We know what you are thinking: how is it already that time of year again? With the holidays fast approaching, preparation will help you better manage your finances and keep you from overspending in the next few months. How can you prepare and make sure the holidays don’t get the best of your finances and derail your progress?

It’s the most wonderful time of the year – it’s time for office parties, holiday potlucks, vacations, and a host of other festive activities.

But if you’re keeping a close eye on your budget, the holidays can pose a challenge to your finances. Here are 6 financial tips you can apply to your own life if you’re trying to curb your seasonal spending:

Even the best of us can get into a financial pickle. That’s why choosing the right debt settlement company is so critical to your financial future.

If you’re still unsure, here are 5 reasons why you can put your trust in us:

Summer is here, which means both the temperatures and your utility bills are on the rise. In many areas, summer sparks higher energy demand, causing the market price to increase. Variables such as the kids being home from school, hot weather, and pool filters can easily affect your utility bills.

Fortunately, there are many ways to get around the high expense of staying cool all summer long. New Era Debt Solutions suggests these tips for having a comfortable and affordable summer: