This purchase includes an excel document with a detailed monthly budget spreadsheet. It can be fully customized to your household no matter how big or small it is. There are a lot of different categories as I tried to think of everything you might possible spend your income on. The first sheet of this document will be a sample sheet with tips and instructions added as comments. The second and third sheet is in pounds and dollar. However, I have also included instructions on how to convert the sheets to any currency you would need. There is a savings section where you can enter anything you might be saving towards. Below that there is also a Birthday and Holiday section if you would like to put money aside on a monthly basis. This purchase includes one Excel document which you will be able to download after purchase. No physical product will be sent to you. If you have any questions, difficulties or personalisation requests, please feel free to send me a message! Hunter&Belle