REQUEST FOR PROPOSAL (RFP)

FOR

End-To-End Solution For

Data Lake Implementation
RFP no.GITC/ESS/IDSPM/324

FOR

STATE BANK OF INDIA

Name of the Department:IDSPM
State Bank of India
Address:IDSPM Department
4th FLOOR, TOWER NO:4
BELAPUR STATION BUILDING
STATE BANK GLOBAL IT CENTRE
SECTOR-11, CBD BELAPUR
NAVI MUMBAI 400614
MAHARASHTRA

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Table of Contents
Table of Contents...................................................................................................................................2
1.Bid Details.........................................................................................................................................11
2.Invitation to bid................................................................................................................................12
3.Introduction......................................................................................................................................13
3.1.Overview....................................................................................................................................13
3.2.Purpose......................................................................................................................................14
4.Eligibility and technical criteria.........................................................................................................14
5.Instructions for Response to RFP......................................................................................................20
5.1.Disclaimer..................................................................................................................................20
5.2.Understanding RFP requirements..............................................................................................21
5.3.Executive Summary of the Bidders Response...........................................................................21
5.4.Earnest Money Deposit (EMD)...................................................................................................22
5.5.Performance Bank Guarantee....................................................................................................22
5.6.Others........................................................................................................................................23
6.Detailed Scope of the Data Lake Solution.........................................................................................25
6.1.Key Drivers of the Data Lake Solution at the Bank.....................................................................25
6.2.Scope of the Data Lake Solution at the Bank.............................................................................25
6.3.Guiding Principles......................................................................................................................26
6.4.Vendor Evaluation POC Scope....................................................................................................27
6.4.1.POC Mechanism......................................................................................................................27
6.4.2.Evaluation of the POC.............................................................................................................28
6.5.Detailed Scope of the Data Lake Solution at the Bank...............................................................29
6.5.1.Define Data Lake Strategy.......................................................................................................29
6.5.2.Define the Data Lake Architecture..........................................................................................30
6.5.3.Benefit Realization..................................................................................................................31
6.5.4.Evolution of the Data Lake......................................................................................................31
6.5.5.Promoting User Adaption of the Data Lake.............................................................................32
6.5.6.Avoiding Common Pitfalls & Challenges of Data Lakes...........................................................32
6.6.Functional Requirements...........................................................................................................33
6.6.1.Functional requirements- Software........................................................................................33
6.6.1.1.Ingestion..............................................................................................................................34
6.6.1.2.Data Storage........................................................................................................................37
6.6.1.3.Data Processing framework and workflow management....................................................37

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6.6.1.4.Data Federation...................................................................................................................37
6.6.1.5.Metadata Management.......................................................................................................38
6.6.1.6.Information life-cycle management.....................................................................................38
6.6.1.7.Ability to search for data......................................................................................................38
6.6.1.8.Data governance, security, administration and access management...................................38
6.6.1.9.Downstream data consumption...........................................................................................39
6.6.1.10.Real time analytics.............................................................................................................40
6.6.1.11.Disaster recovery site and other environments.................................................................40
6.6.1.12.Software Change Management framework.......................................................................40
6.6.1.13.Benchmarking of Data Lake Performance..........................................................................40
6.6.1.14.Resource requirements......................................................................................................42
6.6.2.Functional Requirement Use Cases......................................................................................43
6.6.2.1.Use Case 1 - Customer-Customer Relationships and Householding.....................................43
6.6.2.2.Use Case 2 - Real-time Branch Scorecard.............................................................................44
6.6.2.3.Use Case 3 - Real-time Identification of Fraudulent transactions on digital channels (POS,
SWIFT, ACH).....................................................................................................................................45
6.6.2.4.Use Case 4 - Credit Performance Monitoring by Vintage Cohorts........................................45
6.6.2.5.Use Case 6 Credit Scoring of first-time borrowers.............................................................45
6.6.2.6.Use Case 7 Generation of Preventive Maintenance Schedule for ATMs............................45
6.6.3.Functional Requirements - Hardware.....................................................................................46
6.6.3.1.DATA LAKE Sizing..................................................................................................................46
6.6.3.2.Hardware specification and recommendations...................................................................46
6.7.Technical Requirements (TR)......................................................................................................52
6.7.1.Data Ingestion and capture.....................................................................................................52
6.7.2.Storage and Data Formats.......................................................................................................54
6.7.3.Data processing: Transformations...........................................................................................55
6.7.4.Workflow management and scheduling..................................................................................56
6.7.5.Data Discovery & Preparation.................................................................................................56
6.7.6.Analytics.................................................................................................................................57
6.7.7.Search.....................................................................................................................................58
6.7.8.Metadata & Governance.........................................................................................................58
6.7.9.Disaster Recovery....................................................................................................................59
6.7.10.Data Encryption....................................................................................................................61
6.7.11.Cloud Integration and Migration...........................................................................................61
6.8.Other Requirements..................................................................................................................62
6.8.1.Capability................................................................................................................................62

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6.8.2.Reliability & High Availability..................................................................................................62
6.8.3.Agility......................................................................................................................................63
6.8.4.Scalability................................................................................................................................64
6.8.5.Ease of Use..............................................................................................................................64
6.8.6.Security...................................................................................................................................65
6.9.Project Timelines.......................................................................................................................65
6.10.Software Procurement.............................................................................................................65
6.11.Implementation Approach.......................................................................................................66
6.11.1.Engage..................................................................................................................................66
6.11.1.1.Business Understanding.....................................................................................................66
6.11.1.2.Data Understanding...........................................................................................................66
6.11.1.3.Infrastructure setup...........................................................................................................66
6.11.1.4.Data Acquisition.................................................................................................................66
6.11.2.Enable...................................................................................................................................67
6.11.2.1.Data Ingestion....................................................................................................................67
6.11.2.2.Data Preparation and Data Wrangling................................................................................67
6.11.2.3.Governance & Metadata Management.............................................................................67
6.11.2.4.UseCase Implementation...................................................................................................67
6.11.3.Execute.................................................................................................................................68
6.11.3.1.Data Federation.................................................................................................................68
6.11.3.2.DR setup............................................................................................................................68
6.11.3.3.Downstream Reporting......................................................................................................68
6.11.3.4.Integration with other applications of the Bank................................................................68
6.11.3.5.Use Case Implementation..................................................................................................68
6.11.4.Empower...............................................................................................................................68
6.11.4.1.Data Discovery...................................................................................................................68
6.11.4.2.Hypothesis and Modelling.................................................................................................68
6.11.4.3.Evaluation & Interpretation...............................................................................................68
6.11.4.4.Deployment.......................................................................................................................68
6.11.4.5.Use Case Implementation..................................................................................................68
6.11.5.Evangelize.............................................................................................................................69
6.11.5.1.Optimization......................................................................................................................69
6.11.5.2.Operations/Maintenance...................................................................................................69
6.11.5.3.DATA LAKE for Daily Activities............................................................................................69
6.11.5.4.UseCase Implementation...................................................................................................69
6.12.Testing (System Integration Testing & User Acceptance Testing) & Rollout..............................70

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 6.12.1.Testing Strategy.....................................................................................................................70
6.12.2.Delivering Base Version.........................................................................................................72
6.12.3.Identifying GAPS...................................................................................................................72
6.12.4.Customization process..........................................................................................................72
6.12.5.Pre User Acceptance Test...................................................................................................73
6.12.6.Acceptance testing................................................................................................................73
6.12.7.Production Implementation..................................................................................................73
6.12.8.Completeness of the Project.................................................................................................74
6.13.Training....................................................................................................................................74
6.14.Phase-wise Deliverables...........................................................................................................75
6.15.CV Requirements.....................................................................................................................75
7.Bidding Document............................................................................................................................77
7.1.Cost of bidding...........................................................................................................................77
7.2.Clarifications and amendments on bidding document..............................................................77
7.3.Contents of bid documents........................................................................................................78
7.4.Bidding Process..........................................................................................................................79
7.5.Bid preparation and submission................................................................................................79
7.6.Bid Currency..............................................................................................................................82
7.7.Bid Prices...................................................................................................................................82
7.8.Revealing of Prices.....................................................................................................................82
7.9.Pre-Bid Meeting.........................................................................................................................82
7.10.Validity of bids..........................................................................................................................82
7.11.Late submission of bids............................................................................................................82
7.12.Bid integrity.............................................................................................................................82
7.13.Format and Signing of Bid........................................................................................................83
7.14.Deadline for submission of bids...............................................................................................83
7.15.Modification and withdrawal of bids.......................................................................................83
8.Opening and evaluation of bids........................................................................................................85
8.1.Opening of bids..........................................................................................................................85
8.2.Objective of Evaluation Process.................................................................................................85
8.3.Phase 1 - Eligibility Criteria Evaluation.......................................................................................86
8.4.Phase 2 - Technical Evaluation...................................................................................................86
8.5.Phase 3 - Commercial Evaluation...............................................................................................90
8.6.Contacting the Bank...................................................................................................................91
8.7.Award and signing of contract...................................................................................................92
9.Payment Terms.................................................................................................................................93

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 9.1.Data Lake Software and Implementation...................................................................................93
9.2.ATS.............................................................................................................................................94
9.3.Training Costs.............................................................................................................................94
9.4.Other Payment Terms................................................................................................................94
10.Post Implementation Support Requirements..................................................................................96
11.Terms & Conditions.......................................................................................................................103
11.1.Subcontracting.......................................................................................................................103
11.2.Patent rights...........................................................................................................................103
11.3.Power to vary or omit work...................................................................................................104
11.4.No waiver of Bank rights or successful bidder's liability........................................................104
11.5.Change in order.....................................................................................................................105
11.6.Contract amendment.............................................................................................................105
11.7.Inspection, Quality control and Audit....................................................................................105
11.8.Cancellation of contract.........................................................................................................106
11.9.Bank's right to accept any bid and to reject any or all bids....................................................107
11.10.Documentary evidence of establishing bidder's eligibility and qualification........................107
11.11.Country of origin and eligibility of goods and services.........................................................107
11.12.Delivery, installation, commissioning and documentation...................................................107
11.13.Services................................................................................................................................109
11.14.Warranty and Annual Maintenance Contract.......................................................................111
11.15.Compliance with IS Security Policy.......................................................................................112
11.16.Penalty and SLAs..................................................................................................................113
11.17.Right to verification..............................................................................................................113
11.18.Purchase price.....................................................................................................................113
11.19.Insurance.............................................................................................................................114
11.20.Validity of agreement...........................................................................................................114
11.21.Indemnity to the Bank.........................................................................................................114
11.22.Limitation of liability............................................................................................................114
11.23.Confidentiality......................................................................................................................114
11.24.Delays in vendor performance in successful implementation of the project.......................115
11.25.Vendors obligations.............................................................................................................115
11.26.Technical documentation.....................................................................................................116
11.27.Training................................................................................................................................116
11.28.Source Code.........................................................................................................................117
11.29.Liquidated damages.............................................................................................................117
11.30.Conflict of interest...............................................................................................................117

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 11.31.Fraud and corrupt practices.................................................................................................118
11.32.Termination for default........................................................................................................119
11.33.Force Majeure......................................................................................................................120
11.34.Termination for insolvency...................................................................................................121
11.35.Termination for convenience................................................................................................121
11.36.Disputes and arbitration (Applicable in case of Selected Bidder).........................................121
11.37.Governing laws and disputes (Applicable in case of successful bidder only).......................121
11.38.Governing languages............................................................................................................122
11.39.Governing Law - Applicable Law..........................................................................................122
11.40.Notices.................................................................................................................................122
11.41.Taxes and Duties...................................................................................................................122
11.42.Tax deduction at sources......................................................................................................123
11.43.Right to use defective products...........................................................................................123
11.44.Tender fee............................................................................................................................123
11.45.Terms & Conditions..............................................................................................................123
12.Annexures.....................................................................................................................................126
12.1.Annexure 1: Bid Covering Letter............................................................................................126
12.2.Annexure 2: Bill of Materials..................................................................................................126
12.3.Annexure 3: Functional Requirement....................................................................................127
12.4.Annexure 4: Technical Requirement......................................................................................143
12.5.Annexure 5: Implementation Details for proposed Solution..................................................162
12.6.Annexure 6: Bidder Details....................................................................................................164
12.7.Annexure 7: OEM Details.......................................................................................................166
12.8.Annexure 8: Non-Disclosure Agreement................................................................................167
12.9.Annexure 9: Compliance Statement......................................................................................171
12.10.Annexure 10: Performance Bank Guarantee (Indicative for SBI)..........................................173
12.11.Annexure 11: Bank Guarantee Format for Earnest Money Deposit.....................................175
12.12.Annexure 12: Checklist Technical Bid................................................................................177
12.13.Annexure 14: Indicative Users and Growth Rate..................................................................178
12.14.Annexure 15: Implementation Schedule..............................................................................179
12.15.Annexure 16: Interfacing Application Details.......................................................................180
12.16.Annexure 17: Proposed Solution.........................................................................................186
12.17.Annexure 18: Support Staff Conformity Letter.....................................................................187
12.18.Annexure 19: Non-Blacklisting Conformity Letter................................................................188
12.19.Annexure 20: Pre-bid Query Format....................................................................................188
12.20.Annexure 21: Model SLA......................................................................................................190

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12.21.Annexure 22: Undertaking from OEM..................................................................................199
12.22.Annexure 23: Proposed Resource Profile.............................................................................199
12.23.Annexure 24: Indicative Commercial Bid.............................................................................202
12.24.Annexure 25: Undertaking of Authenticity..........................................................................206
12.25.Annexure 26: MANUFACTURERS' AUTHORIZATION FORM...................................................207
12.26.Annexure 27: PROFORMA OF CERTIFICATE TO BE ISSUED BY THE BANK AFTER SUCCESSFUL
COMMISSIONING AND ACCEPTANCE OF THE HARDWARE / SOFTWARE / SERVICES.....................207
12.27.Annexure 28: PRE-CONTRACT INTEGRITY PACT...................................................................209
12.28.Annexure 29: EULA..............................................................................................................217

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Acronyms and Definitions
As used in the Document Description

AMC Annual Maintenance Contract

ATM Automated Teller Machine

ATS Annual Technical Support

Associate Banks 5 Associate Banks (State Bank of Bikaner & Jaipur, State Bank
of Travancore, State Bank of Mysore, State Bank of Hyderabad
and State Bank of Patiala) combined

Bank State Bank of India (Domestic, Foreign branches/subsidiaries)

and 5 Associate Banks (State Bank of Bikaner & Jaipur, State
Bank of Travancore, State Bank of Mysore, State Bank of
Hyderabad and State Bank of Patiala) combined

Bid The Bidders written reply or submission in response to this

RFP.

Bidder Vendor/ OEM/ Applicant// Bidder/ Service Provider An

eligible entity/firm submitting a Proposal/Bid in response to
this RFP.

BG Bank Guarantee

Business units Branches, Extension Counters, Service Units, Corporate

Offices, Head Offices, Zonal Offices, Regional Offices, Other
Back Offices/ Offices and any new branches/offices

CBS Core Banking Solution

CV Curriculum Vitae

DC Data Centre

DR Disaster Recovery Centre

EMD Earnest Money Deposit

FM Facilities Management

ITB Instructions to the Bidder

MAF Manufacturers Authorization Form

NDA Non Disclosure Agreement

OEM Original Equipment Manufacturer

Project The Bidders delivery of the services, deliverables, supply,

installation, testing and commissioning, integration of
computer hardware and services with support under Warranty
and annual maintenance contract, if required for the contract
period.

Project Cost Project cost would be initial cost/ onetime cost/ fees /

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As used in the Document Description

development
Cost/ installation cost/ commissioning cost/ integration cost
with existing systems/ customization cost/ training cost /
technical assistance

Project Team The set of persons who will be deployed by the Bidder for the
implementation of this project including those whose details
will be provided by the Bidder as experts in Annexure 23.

Project Site Locations where supply and services as desired in this RFP
document are to be provided.

Proposal The Bidders written reply or submission in response to this

RFP.

RFP Request for Proposal

RPO Recovery Point Objective

RTO Recovery Time Objective

Solutions/Services/work/System Solution or Services or Work or System or IT

System means all services, scope of work and deliverable to
be provided by a Bidder as described in the RFP and include
services ancillary to the development of the solution, such as
installation, commissioning, integration with existing systems,
provision of technical assistance, training, certifications,
auditing, maintenance and other obligation of the Supplier
covered under the RFP.

Servicer Any person engaged by the product owner to service the

customer complaints, feedback, etc.

SLA Service Level Agreement

The Contract Price/Project Cost Price payable to the Vendor under the Contract for the full and
proper performance of its contractual obligations.

The Equipment/Product All the hardware, its all components, associated

software/firmware/operating software which the Vendor is
required to supply to the Bank under the Contract.

The Services Services ancillary to the supply of the equipment/product, such

as transportation, transit insurance, installation,
commissioning, customization, integration, provision of
technical assistance, training, maintenance and other such
obligations of the Vendor covered under the Contract.

Vendor/Service Provider Successful Bidder found eligible as per eligibility criteria set
out in this RFP, whose technical bid has been accepted and
whose price as per the commercial bid/reverse auction to be
conducted is the lowest and to whom notification of award has
been given by Bank.

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1. Bid Details
1 Date of commencement of Date: 27/12/2016 Time:
Bidding Process (Posting of
Tender Document on Web
Site / Publication of Tender)
2 Last date and time for Date: 18/01/2017Time:
downloading Bidding
Documents
3 Last date and time for Date: 05/01/2017 Time: 17:00 Hrs
receipt of written queries for
clarification from bidders
4 Pre-Bid Meeting Date: Date: 10/01/2017 Time: 15:00 Hrs
Place of Meeting Red conference room, State Bank of India
4th Floor, Tower No:4, CBD Belapur Railway
Station Complex, Sector-11, CBD Belapur,
Navi Mumbai - 400614
5 Last Date and Time for Bid Date: 18/01/2017 Time: 17:00 Hrs
Submission
6 Date and Time of Technical Date: 18/01/2017 Time: 18:00 Hrs
Bid Opening Representatives of Bidder may be present
during opening of Technical Bid. However
Technical Bids would be opened even in the
absence of any or all of the bidders

Page 11 of 220
 representatives
7 Place of opening of Bids Red conference room, State Bank of India
4th Floor, Tower No:4, CBD Belapur Railway
Station Complex, Sector-11, CBD Belapur,
Navi Mumbai - 400614
8 Address for submission of 1.
hardcopy of RFP Deputy General Manager (IDSPM)
(Bank ) IDSPM Department
State Bank of India
4th Floor, Tower No:4,
CBD Belapur Railway
Station Complex,
Sector-11, CBD Belapur,
Navi Mumbai 400614

9 Email ID for submission of [email protected]

softcopy of pre-bid Alternate Ids :
queries/comments on [email protected]
RFP/RFP response [email protected]
document [email protected]
11 Earnest Money Deposit Rs. ---10Lakhs-- in the form of Demand Draft
/ Bank Guarantee in favour of State Bank of
India payable at -------. EMD should be
enclosed with Technical Bid.
10 Bidder Contact Details Bidder to Provide following information:
1.Name of the Company
2.Contact Person
3.Mailing address with Pin Code
4.Telephone number and Fax Number
5. Mobile Number
6. e-mail
11 Date of Commercial Bid Date:27/01/2017(tentative) TimeOrOn a
Opening or Date of Online subsequent date which will be communicated
Reverse Auction to such bidders who qualify in the Technical
Bid. Representatives of Bidder may be
present during opening of Indicative
Commercial Bid. However Bids would be
opened even in the absence of any or all of the
bidders representatives.

2. Invitation to bid
i. State Bank of India (herein after referred to as SBI/the Bank is having its
Corporate Centre at Mumbai, various other offices (LHOs/ Head Offices /Zonal
Offices/Global Link Services, Global IT Centre, etc. of State Bank of India, its five
Associate Banks (viz. State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State

Page 12 of 220
 Bank of Mysore, State Bank of Patiala and State Bank of Travancore) and
branches/other offices, other exchange companies in available at various locations and
managed by the Bank (collectively referred to as State Bank Group or SBG
hereinafter). This Request for Proposal (RFP) has been issued by the Bank for End
toEnd Solution for Data Lake Implementation.
ii. In order to meet the IT hardware and software requirement, the Bank proposes to
invite tenders from eligible vendors to undertake supply, installation, testing,
commissioning and maintenance of IT hardware and software (includes development
and customization) as per details mentioned in Scope of work,Annexure-3 &
Annexure-4of this RFP document.
iii. Bidder shall mean any entity (i.e. juristic person) who meets the eligibility criteria
given in Section 4of this RFP and willing to provide the goods and services as
required in this bidding document. The interested bidders who agree to all the terms
and conditions contained in this document may submit their bids with the information
desired in this bidding document (Request for Proposal).
iv. Address for submission of bids, contact details including email address for sending
communications are given in given in Section 5 of this RFP document.
v. The purpose of SBI behind this RFP is to seek a detailed technical and commercial
proposal for procurement of the IT hardware/product and services desired in this
document. The proposed product must integrate with Banks existing infrastructure
seamlessly.
vi. This document shall not be transferred, reproduced or otherwise used for purpose
other than for which it is specifically issued.
vii. Interested bidders are advised to go through the entire document before submission of
bids to avoid any chance of elimination. The eligible bidders desirous of taking up the
project for supply of proposed product and services for SBI are invited to submit their
technical and commercial proposal in response to this RFP. The criteria and the actual
process of evaluation of the responses to this RFP and subsequent selection of the
successful bidder will be entirely at Banks discretion. This RFP seeks proposal from
Bidders who have the necessary experience, capability & expertise to provide SBI the
proposed hardware, software and services adhering to Banks requirements outlined in
this RFP
viii. Bidders desirous of taking up the project for supply of above solution for SBI
are invited to submit their technical and commercial proposal in response to this RFP.
The criteria and the actual process of evaluation of the responses to this RFP are
independent of any RFP evaluation processand subsequent selection of the successful
Bidder will be entirely at Banks discretion. This RFP seeks proposal from Bidders
who have the necessary experience, capability & expertise on requisite solution,
adhering to SBIs requirement outlined in this RFP.
ix. This RFP is not an offer by State Bank of India, but an invitation to receive responses
from the Bidders. No contractual obligation whatsoever shall arise from the RFP
process unless and until a formal contract is signed and executed by duly authorized
official(s) of State Bank of India with a selected Bidder.

3. Introduction
3.1. Overview
State Bank of India (SBI) is the largest Bank with a network of over 17000
(Seventeen Thousand) branches for SBI and 6,000+ (six thousand) branches for 5

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 (five) Associate Banks spread across India. The Bank has presence in 36 (thirty-six)
countries across the globe. The Bank offers wide range of products and services to
both Corporate and Retail Customers. The Bank also has one of the largest networks
of more than 55,000 (fifty-five thousand) ATMs spread across geographical locations.
State Bank Group (SBG) comprising of SBI, Banking and Non-Banking Subsidiaries
and Joint Ventures is the largest financial conglomerate of India.

3.2. Purpose

State Bank of India (SBI) is keen on embarking on a Big Data Analytics journey and
gain an advantage over its competitors in terms of innovation, time to market, user
delight, cost of service, despite its behemoth size and scale.

Current model of data processing focuses on reporting needs and captures data needed
for end of day reports / credits - debits / assets - liabilities etc. There is a potential of
losing out on important insights / patterns in data from this approach. It also means
that analysts will not be able to use an exploratory / experimental workbench for data
analysis.

There is an increasing trend globally in large Banks to use customer data in near real
time from their mobile click-stream / touch-stream data, purchase patterns to make
customized offers / improve service experience.

With data at SBI growing at an astronomical rate, a robust, horizontally scalable and
cost effective infrastructure for data storage and processing is the need of the hour.
The ability to handle complex data from semi-structured and unstructured data
sources, in addition to the conventional structural data processing, maximizes value
potential and quality of services in the financial sector. Operational efficiency in the
digital age is one of the factors that determines a Bank's growth. By managing ~3
petabytes of data efficiently, SBI has the potential to be a trend setter for smart data
management globally. Empowering representatives of Bank at every level with
analytics, thus standardizing and speeding up the decision-making process, will be a
natural outcome of smart data management

To this end, The State Bank of India is requesting Request for Proposal (RFP) for
implementation of a unified, scalable, central Big Data Lake solution as a storage and
processing infrastructure, which can serve as one true and up-to-date source of data
for Reporting, Business Intelligence, Advanced Analytics and AI requirements at SBI.
Proposed system should also reduce the analytical and reporting burden that core
Banking system currently experience.

Bidders interested in participating in this offer are required to respond to this

document in detail and communicate their eligibility, technical qualification and
product specification information. The same will be used in evaluating bidders
responses based on which final Bidder will be selected.

4. Eligibility and technical criteria

Prime Bidders need to comply with all the eligibility criteria mentioned in this
section. Non-compliance by the bidders to any of these criteria shall result in an

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outright rejection of the Bidders proposal. The Prime Bidder is expected to provide
proof for each of the points for eligibility evaluation.

The Minimum Eligibility Criteria will have to be met by Prime Bidder and/or
Consulting Partner.
Prime Bidders, who are interested in providing services as briefly explained above
and meeting the following Eligibility Criteria may respond to this RFP.
Photocopies of relevant documents / certificates, duly stamped and signed must be
submitted as proof in support of the claims made. At relevant clauses, Copy of the
Credential Letter or Copy of Purchase order or Email Confirmation from the
clients executive or an Undertaking from the bidder on the bidders letterhead
confirming the implementation along with the contact details of clients
representative will be accepted by the Bank.
Bidders have to submit Bill of Material (BOM) and Compliances as given in
Annexure-2 of this document.
The bidder should also submit PRE-CONTRACT INTEGRITY PACT as
prescribed by the Govt. of India (Annexure- 28) duly signed on each page and by
two witnesses. Bid submitted without PRE-CONTRACT INTEGRITY PACT
shall not be considered.

Page 15 of 220
S. Eligibility Criteria Document Required
N
o.
Eligibility Criteria to be met by the Prime Bidder

1 The P r i m e CopyofCertificateofIncorporationandCertificateofcom
Biddermustbeacompany / partnership mencementofBusiness(incaseofPublicLtdCompany)
firmincorporatedinIndiaandoperatingfo issuedbytheRegistrar ofCompanies/partnership deed.
r a t l e a s t 5 years ason
thedateofRFP

2 The Prime AuditedFinancialStatements(andAnnualReports,ifappl

Biddershouldhaveaminimumturnovero icable)forrelevantyearsaretobefurnished
fINR 5 00Croreineach of the last 3
Financial year (i.e.FY2013-142014- or
15,2015-16)
CA certificate with regard to turnoveri s
requiredtobesubmittedby the Prime Bidder.

3 The Prime Bidder must AuditedFinancialStatements(andAnnualReports,ifappl

havepositivenetworthin an y two of icable)forrelevantyearsaretobefurnished
last3financialyears(i.e.FY2013- or
14,2014-15,2015-16) CA Certificate with regard to positive net worth to be
submitted by the Prime Bidder

4 The Prime Bidder should have made AuditedFinancialStatements(andAnnualReports,ifappl

profit (Operating Profit) in any two of icable)forrelevantyearsaretobefurnished
the past 3 financial years (i.e.FY2013- or
14,2014-15,2015-16) CA Certificate with regard to profit to be submitted by
the Prime bidder

5 The Prime Bidder should have at Undertaking from the bidder on bidders letter head
least 200 SME resources on its rolls signed by the authorized signatory of the bidder.
across areas like Analytics, Data
Sciences and Data warehouse / Data
Lake Implementation.

6 The Prime AnUndertakinglettertobeenclosedbytheBidderclearlyst

Biddershouldnothavebeen atingthattheyarenotbeenbannedbyanyBank,PSU /
blacklistedbyanyPublicsectorBank/ GOIDepartmentsasondateofsubmissionofbid.
PSU/GOIDepartmentasondateofsub
missionofbid.

7 The Prime Bidder should have Copy of the Credential Letter or Copy of Purchase
implemented a Data Lake meeting order or Email Confirmation from the clients
the below-mentioned criteria in executive or an Undertaking from the bidder on the
any BFSI or Telecom company in bidders letter head confirming the implementation
India or abroad, which has a along with the contact details of clients
minimum Business turnover/ representative.
Business Mix (Advances +
Deposits) of INR 1, 00, 000 crore.
Minimum Criteria:
- 200 TBdata stored
- Daily data ingest of minimum

Page 16 of 220
 50 GB
- Real-time /structured /
unstructured data ingestion
implemented
- Size of the cluster between 50
to 100 Nodes

8 Should have done implementation Copy of the Credential Letter or Copy of Purchase
of some Big Data Analytics use order or Email Confirmation from the clients
cases with a Bank/ Payment executive or an Undertaking from the bidder on the
Service Provider/ Insurance/ bidders letter head confirming the implementation
Telecom sector in India or abroad along with the contact details of clients
across areas like the following: representative
-Customer behaviour analytics
-Default/ Delinquency analysis
-Churn analysis
-Unstructured data analytics
-Real time data analytics
-Fraud detection
-Cross Sell
-Risk based Pricing
-Pricing Analytics

9 Should have at least 25data Undertaking from the bidder on bidders letter head
scientist, 25 data modeler and signed by the authorized signatory of the bidder,
50Big Data ETL/ELT developers along with the profiles of the data scientists, data
across the organization modeller and ETL/ELT developer.

10 Client references and contact details 1.

(email/ landline/ mobile) of customers 2.
for whom the Bidder has executed 3.
similar projects in the past should be
provided. Start and End Date of the
Project to be mentioned. At least 3
client references are required.

11 Deployment Methodologies (Improper Documents on deployment framework, tools,

or insufficient methodologies could templates & utilities to be provided.
result in disqualification at the sole
discretion of the Bank)

12 Past/present litigations, disputes, if Brief details of litigations, disputes, if any, are to be

any. Adverse litigations could result in given on Companys letter head.
disqualification, at the sole discretion
of the Bank.

13 Bidder should have been in BDL /Data Length of existence of bidder should be mentioned.
lake operation for minimum 3 years

14 The bidder/ OEM should have support Bidder should specifically confirm on their letter head
setup within onehour of response time in this regard.
in Rabale (PR) and Ctrl-S, Hyderabad
(DR) locations.

Page 17 of 220
15 The OEM should be an entity having a Bidder should specifically confirm on their letter head
local presence of support centre . in this regard.

16 The bidder should agree clauses of Bidder should specifically confirm on their letter head
Service Level Agreement (format in this regard.
placed at Annexure-21), should they
become L1/TC1 in the reverse auction
to execute a contract with the Bank.

17 The bidder should not have any Bidder should specifically confirm on their letter head
Service Level Agreement pending to in this regard.
be signed with the Bank for more than
6 months from the date of issue of
purchase order issued by any of the
Department at SBI GITC as on the
date of bid submission. [No change/
addition or deletion to be made by
the bidder to any of the clauses.]

18 Primary bidder should have at least Bidder should specifically confirm on their letter head
25% of the implementation team on in this regard.
his roles.

For the remaining team, there can be

an arrangement between the primary
bidder and Consulting Partner, and
optionally one Big Data hardware/
software vendor.

Prime Bidder shall submit a self-declaration of implementation details (for all

the credentials submitted) on Prime Bidder letterhead.
Telephonic confirmation from the clients shall be obtained during eligibility
criteria evaluation. Once the credential is verified and found fit for evaluation,
a detailed site visit during technical evaluation phase may be conducted by the
Banks Evaluation Committee. The Prime Bidder is required to arrange for the
telephonic call, site visit and any other interaction as required by the Evaluation
Committee.
Prime Bidder must comply with all the above-mentioned criteria. Non-
compliance of any of the criteria will entail rejection of the offer summarily.
The Bank reserves the right to verify /evaluate the claims made by the Bidder
independently. Any decision of the Bank in this regard shall be final,
conclusive and binding upon the Bidder.
Bank will enter intoagreementwiththe
PrimeBidder,thoughtheTenderconditionsare alsoapplicable toother
membersasperTender terms.
The prime Bidder and the consulting partner should meet all the eligibility
conditions mentioned above to qualify for the technical evaluation.
Each Prime bidder should submit only one bid. In case, it is observed that
Prime Bidder has submitted more than one bid, all such bids submitted by

Page 18 of 220
 Prime Bidder will be summarily rejected.
There will be no scoring involved in the Eligibility Bid evaluation.
The decision of the Bank would be final and binding on all the bidders to this
document. The Bank may accept or reject an offer without assigning any reason
what so ever.
The EMD DD or Bank Guarantee of the non-qualified Bidder(s) will be
returned post completion of Phase-1evaluation.
The technical and commercial bid documents of the non-qualified Bidder(s)
will be retained by the Bank.
Documentary evidence must be furnished against each of the above criteria
along with an index. All documents must be signed by the authorized signatory
of the bidder. Relevant portions, in the documents submitted in pursuance of
eligibility criteria, should be highlighted

Page 19 of 220
5. Instructions for Response to RFP
5.1. Disclaimer
i. The information contained in this RFP document or information provided
subsequently to Bidder(s) whether verbally or in documentary form/email by or
on behalf of State Bank of India (Bank), is subject to the terms and conditions set
out in this RFP document.
ii. This RFP is not an offer by State Bank of India, but an invitation to receive
responses from the eligible Bidders. No contractual obligation whatsoever shall
arise from the RFP process unless and until a formal contract is signed and
executed by duly authorized official(s) of State Bank of India with the selected
Bidder.
iii. The purpose of this RFP is to provide the Bidder(s) with information to assist
preparation of their bid proposals. This RFP does not claim to contain all the
information each Bidder may require. Each Bidder should conduct its own
investigations and analysis and should check the accuracy, reliability and
completeness of the information contained in this RFP and where necessary obtain
independent advices/clarifications. Bank may in its absolute discretion, but
without being under any obligation to do so, update, amend or supplement the
information in this RFP.
iv. The Bank, its employees and advisors make no representation or warranty and
shall have no liability to any person, including any Applicant or Bidder under any
law, statute, rules or regulations or tort, principles of restitution or unjust
enrichment or otherwise for any loss, damages, cost or expense which may arise
from or be incurred or suffered on account of anything contained in this RFP or
otherwise, including the accuracy, adequacy, correctness, completeness or
reliability of the RFP and any assessment, assumption, statement or information
contained therein or deemed to form or arising in any way for participation in this
bidding process.
v. The Bank also accepts no liability of any nature whether resulting from negligence
or otherwise, howsoever caused arising from reliance of any Bidder upon the
statements contained in this RFP.
vi. The issue of this RFP does not imply that the Bank is bound to select a Bidder or
to appoint the Selected Bidder or Concessionaire, as the case may be, for the
Project and the Bank reserves the right to reject all or any of the Bidders or Bids
without assigning any reason whatsoever.
vii. The Bidder is expected to examine all instructions, forms, terms and specifications
in the Bidding Document. Failure to furnish all information required by the
Bidding Document or to submit a Bid not substantially responsive to the Bidding
Document in all respect will be at the Bidders risk and may result in rejection of
the Bid.
viii. The Bidder shall bear all its costs associated with or relating to the preparation
and submission of its Bid including but not limited to preparation, copying,
postage, delivery fees, expenses associated with any demonstrations or
presentations which may be required by the Bank or any other costs incurred in

Page 20 of 220
 connection with or relating to its Bid. All such costs and expenses will remain
with the Bidder and the Bank shall not be liable in any manner whatsoever for the
same or for any other costs or other expenses incurred by a Bidder in preparation
or submission of the Bid, regardless of the conduct or outcome of the Bidding
Process.
ix. It is to be noted that no changes shall be accepted in the Terms and Conditions and
Model SLAs (Annexure 21) of the Bank.
5.2. Understanding RFP requirements
Bidders before submission of response must carefully go through the entire RFP
document and understand the project scope, requirements, terms and conditions and
other information furnished in the RFP. Failing to furnish all the information required
as per the RFP or submission of incomplete or conditional response to RFP will be at
the risk of the bidder and such bids are liable to be rejected.

The Bidders can submit only one bid. Each Bidder can propose only one set of Data
Lake Solution.

The Bidders must propose industry standard tools/applications/products for all the
areas of the DATA LAKE SOLUTION, that have been implemented in large Banking
organizations and which are compatible with the DATA LAKE SOLUTION as a
whole.

5.3. Executive Summary of the Bidders Response

The bidder must furnish synopsis of their responses to the RFP in the Executive
Summary, not exceeding 15 pages. The bidder must give a brief write up relating to
their capability, past experience as well as those of other consortium members OEMs
in implementing a Data Lake Solution.

The Data Lake Solution is defined as the entire solution for end to end
implementation of a Data Lake that includes the layers of Data Ingestion, Data
Storage, Data Discovery, Data Access, and Analytics.

Before proposing the Data Lake Solution, the Bidder is expected to go through the
business requirements in detail, understand them and suggest a solution which
delivers the business requirements as needed by the Bank within the time frame
stipulated by the Bank. The Bidder must define suitable architecture of the Data Lake
Solution in line with the requirements as per Section 4 factoring all the business,
functional and technical requirements. The bidder must also suggest proper and
optimal solutions for software, data model, data ingestion components, data stores,
data analytics, data quality, master data management (MDM) within the Data Lake,
metadata management, data access, data classification & encryption, integration with
existing data warehouse, methodology for capturing data warehouse changes in data
lake on real time basis, backup and recovery, etc.

The details of the products offered with reference to the RFP along with brochures
and benchmarking results are also to be enclosed as applicable. The details of their
past implementation and current use are also to be given. The Bidder must give clear
and unambiguous details of suitable tools/software/utilities/solutions that it is

Page 21 of 220
 proposing for data ingestion, data storage, data analytics, data quality, master data
management, metadata management, data access, data classification & encryption,
integration with existing data warehouse, methodology for capturing data warehouse
changes in data lake on real time basis, backup and recovery, etc. The
tools/software/utilities/solutions proposed must be supported open source.However, if
any tool/software required for data lake solution proposed, is not available in
supported open source, bidder may suggest proprietary tools/software. The
tools/software/hardware/utilities/solutions should have the capability for handling the
functional & non-functional requirements as well as the scope of work. All known and
pertinent limitations, constraints, compatibility issues, versioning issues, etc. of all
tools/ software/ hardware/ utilities/ solutions must be clearly informed by the Bidder.

The Bidder must propose technical architecture of the Data Lake solution which is in
tune with the business requirements of the Bank.

5.4. Earnest Money Deposit (EMD)

Bidder to submit the EMD of Rs. 10,00,000/- (Rupees Ten Lakhs Only) as Bid
Security in the form of Demand Order or Bank Guarantee (BG) in favour of State
Bank of India, payable at Mumbai.

The Demand Order/ Bank Guarantee will be valid for period of 180 (one hundred
eighty) days initially, and such other extended period in the future, as Bank may
decide for, owing to extension of the RFP selection process

The Bank Guarantee should be issued by any scheduled commercial Bank, other than
SBI and Associate Banks. A format for BG is attached as per Annexure-11.

EMD may be forfeited in the event of withdrawal of bid during the period of bid
validity or if successful Bidder fails to sign the contract in accordance with the terms
& conditions and other requirements specified in RFP or any act of Bidder not in line
with contract obligations.

EMD (Demand Draft/ Bank Guarantee) should be kept in the envelope containing
technical bid. Any bid not accompanied with the requisite EMD shall be treated as
non-responsive and is liable to be rejected.

The EMD of the unsuccessful bidders will be returned as early as possible. Successful
Bidders EMD will be returned upon the Bidder signing the contract and submitting
the required Performance Bank Guarantee.

No interest is payable on the amount of EMD. In case, SBI is the sole Banker for the
Bidder, a Letter of Comfort from SBI may be accepted.

5.5. Performance Bank Guarantee

The selected bidder would be required to submit a performance Bank Guarantee to the
Bank for an amount equivalent to _10_% of order value within _15_ days of purchase
order issue date. The bank guarantee will be valid for period of __3_ years and such
other extended period as the Bank may decide for due performance of the project
obligations.

Page 22 of 220
 The Bank guarantee should be issued by any scheduled commercial Bank, other than
SBI. A format for BG is attached as per Annexure-10.
(*PBG for service contract or work contracts shall be maximum of @20% i.e. 20%
max for the amount of warranty obligation or AMC obligations or value of Services
contract )

In case, SBI is the sole Banker for the Bidder, a Letter of Comfort from SBI may be
accepted.]

The Performance Bank Guarantee is required to protect the interest of purchaser

against the risk of non-performance of the successful bidder in respect of successful
implementation of the project which may warrant the invoking of Bank Guarantee
(BG), also if any act of the supplier results in imposition of Liquidated Damages then
the purchaser reserves the right to invoke the submitted Performance Bank Guarantee.

