Final Ibps Po Mains Capsule 20153 PDF
Final Ibps Po Mains Capsule 20153 PDF
Final Ibps Po Mains Capsule 20153 PDF
Dear Readers
Here we are presenting you the Current Affairs section of the whole General Awareness Capsule. No need
to tell how important it is from exam point of view and what is the importance of this part. We have
posted a post on Agreements and Appointments on Bankersadda.com and students have applauded the
tabular form of data on the portal. So this capsule will be totally different from the past capsules and the
presentation will be different too. Also we are presenting you the current affairs section in the beginning
because you all know how IBPS is giving questions from current affairs and we can say that it will play an
important role in the final selection of the student.
The Reserve Bank of India (RBI) declared State Bank of India (SBI) and ICICI Bank as Domestic Systemically Important
Banks (D-SIBs) in line with the D-SIB Framework.
Reserve Bank of India (RBI) has decided to issue coins of 5 rupees denomination to commemorate golden jubilee year of
Indo-Pak War 1965. These coins will be issued under in The Coinage Act, 2011 and will be considered as legal a tender.
In a fresh setback to the beleaguered Sahara India Pariwar, the Reserve Bank of India (RBI) has cancelled the license of
its holding company Sahara India Financial Corporation Limited (SIFCL).
Reserve Bank of India (RBI) has inked a Memorandum of Understanding (MoU) with the Nepal Rastra Bank (NRB) on
Supervisory Cooperation and Exchange of Supervisory Information. The MoU was signed by RBIs Executive Director
Meena Hemchandra and Nepal Rastra Banks Executive Director Narayan Prasad Paudel in New Delhi.
The Reserve Bank of India (RBI) has granted in principle approval to 10 entities to set up small finance banks to provide
basic banking services to small farmers and micro industries. The in-principle approval will enable these entities comply
with the guidelines on Small Finance Banks and will be valid for 18 months.
In order to encourage overseas funding, the RBI proposed to allow domestic companies to borrow money from pension
funds, sovereign wealth funds (SWFs) and insurance funds as part of the ECBs.
The draft framework on External Commercial Borrowings (ECBs), however, proposed to lower the all-in cost borrowing
by 0.50 percent to ensure that the funds are borrowed from abroad at a reasonable interest rate.
The Reserve Bank of India (RBI) announced relaxation in norms that allow banks to upgrade credit facilities extended to
borrowing entities upon a change in ownership, only if the ownership has been changed outside Strategic Debt
Restructuring Scheme (SDR). The Bankers bank announced that the banks can treat loans to stressed companies that
have undergone ownership changes as standard loans, provided the stress was due to operational or managerial
inefficiencies.
RBI Governor has surprised with 50 bps cut in the policy rates.
Reserve Bank of India (RBI) suspends license of seven non-banking finance companies (NBFCs). The seven NBFCs whose
licenses were suspended are
Religare Finance, Artisans Micro Finance, Eden Trade & Commerce, RCS Parivar Finance, Nott Investments, Dewra Stocks
& Securities, Swetasree Finance.
The Reserve Bank of India (RBI) has chosen just 11 out of 41 applicants to set up payments banks in the country.
Payments banks are institutions that will offer most of the banking services except loans and credit card products to
retail customers. Customers can deposit money up to Rs 1 lakh in these banks, transfer money, make payments and buy
financial products such as insurance and mutual funds.
RBI decided to issue 10 rupees coins to commemorate International Day of Yoga.
RBI signed Special Currency Swap Agreement with the Central Bank of Sri Lanka. Under the arrangement, the Central
Bank of Sri Lanka can draw up to 1.1 billion US dollar for a maximum period of six months.
RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with a sponsor bank.
Overall direct lending to farmers should not fall below average of past 3 years, RBI directed all the banks.
RBI constituted Deepak Mohanty Committee on Medium-term Path on Financial Inclusion.
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BANKS IN NEWS
SBI
1.
2.
3.
HDFC BANK
S.no
1.
News/Schemes
Dhanchayat, an educational film to raise awareness on
the dangers of borrowing money from unorganised
sources.
Ties up with Snapdeal for co-branded credit card
2.
Other Points
The card is aimed at getting Snapdeal's customers, 70 per
cent of whom are from smaller cities and towns
3.
4.
ICICI Bank
Launched ICICI Bank Saral-Rural Housing Loan Scheme The scheme is new home loan proposition of the bank with
for weaker sections of society.
special interest rate to cater people from rural areas
including women borrowers as well as from weaker
sections.
Launched Smart Vault, a first-of-its-kind locker facility by Chanda Kochhar, MD & CEO of ICICI Bank
a bank in India with latest robotic technology.
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2.
BANKS IN NEWS
S.no
1.
Name of Bank
HSBC Bank
2.
3.
IDFC Bank
NABARD
4..
Bandhan Bank
5.
Indian Bank
6.
Corporation Bank
News/Schemes
It announced to launch green bonds in India
for raising funds for investments in
environmental projects.
To start lending operations from October 1
Got accredited by the Green Climate Fund as a
National Implementing Entity for undertaking
climate change related projects in India.
Bandhan
Financial
Services
started
operations as a Scheduled Commercial Bank
(SCB). Henceforth it will be called as Bandhan
Bank.
Launches IndPay mobile app service
Other Points
HSBC Indias chairman Naina Lal Kidwai
The first micro finance company in the
country to start operations as a full-fledged
commercial bank.
To enables its customers to operate bank
accounts anytime from anywhere.
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News
Union Government has released 2,000 crore rupees to Employees Pension Scheme (EPS), 1995 as its contribution for
the year 2015-16.
Central Statistical Office (CSO) released the estimates of Gross Domestic Product (GDP) for the April-June quarter of
2015. As per the estimates, India grew by 7 percent during the first quarter of the 2015-16 financial year.
Union Cabinet allows 100 per cent FDI under automatic route for white label ATMs.
State-run power utility NTPC will raise up to Rs. 700 crore through tax free secured non-convertible bonds. The
government has approved the companys raising Rs. 1,000 crore through tax free bonds, including Rs. 700 crore
through public issue.
The FIPB cleared 14 foreign investment proposals including that of Shyam Sistema Teleservices and IIFL Holdings.
Current a/c deficit narrows to 1.2% of GDP in April-June.
The Employees Provident Fund Organisation (EPFO) increased the life insurance cover of its subscribers from 3.6 lakh
to 6 lakh rupees.
The Election Commission (EC) has introduced a symbol for "None of the Above (NOTA)" option to facilitate voters in
exercising their NOTA option in elections.
The banks in Dakshina Kannada district conducted a mega credit camp to disburse loans under the MUDRA scheme of
the Centre on September 28.
The World Bank has promised $30 billion financial assistance to the Railways.
Union Cabinet has approved the proposal of direct release of wages in to the accounts of the workers engaged under the
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA).
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NEW APPOINTMENTS(INDIA)
S. no
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L C Goyal
AK Jha
3.
J Manjula
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Ramesh Chand
Shashidhar Sinha
Rakesh Sharma
Prabhat Singh
Hormusji N Cama
Krishnan Balakrishnan
Zayn Khan
KN Tripathi
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Sourav Ganguly
S K Sharma
Rajan S Katoch
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Amitava Ghosh
Rekha Menon
Anindya Basu
Governors of Bihar
Governors of HP
Sanjay Jalona
Om Prakash Rawat
Former Cabinet Secretary, Ajit
Seth
Kishor Piraji Kharat
P S jayakumar
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26.
Rakesh Sharma
Ashwani Lohanii
Newly Appointed
Post
CMD of India Trade Promotion Organisation
Interim CMD of NTPC Limited
Note: National Thermal Power Corporation (NTPC) Limited.
Appointed the new Director General (DG - Electronics & Communications Systems
or ECS)
Appointed as new member of the Niti Aayog.
Chairman of ABC
MD and CEO of Canara Bank
MD & CEO of Petronet LNG
Chairman of Press Trust of India
Chief Financial Officer (CFO), GoAir
President of Federation of Motor Sports Clubs of India
Additional charge of Governor of Tripura.
Note: He is also the Governor of West Bengal
President of Cricket Association of Bengal
Chairman of Bhakra Beas Management Board
Director of the Enforcement Directorate (ED).
Note: Term Extended
Snapdeal VP-engineering
Chairman of Accenture India
MD of Accenture India
Ram Nath Kovind
Acharya Dev Vrat
MD and CEO for L&T Infotech
Election Commissioner of India
Chairman of the Public Enterprises Selection Board
IDBI MD and CEO
MD and CEO of Bank of Baroda (BoB).
Note: This is the first time that Union government has appointed the two
candidates from the private sector to head the Public Sector Banks (PSBs).
MD and CEO of Canara Bank.
Air India CMD
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Amitabh Mattoo
Amol Palekar
Justice
Madanlal
Tahaliyani
Rana Kapoor
Dilip Vengsarkar
Al Rajwani
Swati Maliwal
Ashish Bahuguna
Ram Sevak Sharma
Ajay Mathur
Ananth Narayanan
Pankaj Munjal
Prashant Pathrabe
Rakesh Sahni
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Laxmandas
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Newly Appointed
Bazmi Husain
Indian
American
Jagdeep
Grewal
Malcolm Turnbull
Ashok-Alexander Sridharan
Metro
Man
Elattuvalapil
Sreedharan
6.
Sherif Ismail
7.
Arvind
Panagariya,
vicechairman of Niti Aayog
Matthias Mueller
Indian-American Atul Keshap
Raffi Freedman-Gurspan
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10.
Post
The global chief technology officer of ABB
Chosen as postmaster for Sacramento
Australias New Prime Minister
Mayor of German city of Bonn
Invited to the United Nations High Level Advisory Group on Sustainable Transport
(HLAG-ST).
Note: UN Secretary General Ban Ki-moon
PM of Egypt
Note: President Abdel-Fattah el-Sissi
Appointed as the sherpa for G20 negotiations
CEO,Volkswagen AG appoints
U.S. Ambassador to Sri Lanka and Maldives
Recruitment director for presidential personnel in the White House Office of
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Sebastian Coe
Athletics Federation of India
President Adille Sumariwalla
Ranil Wickremesinghe
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Masashi Muromachi
Maurice Obstfeld appointed as
Professor Kamal Bawa, an
Indian-origin scientist,
Anisa Rasouli nominated as
Lord Kamlesh Patel became
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24.
Keith Rowley
Smita Purushottam
Alexis Tsipras
Sundar Pichai
Pierre Nkurunziza
Jin Liqun
News
Union Ministry of Youth Affairs and Sports has decided to recognize Yoga as a sports discipline and place it in the
Priority category.
Union Government has cancelled licence of Greenpeace India, a non-profit Non-Governmental Organisation (NGO) to
receive foreign donations.
Describing Bodh Gaya as the land of enlightenment, Prime Minister Narendra Modi said his government would develop
the site as the spiritual capital.
Union Information and Broadcasting Minister Arun Jaitley launched the e-version of the 100 volumes of the Collected
Works of Mahatma Gandhi (CWMG) in New Delhi.
The Union Cabinet gave its approval for the Constitution of the 21st Law Commission of India. The formation of the
commission was necessitated as the term of the 20th law commission ended on 31 August 2015. It was headed by Justice
Ajit Prakash Shah.
India and Belarus have set the bilateral trade target of one billion dollar by 2018. The decision was taken at the Seventh
Session of the India-Belarus Intergovernmental Commission held in Minsk, Belarus.
Indian Prime Minister Narendra Modi has become the first political leader to have a mobile app, developed for him to
digitally connect with the citizens of the country. The PM himself launched the 'Narendra Modi Mobile App'.
The road transport and highways ministry will add nearly 50,000 km of roads to the National Highways (NH) network in
the country in the next six months. This addition within two years of the Narendra Modi government will be more than
twice the length NDA-I had added in its six years and over three times of what UPA added in its 10-year rule.
Union Government extends e-Tourist Visa Scheme to 37 more countries in order to attract maximum foreign tourists in
the country. With this extension, the total 150 countries will come under the ambit of e-Tourist Visa Scheme from
present 113 countries.
The Union Cabinet gave its approval for minor amendments in the MoU signed to facilitate implementation of IndoGerman Strategic Partnerships in Higher Education Programme.
Funding period of the programme will be changed from 2015-19 to 2016-20. Now it will be from 1 July 2016 to 30 June,
2020.
The Union Cabinet has approved the setting up of Indian Sign Language Research and Training Centre (ISLRTC).
It will be located in New Delhi.
Union Government announced four brand ambassadors for Digital India programme
List of Brand Ambassadors
1. Satwat Jagwani, All India IIT-JEE Advanced Topper -2015 (Student)
2. Krati Tiwari, All India IIT-JEE Advanced Girl Topper -2015 (Student)
3. Ankit Fadia, Author & Ethical Hacker
4. Pranav Mistry, Samsung USA (Computer Scientist & Author of 6th Sense)
In order to reduce air pollution due to vehicles, the Ministry of Road Transport & Highways issued a notification to
introduce Bharat Stage IV (BS-IV) compliant four wheeler vehicles though out the country from 1 April 2017.
Union Cabinet chaired by Prime Minister Narendra Modi gave 4 months extension (up to 31 December 2015) to the 7th
Central Pay Commission.
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INTERNATIONAL NEWS
S.no
1.
Country/Continent in News
Syria
2.
3.
North America
Australia
4.
5.
Britain
Pakistan
6.
Singapore
7.
Nepal
8.
Syria
9.
Egypt
10.
US
11.
12.
Australia
Kazakhstan
13.
Pakistan
14.
15.
Greece
USA, Brazil issued Joint
Statement on Climate Change
16.
17.
France
Cuba
18.
19.
20.
Nepal
Nepal
US
Related to
Islamic State (IS) militant group has destroyed part of historical Temple of Bel in the
ancient site of Palmyra in Syria.
Highest mountain of North America Mt McKinley renamed as Denali
An Indian-origin driver in Australia, Tejinder Pal Singh was named as Australian of the
Day by Commonwealth Bank of Australia
Note: For feeding the homeless in Darwin for the past three years.
