott points to book a top-tier property, depending on the time of year.
That said, if you’re set on using your Ultimate Rewards for a Marriott hotel, do the math to ensure you’re getting good value from your points. If a hotel costs $800 per night because of an event in town, yet you could book it for 50,000 Marriott points, it might not be a bad choice.
The one caveat to all of this advice concerns PointSavers. These are discounted award bookings that can provide above-average redemption value. While AwardWallet users obtain 0.94¢-per-point with the average Marriott redemption, this booking provides nearly a 1.6¢-per-point value.
Although Marriott isn't an optimal partner for Chase points transfers, the Marriott Bonvoy program is definitely worth a deeper look.
World of Hyatt
The Hyatt rewards program is by far the most valuable of the three Chase hotel transfer partners.
The reason is simple: Hyatt charges significantly fewer points for a free night than other hotel programs. The best values for World of Hyatt award redemptions tend to come at the two ends of the spectrum: expensive, luxury properties and inexpensive, budget hotels.
Hyatt has eight different hotel categories. Reward nights in a standard room start at just 3,500 points per night at a Category 1 property during off-peak dates. The top end of the standard room award chart is at 45,000 points for peak dates at a Category 8 property. Award pricing can vary since Hyatt uses a peak and off-peak pricing model.
At this Category 1 property in Columbus, Ohio, you'll pay 3,500 points instead of $128 during an off-peak, one-night stay. AwardWallet users typically redeem their Hyatt points for 2.19¢, but this redemption provides a fantastic 3.66¢ per point in value.
Hyatt also offers the ability to book rooms with Club access and suites with points, as well as Points + Cash rates to help you stretch your points even further. You can see complete details on the World of Hyatt Free Nights & Upgrades page. You also can customize your payments between cash, points, and free-night awards using Pay My Way.
Finally, you can use Hyatt points to book all-inclusive resorts and Miraval wellness resorts. The cost for both of these is higher than most standard hotels.
Before you transfer your Chase Ultimate Rewards points to Hyatt, you should always verify the cash price of your desired hotel stay. While Hyatt generally offers good value, it won’t always be the case. You'll find more recommendations in our post on the best World of Hyatt awards.
Tips for Maximizing Chase Travel Partners
- Always confirm flights or hotel nights are available with points before you make a transfer. Put Virgin Atlantic flights on hold before you transfer. That's because…
- Point transfers are irreversible. You can't transfer points back to Ultimate rewards. One of the most popular Google search terms is “transfer United miles to Chase Ultimate Rewards.” Unfortunately, that's not possible, so plan carefully before you transfer and wind up with an unhappy result like those searching for this term.
- Check the cost of booking the same flight or hotel through the Chase Travel portal. In some cases, you’ll spend fewer points and less cash booking through Ultimate Rewards instead of transferring to a Chase partner program.
- Remember, each of the 11 Chase airline partners has its own list of partner airlines. At last count, you can book flights with nearly 100 unique airlines via Chase transfer partners.
- Compare prices. Several airlines can be booked with multiple Chase transfer partners. Compare the taxes, fees, and points required before you decide where to transfer points.
It's also worth keeping the following in mind:
- Air France and Virgin Atlantic can be used to book Delta flights.
- British Airways and Iberia can be used to book American and Alaska flights.
- Air Canada and Singapore can be used to book United flights.
Bottom Line on Chase Transfer Partners
Each of the Chase travel partners has its own unique rules and pricing. And while some provide more consistent value than others, it's the diversity of options that makes Ultimate Rewards such a valuable type of points to collect.
It's a great feeling to maximize your points, but don't lose sight of the fact that value is subjective. A successful booking is one that gets you the travel you want. Don't let the possibility of finding something slightly cheaper stop you from making a good redemption.
When it's time to book travel, compare the cash price on the airline or hotel's website with the price to book on the Chase travel portal. Then, consider the Chase transfer partners to see if you can find a better deal. In addition to the number of points required, you'll also want to consider the out-of-pocket costs and whether you can cancel or change your plans if needed.
And remember to only transfer Chase points to partners when you've confirmed everything and are ready to book; you can't get your points back if you change your mind.
Chase Points Transfer Partner FAQs
Can I transfer Chase Ultimate Rewards to Delta SkyMiles?
No, you can’t transfer Chase Ultimate Rewards to Delta Air Lines. However, you can transfer your Ultimate Rewards to Air France–KLM Flying Blue or Virgin Atlantic Flying Club. Then, you can use those miles to book flights on Delta, since Delta is a partner of both programs.
Can I transfer Chase Ultimate Rewards to Alaska Mileage Plan?
No, you can’t transfer Chase Ultimate Rewards to Alaska, but you can transfer Ultimate Rewards to British Airways Executive Club or Iberia Plus and then use Avios to book flights on Alaska.
Can I transfer Chase Ultimate Rewards to American Airlines AAdvantage?
No, you can’t transfer Chase Ultimate Rewards to American Airlines, but you can transfer Ultimate Rewards to British Airways Executive Club and Iberia Plus. Then, you can use the Avios program to book flights on American Airlines.
Can I use Chase points to book travel for others?
All 11 Ultimate Rewards airline transfer partners and all three hotel partners will allow you to book travel for someone else using your points. However, it's generally against the terms and conditions of rewards programs to accept money or other compensation for making a reservation with your points or miles. As long as you make bookings for people you know, you shouldn't have any problems. Just check whether the program requires the person to be related to you (many programs in Asia have this rule).
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