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Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

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creditgnome
Regular Contributor

Re: Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

Appreciate it paulhines170. Don't lose hope I stretched my credit this month went past the due dates but not the 30 day mark still maintaining my 100 percent payment and I still was approved. No idea what they're looking at it but I'm fine with it. I seem to get the harder cards when I am more willing to spend and gamble ha.

 

I'm not like most on here. I don't care about inquires

current credit score: 652/674
800 CL1000 CL1000 CL300 CL2000 CL2500 CL2000CL600CL1000CL1000CL500CL800CL2000CL300CL500CL500CL



Business Credit
3000CL1500CL4000CLno preset limit no preset limit 5000CL
1000CL1000CL2000CL 1000CL 200CL 2000CL1000CL2000CL
Message 11 of 32
creditgnome
Regular Contributor

Re: Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

Thank you rdbeetle! Means a lot 💯

current credit score: 652/674
800 CL1000 CL1000 CL300 CL2000 CL2500 CL2000CL600CL1000CL1000CL500CL800CL2000CL300CL500CL500CL



Business Credit
3000CL1500CL4000CLno preset limit no preset limit 5000CL
1000CL1000CL2000CL 1000CL 200CL 2000CL1000CL2000CL
Message 12 of 32
creditgnome
Regular Contributor

Re: Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

Talk about crazy luck. They just offered the bank americard as well right now in the mail. Credit gods are speaking 👐

 

I'll the red card this time though. 

IMG_20230726_170757_copy_868x1156.jpg

 

current credit score: 652/674
800 CL1000 CL1000 CL300 CL2000 CL2500 CL2000CL600CL1000CL1000CL500CL800CL2000CL300CL500CL500CL



Business Credit
3000CL1500CL4000CLno preset limit no preset limit 5000CL
1000CL1000CL2000CL 1000CL 200CL 2000CL1000CL2000CL
Message 13 of 32
KingRue8500
Senior Contributor

Re: Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

Congrats on your BOA Customized Cash Rewards Secured approval

 




Message 14 of 32
Traveler101
Established Contributor

Re: Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

Congratulations 🎊 

Message 15 of 32
nytokyobred79
Valued Contributor

Re: Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

Congrats on getting in with Bank

of America 😊

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $211, 000 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $10.8K(moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 16 of 32
CreditAggie
Community Leader
Super Contributor

Re: Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

Congratulations on your BofA approval! This is a well-known counter-offer from BofA if they may not be able to approve you for an unsecured card. It has a good track record for graduating into an unsecured card and growing with SP CLIs. 

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 17 of 32
creditgnome
Regular Contributor

Re: Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

Thanks KingRue8500! Hope you're doing well my friend!

current credit score: 652/674
800 CL1000 CL1000 CL300 CL2000 CL2500 CL2000CL600CL1000CL1000CL500CL800CL2000CL300CL500CL500CL



Business Credit
3000CL1500CL4000CLno preset limit no preset limit 5000CL
1000CL1000CL2000CL 1000CL 200CL 2000CL1000CL2000CL
Message 18 of 32
creditgnome
Regular Contributor

Re: Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

Thanks Traveler101!🤜🤛

current credit score: 652/674
800 CL1000 CL1000 CL300 CL2000 CL2500 CL2000CL600CL1000CL1000CL500CL800CL2000CL300CL500CL500CL



Business Credit
3000CL1500CL4000CLno preset limit no preset limit 5000CL
1000CL1000CL2000CL 1000CL 200CL 2000CL1000CL2000CL
Message 19 of 32
creditgnome
Regular Contributor

Re: Finally in with bank of america: customized cash rewards 500CL limit for $99 secured

Appreciate it nytokyobred79!. It only took close to 8 years to see an envelope ha. Happy I made the gamble. 🤜🤛

current credit score: 652/674
800 CL1000 CL1000 CL300 CL2000 CL2500 CL2000CL600CL1000CL1000CL500CL800CL2000CL300CL500CL500CL



Business Credit
3000CL1500CL4000CLno preset limit no preset limit 5000CL
1000CL1000CL2000CL 1000CL 200CL 2000CL1000CL2000CL
Message 20 of 32
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