5.6. Others
The Bidder must also give brief description of the following:

1. The proposed implementation methodology in the phases defined for carrying out
and for completion of the project as per the time schedule given in the document.
2. Bidders plan and methodology on extending post implementation maintenance
and support for the project during the contract period. Bidder should give the
details of the resources (quantity, quality and experience) which they shall deploy
at the site and support the Bank shall get under AMC and ATS. These resources
should have minimum experience of 3 years each.
3. The Bidder must use SBIs independent testing agency, along with details of
number, quality and experience of resources as part of the Data Lake Solution
offer for assisting the Bank in testing of the base version, developments, data
migration assurance and other releases for production. Bank reserves the right to
select the proposed agency for testing.
4. Training: The bidder must give a training schedule and furnish training facilities
and trainers credentials.
5. The Bidder must indicate in the Executive summary the total development time
that includes studying of the source systems, understanding source data formats,
data profiling, data cleansing, unit testing, system testing, placing into production
and documentation.
6. The Bidder will be the single point of contact/reference to the Bank. The Bank
will enter into agreement with the selected Bidder only. However, the Bidder as
well as other partners must confirm to the Bank that they are willing to enter into
back to back agreement that is in conformity with the deliverables and other
service/uptime commitments the bidder makes to the Bank in its response to the
RFP. If requested, the Bidder must share a copy of these back to back agreements
with the Bank. Bidders have to confirm the same as per Annexure 1 Bid
Covering Letter.
7. The Bidder must furnish the details of the other partners, with whom he proposes
to join to undertake the Data Lake Solution implementation in the Bank. The

Page 23 of 220
 Bidder against the name of such partners must also furnish the details of the
products/services such OEMs/SMEs/Other Consortium partners will offer as per
Annexure 6 - Bidder Details
8. The resources to be deployed by the Bidder & its Partners must also have
experience in studying existing databases/Banks systems and in gathering the
requirements and in supply/installation/integration/implementation of the solution
including the design and construction of the Data Lake Solution suitable to the
Bank.
9. The Bidder is expected to deliver the Data Lake Solution as per the intent of the
RFP.
10. The bidder should ensure involvement of global resources who have executed the
project are a part of the team. The Bank will not accept bids where credentials for
the purpose of eligibility and technical scoring are proposed on global Banks but
teams / resources are all local. The bidder will have to have the global resources
on board.
11. The bidder if not a consulting firm has to tie up with a reputed global consulting
organisation for the purpose of the bid and the consultant will be required to be
associated with the Bank throughout the life cycle of the project in terms of
defining the strategy, use cases, data scientists, implementation and support.
12. Number of minimum vendor personnel to be employed in DATA LAKE needs to
be defined. However additional resources may be employed on T&M basis to
cater any additional requirements of Data Lake e.g. addition/modification of
new/existing data sources, implementation of new use casesetc. Cost terms for
such T&M resources should be fixed at the time of Proposal submission, and
should hold good throughout the engagement period.
13. The proposed Data Lake solution is required to be scalable. For hardware &
software components to be added to scale the Data Lake (for example, to enhance
storage or computation), the Bidder must submit along with this proposal the
minimum configuration and unambiguous cost terms, which should hold good
throughout the engagement period. The Bidder will be responsible for all
hardware/ software/ utilities/ tools/ solutions/ operating processes compatibility
issues, and for ensuring that the overall system runs as expected throughout the
engagement period.

Page 24 of 220
6. Detailed Scope of the Data Lake Solution
6.1. Key Drivers of the Data Lake Solution at the Bank

Some of the key drivers of implementation of Data Lake at the Bank are as follows:

The Bank would like to apply advanced techniques like Machine Learning
within fraud and risk to improve models and allow acceleration towards more
real-time analysis and alerting.
Data Science at the Bank is expected to lead to strong, observable and
benchmarked business returns (not just cost takeout) in the broader market.
The data at the Bank is expected to grow at an annual rate of 50%. The
existing legacy platforms at the Bank may not be able to deal with the data surge.
There is hence a need to find a more complete and comprehensive data solution,
to manage compliance mandates, and to integrate data governance, lineage and
other compliance aspects more deeply with big data platforms. The Data Lake at
SBI is expected to serve as a converged regulatory and risk data hub.
SBI is increasingly looking at IoT data for ATM or mobile Banking. It may
involve multiple streams of activity in real-time. For example, real-time, multi-
channel activities can use IoT data to offer the right offer and advice to retail
Banking customers at the right time. SBI can also embed their services into the
device at client touch points.
Enterprise data warehouse needs storage and compute offload. The Data Lake
is expected to hold historical data also for any ad-hoc analysis. The Data Lake
will be superset of existing Enterprise data warehouse. Data ingest pipelines for
new / existing source systems, required data transformations and data
organization should be taken up by Data Lake.
Optimize total cost of operations for data management, organization, analytics
and enable Bank to streamline data driven decisions.
Data management and processing using commodity hardware/appliance /
supported open source software.

6.2. Scope of the Data Lake Solution at the Bank

This section defines the requirements for the Banks Data Lake Solution. This section
also lists the Key guiding principles to govern and support further detailing of the
solution architecture.

Term Description
Requirements Informational requirements for analytical
needs for the Data Lake.

Data Ingestion The process of absorbing data into the Data

Lake from different sources.

Page 25 of 220
 External Data Sources Data sources which are external to the Bank.
This includes data from the third parties or
data available on the Web

Data Discovery The process of searching for patterns or

specific items in a data set. Data Discovery
may leverage statistical and data mining
techniques to accomplish these goals.

Data Preparation The process of collecting, cleaning and

preparing the data for analysis.

Analytical Layer An ecosystem of management and

operational frameworks that performs all
pre-requisite functions needed to deliver
end-user analysis through shared data,
metadata, computations, calculations,
business rules and controlled access.

6.3. Guiding Principles

The following are the key guiding principles governing the overall solution:

Data is an asset and owned by the Bank

Data may be structured, semi-structured, and unstructured. It may come from
internal or external sources. It may come in batches, incremental additions or
real-time feeds. E.g. Banks source systems, web logs, IOT data, GPS & spatial
data etc.
There should be no limitation on the type and format of data ingested
Data needs to be stored in a cost effective, scalable and reliable manner, in a
single, central, integrated repository that serves as one true source for all data
Computation needs to be highly efficient, scalable, configurable and reliable.
Computations may be batch, iterative, transactional, near real time or real time
Software needs to be supported open source
Need for an integrated data repository resulting in one true source for all data
by converging all data sources
Lake should work well with existing enterprise data management paradigms,
tools and methods.
An ecosystem of configurable software tools should cater to data ingestion,
data cleansing, data transformations, data management, data access, hidden
patterns and trend discovery. The ecosystem should support all software for
which the bank holds a EULA (Annexure 29). ,.
Robust metadata management functionalities should ensure data lineage,
quality and integrity and compliance
Data Lake should identify, analyze and enhance the quality of the Banks data

Page 26 of 220
 asset
Data available with the Bank should be leveraged in an as is where is
condition by the Bidder.
It should not become necessary to make any changes to upstream or
downstream applications or systems because of building the big Data Lake.

6.4. Vendor Evaluation POC Scope

Within 6 weeks of project start, the L1 bidder should complete implementing a
"miniature Data Lake" as a Proof of Concept and a proof of their capability. Work
done on a successful POC should be directly useful for subsequent full-fledged data
lake solution development.
6.4.1. POC Mechanism
The following description provides details of what is expected to be implemented
in the POC.
Hardware (POC Data Lake): Small cluster in the same configuration as the
proposed production BDL. Needs to be procured and arranged by the Vendor.
o Suitable space for the hardware; amenities such as electricity, air-
conditioning and bandwidth; and the data for the POC will be provided
by the Bank.
Software: The same stack / ecosystem of supported open source software
components, as intended to be used in production BDL, or a suitable subset,
should be setup on the POC data lake.
Data ingestion & data integration: From the Bank's Enterprise Data Warehouse
and the CBS source system, from a handful of tables identified by the Bank,
data ingestion mechanisms should be setup for bulk and incremental data
ingestion into the POC data lake.
o At least 75TB of data should be brought into the POC Data Lake.
o ETL / ELT work for this data should be completed, so as to demonstrate
efficientdata extraction, loading and transformations.
o In CBS, data should be extracted from two tables - INVM and Journal
Table. Very efficient (near real-time) ingestion needs to be
demonstrated for both.
Data storage: Replication; file & block based retrieval, should be demonstrated.
It should be demonstrated how data would be safe even when servers fail.
o In terms of replication and all other parameters, POC data lake should
be very similar to the Production BDL.
Data access: SQL query capability should be available, which will in turn be
used by the data analytics and other aspects below.
Data analytics: Descriptive analytics in the form of reports (not exceeding 4
types of reports) will need to be demonstrated on the ingested data. Reports
should execute very efficiently. In the case of Journal Table, for example,
reports of the immediate past can be sought about a branch.
Data quality: Mechanism to compare data ingested into BDL with the original
data, to validate the contents, needs to be implemented and demonstrated.
Data security: Ability to work end-to-end with encrypted data, in which all
personally identifiable information is encrypted, should be demonstrated.
Outcomes:

Page 27 of 220
 o Upon successful completion of the POC, Vendor will be confirmed for
the whole project. They can then include the cost of the POC hardware,
software and services into the cost of the whole project.
o In case the vendor does not successfully complete the POC in the
stipulated time frame, they will need to remove the full Bank data
footprint from the hardware, and vacate the SBI data center area within
15 days.
o No payment of any kind will be made for unsuccessful POCs.
o No payments of any kind are scheduled to be made before the POC.
Presentation & Demonstration: For closing the POC, the vendor is required to
make a presentation on the functionality implemented, and demonstrate the
same. Bank teams and/or its consultants will evaluate the Vendor's POC work
for the deliverables, process, efficiency, quality of the solution, etc.
The Bank may also provide Feedback or Suggestions to the Vendor at the close
of a successful POC, so as to improve the subsequent steps.
Other:
o At the end of a successful POC, the main project is expected to begin.
Vendor is advised to do POC hardware sizing accordingly so as not to
lose any time due to procurement delays.
o Vendor must have clear deliverables and timelines, and meet them, even
in cases where there are hardware procurement delays upon successful
completion of the POC.

6.4.2. Evaluation of the POC

Bank will evaluate the capabilities, progress and efficiency of the Bidder
during the POC and at POC completion.
Evaluation criteria of the Bank are decided solely by the Bank and are non-
negotiable.
If the L1 vendor succeeds in the POC, then the Bank will proceed with
awarding the overall project to that vendor.
In case L1 vendor fails to succeed POC then the Bank will ask the L2 vendor to
do the POC on the same hardware, and so on.

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6.5. Detailed Scope of the Data Lake Solution at the Bank
The following sections provide the detailed scope of the Data Lake solution to be
implemented at the Bank.

6.5.1. Define Data Lake Strategy

To ensure success, a Data Lake should be driven by a strategic approach,
with a clear idea of the business benefits that the Data Lake is expected to drive. A
successful Data Lake design should be built around measurable and anticipated
business outcomes that in turn should be aligned to the business goals.

A successful Data Lake design should be built around measurable and anticipated
business outcomes. However unique the business goals may be, they should be
tethered to the foundation and development of the Data Lake venture.
Cost effective way to acquire, store, combine and enhance huge
volume of structured and unstructured internal and external data
Ability to perform real-time, near real-time analytics on huge volume
of data
Reduce operational expenses by leveraging IOT data
Next generation advanced analytics and visualizations to produce
accurate, actionable and timely insights.
Optimize total cost of operations for data management, organization,
analytics and enable Bank to streamline data driven decisions
Detailed Requirement study should identify to what extent the Data Lake should be
used, who will provide data and who will consume the data. It is crucial to pose the
right questions and collect the right datasets.

Page 29 of 220
6.5.2. Define the Data Lake Architecture
The enterprise data warehouse, discovery-oriented environments, highly specialized
analytic and operational technologies coexist in a Data Lake. The following diagram
represents the high-level architecture of a Data Lake solution.

The architecture should clearly define the implementation strategy for the below
areas:
1) Data ingestion framework catering to various formats
2) Layers of data storage required and type (SQL, NO-SQL, GRAPH etc)
3) Data processing framework
4) Data federation between EDW and DATA LAKE
5) ETL / ELT into DATA LAKE
6) Metadata management
7) Information life cycle management
8) Ability to search for data
9) Data governance, security and access management (data classification
& encryption)
10) Downstream data consumption
11) Real time, near real-time analytics
12) Framework for data movement to DR site and DR
13) Methodology to capture data warehouse changes in BDL in real time.

Page 30 of 220
 14) Methodology to reconcile data with source systems
15) Data reporting
General functional and technical components of theData Lake solution architecture
are discussed in detail in this section and the Appendixes. These should be studied
carefully and validated by the Bidder, Consulting Partners and back-to-back strategic
Big Data partner if any.

6.5.3. Benefit Realization

A comprehensive benefit management approach should ensure continual focus
resulting in greater yielded value of the Data Lake initiative at the Bank.

In their response, the Bidder should provide details of the strategy and approach
they will use to ensure that the expected benefits from the Data Lake are
realized.

6.5.4. Evolution of the Data Lake

When the Data Lake will be implemented in the Bank for the first time, it will
start with raw data. As it gradually evolves, new data sources will get added and
metadata will get built up.

The Bidder should propose detailed strategies on their concept of the Data Lake
evolution roadmap. It should also propose processes and criteria on how it will
make sure that the fundamental goals of ambiguous and competing terms
eventually converge into a shared understanding within and across business
domains.

The Bidder should also provide details on how they plan to achieve the
following:
Evolution of the Data Lake from statistics to empirical data science
driven insights to systematizing analytical intuition throughout the
organization.
Retention and scaling of the Data Lake after the current raw data is
consumed into the Data Lake - process for meeting future needs of
the Data Lake.
Process for connecting new data sources into the Data Lake. The
Bank can make available limited information about expected future
data sources and requirements.
Strategies for managing the compute and memory resources of
theData Lakein such a way as to get time efficiencies while
reducing data duplication and data movements across the
enterprise.
Processes for developing future data discovery solutions, use cases
or descriptive / predictive / prescriptive applications on the Data
Lake.
Processes on how new data sources consumed into the Data Lakein
future can be used to add value to existing Use Cases. Just as an

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 example, consider a golden record that unifies customer data
across all time periods and across all channels, including point-of-
sale transactions and website traffic.
6.5.5. Promoting User Adaption of the Data Lake

Data Lakes wont deliver their full value unless the user base for the Data
Lake expands far beyond users with programming skills. Further, users
accustomed to using easy-to-use, high-performance databases and data
warehouse may reject a supported open source Data Lake if it requires too
much training or behaviour modification to use.

Hence it is very important for the Bidder to clearly lay out the strategies,
mechanisms and processes by which they will promote, measure and advancethe
adoption of the Data Lake by the users of the Bank.

6.5.6. Avoiding Common Pitfalls & Challenges of Data Lakes

Data Lake implementations come with several pitfalls and challenges. Examples
include ensuring lasting value for procured hardware resources;seamlessly
handling version changes of open source components and bringing new
supported open source software components in to use; accelerating the time
frames for Extract Transform Load of the Source System / EDW data into the
DATA LAKE; integrating structured, semi-structured, unstructured data sources
in a seamless manner; handling potential future movement of Data Lake
partially or fully on to the cloud; accommodatingrapid changes in governance,
policy and security guidelines; reducing vendor dependence and achieving self-
sufficiency for successful lake management within the lake; Maintaining a very
efficient mechanism for converting business requirements into implementation
of new analytics use cases on the Data Lake; etc.

In its proposal, the Bidder must clearly mention all known and common pitfalls
of Data Lakeimplementations, including but not limited to the above list, and
describe clearly how they plan to successfully address and mitigate these pitfalls
and challenges.

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6.6. Functional Requirements

The Data Lake Solution at State Bank should be able to deliver the following
functionalities in the various Business Units of the Bank. The solution should be built
using best practices / state of the art in the software, engineering and big data
analytics space

6.6.1. Functional requirements- Software

Unified, horizontally scalable, central, parallel processing Big Data Lake for
storage and processing
Data Lakeimplemented using commodity hardware/appliance and supported open-
source software
Upstream: All existing data on EDW will need to get copied into the Data Lake.
All incremental updates in EDW should also be made to Data Lake. In addition,
many current and future data sources will only feed into the Data Lake, not into
the EDW. However, some source systems will keep ingesting into EDW till all
source systems are migrated to Data Lake. Data Lake setup will have landing and
staging layers, and hence will support daily data ingest from all Source Systems.
Data Lake should be capable of real-time data ingestion and very low-latency
processing.
Downstream: All current applications using EDW will need be able to use data
from the Data Lake. Suitable standard interfaces need to be provided for new
downstream applications to be added in the future.
Overall, the Data Lake needs to be a superset of EDW from the time of roll-out.
The Data Lake will be one true source for all data requirements of the Bank. EDW
and the Data Lake will run in parallel until eventually (time frame yet undecided),
EDW be sunset.
Data federation will be required till the time EDW is not subsumed to Data Lake.
By the end of 1.5 years, all jobs and reports will be migrated toDATA LAKE.
Any change in schema/structure on the source systems should generate a prompt
alert on the Data Lake.
There should be a provision for minimum 2000 users accessing DATA LAKE
ecosystem concurrently without impacting its performance in the first year of
operations and should have capability to increase further in the coming years.
More information on indicative users growth rate refer to Annexure 14.
DATA LAKE should have capacity to run 30,000 jobs per day including complex
jobs.
Proposed DATA LAKE should have the flexibility to eventually go on the
Cloud(public/private) if needed.
Over 99.5% uptime requirement
The proposed solution should have cluster monitoring and management tools

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 Proposed solution should have a framework in place to monitor/handle hardware
failures or corruption in underlying filesystem level
Proposed solution should enable exact point-in-time recovery of files or
directories in the cluster from accidental deletions or corruption due to user or
application error
Upstream data should be used in as-is, where-is format. Downstream applications
should not require any major changes when their source is changed to the Data
Lake.
Any change in business logic in EDW source systems during ETL migration to
BDL these new changes need to be implemented by bidder in less than a weeks
time in BDL

6.6.1.1. Ingestion
Capable of ingesting data from any source system currently implemented
in the Bank, or any future standard source systems that the Bank will
decide to use.
Capable of ingesting structure, semi-structured, unstructured, real-time
data, IOT data, etc in any standard format onto the Data Lake irrespective
of number of columns and size of the table.
Capable of ingesting data via flat-files, ODBC/JDBC sources, DB-links,
messaging queues or APIs etc. with high throughput and low latency
Should have an easy to use GUI based framework to configure sources to
DATA LAKE, select table/columns and rows of data to be ingested.
Robust data ingestion framework should be in place to
o Perform one time full load from EDW to DATA LAKE
o Ingest incremental data from EDW to DATA LAKE on daily basis
o Ingest incremental data from any new source configured
o Should be configured to ingest data from the existing data sources
directly into DATA LAKE. List available in Annexure 16.
o It should be possible to pre-define logic for every process, defining
how the data should be selected for ingestion from source
systems/operational files
o Ingestion subsystem should allow to configure ingestion processes
from single / multiple source system, single / multiple files, single /
multiple operational input files
o Any new standard source system/table identified by the Bank in the
future should be easily configurable to ingest data, at a specific
frequency (e.g., from batch ingestion every day to real-time
ingestion), on a business requirement basis.

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 As data is incrementally ingested from EDW to DATA LAKE, changes
done in EDW through ingestion and / or updation should be reflected in
DATA LAKEin real time basis.
Reconciliation should be maintained periodically and on an ongoing basis
by the vendor by generating logs/reports for
o Validation between Source systems and DATA LAKE
o Validation between EDW and DATA LAKE
DATA LAKE should be able to ingest incremental data from sources like
the INVM file (investor master file in Oracle database in the Core Banking
System) through change data capture (CDC) processes and/or scraping log
extracts. Ingestion subsystem should have failure, retry, alert, frequency
and escalation logic defined
Ingestion subsystem should generate detail logs for auditing and
troubleshooting
Ingestion subsystem should log failure or reject records.
Bidder should provide clear technical architecture diagrams for ingesting
structured / semi-structured / unstructured data, batch / interactive / real-
time data, internal / external data. Bidder should specify clearly the
supported open source software components to be used in their ingestion
subsystem, the specific capabilities and limitations of these components.
Vendor should list out all types of risks they expect from the ingestion
subsystem (e.g., dropping of data packets during ingestion, security
loopholes, unprotected personally identifiable information, etc.) along with
mechanisms and processes they would implement for mitigating such
risks.
This condition of vendor listing risks and mitigation plans is
applicable to all components, modules and subsystems, not just the
data ingestion subsystem.
We provide below recent daily and monthly data volumes for ingestion into the current EDW,
to provide an idea of the requirement for your calculations. These are only indicative
numbers of the usage; data lake ingestion requirements will be not only higher in volume but
also have far more variety compared to these numbers.
Source systems data inflow to the existing EDW staging database

Sl Source system Monthly Data Flow Volume Sep-16 (GB)

No

Archived log extract CBS (SBI [SBI-CBS :3032*30(monthly size) +TF(SBI

1
) + TF (SBI) ) :10 GB *30]=91,260

Archived log extract CBS [ABS-CBS :219 *5 =1095 *30 + TF(SBI

2
(ABs) + TF (ABs) ):0.2*5 =1 GB*30]=32,880

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 [monthend file (1 TB) + Daily file 100 GB*30
3 Flat file extract for SBI INVM
]=4,000

[10*5 =50 gb (Daily )*30+ Monthly 10*5 =50

4 Flat file extract for Abs INVM
gb ]=1,550

5 Flat file extract from ATM, [631 GB monthly + [ ~20GB per day * 30 =
INB, PSG, and SBI Card ~600 ] load for file ATM , INB base ]=1,231

6 Contribution from other source Monthly 204GB

systems like DMAT, CMP, SBI
Life, LOS, etc. (Figures
adjusted as data capture
frequency is daily /
weekly/monthly)

ETL Load Data volume

Monthly
Sl
ETL Volume
No Sep-16 (GB)

1 Via CDC (CBS + TF) 117,000

3 INVM (Deposit Master Table) 5,500

Flat Files
(a) ATM
(b) INB ~656.7
(c ) PSG
(d) Subsidiaries

5 Staging to GDM 43,000

6 Staging to EDW 90,500

7 ADM and GDM 64,500

8 Risk 100

This is the
9 CIBIL 86.55 current folder
size

10 Ad-hoc (RBI, Compliance, and BU) 12,000

Inspection and Management Audit

11 200
Extracts

12 Associate Banks 3,113

13 Provision for New Marts e.g. KRI,

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 Bank to
5000
provide input

6.6.1.2. Data Storage

Vendor should define effective number of data storage layers in DATA
LAKE between data ingestion and data consumption
Vendor will define the type of storage to opt for in DATA LAKE (SQL,
NO-SQL, GRAPH etc), and provide for each one details of the capacity
requirements, hardware needs if any, supported open source components to
be used, skill requirements, etc
Vendor should define the effective default replication factor (no less than 2
) considering the size of the lake and efficiency and speed desired. On
individual data sources, the Bank may request for non-default replication
factors.
Vendor should list out comprehensively the types of risks they expect from
the storage subsystem (e.g., loss of data blocks due to insufficient
replication, data corruption, problems of insufficient storage during
operations, inefficient retrieval of blocks or files, etc). For each such risk,
they should describe the processes and mechanisms that would be put in
place to avoid and/or mitigate the risk.
6.6.1.3. Data Processing framework and workflow management
Require a data processing framework to perform the required ETL on
DATA LAKE capable of supporting all the data transformations used in
the Bank to apply the required business logic
Framework should allow joining multiple sources/tables/inputs etc.
Framework should be able to put the processed data in a predefined area
separate from the raw data, while minimizing data replication.
Framework should be capable of performing validation checks pre-
andpost-processing.
Have a workflow management and scheduling solution to schedule data
transformation, data acquisition or data delivery jobs
Should have failure, retry, alert and escalation logic defined
Should have audit and error logs for auditing and troubleshooting
Framework should give significant advantage (at least doubling) in speed
compared to comparable jobs on EDW
Should have comparable capabilities that an industry standard ETL tool
provides like GUI, fault tolerance, troubleshooting and job restart etc.
6.6.1.4. Data Federation
Requires data federation to be setup to ensure seamless data access to the

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 users and reports between EDW and DATA LAKE
The service should be available till DATA LAKE completely subsumes
EDW
The bidder should also specify the bandwidth needed to enable data
federation between EDW and BDL. It should be noted that EDW, BDL
and DR sites will be at different locations (Belapur, Rabale and Hyderabad
)

6.6.1.5. Metadata Management

Industry standard metadata management is required on DATA LAKE to
prevent it from becoming a data swamp
Capturing and indexing of information about the data as it enters the Data
Lake.
Should have archiving, backup, purge and recovery policies defined
Maintain data versioning
Data lineage
Patterns and trends
Data modeling capability
Auditing capability
Data dictionary
Data quality rules
Ownership and relationship definitions
6.6.1.6. Information life-cycle management
A robust solution that defines policies/framework that govern creation,
distribution, usage, maintenance and disposition of information on DATA
LAKE.
It should be strongly coupled with the metadata management and data
governance policies
6.6.1.7. Ability to search for data
Ability to search for object space, tagged data sets, specific fields or raw
text

6.6.1.8. Data governance, security, administration and access management

Without Data Lake governance process or tools put in place to organize,
monitor and track data sets, the Data Lake can soon turn into a data
swamp, with users losing track of what data is there. Users can also loose
trust in the data because they dont know where the data is coming from.
Data Governance will help the Bank to track exactly what data goes into
the Data Lake, how it is transformed, who accessed it, and where it
ultimately ends up. It will cover multiple disciplines, from metadata
tagging and privacy setting to compliance reporting and access control.

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 The solution should clearly highlight the how value creation and risk
management outcomes are achieved and measured.
The solution proposed by the bidders should detail out processes and steps
to carry out the following functions:
Provide traceability it should be possible to track and visualize any data
transformation or any rule applied to data in the lake.
Provide trust The system should be able to ensure the users that they are
accessing data from the right source of information.
Provide auditability the solution should record any access to the data to
satisfy compliance audits. For example, it should be able to check on who
touched the data, when did they touch it, is there a chain of custody issue,
is there transparency in terms of data privacy and protection etc.
Enforce security and privacy Data inside the Data Lake will be accessed
by only authorized users. Data at rest/in-motion should be encrypted
Automate security policies and compliance reports
Capability to classify and store (personal identifiable information)
sensitive data in encrypted /masked form and should have capability to
decrypt/unmask such information in Data Lake when required by only
authorized IDs.
Provide administrative and security management facilities
Should provide for DATA LAKE portal displaying all reports, Dashboard,
Data dictionary, applications running in DATA LAKE, data sourcing
department (upstream applications), Data sharing departments
(downstream applications), information about interfacing applications,
login to portal details, list of missing files from source systems, status of
all applications / interfaces running on DATA LAKE along with memory,
disk and CPU usage, status of DATA LAKE clusters, hardware
status/software status etc. with need based access.
Monitor privileged users
Capability to define clear roles and access management rules to user IDs
6.6.1.9. Downstream data consumption
Approximately 1200 Cognos reports will need to be migrated to work with
theDATA LAKE within 12 to 18 months from the date of DATA LAKE
setup
Should support bulk data and targeted data extracts via statistical tools and
AP interfaces
DATA LAKE should have supported open source statistical and machine
learning tools configured for analysis and reporting
Should have capability to easily connect with any downstream applications
currently used at the Bank

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6.6.1.10. Real time analytics
DATA LAKE should have capability to ingest data in real-time
Capable to perform in-memory processing and equipped with tools to
perform analytics on real-time data in real-time/near real-time.
6.6.1.11. Disaster recovery site and other environments
Vendor should set up the DR cluster of same configuration as the
production cluster
Vendor should provide the framework for online real-time replication from
production DATA LAKE setup to DR DATA LAKE setup, such that
RTO(2 hrs)& RPO is ideally zero.
The bidder should specify the bandwidth requirements to achieve the 2 hrs
RTO between the production and DR site. This should be arrived at taking
into account the daily data ingest volumes.

The DR setup should be implemented after the BDL on production site is

complete, upon receiving the approval of the bank.

DR will be a full and 100% DATA LAKE DR in parallel to the production

setup
Development and UAT environments are to be set up at the PR site in
addition to the PRDATA LAKE and DR DATA LAKE.
6.6.1.12. Software Change Management framework
Vendor should provide a robust change management framework to track
versioning, change history with date and user information, track migration
of code from development to production, security.
It should allow easy configuration of the environment to the production
version for debugging and troubleshooting
6.6.1.13. Benchmarking of Data Lake Performance
Bidders are required to provide benchmark execution times they can
commit for the Data Lake on the following tasks. These times can be used
by the Bank in bid evaluation and comparison. Selected bidder will be
required to achieve actual performance within 5% of the numbers they
committed, on real-world data sets that the Bank will provide as per the
description listed below.
Data Set Description:
4 transactional tables of 100 million records or more each, each with at
least one Boolean variable
At least one table has one or more text fields as part of a composite key
At least one table with a five-part composite key
Two reference tables with 5-level hierarchical data (e.g., branch-region-
area-division kind of structure), with at least 1,000 distinct entries at
leaf level which will serve as foreign key reference to a transactional
table with 100 million+ records
Each transactional table having 64 or more columns, of which 12 or

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 more columns are alphanumeric, 4 or more are date, 4 or more are
categorical variables with 20 or more distinct values (e.g., industry
classification), 4 or more are continuous variables (e.g., account
balance)
Benchmark Performance:
In your response to the RFP, please include as a table with the execution
times you can commit to achieve on the proposed data lake for the
following operations:
Find records with numeric key match
Find records with alphanumeric key match
Find records with 5-part composite key (numeric + alphanumeric)
match
Find records with referential foreign-key match
Find records with sub-string match
Sort
Distinct / duplicate identification
Distinct with composite key
Outer join between two transactional tables with numeric key
match
Outer join between two transactional tables with composite key
match
Find ten highest/lowest values from a numeric, continuous variable
Find average, highest, lowest and count of 8 numerical, continuous
variables grouped by four categorical variables
Generate percentile distributions of a numeric, continuous variable
Generate frequency distribution of a category variable
Find random sample of 20,000 records from transactional table
Generate all-node roll-up of numerical variable by category
variable hierarchy from transactional table where transactional table
has data only at leaf level
Outlier identification (+/- six-sigma) of continuous, numeric
variable
Time for data quality audit missing/blank/null values, dispersion
(90% or more records have the same value for a particular variable),
Find pairwise correlations of category variables across two
different tables
Determine Multi-collinearity (VIF, Condition indices)
10-fold cross-validation for a random sample of 1 million
transactional records
Ingestion of 10 million records into transactional table without
index update
Ingestion of 10 million records into transactional table with index
update
Scatter matrix construction
Optional:
Time series prediction
Information value computation
Logistic Regression model with minimum six independent
variables and R2 of xx or better and GINI coefficient of 0.6 or better
for a random sample of 1 million transactional records

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 6-level Decision Tree for a random sample of 1 million
transactional records
Clustering with minimum 6 clusters and 6 or more input variables
for a random sample of 1 million transactional records
Neural Network for a random sample of 1 million transactional
records
6.6.1.14. Resource requirements
Vendor should have resources available as per the profile mentioned
inAnnexure-23.
Number of minimum vendor personnel to be employed in DATA LAKE
need to be defined along with stating requirement of personnel on T&M
basis as and when new requirements on Data Lake come,like addition of
new data sources/implementation of new use cases.
Proposal should definethe exact number and types of resources needed on-
site
Below are the typical roles and experience levels that the vendor is
expected to have available in their resource pool:
Sno Resource Profile Tentative experience

1 Program Manager 10+ yrs

2 Project manager 10+ yrs

3 Relationship manager 10+ yrs

4 EDW SME 10+ yrs

5 Big Data SME 6+ yrs

6 Big Data Solutions Architect 8+yrs

7 Sr Data Architect 10+yrs

8 Sr Big Data Engineers 6+ yrs

9 Big Data Engineers 4+ yrs

10 Team leader(s) 6+ yrs

11 Data Engineer(s) 4+ yrs

12 ETL Experts 4+ yrs

13 Data Scientists 4+ yrs

14 Principal Data Scientist 10+ yrs

15 Sr Data Scientists 6+ yrs

16 Reporting and Visualization Experts 6+ yrs

17 Test Architect 10+ yrs

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 18 Testing Lead 8+ yrs

19 Test Engineers 5+ yrs

20 Release manager 10+ yrs

6.6.2. Functional Requirement Use Cases

To derive value and ROI from the DATA LAKE following use cases should be
delivered with DATA LAKE: Bank will choose which 5 of the below listed
usecases will be implemented by the vendor.
6.6.2.1. Use Case 1 - Customer-Customer Relationships and Householding
Millions of our customers are connected by family relations, work
relations or social relations. These relations can be inferred from data that
Bank already holds for these customers. For example, two retail
customers A and B may be connected by relationships like A is the
spouse of B, A is the parent of B, A is the sibling of B, A lives in the
same house as B, etc. Even when there is no family relation, social
relations may hold, like A and B are neighbors, A lives in the same
community as B, and A and B work in the same department at the same
office. Likewise, a retail customer A and a corporate customer B may be
connected by work relations like A has been working for B for xx
years,A worked for B for xx years, yy years ago.
In this POC, Bidder should build a Big Data Analytics solution to identify
a reasonably large set of family, work and social relations among all SBG
customers. Relations extracted from data should be stored back, and
should be available along with that customers data, so that it can impact
all decision making with that customer
Identify related customers on the basis of fuzzy matches and heuristic
algorithms, including, but not limited to
a) Customers with significant overlaps in the PII data (Name, DoB, ID
docs, Addresses, Phone numbers, email IDs) should be flagged as two
CIFs for the same customer.
b) Customer with the same last name & address as belonging to the same
household
c) Customers who are joint holders or signatories on each others
accounts
d) Customers who have standing instructions to pay one account from
another
e) Customers who have guarantee/ nominee/ appointee/ trustee/ power of
attorney relationships.
f) Customers who are directors/ promoters of the same companies
g) Customers who are auditors/ accountants of a corporate entity
h) Customer who share the same relationship with another customer (e.g.,
Customer A is Customer Bs guarantor and Customer Cs
guarantor, then not only are Customer A and B related, A and C
are related too, the system must also establish relationship between B
and C too)

Each household must be assigned a unique, persistent ID. Two output data

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 sets shall be created, containing
Household ID and ID of Customer belonging to the household
Customer ID, relationship of related customer, ID of the related
customer respectively.

6.6.2.2. Use Case 2 - Real-time Branch Scorecard

Produce a scorecard for SBIs branches with real-time updates to data
related to
1. Business Financials & Performance
i.Balances and Y-o-Y Balance Growth, Fee and Interest Revenues, New
account sales, Targets, NPAs (if applicable)
ii. Loan Applications approved and declined, by product
iii. New Policy sales and Premium collected
iv. Mutual Fund subscriptions and redemptions customers,
amounts, transaction counts
v.SIP subscriptions and cancellations/lapses customers, amounts,
transaction counts
vi. Key ratios CIR, CDR, CASA ratio

2. Customer Engagement & Satisfaction

i.Customer penetration, Products per Customer
ii. Number of complaints, TAT, First-Call-Resolutions, Complaints
by High value customers
iii. Customer Satisfaction score

3. Transaction servicing and productivity

i.Amount and number of Transactions by channel ATM, Branch Teller,
CDM, Swayam, GCC, BC/BF, Internet Banking, Mobile Banking,
Clearing Cheques per employee
ii. Queue wait time by transaction type average and peak
iii. Time taken for Savings Account Opening
iv. Time taken for Loan account decisioning
v. Number of site and client visits per employee

4. Audit and Compliance

i.Audit Scorecard
ii. BGL Suspense account balance
iii. Dak folder
iv. Controller visit

5. Employee metrics
i.Number of, overall tenure, and this branch tenure of staff by category
officers, clerical and subordinate staff
ii. Leave, absenteeism and Attendance record
iii. Employee satisfaction
iv. Employee Training record

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6.6.2.3. Use Case 3 - Real-time Identification of Fraudulent transactions on
digital channels (POS, SWIFT, ACH)
Identify Out of Pattern digital transactions to be flagged as suspicious,
for automatic reversal based on past customer transaction history,
including time and location where transaction was initiated, merchant type
where transaction was executed, beneficiary identity

6.6.2.4. Use Case 4 - Credit Performance Monitoring by Vintage Cohorts

Track performance of loan accounts by product, by period of approval, and
characteristics at the time of application approval to monitor the efficacy
of credit scores, and to calculate return on risk adjusted capital, return on
Basel-III capital and Risk adjusted yield
Use Case 5 - Social Media sentiment analysis and Logging of
complaintsSBI with over 350 million customers globally must deal with a
lot of complaints. The proposed solution should be able to analyze the text
of tens of thousands of customer emails and bucket them in appropriate
sentiment buckets Very Angry, Angry and Neutral, in near real time. This
would allow the customer representative to service the irate customers
faster allowing better service and customer delight.
Data warehouse use cases to be added are as under:
1) Data ingestion by reading archival logs
2) Data federation between existing data warehouse and BDL
3) Methodology to capture data warehouse changes in BDL in real time.
Scan Facebook and Twitter streams to automatically identify customer
complaints (as opposed to general remarks or appreciative comments),
match it to a specific customer (on the basis of Social media identity,
phone number, account number or other details available as part of the
message) and automatically generate a complaint directed to the home
branch of the customer for the issue to be resolved.

6.6.2.5. Use Case 6 Credit Scoring of first-time borrowers

First time borrowers have no credit history available. Hence, the scoring of
credit applications for such borrowers has to be based on other information
gathered from the customer at account opening, or from transaction history
of the customers Savings/Current account.
6.6.2.6. Use Case 7 Generation of Preventive Maintenance Schedule for
ATMs
Generate preventive maintenance schedule for ATMs based on monitoring
of ATM machine logs, cash withdrawal patterns, electricity/voltage
stability, ambient temperature maintained to improve overall ATM up-time
to above 95% in Metro and Urban locations, and to above 90% in Rural
and Semi-Urban locations.

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 6.6.3. Functional Requirements - Hardware
6.6.3.1. DATA LAKE Sizing
As far as sizing is concerned, we propose to keep provision for 200%
additional growth of data in addition to the present data volume growth.
The details as given under
Present EDW data size (uncompressed) 750 TB
Present data growth annual 375TB
Adding 200% extra growth for considering new source systems like 750 TB
LOTUS and CRM & sourcing of semi-structured and unstructured data
Net per year growth 1125 TB
Total Data volume to be handled in the first year of operation 1875 TB
(750+1125) TB
Total Data volume to be handled in the third year of operation 3750 TB
(937.5+1875+937.5) TB
Big Data technologies provide data replication. Average of about 7500 TB
2*1copies/ block is considered reasonable, with a separate DR setup
Big Data infra assumed to provide for average 50% compression rate 3750 TB
Another 500 TB proposed for UAT and DEV environment 500 TB
Assuming that 50% of data lake does data storage and the other space 8500 TB
is used for computational processes and intermediate data, total storage
capacity expected for theDATA LAKE is approximately

Hence, by the end of the 3rd year, the data lake is required to be able to grow to a total
storage capacity of approximately 8.5PB. By the end of the 1st year, Data Lake is
required to have about 4.75 PB total storage capacity.
6.6.3.2. Hardware specification and recommendations
A high-level recommendation on hardware components that will be needed
for DATA LAKE is outlined below. The infrastructure for DATA LAKE
should be provisioned keeping in view that there is a requirement for
varied workloads on the DATA LAKE:
1) Balanced workload ETL operations, data processing
2) Compute intensive workloads Report generation, IoT, real time data
and analytics
3) Storage intensive workloads Storage and archival
As mentioned in the functional scope of RFP, the DATA LAKE is expected
to be built on commodity hardware/appliance. The recommended
11As per the Banks requirement default replication factor may be changed

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component specification is given below. It should be noted that any
description of component here is illustrative and the Bank does not
recommend a specific vendor or choice of hardware. The list below is
indicative:
(This is not an exhaustive list and the vendor is free to include components
needed to set up DATA LAKE, as long as they are horizontally scalable
commodity hardware / appliance/Hybrid appliance and run supported
open source big data software.)
1) Compute and Storage resources (For all types of nodes in the DATA
LAKE)
At least 2x(12) core processors with 2.2 Ghz per node, latest
generation of processors
Storage drives in JBOD configuration At least 12 X 4 TB drives per
node (Configuration for storage intensive nodes can be 12X8 TB)

Storage for nodes maintaining namespace Should be configured in

standard RAID 1+0 configuration
RAM At least 512 GB RAM per node, per node (DDR 4)
Supports 64-bit OS. The network ports for the hardware should have
support for 40GbE Infiband ports for intra-rack data transfer and 10
GbE ports for network connectivity in the cluster.
The bidder should ensure that the network topology is designed as per
standard high-throughput and low latency parameters.
2) The bidder should ensure that the number of ports on the nodes enable
redundancy in the network connectivity. That is, there are multiple
network paths for reaching a node in the BDL. Vendor should specify
the Rack and cabinet measurements. The power consumed and
dissipated, cooling requirements, operating temperature etc should be
specified.
3) The number and type of network switches should be determined and
informed based on the network topology
4) Network equipment needed for DATA LAKE should be specified and
submitted so that the Bank can procure the same.
5) Hardware management and failure detection provisions should be built
in and support be available 24*7
6) The Hardware should comply with standard regulations and emission
standards
7) The device (s) need to be under warranty and support be available on
priority.
8) Network cables, switches and hardware accelerators ?as needed should
be specified.
(http://bradhedlund.com/2011/09/10/understanding-hadoop-clusters-and-the-network/

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9) Each node in the rack should be reachable at-least by 2 distinct network
path(s). This is to ensure that failure of one network switch does not
make the node unreachable.
10)Node rebalancing should be done periodically to ensure that the storage
is judiciously used on all nodes. As this is network intensive, this
activity can be scheduled during non-peak hours
11)The data locality on cluster should take advantage of higher transfer
rates in between the same rack. Similarly, judicious usage of
Bandwidth is a critical requirement for DATA LAKE. Geographic
separation and limited bandwidth are definite constraints and
performance cannot be compromised

Sample Network Topology

The computations below depict a sample scenario where 100 nodes are
available for the DATA LAKE cluster:
Please Note: The hardware configuration provided below is a baseline or
minimum desired configuration per node for BDL

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On the basis of this baseline configuration, we can compute the total number
of resources available to the DATA LAKE as follows (Assuming the cluster
size is 100 for ease of computation). This activity is to compute the amount of
RAM / cores available for individual tasks on the cluster.
1. Resources for OS and Overhead services will be deducted per node
2. Resource requirement(s) for search, No-SQL and New-SQL services
will be dedicated per node and will be deducted from available resources
3. Resource management services and their footprint will be deducted.
4. Total resources available at the cluster level will be computed
5. Multiplier factors for balanced and compute intensive workloads will
be used to arrive at total vCores available at cluster level
6. Total cluster resources will be computed that can be used for executing
individual tasks.

