Pavla, Vodová (2009): Odstraňování legislativních bariér na trzích hypotečních a spotřebitelských úvěrů. Published in: Acta academica karviniensia No. 2 (2009): pp. 448-457.
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Abstract
The aim of this article is to characterise the process of consumer and mortgage loans legislative harmonization as a part of reduction of credit market integration barriers. The harmonization of consumer credit market law is a long-term process in European Union. For mortgage loan markets, the harmonization of legislation is at the beginning. For both types of loans, the principles of responsible lending are highly important.
| Item Type: | MPRA Paper |
|---|---|
| Original Title: | Odstraňování legislativních bariér na trzích hypotečních a spotřebitelských úvěrů |
| English Title: | Reduction of legislative barriers on consumer and mortgage loan markets |
| Language: | Czech |
| Keywords: | integrace úvěrových trhů; hypoteční úvěr; spotřebitelský úvěr; směrnice; odpovědné úvěrování |
| Subjects: | G - Financial Economics > G1 - General Financial Markets > G15 - International Financial Markets G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks ; Depository Institutions ; Micro Finance Institutions ; Mortgages |
| Item ID: | 25252 |
| Depositing User: | Pavla Vodová |
| Date Deposited: | 21 Sep 2010 23:59 |
| Last Modified: | 02 Oct 2019 16:41 |
| References: | ADAM, K., JAPPELLI, T., MENICHINI, A., PADULA, M., PAGANO, M. Analyse, Compare and Apply Alternative Indicators and Monitoring Methodologies to Measure the Evolution of Capital Market Integration in the European Union. Palermo: University in Palermo, CSEF, 2002. Broad Economic Analysis of the Impact of the Proposed Directive on Consumer Credit. Brusel: European Parliament, 2007. ECB. Financial integration in Europe. Frankfurt: European Central Bank, 2008. ISSN 1830-7159. EU Responsible Lending Standards for Home Loans. Brusel: European Mortgage Federation, 2009. Feedback on the Consultation on the Green Paper on Mortgage Credit. Brusel: European Commission, 2006. FISHER, K. Starting Signal for Commission Consultation on Responsible Lending and Borrowing. Mortgage Info, s. 1, č. 6, 2009. Směrnice 87/102/EHS o sbližování právních předpisů členských států týkajících se spotřebitelského úvěru. Směrnice 93/13/EC o smlouvách o spotřebitelském úvěru. White Paper on the Integration of EU Mortgage Credit Markets. Brusel: Commission of the European Communities, 2007. The Costs and Benefits of Integration of EU Mortgage Markets. Report for European Commission. London: London Economics, 2005. |
| URI: | https://mpra.ub.uni-muenchen.de/id/eprint/25252 |
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