Queen Elizabeth II becomes Britains longest-reigning Monarch.
Supreme Court of Pakistan ordered immediate adoption of Urdu as official language of
the country.
Singapore's PM lauded the city-state's youth vote for helping return his party, The PAP
(People's Action Party) to power in a massive victory for the 12th time.
Nore: Prime Minister Lee Hsien Loong
Nepal's parliament has overwhelmingly approved a new constitution. It was passed by
507 votes to 25.
The radical militants of Sunni Islamist militant group Islamic State (IS) have seized
Qaryatain, a key town in central Syria.
It has launched a major expansion of the Suez Canal.
Note: It was inaugurated by Egyptian President Abdel Fattah al-Sisi
The US military has launched the largest NATO airborne drills dubbed as Swift Response
15 since the end of the Cold War to enhance security and stability in the European
region.
Australian government appoints Adam Gilchrist ambassador to India - for education.
The International Atomic Energy Agency (IAEA) and Kazakhstan have signed an
agreement to create the world's first internationally-controlled bank of low-enriched
uranium in Kazakhstan to ensure fuel supplies for power stations and prevent nuclear
proliferation.
Pakistan has banned the Islamic State (IS) militant group which has undertaken vast
stretches of Iraq and Syria in its control.
Became first developed nation to default on IMF debt.
In the joint statement, both the countries agreed to increase the share of renewable
energy to 20 percent of their energy mix by 2030.
Champagne vineyards of France granted with World Heritage status by UNESCO
became first country in the World to eliminate mother-to-child transmission of HIV and
Syphilis
It banned animal Sacrifice at Gadhimai Festival
Its political parties agreed to remove word Secularism from the Constitution
Defense Department of US set up Working Group on allowing Transgender persons into
Military Service
OBITUARIES (NATIONAL/INTERNATIONAL)
S.no
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Person Died
Chandra Bahadur Dangi
Aadesh Shrivastava
Ramaswamy Iyer
Kalamandalam Sathyabhama
Brian Close
Bal Pandit
Radhika Thilak
Jackie Collins
Jagmohan Dalmiya
Dr. Syed Ahmad
Lynn Anderson
Colonel Harwant Singh (Retd),
Kayyara Kinhanna Rai
Om Prakash Munjal
NR Varhadpande
Arthur Morris
Matti Makkonen
Jerome Charles Weintraub
Abdullah Hussain
Diana Douglas
Y K Sabharwal
Phil Walsh
K P P Nambiar
Dr. Suniti Solomon
Vasundhara Komkali
Clive Rice
P Hariharan
Santasilan Kadirgamar
APJ Abdul Kalam
PR Chari
Bijoy Krishna
Ramkrishna Suryabhan Gavai
Tom Moore
Olaf Pooley
Alex Rocco
Dr Bisheshar Pradeep
Alcides Edgardo Ghiggia
V Ramakrishna
Joan Sebastian
Manayangath Subramanian Viswanathan
Pashupatinath Roy
Bashar Navaaz
Profession/Famous In?
World's shortest man
Bollywood Music Composer-Director
Renowned Water policy expert
Classical dancer
Former England and Yorkshire captain
Veteran Marathi cricket commentator
Malayalam playback singer
Novelist
Former BCCI President
Former Manipur Governor passes away
US country singer
World War-II hero passes away.
Poet, freedom fighter
The founder of Hero Cycle
Eminent Sanskrit Scholar and Indologist
Former Australian Cricketer
pioneer of SMS technology
Legendary producer
Renowned Urdu novelist
Hollywood actress
Former Chief Justice of India
Adelaide Crows football coach
Keltron founding chairman
Pioneering Indian HIV/AIDS researcher
Eminent vocalist
First post-apartheid captain of South Africa Cricket team
Noted Physicist
The veteran Sri Lankan historian
Former Indian President
The nuclear disarmament advocate
Veteran Congress Leader
Former Bihar Governor
Cartoonist
Noted Hollywood actor
Actor
Noted Urdu writer
Uruguayan soccer legend
Veteran Telugu playback singer
Iconic musician
Tamil music composer
Former BSFI president
Renowned Urdu poet
S.no
1.
Awards
The UNESCO prize Award of Excellence 2015 for the
conservation efforts of the Sree Vadakkunnathan Temple in
Kerala.
Gandhi Peace Prize 2014
Royal Aeronautical Society Silver Medal
The Certificate of Recognition from the California legislature
for his dedication to helping Kashmiri Hindu community.
United Nations Champions of the Earth award
Champions of Change award
Icon Award by the Indo-Caribbean Alliance
AWARDS
2.
3.
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7.
Winner
India
ISRO
Dr G Satheesh Reddy
Anupam Kher
Bangladesh Prime Minister Sheikh Hasina
Indian-American girl Swetha Prabakaran
Shiv Chanderpaul
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Arjuna Award
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Aqeela Asifi
Ajinkya Rahane
Note: CCI president Kekoo Nicholson
Mariko Kipchumba of Kenya
Hindustan Times Group chairperson Shobhana Bharatia
and PepsiCo Chairman Indra Nooyi
Lalita Prasida Sripada Srisai of Odisha
Dr Kamal Kishore Goenka
Employees Provident Fund Organisation (EPFO)
Dr. Jacob Tsimerman
a) M.R. Poovamma- for Athletics
b) Babita Kumari- for Wrestling.
Indo-British van driver Dee Patel
Note: Patel had risked his life to save others.
Cricketer Ravichandran Ashwin
Note: Arjuna Awards was instituted in 1961
Mathematician Dr. Amalendu Krishna
Note: For his outstanding contributions in the area of
algebraic cycles, algebraic K-theory and the theory of
motives.
National Dairy Development Board (NDDB)
Note: For exemplary work in Dairy Geographical
Information System.
Indian sociobiologist Raghavendra Gadagkar
Goa Tourism Minister Dilip Parulekar
Dr. M Veerappa Moily
Note: He received the award for his epic Sri Ramayana
Mahanveshanam written in Kannada.
Historian Babasaheb Purandare
Note: He is famously entitled as Shiv Shahir i.e. Shivajis
poet
Syrian woman Journalist Zaina Erhaim
Indian agricultural scientist Dr Modadugu Vijay Gupta
Barcelona's Lionel Messi
Tennis player Sania Mirza
Mountaineer Jot Singh of Indo-Tibetan Border Police
(ITBP)
Two Indians , namely Sanjiv Chaturvedi and Anshu
Gupta
Helena Ndume, Jorge Sampaio awarded
Note: Asias Nobel Prize
Ramachandra Guha chosen for
Peter Higgs received
Note: The world's oldest scientific prize
Telugu cartoonist Pamarthy Shankar won
Kerala tourism's Muziris heritage project bagged
Indian-origin Shiv Pande received
Indian American Sunita Viswanath honoured
Sayed Haider Raza honoured with
Jawahar Navodaya Vidyalaya, Churachandpur
Manipur
Make in India initiative of DIPP won
India-based Comparex India Pvt Ltd won
Tata Steels West Bokaro Division conferred with
Sanjeev Galande selected for
Darshan Jain, an Indian-American teacher named for
of
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SPORTS NEWS
CRICKET
TENNIS
GRAND PRIX
ATHLETICS
Delhi's specially-abled athletes win 7 medals at
Summer Games in US.
Note: Phoolan Devi (17) won first gold for the country
in power lifting (bench press category).
Jamaican athlete Usain Bolt has won world 100 metre
title in the World Athletics Championships held in
Beijing, China.
10
FOOTBALL
SHOOTING
BADMINTON
HOCKEY
India womens hockey team books 2016 Rio Olympics
berth
Ace Indian golfer Aditi Ashok won the prestigious Ladies British
amateur stroke-play Championship 2015 at Leeds, United Kingdom.
Golf
Wrestling
Indian Wrestler Narsingh Pancham Yadav has secured
quota for India in the 2016 Olympic Games.
Indian wrestler Anil has clinched gold medal in Cadet Wrestling World
Championships in the 50 kg freestyle competitions.
Note: In the final match played at Sarajevo, Bosnia he defeated Erfan
Aeini of Iran.
Archery
India womens team wins silver in World Archery
Championship, Copenhagen, Denmark.
Note: Indian womens team included trio of Laxmirani
Majhi, Deepika Kumari, and Rimil Buriuly
11
Sports
Boxing
2.
3.
Fifth Youth
Commonwealth
Games
Weightlifting
4.
Shot put
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6.
Skeet shooter
Billiards
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Sprinter
8.
New Sport
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Kabaddi
Basketball
Cycling
Powerlifting
Athletics
News
Indian boxer Vikas Krishan has won the silver medal in the Asian Championships held in
Bangkok, Thailand.
Deepak Lather won gold in the 62 kg category.
Indian weightlifters Deepak Lather won a gold medal in the 62 kg category of the 2015
Commonwealth Youth Games (CYG) being held in Apia, Samoa.
Railways shot putter Manpreet Kaur became the latest Indian athlete to qualify for next year's
Olympics when she shattered an 18-year-old national record en route to a sixth title at the 55th
National Open Athletics Championship.
Mairaj Ahmad Khan clinched a Rio Olympics quota place for India.
Indias ace cueist Pankaj Advani won 2015 IBSF World Billiards Championship (Time Format)
in Adelaide, Australia, by defeating Peter Gilchrist of Singapore.
Note: It was his overall 14th World title.
Indias Prabhroop Sekhon wins two golds in Special Olympics World Games
Note: He won the medals in 300 metre and 500 metre Roller Skating event.
IOC gives Olympic Sport recognition to Frisbee
Note: International Olympic Committee (IOC)
5 Gold, 5 Silver and 7 Bronze: India top with 17 medals
Note: Event organized by Korea Chess Federation.
Pankaj Advani clinched his 13th world title after winning the World 6-Red Snooker
Championship
Note: He defeated Chinese Yan Bingtao
Pro Kabaddi League 2015-U Mumba crowned champions after defeating Bengaluru Bulls
India won 2015 South Asian Basketball Championship
Team Sky cyclist Chris Froome of Britain won 102nd Tour de France
Indian-American Amitoj Chhabra won Junior Title at US Powerlifting Championships 2015
Ethiopia's Mare Dibaba won women's marathon at World Athletics Championships
Note:Fifteenth IAAF World Championships in Athletics concluded in Beijing
Sport Event
2022 Commonwealth Games
2022 Asian Games
Venue
Durban in South Africa
Hangzhou,China
3.
Youth
Delphic
Games
in
February 2016
2022 Winter Olympics and
Paralympics
ICC World Twenty20 2016
4.
5.
Other Points
Next Asian Games will take place in
Jakarta in 2018.
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4.
EKUVERIN
Navy
Pentagon
5.
Army
12
News
China and its strategic partner Pakistan have launched a joint air exercise called
Shaheen (Eagle)-4 in China. It is fourth edition of air exercise between the air forces of
both countries
6th Indo-Maldives Joint Military Exercise held in Thiruvananthapuram
AUSINDEX15, first Australia and India maritime exercise begins in Visakhapatnam
Established the first-ever country special cell to speed up its defence ties with India and
accelerate the process of co-development and co-production of hi-tech military
equipment in the country.
Note: India is the only country to have a specific cell of its kind inside the Pentagon.
China has successfully launched a newly-developed smaller version of carrier rocket
Long March-6 as part of the countrys space program.
6.
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India Navy
9.
Army
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14.
Indian Army
India Navy
Defence Acquisition Council
IAF
8.
9.
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11.
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16.
17.
13
News
Haryana Government inaugurated Sakhi, one stop center for women in distress
The West-Central Railway (WCR) zone headquartered in Jabalpur, Madhya Pradesh has become the first Railway Zone in
Indian Railways to eliminate all unmanned level crossings.
Haryana Government won the Skoch Order-of-Merit national award for implementing 6 E-Governance and IT initiatives in
the state.
Punjab Government has established a special MGNREGA cell to coordinate effective implementation of National Rural
Employment Guarantee Scheme in the state. It has been established by Punjab Rural Development and Panchayat
Department at Chandigarh with an outlay of 233 crore rupees.
Prime Minister Narendra Modi inaugurated Badarpur-Faridabad Metro in Delhi National Capital Region (NCR). It is also
first environment-friendly metro in India, as all the stations and depot have been equipped with solar power plants.
To promote organic farming in the state, the Himachal Pradesh Government organised a three-day organic fair and food
festival in the state. The organic fair and food festival was organised in Shimla, the capital city of Himachal Pradesh.
Haryana Assembly has passed Haryana Panchayati Raj (Amendment) Bill, 2015 that seeks to fix matriculation as minimum
educational qualification for elections to Panchayati Raj institutions (PRIs).
ii. With this Haryana became second state in India after Rajasthan to fix educational and other qualifications for the
candidates contesting Panchayat elections.
Rajasthan becomes the first state in the country to submit State Annual Action Plan under Atal Mission for Rejuvenation
and Urban Transformation (AMRUT).
The Bharatiya Janata Party-affiliated Akhil Bharatiya Vidyarthi Parishad (ABVP) has for the second consecutive year
trounced National Students Union of India (NSUI) to win all four seats in the student union elections of Delhi University.
Gujarat has been placed to top position in World Banks first ever ranking of States on the ease of doing business in India.
The World Bank report titled Assessment of State Implementation of Business Reforms was released in New Delhi under
the aegis of the Confederation of Indian Industry (CII).
Organ donation is the need of the hour and the Kerala government has been on a drive to boost it in the state. Now 200
people from Sastamnada village have come forward to pledge their organs for donation.
Andhra Pradesh Chief Minister N Chandrababu Naidu will release water of river Godavari into Krishna on to mark the
formal linking of the two rivers. The programme held at Ibrahimpatnam village near Vijayawada.
Perumanna Grama Panchayat in Kozhikode district of Kerala has become the first Panchayat in the State, to declare its own
water policy.
Korea-Andhra Pradesh Friendship Forum organized the Korea Caravan 2015 in Vishakhapatnam. This is for the first time
that Caravan was held outside New Delhi.