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The BDL ecosystem should have state of the art data processing engines that can perform in-
memory processing to reduce the time data transformations and query.

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The Hardware configuration of DATA LAKE should be able to factor the following:
1) At-least 2000 concurrent users (DATA LAKE is expected to have more users
and the solution should not be bound by any license model for number of users).
Not including API based access
2) At-least 30000 jobs to be run on a daily basis(Internal threads due to parallel
processing should not be counted as a separate job)
3) Support of real time, streaming data
4) Support to Unstructured data Text, Document images, Image, audio and
video data
5) User(s) being able to run ad-hoc jobs than the standard set of jobs for the day
6) Both batch and interactive jobs running on the cluster
7) Bandwidth limitations and geographic separation of Source / EDW, DATA
LAKE and DR sites. Vendor need to specify minimum bandwidth requirement
between Belapur(DW) and Rabale(BDL-PR) and also between Rabale(BDL-PR)
and Ctrls Hyderabad(DR)
Tentative sizing calculations for production environment:
End of first year Data Lake Storage 4.75 PB
capacity

Tentative size of the cluster at the end Worker Nodes 203

of first year Master Nodes - 6

End of third year Data Lake Storage 8.5 PB

Tentative size of the cluster at the end Worker Nodes 363

of third year Master Nodes - 6

Tentative sizing calculations for production environment:

The same number of nodes will be needed for DR site.
The vendor should provide EXACT cluster size needed for production in the 1 st
year and estimated sizes for 2nd and 3rd years, and provide empirical evidence
for the calculation of cluster growth rate.

In similar lines the following configuration can be chosen for Dev and UAT
environment(s) for reporting and testing

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6.7. Technical Requirements (TR)
The following section and its sub sections will elaborate the technical scope for SBI's
Business Data Lake. The technical scope contains
1) Scope of work
2) Capability of tool (s)
3) Indicative metrics to be achieved

The Big Data Lake must be designed and implemented with the following
considerations:
1. The Big Data Lake is built on Commodity hardware/appliance, taking into
account not only the Banks current data and processing needs but also the Banks
growing number of sources, unstructured data, next gen, first of a kind use cases.
The DATA LAKE should have horizontal scale as a defining design characteristic.
2. The software platform / tool (s) deployed on DATA LAKE should be Supported
open source. The choice of tool(s) to satisfy the functional / non-functional
requirements for DATA LAKE can be suggested by the vendor to the Bank. It will
be vendors responsibility to ensure that the platform is agnostic to the choice of
tools. The Bank may suggest various supported open source tools for
experimentation / analysis / integration that the vendor should provision and
support.

The general guiding principles of the business Data Lake to be highly secure, highly
scalable, robust, reliable, fault tolerant, supporting concurrent user base hold true. The
specifics of each of these items will be discussed in sub-sections of 6

The technical scope of DATA LAKE covers salient points in each stage of data
processing lifecycle. The DATA LAKE goes through the following logical phases in
the course of its operationalization.
Storage Offload:DATA LAKE as a storage offload from existing EDW, capturing
daily incremental changes and in sync with the EDW. DATA LAKE begins
serving data to upstream / downstream systems using data federation
DATA LAKE - Data pipelines New data sources and Real time data handling,
data capture and processing use cases, DATA LAKE still in Sync with EDW
DATA LAKE Compute offload - Existing compute / ETL processes on EDW
will be migrated to DATA LAKE. DATA LAKE will serve as the single data and
compute infrastructure for the Bank
DATA LAKE Analytics / Insights and Reports Existing reports and
downstream / upstream data needs for visualizations are on DATA LAKE, data
analysis - analytic applications deployed on DATA LAKE
Operational DATA LAKE DATA LAKE handling the entire data processing
framework at the Bank, eventual sunset of EDW as it exists this day.

6.7.1. Data Ingestion and capture

Data capture and Ingestion for DATA LAKE should satisfy the following
criteria:

The number and type of data sources will vary. The mode of data ingest / capture
will be different for each data type. The frequency of ingest, mode of data
capture can vary across current and new sources of data. The vendor should be

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on an ongoing basis able to implement and support the same. A few scenarios are
mentioned below:

1) Historical data load Snapshot data load from existing data infrastructure to
DATA LAKE, incorporate existing EDWs staging and landing environment
2) Incremental data capture Daily incremental data / updates captured from
source systems (tabular data dumps, extracts, log files etc)
3) Real time data capture and Ingestion Structured, semi-structured and
unstructured data (Eg: Card transactions, ForEx data loading, DB Events /
extract Logs, machine data, streaming data sources etc
4) Unstructured data like Images, video, Audio, Text data etc from file servers /
File transfer APIs
5) Semi-structured data Geographic information, mobile touch stream,
internet Banking user logs etc.
6) External data from the web
7) Incremental data changes (Change data capture) Daily incremental changes
in structured data / DB change logs that needs to be synchronized in lake
with existing EDW till the transformationsare off-loaded from existing EDW.
(Details on EDW transformations is available in following sections)

The data may be available in a stream or batches, and support various

protocols for data movement.

The Ingestion layer should be able to do simple field manipulations, JSON

parsing, de-duplication and masking functions. More complex operations can
be executed using scripts or by calling out to external data services.

The solution should be able to route data from source to multiple data stores.
Routine can be simple or complex, with routing rules based on attributes of the
data, and with automatic conversion of data types and formats.

The ingestion function should be performed as a low-latency, high throughput,

continual process, even when the characteristics of the incoming data change.

Upon ingesting data, users should be able to perform light sanitization on the
source data in order to support universally acknowledged policies, such as
masking personally identifiable information or using canonical data
representations, as well monitoring the inbound data flow for completeness,
consistency and accuracy.
The tool (s) used for Data ingest and capture should be easy to use, simple,
intuitive point and click utilities that support creating / modifying and
scheduling data pipeline jobs.
Data sanity checks, validations and reconciliation of data should be available
as part of the data ingest solution.
It should also be possible to monitor ingestion pipelines to ensure that they are
not dropping data or that the data is not becoming corroded over time.
The tool(s) of choice should be able to provide audit logs for data validation
and tracking data lineage in case of failure.
An alerting, report and monitoring utility about the ingest pipelines should be

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 available as part of the solution. Trigger mechanisms in identifying schema
changes at source and packaging data in formats for quick retrieval from
DATA LAKE are in scope.
The vendor should be able to design solutions to handle data volumes and
complexity in source data. An example workload is provided below
(Workloads of this type are in scope of this engagement)
A source system table with ~ 400 columns in an Oracle database generates
data of ~ 600 GB on a daily basis. The ingest tools should be able to perform a
change data capture on source systems of this nature.
Data engineers should be able to create ingest pipelines, or a logical
connection between a source and multiple destinations. It should be possible to
move data using an integrated development environment for creating and
running pipelines using a visual UI to minimize the amount of custom-coding
required.

6.7.2. Storage and Data Formats

The Data Lake Solution for storage should have the following features:
1) Store reliably, efficiently and optimally irrespective of the data type
(structured data, flat files, extracts, logs, xml / JSON / BSON type data, text,
images, audio, video, sensor data, GIS data etc)
2) The underlying architecture is scalable
3) Storage replication is managed by the platform
4) Data is stored in formats that are suitable and efficient for processing engines
to consume
5) Storage should support data compression. It should be possible to perform
both fast compression and efficient compression based on data processing
needs.
6) The storage layer of lake should support large volume data ingest and
transfer seamlessly over the network.
7) The lake should allow for read / write and modify the data stored
8) Storage should be compatible to perform processing operations on whole
dataset as well as Individual records or Individual groups.
9) The storage should be horizontally scalable. Redistribution of storage load
across the lake should be possible and in-scope of setting up the Data Lake.
10) Ensuring regular health checks, monitoring and alerting about data storage /
utilization of storage / failure handling of storage are in-scope of activities
11) The storage system should be robust to handle multiple concurrent access by
processing engines / end users

It should be possible to project and view data through multiple modes using
the Storage on Data Lake. For instance: The Bank may decide to implement
use-cases that project transactions data as a graph data structure. The Storage
solution on lake should allow for such projections. Activities of this nature are
in scope of the current engagement and Bank will engage with the vendor to
provide specific details on such use-cases.
The Data Lake will have storage intensive, compute intensive and balanced
workload scenarios. The storage mechanism should serve as a single entity
that can be utilized by multiple processing engines or compute nodes
designated for a specific purpose in the Lake.

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 The storage layer should be able to accommodate data used for specific
processing needs. For example: Storage is expected to allow data reside in
multiple layers. The Lake should be flexible to handle data needs for Staging,
direct data ingestion / landing, projections of data, organizing data and
aligning it with specific schema type(s) etc. Activities of this nature are in-
scope of the current engagement.

6.7.3. Data processing: Transformations

Ingestion pipelines on Data Lake facilitate data capture and storage. In order for
the data to be accessible and consumable by businesses / downstream
applications, the lake should have robust, highly efficient and parallel execution
of data transformation jobs.

One of the core activities in implementing the Data Lake is to operationalize the
lake with data processing. As described in the functional specifications, the Bank
envisages EDW be subsumed by the lake. The Bank suggests a 3-stage approach
to ensure a smooth transition:
1) Initialize Data Lake Historical data offload, synchronize daily incremental
data between EDW and Lake, federate data for data requests by users /
downstream applications
2) Implement transformations Offload ETL jobs to Data Lake, develop
reports for downstream consumption, populate marts
3) Execute and operationalize Define window period for both EDW and Data
Lake to perform data processing. Lake meets success criteria for sustenance,
EDW sunset

Existing data transformation and processing jobs on EDW should be analyzed

and transformed to the Data Lake. The vendor should use off-the-shelf tools and
not resort to building from scratch.

Data transformations should be triggered in parallel. The lake should be primed

to run multiple transformation jobs in parallel. The DATA LAKE should be able
to run ~ 30k jobs in batch or near real time mode every day.

There should be provision to monitor, log and assess the progress of each
transformation job. Job design (s) should be re-usable.
There should be a provision organize individual transformations as operators, tie
operators to data structures and organize the entire process as a single job.

Organizing jobs, scheduling jobs and triggering jobs should be possible from an
easy to use interface. Reports on job status and success / failure / retrigger
should be sent to concerned stakeholders on a periodic basis.

The tool(s) used for data transformation should be aligned to data sources and
types / formats of data residing on Data Lake/EDW.

The BDL is expected to complete the entire data loading (ETL) operation in 2
hrs. The data volume currently for this activity is approximately 4.6 TB
(uncompressed data).

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 The processing pipelines for ETL jobs also include daily, weekly, monthly,
quarterly and annual reports, feeding data structures for downstream
consumption. These activities are in-scope for this engagement.

Transformations for this activity can be categorized into the following types:
1.Existing transformations in EDW that needs to be migrated to DATA LAKE
2.New transformations for data sources that are not sourced by EDW
3.Transformations and data processing pipelines for real time data capture

DATA LAKE activity includes all items mentioned above in scope for this
engagement. The Bank will engage the vendor to create specific data
transformation pipelines based on need basis.

6.7.4. Workflow management and scheduling

It is expected that individual and multiplexed data capture, ingest, organize,
process and creating data structures be designed and developed as easy to
manage and monitor workflows.

The workflows should be designed using off the shelf tools. The workflow
management tool should work with all supported tools / components used
underneath for data capture, storage, organization, transformations and updates.

The workflows should work with standard schedulers. Monitoring and

management of workflows should be possible from an easy to use interface.
Workflow management tool(s) should have connectors / pluggable interfaces to
already existing / in-use proprietary software available with the Bank. These
could be (and not restricted to) data repositories, reporting tools, data analysis
tools and generic interfaces for data transfer.

The Bank currently has ~7000jobs for data processing. This number is expected
to grow with evolving use-cases from different business units and availability of
data from the lake. The Bank will engage the vendor to design and develop data
processing workflows on DATA LAKE.

Audit, alerting, traceability, recovery and monitoring form critical features that
need to be available as part of workflow and scheduling system on the lake. It
should be possible to trigger workflows / schedule jobs through User interface or
using a command line utility.

6.7.5. Data Discovery & Preparation

Ad-hoc analysis and multiplexing data streams / pipelines from multiple table
structures will be expected of the Data Lake. In order to facilitate this, the lake should
have tool (s) for data discovery.
The fields / entities of interest should be available for search. The tool(s) should have
the capability to extract data from all types of structured/semi-structured/unstructured
data

On-demand object creation to blend data from multiple sources (relational, objects in
lake, semi-structured data) should be facilitated.

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 An easy to use web interface and SQL like query capability should be available for
authorized users/applications on the lake. For instance: BI reports / dashboards can be
consumers of data processing pipelines on the lake. Activities of this nature are in
scope of this engagement.

The vendor as mandated by the Bank will streamline ad-hoc reports / visualizations
using the data discovery capability or assist business teams build pipelines for analysis
using data discovery capability.

6.7.6. Analytics
Rapidly building and deploying scalable analytics solutions on the DATA LAKE
is one of the primary outcomes.
The technical scope for Analytics applications in the context of DATA LAKE
can be categorized as:
1) Power data / objects to existing analytics models built on proprietary
tools.
2) Empower analysts with tool(s) like analytics notebooks to perform
interactive data analysis and rapid model building
3) Implementing end to end analytics use-cases as mandated by the Bank
The DATA LAKE solution should be able to provide tool (s) in the analytics
layer to perform:
1) Data extraction and preparation
2) Data pre-processing
3) Experimentation and model building
4) Model evaluation, deployment and visualizations
The DATA LAKE should have support to best in class machine learning and
analytics frameworks that run on scalable architectures.
DATA LAKE Analytics solution should have ability to create templates for
common data processing / end to end applications, tag data sets and re-use
operators across machine learning pipelines.
DATA LAKE Analytics solution must have capability to utilize in-memory
computing, blend tools in analytics notebooks that perform SQL like querying
on relational data and unstructured data on DATA LAKE.
The analytics notebooks should be shareable and experiments be replicable
across users / teams performing similar analysis.
Analytic queries can be used to provide a summary view of a data set, like cross-
referencing other data sets, and ad-hoc computation can be used to support a
variety of algorithms, for example, building a search index or classification via
machine learning.

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6.7.7. Search
Search solution in the context of DATA LAKE should be interpreted as:
1) Free text search across DATA LAKE
2) Search metadata and objects in DATA LAKE namespace
3) Search patterns (keywords + regular expressions)
4) Search datasets and analytics notebooks
5) Search workflows and jobs
6) Search repository of data processing operators
7) Search reports

The DATA LAKE Search solution should use tool (s) which work with each of
the DATA LAKE ecosystem components. Advanced search options should be
available for users.
Search interface should be intuitive and results must be relevant
Users / applications should have the provision to index objects and assets created
on DATA LAKE.
6.7.8. Metadata & Governance
It should be possible to define metadata to update and access requests as well as
schema. Metadata should be available for data, processes and pipeline(s)

Without proper Data Governance, a Data Lake can quickly turn to a Data
Swamp. In order for the Bank to stay on top of its datas integrity,
confidentiality, and availability needs, the Data Lake Solution should address the
following data governance issues:

Reference The Solution should have the capability to document the source
systems along with where it is coming from. It should be possible for track data
lineage, audit and log events relevant to process these events. The Bank on a
periodic basis will analyze / need reports on this log / event analysis.
Quality The solution should let the users have an understanding of the quality
of the data using data profiling. Data quality refers to sanctity of data at the
source, data correctness and validity post transformations, truth of data at the
time of access.
Security / Privacy It should be possible to define policies and rules for
implementation and access control in the DATA LAKE. DATA LAKE should
support user level, group level and application level authentication and
authorization. The solution should compliant to Banks security policies.
Master Data and Metadata Management The solution should allow users to
create Enterprise glossaries to define a consistent and uniform business
vocabulary to prevent misinterpretation of data elements. The Metadata to be
created using the tool(s) on DATA LAKE can also be technical and provide
details of data cleansing, derived data, data mappings etc.
Lifecycle Management The Solution should be able to manage data from the
point of ingest to retirement including retention, archiving, replication,

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 compression, encryption/decryption and backup / purging. There should be a
provision for entire data and application lifecycle to be managed and monitored
through an easily usable interface. Data lifecycle should be managed using crisp
storage policies.

6.7.9. Disaster Recovery

SBI envisages DATA LAKE to be the single source for all data to be used by
downstream systems. In such a case, DATA LAKE becomes a very critical
resource to the Bank. In compliance with the IT policies of SBI, DATA LAKE
should have a fully functional, 100% DR facility available. The following
features of DR should be incorporated in the DATA LAKE solution
1) The DATA LAKE DR solution needs to be set up at a remote location at
Cntrl+S, Hyderabad. The production DATA LAKE and DATA LAKE - DR
will be geographically separate.
2) The DR solution should be synced with production DATA LAKE. TheSLA
for RTO should be maximum 2Hrs as per Banks defined policy. The
proposed solution for DATA LAKE - DR should include data transfer, job
synchronization, security considerations and all other features that the
production environment possess.
3) In general, for the end user the perception will be that both DATA LAKE
and DATA LAKE DR will be functional on a daily basis. The DATA
LAKE DR will be passive in general, however will be made active as
soon as there is an unavoidable orplanned/unplanned unavailability of
DATA LAKE. (Fully functional DATA LAKE DR can either run the jobs
and have checkpoints for data synchronization or have a solution by
replicating data from DATA LAKE to DATA LAKE DR)
4) The proposed solution is expected to have a monitoring engine that can
determine the health of production DATA LAKE and raise alerts / trigger
remedial actions to bring DATA LAKE DR as the default DATA LAKE
for downstream / reports / data processing and end user ad-hoc analysis.
5) Switching over to DATA LAKE DR can have limited manual
intervention. The handover should be soft and no data loss / data
corruption can be tolerated. Jobs in transit can be restarted to have minimal
impact of data loss.
6) The downstream applications / end users layer to access DATA LAKE
should be logically isolated from operational DATA LAKE. This
separation will enable switching between environment(s) to trigger DR
operation sequence.
7) Jobs developed to be deployed in production, should be deployed both in
production and DR. The same applies to any admin activity, security
policy and other activities on DATA LAKE
8) The Bank reserves the right to enforce mock up scenarios for failure to
ensure that the DATA LAKE DR solution is working as expected. The
vendor should support the Bank to demonstrate such scenarios
9) The solution for DR should cover standard policies and framework to
formulate recovery point objectives, data loss prevention and minimal

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impact to work. A thorough plan / successfully implementing the DATA
LAKE DR is a critical component for completion of this assignment.

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6.7.10. Data Encryption
Data encryption applies to the following data on DATA LAKE:
1) Data at rest
2) Data in motion
3) Data available over an API to external sources / applications

The sensitive and personal identification data on DATA LAKE should be

encrypted. Standard encryption/decryption techniques / policies should be
implemented for this activity. Decyption should be allowed only to selective
users/roles.

The vendor team will determine tables / columns that need encryption by
discussing with data owners before implementing the solution.

The processing time for data should include time needed for encrypting and
decrypting information needed for downstream / report generation. The overall
SLA for data processing should be adhered to, keeping data encryption as an
important activity.

6.7.11. Cloud Integration and Migration

The scope for Cloud integration and possible migration should be interpreted in
the following context:
1) DATA LAKE should be able to consume data from external cloud based
infrastructures. For example: Social data and web data can be processed on
an external cloud. This data is publicly available data. There should be a
solution in place to transfer Insights drawn from this data / results post the
data analysis activity to DATA LAKE.
2) Cloud integration / data transfer to and from public/private/hybrid cloud
should be available using all standard protocols. (Web requests / secure
transfer channels etc)
3) The architecture of DATA LAKE should enable interaction between public
cloud and edge servers alone. DATA LAKE cannot be directly exposed to the
public cloud.
4) Transfer out of DATA LAKE to public cloud should not be possible by all
roles in DATA LAKE. All activities with data transfer from Public cloud
should be logged for audit and monitoring.
5) In view of the intent to reduce the hardware footprint (in future), the
technical architecture of DATA LAKE solution should be flexible to
accommodate provisioning DATA LAKE on cloud. The Bank understands
that there can be differences in services offered by cloud service providers.
The DATA LAKE solution architecture should be designed considering as-is
infrastructure availability in cloud.

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6.8. Other Requirements
6.8.1. Capability
The Data Lake solution should be able to
1) Handle large volume of data, handle variety in data types and accommodate
real time streaming data.
2) DATA LAKE / applications on DATA LAKE should be robust to increase in
user base. The Bank expects the DATA LAKE to be performance and
functionality compliant to at-least 2000 concurrent users, not including API
based access. This number is expected to grow and support to such growth in
user base is in scope of the current assignment.
3) The system should be capable of handling structured, semi structured and
unstructured data which can be visualized using sophisticated reporting and
charting tools.
4) The DATA LAKE should use tool(s) already procured by Bank. These are
tools that the Bank has an EULA. Annexure 29
For example: If the Bank mandates that the operating system be RedHat
Enterprise Linux and RDBMs layer be Oracle, then the vendor should
facilitate such a combination for DATA LAKE.
5) Any relevant analytics, data processing and analysis tool(s) as needed by the
Bank should be provisioned in DATA LAKE
6) There should be an API layer that allows data consumption in any of the
below mentioned access modes for downstream applications
Sno Access Mode Data format

1 Delimited files All supported file formats

2 File extracts All supported file formats (txt, csv, tsv,

binary etc)

3 Tables populated in Tabular Specified RDBMS

RDBMS, DB Link

4 Data access through API XML/JSON/BSON (Eg: Data access

from No-SQL DB)

5 API providing file access Document / file links

path

6 Direct links Abstract to end user Applications will

access the DATA LAKE directly

6.8.2. Reliability & High Availability

Reliability for DATA LAKE refers to:
1) Reliability

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 2) Correctness
3) Recovery
for data and DATA LAKE solution artefacts.

To achieve the above-mentioned reliability metrics, The DATA LAKE solution

at SBI should be enabled for exact point-in-time recovery of files or directories
in the cluster from accidental deletions or corruption due to user or application
error.

The solution should also maintain incremental and differential copies. This can
be on traditional storage devices or storage intensive part of the DATA LAKE
solution.

While building DATA LAKE on commodity hardware/appliance, failure

handling should be a design characteristic. There should be tool(s) that can
notify, alert and if possible, predict node, disk or application failure.

Necessary corrective action should be in place for each failure. Failure of node,
disk or any network component should not affect the functionality of DATA
LAKE.

Failure tolerance is not restricted only to server and application failure. Failure
of network, hardware, software or nodes are considered failure scenarios in
scope.

Standard practices of configuring DATA LAKE for High Availability and storage
namespace federation (at least 99.5% - calculated monthly basis) should be
implemented. DATA LAKE solution should serve users even when confronted
with node failures or network partitions.

6.8.3. Agility
Batch mode of operation on DATA LAKE is one of its features. DATA LAKE is
expected to provide data and process agility. Agility is in terms of the following:
1) Near real time availability of data for analysis
2) Quantum of time taken for analysis
3) Ease of incorporating ad-hoc analysis to mainstream use-cases

With increased digitization and steps towards economic transformation, SBI

needs to have fast access to the data to analyse the information and translate that
to actions. Its not only about capturing the data but actively using it.
Self-Service data exploration will eliminate the dependency on IT to set up data
definitions and structures and should help to guide SBIs agility towards real-
time business impact.

The data discovery and data exploration techniques provided in the Data Lake
solution should facilitate ad-hoc analysis and on-demand schema generation.

Real-time Analytics with implementation of schema-on-demand requires that

when a new data format is brought under the purview of DATA LAKE, no
administration effort will be required to build and maintain schema designs. This

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 will help with data agility by allowing users to perform self-service data
ingestion and data source management.

SBI DATA LAKE should get quick response, least processing time and higher
availability of data required for ad-hoc query purpose or for report generation. It
is recommended that these components are built using any tool (s) that support
in-memory processing and SQL on DATA LAKE

6.8.4. Scalability
Scalability is defined in the context of DATA LAKE as:

1) Horizontal scaling of nodes in DATA LAKE

2) Application processing scale More complex jobs on DATA LAKE
3) Supporting scale of input sources both in terms of number of source systems
and transaction / event volume of each source system

Based on the estimates of data growth and DATA LAKE utilization, the vendor
is expected to submit a capacity planning for initial size of DATA LAKE cluster,
timely upgrades / additions to the DATA LAKE.

The Bidder should provide scalability of the proposed technology also keeping
in mind new technologies emerging for catering to future needs. The Data Lake
Solution should contain capabilities to scale horizontally without disturbing the
base architecture or requiring system downtime.

Size of the data may vary after doing the assessment of data coming from
various existing sources or from sources as per future needs. The scalability
design should ensure that the query response time(s) / time(s) for analysis /
transformation does not get negatively impacted with scale.

For example: The Bank estimates the number of jobs to be deployed on DATA
LAKE to be in the range of 30k. Increase in the number of standard jobs should
not impact ad-hoc jobs / analysis. The design of the DATA LAKE should
consider, various workloads and data access patterns and have clear logical
boundaries to perform storage, compute and balanced workloads.

6.8.5. Ease of Use

Ease of use refers to:
1) Application users having easy to use interface to monitor and manage data
pipelines
2) Analysts having access to analytics notebooks
3) Administrators and project managers having access to single window
dashboards that report status of DATA LAKE DATA LAKE specific job
stats, daily jobs metrics, data pipelines, data source rates and reconciliation
triggers, hardware and software performance and capacity monitors.
4) System having provisions for easy maintenance and upgrades
5) Interfaces to enable Addition of nodes / patches with minimum impact on
DATA LAKE uptime.

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 6.8.6. Security
Business data in the Data Lake should be stored more securely, with the correct
level of access granted to individual users. Some of the security features of the
Data Lake solution should include:

1) Authentication and Identity Management

A comprehensive identity and access management system should be available
for centralized management of users and groups. It should be possible to quickly
create and revoke the identity of a user or a service by simply deleting or
disabling the account in the directory. Multi-factor authentication is desired as an
additional layer of security for user sign-in and transactions.

2) Authorization and access control

Role-based access controls should be provided for authorization of account-
related and data-related activities.

3) Data protection
It should be possible to protect the data in the Data Lake throughout its lifecycle
including data in transit and data in store.

Auditing
Auditing or diagnostic logs should be used to log management-related activities
or data-related activities. Log management and auditing of all critical activities
on DATA LAKE is a critical requirement.

The Bank reserves right to ask the vendor to produce / analyse logs for
reporting purposes.

6.9. Project Timelines

A general expected timeline of the Project is given in Appendix 15. The Bidder should
provide a detailed Project Plan for development and implementation of the data lake
including all the Use Cases mentioned in Section 6.5 Functional Requirements. The
project plan should be comprehensive, visual (e.g., Gantt chart), show all task
dependencies and subsequently trackable.

6.10. Software Procurement

The Bidder will be completely responsible for supply, installation, configuration,
customization and maintenance of the complete Data Lake Solution for the period of the
contract. The Bank at a later date will not make any additional payments for the solution
provided by the Bidder. Any assumption made for hardware sizing, solution sizing or
bandwidth would be the complete responsibility of the Bidder. The Bank at a later date
will not accept any plea from the Bidder with respect to the assumptions made by them.

The Bidder needs to provide the details separately in their respective sections as per the
format given in Annexure 2 Bill of Materials.
The Bank will accept standard tools to establish features and functionalities for state-of-
art technology to be used to get best performance. The products offered should have
comparability in their performance, features and functionalities.

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The Bidder shall provide enterprise-wide usage licenses for all software / tools without
any limitation to number of named/concurrent users, processing capability or any other
component etc. The Bidder should propose and use standard and time tested tools.

6.11. Implementation Approach

Delivery of the complete Data Lake Solution at the Bank will involve delivery of all the
high-level requirements, technical requirements and the Use Cases defined in Section 6.

The following sub-sections provide a high level indicative approach that may be adopted
for the delivery of each of the phases of the Data Lake solution at the Bank.
1) Engage
2) Enable
3) Execute
4) Empower
5) Evangelize

6.11.1. Engage
The vendor should focus on following areas and outcomes in this phase
6.11.1.1. Business Understanding
Some of the tasks that can be part of this phase but is not limited to are:
Understand the business and technical landscape of the project
Identify the stakeholders and finalize the RACI Matrix
Facilitate joint workshops and meetings with business and other relevant
stakeholders to have a functional understanding of the Use Cases
Vendor should also walk the SBI team through their SDLC lifecycle and
deliverables expected

6.11.1.2. Data Understanding

The activities of the Data Understanding Phase will include the following:
Facilitate workshops with IT to identify the Source Systems from where data
will be pulled into the Data Lake.
6.11.1.3. Infrastructure setup
Setup DATA LAKE on the commodity hardware/appliance with all the
softwares and applications required for an optimized cluster capable of
supporting all the requirements and use cases defined.
6.11.1.4. Data Acquisition
The primary step of the Data Acquisition step is to identify the data to acquire
and when to acquire based on the question to be answered. The Bidder need to
find out the various available data sets and making decisions about the one
which are required to meet the requirements of the Use Case. The sources can
be logs from webservers, social media data, data from various internal and
external sources etc.
At the end of this phase vendor should provide the following

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 A detailed project plan for phase wise execution of the project
Finalize the deliverables from the vendor
High level design document for the system/solution be deployed
A RACI matrix with all the stakeholders involved
DATA LAKE cluster setup completed and optimized for performance
Detailed installation guide

6.11.2. Enable
This phase should allow the teams to work with data on DATA LAKE
6.11.2.1. Data Ingestion
This stage will be involving the following steps
1) Develop data pipelines for one time historical data ingestion from EDW
into DATA LAKE in to the required schemas.
2) Data pipelines from EDW to DATA LAKE for incremental data that will
be coming to EDW via ingestion/updates. These pipelines will replicate
incremental data onto DATA LAKE
3) Data pipelines for new sources identified for ingestion to DATA LAKE

4) Reconciliation of data between

EDW and DATA LAKE

New source and DATA LAKE

6.11.2.2. Data Preparation and Data Wrangling

This step involves identification of the various data quality issues and
cleaning/reformatting the data by manually editing it or writing code. This step
can be used to find the problems with the data acquisition process, what
assumptions can be made and what models can be applied to produce the
results. Data can be converted to JSON or any other format.
Exploratory data analysis is a key step as summarization of the clean data can
help identify outliers, anomalies and patterns that can be usable in the
subsequent steps.
Any new source identified for ingestion will have specific ELT/ETL routines
designed as per the business logic needed.
At end of this stage all the existing ETL jobs (Approx. 7000) would be
migrated to DATA LAKE. And DATA LAKE will run parallel to ETL
6.11.2.3. Governance & Metadata Management
Complete solution of governance and metadata management implemented to
organize, monitor and track data sets, user roles and access defined. Required
security and privacy policies defined. Setting up of security and compliance
reports.
6.11.2.4. UseCase Implementation

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6.11.3. Execute
As all the required data is now available in the cluster in the required format, it is
an ideal situation to execute use cases identified at the Bank and validate the data
for downstream consumption is in valid form
6.11.3.1. Data Federation
Data federation solution will be implemented till EDW is not sunset
6.11.3.2. DR setup
DR site should be up and running the stipulated RTO. Mock trial should be
run and confirmed that the required DR SLAs are met.
6.11.3.3. Downstream Reporting
Complete the necessary integration and changes to ensure the successful
migration for approx. 500 cognos reports from EDW to DATA LAKE and
validate the accuracy of the reports
6.11.3.4. Integration with other applications of the Bank
The Data Lake solution needs to have seamless integration with all the
applications currently used at the Bank. The bidder is expected to provide an
approach on how solution will integrate with existing/upcoming applications
up-stream and downstream.
6.11.3.5. Use Case Implementation

6.11.4. Empower
DATA LAKE is opened for select number of users in the respective departments
to start using DATA LAKE to perform the below activities.
6.11.4.1. Data Discovery
Subject matter experts/Data Scientists/Marketing heads can now use the data
in DATA LAKE (previously unavailable to them) In addition to delivery of the
defined Use Cases, to discover hidden patterns and trends and derive new
insights for the business.
6.11.4.2. Hypothesis and Modelling
This step involves writing, running and refining the programs to analyze and
derive meaningful insights from data. Machine Learning techniques may be
applied to the data to identify the machine learning model that best fits the
business needs. All the contending machine learning models are trained with
the training data sets.
6.11.4.3. Evaluation & Interpretation
This step involves evaluation of different evaluation metrics to measure the
performance of the machine learning model. The models are measured and
compared using validation and test sets to identify the best model based on
model accuracy and over-fitting.
6.11.4.4. Deployment
Models will be deployed in the test environment before actually they are
deployed to production.
6.11.4.5. Use Case Implementation

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 6.11.5. Evangelize
6.11.5.1. Optimization
The final step involves retraining the machine learning model in production
whenever there are new data sources coming in or taking necessary steps to
keep up with the performance of the machine learning model.
6.11.5.2. Operations/Maintenance
This step involves developing a plan for monitoring and maintaining the Data
Lake project in the long run. The model performance and performance
downgrade will be monitored in this step.
This step will also include provision of support for any problems reported and
resolution of issues.
6.11.5.3. DATA LAKE for Daily Activities
DATA LAKE is opened for all the users to perform their daily activities. All
downstream reports and data requirements are full-filled by DATA LAKE.
Any new source required will be configured to DATA LAKE. DATA LAKE
will serve as one true source for all data and decision can be taken to sunset
EDW
6.11.5.4. UseCase Implementation

Vendors implementation approach should consider the below expectations

The proposed DATA LAKE setup infrastructure is expected to be in place within
two months from the date of acceptance of PO for implementing first Use Case.
End of completion of this task will be construed as commencement of DATA
LAKE operations
All existing data / schemas from Data Warehouse (EDW) will be moved to DATA
LAKE setup such that DATA LAKE setup will always be superset of DWH till
DWH exists in parallel. We want to complete data migration of all schemas from
DWH to DATA LAKE setup within 3 months from the date of commencement of
DATA LAKE operations
DATA LAKE setup is proposed to have landing and staging layer and hence will
support data ingest from all Source Systems. However, data ingestion from new
Source Systems for new data requirement will be added directly to DATA LAKE
whereas DWH will keep ingesting data from existing Source Systems, the way it
is working now, till we move all source data ingestion to DATA LAKE setup.
We propose migrating all existing source data ingestion including migration of
related ETL jobs from DWH to DATA LAKE platform within six months from the
commencement of DATA LAKE operations. At this stage we will start populating
all marts and schemas in Data Lake
We also propose to migrate all existing ETL jobs (7000 approx.), busted and
interactive Cognos reports (500 approx.) from DWH to DATA LAKE setup within
18 months from the date of DATA LAKE setup. Hence, we propose to subsume
DWH into DATA LAKE platform within 18 months from the date of DATA
LAKE setup.
Full and 100% DATA LAKE DR setup is proposed to be in place in parallel to PR

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 setup. However, DR setup is proposed to be made functional post migration of
data and ETL on BDL is operational and stable and after confirmation from the
Bank. The DR setup should have provision to achieve 2 hours of RTO.
The above steps are indicative steps in the implementation approach.
The Bidder should provide a detailed implementation approach and detailed description
for all the parameters mentioned below:

a) Project requirement assessment, System integration and Customization requirements,

testing, deployment, warranty & maintenance, post implementation support
b) SLA management methodology, SLA monitoring console for PMU
c) Highlight the associated risks/problems and plans for mitigation and explain the
technical approach it would adopt to address them
d) Methodology for integration with Banks other modules
e) Planning and Building infrastructure (assessment, design, integration/migration of
existing Portal infrastructure)
f) Data Centre hosting detailed architecture of hardware, software including
virtualizations, scaling mechanism, BCP, security and network access.
The Bidder should also indicate how they plans to achieve the following:
On-time delivery without hold-ups
Collaboration with various stakeholders
Integration of the Data Lake solution with the other existing solutions of the Bank.
6.12. Testing (System Integration Testing & User Acceptance Testing)
& Rollout

6.12.1. Testing Strategy

The Bank will beoutsourcing the testing to its third-party testing providerto carry
out the acceptance tests for testing of software, hardware and peripherals, system
software, network equipment, if any, other equipment and other IT infrastructure
and solution supplied by the Bidder as a part of the Data Lake Solution. The
Bidder shall assist SBI in all acceptance tests to be carried out by SBI.
The bidder needs to perform unit testing, system testing and integration testing.
The Bidder should provide human resources (at-least 3-4 people) to assist the
Bank's third party testing provider (Employed or engaged by the bank) to help
execute UAT. The Bidder should also provide desired inputs and outputs for
different sub-systems in the BDL. The bidder should provide the bank / testing
partner with sample test cases to facilitate a smooth execution of UAT.

The Bidder shall follow the following steps for all packaged applications
delivered to meet the scope of work. The Testing overall includes two types of
deliverables

1. Testing prepackaged/preconfigured deliverables include packaged analytical

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 applications, etc. The testing steps for this follow the following activities:
a) Base testing
b) Gap analysis to gaps
c) Customization process
d) Pre-UAT
e) Deployment
f) Acceptance

2. Testing of developed deliverables for Data Ingestion, Data Storage, Data Transformation
and Analytics, Data quality, data discovery, data access, Metadata management
scripts, Data governance workflow scripts, security and accessibility scripts, backup
and archival scripts and any additional scripts required to meet the requirements for
the Data Lake Solution. The acceptance testing of developed deliverables follow the
following 3 steps after successful completion of all testing processes namely unit
testing, Integration testing and system testing before getting ready for this Pre-UAT
a) Pre-UAT
b) Deployment
c) Acceptance

The external testing agency proposed by the Bidder should be

responsible for preparing test data, test plan, test cases, and test
strategy for all types of testing. These documents will be reviewed by
SBI and any suggestions /changes are to be made by the Bidder. The
successful completion of testing includes meeting the expected results
in all the test cases and satisfying all the requirements of SBI.

The Bidder will be responsible for maintaining appropriate program

change control and version control for all the modifications /
enhancements carried out during the implementation / testing phases.

The Bidder will be responsible for providing and updating system &
user documentation as per the modifications.

In all cases, the Bidder shall have the sole responsibility for bearing
all additional charges, costs or expenses incurred in correcting,
reworking or repairing the defective or non-conforming
hardware/software, unless such failure is due to reasons entirely
attributable to SBI.

The Bidder shall prepare and plan the Acceptance testing

methodology, which at the minimum include test cases, test data, test
strategy, which shall be reviewed by SBI. SBI after review may
suggest changes for incorporating in the testing methodology.

The Bidder shall provide resources for testing. The bidder must
indicate the minimum number of resources that he will provide for
testing and such resources should be available till completion of the
project.

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6.12.2. Delivering Base Version
The Bidder shall first deliver the base version of the Data Lake Solution and
the Bidder will assist the Bank to conduct a preliminary test to ascertain the
extent to which the software has met business requirements as furnished in
the RFP for delivery of the Use Cases.

The testing also includes testing to ascertain whether the response time, the
bandwidth usage & performance of the application software are as per the
expectations of the Bank.

6.12.3. Identifying GAPS

The Bank and the Bidder shall proceed to arrive at Gaps and the customization
required meeting all the requirements of the Bank.
The Bidder should create a GAP analysis document and deliver to the Bank.
The Bank shall review and propose any changes or modifications. The
Bidder and the Bank shall agree on the changes before the document can be
signed off by the Bank. Once the document is signed off the Bidder can
proceed making the customization as laid out in the document.

6.12.4. Customization process

The Bidder shall ensure that the software provided as a part of the Data Lake
Solution meets all the requirements described in detail in this RFP and to
carry out all such customization or development work as may be required by
the Bank within the total cost proposed by the Bidder.
The Bidder shall provide all the Use Cases as per the requirements of the
Bank. The precise scope of the customization and development work to be
undertaken by the Bidder shall be as per the requirements of the Bank as
described in the above-mentioned Appendices or Annexure.
The Bidder shall carry out all the customization related work at the Project
Office of the Bank or offsite in case the customization cannot be carried out
at the Bank premises.
The Bank shall be a party to the Functional Specifications requirement sign-
off, Installation sign-off, Implementation sign-off, User acceptance test and
User acceptance test sign-off.
The Bidder shall install and commission the software for customization and
User Acceptance Test as per Project Plan to be agreed with the Bank failing
which the Bidder shall be liable to pay the Bank penalty to be defined as per
this RFP.
The Bidder shall provide all tools, testing instruments, drivers, consumables,
etc. required to install and customize and test the software free of any fees or
charges or any expenses.
The Bidder shall document and submit to the Bank all the testing activities,
procedures and results.

