Bank of America Mobile Banking

4.6
1.12M reviews
10M+
Downloads
Content rating
Everyone
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About this app

Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts.

Transfer Money and Pay Bills
•Securely send and receive money with Zelle® using a U.S. mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID® / Face ID®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁴

Manage Investments with Merrill
•Trade stocks, ETFs, mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICO® Credit Score:
•Easily check your FICO® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools:
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
• Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.

¹Zelle transfers require enrollment and must be made from a Bank of America consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.

²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.

³Erica does not provide investment advise. Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.

⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products:
• Are Not FDIC Insurance
• Are Not Bank Guaranteed
• May Lose Value

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Features may only be available for certain account types.

Android is a trademark of Google Inc.

Google emojis are used herein under license.

Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
©2024 Bank of America Corporation
Updated on
Dec 8, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos
This app may collect these data types
Photos and videos, Audio and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
1.1M reviews
Working Boy
December 14, 2024
Been a customer for years, and so I expect the app to be easy to use yet with good features. UPDATE: Downgrading from overall 5 stars to 4 stars-- after logging in and after choosing an account, please put the List All Transactions option at the top. I hate having to scroll down through the 25 most recent transactions every time, just to choose to list my history. As with many people, I am using the app like a check register and will always need to review older transactions.
90 people found this review helpful
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S Jackson
December 19, 2024
After finally figuring out the 4 steps to go to in order to pay my credit cards they went & changed the app again. Now they're called transfers instead of payments & works exactly like a transfer. I can no longer put a NOTE for what I'm paying so can't keep track or organized. Have to go online to add transfer between accounts memo. The neat features it had to distinguish from the website are gone so no point in using it. This app has been destroyed over last 2 years so 10/10 I do NOT recommend.
83 people found this review helpful
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Bank of America
March 4, 2022
Hi S Jackson, I spoke with the development team and we are still working on enhancements and new features to add to the app. We understand not having certain functions can be an inconvenience, but our future updates will improve your experience. -Thanks, Ashlyn
lillian cano
November 28, 2024
Easy to use. Being able to see all of my transactions for each of my cards makes budgeting and saving a breeze. Also, the customizable spending alerts to my phone help protect my accounts. Resolving fraudulent purchases is a stress-free process with BoA's mobile banking app. Even when calling the bank is necessary, the staff are responsive, calm, and friendly.
340 people found this review helpful
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What’s new

In this release, we've made some minor enhancements and bug fixes.

We're always making improvements, so turn on automatic app updates to get the latest. Go to Google Play Store > Menu > Settings > Auto-update apps, and set your preference.