Mortgage Refinance Rates Today

Mortgage Refinance Rates Today: January 14, 2025—Rates Rise
The rate on a 30-year fixed refinance climbed today. The average rate on a 30-year fixed mortgage refinance is 7.55%, according to Curinos, while the average rate on a 15-year mortgage refinance is 6.
Mortgage Refinance Rates Trend Down but Remain Elevated
The 30-year mortgage refi rate average ticked down for a third day but remained higher than recent averages. Other refi loan types saw mixed movement.
US 30-year mortgage rate tops 7%, highest since May 2024
The interest rate for the most popular U.S. home loan rose last week to an eight-month high of 7.09%, extending an upward trend that's squeezing would-be homebuyers already facing rising house prices and limited supply.
US Mortgage Rates Top 7%, Reach Highest Since May of Last Year
US mortgage rates topped 7% last week, reaching the highest level since early May and extending a months-long advance that risks restraining the housing market.
Mortgage Refinance Rates Continue Retreat From Recent High
The 30-year mortgage refinance rate average ticked down for a second day but remained elevated. Rate movement for other refi loan types was down or flat.
How to Get a Mortgage Rate Under 3% in 2025
Mortgage rates are hovering close to 7 percent, but there are still options for securing a rate in the 3 percent range or lower.
Why mortgage rates are still high despite the Fed rate cuts
When the Fed cuts rates, it often leads to lower mortgage rates because borrowing costs drop overall. Unfortunately, though, mortgage rates have instead climbed higher since the F
Mortgage Rates Hold at Highest Level Since May
After climbing to their most expensive level in more than seven months, 30-year mortgage rates held steady Tuesday. Rate movement was mixed for other loan types.
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Mortgage Refinance Rates Today: November 18, 2024—Rates Move Upward
The average rate on a 30-year fixed mortgage refinance is 7.40%, according to Curinos, while the average rate on a 15-year mortgage refinance is 6.43%. On a 20-year mortgage ...
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Today’s 15-Year Mortgage Refinance Rates
One option to consider is refinancing to a conventional 15-year, fixed-rate loan ... to a 15-year mortgage where you can still come out ahead. If you currently have a 20- or 30-year ...
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30-Year Mortgage Refinance Rates
The longer your term, the higher your mortgage refinance rate will be. In December, the average 30-year fixed refinance rate was 64 basis points higher than the average 15-year fixed ...
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Will you be able to refinance your mortgage in 2025? Here's what experts think.
But now that the year is coming to a close, we're largely back to where we started, with the average mortgage refinance rates sitting at 6.60%. However, most economists expect the Federal ...
Forbes2d
Compare Current 10-Year Refinance Rates
She is a New York-based writer covering mortgages ... to weigh your refinancing options. For example, you might consider a conventional 10-year fixed loan. Having a fixed rate means your ...
Business Insider9d
15-year Mortgage Refinance Rates: Compare Current Rates
Refinancing into a 15-year fixed-rate mortgage can help homeowners save on ... If 2,000 ÷ 100 = 20, then that means it would take 20 months, or a year and eight months, to break even.
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The True Cost of a 'No-Cost' Mortgage Refinance
A "no-closing-cost refinance" has closing costs ... Paying one discount point – 1% of the mortgage amount – buys the rate down on a typical 30-year fixed-rate mortgage by 0.125 to 0.25 ...
Refinance Rates Tick Up to Highest Level Since July
Monday, nudging the average to a new 5-month peak. Rate movement was meanwhile mixed for other refi loan types.