Budgeting 101

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Yes the monthly income is less than the monthly amount of bills-BUT- as the red writing says, that is not including overtime or side jobs. This is my actual budget, and we do make more than that and always pay our bills on time. This budget really helps stretch money if your in a tight spot. This keeps us on track & on time. Helps let us know where all of our money is being spent, & not to overspend on anything we don't need. This budget had helped us get 3 months ahead of our bills!

30-30-30-10 budget explained. If you are new to budgeting and need to get started, check out this post to see if this budget will work for your lifestyle. Learn how to divide your money up so you can pay expenses and pay down debt easily. Plus cut spending and live below your means with this budget example so you can save for your future.

What to do when you don't know where to start with managing your money

Here are 101 budgeting categories so you never forget a budget line item ever again!

It can feel a little overwhelming to create a budget for the first time. As a beginner, you’re wondering how to create a budget that actually works for your

What is the 50/30/20 budget rule? The percentage-based budgeting method breaks down your spending into three broad categories: needs(50%), wants (30%), and savings (20%). Learn how to use the simple strategy to your advantage. | How To Make A Budget | Saving Money Tips | #budgeting #personalfinance