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data_dictionary.csv

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1	Variable Name	Description	Type
2	SeriousDlqin2yrs	Person experienced 90 days past due delinquency or worse	Y/N
3	RevolvingUtilizationOfUnsecuredLines	Total balance on credit cards and personal lines of credit except real estate and no installment debt like car loans divided by the sum of credit limits	percentage
4	age	Age of borrower in years	integer
5	NumberOfTime30-59DaysPastDueNotWorse	Number of times borrower has been 30-59 days past due but no worse in the last 2 years.	integer
6	DebtRatio	Monthly debt payments, alimony,living costs divided by monthy gross income	percentage
7	MonthlyIncome	Monthly income	real
8	NumberOfOpenCreditLinesAndLoans	Number of Open loans (installment like car loan or mortgage) and Lines of credit (e.g. credit cards)	integer
9	NumberOfTimes90DaysLate	Number of times borrower has been 90 days or more past due.	integer
10	NumberRealEstateLoansOrLines	Number of mortgage and real estate loans including home equity lines of credit	integer
11	NumberOfTime60-89DaysPastDueNotWorse	Number of times borrower has been 60-89 days past due but no worse in the last 2 years.	integer
12	NumberOfDependents	Number of dependents in family excluding themselves (spouse, children etc.)	integer