Credit Cards
Standard Bank Gold Credit Card review: should you get it?
Discover this card will help you save a lot on travel! Enjoy R250,000 limit and several discounts. Keep reading to learn more!
Advertisement
EStandard Bank Gold Credit Card: 20% off at Emirates Airlines!
You no longer have to choose between a card offering travel perks or rewards programs and offers. The Standard Bank Gold Credit Card offers all that and more!
Standard Bank Gold Credit Card: check out how to apply!
Apply to the Standard Bank Gold Credit Card and benefit from automatic travel insurance and 55 days interest rate free payment!
Below, understand why this is considered one of the best cards on the South African market! So keep reading and learn more!
Credit Score | Good or excellent (above 650); |
Monthly Fee | R63; |
Initiation Fee | R180; |
Interest Rate | From 10.25% to 21% (variable); |
Rewards | Up to 30% discount on select brands, including Emirates, booking.com, Rentalcars.com, and more! |
Standard Bank Gold Credit Card: learn more about this financial product
This credit card packs everything you expect from a good card. Initially, the credit limit for this product is R250,000.
In addition, with this card, you can buy airline tickets to national and international destinations with up to 20% discount at Emirates.
Additionally, you’ll earn 5% cashback if you book accommodations through Booking.com.
Another feature you can count on while traveling is a 10% discount on car rentals from Rentalcars.com or Avis.
During the trip, you can also count on insurance coverage that covers all essential basic services. Other discounts of up to 30% and restaurant perks are available.
You will be redirected to another website
Standard Bank Gold Credit Card features
Indeed, the Standard Bank Gold Credit Card can be a great ally when traveling internationally and in everyday life.
However, this one also has drawbacks you must be aware of. Below, you can check the “good” and “bad” of having this card! Then let’s check it out!
What are the benefits?
- Discounts of up to 20% on airline tickets for domestic and international flights;
- 5% cashback whenever you book hotels, apartments, and more on booking.com;
- Exclusive offers on restaurants, leisure, and much more;
- Access the UCount Rewards program (accumulate points on all your purchases).
And what are the drawbacks?
- Monthly fee and relatively high initiation fee;
- Applicants need to prove a monthly income above R5,000;
- High fees for branch cash withdrawals or note deposits: R80 per transaction plus R2.5 for every R100 withdrawn;
- The international transaction fee of all Standard Bank cards is 2.75%.
What credit score do you need to get the card?
The Standard Bank Gold Credit Card brings advantages, travel, and cashback programs. Thus, it requires a better credit score.
Therefore, you are more likely to be eligible for this card if your score is good or excellent (above 650).
How does the application process work?
The world of cashback and exclusive discounts awaits you! Below is a step-by-step guide on how to apply for this card! So read on to learn more!
Standard Bank Gold Credit Card: check out how to apply!
Apply to the Standard Bank Gold Credit Card and benefit from automatic travel insurance and 55 days interest rate free payment!
Trending Topics
Grant-in-aid: pension of R500 monthly indefinitely
If you receive a disability grant, war veteran’s grant, or grant for an older person, read our Grant-in-aid review and increase your income.
Keep ReadingAfrican Bank Credit Card: check out how to apply!
Apply for the African Bank Credit Card and have a card to manage your money with the right to life insurance mobile access. Read on!
Keep ReadingFinChoice Personal Loan: find out how to apply!
Apply to FinChoice Personal Loan and get a loan of R40,000 without having to leave your home! Keep reading to learn how!
Keep ReadingYou may also like
Foster Child Grant: R1,070 per month!
The federal government has created the Foster Child Grant program to help your family and your children. Pension of R1,070. Read on!
Keep ReadingBuy cheap South African Express flights: easy step by step
Buy cheap South African Express flights for R500 and fly nationally and internationally in comfort and safety. Find out how here!
Keep ReadingDiscovery Bank Gold Card: check out how to apply!
Apply to Discovery Bank Gold Card and earn miles to travel the world with discounts of up to 35% on airline tickets. Learn more!
Keep Reading