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 The Bidder shall be required to ensure that the software provides interfaces to
the other application systems at the Bank as specified in Appendix 03:
Applications Profile
The Bidder shall provide the Bank weekly progress report on the
bugs/problems reported/points taken up with schedule of date of reporting,
date of resolving, and status for all kind of bugs and problems whether
reported by branch// Head Office or SI staff. In case of disputes relating to
resolution of problem relating to any site, the SI is required to send the copy
of call report pertaining to each visit of each of the engineer to the said site
indicating the purpose of call, when called, when visited, when problem was
resolved, how resolved, etc.

6.12.5. Pre User Acceptance Test

The Bidder after customizing software as per Gap analysis will deliver the
customized software to the Bank for conducting pre User Acceptance Test
in a Non-production environment.
Acceptance testing shall broadly cover the testing of the Data Ingestion tools,
Data Access and Analytics tools, and all such other applications and tools to
verify the Data Lake Solution conformity with the functional & technical
requirements and the Gap analysis Report, Bandwidth and response time.

6.12.6. Acceptance testing

During the testing, the Bank will notify the Bidder at regular intervals the
Bugs/findings in writing.
The Bidder shall fix the Bugs and carry out the necessary rectifications
wherever necessary and deliver patches/version towards changes effected.
The Bank shall test patches / version to ascertain the changes made, bugs
fixed and to ensure that there is no regression in the software.
The Bank shall accept the solution software only after the critical or major
bugs are fixed, which is then ready for Production implementation.
All the testing will be carried out with the resources provided by the Bidder.

6.12.7. Production Implementation

The Bank or an external testing agency shall carry out verification and
validation in production.
30 days after successful conclusion of the deployment into the Production
environment or after fixing the critical or major bugs whichever is later, the
Data Lake Solution shall be accepted by the Bank.
In the event the solution provided by the Bidder does not meet the acceptance
test and criteria, the Bidder would at the discretion of the Bank have to re-
perform the services to the satisfaction of the Bank. Non-adherence to the
acceptance criteria may result in termination.

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 6.12.8. Completeness of the Project
The project will be deemed as completed only after the project scope and
requirements are met in full and the Data Lake Solution meets all technical
specifications and delivers all the requirements, as per the terms of the RFP.
The project will be deemed incomplete when the mutually agreed acceptance
and completion criteria are incomplete or not met or not fulfilled. The Bank
reserves the sole right to accept or reject the acceptance of any product /
service in the event the agreed acceptance and completion criteria are not
met.

6.13. Training
The Bidder will be responsible for training SBIs employees in the areas of
implementation, operations, management, error handling, system administration etc. The
Training should at least cover but not limited to the following Areas:
Functionality available in the solution
Customization development
Parameterization
Data Ingestion Techniques
Impact analysis
Auditing techniques
Advanced User Training
Advanced trouble shooting techniques
Deployment if various products/packages as part of the solution
Techniques of generating various reports from the solution provided
Advanced trouble shooting techniques
Deployment of various products / packages as part of the solution
Development and deployment of new products using the proposed solution
Using of all the auditing tools being provided
System and Application administration at branches
Incidence analysis and reporting
Backup administration guide
Archival & Purging Implementation and Maintenance Guide

The Bank will be responsible for identifying the appropriate personnel for all the training
requirements. The Bidder will impart training to all the necessary users on the Data Lake
Solution. The Bidder must ensure that proficient personnel conduct the training on the
UAT environment at either the Data Centre location or the Disaster Recovery location..
The Bidder will be responsible to install the required applications / systems, training
server at the data centre and also ensure connectivity to the training server, for the
purpose of training at the training Centres. There will be no cost payable by SBI for the
application, database and operating system software installation at such training sites. The
training hardware at the data Centre should at a minimum support 25 concurrent users.

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The Bidder will be responsible for providing the users with the requisite training material
in both hard and soft copies for the core team/implementation training, technical training,
end- user training and train the trainers. The onus of preparing the training material will
be on the Bidder. The Bidder should provide training to personnel identified by SBI on
functional and technical details of the Data Lake Solution. The Bidder should also
provide the following trainings:
Core Technical Training
End User Training
Top Management/Executive Training
Train the Trainers
Training should include training aids such as online tutorials, hard copies and soft copies
of the manuals, etc.

6.14. Phase-wise Deliverables

The list of deliverables at various phases will include the following:
Name of the Phase Deliverables
Analysis Functional Analysis Document
Business Requirements
Document
Gap analysis Document
Design Design Document
Development Development standards
Document
Testing Testing Strategy Document
Test Cases
UAT sign-off documents

6.15. CV Requirements

The vendor should provide Team CVs with relevant experience and who can work on the
implementation of the Data Lake for SBI.

The vendor team needs to possess deep and relevant subject matter knowledge in the
business areas outlined in the scope section, hands-on experience and documentable
Data Analytics experience based on the Hadoop platform.

The vendor should have at least 200 resources on its rolls across areas like Analytics,
Data Sciences and Data warehouse / Data Lake Implementation.

The following will be evaluated positively for each individual resource and for the
entire team:
Level of seniority and dedication to the project

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 The degree of hands-on experience and operational experience from
relevant projects, which ideally cover business challenges similar to what the
Bank faces
Ability to create business value in a complex organizational context
Completeness of the team and cultural fit

Also, vendors are advised to focus on strong CVs in the following areas who have
experience in Banking domain.
Engagement Management

Data Scientists
Big Data Architect
Data Modeller
BI Visualization Expert
Banking Subject Matter Expert Retail Banking
Banking Subject Matter Expert Corporate Banking
Banking Subject Matter Expert Regulatory requirements &
compliance
Banking Subject Matter Expert Payments
Banking Subject Matter Expert Risk Management
The vendors should only include CVs of consultants who will be part of the
proposed on-site team and form project governance team.

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7. Bidding Document
7.1. Cost of bidding
The participating bidders shall bear all the costs associated with or relating to the
preparation and submission of their Bids including but not limited to preparation,
copying, postage, delivery fees, expenses associated with any demonstration or
presentations which may be required by the Bank or any other costs incurred in
connection with or relating to their Bid. The Bank shall not be liable in any manner
whatsoever for the same or for any other costs or other expenses incurred by a Bidder
regardless of the conduct or outcome of the bidding process.
7.2. Clarifications and amendments on bidding document
1) Bidder requiring any clarification of the Bidding Document may notify the Bank
in writing at the address/by e-mail given in part II of this document within the
date/time mentioned in the schedule of events.

2) If deemed necessary, the Bank may seek clarifications on any aspect from the
bidder. However, that would not entitle the bidder to change or cause any change
in the substances of the bid already submitted or the price quoted. The bidder may
be asked to give presentation for the purpose of clarification of the bid.

3) A pre-bid meeting will be held on the date and time specified in the schedule of
events which may be attended by the authorized representatives of the bidders
interested to respond to this RFP.

4) The Bidder requiring any clarification of the bidding documents should submit
written queries on or before <Date & Time to Contact person details>.

5) The queries received (without identifying source of query) and response of the
Bank thereof will be posted on the Banks website or conveyed to the bidders.

6) SBI reserves the right to amend, rescind or reissue the RFP, at any time prior to
the deadline for submission of Bids. The Bank, for any reason, whether, on its
own initiative or in response to a clarification requested by a prospective Bidder,
may modify the Bidding Document, by amendment which will be made available
to the bidders by way of corrigendum/addendum. The interested parties/bidders
are advised to check the Banks website regularly till the date of submission of bid
document specified in the schedule of events/email and ensure that clarifications /
amendments issued by the Bank, if any, have been taken into consideration before
submitting the bid. Such amendments/clarifications, if any, issued by the Bank
will be binding on the participating bidders. Bank will not take any responsibility
for any such omissions by the bidder. SBI, at its own discretion, may extend the
deadline for submission of bids in order to allow prospective bidders a reasonable
time to prepare the bid, for taking the amendment into account. Nothing in this
RFP or any addenda is intended to relieve Bidders from forming their own
opinions and conclusions in respect of the matters addresses in this RFP or any
addenda thereof.

7) No request for change in commercial/legal terms and conditions will be

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 entertained and queries in this regard, therefore will not be entertained.

8) Queries received after the scheduled date and time will not be responded/acted
upon

9) Any clarification issued by SBI will be in the form of an addendum/ corrigendum

and will be available in SBIs website - https://www..sbi.co.in The amendment will
be binding on all bidders. SBI, at its discretion may extend the deadline for
submission of bids in order to allow prospective bidders a reasonable time to take
the amendment into account.

7.3. Contents of bid documents

i. The bidder must thoroughly study/analyse and properly understand the contents of
this RFP document, its meaning and impact of the information contained therein.

ii. Failure to furnish all information required in the bidding document or submission
of bid not responsive to the bidding documents in any respect will be at the
Bidders risk and responsibility and the same may finally result in rejection of its
bid. SBI has made considerable effort to ensure that accurate information is
contained in this RFP and is supplied solely as guidelines for Bidders.

iii. Nothing in this RFP or any addenda is intended to relieve bidders from forming
their own opinions and conclusions in respect of the matters contained in RFP and
its addenda, if any.

iv. The Bid prepared by the Bidder, as well as all correspondences and documents
relating to the Bid exchanged by the Bidder and the Bank and supporting
documents and printed literature shall be submitted in English.
v. The information provided by the bidders in response to this RFP will become the
property of SBI and will not be returned. Incomplete information in bid document
may lead to non-consideration of the proposal.
vi. The Bidder is expected to examine all instructions, statements, terms and
specifications in the bidding document. Failure to furnish all information required
by the bidding documents or submission of bid not responsive to the bidding
documents in every respect will be at the Bidders risk and may result in rejection
of its bid. While SBI has made considerable effort to ensure that accurate
information is contained in this RFP and is supplied solely as guidelines for
Bidders. Furthermore, during the RFP process, SBI has disclosed or will disclose
in the RFP and corrigendum/ addenda, available information relevant to the Scope
of Work to the extent, detail, and accuracy allowed by prevailing circumstances.
Nothing in this RFP or any addenda is intended to relieve Bidders from forming
their own opinions and conclusions in respect of the matters addresses in this RFP
or any addenda.
vii. Commercial bid should contain for hardware, software and services, clear
itemized best prices, at a fine granularity.
viii. Separately a price sheet should be provided each for additional hardware
procurement and human resources pricing for time and materials. These sheets
should mention the prices at / below which the hardware and human resources
will be available to the bank for a period of 3 years after go-live. The bank at its

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 sole discretion may source these resources from the open market based on the
attractiveness of pricing.

ix. AMC for hardware for 4 years and Annual software AMC should be provided.
x. No user based pricing is permitted.
xi. Cost items for DR should be elaborated separately in the Bill of Materials.

7.4. Bidding Process

i. The bids shall be submitted in two separate sealed envelopes, one containing
Technical Bid and another Indicative Commercial Bid, both to be submitted
together in one envelope. All details with the relevant information / documents /
acceptance of all terms and conditions strictly as described in this RFP will have
to be submitted. In the first stage, only TECHNICAL BID will be opened and
evaluated. Bidders satisfying eligibility criteria and agree to comply with all
terms and conditions specified in this document will be evaluated for technical
specifications. Those bids that have complied to Technical bids shall be qualified
for commercial bid opening and further RFP process.

ii. The Bidder should be willing to participate in the online reverse auction to be
conducted by Banks authorized service provider on behalf of the Bank. Eligible
Bidders will be trained by Banks authorized service provider for this purpose.
Bidders should also be willing to abide by the e-business rules for reverse auction
framed by the Bank / Authorised service provider. The details of e-business rules,
processes and procedures will be provided to the short-listed bidders.

7.5. Bid preparation and submission

1) The bids prepared by the bidder and all correspondence and documents relating to
bids exchanged by the bidder and purchaser must be written in English.

2) Vendor must provide individual and factual replies to specific questions asked in the
RFP.

3) Technical bid should comprise of one hard copy and one soft copy (Word format).
Hard copy of technical bid should be a complete document and placed in a sealed
envelope super-scribed as TECHNICAL BID. The soft copy of the technical bid
should be submitted on a CD sealed in an envelope marked as SOFT COPY OF
TECHNICAL BID. These two sealed envelopes should be placed in a single sealed
envelope super scribed as Technical bid for ____________________________.

The technical bid should consist of the following:

i. Earnest Money Deposit as specified in this document
ii. Bid covering letter/Bid form on the lines of Annexure-1on bidders letter head
mentioning
a) Details of EMD submitted, technical competence and experience of the bidder
b) Certifying that the period of the validity of the bid is 180 days from the target
date of submission of bid
c) Confirming that the bidder has quoted for all the items/services mentioned in the
bid in their commercial bid
d) Confirming that they agree with all the terms and conditions mentioned in the

Page 79 of 220
 RFP
e) Specific response with Supporting documents in respect of Eligibility Criteria as
mentioned in Annexure 12 & Annexure 13.
iii. Bidders information as per Annexure 6 on bidders letter head
iv. Undertaking of Authenticity - Annexure-25
v. Format for Manufacturers Authorization Form Annexure- 26
vi. Any deviations sought from technical criteria/specifications given in RFP.
vii. Audited balance sheets and profit and loss account statement for last 3 years
viii. A copy of board resolution or power of attorney showing that the signatory has
been duly authorized to sign the tender document.
ix. Bidder should provide detail explanation of functioning of Software / Hardware /
Firmware / Network / Database / Middleware / Third Party software etc
x. Bidder should provide detail requirements of software, hardware, network
bandwidth etc\
xi. Bidder should provide licensing details of Software / Database / Middleware /
Operating System / Third Party Software / firmware etc
xii. Response to all points of the Technical evaluation format as per Annexure 12
4) Bidder should submit indicative commercial bid as per Annexure 24of the bid
document.IndicativeCommercial bid should comprise of one hard copy and one soft
copy (Word/Excel format). Hard copy of commercial bid should be a complete
document and placed in a sealed envelope super-scribed as INDICATIVE
COMMERCIAL BID. The soft copy of the commercial bid should be submitted on a
CD sealed in an envelope marked as SOFT COPY OF INDICATIVE
COMMERCIAL BID. These two sealed envelopes should be placed in a single
sealed envelope super scribed as Indicative Commercial bid for
___________________________________.

5) The bids should be submitted in 2 separate envelopes one for Technical Bid (super
scribed as Technical bid for _______________) and other for Commercial Bid
(super scribed as Indicative Commercial bid for _______________.

6) Bidders may please note:

a) The Bidder should quote for the entire package on a single responsibility basis for
hardware / software / services it proposes to supply.

b) A soft copy (Word format) on a CD should also be kept in a separate envelope within the
envelope of technical bid. Voluminous documents should be submitted only on CDs.

c) While submitting the Technical Bid, literature on the hardware and its associated operating
software should be segregated and kept together in one section / lot in a separate
envelope.

d) Care should be taken that the Technical Bid shall not contain any price information. Such
proposal, if received, will be rejected.

e) The bid document shall be complete in accordance with various clauses of the RFP
document, duly signed by the authorized representative of the Bidder and stamped with

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 the official stamp of the Bidder. Board resolution authorizing representative to bid and
make commitments on behalf of the Bidder is to be attached.

f) Bids are liable to be rejected if only one (i.e. Technical Bid or Indicative Price Bid) is
received.

g) Prices quoted by the Bidder shall remain fixed for the period specified in part II of this
document and shall not be subject to variation on any account, including exchange rate
fluctuations, any upward revision in taxes, duties, levies, charges etc. A Bid submitted
with an adjustable price quotation will be treated as non-responsive and will be
rejected.

h) If deemed necessary the Bank may seek clarifications on any aspect from the bidder.
However that would not entitle the bidder to change or cause any change in the
substances of the bid already submitted or the price quoted.

i) The bidder may also be asked to give presentation for the purpose of clarification of the
bid.

j) The bidder must provide specific and factual replies to the points raised in the RFP.

k) The Bid shall be typed or written in indelible ink and shall be signed by the Bidder or a
person or persons duly authorized to bind the Bidder to the Contract.

l) All the enclosures (bid submission) shall be serially numbered with rubber stamp of the
participating bidder company. The person or persons signing the Bids shall initial all pages
of the Bids, except for un-amended printed literature.

m)Any inter-lineation, erasures or overwriting shall be valid only if they are initialed by the
person signing the Bids.

n) The bid document shall be spirally bound.

o) The Bank reserves the right to reject bids not conforming to above.

p) The two NON-WINDOW envelopes shall be put together and sealed in an outer NON-
WINDOW envelope.

q) All the envelopes shall be addressed to the Bank and deliver at the address given in Part-II
of this RFP and should have name and address of the Bidder on the cover.

r) If the envelope is not sealed and marked, the Bank will assume no responsibility for the
bids misplacement or its premature opening.

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7.6. Bid Currency
Prices shall be expressed in Indian National Rupees only.

7.7. Bid Prices

The prices should be specified only in Indicative Commercial Bid and must not be
specified at any other place in the bid document. The quotes prices and taxes, duties
& statutory levies such as Service Tax, VAT/Sales Tax, Octroi, NMMC cess etc
should be specified separately.

Note: If any taxes to be paid by the Bank, same should be mentioned explicitly

7.8. Revealing of Prices

The rates and/ or prices in any form or for any reasons should not be disclosed in the
technical or other parts of the bid except in the commercial bid, failure to do so make
the bid liable to be rejected. Before opening of commercial bid, if price revision is
envisaged by the bank, revised commercial bid may be required to be submitted in a
separate sealed envelope.

7.9. Pre-Bid Meeting

SBI may, at its sole discretion, organise a pre-bid meeting, to resolve any queries,
bidder may have. Any further information will be provided to all bidders on SBI
website as corrigendum. Any clarification on queries raised by bidder in case of
Limited Tender Enquiry (LTE) or Open Tender Enquiry (OTE) will be provided to the
bidders in writing or will be published on SBIs website as corrigendum. The exact
date, time and location of the pre-bid meeting will be communicated to each bidder
through SBI website.

7.10. Validity of bids

Bid shall remain valid for 180 days from date of submission mentioned at Bid Details.
A bid valid for shorter period is liable to be rejected. The bidder may require to give
consent for the extension of the period of validity of the bid beyond initial 180 days, if
so desired by the Bank in writing or by fax. Refusal to grant such consent would
result in rejection of bid without forfeiture of the EMD. However, any extension of
validity of bids will not entitle the bidder to revise/ modify the bid document.

7.11. Late submission of bids

Any bid received by the Bank after target date and time prescribed at Bid details will
be rejected and /or returned unopened to the bidder at his risk and responsibility

7.12. Bid integrity

Wilful misrepresentation of any fact within the Bid will lead to the cancellation of the
contract without prejudice to other actions that Bank may take. All the submission,
including any accompanying documents, will become property of SBI. The bidders
shall be deemed to license, and grant all rights to SBI, to reproduce the whole or any
portion of their solution for the purpose of evaluation, to disclose the contents of
submission to other bidders and to disclose and/ or use the contents of submission as
the basis for RFP process.

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7.13. Format and Signing of Bid
1) The bidder should prepare submission as per minimum eligibility criteria, Technical
Bid, Indicative Commercial Bid and other requested information.

2) All pages of the Bid document should be serially numbered and shall be signed by the
authorized person(s) only. The person(s) signing the bid shall sign all pages of the bid
and rubber stamp should be affixed on each page except for an un-amended printed
literature. The bidder should submit a copy of board resolution or power of attorney
showing that the signatory has been duly authorized to sign the tender document.

3) Any interlineations, erasures or overwriting shall be valid only if the person(s) signing
the bid sign(s) them.

4) In case of any discrepancies between hard and soft copy, the hard copy will be
considered as base document.

5) Bid should be typed and submitted on A4 size paper [font times new roman 12],
spirally bound securely and in serial order. Bidders responding to this RFP shall
submit covering letter included with the bid and compliance certification statement
required for submission of a proposal.

7.14. Deadline for submission of bids

The bid should be addressed to State Bank of India at following address up to the
time and date mentioned at bid details:

Address:
IDSPM Department
State Bank of India
4th Floor, Tower-4, Belapur Railway Station Complex,
Secto-11, CBD belapur,
Navi Mumbai 400614
Maharashtra

In the event of the target date for the receipt of bids being declared as holiday for the
Bank, the bids will be received till the target time on the next working day.

The Bank may at its discretion extend the bid submission date. The modified target
date & time will be notified on the web site of the Bank. The bids shall be submitted
by the time and date rescheduled. All rights and obligations of the Bank and bidders
will remain the same.

Any Bid received after the deadline for submission of Bids prescribed, will be
rejected and returned unopened to the bidder.

7.15. Modification and withdrawal of bids

a) The Bidder may modify or withdraw its Bid after the Bids submission, provided that written
notice of the modification, including substitution or withdrawal of the Bids, is received by the
Bank, prior to the deadline prescribed for submission of Bids.

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b) A withdrawal notice may also be sent by Fax, but followed by a signed confirmation copy, not
later than the deadline for submission of Bids.

c) No modification in the Bid shall be allowed, after the deadline for submission of Bids.

d) No Bid shall be withdrawn in the interval between the deadline for submission of Bids and
the expiration of the period of Bid validity specified by the Bidder on the Bid Form.
Withdrawal of a Bid during this interval may result in the Bidders forfeiture of its EMD.

e) Withdrawn bids, if any, will be returned unopened to the Bidders.

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8. Opening and evaluation of bids
8.1. Opening of bids
The responses to the RFP will be opened in the presence of the Bidders authorized
representatives who choose to attend the meeting on the specified date and time at the
venue as mentioned under the clause Bid Details. The Bidders representatives must
carry an authorization letter for Technical Bid opening.

8.2. Objective of Evaluation Process

The bids will be evaluated by SBI to determine if they are complete, in proper order
and if they are adhered to all the terms and conditions mentioned in the bid details.

A bid not meeting the pre-requisite criteria, will be rejected and the decision will be
solely based on SBIs discretion. SBI may waive any minor deviation in the bid
submission process which does not have any material impact on the overall evaluation
process.

The objective of the evaluation process is to evaluate the bids so as to select a capable
and best fit Bidder at a competitive price. The evaluation will be undertaken by a
Committee constituted by the Bank. The decision of the Bank shall be considered
final.

For the purpose of the evaluation and selection of Bidder, a three-phase bidding
process will be followed as mentioned below:

Phase 1 Eligibility Criteria Evaluation

Phase 2 Technical Bid Evaluation
Phase 3 Commercial Bid Evaluation

Based on techno-commercial evaluation, final Bidder will be selected.

In the first phase, Bidders will be evaluated based on the Eligibility Criteria provided
in Section 2 of this document.

In the second phase, only the Technical Bids will be evaluated. All technical bids
will be evaluated and a technical score would be arrived at.

The Technical Bid shall NOT contain any pricing or commercial information at all
and if the Technical Bid contains any price related information, then that Technical
Bid would be disqualified and would NOT be processed further.

In the third phase, the Commercial Bids of only those bidders shall be evaluated who
have qualified in the technical evaluation. The remaining commercial bids, if any,
shall not be opened.

While the technical score carries a weight of 70 (seventy) percent, the commercial
score carries a weight of 30 (thirty) percent.

SBI may call for any clarifications/additional particulars required, if any, on the

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 eligibility requirements/technical/ commercial bids submitted. The Bidder has to
submit the clarifications/ additional particulars in writing within the specified date and
time.

The Bidders offer may be disqualified, if the clarifications/ additional particulars

sought by the Bank are not submitted within the specified date and time.

8.3. Phase 1 - Eligibility Criteria Evaluation

Bidders need to comply with all the eligibility criteria mentioned in Section 2 of this
document. Non-compliance by the bidders to any of these criteria shall result in
outright rejection of the Bidders proposal. The Bidder is expected to provide proof
for each of the points for eligibility evaluation. The proof provided has to be in line
with the details mentioned in Section 2.

There will be no scoring involved in the Eligibility Bid evaluation.

The decision of the Bank would be final and binding on all the bidders to this
document. The Bank may accept or reject an offer without assigning any reason what
so ever.

The EMD DD or Bank Guarantee of the non-qualified Bidder(s) will be returned post
completion of Phase 1 evaluation.

The technical and commercial bid documents of the non-qualified Bidder(s) will be
retained by the Bank.

8.4. Phase 2 - Technical Evaluation

The scoring methodology for technical bid components is explained in the following
sections. The evaluation parameters are defined below.

S.No Parameters
.

1 Functional & Technical features evaluation of solution as stated in sections

6.4, 6.5, 6.6, Annexure 3 and Annexure 4

2 Bidders experience & capabilities:

3 Proposed solution

4 Site Visits and use case implementation

Feedback
excellent
Good
Average

5 Technical Presentation for the proposed solution

While the technical score carries a weight of 70 percent, the commercial score carries

Page 86 of 220
 a weight of 30 percent. Based on the scoring stipulated in above table, bidders
complying with the following would be considered for Commercial Bid Evaluation
Process:

Bidders achieving the minimum passing mark by each individual evaluation

parameter from Sr. No.1 (one) to 5 (five). And
Bidders scoring a minimum of 70% score based on the detailed evaluation in
Technical Proposal Evaluation.

In the event that none of the bidders qualify, then Bank, at its discretion, may choose
to select three bidders who have achieved the top three scores to qualify for the next
phase. The decision of the Bank shall be final and binding in that regard. The
Technical evaluation shall comprise of areas mentioned as follows:

S. Technical Evaluation Approach

No. Evaluation

1 Functional and The Bidder is required to submit the compliance to

Technical Functional and Technical features evaluation of DATA LAKE
evaluation of solution as stated in section 6.4, 6.5, 6.6, Annexure 3 and 4.
DATA LAKE Note:
solution as Deviations and non-conformance to requirements in the RFP
stated in section shall be penalized
6.4,6.5,6.6 Bidder should ensure that they score minimum marks
Annexure 3 and Functional & Technical evaluation of DATA LAKE solution; any
4 critical noncompliance may lead to disqualification.
For Functional Specifications, The Bidder may be Fully
Compliant (FC) - No Customization is required, half marks for
a line item if it is Partially Compliant (PC)- customization is
required and no marks for a line item if it isNon-Complaint
(NC)- Feature cannot be made available in the product
For Technical Specification- Bidder should provide yes or
no. The Bidder shall be awarded full marks for a line item if it
is responded as Yes - No Customization is required, half
marks for a line item if it is Partially Compliant (PC)-
customization is required and no marks for a line item if it is,
Non-Complaint (NC)- Feature cannot be made available in the
product
Unreasonable scope limitations which defeat the purpose of
this RFP shall lead to reduction in scores or even possibility of
disqualification of the bidder. This will be at the sole
discretion of the Bank.
The bidder may highlight the noteworthy/superior features
of their solution. The bidder will demonstrate/substantiate all
claims made in the technical bid to the satisfaction of the
Bank, the capability of the solution to support all the required
functionalities at their cost in their lab or those at other

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S. Technical Evaluation Approach
No. Evaluation

organizations where similar solution is in use.

The Bank reserves the right to evaluate the bids on technical
& functional parameters including factory/workplace visit and
witness demos of the system and verify functionalities,
response times, etc
Bank will evaluate the technical and functional specifications
of all the equipments quoted by the Bidder.
During evaluation and comparison of bids, the Bank may, at
its discretion ask the bidders for clarification on the bids
received. The request for clarification shall be in writing and
no change in prices or substance of the bid shall be sought,
offered or permitted. No post bid clarification at the initiative
of the bidder shall be entertained.
The evaluation will also take into account:
The solution to be supplied/services offered by the
bidder to any noticeable Bank in India. The bidder
should furnish the details.
Does the proposed product handles the projected
volumes and offers a proven solution to meet the
requirements.
Is the product offered by the Bidder a complete system
or does it have integrations with third party solutions.
Upgrade(s)(software/hardware) assurance by the bidder
as per requirements of the Bank for the duration of
the project.
Capability of the proposed product to meet future
requirements outlined in the RFP.
Support on open platforms and product based on latest
technology (both hardware, operating
software/firmware).
Bidder support facilities: Support requirement like
online support/ email support/ offline support, time
period
Bidder will support the Bank as required in peak days of
business (month-end and start of the month) and
during switching over process from PR to DR and vice
versa.

2 Bidders Prime Bidder should have implemented a Data Lake in any

experience & large Bank in India or abroad. The said bank should have a
capabilities minimum Business turnover/ Business Mix (Advances +
Deposits) of INR 1, 00, 000 crore.
Prime Bidder should have implemented a Data Lake for a

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S. Technical Evaluation Approach
No. Evaluation

large Insurance company (general or life) in India or abroad.

Prime Bidder or the Consulting partner should have

implemented Big data analytics/use cases in a Large Bank or
a Payment Service Provider in India or abroad:

Copy of the Credential Letter or Copy of Purchase order or Email

Confirmation from the clients executive or an Undertaking from
the bidder on the bidders letter head confirming the
implementation along with the contact details of clients
representative
Further Bank may at its discretion ask for site visit or verification
of details.

3 Proposed The Bank will scope the proposed solution based on the
Solution following parameters:
The technical and functional capabilities of the
solution
The use cases proposed by the bidders and its
relevance for the Bank
Proposed Architecture
Ease of integration, scalability and adherence to
leading industry practises.
Project Management & Governance Framework

4 Site Visits and The Prime Bidder is required to take the Banks representative for
use case a reference site visit to showcase the Data Lake implementation
implementation and showcase the use case implementations.
The feedback from the client and Banks committee judgement
of implementation success will decide the marks to be awarded
to the bidders.

5 Technical Understanding of Banks business and Operating

Presentation for environment
the proposed Demonstration of organization capability for the
solution proposed initiative, proposed solution architecture and
sizing
Service Model demonstration and project management
and governance capabilities
Demonstration of value proposition offered in the bid
which shall enable the success of the project.
Use cases and Case studies

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 The bidders scoring the minimum threshold stated in this section will be declared
technically qualified and will be eligible for next stage of evaluation.

Note:
1. Banksdecisioninrespecttoevaluationmethodologyandshort-
listingBidderswillbefinalandnoclaimswhatsoeverin thisrespectwillbeentertained.
2. The Bank reservesthe righttochange/relax thecriteriaforevaluation
atitssolediscretion.

8.5. Phase 3 - Commercial Evaluation

CommercialBidsofonly technically qualified Bidders will be opened. The Commercial
Bids of the short-listed bidders after Technical evaluation stage would be opened in the
presence of the bidders or their authorized representatives who desire to be present not
exceeding one person. Bank will conduct a reverse auction for determining the final
commercials.

Thecommercialbidevaluationwillbecarriedoutthroughanonlinereverseauctionprocess.T
hebidderswillbeaskedtosubmitrevisedquotesthatarelowerthanthestartingprice.Basedont
hecommercialbidvaluesobtainedattheendofthereverseauction process, final
commercials of the bidders will be determined.

Completedetailsforparticipationinthereverseauctionprocessshallbesharedwiththetechnic
allyqualifiedbidders.

Bank will notify the name of the Successful Bidder.

Commercial bid valuation shall be considered as below in case of any kind of

discrepancy:
If there is a discrepancy between words and figures, the amount in words shall
prevail
If there is a discrepancy between percentage and amount, the amount calculated as
per the stipulated percentage basis shall prevail
If there is discrepancy between unit price and total price, the unit price shall
prevail
If there is a discrepancy in the total, the correct total shall be arrived at by Bank
In case the bidder does not accept the correction of the errors as stated above, the
bid shall be rejected.
At the sole discretion and determination of the Bank, the Bank may add any other
relevant criteria for evaluating the proposals received in response to this RFP.
Bank may, at its sole discretion, decide to seek more information from the
respondents in order to normalize the bids. However, respondents will be notified
separately, if such normalization exercise as part of the technical evaluation is
resorted to.
All liability related to non-compliance of this Minimum Wages Requirement and
any other law will be responsibility of the bidder.

Page 90 of 220
 The Highest Technical bidder shall not automatically qualify for becoming
selected bidder and for award of contract by the Bank.
The Lowest Commercial Bidder shall not automatically qualify for becoming
selected Bidder and for award of contract by the Bank.
The Bank shall not incur any liability to the affected Bidder on account of such
rejection.
The Bidder whose technical and commercial Bid is accepted will be referred to as
Selected Bidder and the Bank will notify the same to the Selected Bidder.
The Selected bidder shall provide revised TCO and the revised break-up of the
cost items post reverse auction
The final decision on the vendor will be taken by the Bank. The implementation of
the project will commence upon successful negotiation of a contract between the
Bank and the selected bidder based on the Techno Commercial evaluation.
If for some reason, negotiations with the successful bidder fail to result in an
agreement within a specified timeline, the Bank reserves the right to award the
contract to the next most eligible bidder based on the Techno-Commercial
evaluation scores.
Errors, if any, in the price breakup format will be rectified as under:
(a) If there is a discrepancy between the unit price and total price which is
obtained by multiplying the unit price with quantity, the unit price shall prevail
and the total price shall be corrected unless it is a lower figure. If the bidder does
not accept the correction of errors, the bid will be rejected.
(b) If there is a discrepancy in the unit price quoted in figures and words,
the unit price in figures or in words, as the case may be, which corresponds to the
total bid price for the bid shall be taken as correct.
(c) If the vendor has not worked out the total bid price or the total bid price
does not correspond to the unit price quoted either in words or figures, the unit
price quoted in words shall be taken as correct.
(d) The Bidder should quote for all the items/services desired in this RFP.
In case, prices are not quoted by any Bidder for any specific product and / or
service, for the purpose of evaluation, the highest of the prices quoted by other
Bidders participating in the bidding process will be reckoned as the notional
price for that service, for that Bidder. However, if selected, at the time of award
of Contract, the lowest of the price(s) quoted by other Bidders (whose Price Bids
are also opened) for that service will be reckoned. This shall be binding on all
the Bidders. However, the Bank reserves the right to reject all such incomplete
bids

8.6. Contacting the Bank

No Bidder shall contact the Bank on any matter relating to its Bid, from the time of
opening of Price Bid to the time, the Contract is awarded.

Any effort by a Bidder to influence the Bank in its decisions on Bid evaluation, Bid
comparison or contract award may result in the rejection of the Bidders Bid.

Page 91 of 220
8.7. Award and signing of contract
i. Bank will notify Selected Bidder in writing by letter or fax/email that its bid has
been accepted. The Selected Bidder has to return the duplicate copy of the same to
the Bank within 7 working days, duly Accepted, Stamped and Signed by
Authorized Signatory in token of acceptance.

ii. The successful bidder will have to submit Non-Disclosure Agreement (wherever
applicable), Performance Bank Guarantee for the amount and validity as desired
and strictly on the lines of format given at Annexure-8 & Annexure-10
respectively of this document together with acceptance of all terms and conditions
of RFP.

iii. Copy of board resolution or power of attorney showing that the signatory has been
duly authorized to sign the acceptance letter, contract and NDA should be
submitted.

iv. The notification of award will constitute the formation of the Contract.

v. The Selected Bidder shall be required to enter into a contract/ SLA with the Bank,
within 15 days of award of the tender or within such extended period as may be
decided by the Bank.

vi. Until the execution of a formal contract, the Bid document, together with the
Banks notification of award and the vendors acceptance thereof, would
constitute a binding contract between the Bank and the successful Bidder.

vii. The contract/ agreement will be based on bidders offer document with all its
enclosures, modifications arising out of negotiation /clarifications etc. and will
include SLA, project plan phases & milestones and schedule, copies of all
necessary documents, licenses, certifications etc

viii. The Bank reserves the right to stipulate, at the time of finalization of the
contract, any other document(s) to be enclosed as a part of the final contract.

ix. Failure of the Selected Bidder to comply with the requirements/terms and
conditions of this RFP shall constitute sufficient grounds for the annulment of the
award and forfeiture of the EMD and/or PBG.

x. Upon notification of award to the Selected Bidder, the Bank will promptly notify
the award of contract to the Selected Bidder on the Banks website. The EMD of
each unsuccessful Bidder will be discharged and returned.

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9. Payment Terms
9.1. Data Lake Software and Implementation
The Payment will be made on the achievement of the milestones mentioned as under:

Milestone Implementation
fee for respective
phases (%)

Hardware

Successful UAT of hardware 80%

3 months post go live 20%

Software

Phase 1 Optimized DATA LAKE Set up complete 10%

(Migration of full data including all schemas from
EDW to Data Lake and integration of Data Lake
with EDW)

Phase 2 Successful completion and the 10%

successful Use case implementation.

Phase 3 - 25 % ETL jobs migrated to DATA LAKE. + 10%

25% Cognos jobs running from DATA LAKE +
successful Use Case implementation
(Including migration of all existing source data
ingestion from EDW to BDL)

Phase 4 Successful completion and 75% ETL jobs 10%

migrated , successful completion + 75% Cognos
jobs running from DATA LAKE + Successful Use
case implementation, (Including migration of all
existing source data ingestion from EDW to BDL)

Phase 5 successful completion and Successful Use 10%

case implementation (Migration of all jobs,
reports to BDL)

Successful completion of UAT; After Go live and 30%

Use case implementation in production

Page 93 of 220
 Milestone Implementation
fee for respective
phases (%)

15%

3 months post go live 20%

Image below shows the payment milestones against project milestones

9.2. ATS
The payment of ATS shall be made on annual basis in advance.

The ATS and support services cost shall be paid after successful completion of
stabilization phase, subject to satisfactory services rendered, till that date. In case of
delayed delivery or incomplete delivery, the date of receipt of the complete and final
component as per the Software Requirement Specifications shall be treated as
delivery date.
9.3. Training Costs
100% of the payment for the training costs will be borne by vendor Bank

9.4. Other Payment Terms

2 At all times Bank, would be paying only for the services/ application modules utilized by

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 the Bank or deployed in production. At no point, Bank would pay for the services/ modules
that is not deployed for the Banks use.
3 Also, the payments for each quarter (as applicable) will be made only after the acceptance
of the milestones and relevant activities/ deliverables for that quarter. Any delay in
achievement of the milestones or deliverables will result in further delay of the payment.
4 The Bidder recognizes that all payments to the bidder under this RFP and subsequent
agreement are linked to and dependent on successful achievement and acceptance of
milestones/ deliverables/ activities set out in the project plan and therefore any delay in
achievement of such milestones/ deliverables/ activities shall automatically result in delay
of such corresponding payment.
5 Bidders have to provide the prices for implementation across all the offices. TCO will be
calculated as the summation of the grand total of the price bid and all the items mentioned
as additional items.
6 The reasons like non-familiarity with the site conditions and/or existing IT infrastructure
will not be considered as a reason for any delay or extra claims whatsoever.
7 The fees payable by the Bank to bidder shall be inclusive of all costs such as insurance,
taxes (including service tax, as per the rates applicable), custom duties, levies, cess,
transportation, installation, (collectively referred to as Taxes) that may be levied,
imposed, charged or incurred and the Bank shall pay the fees due under this RFP and
subsequent agreement after deducting any tax deductible at source (TDS), as applicable.
The bidder will need to provide the details for the tax rates as considered in the pricing.
This will be used for subsequent tax changes. The Bank shall pay each undisputed invoice
raised in accordance with this RFP and subsequent agreement, within 30 working days
after its receipt unless otherwise mutually agreed in writing, provided that such invoice is
dated after such Fees have become due and payable under this RFP and subsequent
agreement.
8 The price would be inclusive of all applicable taxes under the Indian law like customs
duty, excise duty, import taxes, freight, forwarding, insurance, delivery, etc. but
exclusive of only applicable Service Tax, VAT and Octroi / Entry Tax /equivalent local
authority cess, which shall be paid / reimbursed on actual basis on production of bills.
As and when GST is implemented, taxes which are included in the RFP and
subsequently will fall under the purview of GST, will have to be quoted separately in
the invoice. The Bank will not pay the same to avoid double taxation. Any increase in
these taxes will be paid in actuals by the Bank or any new tax introduced by the
government will also be paid by the Bank the entire benefits / advantages, arising out
of fall in prices, taxes, duties or any other reason, must be passed on to Bank. The
price quoted by the bidder should not change due to exchange rate fluctuations,
inflation, market conditions, increase in custom duty or excise tax. The Bank will
notpay any out of pocket expense. No escalation in price quoted is permitted for any
reason whatsoever. Prices quoted must be firm till the completion of the contract.
9 Any objection/ dispute to the amounts invoiced in the bill shall be raised by the Bank
within reasonable time from the date of receipt of the invoice. Upon settlement of disputes
with respect to any disputed invoice(s), the Bank will make payment within reasonable
time after the settlement of such disputes. All out of pocket expenses, travelling, boarding
and lodging expenses for the entire Term of this RFP and subsequent agreement is included
in the amounts and the Bidder shall not be entitled to charge any additional costs on
account of any items or services or by way of any out of pocket expenses, including travel,
boarding and lodging etc.
10 All the payments will be made as per the milestones agreed in this RFP document
11 Vendor evaluation POC will not have separate payment

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 12 Bank will pay only for the bidder and Bank will not incur any additional license or actual
costs

10. Post Implementation Support Requirements

Bidder should provide qualified and experienced resources to work on-site during the
contract period for:

Data Scientists, Data Modeller, Big data engineer 8hr * 6 days

L-1 (24hr*7days)- L1 support team(s) should be able to handle basic troubleshooting
and resolving the issues.
L-2(8hr*6days) to Support Application Management - L2 should be able to solve
~99.5% of issues. L2 team(s) are expected to fully handle all major issues
concerning the BDL
L3 - L3 support should be available for critical issues that imply design changes

Bidder would play a critical role in on-going support. Replacement of a resource

under unavoidable circumstances needs to be intimated to Bank in advance and the
replaced resource should be equally or more qualified and experienced.

