Save More with an Everyday Credit Card
American First Credit Union offers you rich benefits with your membership like the American First Mastercard® which comes with a low everyday rate, less fees, and contactless tap-to-pay technology.
Card Benefits
Enjoy these benefits when you choose the AFCU Credit Card:
- No annual fee
- No balance transfer fee
- No cash advance fee
- Contactless tap-to-pay technology
- Zero liability protection
- Mastercard Global Services
- Mastercard ID Theft Protection
- Manage your card and make payments within online and mobile banking
- 25-day interest-free grace period**
- Automatic Billing Updater
- Overdraft service options
Earn Rewards Points with uChoose Rewards®
Connect your card to your Apple Device using Apple Pay®
Apply for Your Card
Once your application is processed and your limit is set, you’re ready to start using your card to make purchases. Get started by completing our online application.
Credit Card Rates
As of 12/23/2024
| Card Type | APR* as low as |
|---|---|
| AFCU Credit Card with uChoose Rewards |
13.45% - 22.45% |
| Secured Credit Card with uChoose Rewards | 22.45% |
*APR (Annual Percentage Rate) subject to change with the market based on the Prime Rate. Rate shown includes 0.50% discount for automatic payments from an American First account. If the automatic payment option is canceled during the life of the loan, the rate(s) on the entire outstanding and future balance(s) may subsequently increase by 0.50%. A one time $5 lifetime membership may apply. Additional terms and certain restrictions may apply; contact us for more information.
