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    Can I Really Have A Tax Free Retirement?

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    Mark Houston
    A Fidelity Financial White Paper Mark T. Houston (402) 880-7008 [email protected] www.FidFin.co Schedule An Appointment: http://bit.ly/1DtF3mj

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    Can I Really Have A Tax Free Retirement?

    Uploaded by

    Mark Houston
    59 views5 pages
    A Fidelity Financial White Paper Mark T. Houston (402) 880-7008 [email protected] www.FidFin.co Schedule An Appointment: http://bit.ly/1DtF3mj

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    © © All Rights Reserved

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    A Fidelity Financial White Paper Mark T. Houston (402) 880-7008 [email protected] www.FidFin.co Schedule An Appointment: http://bit.ly/1DtF3mj

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    59 views5 pages

    Can I Really Have A Tax Free Retirement?

    Uploaded by

    Mark Houston
    A Fidelity Financial White Paper Mark T. Houston (402) 880-7008 [email protected] www.FidFin.co Schedule An Appointment: http://bit.ly/1DtF3mj

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 5

    CAN I REALLY

    HAVE A TAX-FREE
    RETIREMENT?

    WADE HICKS

    CAN I REALLY HAVE A TAX-FREE RETIREMENT?

    Can you really have a tax-free retirement?


    Simply put, yes you can! Its all in the vehicle in
    which you begin your retirement savings.
    People get so caught up in the daunting
    decision of which account to use for
    retirement: 401(k)s, Roth IRAs, SEPs, Simple
    IRAs, and more. All these accounts can help
    you save similarly. The distinction lies in the
    tax codes the government has created for each.
    So which one will give you a tax-free
    retirement? Technically, the Roth IRA is the
    only retirement savings account that can do
    that. However, its status as a tax-free account
    means youre taxed on your contributions
    NOW, and youre limited as to how much you
    can contribute each year.
    There are alternatives to reaching your
    retirement without paying a huge chunk of
    your savings to the government, though. Many
    people arent aware of the 7701 tax code which
    states that life insurance benefits to an
    individual are tax-exempt. This opportunity
    means there are ways to accumulate retirement
    funds without the opportunity to lose principal
    and have your income distributed in a tax-free
    fashion.
    Fidelity Financial Co., LLC
    White Paper

    Page | 1

    CAN I REALLY HAVE A TAX-FREE RETIREMENT?

    An Index Universal Life (IUL) policy


    guarantees that you never lose your principal
    and captures a portion or all of the market
    gains. You can have a life insurance policy with
    a flexible premium that will allow you to
    overfund, where the excess money goes into a
    bucket that earns interest based on an index.
    Meanwhile, youre protecting your family in
    case anything happens to you.
    If you utilized the S&P Index and averaged
    7.5% on your excess, after-tax monies for the
    next thirty years, what kind of gain would you
    have? What makes this plan even more
    appealing is the promise that if the S&P has a
    losing year, you wont. If it has a winning year,
    you do. Think about the power of compound
    interest and never having a losing year during
    your accumulation phase!

    Fidelity Financial Co., LLC


    White Paper

    Your distribution phase determines whether


    you have a tax-free retirement. By taking a loan
    against your cash value after you are no longer
    contributing, you cannot be taxed. The money
    you contributed is after tax. When
    you take distributions, you do so in the form of
    a loan. When you buy a new car are you taxed
    on the loan? You may have an excise or luxury
    tax, but the government cannot tax the loan

    Page | 2

    CAN I REALLY HAVE A TAX-FREE RETIREMENT?

    you took out to get the car. This strategy can be


    used annually with the right planning.
    Visit your financial planner today to set up an
    IUL policy for your long-term financial
    strategies. Other benefits of this plan include
    not waiting until 5912 to take out money,
    never losing your principal, more leverage for
    more gains, protection of your family, and
    more.

    Fidelity Financial Co., LLC


    White Paper

    Page | 3

    CAN I REALLY HAVE A TAX-FREE RETIREMENT?

    Fidelity Financial Co., LLC


    215 S. 88th Street
    Omaha, NE 68114
    Mark T. Houston
    (402) 880-7008
    [email protected]

    WWW.FIDFIN.CO

    Fidelity Financial Co., LLC


    White Paper

    Page | 4

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