The Bidder will be single point of contact and responsible for ATS, warrantees for
all, components, software, etc. While bidding for providing Post Implementation
support services, the application proposed by the Bidder by way of this RFP should
come with warranty as provided by the OEM. Thereafter, the Bidder should provide
ATS for hardware for a total of five years. This includes 2 years of support during
implementation and 3 years of support post the implementation, that is during BDL
in production. The hardware price should be valid for the entire period of 5 years.
The bidder should provide necessary support for amends / upgrades on the hardware.
The bidder needs to mention:

a) Number of people involved for support

b) AMC costs

All hardware that the bidder procures should have a minimum warranty period of 1
year (Post Go-Live). The bidder needs to quote for the cost of 4 years of AMC for
hardware and software. The bidder will be paid a sum of 1/16th of the cost as arrears
quarterly for hardware AMC and yearly in advance for software AMC.

Also, the post implementation support should be carried out from the Banks
premises. The bidder must note that the managed services as a part of post
implementation should be available for all environments viz. production,
development and test.

Bidders must note that any Warranty pertaining to Software Application that extends
beyond the contract period due to the Software Application supply towards the
terminal years of the contract must be provided and supported by the Bidder without
any additional cost to the Bank.

Working Day: A working day would be any day when any branch / office of the Bank

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is functioning.

T&M costing: - This will be applicable for Maintenance task(s). The bidder should
provide a clear AMC and ATS work definition. The prices should be quoted for L1
and L2 resources. The number of resources under each L1 and L2 should be
specified. The price(s) for L1 and L2 positions are fixed and consistent for the period
of execution.

a) Warranties pertaining to Software / Applications starts post final acceptance of

deliverables, with the period of warranty as one year
b) During FM period, Bidder will be responsible for:

i. Overall maintenance and working of the application

ii. Bug fixing and delivery of patches/ version changes effected
iii. Enhancement, modifications, customization, patches, upgrades due to
statutory, regulatory, industry, Bank specific changes (including
installation of new upgrades)
iv. Configuration changes, version up-gradations, performance monitoring,
trouble shooting, patch installation, running of batch processes,
replacement / support, application and data maintenance, taking backup of
the application as required, recovery, query generation and management
etc. of all software supplied under this RFP document.
v. Immediate bug fixing should be undertaken in the event of software failure
causing an interruption of operation of the Data Lake as per the response /
resolution times defined by Bank. In case of any software failure, the
solution should continue to function seamlessly.
vi. All the detected software errors must be notified and corrected, as per the
agreed timelines
vii. Support the Bank in integrating any new applications to the Data Lake and
provide support in extending the model and creating analytics / reports
from the same
viii. Provide Bank with daily performance monitoring reports and alert the
Bank in case of any performance issues by suggesting future capacity
planning
ix. Provide BCP/DR procedures and conduct DR drills in conjunction with
the Banks policies/procedures.
x. Switching to the DR site in case of system failure
xi. Service records must be maintained and tracked for software support,
which will be reviewed monthly by the Bank.
c) The bidder must note that helpdesk services should be available for all
environments viz. production, development, test and training.
d) L1, L2, L3 and Data Scientist Support to cover the following activities:

i. Level 1 (L1) Support 24hrs*7days onsite support required

Role Serve as IT Service desk front-end for all users

Provide services request sorting, information and non-

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 functional information, ticket routing
Issues addressed by Business application related issues/queries
L1 Queries related to business process, reports
generation, presentation layer applications, etc.
Enterprise application (In-Scope), Operating System
(Windows, Linux & Unix), Printing, Generic IT
Queries
Other environmental software related to the proposed
application
L1 staff responsibility Assessment in case of specific rights assignment
Provision for assigning user rights only for certain
fixed period
Creation or modification of user profiles
Periodic user right monitoring (at known frequency)
must be specified and implemented
Categorization of requests into functional clarification,
bug or change request
Functional clarification/ work around to be provided
by Level 1 support itself
Logging bug and reporting for further processing
Provide telephonic and/ or electronic mechanisms for
problem reporting requests and for service and status
updates
Bidders Provide for localized L1 helpdesk at the Bank
responsibility premises
Provide for L1 support for all activities and services
that are part of scope
Banks role Provide 1 supervisor and/or 1 support personnel

Can increase or decrease the number of seats at L1

helpdesk depending on its requirements
Can change the locations of helpdesks at its discretion

ii. Level 2 (L2) Support 8hrs*6days onsite support required

Role Should cover entire management and support of all the

proposed application
To act upon the tickets routed from Level 1
To address issues/queries related to the proposed
solutions
To assess cause of the issue and accordingly resolve
the same within the timelines
Track problems from initial call to restore to service
L2 staff responsibility Troubleshoot any query processing, online processing

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 or batch processing activity at various levels in the
proposed solution
Resolve the call within stipulated timeframe as
defined in SLA by coordinating with the L1 or L3
teams if required
Escalate unresolved calls as per escalation matrix
Automatically log in calls during escalation
Provide the timeframe for providing a solution of
resolution of the escalated calls
Decide on preventive maintenance schedule with the
Bank
Prepare a root cause analysis document with the
resolutions provided for major issues such as:
Production issues, Problems resulting in complete
service disruptions or downtime, Delayed response
times, Data /table corruptions, etc.
Application presentation layer support
Support and maintain all interfaces to the proposed
solution and other solutions part of this scope
document
Modifications to existing scripts, reports
Present to Bank management on critical issues
reported, resolved, solution provided and suggest
recommendations or leading practices as and when
asked by the Bank or on a monthly basis, whichever is
earlier
Perform performance tuning of the application
including database tuning
Perform the application audit on a half yearly basis
Rectify any corruption in the software application
Ensure patch releases are ported to the production
environment with no business disruption or business
losses
Support quarterly BCP/DR drills
Provide application support from the Banks data
center as mentioned above for the DC or DR site
Routing the transactions through the backup system in
case the primary system fails
Support for integrating any applications that need to
be
interfaced with the proposed Data Lake Application in
the future
Bidders Deploy L2 service desk agents at DC/DRC premise
responsibility from where Level 2 support is planned to be provided
Make sure that proficient and professional personnel
are put to handle L2 support
Resolutions should be provided on a proactive basis
Ensure that the minimum operational support staff for
L2 has onsite support experience in relevant areas and

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 the number of shifts that they need to work
The on-site engineers are expected to provide
following services: Configuration changes, version up-
gradations, performance monitoring, trouble shooting,
patch installation, running of batch processes, and
liaison with OEM for various support issues, taking
periodic backup of the database, query generation, etc.

iii. Data Scientist Support

Role Advocate, evangelize and build data-fuelled insights

and provide insight into leading analytic practices,
design

Work with cross-functional team members to identify

and prioritize actionable, high-impact insights across a
variety of core business areas.

Research, design, implement and validate cutting-edge

algorithms to analyze diverse sources of data to
achieve targeted outcomes.

Provide expertise on mathematical concepts for the

broader applied analytics team and inspire the adoption
of advanced analytics and data science across the entire
breadth of the bank

Data Scientist staff Identifies unique opportunities to collect new data.

responsibility Designs new processes and builds large, complex data
sets.
Strategizes new uses for data and its interaction with
data design.
Locates new data sources, analyzes statistics and
implements quality procedures.
Performs data studies of new and diverse data sources.
Finds new uses for existing data sources.
Conducts statistical modeling and experiment design.
Discovers stories told by the data and presents them
to other scientists and business managers.
Tests and validates predictive models.
Builds web prototypes and performs data
visualization.
Conducts scalable data research on and off the cloud.
Implements automated processes for efficiently
producing scale models.

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 Designs, modifies and builds new data processes.
Generates algorithms and creates computer models.
Collaborates with database engineers and other
scientists.
Implements new or enhanced software designed to
access and handle data more efficiently.
Trains the data management team on new or updated
procedures.

Bidders Provide onsite Data Scientists.

responsibility Proposed Data Scientists should have a Ph.D. or
Masters Degree in operations research, applied
statistics, data mining, machine learning, physics or a
related quantitative discipline
Have a deep understanding of statistical and predictive
modeling concepts, machine-learning approaches,
clustering and classification techniques, and
recommendation and optimization algorithms.

e) Pertaining to Application Management, Bidder will be responsible for:

i. Installation, configuration and Un-installation ofapplication
ii. Processing Change request
iii. Bug fixing
iv. Vulnerability Assessment
v. Data Migration and Uploading
vi. Application code migration to new environment
vii. Incident and problem management
viii. 24*7PerformanceMonitoring&Managementofapplication
ix. ApplicationPatchmanagementandversioncontrol
x. DRsetupcreationandDRmanagementincluding DRsynchronization,DRdrill,
etc.
xi. PerformquarterlyDC DRdrills
xii. Managing capacity
xiii. Deploying objectsinApplicationserver
xiv. TroubleshootingApplicationserverproductrelatedissues and
PatchManagement
xv. Configure, start,stop andmanageApplicationServerservices
xvi. ConfigureandmanageHTTP
xvii. ConfigureandusemonitoringtoolsprovidedforApplicationServer
xviii. Backup&restorationmanagement ofapplicationserver (Backup should

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 be encrypted)
xix. Performancemanagement
xx. Vendormanagement(LoggingacallwithproductVendor)
xxi. Versionmigration,testingandimplementation
xxii. FileLevelBackupforApplicationServer
xxiii. Supporttoknownerrorsandproblems
xxiv. Monitorweb/Applicationserveravailability
xxv.Monitoralertnotifications,checkingforimpendingproblems,triggeringapprop
riateactions.

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11. Terms & Conditions
11.1. Subcontracting
As per scope of the RFP, subcontracting is explicitly prohibited. Bank would have a
single agreement with the shortlisted Bidder. If the Bidder is doing any tie-up with
any other vendor/Consultant/strategic Big Data Partner, details should be submitted
along with the bid response and purpose of tie-up. Bidder will not be allowed to
change the vendors at later stage. Subcontracting shall be permitted ,if required at the
sole discretion of the Bank.

In case of subcontracting, the Bidder is responsible for all the services provided to the
Bank regardless of which entity is conducting the operations. The Bidder is also
responsible for ensuring that the sub-contractor comply with all security and privacy
requirements of the contract and Bank can obtain independent audit report for the
same.

11.2. Patent rights

For any licensed software used by the Bidder for performing services or developing
software for the Bank, the Bidder should have right as well right to license for the
outsourced services or third party software development. Any license or IPR violation
on the part of Bidder should not put the Bank at risk. The Bank should reserve the
right to audit the license usage of the Bidder.

The Bidder shall, at their own expenses, defend and indemnify the Bank against all
third-party claims or infringement of intellectual Property Right, including Patent,
trademark, copyright, trade secret or industrial design rights arising from use of the
products or any part thereof in India or abroad. In case of violation/ infringement of
patent/ trademark/ copyright/ trade secrete or industrial design, the supplier shall after
due inspection and testing get the solution redesigned for SBI at no extra cost.

The supplier shall expeditiously extinguish any such claims and shall have full rights
to defend itself there from. If the Bank is required to pay compensation to a third
party resulting from such infringement, the supplier shall be fully responsible
therefore, including all expenses and court and legal fees.

The Bank will give notice to the supplier of any such claim without delay, provide
reasonable assistance to the Supplier in disposing of the claim, and shall at no time
admit to any liability for or express any intent to settle the claim.

The supplier shall grant the Bank a fully paid-up, irrevocable, non-exclusive,
unlimited license throughout the territory of India or/ and abroad to access, replicate
and use software provided by the supplier, including all inventions, designs and marks
embodied therein perpetually.

The source code /object code /executable code and compilation procedures of the
software/hardware solution made under this agreement are the proprietary property of
the Bank and as such Selected Bidder shall make them available to the Bank after
successful User Acceptance Testing. Selected Bidder agrees that the Bank owns the
entire right, title and interest to any inventions, designs, discoveries, writings and

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 works of authorship, including all intellectual property rights, copyrights. Any work
made under this agreement shall be deemed to be work made for hire under any
Indian/U.S. or any other applicable copyright laws.

11.3. Power to vary or omit work

No alterations, amendments, omissions, additions, suspensions or variations of the
work (hereinafter referred to as variation) under the contract shall be made by the
successful Bidder except as directed in writing by Bank. The Bank shall have full
powers, subject to the provision herein after contained, from time to time during the
execution of the contract, by notice in writing to instruct the successful Bidder to
make any variation without prejudice to the contract. The finally selected bidders
shall carry out such variation and be bound by the same conditions as far as applicable
as though the said variations occurred in the contract documents. If any suggested
variations would, in the opinion of the finally selected bidders, if carried out, prevent
him from fulfilling any of his obligations under the contract, he shall notify Bank
thereof in writing with reasons for holding such opinion and Bank shall instruct the
successful Bidder to make such other modified variation without prejudice to the
contract. The finally selected Bidder shall carry out such variation and be bound by
the same conditions as far as applicable as though the said variations occurred in the
contract documents. If Bank confirms his instructions, the successful Bidders
obligations shall be modified to such an extent as may be mutually agreed, if such
variation is substantial and involves considerable extra cost. Any agreed difference in
cost occasioned by such variation shall be added to or deducted from the contract
price as the case may be.

In any case in which the successful Bidder has received instructions from Bank as to
the requirement of carrying out the altered or additional substituted work which either
then or later on, will in the opinion of the finally selected bidders, involve a claim for
additional payments, such additional payments shall be mutually agreed in line with
the terms and conditions of the order.

If any change in the work is likely to result in reduction in cost, the parties shall agree
in writing so as to the extent of change in contract price, before the finally selected
Bidder(s) proceeds with the change. In all the above cases, in the event of a
disagreement as to the reasonableness of the said sum, the decision of Bank shall
prevail.

11.4. No waiver of Bank rights or successful bidder's liability

Neither any payment sign-off by Bank, nor any payment by Bank for acceptance of
the whole or any part of the work, nor any extension of time, nor any possession taken
by Bank shall affect or prejudice the rights of Bank against the finally selected
bidders, or relieve the finally selected bidders of his obligations for the due
performance of the contract, or be interpreted as approval of the work done, or create
liability in Bank to pay for alterations/ amendments/ variations, or discharge the
liability of the successful Bidder for the payment of damages whether due,
ascertained, or certified or not or any sum against the payment of which he is bound
to indemnify Bank nor shall any such certificate nor the acceptance by him of any
such paid on account or otherwise affect or prejudice the rights of the successful
Bidder against Bank.

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11.5. Change in order
i. The Bank may, at any time, by a written order given to the Vendor, make changes
within the general scope of the Contract in any one or more of the following:

a) Method of shipment or packing;

b) Place of delivery;
c) Quantities to be supplied subject to 25% above or below the originally declared
quantities.

ii. If any such change causes an increase or decrease in the cost of, or the time
required for the Vendors performance of any provisions under the Contract, an
equitable adjustment shall be made in the Contract Price or delivery schedule, or
both, and the Contract shall accordingly be amended. Any claims by the Vendor
for adjustment under this clause must be asserted within 15 days from the date of
Vendors receipt of Banks change order.

11.6. Contract amendment

No variation in or modification of the terms of the Contract shall be made, except by
written amendment, signed by the parties.

11.7. Inspection, Quality control and Audit

The Bank may, at its discretion, get the products, softwares/ hardwares and services
of the finally selected Bidder inspected/ audited by its internal/ external inspectors/
auditors. The finally selected Bidder and or his / their outsourced agents / sub
contractors shall facilitate the same. The Selected Bidder should ensure that

Where any deficiency has been observed during audit of the Service Provider on the
risk parameters finalized by the Bank or in the certification submitted by the Auditors,
the Service Provider shall correct/resolve the same at the earliest and shall provide all
necessary documents related to resolution thereof and the auditor shall further certify
in respect of resolution of the deficiencies. The resolution provided by the Service
Provider shall require to be certified by the Auditors covering the respective risk
parameters against which such deficiencies have been observed

The selected Bidder shall, whenever required, furnish all relevant information,
records, and data to such auditors and / or inspecting officials of the Bank / Reserve
Bank of India and or any regulatory authority / Banks consultant / Testing agency
entrusted by the Bank to carry out this work.

The Bank may, at its discretion carry out pre-shipment factory / godown inspection by
a team of Bank officials or demand a demonstration of the solution proposed on a
representative model in Bidders office as per specification provided by the Bank.

The Bank may, at its discretion inspect, test the products/solution after delivery of the
same to the Bank and where necessary may reject the products/solution which does
not meet the specification provided by the Bank. This shall in no way be limited or
waived by reason of the products having previously being inspected, tested and
passed by the Bank or its representative prior to the products shipment from the place

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 of origin or prior to the installation and commissioning

The Banks at its discretion may carry out periodic inspection/quality checks on
continual basis and where necessary may reject the products/solution which does not
meet the specifications provided by the Bank.

The Inspection and Quality Control tests before evaluation, prior to shipment of
Goods and at the time of final acceptance would be as follows:

a) The Bank may, at its discretion carry out inspection/pre-shipment acceptance

testing of goods as per quality control formats including functional testing, burn-
in tests and mains fluctuation test at full load, facilities etc., as per the standards /
specifications at factory site of the supplier before dispatch of goods, by the
Banks officials / Banks Consultants / Testing Agency.

b) The supplier should intimate the Bank before dispatching the goods to various
locations/offices for conduct of pre-shipment testing. Successful conduct and
conclusion of pre-dispatch inspection shall be the sole responsibility of the
Supplier;

c) The Bank may, at its discretion, waive inspection of goods having regard to the
value of the order and/or the nature of the goods and/or any other such basis as
may be decided by the Bank meriting waiver of such inspection of goods.

d) In the event of the hardware and software failing to pass the acceptance test, as per
the specifications given, a period not exceeding two weeks will be given to rectify
the defects and clear the acceptance test, failing which, the Bank reserves the right
to cancel the Purchase Order.

e) The inspection and quality control tests may be conducted on the premises of the
supplier, at point of delivery and / or at the Goods final destination. Reasonable
facilities and assistance, including access to drawings and production data, shall
be furnished to the inspectors, at no charge to the Bank. If the testing is conducted
at the point of delivery or at the final destination, due to failure by the Bidder to
provide necessary facility / equipment at his premises, all the cost of such
inspection like travel, boarding, lodging & other incidental Expenses of the
Banks representatives to be borne by the Bidder.

Nothing stated hereinabove shall in any way release the Bidder from any warranty or
other obligations under this contract.
System integration testing and User Acceptance testing will be carried out as per
requirement of the Bank.

11.8. Cancellation of contract

The Bank shall have the right to cancel/ terminate the contract with the selected
Bidder at any time during the contract period, by giving a written notice of at least 3
(three) months, for any valid reason, including but not limited to the following
reasons:

Laxity in following security standards laid down by the Bank

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 Excessive delay in execution of orders placed by the Bank
Discrepancies / deviations in the agreed processes and/or products
Violation of terms & conditions stipulated in this RFP
Services Contemplated are no longer required
Scope of work were not adequately or clearly defined due to unforeseen
circumstance and/or factors and/or new developments
Proposed prices are unacceptable to the Work
The Project is not in the best interest of SBI
Any other reason

11.9. Bank's right to accept any bid and to reject any or all bids
The Bank reserves the right to accept or reject any Bid in part or in full or to cancel
the Bidding process and reject all Bids at any time prior to contract award, without
incurring any liability to the affected Bidder or Bidders or any obligation to inform
the affected Bidder or Bidders of the grounds for the Banks action.

11.10. Documentary evidence of establishing bidder's eligibility and

qualification
On acceptance of the bid by the Bank, the bidder needs to submit the undertaking of
authenticity on the lines of Annexure 25 along with documentary evidence of their
eligibility/qualifications to perform the Contract to the Banks satisfaction:

i. that in case of a Bidder offering to supply products and/or services mentioned in the
scope of work, the bidders need to provide the evidence that bidder has been duly
authorized by the OEM strictly on the lines of authorization letter Annexure-26

ii. that adequate, specialized expertise are available with the bidder to ensure that the
services are responsive and the Bidder will assume total responsibility for the fault-
free operation of the product proposed and maintenance thereof during the support
(warranty/annual maintenance contract, if desired) period.

11.11. Country of origin and eligibility of goods and services

All equipments and components thereof to be supplied under the Contract shall have
their origin in eligible source countries, as per the prevailing Import Trade Control
Regulations in India.

For purposes of this clause, origin means the place where the goods are mined,
grown, or manufactured or produced, or the place from which the related product is
supplied. Goods are produced when, through manufacturing, processing or substantial
and major assembly of components, a commercially-recognized product results that is
substantially different in basic characteristics or in purpose or utility from its
components.

11.12. Delivery, installation, commissioning and documentation

i. The Vendor shall provide such packing of the products as is required to prevent its

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 damage or deterioration during transit thereof to the location given by the Bank.
The packing shall be sufficient to withstand, without limitation, rough handling
during transit and exposure to extreme temperature, salt and precipitation during
transit and open storage. Size and weight of packing cases shall take into
consideration, where appropriate, the remoteness of the Products final destination
and the absence of heavy handling facilities at all transit points.

ii. Delivery, installation and commissioning of the equipment shall be made by the
Vendor in accordance with the system approved / ordered and within the time
schedule given in the Scope of work given in Annexure-3 & Annexure-4 of this
document.

iii. The delivery will be deemed complete when the equipments/ components/
associated software/firmware are received in good working condition at the
designated locations, mentioned in part II of this RFP.

iv. The installation will be deemed to be completed, when the product including all
the hardware, accessories/components, firmware/system software, and other
associated software have been supplied, installed and operationalised as per the
technical specifications and all the features as per the technical specifications are
demonstrated and implemented as required, on the systems, to the satisfaction of
the Bank. The Bidder has to resolve any problem faced during installation and
operationalisation.

v. In addition, vendor will supply all associated documentation relating to the

products/hardware, system software/firmware, etc. The product(s) are considered
accepted (commissioned and operationalised) after signing the Acceptance Test
Plan (ATP) document jointly by the representative of the Bank and the engineer
from the vendor on the lines of format/certificate on the lines of Annexure-26of
this RFP. The component level checking for individual item may be included
during the acceptance test. The Acceptance Test Plan document shall be deemed
to form a part of the Agreement, to be signed between the vendor and the SBI. On
the evaluation of the Acceptance Test results, if required, in view of the
performance of the products/services (including hardware equipment/
components/ software), as observed during the Acceptance Test, the Bidder shall
take remedial measures including upgradation of any of the components
thereunder, including replacement thereof, at no additional cost to the Bank within
a fortnight from the date of notification of the same to the vendor. The vendor
should ensure that the product meets the requirements of the Bank as envisaged in
the RFP.

vi. The details of the documents to be furnished by the Vendor are specified
hereunder: -
(a) 2 copies of Vendors Invoice showing contract number, products description,
quantity, unit price and total amount.
(b) Delivery Note or acknowledgement of receipt of products from the Consignee
or in case of products from abroad, original and two copies of the negotiable clean
Airway Bill.
(c) 2 copies of packing list identifying contents of each of the package.

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 (d) Insurance Certificate.
(e) Manufacturers / Vendors warranty certificate.

vii. The above documents shall be received by the Bank before arrival of products
(except where it is handed over to the Consignee with all documents). If these
documents are not received, the Vendor will be responsible for any consequent
expenses.

viii. Penalties as specified in Annexure-21 will be applicable for the any kind of
default in delay in delivery, installation/commissioning/support etc. expected in
scope of work which will be deducted at the time of making payment(s).

ix. In addition to the penalty on delayed supplies, Bank also reserves the right to
cancel the Purchase Order and forfeit the EMD. In the event of such cancellation,
the vendor is not entitled to any compensation, whatsoever.

x. For the System & other Software/firmware required with the hardware ordered for
or for the solution developed, the following will apply: -
(a) The vendor shall supply standard software/firmware package published
by third parties in or out of India in their original publisher-packed status only,
and should have procured the same either directly from the publishers or from
the publisher's sole authorized representatives only.
(b) The Vendor shall provide complete and legal documentation of
all sub systems, licensed operating systems, licensed system software/firmware,
licensed utility software and other licensed software. The Vendor shall also
provide licensed software for all software/firmware whether developed by them
or acquired from others.
(c) There should not be any end user licensing cost. Any licensed
software to be used for the DATA LAKE solution should be vendors
responsibility to purchase, integrate and manage. Bank will not be involved
with any third party other than the Selected Bidder. Bank will pay only for the
bidder and Bank will not incur any additional license or actual costs
(d) In case the Vendor is providing software/firmware which is not
its proprietary software then the Vendor must submit evidence in the form of
agreement he has entered into with the software/firmware vendor which
includes support from the software/firmware vendor for the proposed software
for the entire period required by the Bank.
The ownership of the software license shall be that of the Bank from the date of
delivery of the same. In other words, wherever the ownership of the licenses is
indicated, the name State Bank of India must appear to indicate that the Bank is the
perpetual owner of the software/license. Evidence to this effect must be submitted
before the payment can be released.

11.13. Services
i. All professional services necessary to successfully implement the proposed
solution will be part of the RFP. These services include, but are not limited to,
Project Management, Training, Deployment methodologies etc.

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ii. The Bidder should submit as part of technical Bid an overview of Project
Management approach of the proposed solution.

iii. Bidder should ensure that Bidders key personnel with relevant skill are always
available to the Bank.

iv. Bidder should ensure the quality of methodologies for delivering the services and
its adherence to quality standard.

v. Bidder should be willing to transfer skills to relevant Banking Personnel by means

of training and documentation.

vi. Bidder should provide and implement patches / upgrades / updates for proposed
Data Lake solution as and when release by the Bidder/OEM or as per
requirements of the Bank. Bidder should bring to notice of the Bank all release
/version change. Bidder should obtain a written permission from the Bank before
applying any of the patches/ upgrades / updates.

vii. Bidder has to support older versions of the software etc. in case the Bank chooses
not to upgrade to latest version.

viii. Bidder should provide maintenance support Hardware/ Software/ Operating

System/ Middleware over the entire period of contract.

ix. All product updates, upgrades & patches should be provided by the Bidder/ OEM
free of cost during warranty andAMC/ ATS/ S&Speriod.

x. Bidder should provide legally valid software solution. The detail information on
license count and type of licences should also be provided to the Bank.

xi. The ownership of the software/firmware license and the hardware shall be that of
the Bank from the date of delivery of the same to the Bank. In other words,
wherever the ownership of the licenses/hardware is indicated, the name State
Bank of India must appear to indicate that the Bank is the perpetual owner of the
hardware/operating software/firmware, etc. associated with the hardware.
Evidence in this regard must be submitted before the payment is released.

xii. The Bidder should keep the Bank explicitly informed the end of support dates on
related Products /hardware and should ensure a support during warranty and
AMC/ATS/S&S.

xiii. For every change request beyond the scope of this contract,Bidder should
provide detail effort estimates to the Bank including the code change
requirements, affected applications, resource requirements, testing requirement,
time required to implement the changes etc.

Bidder to note the following:

The Bidder should propose a solution for which OEM End of Sale is not declared

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 within 3 (three) years of signing the contract and End of Support is not declared for
the contract period of 5 (five) years. Further, if at any time during the contract period,
Bank has to migrate to new Data Lake solution or other solutions of the respective
OEMs, the cost towards the migration including licensing cost shall be borne by the
Bidder.

Bidder should provide latest version for all the solution components.

Bidder should propose all modules of the solution for Data Lake.

The Bidder is required to submit an undertaking to this effect from OEM for the
above points.

11.14. Warranty and Annual Maintenance Contract

i. The selected Bidder shall support the product and its associated
items/components including OS/firmware/software/solution during the period of
warranty and AMC (if included in purchase order) as specified in Scope of work
in this RFP from the date of acceptance of the solution by State Bank of India.

ii. During the warranty and AMC period (if desired), the Bidder will have to
undertake comprehensive support of the entire solution (hardware/components/
operating software/firmware) supplied by the Bidder at no additional cost to the
Bank. During the support period, the Bidder shall maintain the solution
(hardware/ software, etc.) to comply with parameters defined for acceptance
criteria and the Bidder shall be responsible for all costs relating to labour, spares,
maintenance (preventive and corrective), compliance of security requirements
and transport charges from and to the Site (s) in connection with the repair/
replacement of the product (hardware/ equipment/ components/ software or any
component/ part thereunder), which, under normal and proper use and
maintenance thereof, proves defective in design, material or workmanship or fails
to conform to the specifications, as specified.

iii. During the support period (warranty and AMC, if desired), the vendor shall
ensure that services of professionally qualified personnel are available for
providing comprehensive on-site maintenance of the solution and its components
as per the Banks requirements. Comprehensive maintenance shall include,
among other things, day to day maintenance of the hardware system and solution
as per the Banks policy, reloading of firmware/software, compliance to security
requirements, etc. when required or in the event of system crash/malfunctioning,
arranging and configuring facility as per the requirements of the Bank, fine
tuning, system monitoring, log maintenance, etc. The bidder shall provide
services of an expert engineer at SBI GITC, Belapur or at other locations
wherever required, whenever it is essential. In case of failure of product
(hardware, system software or any of its components), the Bidder shall ensure
that product is made operational to the full satisfaction of the Bank within the
given timelines. The selected Bidder shall provide preventive maintenance
schedules as per periodicity, which shall be specified in advance.

iv. On site, comprehensive warranty for the solution would include free replacement

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 of spares, parts, kits, resolution of problem, if any, in solution.

v. Warranty/ AMC (if opted) for the system software/ off-the shelf software will be
provided to the Bank as per the general conditions of sale of such software.

vi. Support (Warranty/ AMC, if opted) would be on-site and comprehensive in nature
and must have back to back support from the OEM/Service Provider.
Undertaking on the lines of Annexure-26 of this RFP document is required to be
submitted by the vendor, duly endorsed by the OEM that in case vendor fails to
provide services then OEM shall provide the same at no extra cost, to the
satisfaction of the Bank. The vendor will warrant products against defect arising
out of faulty design, materials, etc. during the support period for the specified
period. The vendor will provide support for operating systems, other pre-
installed/custom developed software components/system software during the
specified period of the hardware on which these software and operating system
will be installed. The vendor shall repair or replace worn out or defective parts
including all plastic parts of the equipments at his own cost including the cost of
transport.

vii. In the event of system break down or failures at any stage, protection available,
which would include the following, shall be specified.
a. Diagnostics for identification of systems failures
b. Protection of data/ Configuration
c. Recovery/ restart facility
d. Backup of system software/ Configuration

viii. Prompt support shall be made available as desired in this RFP during the
support period at the locations as and when required by the Bank.

ix. The bidder shall be agreeable for on-call/on-site support during peak weeks (last
and first week of each month) and at the time of switching over from PR to DR
and vice-versa during DR drill. No extra charge shall be paid by the Bank for
such needs, if any, during the support period.

x. Bidder support staff should be well trained to effectively handle queries raised by
the customers/employees of the Bank.

xi. Updated escalation matrix shall be made available to the Bank once in each
quarter and each time the matrix gets changed.

11.15. Compliance with IS Security Policy

The Vendor shall have to comply with Banks IT & IS Security policy in key concern
areas relevant to the RFP, details of which will be shared with the finally selected
Bidder. Some of the key areas are as under:
i. Responsibilities for data and application privacy and confidentiality
ii. Responsibilities on system and software access control and administration
iii. Custodial responsibilities for data, software, hardware and other assets of the
Bank being managed by or assigned to the Vendor
iv. Physical Security of the facilities

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 v. Physical and logical separation from other customers of the Vendor
vi. Incident response and reporting procedures
vii. Password Policy of the Bank
viii. Data classification and Data Encryption/Protection requirements of the Bank.
ix. In general, confidentiality, integrity and availability must be ensured.
x. Encryption of backup
11.16. Penalty and SLAs
Severity Definition during Live operations due to Functional issues of the proposed
solution, the SLAs will be applicable post go-live as mentioned in the project
timelines.

As mentioned in Annexure-21of this RFP

11.17. Right to verification

The Bank reserves the right to verify any or all of the statements made by the Bidder
in the tender document and to inspect the Bidders facility, if necessary, to establish to
its satisfaction about the Bidders capacity/capabilities to perform the job

11.18. Purchase price

i. Total cost of product/solution (hardware equipments/ components/ software) with
support (warranty and AMC, if desired) would be the Total Cost of Ownership
(TCO) and has to be quoted in commercial bid.

ii. Bidders should ensure that exchange rate fluctuations, changes in import
duty/other taxes should not affect the rupee value of commercial bid over the
validity period defined in this RFP.

iii. The order will be placed for total Cost of hardware,

software/firmware/services/warranty and AMC/ATS/S&S. Bank may also issue a
separate order for AMC after expiry of the warranty period. Cost of AMC, if
opted, will be paid quarterly in arrears.

iv. The applicable TDS will be deducted at the time of payment of invoices.

v. Terms of payment are given in Part-II of this RFP document.

vi. Prices payable to the Vendor as stated in the Contract shall be firm and not
subject to adjustment during performance of the Contract, irrespective of reasons
whatsoever, including exchange rate fluctuations, any upward revision in duties,
charges, etc.

vii. The Bidder will pass on to the Bank, all fiscal benefits arising out of reductions,
if any, in Government levies viz. sales tax, excise duty, custom duty, etc. or the
benefit of discounts if any announced in respect of the cost of the items for which
orders have been placed during that period.

viii. The Bank reserves the right to re-negotiate the prices in the event of change in
the international market prices of both the hardware and software.

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 ix. The bidder needs to ensure that there is price consistency for all hardware
procured for the next 3 years from the date of purchase order that is, the price of
RAM / storage / server(s) / network equipment and all physical components for
DATA LAKE be frozen allowing Bank to make bulk procurements at the same
price for any sudden requirements. This freezing of price will be applicable even
the next version of the hardware is made available

11.19. Insurance
i. The insurance shall be for an amount equal to 110 percent of the value of the
Products from Warehouse to final destination on All Risks basis, valid for a
period not less than one month after installation and commissioning and issue of
acceptance certificate by the Bank.

ii. Should any loss or damage occur, the Vendor shall:

a) initiate and pursue claim till settlement and
b) Promptly make arrangements for repair and / or replacement of any
damaged item to the satisfaction of the Bank, irrespective of settlement of
claim by the underwriters.
11.20. Validity of agreement
The Agreement/ SLA will be valid for the period up to end of support period
including AMC, if opted. The Bank reserves the right to terminate the Agreement as
per the terms of RFP.

11.21. Indemnity to the Bank

<< Content to be provided by the Bank>>

11.22. Limitation of liability

i. For breach of any obligation mentioned in this RFP, subject to obligations
mentioned in this clause, in no event Service Provider shall be liable for damages
to the Bank arising under or in connection with this agreement for an amount
exceeding the total Cost of the Project. Service provider will ensure Banks data
confidentiality and shall be responsible for liability arising in case of breach of
any kind of security and/or leakage of confidential customer/Banks related
information to the extent of loss so caused.

ii. The limitations set forth herein shall not apply with respect to:
a) claims that are the subject of indemnification pursuant to IPR
infringement,
b) damage(s) occasioned by the gross negligence, fraud or wilful
misconduct of Service Provider,
c) damage(s) occasioned by Service Provider for breach of
Confidentiality Obligations,
d) When a dispute is settled by the Court of Law in India.
e) Loss occasioned by Non-compliance of Statutory or Regulatory
Guidelines.

11.23. Confidentiality
i. Bidder acknowledges and agrees that all tangible and intangible information

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 obtained, developed or disclosed including all documents, contract, purchase
order to be issued, data papers and statements and trade secret of the Bank
relating to its business practices and their competitive position in the market
place provided to the selected Bidder by the Bank in connection with the
performance of obligations of Bidder under the purchase order to be issued, in
part or complete shall be considered to be confidential and proprietary
information (Confidential Information) and shall not be disclosed to any third
party/published without the written approval of the Bank.

ii. The Confidential Information will be safeguarded and Bidder will take all the
necessary action to protect it against misuse, loss, destruction, alterations or
deletions thereof. In the event of a breach or threatened breach by Bidder of this
section, monetary damages may not be an adequate remedy; therefore, Bank shall
be entitled to injunctive relief to restrain Bidder from any such breach, threatened
or actual.

iii. Any document, other than the Contract itself, shall remain the property of the
Bank and shall be returned (in all copies) to the Bank on completion of the
Vendors performance under the Contract, if so required by the Bank.

11.24. Delays in vendor performance in successful implementation of the

project
i. Delivery installation, commissioning of the Products/Solution and performance
of Services shall be made by the Vendor within the timelines prescribed in part II
of this document.

ii. If at any time during performance of the Contract, the Vendor should encounter
conditions impeding timely delivery of the Products and performance of Services,
the Vendor shall promptly notify the Bank in writing of the fact of the delay, its
likely duration and cause(s). As soon as practicable after receipt of the Vendors
notice, the Bank shall evaluate the situation and may, at its discretion, extend the
Vendors time for performance, in which case, the extension shall be ratified by
the parties by amendment of the Contract.

iii. Any delay in performing the obligation/ defect in performance by the supplier
may result in imposition of penalty in addition to the liquidated damages,
invocation of Performance Bank Guarantee and/or termination of contract (as laid
down elsewhere in this RFP document)

11.25. Vendors obligations

i. The Vendor is responsible for and obliged to conduct all contracted activities in
accordance with the contract using state-of-the-art methods and economic
principles and exercising all means available to achieve the performance
specified in the Contract.

ii. The vendor will be responsible for arranging and procuring all relevant
permissions / Road Permits etc. for transportation of the equipment to the
location where installation is to be done. The Bank would only provide necessary
letters for enabling procurement of the same.

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 iii. The Vendor is obliged to work closely with the Banks staff, act within its own
authority and abide by directives issued by the Bank from time to time and
complete implementation activities.

iv. The Vendor will abide by the job safety measures prevalent in India and will free
the Bank from all demands or responsibilities arising from accidents or loss of
life, the cause of which is the Vendors negligence. The Vendor will pay all
indemnities arising from such incidents and will not hold the Bank responsible or
obligated.

v. The Vendor is responsible for managing the activities of its personnel or sub-
contracted personnel (where permitted) and will hold itself responsible for any
misdemeanours.

vi. Vendor shall provide necessary training from the OEM to the designated SBI
officials on the configuration, operation/ functionalities, maintenance, support &
administration for software/ hardware and components, installation,
troubleshooting processes of the proposed solution.

vii. The Vendor will treat as confidential all data and information about SBI, obtained
in the process of executing its responsibilities, in strict confidence and will not
reveal such information to any other party without prior written approval of SBI
as explained under Non-Disclosure Agreement in Annexure 8 of this document.

11.26. Technical documentation

i. The Vendor shall deliver the following documents to the Bank for every
firmware/software including third party software before software/ service become
operational, which includes, user manuals, installation manuals, operation
manuals, design documents, process documents, technical manuals, functional
specification, software requirement specification, on-line tutorials/ CBTs, system
configuration documents, system/database administrative documents,
debugging/diagnostics documents, test procedures etc.

ii. The vendor shall also provide documents related to Review Records/ Test Bug
Reports/ Root Cause Analysis Report, list of all Product components, list of all
dependent/external modules and list of all documents relating to traceability of
the Product as and when applicable.

iii. The Vendor should also provide the MIS reports as per requirements of the Bank.
Any level/ version changes and/or clarification or corrections or modifications in
the above-mentioned documentation should be supplied by the Vendor to the
Bank, free of cost in timely manner. The vendor shall develop customized
documentation as per Banks requirement, if desired by the Bank.

11.27. Training
Vendor shall train designated SBI officials on the configuration,
operation/functionalities, maintenance, support & administration for software/
/hardware/ Database/ OS/ Middleware, application architecture and components,

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 installation, troubleshooting processes of a proposed solution.

No# Departmen No# of Officials Training Type Duration

t

All training cost should in included in the estimation and should be available as a
separate item in the estimation breakup as part of total project cost.

11.28. Source Code

The source code / object code / executable code and compilation procedures of the
software solution should be provided to the Bank after successful UAT or escrow
arrangement should be put in place. All necessary documentation in this behalf should
be made available to the Bank. In case of Escrow arrangement, complete details and
the location and the terms and conditions applicable for escrow must be specified.

Any update or upgrade to source code should be informed and brought under Escrow
or made available to the Bank.

In case of source code is purchased by the Bank, the Intellectual Property Rights on
the software code should be assigned to the Bank.

11.29. Liquidated damages

If the Vendor fails to deliver any or all of the products or perform the services within
the time period(s) specified in the Contract and as per satisfaction of the Bank, as
desired in this RFP, the Bank may, without prejudice to its other remedies under the
Contract, and unless otherwise extension of time is agreed upon without the
application of Liquidated Damages, deduct from the Contract Price, as liquidated
damages mentioned at part II. Once the maximum deduction is reached, the Bank may
consider termination of the Contract.

