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    Account Maintenance and Transaction Fees L BPI

    Uploaded by

    Sebastian Garcia
    This document outlines account maintenance and transaction fees for Bank of the Philippine Islands (BPI) and BPI Family Savings Bank. It provides details on monthly service charges, dormancy fees, fees for closing accounts within 1 month, excess withdrawal fees, ATM transaction fees, over-the-counter fees, stop payment order fees, overdraft fees, and dollar transaction fees. Key fees include a PHP500 monthly service charge for falling below the required average daily balance, PHP200 monthly dormancy fee, PHP500 fee for closing an account within 1 month, and PHP15 fee for withdrawals from other bank ATMs.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Account Maintenance and Transaction Fees L BPI

    Uploaded by

    Sebastian Garcia
    316 views4 pages
    This document outlines account maintenance and transaction fees for Bank of the Philippine Islands (BPI) and BPI Family Savings Bank. It provides details on monthly service charges, dormancy fees, fees for closing accounts within 1 month, excess withdrawal fees, ATM transaction fees, over-the-counter fees, stop payment order fees, overdraft fees, and dollar transaction fees. Key fees include a PHP500 monthly service charge for falling below the required average daily balance, PHP200 monthly dormancy fee, PHP500 fee for closing an account within 1 month, and PHP15 fee for withdrawals from other bank ATMs.

    Original Description:

    BPI charges

    Original Title

    Account Maintenance and Transaction Fees l BPI

    Copyright

    © © All Rights Reserved

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    This document outlines account maintenance and transaction fees for Bank of the Philippine Islands (BPI) and BPI Family Savings Bank. It provides details on monthly service charges, dormancy fees, fees for closing accounts within 1 month, excess withdrawal fees, ATM transaction fees, over-the-counter fees, stop payment order fees, overdraft fees, and dollar transaction fees. Key fees include a PHP500 monthly service charge for falling below the required average daily balance, PHP200 monthly dormancy fee, PHP500 fee for closing an account within 1 month, and PHP15 fee for withdrawals from other bank ATMs.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    316 views4 pages

    Account Maintenance and Transaction Fees L BPI

    Uploaded by

    Sebastian Garcia
    This document outlines account maintenance and transaction fees for Bank of the Philippine Islands (BPI) and BPI Family Savings Bank. It provides details on monthly service charges, dormancy fees, fees for closing accounts within 1 month, excess withdrawal fees, ATM transaction fees, over-the-counter fees, stop payment order fees, overdraft fees, and dollar transaction fees. Key fees include a PHP500 monthly service charge for falling below the required average daily balance, PHP200 monthly dormancy fee, PHP500 fee for closing an account within 1 month, and PHP15 fee for withdrawals from other bank ATMs.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 4

    Account Maintenance and Transaction Fees l BPI

    11/17/15, 5:57 PM

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    Account Maintenance and


    Transaction Fees

    Account Maintenance and Transaction


    Fees
    Bank of the Philippine Islands
    Auxiliary Services
    Particulars
    (https://www.bpiexpressonline.com/p/1/692/auxiliaryservices)
    Monthly Service Charge for Falling Below the Required ADB1
    PCHC Charges
    - Maxi-One with Passbook
    (https://www.bpiexpressonline.com/p/1/693/pchccharges)
    - Other Peso Deposit Accounts
    Inward Remittance Charges
    (https://www.bpiexpressonline.com/p/1/695/inward- - Dollar Savings Accounts
    remittance)
    International Wire Transfer
    (https://www.bpiexpressonline.com/p/1/694/internationalwire-transfer)

    Service Charge

    PHP 500.00
    PHP 300.00
    USD 5.00
    AUD 8.00
    CAD 7.00
    CHF 7.00

    - Third Currency Passbook Savings Accounts

    EUR 4.50
    GBP 3.50
    JPY 600.00
    CNY 35.00

    Monthly Dormancy Charge2


    - Peso Deposit Accounts

    PHP 200.00

    - Dollar Deposit Accounts

    USD 5.00
    AUD 8.00
    CAD 7.00
    CHF 7.00

    - Third Currency Passbook Savings Accounts

    EUR 4.50
    GBP 3.50
    JPY 600.00
    CNY 35.00

    Fee for Closing within 1 Month from Date of Opening


    - Peso Deposit Accounts

    https://www.bpiexpressonline.com/p/1/691/account-maintenance-and-transaction-fees

    PHP 500.00

    Page 1 of 4

    Account Maintenance and Transaction Fees l BPI

    11/17/15, 5:57 PM

    USD 15.00

    - Dollar Deposit Accounts


    - Third Currency Passbook Savings Accounts

    USD 15.00 equivalent

    Service Charge per Excess Withdrawal


    - Jumpstart Account (4 free withdrawals per month)3

    PHP 10.00

    - Platinum Savings (no longer offered)

    PHP 50.00

    - Multi-earner (no longer offered)

    PHP 25.00

    ATM Transactions
    - Balance inquiry at other Expressnet member banks, Megalink or Bancnet
    ATMs
    - Withdrawals at other Expressnet member banks, Megalink or Bancnet ATMs

