Insert Lender Information Below:

Name:

Address:

Phone:
RE: QUALIFIED WRITTEN REQUEST
Loan Number:

Borrower:

Property Address:

To Whom It May Concern:

Please treat this letter as a "qualified written request" under the Federal Servicer
Act, which is a part of the Real Estate Settlement Procedures Act, 12 U.S.C. 2605(e).
This request is made on behalf of me, the above-named borrower(s), based on a dispute
which has arisen with regard to my/our loan account. Specifically, I am requesting the
following information:

1. A complete and itemized statement of the loan history from the date of the loan to
the date of this letter including but not limited to, all receipts by way of payment or
otherwise, and all charges to the loan in whatever form. This history should include the
date of each and every debit and credit to any account related to this loan, the nature and
purpose of each such debit and credit, and the name and address of the payee of any type
of disbursement related to this account.

2. A complete and itemized statement of all advances or charges against this loan
for any purpose that are not reflected on the loan history transaction statement provided
in answer to question #1.

3. A complete and itemized statement of the escrow account of the loan, if any, from
the date of the loan to the date of this letter, including, but not limited to, any receipts or
disbursements with respect to real estate property taxes, fire or hazard insurance, flood
insurance, mortgage insurance, credit insurance or any other insurance product.

4. Have you purchased and charged this account with any Vendor's Single Interest
Insurance?

5. A complete and itemized statement from the date of the loan to the date of this
letter of any force-placed insurance and expenses related thereto, related in any way to
this loan.
6. A complete itemized statement from the date of the loan to the date of this letter
of any suspense account entries and/or any corporate advance entries related in any way
to this loan.

7. A complete and itemized statement from the date of the loan to the date of this
letter of any property inspection fees, property preservation fees, broker opinion fees,
appraisal fees, bankruptcy fees, foreclosure fees or other similar fees or expenses related
in any way to this loan.

8. Identify the provision under the Deed of Trust and/or Note that authorizes
charging each and every such fee against the loan of the borrower(s).

9. Please attach copies of all property inspection reports, broker price opinions and
appraisals.

10. [If the loan is in bankruptcy] A complete and itemized statement of any and all
post-petition arrears including each month in which the default occurred, and the amount
of each monthly default.

11. A complete and itemized statement of any late charges to this loan from the date
of this loan to the date of this letter.

12. The amount, if applicable, of any "satisfaction fees", "payoff fees" or "demand
fees".

13. A complete and itemized statement from the date of the loan to the date of this
letter of any fees incurred to modify, extend, or amend the loan, or to defer any payment
due under the terms of the loan.

14. The current amount needed to pay off the loan in full, good through thirty (30)
days from the date of this letter.

15. A full and complete comprehensible definitional dictionary of all transaction

codes and other similar terms used in the statements requested above.
16. A complete and itemized statement of any funds deposited in any post-petition
suspension account(s) or corporate advance account(s), including, but not limited to, the
balance in any such account or accounts and the nature, source and date of any and all
funds deposited in such account or accounts.

17. A complete and itemized statement from the date of this loan to the date of this
letter of the amount, payment date, purpose and recipient of all foreclosure expenses,
NSF check charges, legal fees, attorney fees, professional fees and other expenses and
costs that have been charged against, or otherwise assessed to this loan.
18. [If the loan is in bankruptcy] A complete itemized statement of the amount,
payment date, purpose and recipient of all fees for the preparation and filing of the
original proof of claim, any amended proofs of claim, or any supplemental proofs of
claim in this case.

19. The full name, address and phone number of the current holder of Note, including
the name, address and phone number of any trustee, custodian or other fiduciary.

20. The name, address and phone number of any master servicers, servicers, sub-
servicers, contingency servicers, back-up servicers or special servicers for the underlying
mortgage debt.

21. A copy of any mortgage Pooling and Servicing Agreement and all Disclosure
Statements provided to any Investors with respect to any mortgage security trust or other
special purpose vehicle related to the said Agreement and any and all Amendments and
Supplements thereto.

22. If a copy of the Pooling and Servicing Agreement has been filed with the SEC,
provide a copy of SEC Form 8k and the Prospectus Supplement, SEC Form 424b5.

23. The name, address and phone number of any Trustee under any pooling or
servicing agreement related to this loan.

24. A copy of the Prospectus offered to investors in the trust.

25. Copies of all servicing, master servicing, sub-servicing, contingency servicing,

special servicing, or back-up servicing agreements with respect to this account.

26. All written 1oss rules and work-out procedures related to any defaults regarding
this loan and similar loans.

27. The procedural manual used with respect to the servicing or sub-servicing of this
loan.

28. A summary of all fixed or standard legal fees approved for any form of legal
services rendered in connection with this account.
29. Is this loan subject to any Electronic Tracking Agreement? If the answer is yes,
then state the full name and address of the Electronic Agent and the full name and
address of the Mortgage Electronic Registration System.

30. Is the servicing of this loan provided pursuant to any type of mortgage electronic
registration system? If the answer is yes, then attach a copy of the mortgage electronic
registration system procedures manual.

31. A copy of the LSAMS Transaction History Report for the borrower(s)' mortgage
loan account with a detailed description of all fee codes.
32. Is this a MERS Designated Mortgage Loan? If the answer is yes, then identify the
electronic agent and the type of mortgage electronic system used by the agent.

33. Is this mortgage part of a Mortgage Warehouse Loan? If so, then state the name
and address of the Lender and attach a copy of the Warehouse Loan Agreement.

34. Upon any default or notice of default, state whether or not the Mortgage
Warehouse Lender has the right to override any servicers or sub-servicers and provide
instructions directly to the Electronic Agent. If the answer is yes, then specifically
identify the legal basis for such authority.

35. Is this mortgage part of a Whole Loan Sale Agreement? If the answer is yes, then
state the name and address of the Purchaser, the Custodian, the Trustee, the Electronic
Agent and any Servicer or Sub-Servicers.

You should be advised that you must acknowledge receipt of this qualified written
request within 20 business days, pursuant to 12 U.S.C. Section 2605(e)(1)(A) and Reg. X
Section 3500.21(e)(1).

You should also be advised that the borrower(s) herein will seek the recovery of
damages, costs, and reasonable legal fees for each failure to comply the questions and
requests herein. The debtors also reserve the right to seek statutory damages of $1,000.00
for each violation of any part of Section 2605 of Title 12 of the United States Code.

Sincerely,