11.30. Conflict of interest

Bidder shall not have a conflict of interest (the Conflict of Interest) that affects the
Bidding Process. Any Bidder found to have a Conflict of Interest shall be disqualified.
In the event of disqualification, the Bank shall be entitled to forfeit and appropriate
the Bid Security and/or Performance Security (Performance Bank Guarantee), as the
case may be, as mutually agreed upon genuine estimated loss and damage likely to be
suffered and incurred by the Bank and not by way of penalty for, inter alia, the time,
cost and effort of the Bank, including consideration of such Bidders proposal (the
Damages), without prejudice to any other right or remedy that may be available to
the Bank under the Bidding Documents and/ or the Concession Agreement or
otherwise. Without limiting the generality of the above, a Bidder shall be deemed to
have a Conflict of Interest affecting the Bidding Process, if:

The Bidder, its Member or Associate (or any constituent thereof) and any other
Bidder, its Member or any Associate thereof (or any constituent thereof) have
common controlling shareholders or other ownership interest; provided that this

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 disqualification shall not apply in cases where the direct or indirect shareholding of a
Bidder, its Member or an Associate thereof (or any shareholder thereof having a
shareholding of more than 5% (five per cent) of the paid up and subscribed share
capital of such Bidder,

Member or Associate, as the case may be) in the other Bidder, its Member or
Associate, has less than 5% (five per cent) of the subscribed and paid up equity share
capital thereof; provided further that this disqualification shall not apply to any
ownership by a bank, insurance company, pension fund or a public financial
institution referred to in section XX of the Companies Act, 1956. For the purposes of
this Clause, indirect shareholding held through one or more intermediate persons shall
be computed as follows:

Where any intermediary is controlled by a person through management control or

otherwise, the entire shareholding held by such controlled intermediary in any other
person (the Subject Person) shall be taken into account for computing the
shareholding of such controlling person in the Subject Person; and

Subject always to sub-clause above, where a person does not exercise control over an
intermediary, which has shareholding in the Subject Person, the computation of
indirect shareholding of such person in the Subject Person shall be undertaken on a
proportionate basis; provided, however, that no such shareholding shall be reckoned
under this sub-clause if the shareholding of such person in the intermediary is less
than 26% (twenty six percent) of the subscribed and paid up equity shareholding of
such intermediary; or

A constituent of such Bidder is also a constituent of another Bidder; or

Such Bidder, its Member or any Associate thereof receives or has received any direct
or indirect subsidy, grant, concessional loan or subordinated debt from any other
Bidder, its Member or Associate, or has provided any such subsidy, grant,
concessional loan or subordinated debt to any other Bidder, its Member or any
Associate thereof; or

Such Bidder has the same legal representative for purposes of this Bid as any other
Bidder; or

Such Bidder, or any Associate thereof, has a relationship with another Bidder, or any
Associate thereof, directly or through common third party/ parties, that puts either or
both of them in a position to have access to each others information about, or to
influence the Bid of either or each other; or

Such Bidder or any Associate thereof has participated as a consultant to the Bank in
the preparation of any documents, design or technical specifications of the Project.

11.31. Fraud and corrupt practices

The Bidder and their respective officers, employees, agents and advisers shall observe
the highest standard of ethics during the Bidding Process.

Notwithstanding anything to the contrary contained herein, the Bank shall reject an

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 Application without being liable in any manner whatsoever to the Bidder if it
determines that the Bidder has, directly or indirectly or through an agent, engaged in
corrupt/fraudulent/coercive/undesirable or restrictive practices in the Bidding Process.

Without prejudice to the rights of the Bank under Clause 8.7.2 hereinabove, if a
Bidder is found by the Bank to have directly or indirectly or through an agent,
engaged or indulged in any corrupt/fraudulent/ coercive/undesirable or restrictive
practices during the Bidding Process, such Bidder shall not be eligible to participate in
any RFP issued by the Bank during a period of 2 (two) years from the date if such
Bidder is found by the Bank to have directly or indirectly or through an agent,
engaged or indulged in any corrupt/ fraudulent/ coercive/ undesirable or restrictive
practices, as the case may be.

For the purposes of this Clause, the following terms shall have the meaning
hereinafter, respectively assigned to them:

Corrupt practice means (i) the offering, giving, receiving, or soliciting, directly or
indirectly, of anything of value to influence the actions of any person connected with
the Bidding Process (for avoidance of doubt, offering of employment to or employing
or engaging in any manner whatsoever, directly or indirectly, any official of the Bank
who is or has been associated in any manner, directly or indirectly with the Bidding
Process or the Letter of Authority or has dealt with matters concerning the Concession
Agreement or arising there from, before or after the execution thereof, at any time
prior to the expiry of one year from the date such official resigns or retires from or
otherwise ceases to be in the service of the Bank, shall be deemed to constitute
influencing the actions of a person connected with the Bidding Process); or (ii)
engaging in any manner whatsoever, whether during the Bidding Process or after the
issue of the Letter of Authority or after the execution of the Agreement, as the case
may be, any person in respect of any matter relating to the Project or the Letter of
Authority or the Agreement, who at any time has been or is a legal, financial or
technical adviser of the Bank in relation to any matter concerning the Project;

Fraudulent practice means a misrepresentation or omission of facts or suppression

of facts or disclosure of incomplete facts, in order to influence the Bidding Process ;

Coercive practice means impairing or harming or threatening to impair or harm,

directly or indirectly, any person or property to influence any persons participation or
action in the Bidding Process;

Undesirable practice means (i) establishing contact with any person connected
with or employed or engaged by the Bank with the objective of canvassing, lobbying
or in any manner influencing or attempting to influence the Bidding Process; or (ii)
having a Conflict of Interest; and

Restrictive practice means forming a cartel or arriving at any understanding or

arrangement among bidders with the objective of restricting or manipulating a full and
fair competition in the Bidding Process.

11.32. Termination for default

i. SBI may, without prejudice to any other remedy for breach of contract, by written

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 notice of default sent to the Bidder, terminate the contract in whole or part:
if the Bidder fails to deliver any or all of the systems within the period(s)
specified in the Contract, or within any extension thereof granted by the
Bank pursuant to conditions of contract; or
if the Bidder fails to perform any other obligation(s) under the Contract; or
Laxity in following standards laid down by the Bank; or
Discrepancies/deviations in the agreed processes and/or products; or
Violations of terms and conditions stipulated in this RFP; or
Excessive delay in execution of orders placed by the Bank; or
Services Contemplated are no longer required; or
Scope of work were not adequately or clearly defined due to unforeseen
circumstance and/or factors and/or new developments; or
Proposed prices are unacceptable to the Work; or
The Project is not in the best interest of SBI; or
Any other reason

ii. In the event SBI terminates the Contract in whole or in part, SBI may procure,
upon such terms and in such manner, as it deems appropriate, systems or services
similar to those undelivered and the Bidder shall be liable to Bank for any excess
costs for such similar systems or services. However, the Bidder shall continue the
performance of the contract to the extent not terminated.

iii. If the contract is terminated under any termination clause, the vendor shall
handover all documents/ source code/ executable/ Banks data or any other
relevant information to the Bank in timely manner and in proper format as per
scope of this RFP and shall also support the orderly transition another vendor or
to the Bank.

iv. The vendor shall also support the Bank on technical queries/support on process
implementation or in case of software provision for future upgrades.

v. The Banks right to terminate a contract will be in addition to the penalties

/liquidated damages and other actions as deemed fit.

11.33. Force Majeure

Any failure or delay by Bidder or Bank in performance of its obligation, to the extent
due to any failure or delay caused by fire, flood, earthquake or similar elements of
nature, or acts of God, war, terrorism, riots, civil disorders, rebellions or revolutions,
acts of government authorities or other events beyond the reasonable control of non-
performing Party, is not a default or a ground for termination.

For the purposes of this clause, 'Force Majeure' means and includes wars,
insurrections, revolution, civil disturbance, riots, terrorist acts, public strikes, hartal,
bundh, fires, floods, epidemic, quarantine restrictions, freight embargoes, declared
general strikes in relevant industries, Vis Major Act of Government, impeding
reasonable performance of the Vendor and / or Sub-Contractor but does not include
any foreseeable events, commercial considerations or those involving fault or
negligence on the part of the party claiming Force Majeure

If Force Majeure situation arises the Bidder shall promptly notify Bank in writing of

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 such conditions and the cause thereof. Unless otherwise agreed by SBI in writing, the
Bidder shall continue to perform its obligations under the contract as far as is
reasonably practical, and shall seek all reasonable alternative means for performance
not prevented by the Force Majeure event.

11.34. Termination for insolvency

SBI may at any time terminate the Contract by giving written notice to the Bidder, if
the Bidder becomes bankrupt or otherwise insolvent or a petition for voluntarily
winding up is filed by any person against the Bidder. In this event, termination will be
without compensation to the Bidder, provided that such termination will not prejudice
or affect any right of action or remedy, which has occurred or will accrue thereafter to
SBI.

11.35. Termination for convenience

The Bank, by written notice of not less than 90 (ninety) days sent to the Vendor, may
terminate the Contract, in whole or in part, at any time for its convenience. The notice
of termination shall specify that termination is for the Banks convenience, the extent
to which performance of the Vendor under the Contract is terminated, and the date
upon which such termination becomes effective.

11.36. Disputes and arbitration (Applicable in case of Selected Bidder)

All disputes or differences whatsoever arising between the parties out of or in
connection with this contract or in discharge of any obligation arising out of the
Contract (whether during the progress of work or after completion of such work and
whether before or after the termination of this contract, abandonment or breach of this
contract), shall be settled amicably. If however, the parties are not able to solve them
amicably, either party (SBI or Vendor), give written notice to other party clearly
setting out there in specific dispute(s) and/or difference(s) and shall be referred to a
sole arbitrator mutually agreed upon, and the award made in pursuance thereof shall
be binding on the parties. In the absence of consensus about the single arbitrator, the
dispute may be referred to joint arbitrator; one to be nominated by each party and the
said arbitrators shall nominate a presiding arbitrator, before commencing the
arbitration proceedings. The arbitration shall be settled in accordance with the
applicable Indian Laws. Any appeal will be subject to the exclusive jurisdiction of
courts at Mumbai.

The Vendor shall continue work under the Contract during the arbitration proceedings
unless otherwise directed by the Bank or unless the matter is such that the work
cannot possibly be continued until the decision of the arbitrator is obtained.
Arbitration proceeding shall be held at Mumbai, India, and the language of the
arbitration proceedings and that of all documents and communications between the
parties shall be in English.

11.37. Governing laws and disputes (Applicable in case of successful bidder

only)
All disputes or differences whatsoever arising between the parties out of or in
connection with this contract or in discharge of any obligation arising out of the
Contract (whether during the progress of work or after completion of such work and
whether before or after the termination of this contract, abandonment or breach of this

Page 121 of 220

 contract), shall be settled amicably. If however, the parties are not able to solve them
amicably, either party (SBI or Bidder), give written notice to other party clearly
setting out there in specific dispute(s) and/or difference(s) or shall be referred to a sole
arbitrator mutually agreed upon, and the award made in pursuance thereof shall be
binding on the parties. In the absence of consensus about the single arbitrator, the
dispute may be referred to joint arbitrator; one to be nominated by each party and the
said arbitrators shall nominate a presiding arbitrator, before commencing the
arbitration proceedings. The arbitration shall be settled in accordance with the
applicable Indian Laws. Any appeal will be subject to the exclusive jurisdiction of
courts at Mumbai.

The Bidder shall continue work under the Contract during the arbitration proceedings
unless otherwise directed by the Bank or unless the matter is such that the work
cannot possibly be continued until the decision of the arbitrator is obtained.

Arbitration proceeding shall be held at Mumbai, India, and the language of the
arbitration proceedings and that of all documents and communications between the
parties shall be in English.

11.38. Governing languages

The contract and all correspondence/ communications and other documents pertaining
to the Contract, shall be written in English.

11.39. Governing Law - Applicable Law

The contract shall be interpreted in accordance with the laws of the Government of
India and shall be subjected to the exclusive jurisdiction of courts at Mumbai.

11.40. Notices
Any notice given by one party to the other pursuant to this contract shall be sent to
other party in writing or by Fax and confirmed in writing to other Partys address. For
the purpose of all notices, the following shall be the current address:

To,
The Deputy General Manager (IDSPM),
State Bank of India, Global IT Centre, IDSPM Department,
4th Floor, Tower No 4,
Railway Station Complex Building,
CBD Belapur, Navi Mumbai 400614.

The notice shall be effective when delivered or on the notices effective date
whichever is later.

11.41. Taxes and Duties

The price would be inclusive of all applicable taxes under the Indian law like customs
duty, excise duty, import taxes, freight, forwarding, insurance, delivery, etc. but
exclusive of only applicable Service Tax, VAT and Octroi / Entry Tax /equivalent local
authority cess, which shall be paid / reimbursed on actual basis on production of bills.

Page 122 of 220

 As and when GST is implemented, taxes which are included in the RFP and
subsequently will fall under the purview of GST, will have to be quoted separately in
the invoice. The Bank will not pay the same to avoid double taxation. Any increase in
these taxes will be paid in actuals by the bank or any new tax introduced by the
government will also be paid by the bank. The entire benefits / advantages, arising out
of fall in prices, taxes, duties or any other reason, must be passed on to Bank.
The price quoted by the bidder should not change due to exchange rate fluctuations,
inflation, market conditions, increase in custom duty or excise tax. The bank will not
pay any out of pocket expense. No escalation in price quoted is permitted for any
reason whatsoever. Prices quoted must be firm till the completion of the contract.

All expenses, stamp duty and other charges/ expenses in connection with the
execution of the Agreement as a result of this RFP process shall be borne by the
Vendor.

11.42. Tax deduction at sources

i. Wherever the laws and regulations require deduction of such taxes at the source
of payment, the Bank shall effect such deductions from the payment due to the
Vendor. The remittance of amounts so deducted and issuance of certificate for
such deductions shall be made by the Bank as per the laws and regulations for the
time being in force. Nothing in the Contract shall relieve the Vendor from his
responsibility to pay any tax that may be levied in India on income and profits
made by the Vendor in respect of this contract.

ii. The Vendors staff, personnel and labour will be liable to pay personal income
taxes in India in respect of such of their salaries and wages as are chargeable
under the laws and regulations for the time being in force, and the Vendor shall
perform such duties in regard to such deductions thereof as may be imposed on
him by such laws and regulations.

11.43. Right to use defective products

If after delivery, acceptance and installation and within the guarantee and warranty
period, the operation or use of the product is found to be unsatisfactory, the Bank shall
have the right to continue to operate or use such product until rectification of defects,
errors or omissions by partial or complete replacement is made without interfering
with the Banks operation.

11.44. Tender fee

The same should be furnished by the bidders in the form of Demand Draft/ Bankers
Cheque as mentioned in part II. It should be enclosed with Technical Bid. The Bids
without tender fee will not be considered valid.

11.45. Terms & Conditions

i. All bids and supporting documentation shall be submitted in English.

ii. SBI reserves the right to accept or reject any or all Bids without assigning any
reason thereof and Banks decision in this regard will be treated as final. Bids
may be accepted or rejected in total or any part or items thereof. No contractual
obligation whatsoever shall arise from the RFP process unless and until a formal

Page 123 of 220

 contract is signed and executed by duly authorized officials of the Bank and the
Bidder. However, until a formal contract is prepared and executed, this offer
together with Banks written acceptance & notification of award shall constitute a
binding contract with the Bidder.

iii. Any Bid not containing sufficient information, in view of SBI, to permit a
thorough analysis may be rejected.

iv. The Bank shall have the right to reject the bids not submitted in the prescribed
format or incomplete in any manner.

v. The Bank is not responsible for non-receipt of bids within the specified date and
time due to any reason including postal delays or holidays.

vi. The Bank also reserves the right to alter/ modify any/ some/ all of the
requirements, as it may deem necessary, and notify the same on its website
www.sbi.co.in before the last date for submission of response under this RFP. The
bidders should be agreeable for the same.

vii. Bids not conforming to the requirements of the RFP may not be considered by
SBI. However, SBI reserves the right, at any time, to waive any of the
requirements of the RFP, if in the sole discretion of SBI, the best interest of SBI
be served by such waiver.

viii. Bidders who do not meet the technical criteria stipulated by the Bank will not
be considered for further evaluation.

ix. SBI shall have the right to cancel the RFP process at any time prior to award of
contract, without thereby incurring any liabilities to the affected Bidder(s).
Reasons for cancellation, as determined by SBI in its sole discretion include but
are not limited to, the following:

Services Contemplated are no longer required

Scope of work were not adequately or clearly defined due to unforeseen
circumstance and/or factors and/or new developments
Proposed prices are unacceptable to the Work
The Project is not in the best interest of SBI
Any other reason

x. Pre-bid meeting, if any, will be held to brief the intending bidders about the
requirements of the Bank and to furnish clarifications on any points / queries
received from them. No separate communication will be sent for this meeting.

xi. SBI reserves the right to verify the validity of bid information and to reject any
bid where the contents appear to be incorrect, inaccurate or inappropriate at any
time during the process of RFP or even after award of contract.

xii. SBI reserves the right to re-negotiate the prices in the event of changes in the
market conditions and/or technology etc.

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xiii. Bank reserves the right to appoint a consultant at any stage during bidding
process.

xiv.During the term of agreement, Bidder will not hire or retain, either as an
employee or consultant any employee of Bank. During the contract period, Bank
will also not hire or retain, either as an employee or consultant, any employee of
the Bidder. Nothing herein shall affect Banks public recruitment process.

xv. All pages of RFP should be stamped and signed by Authorized Signatory of the
Bidder.

xvi. Bidder is not authorized to sell any proprietary and Bank-specific

customization of software to any other party for a predefined period of 5 (five)
years. After expiry of predefined period, if Bidder wishes to sell such
customization to some other party, a written concurrence/permission from the
Bank should be obtained.

xvii. Bank may choose to take an undertaking from Bidder employees to maintain
the confidentiality of the Banks information/documents etc. Bank may seek
details / confirmation on background verification of Bidders employees
worked/working on Banks project as may have been undertaken / executed by
the Bidder. Bidder should be agreeable for any such undertaking/verification.

Page 125 of 220

12. Annexures
12.1. Annexure 1: Bid Covering Letter

Bid Covering Letter: To be submitted by the Bidder along with Bid documents

To,
The Deputy General Manager (IDSPM),
State Bank of India, Global IT Centre, IDSPM Department,
4th Floor, Tower No 4,
Railway Station Complex Building,
CBD Belapur, Navi Mumbai 400614.

Sir,

Our Bid for End to end solution for Big Data Lake_________________________

We submit our Bid Document herewith. We understand that

1. You are not bound to accept the lowest or any bid received by you, and you may reject
all or any bid without assigning any reason or giving any explanation whatsoever.
2. Bank may follow close or open bidding process as per requirement of the Bank.
3. If our Bid is accepted, we undertake to enter into and execute at our cost, when called
upon by the Bank to do so, a contract in the prescribed form.
4. If our Bid is accepted, we are to be jointly and severally responsible for the due
performance of the contract.
5. You may accept or entrust the entire work to one Bidder or divide the work to more than
one Bidder without assigning any reason or giving any explanation whatsoever.
6. Bidder means the Bidder who is decided and declared so after examination of
commercial bids.
7. The name(s) of successful Bidder to whom the contract is finally awarded after the
completion of commercial bid shall be displayed on the website of the Bank and/or
communicated to successful Bidder(s).
8. The Commercial Bidding process will be through an e-procurement process. The online
reverse auction will be conducted by the Bank or a company who have been authorized in
this regard by the Bank. The bidders are required to possess a valid Digital Certificate for
participating in the e-procurement process bid for Data Lake solution Implementation for
State Bank of India.

Yours faithfully,

For:

Seal and Signature:

Name:
12.2. Annexure 2: Bill of Materials

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 Bill of Material and Compliances
Sr. No. Particulars of Equipment Details of equipment Compliance
required to be supplied (Y / N)

10

We confirm that we comply with all the specifications mentioned above & the terms &
conditions mentioned in the RFP Document are acceptable to us.

Dated this ....... day of ............................ 201

______________________________________________________________
(Signature) (Name) (In the capacity of)

Duly authorised to sign Bid for and on behalf of

12.3. Annexure 3: Functional Requirement

The following list specifies the functional requirements of the Data Lake Solution.
The Response Column is to be mandatorily responded to by the Bidder, for each
requirement.
Response: The Bidder is to state in this column that the requirement is Confirmed
and Understood i.e. the service will be delivered.

Response
Serial
Functional Requirements (Confirmed&
No.
Understood)

Unified horizontally scalable, central, parallel processing

1
Big Data Lake for storage and processing

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 DATA LAKE should be implemented using commodity
2
hardware/ appliance and supported open-source software

Initially all data needs to be migrated from EDW to Data

3
Lake

As data will be ingested from DWH to DATA LAKE,

changes being done (incremental changes) in DWH
4
through ingestion and updation should be reflected in
DATA LAKE setup in real time basis.

By the end of 1.5 years all jobs and reports will be

5 migrated to DATA LAKE. DATA LAKE will be one true
source for all data requirements of the bank.

DATA LAKE setup is proposed to have landing and

staging layer and hence will support data ingest from all
Source Systems. However, data ingestion from new
Source Systems for new data requirement will be added
6
directly to DATA LAKE whereas DWH will keep
ingesting data from exiting Source Systems, the way it is
working now, till we move all source data ingestion to
DATA LAKE setup.

Any change in schema/structure on the source system

7
should generate an alert

EDW and DATA LAKE will run in parallel till DATA

8
LAKE is stable and then EDW will be sunset

Data federation will be required till the time EDW is not

9
subsumed to DATA LAKE

There should be a provision for minimum 2000 users

accessing DATA LAKE ecosystem concurrently, not
10 including API based access, without impacting its
performance in the first year of operations and should
have capability to increase further in the coming years.

DATA LAKE should have capacity to run minimum

30,000 jobs per day including complex jobs and having
11
capacity to run minimum 5000 jobs concurrently without
affecting the performance of the system.

Proposed DATA LAKE should have the flexibility to go

12
on cloud(public/private)

13 Over 99.5% uptime requirement

The proposed solution should have a cluster monitoring

14
and management tools

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 Proposed solution should have framework in place to
15 monitor/handle hardware failures or corruption in
underlying filesystem level

Proposed solution should enable exact point-in-time

recovery of files or directories in the cluster from
16
accidental deletions or corruption due to user or
application error

The bidder should provide a minimum hardware

warranty for a period of 1 year post go-live
17
The bidder should provide a minimum software
warranty for a period of 1 year post go-live

Any change in business logic in EDW source systems

during ETL migration to BDL these new changes need
18 to be implemented by bidder in less than a weeks time
in BDL

Ingestion

The system / solution should be capable of ingesting data

from any source system/databases including but not
limited to:
1
Oracle
DB2
SQL Server

The system / solution should be able to ingest data from

2
flat files with high throughput and low latency.

The system / solution should be able to ingest data from

3
csv files with high throughput and low latency.

The system / solution should be able to ingest data from

structured, semi-structured, unstructured sources
including but not limited to:
Text files
4 Drawings
Image Files
Audio Files
Video Files
with high throughput and low latency.

The system / solution should be able to ingest data from

5 packaged applications like CRM, Lotus &ERP Systems
with high throughput and low latency.

The system / solution should be able to ingest data from

6
clickstreams, APIs with high throughput and low latency.

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 The system / solution should be able to ingest data from
7 Data Warehouses and multi-dimensional cubes with high
throughput and low latency.

The system / solution should be able to ingest data from

8 ATMs and Mobiles with high throughput and low
latency.

The system / solution should be able to ingest data from

9
various log files with high throughput and low latency.

The system / solution should be able to ingest data in

10
real-time

11 The system/solution should be able to ingest IOT data

The system / solution should be able to ingest data in

12
batches.

The system / solution should be able to do simple field

13 manipulations, JSON parsing, de-duplication and
masking functions.

The system / solution should be able to do execute

14 complex operations using scripts or by calling out to
external data services

The solution should be able to route data from source to

15
multiple schemas/data stores.

Routing can be simple or complex, with routing rules

16 based on attributes of the data, and with automatic
conversion of data types and formats.

Data engineers should be able to create ingest pipelines,

17 or a logical connection between a source and multiple
destinations.

It should be possible to monitor ingestion pipelines to

18 ensure that they are not dropping data or that the data is
not becoming corroded over time.

It should allow to add new data sources to DATA LAKE

19 as and when requirement comes but should have
provision to interface with all important applications

It should allow data ingestion from ODBC sources, DB

20 links, messaging queues with high throughput and low
latency

21 It should have easy to use GUI based framework to

configure sources to DATA LAKE, select table/columns

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 and rows of data to be ingested

It should allow to perform full load, partial load and

22
incremental/daily loads from any source

Pre-defined logic for every process can be setup,

23 defining how the data will be selected from source
systems/operational files

It should allow data ingestion from a single or

24 combination of source systems/files/operational input
files/sources

It should allow to define the frequency of ingestion for

25
all source systems, not limited to existing source systems

It should be able to define data pipelines to replicate

26 changes being done in DWH through ingestion/updation
is reflected in DATA LAKE in real-time

It should be able to automatically run validation scripts

in periodically and on on-going basis and generate
reports for
27
- Validation between source systems and
DATA LAKE
- Validation between EDW and DATA LAKE

It should be able to ingest data from big tables (in terms

of number of columns and records) like INVM
28
file(investor master file in Oracle database in CBS)
through change data capture process

It should have failure, retry, alert, frequency and

29
escalation logic defined

30 Generate detail logs for auditing and troubleshooting

31 Failure or reject records should be logged

Data Storage

The system / solution should be able to store structured

1
data

The system / solution should be able to store semi-

2
structured and unstructured data

Data integration functionality should include change data

3
capture and integration with business rules engines.

4 The Data Lake Solution should have the ability to

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 reliably store a large amount of data irrespective of the
storage format.

It should be able to store data as CSV, documents,

images, videos, GIS, binary and any other arbitrary data
5
formats that are understood by the applications by the
applications that use the data.

The underlying data storage must be scalable and

6
reliable.

It should allow various compression techniques that can

7 be applied to the data files to improve space and network
bandwidth utilization.

It should be possible to modify, over-write, and read data

8
as required.

The system/ solution should be able to do multiple

9
concurrent read and write on any file.

The system / solution should support compression of

10
data

Vendor should define effective number of data storage

11 layers needed between data ingestion and data
consumption

Should define the replication factor ideal for the solution

12
being designed

Proposed solution should define the type of storage to

13
opt for (SQL, NO-SQL, GRAPH etc)

Data Processing framework and workflow management

The proposed system/solution should support all the data

1 transformations used in the Bank to apply the required
business logic

2 It should allow joining multiple sources/tables/inputs etc.

It should be able to put the processed data in a

3
predefined area separate from the raw data.

4 Perform validation checks pre and post processing

The system / solution should have robust workflow

capabilities out of the box that can be utilized across
5
many domains, for master data stewardship and
governance as well as enterprise wide consumption.

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 Have a job scheduler to schedule data transformation,
6 data acquisition or data delivery jobs at specified times
or in response to an external trigger.

It Should have failure, retry, alert and escalation logic

7
defined

It Should have audit and error logs for auditing and

8
troubleshooting

The system / solution should have the capability to

9
integrate external workflows based on business rules

Workflow can be defined to specify job dependencies

10 and a means to execute jobs in a way that the
dependencies are respected.

It should be possible to define schedules and workflows

11 via a graphical user interface and not through the
command line

Framework should give significant advantage in speed

12 by leveraging the parallel processing capability of DATA
LAKE compared to comparable jobs on EDW

Should have comparable capabilities that an industry

13 standard ETL tool provides like, ease of use, fault
tolerance, troubleshooting and job restart etc

Data Federation

Requires data federation to be setup to ensure seamless

1 data access to the users and reports between EDW and
DATA LAKE

The service should be available till DATA LAKE

2
completely subsumes EDW

The bidder should also specify the bandwidth needed to

enable data federation between EDW and BDL. It should
3 be noted that EDW, BDL and DR sites will be at
different locations (Belapur, Rabale and Hyderabad)

Metadata Management

The system / solution should have robust metadata

management capability for handling business metadata
1
like business glossaries, definition of entities, business
rules, data dictionary etc.

2 The Solution should have the capability to document the

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 source systems along with where it is coming from

Should be capable of capturing and indexing of

3
information about the data as it enters the Data Lake.

Should have archiving, backup, purge and recovery

4
policies defined

5 Maintain data versioning

6 Maintain Data lineage

7 Capturing Patterns and trends

8 Data modelling capability

9 Define data quality rules

10 Define ownership and relationship definitions

Information life cycle management

A robust solution that defines policies/framework that

govern/manage data from the point of ingest/creation,
1 distribution, usage, maintenance, archiving, replication,
compression, backup to disposition of information on
DATA LAKE.

It should be strongly coupled with the metadata

2
management and data governance policies

Ability to search for data

Ability to search for object space, tagged data sets,

1
specific fields or raw text

Data governance, security, administration and access management

The system/solution should Provide traceability it

1 should be possible to track and visualize any data
transformation or any rule applied to data in the lake

Provide trust The system should be able to ensure the

2 users that they are accessing data from the right source
of information.

Provide auditability the solution should record any

access to the data to satisfy compliance audits. For
example, it should be able to check on who touched the
3
data, when did they touch it, is there a chain of custody
issue, is there transparency in terms of data privacy and
protection etc.

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 Enforce security and privacy Data inside the Data Lake
4 will be accessed by only authorized users. Data at
rest/in-motion should be encrypted

5 Automate security policies and compliance reports

Capability to store (personal identifiable information)

sensitive data in encrypted /masked form and should
6
have capability to decrypt/unmask such information
when required by only authorized IDs

Provide administrative and security management

7
facilities

Should provide for DATA LAKE portal displaying all

reports, Dashboard, Data dictionary, applications running
in DATA LAKE, data sourcing department (upstream
applications), Data sharing departments (downstream
applications), information about interfacing applications,
8
login to portal details, list of missing files from source
systems, status of all applications / interfaces running on
DATA LAKE along with memory, disk and CPU usage,
status of DATA LAKE clusters, hardware status/software
status etc. with need based access.

9 Monitor privileged users

Capability to define clear roles and access management

10
rules to user IDs

The system / solution should provide centralized role-

11
based access control to perform different functions.

The system / solution should provide centralized role-

12 based access control to define who can add, edit or
delete objects from the data model.

It should be possible to define policies and rules for

13
implementation and access control using the tool.

The system/ solution should have the capability of

14
integration with the Active Directory of the Bank

A comprehensive identity and access management

15 system should be available for centralized management
of users and groups.

It should be possible to quickly create and revoke the

16 identity of a user or a service by simply deleting or
disabling the account in the directory

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 Multi-factor authentication should be provided as an
17 additional layer of security for user sign-in and
transactions.

Define administrative steps to recover from a full,

unplanned cluster restart due to power loss or
18 catastrophic condition. How much time is required for
the cluster to become fully available for reads and write
after such a scenario?

System/solution should be in place to monitor logs on

daily basis for processing status, pending tasks, pending
19
time, running, monitoring and successful completion of
execution / process/ report, etc.

Data Discovery

The system / solution should be able to extract useful

data out of semi-structured/unstructured data. This new,
1
accessible data can be used by further analytic queries or
machine-learning algorithms.

The system / solution should support interfaces to

2 heuristic-based analysis to help guide data discovery and
extraction

It should be possible to deliver data to the traditional

3 relational databases so that conventional business
intelligence tools can directly query it.

It should be possible to use Web-based interfaces for

4 investigating raw data and then devising strategies for
cleansing and pulling out relevant data.

5 It should be possible to enhance data on the fly

It should have good visualization capabilities and should

6
support various chart types.

Data Access

It should be possible to query both structured and

1 unstructured data in the Data Lake for making business
decisions.

It should be possible to access the data stored by using

2
SQL like queries

It should be possible to access the data stored in the Data

3
Lake solution without writing any code.

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 4 It should be possible to perform text search on the data

5 It should be possible to deliver reports on web or mobile

Data Quality

The system / solution should provide automated, out-of-

1
the box data profiling capability.

The system / solution should support all aspects of data

cleansing including but not limited to:
Data profiling and discovery
Data matching and de-duplication
Normalization against third-party or reference
2
standards
Data enrichment drawing from internal and
external sources
Data validation and reconciliation against source
systems

The system / solution should facilitate the user to define

3 business rules through an easy-to-navigate, highly
intuitive user interface.

The system / solution should enable the user to define

4
actions based on existing business rules

The system / solution should have provision of sending

5 email notification based on completion or failure of
certain events or violation of business rules.

The system / solution should have out-of-the-box

6 integration capabilities with various cleansing tool in
order to leverage existing environment

The system / solution should have the functionality to

define data profiling rules including but not limited to:
Threshold matching
7
Minimum/maximum length
Functional dependency rules
Superset / Subset rules

8 The system / solution should have the functionality to

display results of data profiling including but not limited
to:
Column lengths found in profiled column
Number/Percentage of rows with null value
Columns with a specific pattern
Minimum/Maximum value of a column
Distinct values found in a column
Number/Percentage of rows with a specific value

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 Duplicate values that exist in a column

The system / solution should provide multiple matching

engines including
Deterministic
Probabilistic
9
Heuristic
Phonetic
Linguistic
Empirical

The system / solution should have the functionality to

10 drill down to individual data sources and view specific
records of a source to analyze output of data profiling.

The system / solution should have the functionality to

apply custom business rules to the data to identify
11
records that cross certain thresholds, or that fall inside or
outside of defined ranges.

The system / solution should have the functional ability

to identify data that fails to conform to internal standards
12 such as Person ID formats or external reference
standards such as email address format or international
postal codes.

The system / solution should have the capability to

13 connect to third-party address verification tools. This is a
nice-to-have feature.

Downstream data consumption

The system / solution should capability to seamlessly

1 connect with downstream applications and allow data to
be either pushed/pulled downstream.

Should be capable to supporting approx. 1200 (but not

2 limited to) Cognos reports within 12 to 18 months from
the date of DATA LAKE setup

Should support bulk data and targeted data extracts via

3
statistical tools and AP interfaces

DATA LAKE should have supported open source

4 statistical and machine learning tools configured for
analysis and reporting

Should have capability to easily connect with any

5
downstream applications currently used at the bank

6 Should have capability to transform the data in the

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 required format for it to be consumed by downstream
applications.

Should have capability to define workflows and jobs

7
governing downstream data consumption

Real-time and Advanced Analytics

It should be possible to move data using an integrated

1 development environment for creating and running
pipelines using a visual UI to minimize the amount of
custom-coding required.

The system / solution should support algorithms for

2
Optimization problems

The system / solution should support algorithms for

3
projections

The system / solution should support benchmarking and

4 relationship analysis, Trend analysis, Data
Summarization etc.

The Data Lake solution should be able to query

relational and non-relational data for employing iterative
5
machine learning algorithms and other arbitrary
computations.

The system / solution should support simple

6 transformations like data preparation, data cleansing and
filtering.

The system / solution should support analytics queries to

7 provide a summary view of a data set, like cross-
referencing other data sets.

The system / solution should support a variety of

8 algorithms, for example, building a search index or
classification via machine learning.

Users should be able to use a search engine to search the

9
Data Lake quickly without SQL knowledge.

DATA LAKE should have capability to ingest data in

10
real-time

Capable to perform in-memory processing and equipped

11 with tools to perform analytics on real-time data in real-
time/near real-time.

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Software change management framework

Vendor should provide a robust change management

framework to track versioning, change history with date
1
and user information, track migration of code from
development to production, security.

It should allow easy configuration of the environment to

2 the production version for debugging and
troubleshooting

Disaster recovery site and other environments

Vendor should set up the DR cluster of same

1
configuration as the production cluster

Vendor should provide the framework/architecture for

online real-time replication from production DATA
2
LAKE setup to DR DATA LAKE setup and achieve 2 hrs
of RTO

DR will be a full and 100% DATA LAKE DR in parallel

3
to the production setup

Developmentand UAT environments to be set up in

4 addition to Production DATA LAKE and DR DATA
LAKE.

Should be capable to configure recovery point objectives

5
(RPO) and recovery time objectives (RTO)

Should provide run book and process for failover and

6
fallback

Vendor should provide support for planned mock

7 failover & fallback. This will be carried out at a
frequency defined by the guidelines at the bank

There should be ready mechanism to determine the last

8 transaction on the DR database in case of a failover to
DR site and few transactions are lost.

Reconciliation scripts needs to be available on DR site

which can be used along with the last transaction on the
9
DR database to recover lost transaction on DR database
at any given time

Reconciliation mechanism needs to be available for logs

10
which are in transit

11 Proposes system/solution should be able to have a

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 seamless auto failover without any user / client
intervention both for failover and DR

Applications should be up in 2Hrs and user access to

data should be seamless in the event of DR, with
12
downstream applications consuming data flawlessly
from DR

Proposed solution/system should ensure there is no data

13
corruption during fail over and fall back

There should be automated procedure for switch over /

14
switch back

The bidder should specify the bandwidth requirements to

achieve the 2 hrs RTO between the production and DR
15
site. This should be arrived at taking into account the
daily data ingest volumes.

The DR setup should be implemented after the BDL on

16 production site is complete, upon receiving the approval
of the bank.

Benchmarking of Data Lake Performance

1 Bidders are required to provide benchmark execution

times they can commit for the Data Lake on the
following tasks. Selected bidder will be required to
achieve actual performance within 5% of the numbers
they committed, on real-world data sets that the Bank
will provide as per the description listed below:
Data Set Description:
4 transactional tables of 100 million
records or more each, each with at least one
Boolean variable
At least one table has one or more text
fields as part of a composite key
At least one table with a five-part
composite key
Two reference tables with 5-level
hierarchical data (e.g., branch-region-area-
division kind of structure), with at least 1,000
distinct entries at leaf level which will serve as
foreign key reference to a transactional table with
100 million+ records
Each transactional table having 64 or
more columns, of which 12 or more columns are
alphanumeric, 4 or more are date, 4 or more are
categorical variables with 20 or more distinct
values (e.g., industry classification), 4 or more are

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 continuous variables (e.g., account balance)
In your response to the RFP, please include as a table
with the execution times you can commit to achieve on
the proposed data lake for the following operations
- Find records with numeric key match
- Find records with alphanumeric key match
- Find records with 5-part composite key
(numeric + alphanumeric) match
- Find records with referential foreign-key
match
- Find records with sub-string match
- Sort
- Distinct / duplicate identification
- Distinct with composite key
- Outer join between two transactional tables
with numeric key match
- Outer join between two transactional tables
with composite key match
- Find ten highest/lowest values from a
numeric, continuous variable
- Find average, highest, lowest and count of 8
numerical, continuous variables grouped by four
categorical variables
- Generate percentile distributions of a
numeric, continuous variable
- Generate frequency distribution of a
category variable
- Find random sample of 20,000 records from
transactional table
- Generate all-node roll-up of numerical
variable by category variable hierarchy from
transactional table where transactional table has
data only at leaf level
- Outlier identification (+/- six-sigma) of
continuous, numeric variable
- Time for data quality audit
missing/blank/null values, dispersion (90% or more
records have the same value for a particular
variable),
- Find pairwise correlations of category
variables across two different tables
- Determine Multi-collinearity (VIF,
Condition indices)
- 10-fold cross-validation for a random

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 sample of 1 million transactional records
- Ingestion of 10 million records into
transactional table without index update
- Ingestion of 10 million records into
transactional table with index update
- Scatter matrix construction
- Optional:
Time series prediction
Information value computation
Logistic Regression model with
minimum six independent variables
and R2 of xx or better and GINI
coefficient of 0.6 or better for a
random sample of 1 million
transactional records
6-level Decision Tree for a random
sample of 1 million transactional
records
Clustering with minimum 6 clusters
and 6 or more input variables for a
random sample of 1 million
transactional records
Neural Network for a random sample
of 1 million transactional records

12.4. Annexure 4: Technical Requirement

The following list specifies the technical requirements of the Data Lake Solution.
The Response Column is to be mandatorily responded to by the Bidder, for each
requirement.
Response: The Bidder is to state in this column that the requirement is Confirmed
and Understood i.e. the service will be delivered.

Serial Technical Requirements Response

No. (Confirmed&

Page 143 of 220

 Understood)

1 Data lake is built on commodity hardware/appliance

The Data Lake Solution should contain capabilities to scale

2 horizontally without disturbing the base architecture or
requiring system downtime.

Design should take into consideration the current data and

3 processing needs, growing number of sources, unstructured
data, IOT data, next gen first of a kind Use cases

Choice of software platform/tools on BDL should be

4
supported open source

5 Platform is agnostic to the choice of tools

Vendor should provision and support any open source tool

6
Bank wants to use

The data lake solution should be able to handle large &

7
complex data with atleast 2000 concurrent users.

Users are expected to grow, vendor should ensure that the

8 solution gives consistent performance with increase in
concurrent user access

The big data lake solution should have enough compute

power to atleast process 30000 complex jobs on daily basis
9
and having capacity to run minimum 5000 jobs concurrently
without affecting the performance of the system.

The solution at SBI should be enabled for exact point-in-

time recovery of files or directories in the cluster from
10
accidental deletions or corruption due to user or application
error.

