25 Most Expensive Cities To Live in Florida

You may be familiar with some Florida cities with the cost of living on the cheaper end but how well do you know The Sunshine State’s most expensive cities?

To uncover the priciest Florida cities to live in, GOBankingRates sourced the total population and median household income across Florida cities using the US Census American Community Survey. The average single-family home value for 2024 was also included, along with calculations for the average mortgage cost. GOBankingRates then combined the average mortgage and monthly expenditure cost to determine the monthly cost of living.

Ranked in ascending order with the top city having the highest total monthly costs, these are the 25 most expensive cities to live in Florida.

• Total population: 2,105
• Median household income: $73,160
• January 2024 average home value: $1,322,833
• Expenditure monthly cost: $2,303
• Average mortgage: $7,825
• Total cost monthly: $10,128

• Total population: 10,470
• Median household income: $57,145
• January 2024 average home value: $1,350,332
• Expenditure monthly cost: $2,295
• Average mortgage: $7,988
• Total cost monthly: $10,283

• Total population: 1,590
• Median household income: $94,545
• January 2024 average home value: $1,465,127
• Expenditure monthly cost: $1,692
• Average mortgage: $8,667
• Total cost monthly: $10,359

• Total population: 8,276
• Median household income: $105,315
• January 2024 average home value: $1,501,725
• Expenditure monthly cost: $1,627
• Average mortgage: $8,883
• Total cost monthly: $10,510

• Total population: 2,986
• Median household income: $113,500
• January 2024 average home value: $1,476,918
• Expenditure monthly cost: $2,040
• Average mortgage: $8,737
• Total cost monthly: $10,776

• Total population: 3,135
• Median household income: $93,750
• January 2024 average home value: $1,488,013
• Expenditure monthly cost: $2,254
• Average mortgage: $8,802
• Total cost monthly: $11,056

• Total population: 4,171
• Median household income: $141,250
• January 2024 average home value: $1,513,971
• Expenditure monthly cost: $2,164
• Average mortgage: $8,956
• Total cost monthly: $11,119

• Total population: 2,271
• Median household income: $153,242
• January 2024 average home value: $1,864,758
• Expenditure monthly cost: $1,656
• Average mortgage: $11,031
• Total cost monthly: $12,687

• Total population: 18,947
• Median household income: $118,203
• January 2024 average home value: $1,807,073
• Expenditure monthly cost: $2,261
• Average mortgage: $10,689
• Total cost monthly: $12,951

• Total population: 2,325
• Median household income: $140,045
• January 2024 average home value: $2,023,784
• Expenditure monthly cost: $2,215
• Average mortgage: $11,971
• Total cost monthly: $14,187

• Total population: 5,966
• Median household income: $178,095
• January 2024 average home value: $2,126,375
• Expenditure monthly cost: $2,322
• Average mortgage: $12,578
• Total cost monthly: $14,900

• Total population: 172
• Median household income: $238,750
• January 2024 average home value: $2,274,397
• Expenditure monthly cost: $1,831
• Average mortgage: $13,454
• Total cost monthly: $15,285

• Total population: 486
• Median household income: $93,478
• January 2024 average home value: $2,296,472
• Expenditure monthly cost: $2,090
• Average mortgage: $13,584
• Total cost monthly: $15,675

• Total population: 2,208
• Median household income: $73,587
• January 2024 average home value: $2,285,578
• Expenditure monthly cost: $2,319
• Average mortgage: $13,520
• Total cost monthly: $15,839

• Total population: 41,711
• Median household income: $65,116
• January 2024 average home value: $2,393,930
• Expenditure monthly cost: $1,875
• Average mortgage: $14,161
• Total cost monthly: $16,036

• Total population: 891
• Median household income: $107,813
• January 2024 average home value: $2,412,401
• Expenditure monthly cost: $1,813
• Average mortgage: $14,270
• Total cost monthly: $16,084

• Total population: 127
• Median household income: $250,000
• January 2024 average home value: $2,814,997
• Expenditure monthly cost: $1,838
• Average mortgage: $16,652
• Total cost monthly: $18,490

• Total population: 192
• Median household income: $135,000
• January 2024 average home value: $3,550,777
• Expenditure monthly cost: $1,855
• Average mortgage: $21,004
• Total cost monthly: $22,859

• Total population: 4,658
• Median household income: $173,015
• January 2024 average home value: $3,738,140
• Expenditure monthly cost: $2,303
• Average mortgage: $22,112
• Total cost monthly: $24,415

• Total population: 392
• Median household income: $227,500
• January 2024 average home value: $5,082,738
• Expenditure monthly cost: $1,876
• Average mortgage: $30,066
• Total cost monthly: $31,942

• Total population: 1,325
• Median household income: $86,172
• January 2024 average home value: $5,630,660
• Expenditure monthly cost: $2,314
• Average mortgage: $33,307
• Total cost monthly: $35,622

• Total population: 162
• Median household income: $162,000
• January 2024 average home value: $6,889,526
• Expenditure monthly cost: $1,834
• Average mortgage: $40,754
• Total cost monthly: $42,589

• Total population: 179
• Median household income: $250,000
• January 2024 average home value: $6,982,434
• Expenditure monthly cost: $1,958
• Average mortgage: $41,304
• Total cost monthly: $43,261

• Total population: 342
• Median household income: $235,500
• January 2024 average home value: $9,708,076
• Expenditure monthly cost: $1,646
• Average mortgage: $57,427
• Total cost monthly: $59,073

• Total population: 5,370
• Median household income: $190,824
• January 2024 average home value: $11,165,407
• Expenditure monthly cost: $2,237
• Average mortgage: $66,047
• Total cost monthly: $68,284

Photo disclaimer: Photos are for illustrative purposes only. In many cases, the closest major city outside of the city/county mentioned in the article was used.

Methodology: For this study, GOBankingRates analyzed cities across Florida to find the most expensive cities to live. First GOBankingRates found the total population and median household income both sourced from the US Census American Community Survey. Next GOBankingRates found the average single family home value for January 2024 as sourced from the Zillow Home Value Index. Assuming a 10% down payment and using the 30 year national average fixed rate mortgage, as sourced from the Federal Reserve Economic Data, the average mortgage can be calculated. By combining the average mortgage and monthly expenditure cost, the monthly cost of living can be calculated. The cities are sorted to show the most expensive to least expensive cities in Florida. All data was collected and is up to date as of April 29, 2024.