Asias biggest telescope MAST inaugurated at Udaipur Solar Observatory in Rajasthan.
Note: Multi-Application Solar Telescope (MAST)
Delhi Government decided to have tram network in Old Delhi. As of 2014, the Kolkata tram in Kolkata (formerly Calcutta)
is the only public tram system in the country.
Rajasthan signs MoUs for Rs 2,452-cr investments at the investment meet in New Delhi. Investment pacts were signed
between the state government and several private companies that plan to set up industrial units in Rajasthan.
18.
Global electronic manufacturing giant Foxconn announced that it will invest $5 billion over the next five years in
Maharashtra.
Maharashtra government has declared the area along Thane Creek as Flamingo Sanctuary
China-based Smartphone maker Xiaomi Inc has tied up with Taiwan-based Foxconn to set first Assembly line in Andhra
Pradesh under Make in India initiative.
Telecom Minister Ravi Shankar Prasad has launched a new mobile app Disha to aid digital literacy in Bihar. It aims to help
people learn about computers and Internet through self-learning modules.
Kochi becomes first Indian city to be a member of Beijing headquartered, World Tourism Cities Federation (WTCF)
Council
Amitabh Bachchan is now Maharashtra's Tiger ambassador.
The Ministry for New and Renewable Energy sanctioned a 1,500-MW ultra-mega solar power park for Andhra Pradesh.it
will be developed in Kadapa district by NTPC.
Gujarat Govt declares ban on use of Plastic.
Kerala Govt declares state as "Digital State"
Maharashtra government has roped Cricket legend Sachin Tendulkar as its new ambassador for the Tiger Conservation
Project.
Telangana Chief Minister K. Chandrasekhar Rao launched a flagship programme Grama Jyothi across the state. The scheme
is aimed at comprehensive development of rural areas allowing planning and execution of works by villages themselves.
The Cochin International Airport became the first in the world to operate completely on solar power. Kerala Chief Minister
Oommen Chandy inaugurated the 12 MWp solar power plant.
Tata Trust to develop 264 villages in Vijayawada Lok Sabha constituency of Andhra Pradesh under Sansad Adarsh Gram
Yojana(SAGY) initiative.
The Rajasthan government entered into an agreement with Future Consumer Enterprise Ltd. (FCEL) to modernise the
public distribution system (PDS) by providing multi-brand consumer goods at competitive prices to public through fair
price shops.
Delhi Jal Board (DJB) commissioned the first ever Hydro-power plant in the city, at Chilla area of east Delhi.
The United Kingdom will fund a capacity building programme for making Kolkata a low carbon city.
The New Delhi Municipal Council or NDMC has decided to change the name from Aurangzeb road to Abdul Kalam road.
The 21st edition of the Delhi Book Fair was launched at the Pragati Maidan in New Delhi. The book fair has been organised
by the Federation of Indian Publishers in association with India Trade Promotion Organisation.
Maharashtra government signed MoU with Blackstone and Panchshil SPV for three projects.
Digital Guddi-Gudda Board of Jalgaon district adopted as Best Practice under BBBP scheme.
National Green Tribunal banned use of Plastic in Haridwar & Rishikesh
Microsoft agreed to set up Digital Village in Maharashtra
Punjab Government to create Beas Belt near Harike Patan as habitat for Gharials
Indian Railways and Odisha Government signed MoU for Dasappla-Bolangir Railway Line
Maharashtra assembly passed Guarantee of Public Services Bill, 2015. The bill will empower citizens to avail their rights in
stipulated time with less efforts and cost. It will also pave way to curb corruption, bring transparency and for empowering
citizens.
19.
20.
21.
22.
23.
24.
25.
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28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
Movies/Organization
1.
2.
3.
4.
5.
6.
Honour/News
The
Operation Smile
2.
3.
Operation Shiva
Operation
Muskaan
Gurgaon Police
Operation Shishtachar
4.
14
helped
Tracing of 44 missing
Uttarakhand
To secure Amarnath Yatra
To trace over 1000 kids
children
in
Uttarakhand Police
Indian Army
Gurgaon Police
Delhi Police
SEBI IN NEWS
1.
NSE announced that it has formalised a memorandum of understanding with the Stock Exchange of Mauritius (SEM) to
facilitate co-operation between the two exchanges.
Union Government notified the merger of commodities market regulator Forward Markets Commission (FMC) with
Securities and Exchange Board of India (SEBI). Its merging will be effective from 28 September 2015.
SEBI cancelled Certificate of Registration of Sahara Mutual Fund
2.
3.
News
Indias first Harbour Defence System commissioned in Kochi.
Note: Designed by Israel Aerospace Industries (IAI).
India & Kazakhstan launched first drilling at Satpayev oil block
Indias first railway-line built under PPP model inaugurated in Gujarat
Patnitop Tunnel, Indias longest road tunnel, set to open in 2016
Indias 1st Earthquake Warning System successfully installed in Uttarakhand.
LIST/RANKING ANNOUNCED
List Name
Important Points
Other Points
1.
S.no
2.
50 Most
Business
3.
5.
6.
7.
4.
8.
Powerful Women in
9.
10.
15
New Delhi
Cooperation (SAARC)
2.
3.
New Delhi
By National Payments Corporation
of India (NPCI), under the aegis of
Nabard and Karnataka Vikas
Grameen Bank (KVGB) at Dharwad
Bhopal, Madhya Pradesh
4.
5.
New Delhi.
6.
India-US
Dialogue
7.
Jaipur, Rajasthan
in New Delhi
8.
9.
10.
11.
12.
13.
Ministerial
Energy
Note:
South Asian Annual
Management Exercise (SAADMEx)
-
Disaster
New Delhi
New Delhi.
New Delhi
New York.
Date
21 September
22 September
Day
The International Day of Peace was observed on
World Rhino Day
3.
29 September
4.
27 September
16
5.
7 August
6.
7.
8.
10th August
Aug 19
Aug 29
9.
10.
11.
12.
13.
14.
15.
31st July
29th July
28th July
23rd July
18 July
16th July
11th July
Twinkle Khanna
Nisid Hazari
Panther
Three Rivers and a Tree: The
Story of Allahabad University
Chhimi Tenduf-La
Neelum Saran Gour
Chanakya In You
Language of War, Language
of Peace: Palestine, Israel and
the Search for Justice
Radhakrishnan Pillai
Raja Shehadeh
17
Susan Abulhawa
Author
Dr. Farha Hiba Parvez
APJ Abdul Kalams
Tarun Khanna
Book
Globalisation, Democratization
and Distributive justice
1995: Stories from the Second
Indo-Pak War
Calcutta: The Stormy Decades
Edited
To the Brink and Back: Indias
1991 Story
Author
Pro. Mool Chand Sharma
Rachna Bisht Rawat
Tanika Sarkar and Sekhar
Bandopadhyay
Jairam Ramesh
Meera Syal
Aamer Hussein
Ferdinand Mount
Ramchandra Gandhi
Ashutosh
Jerry Pinto
Alibabas World
Porter Erisman
Stephen King
Jeff Koehler
Inder Malhotra
Krishna Kumar
Sagari Chhabra
Murad Ali Baig
Harsh Mander
Kiran Nagarkar
Kishan S Rana
The Cosmopolitans
India-EU People Mobility:
Historical, Economic and
Regulatory Dimensions
In a State of Violent Peace
Voices from the Kashmir
Valley
In the Court of the Ranee of
Jhansi and Other Travels
The Devil Take Love
Books
Ajaya 2: Rise of Kali
Saving Wild India: A
Blueprint For Change
Mistress of Honour
Empire of Cotton: A Global
History
Early Hindu Temples of
Gujarat
Mad in Heaven
The Field of the Cloth of Gold
Night of the New Moon
The Other End Of The
Corridor
Anusual: Memoirs of a Girl
Who Came Back From The
Dead
Anjum Hasan
A.K. Agarwal
Amisha Sethi
Govind Talwalkar
Varun Maira
P.G. Bhaskar
Magnus Mills
Anees Jung
Sujata Rajpal
Hill House
Magic Within
Mistress of Honour
Ghosts of Calcutta
Gopikrishnan Kottoor
Manal Shakir
Bhaavna Arora
Sebastian Ortiz
Anu Aggarawal
Yasmin Khan
Meera Khanna
John Lang
Sudhir Kakar
Authors
Anand Neelankantan
Valmik Thapar
Bhaavna Arora
Sven Beckert
Stephen Alter
NASA and US Agency for International Development (USAID) have started the SERVIR-Mekong project, to strengthen the
environmental monitoring in Southeast Asia region. It has been launched in the Asian Disaster Preparedness Center in
Bangkok, Thailand to serve the 5 countries of the Mekong River Basin viz. Myanmar, Thailand, Cambodia, Laos and
Vietnam.
Russian astronaut Gennady Padalka has returned to Earth with the record for having spent the most time in space. The
57-year-old's latest mission lasted 168 days, bringing his total to 879 days in space over five trips.
A mission that could bring chunks of rock samples collected by NASAs 2020 Mars rover back to Earth for analysis could
launch as early as 2022. NASAs Ames Research Center has developed a draft proposal for the Red Dragon project which
would see NASA team up with Elon Musks company SpaceX.
PSLV Successfully Launches India's Multi Wavelength Space Observatory ASTROSAT. A Polar Satellite Launch Vehicle
(PSLV-C30) carrying Astrosat and six other satellites lifted off from the Satish Dhawan Space Centre in Sriharikota.
A global satellite for earth observation and disaster risk reduction GlobalSat for DRR is to be dedicated to A.P.J.
Abdul Kalam.
This was stated by Milind Pimprikar, Chairman of CANEUS (CANada-Europe-US-ASia) Organization on Space
Technologies for Societal Applications headquartered in Montreal, Canada.
Indian Space Research Organisation (ISRO) has fully commissioned and started commercial production at the first
indigenous Titanium Sponge Plant at Chavara in Kerala.
The Geosynchronous Satellite Launch Vehicle (GSLV-D6) has successfully blasted off from the Satish Dhawan Space
Centre at Indian Space Research Organisation (ISRO) in Sriharikota, near Chennai.
ISRO successfully launched five British satellites into space
NASA selected four Astronauts for First US Commercial Spaceflights. Astronauts and test pilots Robert Behnken, Eric Boe,
Douglas Hurley and Sunita will work for crew transportation systems with Boeing Company and SpaceX.
2.
3.
4.
5.
6.
7.
8.
9.
COMMITTEES IN NEWS
1.
2.
B S Baswan committee
RBI Deputy Governor R Gandhi
Committee headed the
3.
A P Shah Committee
18
4.
Justice
Mahajan
Committee
constituted
Committee to draft bill for
protection of indigenous people of
Manipur constituted
Pam Rajput Committees
BCCI constituted IPL working
group to study Lodha committee
verdict
5.
6.
7.
8.
9.
10.
CALAMITY
S.no
1.
2.
Name
Cyclone Komen
Cyclone Komen formed
Place
Makes landfall in Bangladesh
Over Bay of Bengal
Companies
2.
3.
Bought a 15 per cent stake in Russias second-largest oil field Vankor from Rosneft
located in East Siberia.
JK Tyre & Industries (JK Tyre) and JK Asia Pacific Singapore Ltd, a wholly-owned
subsidiary of JK Tyre said that it has signed deal with Kesoram Industries Ltd (KIL)
to acquire 100 per cent equity in Cavendish Industries Ltd (CIL).
4.
FreeCharge
5.
Paytm
6.
Uninor
7.
Bajaj Auto
8.
9.
Reliance Defence
10.
Snapdeal
11.
19
News related to
Acquired Silicon Valley-based startup Reduce Data, a programmatic display
advertising platform
Acquisition by Airtel
Note: This acquisition will help Airtel to expand its footprint in the payments
sector.
12.
13.
17.
18.
19.
20.
Facebook
Coca Cola
Uninor now Telenor
21.
Birla Corporation
22.
14.
15.
16.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
package
AGREEMENTS (INDIA/WORLD)
S. no
1.
Related to
Bilateral Defence Partnership
2.
3.
4.
Two
key
Memoranda
of
Understanding (MoUs) on Air
services and Quick Impact Projects
under
the
Mekong-Ganga
20
Other Points
First-ever bilateral Maritime exercise
AUSINDEX between both countries is
scheduled to be held in September
2015.
-
5.
6.
7.
8.
9.
and
11.
Financing Agreement
12.
13.
14.
Memorandum of Understanding
(MoUs) for skill development
training in eastern states and
Bihar.
15.
Memorandum of understanding
(MoU) for full cooperation to tackle
the menace of fake Indian currency
notes (FICN) smuggling.
With an intention of curbing black
money generation the government
approved signing and ratification
of the Tax Information Exchange
Agreements
MoU on Cooperation in the Fields
of
Education,
Training
and
Research.
Mou for setting up an electronic
platform to facilitate trading in
different
asset
classes
for
10.
16.
17.
18.
21
international investors.
Finance Tec-City(Gift)
19.
Russian Investment Fund to set up
joint mechanism for financing
infrastructure in BRICS countries
20.
Agreement
to
operationalise
Contingent Reserve Arrangement
Agreements to enhance bilateral
cooperation in the field of tourism
Agreements related to a contract
for supply of uranium
Agreement to enhance maritime
cooperation
Joint statement on bilateral
cooperation
21.
22.
23.
24.
Three
India, Kazakhstan
Five Agreements
India, Myanmar
Agreements
on
Defence
Cooperation,
Cooperation
in
Culture, Cooperation in the field of
Elections and Cooperation in the
sphere of Standards.
Agreements to increase regional
cooperation & connectivity
India, Kyrgyzstan
India, Turkmenistan
8 agreements
31.
32.
Inter-Governmental Agreement to
implement FATCA
Joint Statement to intensify
security cooperation, exchanges
India, US signed
It
is
aimed
at
accelerating
commercialization of off-grid clean
energy products, systems and business
models.
-
India, Uzbekistan
25.
26.
27.