The architecture of the system / solution should let it be in

11
High Availability mode (at least 99.5%)

The performance of the solution should remain the same in

12 spite of the growth in the number of systems or the volume
of data generated.

End users should be able to access the database using simple

13 SQL queries even without having knowledge of big data
query language.

BDL should be built to comply with standard banking stress

14
and vulnerability standards.

15 A utility to compute the processing overhead in case of new

data source / activity type should be in-place to ensure that

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 compute scalability is justified.

Automatic detection and partial correction of failures should

16 be in-built. Monitoring dashboards as simple webpages
should be available

Ingestion

Solution should be capable of ingesting data from different

1
source types

2 Solution should be capable of ingesting any format of data

System built must be capable of ingesting incremental 5TB

(but not limited to) of data daily with high level of response
3 time. It should have capability to scrap source system
archival logs having volume of 10TB (but not limited to) of
data daily with high level of response time.

System should be capable of ingesting the overall EDW DB

4 size of 750 TB with high level of scalability and response
time

System should be capable of ingesting data from db

5
extracts/log files with high level of response times

System should be capable of ingesting data from flat files

6
with high level of response times

System should be capable of ingesting data from tabular

7
data dumps with high level of response times

System should be capable of handling incremental data

8 changes (Change data capture) in structured DB to be
synchronized in BDL with EDW

System should be capable of ingesting real time data

structured, semi-structured, or unstructured (Eg: Card
9
transactions, Forex data loading, DB Events / extract Logs,
machine data, streaming data sources etc)

Ingest unstructured data like but not limited to images,

10
video, audio, text etc from file servers/file transfer APIs

Ingest semi-structured data like but not limited to

11 geographic information, mobile touch stream, internet
Banking user logs etc.

12 Ingest external data from web or cloud

13 The data may be available in a stream or batches. Solution

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 should support various protocols for data movement.

The system / solution should be able to maintain

14
incremental and differential copies.

Ingestion layer should allow simple field manipulations,

15
JSON parsing, de-duplication and masking functions

More complex operations should be supported by executing

16
scripts or by calling out to external data services

The solution should be able to route data from source to

17
multiple data stores

Should support routing rules based on attributes of the data

18
and with automatic conversion of data types and formats

The ingestion function should be performed as a low-

19 latency, high throughput, continual process, even when the
characteristics of the incoming data change

System should allow to perform sanitization of ingested data

to support universally acknowledged policies such as
masking/encrypting personally identifiable
20
information/Sensitive information or using canonical data
representations, as well monitoring the inbound data flow
for completeness, consistency and accuracy.

The ingestion tool should ensure that data in motion is

21
encrypted

Ingestion framework should be easy to use, simple, intuitive

22 point and click utilities that support creating / modifying and
scheduling data pipeline jobs.

Data sanity checks, validations and reconciliation of data

23
should be available as part of the data ingest solution.

It should also be possible to monitor ingestion pipelines to

24 ensure that they are not dropping data or that the data is not
becoming corroded over time

Should be able to provide audit logs for data validation and

25
tracking data lineage in case of failure.

An alerting, report and monitoring utility about the ingest

26
pipelines should be available as part of the solution.

Should generate detail job logs, error logs for auditing and
27
troubleshooting

Failure and reject records to should be logged and

28
appropriate escalation rule should be triggered

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 Trigger mechanisms in identifying schema changes at
29 source and packaging data in formats for quick retrieval
from BDL are in scope

Data engineers should be able to create ingest pipelines, or a

30 logical connection between a source and multiple
destinations.

It should be possible to move data using an integrated

development environment for creating and running
31 pipelines using a visual UI to minimize the amount of
custom-coding required.

The vendor should be able to design solutions to handle data

volumes and complexity in source data. An example
workload is provided below (Workloads of this type are in
scope of this engagement)
32
A source system table with ~ 400 columns in an Oracle
database generates data of ~ 600 GB on a daily basis. The
ingest tools should be able to perform a change data capture
on source systems of this nature.

Escalation matrix and rules can be defined and generate

33
required alerts to the groups via email/sms/calls.

Changed data from existing structured sources should be

34 available on BDL with an efficiency gain of 30-40% of
the of system(s) on existing EDW

Flat file extracts should be loaded and parsed for usage

35
with at-least 35% efficiency gain

Real time streaming data should be available with

36 minimum or no delay to kick start processing tasks on
BDL

Network and IO usage metrics during ON and OFF data

37
processing workflows should be available to the Bank

Clear logical separation of Staging, landing and storage

38
should be available on BDL.

Success / failure or audit logs for critical data ingest

39
should be available

Storage and Data formats

Data lake solution for storage should be able to store

1 reliably, efficiently and optimally irrespective of the data
type.

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2 The underlying architecture is scalable

3 Storage replication is managed by the platform

Data is stored in formats that are suitable and efficient

4
for processing engines to consume

Storage should support data compression. It should be

5 possible to perform both fast compression and efficient
compression based on data processing needs.

The storage layer of lake should support large volume

6
data ingest and transfer seamlessly over the network.

The lake should be robust for to allow for concurrent

7
reads and allow for high throughputs.

8 Should allow to write and modify the data store

Storage should be compatible to perform processing

9 operations on whole dataset as well as Individual records
or Individual groups.

The storage should be horizontally scalable.

10 Redistribution of storage load across the lake should be
possible and in-scope of setting up the Data Lake.

Ensuring regular health checks, monitoring and alerting

11 about data storage / utilization of storage / failure
handling of storage are in-scope of activities

The storage system should be robust to handle multiple

12
concurrent access by processing engines / end users

Data stored in storage should be in specific serialization

13
formats so as to ensure efficient in-memory processing.

The system / solution should get quick response, least

processing time and higher availability of database
14
required for ad-hoc query purpose or for report
generation.

The Data Lake will have storage intensive, compute

intensive and balanced workload scenarios. The storage
15 mechanism should serve as a single entity that can be
utilized by multiple processing engines or compute nodes
designated for a specific purpose in the Lake.

Storage layer should allow data to be viewed in multiple

16
modes e.g. as transactions as a graph structure

17 The Lake should be flexible to handle data needs for

Staging, direct data ingestion / landing, projections of

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 data, organizing data and aligning it with specific schema
type(s) etc.

Data stored on BDL should be optimal for record level as

well as snapshot level aggregate queries. The
18
performance of these queries should be at-least 50%
more efficient than existing EDW queries

Choice of compression and encryption algorithms on

19
BDL should be Quantifiable

All data stored on BDL should be governed by a storage

20 policy (That is, data is used either for further processing,
archival, purging or transfer to DR)

Performance on all queries used for report generation on

BDL should have at-least a 50% performance efficiency
21
than EDW. The performance needs to be consistent
factoring growth of both concurrent jobs and users

Metadata at every object level needs to be maintained

22
and available on BDL

Data processing: Transformations

Solution should have robust, highly efficient and parallel

1
extraction framework for data transformation jobs

Should be able to handle data transformation jobs for

2 synchronization of daily incremental data between EDW
and Lake

Should be capable of performing all the data

3
transformations currently implemented in EDW

Vendor should use off-the-shelf tools not resort to

4
building from scratch

Should be capable of running multiple data

5
transformation jobs in parallel.

BDL should be able to run 30 k jobs in batch or near

6
real-time mode every day

Solution developed should have capability to monitor,

7
log and assess the progress of each transformation job

8 Job designs should be reusable.

There should be provision to multiple transformations in

9
to a job and organize multiple jobs as a single job

10 Easy interface should be available for organizing,

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 scheduling and triggering jobs

Reports on job status and success / failure / retrigger

11 should be sent to concerned stakeholders on a periodic
basis.

The tool(s) used for data transformation should be

12 aligned to data sources and types / formats of data
residing on Data Lake.

Daily data loading and all transformation in data lake

13
should be completed within 2 Hrs.

The processing pipelines for ETL jobs also include daily,

14 weekly, monthly, quarterly and annual reports, feeding
data structures for downstream consumption.

Transformations for this activity can be categorized into

the following types:
Existing transformations in EDW that needs to be
migrated to BDL
15
New transformations for data sources that are not
sourced by EDW
Transformations and data processing pipelines for
real time data capture

The Bank will engage the vendor to create specific data

16
transformation pipelines based on need basis.

The system / solution should support data agility and

17 allow real-time analytics and allowing creation of
schema-on-the-fly.

All batch jobs inclusive of jobs which have not been

18 otherwise specified are expected to be completed on
the same operational day

Real time data should be available and processing should

kick-start as and when the data is available. Data
processing and report generation for real time data
19
should be completed on the same business day.
Reconciliation of data between batch and real-time
operations should be possible

In-memory computing should be enabled for all critical

data processing tasks. Priority queues need to be set up
for resource allocation - Transformation workflows,
20
reports and analytics jobs. Ad-hoc queries should be
prioritized dynamically based on overall load on the
system.

Workflow management and scheduling

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 Individual tasks of data capture, ingest, organize,
processing and creating data structures for data
1
consumptions is designed and developed as easy to
manage and monitor workflows

The workflows should be designed using off the shelf

2
tools.

The workflow management tool should work with all

supported tools / components used underneath for data
3
capture, storage, organization, transformations and
updates

4 The workflows should work with standard schedulers.

Monitoring and management of workflows should be

5
possible from an easy to use interface

Workflow management tool(s) should have connectors /

6 pluggable interfaces to already existing / in-use
proprietary software available with the Bank

Audit, alerting, traceability, recovery and monitoring

7 form critical features that need to be available as part of
workflow and scheduling system on the lake

It should be possible to trigger workflows / schedule jobs

8
through User interface or using a command line utility.

It should be possible to use auditing logs for diagnostic

9
purposes

The bank will engage the vendor to design and develop

10
data processing workflows on BDL.

Should have the scalability and flexibility to handle the

11 offloading of over 7000 jobs and still give performance
benefits

The workflow engine should take into account the total

12
resources available on cluster

The data processing workflows should be completed

13
for existing data pipelines in less than 2 hrs

Logging should be available for audit and maintenance.

14 This should be configurable for different modes like INFO,
DEBUG, ERROR, SEVERE etc

New workflows should have performance benchmark(s)

15
similar to existing data processing pipelines

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 Workflow managers should allow standard support for
16 schedulers. The workflows should allow custom modules to
be integrated to the system

There should be a provision to restrict the CPU/core usage

17 of a specific workflow.

It should be possible to selectively trigger / restart jobs /

18 workflows. Workflow components should be re-usable to
ensure quick development

Must have a coordinator service and ability to trigger

19
recurrent jobs

Data Discovery & Preparation

To support ad-hoc analysis, the lake should have tools for

1
data discovery

2 The fields / entities of interest should be available for search

The tool(s) should have the capability to extract data from

structured/semi-structured/unstructured data, data in log
3
files, filter data using selection criteria like regular
expressions and other data filters.

On-demand object creation to blend data from multiple

4 sources (relational, objects in lake, semi-structured data)
should be facilitated.

An easy to use web interface and SQL like query capability

5 should be available for authorized users/applications on the
lake

The vendor as mandated by the Bank will streamline ad-hoc

reports / visualizations using the data discovery capability or
6
assist business teams build pipelines for analysis using data
discovery capability

Analytics

Should support Rapidly building and deploying scalable

1
analytics solutions on the BDL

Existing analytic models built on proprietary tools should be

2
able to consume data from BDL

Empower analysts with tools like notebooks to perform

3
interactive data analysis and rapid model building

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 Enable Bank to develop and implement end-to-end use
4
cases

BDL should provide tools in analytics layer for data

5
extraction and preparation

BDL should provide tools in analytics layer for data pre-

6
processing

BDL should provide tools in analytics layer for

7
experimentation and model building

BDL should provide tools in analytics layer for model

8
evaluation, deployment and visualizations

BDL should support best in class machine learning and

9
analytics frameworks that run on scalable architectures

BDL Analytics solution should have ability to create

templates for common data processing / end to end
10
applications, tag data sets and re-use operators across
machine learning pipelines.

BDL Analytics solution must have capability to utilize in-

memory computing, blend tools in analytics notebooks that
11
perform SQL like querying on relational data and
unstructured data on BDL

The analytics notebooks should be shareable and

12 experiments be replicable across users / teams
performing similar analysis.

Analytic queries can be used to provide a summary view of

a data set, like cross-referencing other data sets, and ad-hoc
13 computation can be used to support a variety of algorithms,
for example, building a search index or classification via
machine learning

All standard reporting dashboards and downstream

14 operational reports are processed, complete and ready for
consumption in 3 hrs before the start of business day

All real time reports available on the same business day.

Reports on real time data are generated at fixed intervals
15
of time every day. The intervals will be decided by the
Bank

All data / tables to be populated for downstream

16 applications should be available on the same business
day.

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Search

1 Should allow free text search across BDL

Should allow search for metadata and objects in BDL

2
namespace

Should allow search for patterns (keywords + regular

3
expressions)

4 Should allow search for datasets and analytic notebooks

5 Should allow search for workflows and jobs

Should allow search in repository for data processing

6
operators

7 Should allow search for reports

Search solution should use tool(s) which work with each of

8
the BDL ecosystem components

9
Advanced search options should be available for users
10

Search interface should be intuitive and results must be

11
relevant

Users / applications should have the provision to index

12
objects and assets created on BDL.

Adhoc queries on datasets from structured sources

(x>=25GB) and unstructured / semi-structured sources
13 (x>=30 GB) should be possible
Storage should be efficient to ensure join operations or
creating flat data structures

Query response times should be of the order of a few

14 seconds to a few mins depending on size of data

Metadata & Governance

It should be possible to define metadata to update and

1
access requests as well as schema.

Metadata should be available for data, processes and

2
pipeline(s)

The Solution should have the capability to document the

3
source systems along with where it is coming from.

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 It should be possible for track data lineage, audit and log
4
events relevant to process these events

Able to generate logs for Bank to analyse on periodic

5
basis

The solution should let the users have an understanding

6
of the quality of the data using data profiling

Should ensure data quality by maintaining sanctity of

7 data at the source, data correctness and validity post
transformations, truth of data at the time of access.

It should be possible to define policies and rules for

8
implementation and access control in the BDL

BDL should support user level, group level, role level

9
and application level authentication and authorization

The solution should compliant to Banks security

10
policies.

It should be possible to protect the data in the data lake

11 throughout its life cycle including data in transit and data
in store.

The solution should allow users to create Enterprise

12 glossaries to define a consistent and uniform business
vocabulary to prevent misinterpretation of data elements

The Metadata to be created using the tool(s) on BDL can

13 also be technical and provide details of data cleansing,
derived data, data mappings etc.

The Solution should be able to manage data from the

14 point of ingest to retirement including retention,
archiving, replication, compression and backup / purging

There should be a provision for entire data and

15 application lifecycle to be managed and monitored
through an easily usable interface.

Data lifecycle should be managed using crisp storage

16
policies

Disaster Recovery

SBI, BDL should have a fully functional, 100% DR facility

1
available

The DATA LAKE DR solution needs to be set up at a

2
remote location at Cntrl+S, Hyderabad.

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 The production DATA LAKE and DATA LAKE - DR will
3
be geographically separate.

The DR solution should be synced with production

DATA LAKE. TheSLA for RTO should be maximum
2Hrs as per Banks defined policy. The proposed solution
4 for DATA LAKE - DR should include data transfer, job
synchronization, security considerations and all other
features that the production environment possess.

The SLA for RTO should be maximum 2Hrs as per Banks

5
defined policy

The proposed solution for BDL - DR should include data

6 transfer, job synchronization, security considerations and all
other features that the production environment possess.

In general, for the end user the perception will be that both
7
BDL and BDL DR will be functional on a daily basis

The BDL DR will be passive in general, however will be

8 made active as soon as there is an unavoidable and
planned/unplanned unavailability of BDL

(Fully functional BDL DR can either run the jobs and

9 have checkpoints for data synchronization or have a solution
by replicating data from BDL to BDL DR)

The proposed solution is expected to have a monitoring

engine that can determine the health of production BDL and
10 raise alerts / trigger remedial actions to bring BDL DR as
the default BDL for downstream / reports / data processing
and end user ad-hoc analysis

Switching over to BDL DR can have limited manual

intervention. The handover should be soft and no data loss /
11
data corruption can be tolerated. Jobs in transit can be
restarted to have minimal impact of data loss

The downstream applications / end users layer to access

BDL should be logically isolated from operational BDL.
12
This separation will enable switching between
environment(s) to trigger DR operation sequence

Jobs developed to be deployed in production, should be

deployed both in production and DR. The same applies
13
to any admin activity, security policy and other activities
on BDL

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 The Bank reserves the right to enforce mock up scenarios
for failure to ensure that the BDL DR solution is
14 working as expected. The vendor should support the
Bank to demonstrate such scenarios as and when
required by the Bank.

The solution for DR should cover standard policies and

framework to formulate recovery point objectives, data
15 loss prevention and minimal impact to work. A thorough
plan / successfully implementing the BDL DR is a
critical component for completion of this assignment

Data Encryption

Data encryption applies to the following data on BDL:

Data at rest
1 Data in motion
Data available over an API to external sources /
applications

The sensitive and personal identification data on BDL

2
should be encrypted.

Standard encryption techniques / policies should be

3
implemented for this activity.

The vendor team will determine tables / columns that

4 need encryption by discussing with data owners before
implementing the solution

The processing time for data should include time needed

5 for encrypting and decrypting information needed for
downstream / report generation

The overall SLA for data processing should be adhered

6
to, keeping data encryption as an important activity.

Cloud Integration and Migration

BDL should be able to consume data from external cloud

based infrastructures. For example: Social data and web
1
data can be processed on an external cloud. This data is
publicly available data

There should be a solution in place to transfer Insights

2 drawn from this data / results post the data analysis
activity to BDL.

Cloud integration / data transfer to and from public cloud

3 should be available using all standard protocols. (Web
requests / secure transfer channels etc.)

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 The architecture of BDL should enable interaction
4 between public cloud and edge servers alone. BDL
cannot be directly exposed to the public cloud.

Transfer out of BDL to public cloud should not be

possible by all roles in BDL. All activities with data
5
transfer from Public cloud should be logged for audit and
monitoring.

In view of the intent to reduce the hardware footprint (in

future), the technical architecture of BDL solution should
be flexible to accommodate provisioning BDL on cloud.
The Bank understands that there can be differences in
services offered by cloud service providers

The BDL solution architecture should be designed

6
considering as-is infrastructure availability in cloud.

Other Requirements

Handle large volume of data, handle variety in data types

1
and accommodate real time streaming data

BDL / applications on BDL should be robust to increase

in user base. The Bank expects the BDL to be
performance and functionality compliant to at-least 2000
2
concurrent users. This number is expected to grow and
support to such growth in user base is in scope of the
current assignment

The system should be capable of handling structured and

3 unstructured data which can be visualized using
sophisticated reporting and charting tools

The BDL should use tool(s) already procured by Bank.

4
These are tools that the Bank has an EULA.

Any relevant analytics, data processing and analysis

5 tool(s) as needed by the Bank should be provisioned in
BDL

There should be an API layer that allows data

consumption in any of the below mentioned access
modes for downstream applications:
Delimited files
File extracts
6
Tables populated in RDBMS
Data access through API
API providing file access path
Direct links

Page 158 of 220

 The BDL solution at SBI should be enabled for exact
point-in-time recovery of files or directories in the cluster
7
from accidental deletions or corruption due to user or
application error

The solution should also maintain incremental and

8 differential copies. This can be on traditional storage
devices or storage intensive part of the BDL solution.

While building BDL on commodity hardware/appliance,

failure handling should be a design characteristic. There
9
should be tool(s) that can notify, alert and if possible,
predict node, disk or application failure.

Necessary corrective action should be in place for each

10 failure. Failure of node, disk or any network component
should not affect the functionality of BDL

Failure tolerance is not restricted only to server and

application failure. Failure of network, hardware,
11
software or nodes are considered failure scenarios in
scope.

Standard practices of configuring BDL for High

12 Availability and storage namespace federation (at least
99.5%) should be implemented.

BDL solution should serve users even when confronted

13
with node failures or network partitions.

14 Batch mode of operation on BDL is one of its features.

BDL is expected to provide data and process agility.

Agility is in terms of the following:
Near real time availability of data for analysis
15
Quantum of time taken for analysis
Ease of incorporating ad-hoc analysis to
mainstream use-cases

Solution should ensure

Horizontal scaling of nodes in BDL
Application processing scale More complex
jobs on BDL
16
Supporting scale of input sources both in terms of
number of source systems and transaction / event
volume of each source system

17 The vendor is expected to submit a capacity planning for

initial size of BDL cluster, timely upgrades / additions to
the BDL, size of the cluster in 2nd and 3rd year of

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 operations and tentative expected growth rate of the
cluster

The Bidder should provide scalability of the proposed

18 technology also keeping in mind new technologies
emerging for catering to future needs

The Data Lake Solution should contain capabilities to

19 scale horizontally without disturbing the base
architecture or requiring system downtime.

The scalability design should ensure that the query

20 response time(s) / time(s) for analysis / transformation
does not get negatively impacted with scale.

Application users having easy to use interface to monitor

21
and manage data pipelines

22 Analysts having access to analytics notebooks

Administrators and project managers having access to

single window dashboards that report status of BDL
23 BDL specific job stats, daily jobs metrics, data pipelines,
data source rates and reconciliation triggers, hardware
and software performance and capacity monitors.

System having provisions for easy maintenance and

24
upgrades

Interfaces to enable Addition of nodes / patches with

25
minimum impact on BDL uptime.

A comprehensive identity and access management

26 system should be available for centralized management
of users and groups

Integration with standard LDAP and encryption of

customer sensitive information should be available on
27 BDL. Any Performance parameter will be considered
valid only when desired security measures are applied on
the BDL

Ability to apply security policies at different levels of

28 granularity
- Eg: File system, file, table, record, row etc

It should be possible to quickly create and revoke the

29 identity of a user or a service by simply deleting or
disabling the account in the directory

30 Multi-factor authentication should be provided as an

additional layer of security for user sign-in and

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 transactions

Role-based access controls should be provided for

31 authorization of account-related and data-related
activities.

It should be possible to protect the data in the data lake

32 throughout its lifecycle including data in transit and data
in store.

Auditing or diagnostic logs should be used to log

33
management-related activities or data-related activities

Log management and auditing of all critical activities on

34
BDL is a critical requirement.

The Bank reserves right to ask the vendor to produce /

35
analyse logs for reporting purposes

Page 161 of 220

 12.5. Annexure 5: Implementation Details for proposed Solution
1. Bidders interested in providing services as specified in Section 6.4, 6.5 and 6.6 of
RFP need to provide the following details for proposed solution.
2. Bidder and OEM need to provide details separately.
3. For each credential, separate sheet should be provided by the bidder in the format
given below.
4. For each proposed solution (Data Lake Application Implementation), separate
sheet should be provided by the bidder in the format given below.
5. Credentials should be provided only for those clients where the bidder has
implemented the proposed solution.
6. If the complete information is not provided, credential will not be considered for
evaluation.

S.No Particulars Response

.

1 Assignment Name

2 Location of the Assignment

3 Name of Client

4 Category of Client
(Bank/Insurance/FI/Others
please
specify)

5 Address

6 Reference Contact Person

7 Telephone Number (With

STD Code), Mobile
Number, Fax Number and
E-Mail Address

8 Project Scope

9 Original Project Duration

10 Start Date of the Project

(Month & Year)

11 Completion Date of the

Project (Month & Year)

12 Actual completion Date of

the Project (Month & Year)

13 Total No. of team members

in the Assignment

14 Name of Project Manager

15 Project Effort (Man months)

Page 162 of 220

S.No Particulars Response
.

16 Name of the solution (s)

implemented and the
version

17 Details of the solution Module Implemented Product Month/ Year of

(applicable only for Data (Yes/ No) Name/ Implementation
Lake solution) Version

18 Narrative Description of
Project with present
status/result

19 Whether the solution has

been implemented
enterprise wide or at
department/office level.

20 Number of branches/offices
using the solution

21 If the solution is being used

by other group companies,
then provide the name of the
group companies.

22 Provide the number of

active users and concurrent
users separately.

Yours faithfully,

For:

Seal and Signature:

Name:

Page 163 of 220

 12.6. Annexure 6: Bidder Details
Bidders interested in providing services as specified in Section 6 of RFP need to
provide the following details:

S.No. Particulars Response

1 Date of Incorporation

2 Company Head Office Address

3 Registered Office Address

4 Contact Person Name, Designation and

Address

5 Telephone Number (With STD Code),

Mobile Number, Fax Number and E-Mail
Address

6 Alternate Contact Person Name, Designation

and Address

7 Telephone Number (With STD Code),

Mobile Number, Fax Number and E-Mail
Address

8 Turnover For Financial Years 2013-14

9 Turnover For Financial Years 2014-15

10 Turnover For Financial Years 2015-16

11 Net Profit (After Tax/Depreciation) For

2013-14

12 Net Profit (After Tax/Depreciation) For

2014-15

13 Net Profit (After Tax/Depreciation) For

2015-16

14 Total number of employees in the

organization

15 Size of the implementation and support staff

for the proposed services

16 Please provide Organization Chart

17 Details of development and support center in

India

Consortium Member details:

Page 164 of 220

S.No. Particulars Response

1 Date of Incorporation

2 Company Head Office Address

3 Registered Office Address

4 Contact Person Name, Designation and

Address

5 Telephone Number (With STD Code),

Mobile Number, Fax Number and E-Mail
Address

6 Alternate Contact Person Name, Designation

and Address

7 Telephone Number (With STD Code),

Mobile Number, Fax Number and E-Mail
Address

8 Turnover For Financial Years 2013-14

9 Turnover For Financial Years 2014-15

10 Turnover For Financial Years 2015-16

11 Net Profit (After Tax/Depreciation) For

2013-14

12 Net Profit (After Tax/Depreciation) For

2014-15

13 Net Profit (After Tax/Depreciation) For

2015-16

14 Total number of employees in the

organization

15 Size of the implementation and support staff

for the proposed services

16 Please provide Organization Chart

17 Details of development and support center in

India

Declaration:

I. We confirm that we will abide by all the terms and conditions contained in the RFP.
II. We hereby unconditionally accept that Bank can at its absolute discretion apply
whatever criteria it deems appropriate, not just limiting to those criteria set out in the
RFP, in short listing of bidders.
III. All the details mentioned by us are true and correct and if Bank observes any
misrepresentation of facts on any matter at any stage, Bank has the absolute right to

Page 165 of 220

 reject the proposal and disqualify us from the selection process.
IV. We confirm that this response, for the purpose of short-listing, is valid for a period of
six months, from the date of expiry of the last date for submission of response to RFP.
V. We confirm that we have noted the contents of the RFP and have ensured that there is
no deviation in filing our response to the RFP and that the Bank will have the right to
disqualify us in case of any such deviations.

Place

Date

Seal & Signature of the Bidder

12.7. Annexure 7: OEM Details
OEMs interested in providing solutions as specified in Section 6.5 of RFP need to
provide the following details:

S.No. Particulars Response

1 Date of Incorporation

2 Company Head Office Address

3 Registered Office Address

4 Contact Person Name, Designation and

Address

5 Telephone Number (With STD Code),

Mobile Number, Fax Number and E-Mail
Address

6 Alternate Contact Person Name,

Designation and Address

7 Telephone Number (With STD Code),

Mobile Number, Fax Number and E-Mail
Address

8 Total number of employee in the

organization

9 Details of standard performance

benchmarking report for the proposed
solution, if any

10 Details of bandwidth requirement for

proposed solution

11 List of standard reports/dashboards

available with the proposed solution

Declaration:
I. We confirm that we will abide by all the terms and conditions contained in the RFP.

Page 166 of 220

II. We hereby unconditionally accept that Bank can at its absolute discretion apply whatever
criteria it deems appropriate, not just limiting to those criteria set out in the RFP, in short
listing of bidders.
III. All the details mentioned by us are true and correct and if Bank observes any
misrepresentation of facts on any matter at any stage, Bank has the absolute right to reject
the proposal and disqualify us from the selection process.
IV. We confirm that this response, for the purpose of short-listing, is valid for a period of six
months, from the date of expiry of the last date for submission of response to RFP.
V. We confirm that we have noted the contents of the RFP and have ensured that there is no
deviation in filing our response to the RFP and that the Bank will have the right to
disqualify us in case of any such deviations.

Place

Date

Seal & Signature of the Bidder

12.8. Annexure 8: Non-Disclosure Agreement
THIS RECIPROCAL NON-DISCLOSURE AGREEMENT (the Agreement) is made at
Mumbai between:__________________________________ constituted under the _________
Act, ______ having itsCorporate Centre at ___________________________
__________________________________(hereinafter referred to as Bank which
includes its successors and assigns) of the ONE
PART;

And
____________________________________ (hereinafter referred to as _________ which
expression shall unless repugnant to the subject or context thereof, shall mean and include its
successors and permitted assigns) of the OTHER PART;

And Whereas

A. _________________________________________ is carrying on business of providing

_________________________________, has agreed to __________________________ for
the
Bank and other related tasks.

B. For purposes of advancing their business relationship, the parties would need to disclose
certain valuable confidential information to each other. Therefore, in consideration of
covenants and agreements contained herein for the mutual disclosure of confidential
information to each other, and intending to be legally bound, the parties agree to terms and
conditions as set out hereunder.

NOW IT IS HEREBY AGREED BY AND BETWEEN THE PARTIES AS UNDER

1. Confidential Information and Confidential Materials:

(a) Confidential Information means non-public information that Disclosing Party

designates as being confidential or which, under the circumstances surrounding disclosure
ought to be treated as confidential. Confidential Information includes, without limitation,

Page 167 of 220

information relating to installed or purchased Disclosing Party software or hardware
products, the information relating to general architecture of Disclosing Partys network,
information relating to nature and content of data stored within network or in any other
storage media, Disclosing Partys business policies, practices, methodology, policy design
delivery, and information received from others that Disclosing Party is obligated to treat as
confidential. Confidential Information disclosed to Receiving Party by any Disclosing Party
Subsidiary and/ or agents is covered by this agreement.

(b) Confidential Information shall not include any information that: (i) is or subsequently
becomes publicly available without Receiving Partys breach of any obligation owed to
Disclosing party; (ii) becomes known to Receiving Party prior to Disclosing Partys
disclosure of such information to
Receiving Party; (iii) became known to Receiving Party from a source other than Disclosing
Party other than by the breach of an obligation of confidentiality owed to Disclosing Party; or
(iv) is independently developed by Receiving Party.
I Confidential Materials shall mean all tangible materials containing Confidential
Information, including without limitation written or printed documents and computer disks or
tapes, whether machine or user readable.

2. Restrictions
(a) Each party shall treat as confidential the Contract and any and all information
(confidential information) obtained from the other pursuant to the Contract and shall not
divulge such information to any person (except to such partys own employees and other
persons and then only to those employees and persons who need to know the same) without
the other partys written consent provided that this clause shall not extend to information
which was rightfully in the possession of such party prior to the commencement of the
negotiations leading to the Contract, which is already public knowledge or becomes so at a
future date (otherwise than as a result of a breach of this clause).

Receiving Party will have executed or shall execute appropriate written agreements with its
employees and consultants specifically assigned and/or otherwise, sufficient to enable it to
comply with all the provisions of this Agreement. If the Contractor shall appoint any Sub-
Contractor then the Contractor may disclose confidential information to such Sub-Contractor
subject to such Sub Contractor giving the Customer an undertaking in similar terms to the
provisions of this clause.

(b) Receiving Party may disclose Confidential Information in accordance with judicial or
other governmental order to the intended recipients (as detailed in this clause), provided
Receiving Party shall give Disclosing Party reasonable notice prior to such disclosure and
shall comply with any applicable protective order or equivalent. The intended recipients for
this purpose are:

(1) The statutory auditors of the Customer and

(2) Regulatory authorities regulating the affairs of the Customer and inspectors and
supervisory bodies thereof
(c) The foregoing obligations as to confidentiality shall survive any termination of this
Agreement
(d) Unless otherwise mentioned in this agreement, Confidential Information and Confidential
Material may be disclosed, reproduced, summarized or distributed only in pursuance of
Receiving Partys business relationship with Disclosing Party, and only as otherwise provided

Page 168 of 220

hereunder.

Receiving Party agrees to segregate all such Confidential Material from the confidential
material of others in order to prevent mixing.
(a) Receiving Party may not reverse engineer, decompile or disassemble any software
disclosed to
Receiving Party.

3. Rights and Remedies

(a) Receiving Party shall notify Disclosing Party immediately upon discovery of any
unauthorized used or disclosure of Confidential Information and/ or Confidential Materials,
or any other breach of this Agreement by Receiving Party, and will cooperate with Disclosing
Party in every reasonable way to help Disclosing Party regain possession of the Confidential
Information and/ or Confidential Materials and prevent its further unauthorized use.

(b) Receiving Party shall return all originals, copies, reproductions and summaries of
Confidential Information or Confidential Materials at Disclosing Partys request, or at
Disclosing Partys option, certify destruction of the same.

(c) Receiving Party acknowledges that monetary damages may not be the only and / or a
sufficient remedy for unauthorized disclosure of Confidential Information and that disclosing
party shall be entitled, without waiving any other rights or remedies (as listed below), to
injunctive or equitable relief as may be deemed proper by a Court of competent jurisdiction.

a. Suspension of access privileges

b. Change of personnel assigned to the job
c. Financial liability for actual, consequential or incidental damages
d. Termination of contract

(d) Disclosing Party may visit Receiving Partys premises, with reasonable prior notice and
during normal business hours, to review Receiving Partys compliance with the term of this
Agreement.

4. Miscellaneous

(a) All Confidential Information and Confidential Materials are and shall remain the property
of Disclosing Party. By disclosing information to Receiving Party, Disclosing Party does not
grant any expressed or implied right to Receiving Party to disclose information under the
Disclosing Party patents, copyrights, trademarks, or trade secret information.

(b) Any software and documentation provided under this Agreement is provided with
RESTRICTED
RIGHTS.

(c) Neither party grants to the other party any license, by implication or otherwise, to use the
Confidential Information, other than for the limited purpose of evaluating or advancing a
business relationship between the parties, or any license rights whatsoever in any patent,
copyright or other intellectual property rights pertaining to the Confidential Information.

(d) The terms of Confidentiality under this Agreement shall not be construed to limit either

Page 169 of 220

partys right to independently develop or acquire product without use of the other partys
Confidential Information. Further, either party shall be free to use for any purpose the
residuals resulting from access to or work with such Confidential Information, provided that
such party shall maintain the confidentiality of the Confidential Information as provided
herein. The term residuals means information in non-tangible form, which may be retained
by person who has had access to the Confidential Information, including ideas, concepts,
know-how or techniques contained therein. Neither party shall have any obligation to limit or
restrict the assignment of such persons or to pay royalties for any work resulting from the use
of residuals. However, the foregoing shall not be deemed to grant to either party a license
under the other partys copyrights /patents.

(e) This Agreement constitutes the entire agreement between the parties with respect to the
subject matter hereof. It shall not be modified except by a written agreement dated
subsequently to the date of this Agreement and signed by both parties. None of the provisions
of this Agreement shall be deemed to have been waived by any act or acquiescence on the
part of Disclosing Party, its agents, or employees, except by an instrument in writing signed
by an authorized officer of Disclosing Party.
No waiver of any provision of this Agreement shall constitute a waiver of any other
provision(s) or of the same provision on another occasion.

(f) In case of any dispute, both the parties agree for neutral third party arbitration. Such
arbitrator will be jointly selected by the two parties and he/she may be an auditor, lawyer,
consultant or any other person of trust. The said proceedings shall be conducted in English
language at Mumbai and in accordance with the provisions of Indian Arbitration and
Conciliation Act 1996 or any Amendments or Re-enactments thereto.

(g) Subject to the limitations set forth in this Agreement, this Agreement will inure to the
benefit of and be binding upon the parties, their successors and assigns.

(h) If any provision of this Agreement shall be held by a court of competent jurisdiction to be
illegal, invalid or unenforceable, the remaining provisions shall remain in full force and
effect.

(i) All obligations created by this Agreement shall survive change or termination of the
parties business relationship.

5. Suggestions and Feedback

(a) Either party from time to time may provide suggestions, comments or other feedback to
the other party with respect to Confidential Information provided originally by the other party
(hereinafter feedback). Both party agree that all Feedback is and shall be entirely voluntary
and shall not in absence of separate agreement, create any confidentially obligation for the
receiving party. However, the Receiving Party shall not disclose the source of any feedback
without the providing partys consent. Feedback shall be clearly designated as such and,
except as otherwise provided herein, each party shall be free to disclose and use such
Feedback as it sees fit, entirely without obligation of any kind to other party. The foregoing
shall not, however, affect either partys obligations hereunder with respect to Confidential
Information of other party.

Dated this __________ day of _________ 2016 at __________

(Month) (Place)

Page 170 of 220

For and on behalf of ___________________________

Name

Designation

Place

Signature

For and on behalf of ___________________________

Name

Designation

Place

Signature

12.9. Annexure 9: Compliance Statement

DECLARATION

To,
The Deputy General Manager (IDSPM),
State Bank of India, Global IT Centre, IDSPM Department,
4th Floor, Tower No 4,
Railway Station Complex Building,
CBD Belapur, Navi Mumbai 400614.

Terms & Conditions

Dear Sir,

We hereby undertake and agree to abide by all the terms and conditions stipulated by the
Bank in the RFP document.

We declare that we are not in contravention or conflict of interest obligation mentioned in

this RFP.

We certify that we have not made any changes from the contents of the RFP document
read with its amendments/clarifications provided by the Bank submitted by us in our Bid
document. It is further certified that the contents of our bid are factually correct. We also
accept that in the event of any information / data / particulars proving to be incorrect, the
Bank will have the right to disqualify us from the bid.

We hereby undertake that our entities name does not appear in any Caution list of RBI /

Page 171 of 220

IBA or any other regulatory body for outsourcing activity.

Yours faithfully,

For:

Seal and Signature:

Name:

Page 172 of 220

12.10. Annexure 10: Performance Bank Guarantee (Indicative for SBI)

To,
The Deputy General Manager (IDSPM),
State Bank of India, Global IT Centre, IDSPM Department,
4th Floor, Tower No 4,
Railway Station Complex Building,
CBD Belapur, Navi Mumbai 400614.

(Hereinafter referred to as "SBI / you)

Whereas consequent to your Request for Proposal (RFP) No __________ dated

_________ you have issued a Purchase Order No. ______________ dated ________ to
M/s _________________, having its corporate office at _____________ (hereinafter
referred to as "the Contractor) to develop,implement and support name of software
solution/service for the Bank.

Whereas as per the payment terms of the said RFP/Purchase Order the Contractor has to
submit a Bank Guarantee from any scheduled commercial Bank, other than SBI in favour
of you.

And whereas, we, ___________Bank, having our branch office

at________________________________ (hereinafter referred to as "the Guarantor")
on the request of the Contractor hereby expressly and unreservedly undertake and
Guarantee to pay to you, a sum not exceeding Rs. _________/- (Rupees
___________________Only), being 10% of the value of the Purchase Order, in the event
of any breach by the Contractor of the obligations under your said Purchase Order, or
reasons attributable to the Contractor on account of the same. This Guarantee shall be
limited to an amount not exceeding Rs. _________/- (Rupees _________________Only).

You may raise a demand on us in writing stating the amount claimed under the Guarantee
and on receipt of your claim in writing, without any demur, protest or contest and without
any reference to the Contractor, we the Guarantor shall make the payment under this
Guarantee to SBI within 24 hours of receipt of written claim / demand.

We the Guarantor, further confirm that a mere letter from the SBI that there has been a
breach by the Contractor of its obligations or there are sufficient reasons for invoking this
Guarantee, shall without any other or further proof be final conclusive and binding on the
Guarantor.

We shall not be discharged or released from this undertaking and the Guarantee by any
arrangement, variation, violation between you and the Contractor, indulgence to
Contractor by you with or without our consent or knowledge and this Guarantee shall be
in addition to any other Guarantee or security you possess against the Contractor.

This Guarantee shall be a continuing Guarantee and shall not be discharged by any
change in the constitution of the Bank, Guarantor or the Contractor. It is further
guaranteed that the payment under this Guarantee shall be made by us on receipt of your
written demand as aforesaid making reference to this Guarantee.

Page 173 of 220

Notwithstanding anything contained hereinabove, our liability under this Guarantee is
restricted to Rs. ________/- (Rupees ________________Only).

This Guarantee shall remain in full force and effect for a period of __ years from the date
of the installation i.e. up to _________ Unless a claim under this Guarantee is made
against us within one month from that date i.e. on or before _____, all your rights under
this Guarantee shall be forfeited and we shall be relieved and discharged from all
liabilities there under.

Thereafter, our Guarantee shall be considered as null and void whether returned to
ourselves or not.

Date :

Place :

For _______________
(Branch and Bank)

Page 174 of 220

12.11. Annexure 11: Bank Guarantee Format for Earnest Money Deposit

To,
The Deputy General Manager (IDSPM),
State Bank of India, Global IT Centre, IDSPM Department,
4th Floor, Tower No 4,
Railway Station Complex Building,
CBD Belapur, Navi Mumbai 400614.

