- Allison Winters' world falls apart when her husband dies of a sudden heart attack, announcing on his death bed that he has a secret family. Six months later such family arrive on Allison's doorstep, determined to be a part of her life.
- At a fancy party, a woman in a red ballgown is abducted in a thunderstorm.
Next scene shows a party being held in a house where we are introduced to Allison and her daughter Holly. Allison's husband is giving a speech and congratulates her daughter being graduated. Then he has a heart attack and later is dying in a hospital bed. As he lays dying he introduces his wife to his illegitimate emo teen son named Joshua.
Flash forward to 8 months later. Allison is throwing a gala for heart disease awareness. The chef Oscar catches someone going through Allison's phone and confronts him. The chef gets violently thrown down the stairs and dies. It is being treated by Police as an accident.
Jenna, the other woman, and Joshua's mom finds Allison and asks her for money. She begs for help one second and threatens legal action the next. Allison is not able to help because she is still angry and needs to take care of her own daughter. Jenna reminds Allison of the promise she made her husband on his death bed to take care of Joshua. As they are talking Joshua is playing the piano dramatically underscoring the whole conversation. Allison caves and lets them move into the guest house.
The guest house is incredibly nice and plenty big enough for an entire family. Allison isn't thrilled to have Jenna and Joshua living there and asks Melissa (her best friend) to investigate Jenna. Jenna has a criminal background and used to teach piano. Jenna also is abusive to her son and has a short fuse. When Joshua says Allison is nice, Jenna throws a sandwich at him and hits him in the head.
Allison is left to babysit Joshua who is "on the spectrum" according to Jenna. Allison gives him new shoes and talks about his dad and her childhood, she too was socially awkward and brushing horses helped her. She takes Joshua to the stables and talks about love. Holly is less welcoming and is flat out rude to him, she catches him going through her bag and calls Joshua a freak. Hayden, her boyfriend, even beats him up.
Holly really wants to buy a car with her dead dad's money. Allison realizes that her husband left her a Million Dollars. Melissa tells Allison to turn her millions of dollars into much more, with a fancy gala.
As Holly is studying someone in a black hoodie ransacks the house and steals her phone. Allison comes home and finds a broken picture and the front door wide open. The hoodie person slams Allison against the wall and steals the wedding ring off her finger. The thief took over $30,000 worth of goods. Detectives are called and Holly blames Joshua and Jenna but the two have an alibi. (Piano lessons with the mayor's daughter.)
Jenna takes shower in the guest house and puts on a wedding ring while saying "I do" in the mirror. Then she plays the piano and in Allison's husband's shirt. Jenna buys Joshua a new jeep (Holly too was pretty much interested in it earlier, but Allison said it was too expensive and not good on fuel) and is really comically excited about it.
Holly breaks up with Hayden when he vandalizes Joshua's new jeep. She calls him a loser and then starts hanging out with Josh. Josh is thrilled to have a friend and opens up about Jenna's influx of money. They also bond over horses. When they arrive home they see a bunch of people partying in the front yard. Jenna is hanging out with Damon Runyan and his biker friends. Allison is about to throw Jenna out, but Jenna shows Allison the wedding ring and claims one of her friends "found it."
Melissa puts together that Jenna and Damon Runyan are dating and planning to ditch Josh with Allison and run off together. Melissa goes over to his house alone to confront him. It is nighttime and she snoops around with a flashlight. She breaks into the house through a bathroom window and continues to look around. Melissa finds tickets or something, but Damon Runyan catches her and beats her with a baseball bat, which lands her in hospital.
Allison confronts Jenna and threatens to go to the cops. Jenna blames Hayden for the Allison's house robbery. The detectives, Holly, and Allison all go over to Hayden's house and finds Holly's stolen purse under his bed. (We see earlier an hooded figure planting it under his bed) Hayden claims that he has been framed. He did tamper with Holly's college application to try and get her to stay in town and not leave him. Allison apologizes Jenna for suspecting her and Joshua for the events before.
We are finally back at the night of the big fancy party from the beginning of the movie. Jenna and Joshua are there too. Holly in her red dress is lured outside by Joshua and kidnapped in a thunderstorm. It was Damon Runyan and Joshua who took her. They hold her in the horse stables as she screams for her life. Joshua cries while holding Holly hostage with a pitchfork.
Allison is confronted by Jenna and Damon Runyan. They show her footage of Joshua with the pitchfork. They tell her that if Allison doesn't transfer the million dollars to their Cayman Island account, Joshua will kill Holly.
Allison knows Joshua isn't really dangerous and so does Holly. Holly annoyingly shouts at Joshua to let her go. Joshua admits that he planted her purse at Hayden's house, and Holly says that she knows that it is his mother, Jenna is the person who manipulated him to do all those bad things.
Holly headbutts Jenna and Joshua pitchforks Damon Runyan as he was running towards Allison with a knife in hand.
Holly goes to college in Joshua's jeep and he rides a horse. (thanks to lifetimeuncorked)
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