28.
29.
30.
33.
India, Tajikistan
Organization
G20, OECD
2.
G-20
3.
UNGA
(Nations General Assembly)
22
News
To safeguard minority shareholders interests
and promote capital market as a key platform
to raise funds, G20 and OECD announced new
corporate governance principles for listed
companies and regulators in all member
countries, including India.
Group of Twenty (G-20), a forum of worlds 20
largest economies, including India launched
W20, an engagement grouping of women
leaders in order to push for gender inclusive
global economic growth.
Adopted Transforming Our World: the 2030
Agenda for Sustainable Development
Other Points
G20 Summit 2015- Turkey
4.
G4
5.
UN
6.
7.
UNICEF
8.
9.
10.
11.
European Union
Non-NATO Ally
12.
SCO
Mix News
S.no
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
23
NEWS
State run insurer, Life Insurance Corporation of India (LIC) has launched its maiden unit linked insurance plan (ULIP)
product across the country. The ULIP which is also called as New Endowment Plus offers investment-cum-insurance
provision during the term policy providing dual benefit for the policy holder.
Taj Mahal becomes first monument in world to have Twitter account.
ICICI Lombard General Insurance has tied up with Catholic Syrian Bank (CSB) for sale of its products through 431
branches of the bank.
AB de Villiers broke Sourav Ganguly's record of fastest 8000 ODI runs
Girish Sahni assumed charge as Director General of CSIR
Australia-India Education Council (AIEC) meeting concluded in New Delhi
Sri Lankan cricketer Kumar Sangakkara retired from International Cricket
Roger Federer won Cincinnati Masters Mens Singles tennis title for record seventh time
Serena Williams won Cincinnati Masters Womens Singles title for second time
Himachal Pradesh Government launched RISHTA project
Globalisation, Democratization and Distributive Justice: Professor Mool Chand Sharma
InSPA, global alliance of 107 sunshine countries to be launched in New Delhi. Note: InSPA: International Agency for Solar
Policy & Application
Marvan Atapattu resigned as Head Coach of Sri Lanka Cricket team
NASA and ISRO jointly working on NISAR mission Note: NISAR mission: NASA-ISRO Synthetic Aperture Radar mission
Hungry Bengal: War, Famine, Riots and the End of Empire authored by Janam Mukherjee
Stuti Narain Kacker appointed Chairperson of National Commission for Protection of Child Rights
Michel Kafando reinstated as president of Burkina Faso
9th Regional Pravasi Bharatiya Diwas (RPBD) to be held in Los Angeles
Union Cabinet approved signing of Joint Declaration of Intent between India and Germany
Ciscos Executive Chairman John T Chambers elected Chairman of USIndia Business Counci
Zayn Khan elected as President of Federation of Motor Sports Clubs of India
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
49.
50.
24
Indian Coast Guard commissioned indigenously built vessels Apoorva & C-421
Sherif Ismail sworn in as Prime Minister of Egypt
India, Cambodia signed two MoUs on Tourism & Mekong Ganga Cooperation Initiative
Bangladesh PM Sheikh Hasina won the United Nations Champions of the Earth Award 2015
Union Government formed Mihir Shah Committee on restructuring water agencies
The largest volcano of Japan Mount Aso Volcano erupted on 14 September 2015.
INS Vajrakosh commissioned by Defence Ministry at Karwar
First Telangana Language Day (Telangana Bhasha Dinosthavam) was observed on 9 September 2015.
To the Brink and Back: Indias 1991 Story by Jairam Ramesh
Shane Watson retired from Test cricket
Bala Tripura Sundari Devi Temple renovated under India-Nepal Economic programme inaugurated.
The Multi Commodity Exchange of India Ltd (MCX) and Integrated Association of Micro, Small & Medium Enterprises of
India (IamSMEofIndia) signed a Memorandum of Understanding (MoU) aimed at creating awareness among Micro, Small
and Medium enterprises (MSMEs) on the benefits of commodity price risk management.
Tamil Nadu Government launched Amma baby care Kit Scheme
Anupam Kher conferred with Honoured Guest of Texas award
World Suicide Prevention Day (WSPD) was observed on 10 September
UAE to host 2019 Asian Cup
India to host 2015 World Bridge Championship
The Ministry for Water Resources on September 11, 2015 constituted a seven-member committee led by former Planning
Commission member Mihir Shah to restructure the water agencies the Central Water Commission (CWC) and the Central
Ground Water Board (CGWB) to encourage the Central Ground Water Board (CGWB) to encourage optimal development of
water of water resources in the country.
The Government on September 3, 2015 decided to wind up 115-year-old natural Indian Peoples Natural Calamity Trust
(IPNCT)
The government will create an integrated National Disaster Response (NDRF) academy at Nagpur
A bill providing for filing of cheque bounce cases at the place where a cheque is presented for clearance and not the place
of issue, was approved by the Lok Sabha in New Delhi on August 6, 2015.
Agriculture Minister Radha Mohan Singh on August 21, 2015 laid the foundation stone for constructing the National
Reasarch Centre on Integrated Farming (NRCIF) in East Champaran district, Bihar.
In a first, the NALSAR Law University in Hyderabad on June 21, 2015 issued a gender-neutral graduation certificate to a
student who old not wish to be identified with honorific Mr or Ms but with Mx.
Himachal Pradesh Chief minister Virbhadra Singh on August 17, 2015 announced that Sanskrit will be introduced as a
mandatory subject in all government schools in the state.
Haryana notifies Aapki Beti Hamari Beti scheme
Haryana first to have disaster management plans for all districts
States in News
UP Technical University renamed after Kalam.
Rajasthan becomes No. 1 in country in solar power.
The Nitish kumar-led Bihar Government of July 28, 2015 decided to rename the Kishanganj Agriculture
University after former president Dr. APJ Abdul Kalam.
Maharashtras first IIIT to be set up in Nagpur.
Meghalaya first in northeast to have smart classroom.
The Ministry of Statistics & Programme Implementation on January 30, 2015 released the new series of national accounts,
revising the base year from 2004-05 to 2011-12.
RBI in News
RBI on September 1, 2015 proposed a formula to calculate the base rate for lending. RBI suggested bank to
consider marginal cost of funds to calculate individual lending rates RBI said that it would implement these
proposals with effect from April 1, 2016.
The Reserve Bank on August 27, 2015 decided to discontinue 25% compensation to banks for detection of
counterfeit notes.
Bandhan Bank on August 23, 2015 began operations as a full-fledged bank with 501 branches and 1.43 crore
accounts across the country
Banks to remain closed on 2nd and 4th Saturdays
The Reserve Bank on August 13, 2015 asked all banks to provide interest concession of 2 per cent on short term
crop loans of up to Rs. 3 lakh to farmers.
To boost fund raising from markets, the Securities and Exchange Board of India (SEBI), on August 11, 2015
notified new norms, which will provide all listed companies a fast-track route for share sales.
The RBI on July 31, 2015 said banks can carry out the business of factoring departmentally, without obtaining its
prior approval, subject to conditions.
The Reserve Bank of India (RBI) on July 16, 2015 constituted a committee with the objective of working out a
medium-term (five-year) measurable action plan for tinancial inclusion. Deepak Mohanty, RBI executive director,
will chair the committee.
The govt on September 9, 2015 gave its ex-post-facto approval to 800 crore capital intusion made in the Export
Import Bank of India (EXIM Bank)
To enable seamless travel by different metros and other transport systems besides retail shopping and purchases,
the Centre launched a Smart National Common Mobility Card (NCMC) model on September 1, 2015.
Foreign portfolio investors (EPls) and foreign institutional investors (Flls) were on Sep 1, 2015 exempted from
paying minimum alternate tax prior to April 1, 2015.
The Narendra Modi-government on July 31, 2015 unveiled a four-year, Rs. 1,.80,000 crore programme to
recapitalise public sector banks (PSBs) that will require the government to provide Rs. 70,000 crore with the
remaining Rs. 1,10,000 crore expected to be raised from the capital markets.
Other Important News
British sports administrator Louise Martin was elected the Commonwealth Games Federations first female
President.
Smita Purushottam, presently Ambassador of India to the Switzerland.
Noted scientist S A V Satya Murty on September 1, 2015 took charges as Director of Indira Gandhi Centre for
Atomic Research (IGCAR), Kalpakkam.
Abhilash Bhardwaj on September 1, 2015 took charges as the new Chairman of Atomic Energy Regulatory Board
(AERB).
The prestigious 24th Vyaas Samman for 2014 was conferred on eminent Hindi writer Dr Kamal Kishore Goenka
for his work Premchand ki Kahaniyon ka kaal kramanusaar Adhyayan on September 22, 2015.
ICICI bank CEO Chanda Kochhar was on September 18, 2015 chosen for the Asia Game Changer award.
The BCCI and Cricket South Africa announced on August 31, 2015 that they will title all future bilateral series
between the two countries as The Mahatma Gandhi-Nelson Mandela series.
Cow becomes national animal of Nepal
Military-run National University of Modern Languages (NUML) in Islamabad on August 31, 2015 became the first
Pakistani university to award an MPhil degree in Hindi.
China, Australia and the US on August 27 to September 14, 2015 held a trilateral military exercise in Australia.
Indonesia is reactivating its membership of the Organization of the petroleum Exporting Countries in December,
OPEC said on September 8, 2015.
Massachusetts Institute of Technology (MIT) and Harvard were on September 15, 2015 ranked at the too two
positions in the Quacquarelli Symonds (QS) World University Rankings for 2015-16.
Global Age Watch Index 2015, a global ranking of worlds best and worst places to grow old, released on
September 9, 2015, ranking Switzerland number one while India 7Ist out of 96 countries.
India and the US on September 22, 2015 held their first strategic and commercial dialogue in Washington DC with
an aim to ramp up economic exchange to S500 billion and enhance regional security.
UAE Foreign Minister Sheikh Abdullah Bin Zayed Al Nahyan on September 3, 2015 visited India and held talks
with External Affairs Minister Sushma Swaraj.
Afghanistan on August 27, 2015 renamed a key dam India helped rebuild. The almost complete Salma Dam in
Afghanistans eastern Herat province will now be called the Afghan-India Friendship Dam.
Visiting Vice-President Hamid Ansari on September 16, 2015 signed two Memorandums of Understanding on
tourism, and on the Mekong-Ganga Co-operation Initiative _ with Cambodian Prime Minister Hun Sen following a
session of delegation-level talks in capital Phnom Penh. The Mekong-Ganga MoU related to five quick impact
projects, one of which was a S50,000-grant to Cambodia for the upgradation of an Entrepreneurship
Development Centre.
The treaties panel of the Australian parliament on September 8, 2015 approved uranium sale to India in its report
tabled in the house.
Australian defence minister Kevin Andrews on September 3, 2015 visited India and held talks with Defence
Minister Manohar Parrikar.
The central government on September 16, 2015 banned Naga rebel group National Socialist Council of Nagaland
(Khaplang) for five years. The organisation has Nagaland (Khaplang) for five years. The organisation has been
banned under the Unlawful Activities (Prevention) Act.
Jammu and Kashmir government on September 7, 2015 approved a state-sponsored social assistance scheme for
girl child Ladi Beti The Ladi Beti.
Andhra Pradesh Chief Minister N. Chandrababu naidu onn September 16, 2015 formally interlinked the waters of
the Rivers Godavari and Krishna at the Ibrahimpatnam Ferry village, which is located about 20-kilometers from
Vijayawada.
The Odisha government on September 4, 2015 renamed the Wheeler Island in Bhadrak district as Abdul Kalam
Island.
The fiscal deficit in the first four months of current financial year stood at Rs. 3.85 lakh crore, or 69.3 per cent of
Bduget estimates for 2015-16, as government stepped up its plan expenditure.
Axis Bank on September 11, 2015 launched LIME, a mobile phone application offering wallet, shopping, payments
51.
25
YATRAS/MELAS IN NEWS
S.No.
1.
2.
Yatra/Mela
Place
in Puri, Odisha
in Maharsahtra
2.
3.
4.
5.
National
web
portal
apprenticeship training
6.
MGNREGA
7.
Shyama Prasad
Rurban mission
8.
9.
26
for
Mukherjee
Features
OROP will provide ex-servicemen of
same rank and same length of service
uniform pension regardless of date of
retirement. The benefit will be given
with effect from 1st of July 2014 and
it will benefit all three servicesArmy, Navy and Air Force.
Under this initiative, revamped Gold
Deposit Scheme (GDS) and the Gold
Metal Loan (GML) Scheme will be
implemented.
These revamped schemes are in
addition to the Sovereign Gold Bond
Scheme as approved by the Cabinet.
To reduce dependence on physical
gold.
Other Points
iii. Pension will be re-fixed every five years
and future enhancements in rates of pension
would be automatically passed to the past
pensioners.
10.
11.
12.
Union
Government
has
launched
Green
Highways
(Plantation,
Transplantation,
Beautification & Maintenance)
Policy-2015
13.
14.
15.
16.
17.
18.
19.
Union Government
Bank Board Bureau
20.
To
monitor
key
performance
indicators of two dozen public sector
banks (PSBs)
The system brings the scheme in to
public domain and will facilitate
transparency and quick delivery.
27
to
form
21.
Government
launched
education Loan portal,
www.vidyalakshmi.co.in
The Government launched a
health service called SEHAT
(Social Endeavour for Health
And Telemedicine) along with
Apollo Hospitals
Sendai framework for Disaster
Risk Reduction 2015-2030 in
letter and spirit.
22.
23.
24.
25.
26.
State/UT
Maharashtra
2.
Andhra Pradesh
3.
IFCs Suryoday
4.
5.
6.
Himachal Pradesh
Government
With this, Himachal Pradesh
28
Scheme/Initiative Launched
The
Maharashtra
Government
decided to provide training to over
50,000 employees as part of its Key
Result Area (KRA) programme to
enhance their performance and bring
them on par in competence with the
corporate sector.
With Andhra Pradesh already
topping the country in e-transactions,
the State government is now
rechristening the AP State Enterprise
Architecture (APSEA) as e-Pragati.
