Desjardins Personal Chequing Account rates and benefits review Jan, 2025

Practical for all your regular transactions

Account type: chequing account
Interest rate: no interest payable on primary chequing account
Fees: none if minimum monthly balance for selected plan is maintained, otherwise, standard transaction fees apply

An interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited or borrowed (called the principal sum). The total interest on an amount lent or borrowed depends on the principal sum, the interest rate, the compounding frequency, and the length of time over which it is lent, deposited or borrowed.

Desjardins Personal Chequing Account is offering customers 0.0% as the deposit interest rate based on average account balance amount. It's calculated after any promotion interest rate bonus.

According to the bank account review done by Market Ai, Desjardins Personal Chequing Account is ranked number 77 in terms of interest rate in the CA banking market. Its interest rate score is 55/100.

The term bank charge covers all charges and fees made by a bank to their customers. In common parlance, the term often relates to charges in respect of personal current accounts or checking account. These charges may take many forms, including: monthly charges for the provision of an account charges for specific transactions (other than overdraft limit excesses) interest in respect of overdrafts (whether authorised or unauthorised by the bank) charges for exceeding authorised overdraft limits, or making payments (or attempting to make payments) where no authorised overdraft exists

Desjardins Personal Chequing Account is charging customers $0 as the basic monthly account keeping fee on average account balance amount.

According to the bank account review done by Market Ai, Desjardins Personal Chequing Account is ranked number 1 in terms of monthly fee in the CA banking market. Its monthly fee score is 100/100.