The Capital One Venture X Rewards Credit Card includes valuable travel benefits, like complimentary lounge access and travel protections, with an annual fee that’s up to $300 less than competitors. You’ll earn up to 10x miles, which can be redeemed for travel, statement credits or transfer to 15+ airline and hotel partners.
The Platinum Card® from American Express looks impressive when you pull it out of your wallet. Beyond good looks, the card grants access to a wide range of airport lounges and offers valuable credits and benefits, but you have to be willing to work it to get the most out of the perks.
The Bilt Mastercard®’s single biggest advantage is the ability to generate points from rent payments. As of June 2023 the median rent in a major U.S. city was $2,029, and if the average renter paid using their Bilt Mastercard instead of a bank transfer, they’d generate over $300 in travel rewards each year. The Bilt Mastercard is an excellent choice if you’re looking to generate travel rewards or points that can go toward a down payment fund through rent payments.
The Chase Sapphire Preferred® Card offers an impressive welcome bonus, bonus value on travel redemptions and several transfer partners. If you’re looking for luxury travel perks, however, the card may leave you wanting more.
For frequent United Airline flyers, the United℠ Explorer Card offers useful perks—like a free first checked bag, priority boarding and TSA PreCheck statement credit. Plus, cardholders get essential travel protections like lost luggage reimbursement and trip cancellation insurance.
The Quicksilver card combines an appealing 0% APR period, a decent cash-back rate and a selection of unique benefits. Chief among them are an up-to-6-month Uber One membership rebate and no foreign transaction fees.
The Wells Fargo Active Cash® Card has a lot to offer, with a generous sign-up bonus, straightforward rewards structure, a host of valuable extras, and no annual fee. The Active Cash card also comes with a host of other perks, such as cell phone protection, rental car insurance, and flexible reward redemption options. Considering these many benefits, it’s impressive that the card comes with no annual fee.
The Chase Freedom Unlimited® card is a well-rounded rewards card, offering generous cash-back earnings in a variety of categories. The $0 annual fee and an introductory 15-month 0% APR make this card particularly attractive to budget-conscious cardholders.
The Capital One SavorOne Rewards card ensures you get plenty of value out of your card right away with one of the highest earning rates on both dining and groceries for a card with no annual fee. The card is especially rewarding if you are a food delivery fan as you get a whopping 10% back on purchases through Uber and Uber Eats.
The Chase Freedom Rise℠ card is a great option for people who are just starting out with managing their finances and credit. You can also increase your chances of approval by having a Chase checking or savings account with at least $250 before applying.
The Quicksilver card combines an appealing 0% APR period, a decent cash-back rate and a selection of unique benefits. Chief among them are an up-to-6-month Uber One membership rebate and no foreign transaction fees.
The Chase Freedom Unlimited® card is a well-rounded rewards card, offering generous cash-back earnings in a variety of categories. The $0 annual fee and an 15-month 0% intro APR period on purchases and balance transfers (then 20.49%–29.24% variable APR), making this card particularly attractive to budget-conscious cardholders.
The Citi Simplicity® Credit Card is another card offering 0% APR for 21 months from the date of first transfer (transfers must be completed within four months from the date of account opening)—and a 0% intro APR for 12 months.
The U.S. Bank Visa® Platinum Card is particularly well-suited for those looking to consolidate and pay down debt over an extended period without the burden of additional interest. The U.S. Bank Visa® Platinum Card features an exceptionally long 0% intro APR on purchases and balance transfers† for 21 billing cycles. After that, the APR is variable, 18.74%–29.74%. Balance transfers also include a fee or 5% of the amount of each transfer or $5 minimum, whichever is greater.
The Chase Freedom Flex℠ card has $0 annual fee, and users can earn a hefty 5% cash back on activated bonus category purchases each quarter (up to $1,500 in purchases, then 1%). With additional benefits like an extended introductory annual percentage rate (APR) period, cell phone protection, and car rental collision coverage, this card is packed with perks.
The Chime Credit Builder Secured Visa® Credit Card has no strict approval requirements, the card’s setup won’t allow you to fail when it comes to making on-time payments.
The Capital One Quicksilver Secured card is good for those who are rebuilding from poor or fair credit and want a card that earns rewards with no foreign transaction fee. Consumers have the opportunity to boost their spending power by making more than the minimum security deposit.
Bank of America’s Customized Cash Rewards Secured Credit Card earned a spot on our list for its zero-dollar annual fee, high credit limit, and rewards structure. You can earn 3% on the category of your choice, 2% cash back at grocery stores and wholesale club purchases, and 1% unlimited cash back on all other purchases.