IFCs Lighting India program that
aims to provide safe, affordable, and
quality solar lights to people with
limited or no access to electricity, is
increasing the availability of solar
lighting products in rural parts of
Rajasthan through a consumer
awareness campaign, Suryoday.
Other Points
Launched M-Shiksha-Mitra
app for teachers
To provide various services and teachingrelated work to teacher in a simple and easy
way
b) The scheme is also known as Centralized
Control and Monitoring System (CCMS) Smart
Street Lighting Scheme for Urban Local
mobile
7.
8.
Rajasthan Government
29
VISITS OF PM MODI
S.no
1.
2.
3.
4.
5.
6.
7.
8.
Name of Country
visited by PM Modi
Uzbekistan
PM: Shavkat
Mirziyoyev
President:
Islam Karimov
KAZAKHSTAN
PM: Karim Massimov
President:
Nursultan Nazarbayev
RUSSIA
PM: Dmitry Medvedev
President:
Vladimir Putin
TURKMENISTAN
President:
Gurbanguly
Berdimuhamedow
KYRGYZSTAN
PM: Temir Sariyev
President:
Almazbek Atambayev
TAJIKISTAN
PM: Kokhir Rasulzoda
President:
Emomali Rahmon
UNITED ARAB
EMIRATES
PM: Mohammed bin
Rashid Al Maktoum
President:
Khalifa bin Zayed Al
Nahyan
CHINA
PM: Li Keqiang
President: Xi Jinping
Capital
Country
Tashkent
Uzbekistani Som
Astana
Kazakhstani
Tenge
Moscow
Russian Ruble
Ashgabat
Turkmen
Manat
Bishkek
Kyrgyzstani Som
Dushanbe
Tajikistani
Somoni
Abu Dhabi
United
Arab
Emirates Dirham
Beijing
Yuan
9.
MONGOLIA
PM:Chimed
Saikhanbileg
Ulan Bator
Yuan
10.
SOUTH KOREA
PM: Lee Wan-koo
President: Park Geunhye
Seoul
South
Won
30
Agreements Signed
New
Korean
31
India-China Joint Military Training Exercise HAND-INHAND 2015 will be conducted at Kunming Military
Academy of Yunnan province in China from 12 to 23
October 2015.
World Egg Day observed on 9 October 2015
Music composer AR Rahman named as Cultural
Ambassador of Seychelles
Baba Ramdevs Patanjali Ayurved announced a tie-up with
the Future Group under which its products will be
available at the Big Bazaar, KBs and EasyDay outlets.
India and Ecuador has signed a Protocol for the
establishment of the India-Ecuador Joint Economic and
Trade Committee (JETCO) to enhance bilateral trade and
investment relations.
Government of Andhra Pradesh on 9 October 22015
launched Andhra Pradesh State Enterprise Architecture
(APSEA). It is alternatively called as e-Pragati project.
Kerala Government launched Operation Valsalya to track
missing children
Veteran music director Ravindra Jain passed away
Sekhar Basu appointed as chairman of Atomic Energy
Commission
Noble Prize in
Literature
2.
Chemistry
3.
Physics
4.
Medicine/Biology
Won By
Svetlana Alexievich, a Belarussian
journalist and prose writer
Tomas
Lindahl(UK),
Paul
Modrich(USA)
and
Aziz
Sancar(USA)
Japan's Takaaki Kajita and
Canada's Arthur B. McDonald
a) Ireland's William Campbell and
Japan's Satoshi Omura
For?
For her polyphonic writings, a monument to
suffering and courage in our time.
For having mapped how cells repair damaged
DNA and safeguard the genetic information at
a molecular level.
For their discovery that neutrinos have mass.
b) China's Youyou Tu
5.
Peace
National
Quartet(Tunisia)
Dialogue
6.
Economic Science
32
Person
HL Dattu
Mukul Rohtagi
Solicitor General
Ranjit Kumar
Chairperson, National Green Tribunal
Justice Swatantra Kumar
Chairperson, Intellectual Property Appellate Tribunal
KN Basha
Chairperson, Armed Forces Tribunal
Prakash Tatia
Heads of Armed Forces
Designation
Person
Air Force Chief
Air Chief Marshal Arup Raha
Navy Chief
Admiral RK Dhowan
Army Chief
Lt. Gen. Dalbir Singh Suhag
Heads of Intelligence Organisations
Designation
Person
Director, Intelligence Bureau (IB)
Dineshwar Sharma
Director, Research & Analysis Wing (RAW)
Rajinder Khanna
Director, National Technical Research Organisation (NTRO) Alok Joshi
Sharad Kumar
Heads of Various Boards
Designation
Person
Chairperson, Railway Board
AK Mittal
Chairperson, Atomic Energy Regulatory Board
SS Bajaj
Chairperson, CBDT
Anita Kapur
Chairperson, Company Law Board
DR Deshmukh
Chairperson, SEBI
UK Sinha
Chairperson, Central Board of Film Certification
Pahlaj Nihalani
Chairperson, Central Social Welfare Board
Durgabai Deshmukh
Chairperson, Petroleum & Natural Gas Regulatory Board S. Krishnan
Chairperson, Central Board of Secondary Education
Satbir Bedi
Constitutional Heads
Designation
Person
Speaker, Lok Sabha
Sumitra Mahajan
Deputy Speaker, Lok Sabha
M. Thambidurai
Comptroller and Auditor General
Shashikant Sharma
Chairperson, 14th Finance Commission
YV Reddy
Chairperson, National Commission for Woman
Lalitha Kumarmanglam
Chairperson, National Commission for Scheduled Castes
PL Poonia
Chairperson, National Commission for Scheduled Tribes Rameshwar Oraon
Chairperson, National Commission for Backward Classes Wangla Ishwaraiah
Chairperson, National Human Rights Commission
Cyriac Joseph
Chairperson, Union Public Service Commission
Deepak Gupta
Heads of Financial Institutes/Organisations
Designation
Person
Raghuram G. Rajan
Governor, Reserve Bank of India
Jyotsana Suri
Chairperson, FICCI
SB Mathur
Chairperson, Unit Trust of India
SK Roy
Chairperson, Life Insurance Corporation of
India
Harsha Kumar Bhanwala
Chairperson, NABARD
NK Maini
CMD, SIDBI
Sriram Kalyanaraman
Chairperson, National Housing Bank
Rana Kapoor
Chairperson, ASSOCHAM
Rajan Bharati Mittal
Chairperson, International Chamber of
Commerce
Satyanand Mishra
TM Bhasin
M. Ramadoss
Deepak Kumar
R. Sridharan
33
India
&
S.No
1.
2.
3.
4.
5.
6.
S.no
1.
5.
7.5%
7.4 %
7.6%
7.9%
7.8 %
7.7%
7.3%
7.5%
7.4%
7%
7.8%
7.5%
Different Indexes
Rank of
India
71
Top Ranked by
Switzerland
143rd
Iceland
2.
3.
Corruption Index
85th
Denmark
4.
Environmental
Democracy Index
2015
World Happiness
index 2015
World Bank - Ease of
Doing Business"
24
Lithuania
117
Switzerland
142
among
the 189
countries
114
Singapore
55
Mauritius
Human Development
Index 2014
Intellectual property
(IP) environment
2015
World Press
Freedom Index 2015
World's best
countries for doing
business 2014
135
Norway
29
US
136
Finland
142
Singapore
11.
143
Iceland
12.
Global Innovation
Index 2015
81
Switzerland
4.
5.
7.
8.
9.
10.
34
2016-17
(2016)
Global
Competitiveness
Index 2014
Global Peace Index.
6.
2015-16
(2015)
INDIAS GDP
PREDICTIONS BY WHICH
ORGANIZATIONS
The World Bank
Asian Development Bank
United Nations World
Economic Situation and
Prospects (WESP)
International
Monetary
Fund (IMF)
RBI
Moodys
World Economic
Forum's 2015
Gender gap index
Global Hunger Index
Report 2014
Iceland
13.
14.
2015 FM Global
Resilience Index.
119
Norway
a)
RBI MONETARY
September 2015
REVIEW
on
29th
The Reserve Bank of India today cut its key repo rate by a
bigger-than-expected 50 basis points (bps) to 6.75%, with
inflation running at record lows and the economy in danger of
slowing down. In the fourth bi-monthly Monetary Policy
Statement for 2015-16, Governor RaghuramRajan also
announced a downward revision, the second this year, in the
Reserve Banks growth projection for the yearto 7.4 per cent
from the earlier 7.6 per cent.
The Governor said that underlying economic activity remains
weak on account of sustained decline in exports, rainfall
deficiency and weaker-than-expected momentum in industrial
production as well as investments. Surveys also show that
business sentiment has been falling in recent quarters, he said.
In India, a tentative economic recovery is underway, but it is
still far from robust.
The inflation target set in the Monetary Policy Agreement,
between the Modi Government and the Reserve Bank, of 6
percent for January 2016 will be achievable, Dr. Rajan said.
Inflation would in fact be a shade lower at 5.8 per cent in
January, he said.
Monetary and Liquidity Measures
On the basis of an assessment of the current and evolving
macroeconomic situation, it has been decided to:
a) Reduce the policy repo rate under the liquidity adjustment
facility (LAF) by 50 basis points from 7.25 per cent to 6.75 per
cent with immediate effect.
b) Keep the cash reserve ratio (CRR) of scheduled banks
unchanged at 4.0 per cent of net demand and time liability
(NDTL)
c) Continue to provide liquidity under overnight repos at 0.25
per cent of bank-wise NDTL at the LAF repo rate and liquidity
under 14-day term repos as well as longer term repos of up to
0.75 per cent of NDTL of the banking system through auctions;
andcontinue with daily variable rate repos and reverse repos
to smooth liquidity.
d) Consequently, the reverse repo rate under the LAF stands
adjusted to 5.75 per cent, and the marginal standing
facility (MSF) rate and the Bank Rate to 7.75 per cent.
35
US Open 2015
Men's Singles- Novak Djokovic(Serbia)
Women's Singles- Flavia Pennetta(Italy)
Men's Doubles- P. Herbert and N. Mahut(France)
Women's Doubles - Martina Hingis(Switzerland) / Sania
Mirza(India)
Mixed Doubles- Leander Paes(India) / Martina Hingis
(Switzerland)
Wimbeldon 2015
Men's Singles- Novak Djokovic (Serbia)
Women's Singles-Serena Williams (United States)
Men's Doubles- Jean-Julien Rojer / Horia Tecu
Women's Doubles - Martina Hingis(Switzerland) / Sania
Mirza(India)
Mixed Doubles- Leander Paes(India) / Martina Hingis
(Switzerland)
French Open 2015
Mens Singles : Stanislas Wawrinka
Women's Singles : Serena Williams
Women's Doubles : Bethanie MattekSands (US) and Lucie
Safarova (Czech Republic)
Men's Doubles : Ivan Dodig (Croatia) and Marcelo Melo
(Brazil)
Mixed Doubles : Bethanie MattekSands (US) and Mike
Bryan (US)
5th Common Wealth Youth Games
1) India ended their Commonwealth Youth Games campaign
in style by winning two out of the four golds on offer on
36
37
Indradhanush Mission
Union Government has launched a seven pronged plan called
Indradhanush Mission to revamp functioning of public sector
banks (PSBs). It was launched by Union Finance Minister Arun
Jaitley in New Delhi.
Facts about Indradhanush Mission
The seven shades of Indradhanush mission include
appointments,
de-stressing
PSBs,
capitalisation,
empowerment, framework of accountability and
governance reforms.
It seeks to achieve the objective of economic growth
revival through improving credit and minimising the
political interference in the functioning of PSBs.
Appointments: Selection of non-executive chairman in
remaining 6 state owned PSBs till November 2015.
Appointing MD & CEO of two PSBs as early as possible.
Bank Board Bureau (BBB): It will be a body of eminent
professionals to be selected within 6 months i.e. February
2015. It will become functional from Financial year 201617 i.e. form 1st April 2016.
Capitalisation: Infuse 25,000 crore rupees of capital into
debt-laden banks in this fiscal in phased manner. Out of
this 20,000 crore rupees would be injected in August
2015. Rest 5,000 crore rupees will be performance based
allocation to be allocated in the last quarter of 2016.
De-stressing PSBs: To develop vibrant debt market for
PSBs in order to reduce lending pressure on banks.
Strengthen asset reconstruction of companies.
Empowerment: Provide greater flexibility in hiring of
manpower in PSBs.
Framework of accountability: It will seek to streamline
vigilance process for quick action in case major frauds and
also include connivance of staff.
Governance reforms in PSBs: Next Gyan Sangam (also
known as the Bankers Retreat) will be held from 14 to 16
January 2016. Employee Stock Option Plan (ESOP) will be
initiated for top management.
Bank Board Bureau
Bank Board Bureau (BBB) will start the functioning from
next financial year i.e. from 1st April 2015 and the
selection of its member will start in the next six months.
It will replace existing system Appointments Board in
which appointments for top level jobs at PSBs are made by
an appointments committee led by the Reserve Bank of
India (RBI) Governor.
Composition: The BBB will be a body of eminent
professionals and shall consist of only one government
official. It will be six members body with at least 3 former
bankers, 2 professionals and secretary, department of
financial services representing government.
Functions: Give recommendations for appointment of fulltime Directors as well as non-Executive Chairman of PSBs.
Give advice to PSBs in developing differentiated strategies
for raising funds through innovative financial methods and
instruments and to deal with issues of stressed assets.
Guide banks on mergers and consolidations
38
PAHAL Scheme
More than 60 per cent of LPG customers in the country have
joined the ambitious PAHAL scheme for receiving cash subsidy
so that they can buy cooking gas (LPG) at market price. Over 9
crore consumers, out of a total customer base of 15.33 crore,
have joined the Direct Benefit Transfer for LPG (DBTL) scheme
and Rs 2,262 crore in cash has been transfered to them.
a.
b.
c.