    PHP 1.50
    PHP 15.00

    Foreign Transactions via Cirrus ATMs


    - Withdrawals of USD 175.00 and below

    USD 3.50
    2% of withdrawn amount

    - Withdrawals above USD 175.00


    - Balance Inquiries

    USD 1.00

    - Denials

    USD 0.50

    Note: Some ATMs abroad charge an additional access fee. Fees are displayed on the ATM screen at the time of transaction.
    Over-the-Counter Withdrawal for ATM-based Accounts
    PHP 100.00
    (except when ATM is off-line or if the transaction exceeds the daily ATM limit)
    Over-the-Counter Funds Transfer via Debit/Credit Memo
    PHP 50.00 per transfer
    - Peso Deposit Accounts
    USD 1.00

    - Dollar Deposit Accounts


    Stop Payment Order (SPO) Application (per check)
    - Peso Checks

    PHP 200.00

    - Dollar Checks

    USD 20.00

    Overdraft (OD) Accrual Charge


    25.2% p.a. on OD amount

    - Fee

    PHP 26.25

    - Subject to a minimum of
    Dollar Transactions
    - Dollar Cash Deposits in Excess of USD 5,000

    PHP 0.10 per USD 1.00 or fraction thereof

    - Dollar Cash Withdrawal in Excess of USD 5,000

    PHP 0.05 per USD 1.00 or fraction thereof


    USD 20.00

    - Deposit Returned Dollar Check


    EURO DEMAND DRAFT
    If debited from the Peso account
    If debited from the USD$ or 3rd
    Currency account

    FROM
    TO
    Flat Fee of USD$ 5.00
    EUR 35.00
    1/8 of 1% of the face amount or Minimum 1/8 of 1% of the face amount or Minimum
    of USD$ 5.00
    of EUR 35.00

    BPI Family Savings Bank


    Particulars

    Service Charge

    Monthly Service Charge for Falling Below the Required ADB1


    - Maxi-One with Passbook

    PHP 500.00

    - Other Peso Deposit Accounts

    PHP 250.00

    - Dollar Savings Accounts

    USD 5.00

    Monthly Dormancy Charge2


    - Peso Deposit Accounts

    PHP 200.00

    - Dollar Deposit Accounts

    USD 5.00

    Fee for Closing within 1 Month from Date of Opening


    - Peso Deposit Accounts
    https://www.bpiexpressonline.com/p/1/691/account-maintenance-and-transaction-fees

    PHP 500.00

    Page 2 of 4

    Account Maintenance and Transaction Fees l BPI

    11/17/15, 5:57 PM

    - Dollar Deposit Accounts

    USD 15.00

    Service Charge per Excess Withdrawal


    - Jumpstart Account (4 free withdrawals per month)3

    PHP 10.00

    - Platinum Savings (no longer offered)

    PHP 50.00

    - Multi-earner (no longer offered)

    PHP 25.00

    ATM Transactions
    - Balance inquiry at other Expressnet member banks, Megalink or Bancnet
    ATMs
    - Withdrawals at other Expressnet member banks, Megalink or Bancnet ATMs

    PHP 1.50
    PHP 15.00

    Foreign Transactions via Cirrus ATMs


    - Withdrawals of USD 175.00 and below
    - Withdrawals above USD 175.00

    USD 3.50
    2% of withdrawn amount

    - Balance Inquiries

    USD 1.00

    - Denials

    USD 0.50

    Note: Some ATMs abroad charge an additional access fee. Fees are displayed on the ATM screen at the time of transaction.
    Over-the-Counter Withdrawals for ATM-based Accounts
    PHP 100.00
    (except when ATM is off-line or if the transaction exceeds the daily ATM limit)
    Over-the-Counter Funds Transfer via Debit/Credit Memo
    - Peso Deposit Accounts

    PHP 50.00 per transfer

    - Dollar Deposit Accounts

    USD 1.00

    Stop Payment Order (SPO) Application (per check)


    - Peso Checks

    PHP 200.00

    - Dollar Checks

    USD 20.00

    Overdraft (OD) Accrual Charge


    25.2% p.a. on OD amount

    - Fee
    - Subject to a minimum of

    PHP 26.25

    Dollar Transactions
    PHP 0.10 per USD 1.00 or fraction
    - Dollar Cash Deposits in Excess of USD 5,000

    thereof
    PHP 0.05 per USD 1.00 or fraction

    - Dollar Cash Withdrawal in Excess of USD 5,000


    - Deposit Returned Dollar Check

    thereof
    USD 20.00

    Note: BPI Family Savings Bank is a subsidiary of Bank of the Philippine Islands.

    1. Monthly Service Charge applies if account falls below the required minimum average daily balance for two consecutive
    months.
    2. Dormancy charge is collected only if dormant accounts balance has fallen below the required minimum average daily
    balance (ADB). Account will be considered dormant if there is no client-initiated transaction within 1 year for Current
    Accounts and within 2 years for Savings accounts.
    3. The free withdrawal limit applies to ATM and over-the-counter withdrawals only. Other client-initiated withdrawals like
    cellphone reloading, cashless shopping through EPS, etc. are not counted

    Member: PDIC. Maximum Deposit Insurance for Each Depositor P500,000.

    https://www.bpiexpressonline.com/p/1/691/account-maintenance-and-transaction-fees

    Page 3 of 4

    Account Maintenance and Transaction Fees l BPI

    11/17/15, 5:57 PM

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