BDO Credit Card
BDO Credit Card
BDO Credit Card
Benefits
Application Requirements
Go for the Gold life with premium card rewards that suit every kind of
amusement.
Visa Gold Exclusive: 2x Credit Card Points on all dining and
entertainment spend
Celebrate every golden moment with your BDO Visa Gold and get rewarded with
double credit card points for all qualified spend all year round. Learn more
Golden Dining Privileges Delight yourself with exclusive treats as you wine
and dine at our partner establishments and enjoy extraordinary perks and
privileges.
Please click here for the Travel Insurance Coverage and Provisions.
Click here to view Table of Fees and Charges and Sample Finance Charge
Computation.
Installment Programs
EasyPay Installment
You can now spend for all the appliance, furniture, gadgets, jewelry or clothes you want without worry. The
EasyPay Installment program allows you to purchase items on installment from over 11,000 partner stores
nationwide. Choose from 3, 6, 9, 12, 18, 24 and 36 monthly installment* for a minimum single purchase amount
of P3,000**.
o Absolutely 0% Interest*
o Easy and affordable monthly add-on interest rates
Plus, take advantage of special extended installment terms when you Buy Now Pay Later and catch
exclusive discounts and latest offers during special promo dates.
* Merchants have sole discretion on the terms / items applicable for the Absolutely 0% Interest
** Minimum installment purchase amount may vary per partner merchants
***Cash Advance, any transaction associated with Gambling, any Money Transfer or similar cash
transaction, and any other BDO installment transactions like Absolutely 0% Interest, EasyPay
Regular Installment, etc. are not qualified for EasyPay Convert.
Delights
Get perks and privileges, freebies and discounts just by using your BDO Visa Gold Credit Card at our partner stores.
Whether youre shopping, dining, traveling or simply relaxing, use your BDO Visa Gold Credit Card and youll surely be
DELIGHTED!
Treats
Spend ANYWHERE with your BDO Visa Gold Credit Card and get instant treats, on top of the points you earn.
Bills Payment
Charge on Demand
Dont worry about your bills when going out of town or vacation. Use BDO Credit Cards Charge-On-
Demand. This facility lets you charge your utility bills on a per need basis. Simply log on
to www.bdo.com.ph or call 631-8000.
Auto Charge
Hate lining up to pay bills? Too many due dates to remember? Pay your bills the fast and convenient way with
BDOs Auto-Charge. This facility allows you to enroll multiple utility bills to your BDO Credit Card so you only
have one due date to remember. To learn more about this facility, click here.
Payment Channels
BDO Branch Counters cash or check payments are accepted at any branch
BDO eBanking* transact anytime, anywhere in the world, through www.bdo.com.ph
BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call
631-8000.
SM Bills Payment Counters pay for your Card through SM Bills Payment.
Worldwide Acceptance
BDO Visa Gold Credit Cards are accepted worldwide wherever Visa cards are recognized.
Eligibility Criteria
Must be 21 - 70 years old for principal; at least 13 years old for supplementary cardholders
Must have at least one landline phone
Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last 2 years
Must be a regular employee or if self-employed, with business operating for at least 2 years
Residence or Office Address must be within any area where a BDO branch is located
Income Requirement: Php 420,000 gross annual income
Documentary Requirements
A. Applicants with Existing Credit Cards
Photocopy of the following:
1. Credit card charge slip (not more than 30 days old from transaction date) or latest credit card statement of
account
2. Front of existing credit card
3. Front and back of valid ID with signature and photo, issued and signed by an official authority: Passport,
Driver's License, Professional Regulations Commission (PRC) ID, National Bureau of Investigation (NBI)
Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, Government Service Insurance
System (GSIS) E-Card, Social Security System (SSS) Card, TIN ID, Alien Certification of Registration or
Immigrant Certificate of Registration, Government Office (e.g. Armed Forces of the Philippines (AFP), Home
Development Mutual Fund (HDMF)) IDs and other valid IDs issued by the Government and its
instrumentalities
4. Photocopy of your latest BIR Form 2316 signed by employer's authorized representative (for employed) or
photocopy of latest ITR and W4 with BIR stamp (for self employed)
B. Applicants without Existing Credit Cards - Photocopy of the following:
1. Proof of Income
a. For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer's authorized
representative AND one of the following:
Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and
compensation breakdown
Photocopy of latest full month payslip
2. Proof of Identification
For Foreigners