A BRIEF on:
Niti Ayog
India's Planning Commission will be renamed "Niti Ayog"
(National Institution for Transforming India) as part of a plan
to restructure the institution that the government believes has
run its course. The name, replacing "Yojana (planning)" with
"Niti (policy)" will be announced in an amended resolution for
the new plan body. The Planning Commission had suggested to
a group chaired by Prime Minister Narendra Modi that its
replacement body should be structured to meet the need of
39
UNION BUDGET
Key Highlights
Quoting PAN a must for all purchases above Rs 1,00,000
Corporate tax reduced from 30% to 25% over next four
years
Defence allocation for this fiscal is Rs 2,46,727 crore.
AIIMS to be set up in J&K, Punjab, Tamil Nadu, Himachal
Pradesh and Assam.
Govt to raise visa-on-arrival facilities to 150 countries
from 43
Govt to introduce Indian gold coin with Ashoka sign on it.
Proposal of 5 ultra mega power projects for 4,000 MW
each.
Investment in infrastructure to go up by Rs 70,000 crores.
GST to be put in place by April 1, 2016.
All contributions to Sukanya Samridhi scheme to be tax
free.
Transport allowance, which is currently Rs 800 per month,
has been increased to Rs 1600 per month.
Additional deduction of Rs 50,000 for pension
contributions.
Govt increases limit of deduction of health insurance
premium from Rs 15,000 to Rs 25,000.
100% deduction for contribution to Swachch Bharat and
Clean Ganga schemes.
Rs 150 core to create world class IT hub in India.
Net gain from tax proposals seen at 150.68 billion rupees
in 2015-16.
Direct tax proposals will lead to loss of Rs 8,315 crore;
indirect proposal will yield Rs 23,383 crore.
Yoga included in the ambit of charitable purposes under
the Income Tax Act.
Questionnaire on Union Budget
In the Union Budget, rate of Service Tax was hiked from
12% to ____ - 14%
2. In the Union Budget 2015-16, Fiscal deficit seen at how
much per cent of GDP in 2015/16? - 3.9 %
3. How much amount has been allocated to the Rural
Infrastructure Development Bank in the Union Budget
2015-16? - Rs. 25,000 crore
4. According to the Union Budget, two new IIM will be
opened in which of the following states? -Jammu &
Kashmir and Andhra Pradesh
5. According to the Union Budget 2015-16, Non-Banking
Financial Companies (NBFCs) registered with Reserve
Bank of India (RBI) above _______ will be now considered as
financial institutions? - Rs. 5,000 crore
6. How much amount has been allocated for Rural
Employment Guarantee Scheme in the Union Budget
2015-16? - 346.99 billion rupees
7. How much amount has been allocated to Defence sector in
the Union Budget 2015-16? - Rs. 2,46,726 crore
8. According to the Union Budget, how much per cent of
Revenue Deficit to be seen in 2015-16? - 2.8%
9. According to the Union Budget 2015-16, how much per
cent, rate of corporate tax will be reduced over next four
years? - 25%
10. According to the Union Budget 2015-16, now details of
PAN has to mentioned compulsory for transactions for
more than _____.- Rs. 1 lakh
1.
40
Headquarters
New York
New York
Geneva
Geneva
Geneva
Geneva
Geneva
Geneva
Washington DC
Washington DC
Paris
41
49
49
49
26
49
20
74
51
100
100
The Hague
Rome
Medical devices
100
100
Brussels
Telecom
100
100
Berlin
Kathmandu
Vienna
Vienna
Vienna
London
London
London
Jakarta
Singapore
Jeddah
Dear Readers,
This is the banking section of the capsule where you all will be getting the basics and terminologies
related to banking. It covers the maximum part of banking section and this will help you learn even the
minute details of the section. If we compare it to the previous versions of capsule, we have tried to
provide you the data in the coincise form.
42
Presents
BANKING AWARENESS CAPSULE
RBI Current Reserve Ratios and Policy Rates
as on 9th October 2015
1
Bank Rate
2
Repo Rate
3
Reverse Repo Rate
4
CRR
5
SLR
6
MSF
7.75%
6.75%
5.75%
4%
21.5%
7.75%
BANKS IN INDIA
The structure divides the banks into two categories: scheduled
banks and non-scheduled banks. However, the Reserve Bank
of India is at the center of the banking structure.
Scheduled Banks in India
The eligibility criteria exist for scheduled banks:
a) The first of which entails carrying on the business of
banking in India.
b) All scheduled banks must maintain a reserve capital of 5
lakhs rupees in the Reserve Bank of India.
c) These are registered under the second schedule of RBI
Act, 1934.
43
POLICY RATES
Repo Rate
Repo rate is the rate of interest which is levied on ShortTerm loans taken by commercial banks from RBI.
Whenever the banks have any shortage of funds they can
borrow it from RBI.
Reverse Repo Rate
This is exact opposite of Repo rate. Reverse repo rate is
the rate at which commercial banks charge on their
surplus funds with RBI. RBI uses this tool when it feels
there is too much money floating in the banking system.
CRR Rate
Cash reserve Ratio (CRR) is the amount of cash funds that
the banks have to maintain with RBI in cash as reserves.
SLR Rate
SLR (Statutory Liquidity Ratio) is the amount a
commercial bank needs to maintain in the form of cash,
or gold or government approved securities (Bonds)
before providing credit to its customers.
It is determined as the percentage of total Net Demand
and Time Liabilities (NDTL).
Bank Rate
Bank rate is the rate of interest which is levied on Long
Term loans and Advances taken by commercial banks
from RBI.
MSF Rate
MSF (Marginal Standing Facility Rate) is the rate at which
banks can borrow overnight from RBI.
This was introduced in the monetary policy of RBI for the
year 2011-2012.
Banks can borrow funds through MSF when there is a
considerable shortfall of liquidity. This measure has been
introduced by RBI to regulate short-term asset liability
mismatches more effectively.
CURRENCY IN INDIA
NATIONALISATION OF BANKS
1 Total Reserves
1.1 Foreign Currency Assets
1.2 Gold
1.3 SDRs
1.4 Reserve Position in the
IMF
As on October 2, 2015
Bn.
1
22,916.2
21,371.6
1,193.3
265.3
86.0
US$ Mn.
2
350,805.9
327,295.6
18,151.8
4,047.3
1,311.2
ACCOUNTS IN A BANK
44
45
Premature
closure/withdrawal
facility
Modes of holding
NBFC
A Non-Banking Financial Company (NBFC) is a company
registered under the Companies Act, 1956 engaged in the
business of loans and advances, acquisition of
shares/stocks/bonds/debentures/securities
issued
by
Government or local authority or other marketable securities
of a like nature, leasing, hire-purchase, insurance business,
chit fund business.
Difference between BANK & NBFC:
NBFCs lend and make investments and hence their activities
are akin to that of banks; however there are a few differences
as given below:
i. NBFC cannot accept demand deposits;
ii. NBFCs do not form part of the payment and settlement
system and cannot issue cheques drawn on itself;
iii. Deposit insurance facility of Deposit Insurance and Credit
Guarantee Corporation is not available to depositors of
NBFCs, unlike in case of banks.
Different types/categories of NBFCs registered with RBI:
Asset Finance Company(AFC)
Investment Company (IC)
Loan Company (LC)
Infrastructure Finance Company (IFC)
Infrastructure Debt Fund
Non-Banking Financial Company - Micro Finance
Institution (NBFC-MFI
Non-Banking Financial Company Factors (NBFCFactors)
Register with RBI:
A company incorporated under the Companies Act, 1956 and
desirous of commencing business of non-banking financial
institution as defined under Section 45 I(a) of the RBI Act,
1934 should comply with the following:
a) It should be a company registered under Section 3 of the
companies Act, 1954
b) It should have a minimum net owned fund of Rs 200 lakh.
Deposits in NBFC:
a) Presently, the maximum rate of interest an NBFC can
offer is 12.5%. The interest may be paid or compounded
at rests not shorter than monthly rests.
b) The NBFCs are allowed to accept/renew public deposits
for a minimum period of 12 months and maximum period
of 60 months. They cannot accept deposits repayable on
demand.
c) The deposits with NBFCs are not insured.
d) The repayment of deposits by NBFCs is not guaranteed
by RBI.
ATM
Q.1 What is an Automated Teller Machine (ATM)?
Ans. Automated Teller Machine is a computerized machine
that provides the customers of banks the facility of
accessing their account for dispensing cash and to carry
out other financial & non-financial transactions without
the need to actually visit their bank branch.
Q.2 What is White Label ATMs (WLAs)?
Ans. ATMs set up, owned and operated by non-banks are
called White Label ATMs. Non-bank ATM operators are
authorized under Payment & Settlement Systems Act,
2007 by the Reserve Bank of India.
Q.3 What is Personal Identification Number (PIN)?
Ans. PIN is the numeric password which is separately mailed
/ handed over to the customer by the bank while issuing
the card. Most banks require the customers to change the
PIN on the first use. Customer should not disclose PIN to
anybody, including to bank officials. Customers should
change the PIN at regular intervals.
Q.4. Is the customer charged for ATM transactions?
Ans. With effect from November 01, 2014, Savings bank
account holders can do a minimum of three
transactions (including both financial and non-financial
transactions) free of charge in a month at other bank
ATMs in case of ATMs located in six metro locations, viz.
Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and
Hyderabad. At other locations, the savings bank account
holders
can
transact
a minimum
of
five
transactions (including both financial and non-financial
transactions) free of charge in a month at other bank
ATMs.
Similarly, Basic
Savings
Bank
Deposit
Account holders will continue to get five free
transactions. Banks on their own can decide to offer more
number of transactions free of cost to their customers. In
case of charges to be levied on customers, the customer
can be charged a maximum of Rs. 20/- per transaction
(plus service tax, if any) by his/her bank.
Q.5
46
3.
47
RTGS:
Real Time Gross Settlement, which can be defined as the
continuous (real-time) settlement of funds transfers
individually on an order by order basis (without netting).
'Real Time' means the processing of instructions at the time
they are received rather than at some later time; 'Gross
Settlement' means the settlement of funds transfer
instructions occurs individually (on an instruction by
instruction basis).
Limit using RTGS:
The RTGS system is primarily meant for large value
transactions. The minimum amount to be remitted through
RTGS is
Rs. 2 lakhs. There is no upper ceiling for RTGS transactions.
RTGS vs NEFT
NEFT is an electronic fund transfer system that operates on a
Deferred Net Settlement (DNS) basis which settles
transactions in batches. Contrary to this, in the RTGS
transactions are processed continuously throughout the RTGS
business hours.
3.
b) EEFC A/c
1) Exchange Earners' Foreign Currency Account (EEFC) is an
account maintained in foreign currency with an
Authorised Dealer i.e. a bank dealing in foreign exchange.
2) It is a facility provided to the foreign exchange earners,
including exporters, to credit 100 per cent of their foreign
exchange earnings to the account, so that the account
holders do not have to convert foreign exchange into
Rupees and vice versa, thereby minimizing the
transaction costs.
3) All categories of foreign exchange earners, such as
individuals, companies, etc. who are resident in India,
may open EEFC accounts.
4) An EEFC account can be held only in the form of a current
account. No interest is payable on EEFC accounts.
48
7)
49
FINANCIAL INCLUSION
Financial inclusion involves
1) Give formal banking services to poor people in urban &
rural areas.
2) Promote habit of money-savings, insurance, pensioninvestment among poor-people.
3) Help them get loans at reasonable rates from normal
banks. So they dont become victims in the hands of local
moneylender.
Some Important initiatives for Financial Inclusion
Lead banking scheme (LBS).
No frills account.
BSBDA
Business Correspondents (BC) system.
Swabhiman Campaign
PMJDY
Lead Bank Scheme
The Lead Bank Scheme, introduced towards the end of
1969, envisages assignment of lead roles to individual
banks (both in public sector and private sector) for the
districts allotted to them.
A bank having a relatively large network of branches in
the rural areas of a given district and endowed with
adequate financial and manpower resources has
generally been entrusted with the lead responsibility for
that district. Accordingly, all the districts in the country
have been allotted to various banks.
The lead bank acts as a leader for coordinating the efforts
of all credit institutions in the allotted districts.
No Frill Account
'No Frills 'account is a basic banking account. Such
account requires either nil minimum balance or very low
minimum balance. Charges applicable to such accounts
are low.
The RBI in 2005-06 called upon Indian banks to design a
no frills account a no precondition, low minimum
balance maintenance account with simplified KYC (Know
Your Customer) norms.
But all the existing No-frills accounts opened were
converted into BSBDA in compliance with the guidelines
issued by RBI in 2012.
BSBDA
In 2012, RBI introduced BSBDA. Some important points are:
This account shall not have the requirement of any
minimum balance.
The services available in the account will include: deposit
and withdrawal of cash at bank branch as well as ATMs;
receipt/credit of money through electronic payment
channels or by means of deposit/collection of cheques
drawn by Central/State Government agencies and
departments;
While there will be no limit on the number of deposits
that can be made in a month, account holders will be
allowed a maximum of four withdrawals in a month,
including ATM withdrawals.
Facility of ATM card or ATM-cum-Debit Card.
Business Correspondent
Business correspondents are bank representatives. They
personally go to the area allotted to them and carry out
banking. They help villagers to open bank accounts, in
banking transactions etc.
Business Correspondents get commission from bank for
every new account opened, every transaction made via
them, every loan-application processed etc.
Recently on Financial Inclusion
The Reserve Bank of India (RBI) has constituted a committee
with the objective of working out a medium-term (five-year)
measurable action plan for financial inclusion. The terms of
reference will include reviewing the existing policy of
financial inclusion, including supportive payment system and
customer protection framework, taking into account the
recommendations made by various committees set up earlier.
TYPES OF MONEY
Reserve Money (M 0)
Currency in circulation + Bankers deposits with the RBI +
Other deposits with the RBI = Net RBI credit to the
Government + RBI credit to the commercial sector + RBI's
claims on banks + RBI's net is foreign assets + Govemments
currency liabilities to the public - RBI's net non-monetary
liabilities.
M1=Currency with the public + Demand deposits with the
banking system + 'Other' deposits with the RBI
M2=M1 + Savings deposits of ofce savings banks.
M3=M1+ Time deposits with the banking system
= Net bank credit to the Government + Bank credit to the
Commercial sector + Net foreign assets of the banking sector
+ Goveinments currency liabilities to the public - Net nonmonetary liabilities of the banking sector.
M4=M3 +All deposits with post office savings banks
(excluding National Savings Certificates)
Note:
Bhartiya Reserve Bank Note Mudran Private Limited
(BRBNMPL)
50
FINANCIAL MARKET
Financial Market is where buyers and sellers participate in
the trade of assets such as equities, bonds, currencies and
derivatives.
MONEY MARKET
"Money Market" refers to the market for short-term
requirement and deployment of funds. Money market
instruments are those instruments, which have a maturity
period of less than one year.
The most active part of the money market is the market for
overnight call and term money between banks and
institutions and repo transactions. Money Market is regulated
by RBI.
Money Market can be further divided into 3 parts. These are:
a)
Call Money Market
b)
Term Money Market
c)
Notice Money Market
The market to get funds for 1 day only is called as Call
Money Market. The market to get funds for 2 days to 14 days
is called as Notice Money Market. The market to get funds for
15 days to 1 year is called as Term Money Market.
Some of the Money Market instruments are:
1) Commercial Paper
2) Certificate of Deposit
3) T-bills
4) Cash Management Bills
Commercial Papersa) A CP is a short term security (7 days to 365 days) issued
by a corporate entity (other than a bank), at a discount to
the face value.
b) Commercial Paper (CP) is an unsecured money market
instrument issued in the form of a promissory note.
c) CPs normally give a higher return than fixed deposits &
CDs.
d) CP can be issued in denominations of Rs. 5 lakh or
multiples thereof. Amount invested by a single investor
should not be less than Rs. 5 lakh (face value).
e) Only corporates who get an investment grade rating can
issue CPs, as per RBI rules. It is issued at a discount to
face value.
f) Bank and FIs are prohibited from issuance and
underwriting of CPs.
Certificates of Deposit
a) CDs are negotiable money market instrument issued in
demat form or as a Usance Promissory Notes.
b) CDs issued by banks should not have the maturity less
than seven days and not more than one year.
c)
d)
e)
f)
g)
h)
i)
Treasury bills
a) Treasury Bills are short term (up to one year) borrowing
instruments of the Government of India which enable
investors to park their short term surplus funds while
reducing their market risk.
b) They are auctioned by Reserve Bank of India at regular
intervals and issued at a discount to face value.
c) Any person in India including Individuals, Firms,
Companies, Corporate bodies, Trusts and Institutions can
purchase Treasury Bills.
d) Treasury Bills are eligible securities for SLR purposes.
e) Treasury Bills are available for a minimum amount of Rs.
25,000 and in multiples of Rs. 25,000 thereafter.
f) At present, RBI issues T-Bills for three different
maturities: 91 days, 182 days and 364 days.
Cash Management Bills (CMBs)
a) Government of India, in consultation with the Reserve
Bank of India, has decided to issue a new short-term
instrument, known as Cash Management Bills (CMBs), to
meet the temporary mismatches in the cash flow of the
Government.
b) The CMBs have the generic character of T-bills but are
issued for maturities less than 91 days.
c) Like T-bills, they are also issued at a discount and
redeemed at face value at maturity.
d) The tenure, notified amount and date of issue of the CMBs
depends upon the temporary cash requirement of the
Government.
Capital MarketThese are the financial market for buying and selling of funds
for long terms, these consists of Shares, Debentures, equities
etc.
Capital market is regulated by- SEBI (Securities and Exchange
Board of India)
Capital Market consists of two main blocks, they are Primary Market
Secondary Market
Primary Market (New Issue Market)It is a market where new securities are issued & traded.
Companies, governments and other groups obtain financing
through debt or equity based securities.
51
34
36
38
40
Enterprises
Medium
Enterprises
Service Sector
Enterprises
Micro Enterprises
Small Enterprises
Medium Enterprises
Investment in equipment
Does not exceed ten lakh rupees
More than ten lakh rupees but does
not exceed two crore rupees
More than two crore rupees but does
not exceed five crore rupees
BASEL-3 NORMS
52
BANKING ABBREVIATIONS
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
53
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
49.
50.
51.
52.
53.
54.
55.
56.
57.
58.
59.
60.
61.
62.
63.
64.
65.
66.
67.
68.
69.
70.
71.
72.
73.
74.
75.
76.
77.
78.
79.
80.
81.
82.
MUTUAL FUNDS:
54
55
56
Pure banking nothing else ; With you all the way; The Nation
banks on us; A Bank to the common man; A banker to every
Indian.
2. IDBI Bank:- Banking for All; Aao Sochein Bada.
3. Bank of Baroda:-- Indias international bank.
4. United Bank of India:- The Bank that begins with U.
5. Punjab National Ban :- A Name you can Bank Upon
6. Allahabad Bank :- A tradition of trust.
7. Yes Bank:- Experience our expertise.
8. Axis Bank :- Badhti ka nam zindagi.
9. Citi Bank :- Let's get it done.
10. Standard Chartered Bank - Your Right Partner.
11. Andhra Bank :- Where India Banks
12. Bank of India:- Relationships beyond banking.
13. Bank of Rajasthan:- Together we Prosper
14. Bank of Maharashtra:-- One family one bank.
15. Canara Bank:- Together We Can ; Its easy to change for
those who you love
16. Central Bank of India:- Build A Better Life Around Us;
Central to you since 1911.
17. Corporation Bank:- Prosperity for All.
18. Dena Bank :-- Trusted Family Bank.
19. Andhra Bank:- Much more to do; With You in focus.
20. Allahabad Bank :- A tradition of trust
21. DBS Bank :- Living, Breathing Asia
22. American Express Bank:- Do more
23. Indian Bank :-- Your tech friendly bank.
24. HSBC Bank - The World's local bank.
25. HDFC Bank :- We Understand Your World.
26. Indian Bank :- Taking Banking Technology to Common
Man; Your Tech-friendly bank.
27. Royal Bank of Scotland :- Make it happen.
28. JPMorgan Chase Bank :- The right relationship is
everything
29. Indian Overseas Bank :-- Good people to grow with.
30. ICICI Bank - Khayaal Apka; Hum hai na.
31. Federal Bank :- Your Perfect Banking Partner
32. Oriental Bank of Commerce (OBC) :-- Where every
individual is committed.
33. Syndicate Bank :- Your faithful & friendly financial
partner
34. UCO Bank :- Honours Your Trust.
35. Bhartiya Mahila Bank :- Empowering Women.
36. BNP Paribas :- The bank for a changing world.
37. Barclays Bank :-Fluent in finance.
38. South Indian Bank :- Experience Next Generation Banking
39. Union Bank of India :- Good People to Bank with.
40. The Economic Times :- Knowledge is Power
41. Deutsche Bank - A passion to perform
42. Vijaya Bank :- A Friend You can Bank Upon.
43. J & K Bank :- Serving to Empower.
44. Karur Vysya Bank :- Smart way to Bank.
45. Punjab and Sindh Bank :- Where series is a way of life
46. Scotia Bank :- Youre richer than you think.
47. Syndicate Bank :- Your Faithful And Friendly Financial
Partner
48. Lakshmi Vilas Bank :- The Changing Face of Prosperity.
49. IndusInd Bank - We Care... Dil Se; We Make You Feel
Richer.
50. State Bank of Mysore :- Working for a better tomorrow.
51. State Bank of Patiala :- Blending Modernity with Tradition.
57
FINANCIAL REGULATORS
Chit Funds
Insurance companies
Respective State
Governments
IRDA
NHB
SEBI
Merchant
Banking
companies
Stock broking companies
SEBI
Nidhi Companies
Ministry of corporate
affairs, Government of
India
SEBI
TYPES OF BANKING
FINANCIAL INSTITUTIONS
National Bank for Agriculture and Rural Development
(NABARD) :
Established on 12th July 1982 on the recommendation of
CRAFICARD committee (also called as Sivaraman
Comittee)
For Agricultural finance, NABARD is the apex
organization.
Chairman : Dr. Harsha Kumar Bhanwala
Head Quarters : Mumbai
It assists Cooperative Banks, RRBs, Land Development
Banks & Scheduled Commercial banks in lending to
farmers, rural artisans and other nonfarmers in rural
areas and to the State Governments for minor irrigation.
EXIM BANK:
The Export-Import (EXIM) Bank of India is the
principal financial institution in India for
coordinating the working of institutions engaged in
financing export and import trade.
It is a statutory corporation wholly owned by the
Government of India.
It was established on January 1, 1982 for the purpose
of financing, facilitating and promoting foreign trade
of India.
Chairman- Yaduvendra Mathur
Head Quarters : Mumbai
NATIONAL HOUSING BANK(NHB):
The National Housing Bank (NHB), the apex
institution of housing finance in India, was set up as
wholly owned subsidiary of the Reserve Bank of
India.
The bank started its operations from July 1988.
NHB is a subsidiary bank of Reserve Bank of India.
National Housing Bank was established under
section 6 of National Housing Bank Act(1987).
The headquarters of NHB is in New Delhi.
Chairman: Shri Sriram Kalyanaraman
ECGC
58
Dear Readers,
This section of the capsule contains, what we call, The Static Part. In the very recent example RRB, we
have seen that IBPS is slowly shifting towards static portion. So we have decided to provide you some
static part (that may come in exam) that will help you gain some advantage. This is all about getting an
edge in the exam. Everyone will be having the same capsule but only few will be reading the whole
capsule.
Presents
STATIC AWARENESS CAPSULE
Agricultural Seasons in India:
1. The Kharif Season:
Crops are sown at the beginning of south-west
monsoon and harvested at the end of the south-west
monsoon.
Sowing Season: May to July.
Harvesting Season : September to October.
Important Crops: Jowar, Bajra, Rice, Maize, Cotton,
Groundnut, Jute, Hemp, Tobacco etc.
2. The Rabi Season:
Crops need cool climate during growth period but
warm climate during the germination of seed and
maturation.
Sowing Season: October to December
Harvesting Season: February to April Important
Crops: Wheat, Barley, Gram, Linseed, Mustard, Masoor
& Peas.
59
Evergreen Revolution
Agriculture.
Overall
development
of
States
60
National Parks(NP)
Wild Life
Sanctuaries(WLS)
Power Plants
1.
2.
3.
4.
5.
6.
7.
8.
9.
J&K
CM: Mufti Mohammad
Sayeed
Governor: Narendra
Vohra
Capital:
Jammu(Summer)
Srinagar(Winter)
Himachal Pradesh
CM: Virbhadra Singh
Governor: Acharya Dev
Vrat
Capital: Shimla
Gulmarg WLS
Limber WLS
Nandini WLS
Bandli WLS
Daranghati WLS
Dhauladhar WLS
Nargu WLS
Pong Dam Lake WLS
Shilli WLS
Talra WLS
Abohar WLS
Harike Lake WLS
Jhajjar Bacholi WLS
Punjab
CM: Parkash Singh
Badal
Governor: Kaptain
Solanki
Capital: Chandigarh
Haryana
CM: Manohar Lal
Khattar
Governor: Kaptain
Solanki
Capital: Chandigarh
UP
CM: Akhilesh Yadav
Governor: Ram Naik
Capital: Lucknow
Bhindawas WLS
Kalesar WLS
Khaparwas WLS
Bihar
CM: Nitish Kumar
Governor: Ram Nath
Kovind
Capital: Patna
Chattisgarh
CM: Raman Singh
Governor: Balram
Tandon
Capital: Raipur
Jharkhand
CM: Raghuvar Das
Governor: Draupadi
Murmu
Capital: Ranchi
Hastinapur WLS
Ranipur WLS
Sohagibarwa WLS
Sur Sarovar WLS
Chandraprabha WLS
National Chambal WLS
Bankatna WLS
Gautam Budha WLS
Kaimur WLS
Pant (Rajgir) WLS
Valmiki WLS
Badalkhol WLS
Bhairamgarh WLS
Bhoramdev WLS
Udanti Wild Buffalo
WLS
Betla National Park
Lawalong WLS
Palkot WLS
Parasnath WLS
Andhra Pradesh
CM: N. Chandrababu
Naidu
Governor: E.S.L
Narasimhan
Capital: Hyderabad
Sri Venkateswara
National Park
Mahavir Harina
Vanasthali National Park
Mrugavani National Park
Rajiv Gandhi National
Park
Namdapha National Park
Mouling National Park
Coringa WLS
Kawal WLS
Kolleru WLS
Nellapattu WLS
Pulicat Lake WLS
Rajiv Gandhi
(Nagarjuna SagarSrisailam) WLS
Rollapadu WLS
61
10.
Assam
CM: Tarun Gogoi
Governor: P.V. Acharya
Capital: Dispur
11.
12.
Goa
CM: Laxmikant Parsekar
Governor: Mridula
Sinha
Capital: Panaji
Gujarat
CM: Anandiben Patel
Governor: O.P.Kohli
Capital: Gandhinagar
13.
14.
Karnataka
CM: Siddaramaiah
Governor: Vajubhai R.
Vala
Capital: Bangalore
Kerala
CM: Oommen Chandy
Governor: P.
Sathashivam
Capital:
Trivandampuram
Mathikettan Shola
National Park
Periyar National Park
Silent Valley National
Park
Anamudi Shola National
Park
Pampadum Shola
National Park
Kanha National Park
Madhav National Park
Mandla Plant Fossils
National Park
Panna National Park
Pench National
ParkSanjay National Park
Satpura National Park
Van Vihar national park
62
MP
CM: Shivraj Singh
Chouhan
Governor: Ram Naresh
Yadav
Capital: Bhopal
15.
Dibru-Saikhowa National
Park
Kaziranga National Park
Amchang WLS
Chakrashila WLS
Dihing Patkai WLS
East Karbi Anglong
WLS
North Karbi Anglong
WLS
Nambor WLS
Bondla WLS
Madei WLS
Bhagwan Mahavir
(Mollem) WLS
Netravali WLS
Jambugodha WLS
Jessore WLS
Kachchh Desert WLS
Mitiyala WLS
Porbandar Lake WLS
Rampara Vidi WLS
Ratanmahal WLS
Shoolpaneswar
(Dhumkhal) WLS
Thol Lake WLS
Wild Ass WLS
Arabithittu WLS
Attiveri WLS
Bhadra WLS
Bhimgad WLS
Brahmagiri WLS
Cauvery WLS
Nugu WLS
Pushpagiri WLS
Ranganathittu Bird
WLS
Sharavathi Valley WLS
Someshwara WLS
Aralam WLS
Chimmony WLS
Idukki WLS
Malabar WLS
Mangalavanam Bird
WLS
Neyyar WLS
Periyar WLS
Thattekad Bird WLS
Bori WLS
Gandhi Sagar WLS
Ghatigaon WLS
Ken Gharial WLS
Narsighgarh WLS
National Chambal WLS
Orcha WLS
Kuno WLS
Sardarpur WLS
Son Gharial WLS
16.
17.
18.
19.
20.
21.
22.
23.
24.
Maharashtra
CM: Devendra Fadnavis
Governor: C.
Vidyasagar Rao
Capital: Mumbai
Manipur
CM: Okram Ibobi Singh
Governor: V.
Shanmuganathan
Capital: Imphal
Meghalaya
CM: Mukul Sangma
Governor: V.
Shanmuganathan
Capital: Shillong
Mizoram
CM: Lal Thanhawla
Governor: Nirbhaya
Sharma
Capital: Aizawl
Nagaland
CM: T. R. Zeliang
Governor: P.B.Acharya
Capital: Kohima
Odisha
CM: Naveen Patnaik
Governor: S.C. Jamir
Capital:
Bhubaneshawer
Balphakram National
Park
Nokrek National Park
Rajasthan
CM: Vasundhara Raje
Governor: Kalyan
Singh
Capital: Jaipur
Sikkim
CM: Pawan Kumar
Chamling
Governor: Srinivas
Patel
Capital: Gangtok
Tamil Nadu
CM: Jayalalithaa
Governor: K. Rosaiah
Capital: Chennai
Khangchendzonga
National Park
63
Baghmara Pitcher
Plant WLS
Nongkhyllem WLS
Siju WLS
Fakim WLS
Puliebadze WLS
Rangapahar WLS
Bhitarkanika National
Park
Simlipal National Park
Badrama WLS
Baisipalli WLS
Chilika (Nalaban) WLS
Hadgarh WLS
Khalasuni WLS
WLS
Satkosia Gorge WLS
Bandh Baratha WLS
Darrah WLS
Jawahar Sagar WLS
Kailadevi WLS
Mount Abu WLS
Ramsagar WLS
Sariska WLS
Sawai Man Singh WLS
Shergarh WLS
Sitamata WLS
Fambong Lho WLS
Kitam WLS (Bird)
Maenam WLS
Pangolakha WLS
Indira Gandhi
(Annamalai) WLS
Kalakad WLS
Karaivetti WLS
25.
26.
27.
Tripura
CM: Manik Sarkar
Governor: Tathagata
Roy
Capital: Agartala
UK
CM: Harish Rawat
Governor: K.K. Paul
Capital: Dehradun
WB
CM: Mamata Banerjee
Governor: Keshari
Nath Tripathi
Capital: Kolkata
(Annamalai) National
Park
Guindy National Park
Gulf of Mannar Marine
National Park
Bison( Rajbari ) National
Park
Clouded Leopard
National Park
Valley of Flowers
National Park
Karikili WLS
Mudumalai WLS
Pulicat Lake WLS
Vaduvoor WLS
Vedanthangal WLS
Vettangudi WLS
Gumti WLS
Rowa WLS
Sepahijala WLS
Trishna WLS
Station
Dams in India:
Tehri Dam: on Bhagirathi River, Uttarakhand
Lakhwar Dam on Yamuna river, Uttrakhand
Iduuki Arch Dam on Periyar river, Kerala
Koyna Dam on Koyana river, Maharshtra
Bhakra nangal Dam: on Sutlej River, Punjab and Himachal
Pradesh.
Sardar Sarovar Dam: on Narmada River, Gujarat
Srisailam dam: on Narmada River, Andhra Pradesh
Ranjit Sagar Dam: on Rav river, Punjab
Baglihar Dam: on Chenab river , J& K
Cheruthoni (Eb) Dam: on Cheruthoni, Kerala
Hirakud Dam: on Mahanadi River, Orissa
Nagarjuna sagar Dam: on Krishna River, Andhra Pradesh
Indira SagarDam: on Narmada River, Madhya Pradesh
Ukai Dam: on Tapi river, Gujarat
Maithon Dam: on Barakar river, Jharkhand
Krishnarajsagar Dam: on kaveri river, Karnataka
Mettur Dam: on Kaveri River, Salem district in Tamil Nadu
TungaBhadra Dam on Tungabhadra rive, Karnataka
64
Odissi: Orissa
Rauf Jammu & Kashmir
Nautanki, Thora, Chappeli, Raslila, Kajri - UP
CENSUS
1) The population of the country as per the provisional figures
of Census 2011 is 1210.19 million of which 623.7 million
(51.54%) are males and 586.46 million (48.46%) are females.
The major highlights of the Census 2011 (Provisional figures)
are as under:
*The population of India has increased by more than 181
million during the decade 2001-2011.
2) Percentage growth in 2001-2011 is 17.64; males 17.19 and
females 18.12.
*2001-2011 is the first decade (with the exception of 19111921---GREAT DEPRESSION) which has actually added lesser
population compared to the previous decade.
3) *Uttar Pradesh (199.5 million) is the most populous State in
the country followed by Maharashtra with 112 million.
Some of the highlights
65
66
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Varanasi
Kanpur
New Delhi
Jammu & Kashmir
Ahmedabad
Kerala
Kashmir
Prayag(Allahabad)
Jamshedpur
67
Important Organizations:
1. United Nation (UN) is an intergovernmental organization
established on 24 October 1945 to promote international
co-operation.
Headquarter New York , Head Ban ki-moon Member South Sudan new member country . Total 193 members
2. WTO (World Trade Org.) Kazakhstan new member.
Headquarter Geneva, Switzerland, Head - Roberto
Azevdo
3. World Bank - The World Bank is a United Nations
international financial institution that provides loans to
developing countries for capital programs.
Headquarter - Washington D.C. (United States) President
Jim Yong Kim
Member - South Sudan new member country. Total 188
members
4. IMF The International Monetary Fund (IMF) is an
international organization that was initiated in 1944 at the
Bretton Woods Conference and formally created in 1945
by 29 member countries.
Headquarter Washington DC . (United States) President
Christine Lagarde
Member - South Sudan new member country. Total 188
members
5. European Union Croatia new member country. Total 28
member countries.
Headquarter Brussels, Belgium
President of the European Commission: Jean-Claude
Juncker
6. Eurozone - The growth of the eurozone is an ongoing
process within the European Union (EU). All Member
states of the European Union, except for Denmark and the
United Kingdom are obliged to adopt the euro as their sole
currency once they meet the criteria.
Member The eurozone currently comprise 19 EU states.
Note: i). Latvia becomes the 18th Member State to adopt
the euro on 1 January 2014.
Regulator
Reserve Bank of India
Securities
and
Board of India (SEBI)
Exchange
Insurance
Regulatory
and
Development Authority
(IRDA)
Telecom
Regulatory
Authority of India (TRAI)
Pension Fund Regulatory Development
Authority (PFRDA)
Sectors
Financial system and monetary policy,
Money Market
Security & Capital Market, stock
broking & Merchant Banking, Nidhis,
Chit Fund
Insurance industry
Chairman
Raghuram
Rajan
U.K. Sinha
Headquarter
Mumbai
T. S. Vijayan
Hyderabad
Telecommunication Industry
Ram Sewak
Sharma
Hemant
Contractor
New Delhi
Pension sector
Mumbai
New Delhi
IMPORTANT DAYS
68
July
4 July (first Saturday in July)
International Day of
Cooperatives
11 July World Population Day
August
12 August International Youth
Day
19 August World Humanitarian
Day
September
8 September International Literacy
Day
14 September Hindi Divas
15 September International Day of
Democracy
16 September International Day for
the Preservation of the Ozone Layer
21 September International Day of
Peace
25 September World Maritime Day
27 September World Tourism Day
December
1 December World AIDS Day
2 December National Pollution
Control Day
4 December Naval Day
3 December National Conservation
Day
5 December World Soil Day
7 December International Civil
Aviation Day
9 December International AntiCorruption Day
10 December Human Rights Day
14 December National Energy
Conservation Day
18 December International
Migrants Day
20 December International Human
Solidarity Day
24 Dec- National Consumers Rights
Day
69
Capital
Algiers
Luanda
Yaound
Cairo
Addis Ababa
Banjul
Accra
Nairobi
Currency
Dinar
Kwanza
CFA franc
Egyptian pound
Birr
Gambian dalasi
Ghana cedi
Kenyan shilling
Liberia
Libya
Madagascar
Mali
Mauritius
Morocco
Mozambique
Monrovia
Tripoli
Antananarivo
Bamako
Port Louis
Rabat
Maputo
Namibia
Windhoek
Liberian dollar
Dinar
Malagasy ariary
CFA franc
Mauritian rupee
Moroccan dirham
Mozambican
metical
Namibian dollar
Nigeria
Rwanda
Seychelles
Sierra Leone
Somalia
South Africa
South Sudan
Abuja
Kigali
Victoria
Freetown
Mogadishu
Cape Town
Juba
Sudan
Tanzania
Khartoum
Dodoma
(official)
Tunis
Kampala
Lusaka
Harare
Tunisia
Uganda
Zambia
Zimbabwe
Asian Countries
Name
Afghanistan
Bahrain
Bangladesh
Bhutan
Cambodia
China
Cyprus
[Europe]
Georgia
[Europe]
Indonesia
Iran
Iraq
Israel
Japan
Kazakhstan
Kyrgyzstan
Laos
Lebanon
Malaysia
Maldives
Mongolia
Myanmar
(Burma)
Nepal
North Korea
Oman
Pakistan
Philippines
Qatar
Saudi Arabia
South Korea
Sri Lanka
Syria
70
Capital
Kabul
Manama
Dhaka
Thimphu
Naira
Rwandan franc
Seychellois rupee
Leone
Somali shilling
South African rand
South Sudanese
pound
Sudanese pound
Tanzanian shilling
Tunisian dinar
Ugandan shilling
Zambian kwacha
US dollar
Phnom Penh
Beijing
Nicosia
Currency
Afghani
Bahraini dinar
Taka
Bhutanese
ngultrum
Riel
Renminbi (yuan)
Euro
Tbilisi
Lari
Jakarta
Tehran
Baghdad
Jerusalem
Tokyo
Astana
Bishkek
Vientiane
Beirut
Kuala Lumpur
(official)
Mal
Ulaanbaatar
Naypyidaw
Rupiah
Rial
Iraqi dinar
New Shekel
Yen
Tenge
Som
Kip
Lebanese pound
Ringgit
Kathmandu
Pyongyang
Muscat
Islamabad
Manila
Doha
Riyadh
Seoul
Sri
Jayawardenepur
a-Kotte
Damascus
Nepalese rupee
North Korean won
Rial
Pakistani Rupee
Philippine Peso
Riyal
Saudi riyal
South Korean won
Sri Lankan rupee
Maldivian rufiyaa
Tgrg
Kyat
Taiwan
Tajikistan
Thailand
Turkey
[Europe]
Turkmenistan
Taipei
Dushanbe
Bangkok
Ankara
Ashgabat
United Arab
Emirates
Uzbekistan
Abu Dhabi
Turkmen new
manat
UAE dirham
Tashkent
Uzbekistan som
European Countries
Name
Capital
Albania
Tirana
Austria
Vienna
Belarus
Minsk
Belgium
Brussels
Bulgaria
Sofia
Croatia
Zagreb
Czech Republic Prague
Denmark
Copenhagen
Finland
Helsinki
France
Paris
Germany
Berlin
Greece
Athens
Hungary
Budapest
Iceland
Reykjavk
Ireland
Dublin
Italy
Rome
Latvia
Riga
Lithuania
Vilnius
Luxembourg
Luxembourg
Malta
Valletta
Monaco
Monaco
Netherlands
Amsterdam
Norway
Oslo
Poland
Warsaw
Portugal
Lisbon
Romania
Bucharest
Russia
Moscow
Serbia
Belgrade
Slovakia
Bratislava
Spain
Madrid
Sweden
Stockholm
Switzerland
Bern
Ukraine
Kiev
United
London
Kingdom
Vatican City
Vatican City
Currency
Lek
Euro
Belarusian ruble
Euro
Lev
Kuna
Czech koruna
Danish krone[a]
Euro
CFP franc
Euro
Euro
Forint
Icelandic krna
Euro
Euro
Euro
Euro
Euro
Euro
Euro
Euro
Norwegian krone
Zoty
Euro
Romanian leu
Russian ruble
Serbian dinar
Euro
Euro
Swedish krona
Swiss franc
Ukrainian hryvnia
Pound sterling
Euro
Syrian pound
71
Currency
Bahamian Dollar
Barbadian Dollar
Bermudian Dollar
Canadian Dollar
Cuban peso
Jamaican Dollar
Mexican peso
Nicaraguan cordoba
Panamanian balboa
Trinidad and Tobago
Dollar
United States Dollar
Currency
Peso
Boliviano
Real
Peso
Peso
United States dollar
Guaran
Nuevo sol
Uruguayan peso
Bolvar fuerte
Other Countries
Name
Australia
Fiji
New Zealand
Currency
Australian dollar
Fijian dollar
New Zealand Dollar
Capital
Canberra
Suva
Wellington