Dear Sir,

EMD BANK GUARANTEE FOR RFP FOR DATA LAKE SOLUTION

IMPLEMENTATION TO STATE BANK OF INDIA TO MEET SUCH
REQUIREMENTS AND PROVIDE SUCH SERVICES AS ARE SET OUT IN THE
RFP

WHEREAS State Bank of India (SBI), having its Corporate Office at Nariman Point,
Mumbai, and regional offices/offices in other cities in India has invited Request for
Proposal for supply, installation, support/services during transition, customization,
integration, migration, monitoring, testing, training, acceptance, documentation, warranty
support and post warranty maintenance support, for the Data Lake solution vide its RFP
No. XX dated XX on the terms and conditions mentioned in the RFP documents.

It is one of the terms of said Request for Proposal that the Bidder shall furnish a Bank
Guarantee for a sum of Rs. XX,XXX (Rupees XX only) as Earnest Money Deposit.

M/s____________________ , (hereinafter called as Bidder), who are our constituents

intends to submit their bid for the said work and have requested us to furnish guarantee in
respect of the said sum of Rs. XX,XXX (Rupees XX only).

NOW THIS GUARANTEE WITNESSETH THAT

We _______________________ (Bank) do hereby agree with and undertake to the State

Bank of
India, their Successors, assigns that in the event of the SBI coming to the conclusion that
the Bidder has not performed their obligations under the said conditions of the RFP or
have committed a breach thereof, which conclusion shall be binding on us as well as the
said Bidder, we shall on demand by the SBI, pay without demur to the SBI, a sum of Rs.
XX,XXX/- (Rupees XX only) that may be demanded by State Bank of India. Our
guarantee shall be treated as equivalent to the Earnest Money Deposit for the due
performance of the obligations of the Bidder under the said conditions, provided,
however, that our liability against such sum shall not exceed the sum of Rs. XX,XXX
(Rupees XX only).

We also agree to undertake to and confirm that the sum not exceeding Rs XX,XXX
(Rupees XX only) as aforesaid shall be paid by us without any demur or protest, merely
on demand from the SBI on receipt of a notice in writing stating the amount is due to
them and we shall not ask for any further proof or evidence and the notice from the SBI
shall be conclusive and binding on us and shall not be questioned by us in any respect or
manner whatsoever. We undertake to pay the amount claimed by the SBI within 24 hours

Page 175 of 220

from the date of receipt of the notice as aforesaid. We confirm that our obligation to the
SBI under this guarantee shall be independent of the agreement or agreements or other
understandings between the SBI and the Bidder. This guarantee shall not be revoked by
us without prior consent in writing of the SBI.

We hereby further agree that

Any forbearance or commission on the part of the SBI in enforcing the conditions of the
said agreement or in compliance with any of the terms and conditions stipulated in the
said tender and/or hereunder or granting of any time or showing of any indulgence by the
SBI to the Bidder or any other matter in connection therewith shall not discharge us in
any way our obligation under this guarantee. This guarantee shall be discharged only by
the performance of the Bidder of their obligations and in the event of their failure to do
so, by payment by us of the sum not exceeding XX,XXX (Rupees XX only).

Our liability under these presents shall not exceed the sum of Rs. XX,XXX (Rupees XX
only).

Our liability under this agreement shall not be affected by any infirmity or irregularity on
the part of our said constituents in tendering for the said work or their obligations there
under or by dissolution or change in the constitution of our said constituents.

This guarantee shall remain in force for a period of 180 (one eighty) days, provided that if
so desired by the SBI, this guarantee shall be renewed for a further period as may be
indicated by them on the same terms and conditions as contained herein.

Our liability under this presents will terminate unless these presents are renewed as
provided herein up to three years or on the day when our said constituents comply with
their obligations, as to which a certificate in writing by the SBI alone is the conclusive
proof, whichever date is later. Unless a claim or suit or action is filed against us within six
months from that date or any extended period, all the rights of the SBI against us under
this guarantee shall be forfeited and we shall be released and discharged from all our
obligations and liabilities hereunder.

Yours faithfully,

For and on behalf of

Signature and Seal of Authorized Official

(NB: This document will require Stamp Duty as applicable in the State, where it is
executed and shall be signed by the official whose signature and authority shall be
verified).

Page 176 of 220

 12.12. Annexure 12: Checklist Technical Bid

S.No. Documents

1 Annexure 1 Bid Covering Letter

2 Annexure 2 Bill of Material

3 Annexure 5 Implementation details for proposed solution

4 Annexure 6 Bidder Details

5 Annexure 7 OEM Details

6 Annexure 9 Compliance Statement

7 Annexure 11 EMD (DD/Bank Guarantee)

8 Annexure 17 Proposed solution details

9 Annexure 18 Support Staff conformity letter

10 Annexure 19 Non-blacklisting conformity letter

11 Bidder's proposed approach and methodology for providing solution and services. Also
specify,
Detailed Solution Architecture Document (including Physical, Technical and Logical
Architecture)
Security Architecture (of the proposed application(s)
12 All relevant Credentials/ Documents required for Eligibility Criteria Past Experience
mentioned in RFP aligned with product at their environment and implementation was
done by the Bidder.

13 Certified copies of audited financial statements (and Annual reports, if applicable) for the
last three financial years (2013-14, 2014-15 and 2015-16); OR
Certificate from Bidders Statutory Auditor in original providing turnover details for the
last three financial years (2013-14, 2014-15 and 2015-16)

14 Certified copies of audited financial statements for the last two out of three financial years
(2013-14, 2014-15 and 2015-16) ; OR
Certificate from Bidders Statutory Auditors in original providing profit details for two
out of the last three years, viz. 2013-14, 2014-15 and 2015-16

15 Copy of Certificate of Incorporation of the Bidder's organization

16 Self- Declaration by authorized signatory confirming that the proposed solutions is owned
by Bidder/ Bidders Parent Company (or its subsidiaries)/ or any other subsidiary of the
Bidder

17 Power of Attorney

18 Letter in original from the authorized personnel of OEM confirming to this

criteria/Certificate of authorization by the OEM for the Bidder to implement the product/
solution.

Page 177 of 220

S.No. Documents

19 Undertaking from OEM Annexure 22

12.13. Annexure 14: Indicative Users and Growth Rate

The BDL will be single source of data for all downstream applications, ad-hoc
analysis, experimentation, analytics models deployment and concurrent user access.
Multiple analytics and customer centric use cases will be deployed on BDL. The BDL
solution should factor user growth specific to two types of users:

o Concurrent users running multiple jobs / triggering ad-hoc queries / analysis

requests on BDL

o Consumers of services / applications deployed on BDL The current numbers

for concurrent user(s) to be supported on BDL is ~ 2000. The solution should
be robust and the growth (compute / storage) of BDL should factor an increase
to this user base.
Another set of user(s) are consumers of services / applications deployed on BDL. The
Bank envisages that applications on BDL should be able to serve decision makers at
every level of Bank. This will be a significant user base and the support should be at-
least for 40% of Bank's employees having capacity to support 10% concurrent users.
However, this number is only indicative and can grow based on applications. There
should NOT be any user based license model on BDL.

The solution should be usable by any number of users and there should not be any
cost implications with user growth.

In terms of compute and data growth rate, the Bank estimates that the fully functional
BDL should be able to run ~30k jobs on a daily basis and at-least 7k ETL jobs for
existing workloads. With new ingest pipelines and real time data ingest / processing
the number of jobs is expected to grow at-least at a rate of 5% on average for ETL
jobs and at-least 5% on average for overall daily jobs (Every quarter)

Scaling or expansion plans for BDL should be submitted by Vendor taking into
account the compute, storage and users footprint on BDL.

Page 178 of 220

 12.14. Annexure 15: Implementation Schedule
Timeline for L1 Vendor Selection
W W W W W W W W W W1 W1 W1 W1 W1 W1 W1 W1
Phases 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 W18

RFP Rollout

Vendor Response

Vendor Selection & Site Visit

Hardware Procurement for POC

POC Execution

Finalize vendor

** W1, W2, etc Weeks from initiation of RFP

**POC execution is an iterative process should L1 vendor fail to execute the POC.
Implementation Timeline for L1 Vendor
M M M M M M M M M M1 M1 M1 M1 M1 M1 M1 M1
Phases 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 M18

Engage

Enable

Execute

Empower

Evangeliz
e

** M1, M2, etc Months from Project start

Page 179 of 220

 12.15. Annexure 16: Interfacing Application Details
A) Refer below mentioned illustrative list of applications (and not exhaustive) which
shall be interfaced with proposed Data Lake solution:

SBIs applications to be interfaced with proposed DATA LAKE at SBI

Sr. Application Name Applications Function Hardware/ Operati Application Integration Middleware
No Database ng Platform Interface
System Available

1 Core Banking Solution Core Banking Solution Oracle Server

(TCS BaNCS) supporting financial and non- 11G/12c Integrator (SI)
financial transactions

2 Loan Originating Software solution to handle Oracle LINUX Web Based Web Service Web-Logic
Software (LOS) - SME all loan origination needs 11G/12c
and Agri

3 Loan Originating Software solution to handle Oracle AIX Java (Web Web Service WebSphere
Software (LOS) - for P- all loan origination needs 11G/12c Based)
segment loan

4 Active Directory Used for authentication of the Window

Services SBI employees. s Server
2012

5 SAP-HCM HRMS System used to handle HP Blade HP-UX SAP-

Payroll/Reimbursement etc. Server/Oracl 11.31 WebdypoAB
e 11g/12c AP/JAVA

6 Lead Management New leads and tracking of Oracle Window J2EE (Web - Oracle
Systems old leads relating to deposits, 11G/12c s Server based) WebLogic
retail loans etc. OS:REHL 2008 Server
5.0

7 Complaints Centralized application for Oracle Window J2EE (Web CBS, ATM Oracle
Management Systems lodging of complaints by 11G/12c s Server based) WebLogic
Contact Centre, Branches and OS:REHL 2008 Server
administrative offices. 5.0

8 Performance Linked Used for incentive Oracle .NET (Web Web service
Incentive System (PLIS calculation. 11G/12c based)
)

9 Debit Card Used for issuance and Application LINUX WebLogic Web service NA
Management System management of debit cards on VMware, or
(inclusive of Card database on Window
Tracking System) ORACLE s
EXADATA

Page 180 of 220

SBIs applications to be interfaced with proposed DATA LAKE at SBI
Sr. Application Name Applications Function Hardware/ Operati Application Integration Middleware
No Database ng Platform Interface
System Available

10 SMS Alert applications SMS Alert application Oracle Java HTTP & Axiom
generate the SMS alerts for database Platform 1.6 XML web
ATM, POS, ePG transactions 11G/12c services, DB
and sent to customer's Link,
mobile. HTTPS API

11 Internet Banking An internet facing web based Oracle Java (Web

Application application. This application 11G/12c Based)
is integrated with other
systems of SBI like Core
Banking System, Mobile
Banking, and Reward Points
System.

12 Mobile Banking Application to manage Oracle AIX Application JSON and IBM
Application customer transactions Database 7.1 developed SOAP web WebSphere
(e.g. STATE BANK OF initiated through mobile RHEL and services Application
INDIA FREEDOM, channel 5.6 deployed on Server, IBM
STATE BANK OF RHEL Kony MQ
INDIA ANYWHERE 5.3 Middleware.
and others) RHEL Backend
6.4 applications
OS X are hosted
10.8.4 on IBM
RHEL WebSphere
6.5 application
Window server.
s
AIX/7
100-03-
02-1412

13 Digital Banking SB Buddy application VM / Linux SMP Email, Bill NA

Application currently in use is Mobile Oracle 11 RHEL Mobiliser desk, IMPS
(e.g. SBI Buddy) Wallet. G/12c 6.5 SMS

14 Loan Lifecycle End to end loan lifecycle Oracle Mainfra Java (Web Web Service WebSphere
Management system management suite 11G/12c me Based)

15 Loyalty Rewards Enterprise Wide Loyalty Dell Windo .Net NA NA

(Loyalty Application) Programme for State Bank PowerEdge ws
Group R710 Server
2008 R2

16 Wealth Management Core wealth management MSSQL Windo Web service NA

Module (MoneyWare platform with CRM as one of 2012 ws based
Integra from MilesSoft) the core functionalities Enterprise Server (JSON etc. )
SP3 2012 R2 and file
64 Bit, based
IIS upload
8.0,
.NET
Framew

Page 181 of 220

SBIs applications to be interfaced with proposed DATA LAKE at SBI
Sr. Application Name Applications Function Hardware/ Operati Application Integration Middleware
No Database ng Platform Interface
System Available

ork 4.5,
Window
s Server
Service
Bus 1.1

17 Phone Banking Transactional Banking Oracle Window J2EE (Web CBS, MR Oracle
Application provided to Contact Centre 11G/12c s Server based) Port WebLogic
through IVR and Agent: 2008 Server
1. Stop Payment of Cheque
2. Fund Transfer
3. Issue of TDR/STDR
4. Issue of Statement of
Account
5. Issue of H/L and E/L
certificates

18 Samadhan Prayas Outbound Telecalling to Oracle Window asp.Net - IIS Server

Kendra Software borrowers who are defaulting 11G/12c s Server
in repayment of H/L, E/L, 2008
Car loan and Personal Loan
accounts.

19 Pension Management Enquiry of last 6 pensions, Oracle Window asp.Net - IIS Server
System status of life certificates, 11G/12c s Server
details of arrear payments 2008
etc.

20 CMP ITRO Tracking Used for refund Income Tax Oracle LINUX .Net Web
System Returns 11G/12c Services

21 Project Vijaypath SME Loan Tracking SQL Windo .Net Web

ws 2008 service, web
R2 interface

22 ATM Uses BASE24 EFT

processing and switching
system

23 Kiosk Used for passbook printing Oracle UNIX Java CBS, BSNL,
and financial transactions 11G/12c PMS, Bill
Desk, Web
services

24 Document Management System is used to track, 8 GB RAM, Window .Net 4.5 NA IIS
System manage and store documents Quadcore s 2008
processor,
2.4 Ghz, 1
TB storage
Database :
Oracle 11g

25 Government Business Used for reconciliation of Database Databas .Net 4.0 NA IIS
Software Solution government bills and fund Server: 128 e: HP

Page 182 of 220

SBIs applications to be interfaced with proposed DATA LAKE at SBI
Sr. Application Name Applications Function Hardware/ Operati Application Integration Middleware
No Database ng Platform Interface
System Available

(Phase-I) settlement GB RAM, UX

1.6 Ghz, App
dual core Server:
processor, Window
Oracle s 2008 -
11.2.0.4 32
App Server:
16 GB
RAM, 3.2
Ghz, dual
core
processor

26 Government Business Used for reconciliation of Database Databas .Net 4.5 CBS IIS
Software Solution government bills and fund Server: 128 e: HP
(Phase-II) settlement GB RAM, UX
1.6 Ghz, App
dual core Server:
processor, Window
Oracle s 2008
11.2.0.4 R2 - 64
App Server: bit
64 GB
RAM, 32
core
processor

27 Payment Hub Used for RTGS and NEFT Oracle AIX Java IBM MQ
11G/12c

28 sbiINTOUCH Digital Banking Application SQL MS

used in 7 Digital Banking Dynami
Outlets cs 2013

29 CTI Current CTI set up is CRM

(IResolve) developed and
managed by Vendor and
hosted on SBI Web Server.

Below mentioned application at SBI will also be interfaced with Data Lake solution.
S.No. Application Name

1 Data Warehouse

2 Workflow Solution

3 Finacle for foreign branches

4 ACE Pelican and Bridger (Name scanning software used for

customer sanctions and payment sanctions)

Page 183 of 220

 S.No. Application Name

5 Loan Collection module

6 AMLOCK

7 Finacle Treasury

8 Pivotal CRM Aptean

9 ERS

10 TATkal Tracker

11 Service Desk

12 OFSAA

13 Early Warning System

14 OCAS

15 ITAM

16 Social Media (Planned solution)

17 External Applications (viz. NSDL, Credit Bureaus, Aadhaar, CERSAI, etc.)

18 Analytics

B) Refer below mentioned illustrative list of applications from SBIL to be interfaced

with proposed DATA LAKE at SBI Life.
Sr. Application Applications Function Hardware/Da Operating System Application Integration
No Name tabase Platform Interface Available

1 SBIL Policy Core Insurance System of SBI Oracle Windows Ingineium Web Service, DB
Management Life Product Link
System

2 Integrated System for recording customer NA Windows .net Web Service, Batch
Grievance grievances
Management
System

3 Channel System for getting sales channel Oracle Linux Java Web Service
Management hierarchy and commission data
System

4 MIS To get real time policy data and Oracle Linux Oracle Web Service, Query
(reporting) reports and campaign data

5 LDAP For authentication Open LDAP Linux Web Service

6 Swayam For leave management Oracle Linux SAP File, Web Service

C) Refer below mentioned illustrative list of applications from SSL to be interfaced

with proposed DATA LAKE at SSL.

Page 184 of 220

Sr. No. Application Name

1 Front Office

2 Back Office

D) Refer below mentioned illustrative list of applications from SBI, Associate Banks
and subsidiaries to be interfaced with proposed DATA LAKE solution

Sr. No Application Name

SBI& Associate Banks

1 TCS BaNCS (SBI and Associate Banks Core Banking Solution)

2 Data Warehouse

SBI Life Insurance Company Ltd.

1 SBIL Policy Management System

2 SBI Life CRM (Planned Solution)

3 Data Warehouse

SBI General Insurance Company Ltd. (SBIGI)

1 Master Data Management (MDM) solution at SBIGI

2 SBIGI CRM

3 eBAO (core system of SBI General)

SBI Cards and Payment Services Private Limited.

1 CardOne (CRM of SBI Cards)

2 Vision+ (core business application of SBI Cards)

SBICAP Securities Ltd. (SSL)

1 Back Office

2 CRM at SSL (Planned)

SBI Funds Management Pvt. Ltd.

1 CRM at SBI MF (Planned)

Page 185 of 220

 12.16. Annexure 17: Proposed Solution

Specify details of the proposed solution in below mentioned format.

Solution Product Proposed Latest OEM for Solution
Name Version Version the Components
and End of Available Proposed
Life Solution

Page 186 of 220

12.17. Annexure 18: Support Staff Conformity Letter

(If the Bidder does not have a prior experience on implementing the proposed Data Lake,
then the below undertaking from OEM should be submitted)

To,
The Deputy General Manager (IDSPM),
State Bank of India, Global IT Centre, IDSPM Department,
4th Floor, Tower No 4,
Railway Station Complex Building,
CBD Belapur, Navi Mumbai 400614.

Reference: RFP No.

Subject: Partnering with Bidder for Data Lake Solution Implementation scope of work

Dear Sir,

We <OEMs complete legal name as mentioned on Manufacturer Authorization Form>

hereby undertake that we shall be responsible and support < Bidders complete legal
name as mentioned on Manufacturer Authorization Form> in implementation, warranty
and support of < name of proposed Data Lake solution> during the entire contract period
of 5 (five) years.

If < Bidders complete legal name as mentioned on Manufacturer Authorization Form> is

selected by SBI then we shall execute a tri-partite agreement with <Bidder> and State
Bank of India with Model SLA (Annexure 21) provided in the RFP document.

Yours faithfully,

For:

Seal and Signature:

Name:

Page 187 of 220

 12.18. Annexure 19: Non-Blacklisting Conformity Letter

To,
The Deputy General Manager (IDSPM),
State Bank of India, Global IT Centre, IDSPM Department,
4th Floor, Tower No 4,
Railway Station Complex Building,
CBD Belapur, Navi Mumbai 400614.

Reference: RFP No.

Subject: Conforming non-blacklisting

Dear Sir,

We hereby undertake that <Bidders/OEMs complete legal name as mentioned on Bid

covering letter> has not been blacklisted by IBA/ RBI/Govt./Public Sector Undertakings
during the last three years.

Yours faithfully,

For:

Seal and Signature:

Name:

12.19. Annexure 20: Pre-bid Query Format

Bidders are expected to submit pre-bid queries in below mentioned format only.

S.No Reference Reference Reference Reference Bidder Query

. from RFP from RFP from RFP from RFP
(Page No.) (Section (Section No) (Clause No)
Name)

Page 188 of 220

Note:

Bidders are requested to refer this Annexure 20 before submitting pre-bid queries so as to
avoid duplication.
Bidders to note that there will be no change in standard Terms and Conditions of RFP
and Model SLAs (Annexure 21)
Queries are to be submitted strictly in the above-mentioned format and in.xls/.xlsx file only.

Page 189 of 220

12.20.Annexure 21: Model SLA

1. The Vendor warrants that the products supplied under the Contract are new,
unused, of the most recent or current model and they incorporate all recent
improvements in design and / or features. The Vendor further warrants that all the
Products supplied under this Contract shall have no defect, arising from design or
from any act of omission of the Vendor that may develop under normal use of the
supplied products in the conditions prevailing in India.

2. Warranty for Hardware Components: Onsite comprehensive warranty for all the
hardware components including free replacement of spares, parts, kits as and
when necessary will be12 months from date of installation or.

3. Warranty for the System Software/off-the-shelf Software will be provided to the

Bank as per the conditions of sale / licensing of such software.

4. Warranty for Software Solution: Onsite comprehensive warranty for all the
software solution components, including free fixing of bugs, addition of missing
features if any will be 12 months from the date of go-live

5. The Vendor shall in addition comply with the performance guarantees specified
under the Contract. If, for reasons attributable to the Vendor, these guarantees are
not attained in whole or in part the Vendor shall make such changes, modifications
and / or additions to the Products or any part thereof as may be necessary in order
to attain the contractual guarantees specified in the Contract at its own cost and
expense and to carry out further performance tests.

6. On-site comprehensive warranty: The warranty would be on-site and

comprehensive in nature and back to back support from the OEM if any. The
vendor will warrant all the hardware and software against defects arising out of
faulty design, materials and media workmanship etc. for a period of one years
from the date of acceptance of the hardware and software. The vendor will
provide support for Operating Systems and other preinstalled software
components during the warranty period of the hardware on which these software
& operating system will be installed. The Vendor shall repair or replace worn out
or defective parts including all plastic parts of the equipment at his own cost
including the cost of transport.

7. During the term of the contract, the VENDOR will maintain the equipment in
perfect working order and condition and for this purpose will provide the
following repairs and maintenance services:
a) Free maintenance services during the period of warranty. Professionally
qualified personnel who have expertise in the hardware system software and
software solution supplied by the vendor will provide these services.

The Vendor shall rectify any defects, faults and failures and shall repair/
replace worn out or defective parts during working hours on all working days
In case any defects, faults and failures could not be repaired or rectified during

Page 190 of 220

 the said period, the engineers of the VENDOR are required to accomplish
their duties beyond the said schedules in case of any situation if it warrants. In
cases where unserviceable parts need replacement, the VENDOR shall replace
such parts, at no extra cost to the BANK, with brand new parts or those
equivalent to new parts in performance. For this purpose, the VENDOR shall
keep sufficient stock of spares at Banks premises and at the premises of The
VENDOR.
The maximum response time for a complaint from the site of installation (i.e.
time required for Vendors maintenance engineers to report to the installations
after a request call / fax /e-mail is made or letter is written) shall not exceed
the time stipulated as per severity chart below.
The VENDOR shall ensure that faults and failures intimated by Bank as above
are set right within the stipulated times as per the severity chart below . In any
case the equipment should be made workable and available not later than the
Next Business Day

b)

c) Preventive maintenance: the VENDOR shall conduct Preventive

Maintenance (including but not limited to inspection, testing, satisfactory
execution of all diagnostics, cleaning and removal of dust and dirt from the
interior and exterior of hardware, and necessary repairs) once within first 15
days of the installation, then every alternate month during the currency of this
agreement on a day and time to be mutually agreed upon. Notwithstanding the
foregoing the VENDOR recognizes Banks operational needs and agrees that
Bank shall have the right to require the VENDOR to adjourn preventive
maintenance from any scheduled time to a date and time not later than 15
working days thereafter.

d) All engineering changes generally adopted hereafter by the VENDOR for

hardware or software similar to that covered by this AGREEMENT, shall be
made at no cost to the Bank.

e) Qualified maintenance engineers totally familiar with the hardware and

software shall perform all repairs and maintenance service described herein.

f) The Bank shall maintain a physical or digital register at its site in which, the
Banks operators / supervisors shall record each event of failure and / of
malfunction. System and software logs can also be used for inferring
information on failures and malfunctions. The VENDORs engineer shall enter
the details of the action taken on each event, into such a physical or digital

Page 191 of 220

 register. Additionally, every time a preventive or corrective maintenance is
carried out, the VENDORS engineer shall make an entry. .

g) The VENDOR shall provide replacements during the warranty or AMC

periods if any hardware or software component is out of use for maintenance.

8. Any worn or defective parts withdrawn and replaced by the VENDOR shall
become the property of the VENDOR and the parts replacing the withdrawn parts
shall become the property of Bank.

9. The VENDORs maintenance personnel shall, be given access to the equipment

when necessary, for purpose of performing the repair and maintenance services
indicated in this agreement.

10. However, if Bank desires to shift the installation to a new site and install it
thereof urgently, the VENDOR shall be informed of the same immediately. THE
Bank shall bear the charges for such shifting and the VENDOR shall provide
necessary arrangement to Bank in doing so. The terms of this agreement, after
such shifting to the alternate site and reinstallation thereof would continue to
apply andbinding on the VENDOR.

11. Bank shall arrange to maintain appropriate environmental conditions, such as

those relating to space, temperature, power supply, dust within the acceptable
limits required for equipment similar to that covered by this Agreement.

12. NO term or provision hereof shall be deemed waived and no breach excused,
unless such waiver or consent shall be in writing and signed by the party claimed
to have waived or consented. Any consent by any party to or waiver of a breach
by other, whether express or implied, shall not constitute a consent to or waiver of
or excuse for another different or subsequent breach.

13. If, in any month, the VENDOR does not fulfil the provisions of clauses (b), (c), (d
) and (e) only the proportionate maintenance charges for that period during the
month will be considered payable by Bank without prejudice to the right of the
Bank to terminate the contract. In such event the VENDOR was credited without
deducting the proportionate maintenance charges for that month, the Bank can
deduct the same from future payments payable or the VENDOR shall refund the
amount forthwith to Bank on demand by Bank.

14. On account of any negligence, commission or omission by the engineers of the

VENDOR and if any loss or damage caused, the VENDOR shall indemnify/ pay/
reimburse the loss suffered by the BANK.

15. Future additions of Hardware / Software:

a. The Bank would have the right to:
i. Shift supplied systems to an alternative site of its choice.
ii. Disconnect / connect / substitute peripherals such as printers,
etc. or devices or any equipment / software acquired from another

Page 192 of 220

 vendor.
iii. Expand the capacity / enhance the features / upgrade the
hardware / software supplied, either from the vendor, or another
vendor, or developed in-house.

Provided such changes or attachments do not prevent proper maintenance, from

being performed or unreasonably increase the VENDOR cost of performing repair
and maintenance service.

14.2 The warranty terms would not be considered as violated if any of (a

), (b) or (c) above takes place. Should there be a fault in the operations of
the system, the vendor, would not unreasonably assume that the causes lie
with that components / software not acquired from them.

16. In the event of failure of the Service Provider to render the Services or in the event
of termination of agreement or expiry of term or otherwise, without prejudice to
any other right, the Bank at its sole discretion may make alternate arrangement for
getting the Services contracted with another vendor. In such case, the Bank shall
give prior notice to the existing Service Provider. The existing Service Provider
shall continue to provide services as per the terms of contract until a New Service
Provider completely takes over the work. During the transition phase, the existing
Service Provider shall render all reasonable assistance to the new Service Provider
within such period prescribed by the Bank, at no extra cost to the Bank, for
ensuring smooth switch over and continuity of services. If existing vendor is
breach of this obligation, they shall be liable for paying a penalty of Rs. 1,00,000
on demand to the Bank, which may be settled from the payment of invoices or
Performance Bank Guarantee for the contracted period.

17.

SLA for Live operations

Severity Definition during Live operations due to Functional issues of the proposed
solution, the SLAs will be applicable post go-live as mentioned in the project
timelines.

Page 193 of 220

LEVEL Typeof Function / Technology
Infrastruct
ure
Severity Criteria a. Any problem due to which users cannot access
1(High) the proposed solution or infrastructure; or
b. Proposed solution is unavailable for use; or
c. Any problem due to which the proposed
solution does not perform according to the defined
performance and query processing parameters
required as per the RFP; or
d. Showstoppers involving major functional
failure in the application, where there are no usable
workarounds.

Severity Criteria a. Anyincidentwhichcould have

2(Medium) beenclassifiedasSeverity1 but
forwhichanacceptableworkaround hasbeenprovided
by the Bidder; or
b. Anyproblemduetowhichtheproposed solution
produces a clearly incorrect or
u n e x p e c t e d a n s w e r ; or
c. Usersfaceseverefunctionalrestrictionsintheappl
ication due to partial failure,irrespectiveofthe cause.

Severity3(L Criteria a. Any other incident causing a partial

ow) disruption of service or incorrectness of
results; or

b. Moderatefunctionalrestrictionsintheapplicatio
nirrespectiveofthecause, which have a convenientand
readilyavailable workaround

2. Severityclassificationduring UATin phases mentioned in the project timelines

Severit Definition
Critical ForUAT:FatalErrorslikeGeneralProtectionFault,systemhangsandtestingcannotproceedtillerrorisfixe
d

High ForUAT:SeriousProgrambehaviorinconsistenttofunctionalrequirements,or
datarenderedinconsistentand testing cannotproceed inthatareatillerrorisfixed

Mediu ForUAT:Minor errorstobecorrected,buttesting can proceed with workaround solutions

m

Page 194 of 220

 Low ForUAT:Suggestions/Comments.Improvesuser-
interfaceorfunctionality.Generalremarksnotnecessarily meantforimprovement

The Bidder understands that the testing agency will deliver their testing services in
accordance with the Project timeline detailed in PROJECT TIMELINE. In order to achieve
the satisfactory and timely results and execution, the Bidder will have to ensure the
adequacy and experience of the testing resources to the full satisfaction of the Bank. In case
of breach of the above by the Bidder, the Bank shall impose penalty equivalent to a sum of
one half of one percent (0.5%) of the cost of the testing agency per calendar week or part
thereof, of delay till all the obligations of the Bidder are met.

Important Note: The response and resolution by the Bidder pertaining to UAT related
defects/gaps of Critical, High, and Medium & Low would strictly be to meet the Project
Timeline and go live requirements of the Bank.

Post Implementation

Duringpostimplementation,penaltywillbeleviedfornon-
compliancetotheuptimerequirements.Theintentofprescribingpenaltyforuptimeiswiththevie
wtoensurehighavailabilityofservicesatalltimestotheBank.

a) The VENDOR shall ensure that the full configuration of hardware, software and solution
are available to the BANK in proper working condition with an uptime of 99.5% of the
time on a 24x7 Monthly basis. Uptime is defined as the uptime of the solution and node,
not of overall hardware or system software. If any significant part of the solution or
cluster is unavailable or inaccessible or unresponsive to end-users, it will be considered
down-time. The Banks decision will be final in determining downtime.

b) For purpose of calculating penalty, uptime is calculated as under:

Node-wise Uptime (%) = (total hours during month - Sum of downtime hours for
node during month) X 100 / Total hours during the month
Total hours during the month = No. of calendar days x 24 hours
Cluster Uptime (%) = Average of node-wise uptime for all nodes in the cluster

Uptime rules

WherevertheBiddermonitorsonsite,thedowntimecalculationstartsfromthetimehardware/
software/ tool/ solutionetc.failsleadingtodenialofservice.Aslongasthereisnodenialserviceto abank
user,downtimedoesnotarise.

TheBiddershouldguaranteeaminimumofuptimeof99.5%permonthfortheproposed
solutionandexecuteServiceLevelAgreementaccordingly.Theuptimewillbecalculatedonmonthl
ybasis. SLA will be monitored, and penalty will be levied asbelow:

Page 195 of 220

 For every 0.01% down time below 99.5% - Penalty of Rs. 5,000 monthly
If up-time is below 98% - No ATS charges will be paid for that month.

Therighttolevythepenaltyisinadditiontoandwithoutprejudicetootherrights/remediesavailabl
etothebanksuchasterminationofcontract,invokingperformanceguaranteeandrecoveryofamo
untpaidetc.

Penalty for Losses/Breaches:

This shall be in addition to penalty for not meeting the availability SLA which is defined
above:

Penalty will be levied @`50,000 per instance for any loss bank has suffered due to
frauds taken place during the downtime or non-availability of the system
Penalty will be levied @`50,000 per instance for any violation of rules configured to
prevent fraud and/or generate alerts etc.
Penalty will be levied @`50,000 per hour if the solution disrupts banking operations
and at the rate of @`20,000 per hour if it causes lowering of performance of
banking operations by at-least 25%.

Penaltyof Rs.10, 000/-shallbecharged foreverynon-conformance withtheservice

responseandresolutiontimetableasspecifiedbelow:

IssueClassificatio ForAllPeriods (Post30daysofGo-Live)

ResponseT Resolution
ime Time
Severity1 30minutes 150minutes

Severity2 60minutes 360minutes

Severity3 120minutes 720minutes

Thebankreservestherighttorecoverthepenaltyfromanypaymenttobemadeunderthiscontract.

Page 196 of 220

Exceptions
SBI shall not hold the Successful Bidder responsible for a failure to meet any Service Level if
it is directly attributable to:
Execution of the disaster recovery plan/business continuity plan for SBI declared
disaster situation; and
Any established inability of other third party vendor or service provider of SBI, to fulfill
the requirements as per the contract.

Page 197 of 220

Page 198 of 220
 12.21. Annexure 22: Undertaking from OEM

(If the Bidder does not have a prior experience on implementing the proposed Data Lake
solution, then the below undertaking from OEM should be submitted)

To,
The Deputy General Manager (IDSPM),
State Bank of India, Global IT Centre, IDSPM Department,
4th Floor, Tower No 4,
Railway Station Complex Building,
CBD Belapur, Navi Mumbai 400614.

Reference: RFP No.

Subject: Partnering with Bidder for scope of work

Dear Sir,

We <OEMs complete legal name as mentioned on Manufacturer Authorization Form>

hereby undertake that we shall be responsible and support < Bidders complete legal name as
mentioned on
Manufacturer Authorization Form> in implementation, warranty and support of < name of
proposed
Data Lake solution> during the entire contract period of 5 (five) years.

If < Bidders complete legal name as mentioned on Manufacturer Authorization Form> is

selected by
SBI then we shall execute a tri-partite agreement with <Bidder> and State Bank of India with
Model SLA (Annexure 21) provided in the RFP document.

Yours faithfully,

For:

Seal and Signature:

Name:

12.22. Annexure 23: Proposed Resource Profile

Experience of the Proposed Program Manager

1. Experience of the Proposed Program Manager

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S.no Name of Number Name Count of Scope Client Profile
the of years of of Banks branches of Work Contact attached
resource experienc where of the involved Details, (Yes/No)
e the mentione of the including
resourc d Banks project name,
e has designation
worked , contact
in the number &
past email id.

*Add separate rows for each client

2. Experience of the Team Leads

S.no Name of Number Name Count of Scope Client Profile

the of years of of Banks branches of Work Contact attached
resourc experienc where of the involved Details, (Yes/No)
e e the mentione of the including
resourc d Banks project name,
e has designation
worked , contact no
in the & email id.
past

*Add separate rows for each client

3. Experience of the Other Team Members, Functional Consultant, Architects etc.

S.no Name of Number Name Count of Scope Client Profile

the of years of of Banks branches of Work Contact attached
resourc experienc where of the involved Details, (Yes/No)
e e the mentione of the including
resourc d Banks project name,
e has designation
worked , contact no

Page 200 of 220

 in the & email id.
past

*Add separate rows for each client

Page 201 of 220

 12.23. Annexure 24: Indicative Commercial Bid

Note: Suitable information may be sought in Indicative Commercial Bid. An

example of Indicative Commercial bid format is placed below for guidance.

The indicative commercial Bid needs to contain the information listed hereunder in a
sealed envelope bearing the identification Indicative Commercial Bid for
Procurement of ______________________.

Name of the Bidder:

Location (A)___________

Sr. Item Breakup Quote Proportion

No. (INR) (INR) to Total
Cost (in
%age) #

Sub-Total

3. Installation/ Commissioning

4. Comprehensive warranty for software and

hardware mentioned in items above for ____ years
from the go live date, including annual renewal
cost, if any

5. Comprehensive annual maintenance for software

and hardware mentioned above for ___years,
including annual renewal cost, if any, after the end
of three year warranty. *

(This cost should be in the range of 8 % to 12 %

of the product cost for hardware and 15% to 20%
of license cost of software).

6 Taxes and Duties **

Sub-Total A

Page 202 of 220

 Location (B) ____________

Sr. Item Breakup Quote Proportion

No. (INR) (INR) to Total
Cost (in
%age) #

Sub-Total

3. Installation/ Commissioning

4. Comprehensive warranty for software and

hardware mentioned in items above for ____ years
from the go live date, including annual renewal
cost, if any

5. Comprehensive annual maintenance for software

and hardware mentioned above for ___years,
including annual renewal cost, if any, after the end
of three year warranty.*

(This cost should be in the range of 8 % to 12 %

of the product cost for hardware and 15% to 20%
of license cost of software).

6 Taxes and Duties **

Sub-Total B

c. Training and Certification

Sr. Item Quote Proportio
No (INR) n to Total
. Cost (in
%age) #

1. Training and Certification (from OEM)

for-------------------------------------------------------------------------
-

2 Taxes and Duties **

Sub-Total C

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 d. Support
Sr. Item Quote Proportion
No. (INR) to Total
Cost (in
%age) #

1.

2. Taxes and Duties **

Sub-Total D

Summary of Indicative Quote: (PR set up and DR setup)

Particulars Quote Proportion to Total

(INR) Cost (in %age) #

(a) Location A -- (Sub-Total A above)

(b) Location B -- (Sub-Total B above)

(c) Training-- (Sub-Total C above)

(d)Support (Sub-Total D above)

(e) Grand Total (A + B + C + D)***

# The Proportion to Total Cost percentage mentioned here will have to be maintained in
the final price quote also by the L1 bidder. The percentage should be mentioned in two
decimal places. Variation in the final price should not exceed +/- 5%. See illustration at
the end.

Important: The price breakup of all the hardware/software components must be provided
(even if the price is zero). The bid may be rejected if the price breakup is not provided.

* The amount quoted here should be for ___ years. However, annual maintenance charges
will be paid at quarterly intervals for the year for which the annual maintenance is taken.
Annual maintenance will be taken at the option of the Bank.

**The quoted prices should be including all kinds of taxes/duties, the nature and rate of
which should be specified in the following table:-

*** This will be the Total Cost of Ownership (TCO) and should be quoted in the reverse
auction.

Breakup of Taxes and Duties

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Sr. Item Tax 1 Tax 2 Tax 3
No.

Mention Name of Tax

1. Software

2. Hardware

3. Installation/ Commissioning

4. Training

5. Support

6. Comprehensive warranty for software and

hardware for three years from the go live date

7. Comprehensive annual maintenance for software

and hardware for .. years after the end of three
year warranty.

Grand Total

Signature

Seal of Company

Illustration

Particulars Indicative Price Proportion L1 Minimum Maximum

Bid Quote (INR to Total Price final price final price
) Cost (in (INR) should should not
%age) not be exceed
below (INR)**
(INR)*

A B C D E F

(a) Item A 25 13.16 9.38 10.36

(b) Item B 50 26.32 18.75 20.72

(c) Item C 75 39.47 28.13 31.09

(d) Item D 40 21.05 15.00 16.58

(e) Grand Total 190 100 75

(a + b + c + d)

Page 205 of 220

*Computed as C percentage of D less 5%.
**Computed as C percentage of D plus 5%.

12.24. Annexure 25: Undertaking of Authenticity

Undertaking of Authenticity

To:

(Name and address of Procuring Office)

Sub: Undertaking of Authenticity for Hardware & Software Supplies

Ref: RFP No. SBI:xx:xx dated dd/mm/yyyy

With reference to the equipment being quoted to you vide our Quotation
No:___________ dated ___________, we hereby confirm that all the components
/parts /assembly / software etc. used in the equipment to be supplied shall be original new
components / parts / assembly / software only, from respective OEMs of the products and
that no refurbished / duplicate / second hand components /parts/ assembly / software shall
be supplied or shall be used. We also undertake to produce certificate from the Original
Equipment Manufacturers (if required by you) in support of the above statement at the
time of delivery / installation
2. We also confirm that in respect of licensed operating systems and other software
utilities to be supplied, the same will be procured from authorized sources and supplied
with Authorized License Certificate (i.e. Product keys on Certification of Authenticity in
case of Microsoft Windows Operating System)
3. In case of default and the Bank finds that the above conditions are not complied with,
we agree to take back the equipment supplied and return the money paid by you, in full
within seven days of intimation of the same by the Bank, without demur or any reference
to a third party and without prejudice to any remedies the Bank may deem fit.
4. In case of default and we are unable to comply with above at the time of delivery or
during installation, for the IT Hardware / Software already billed, we agree to take back
the equipments without demur, if already supplied and return the money if any paid to us
by you in this regard.
5. We also take full responsibility of both parts & Service SLA as per the content even if
there is any defect by our authorized Service Centre / Reseller / SI etc.

Dated this ....... day of ............................ 201

______________________________________________________________

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 (Signature) (Name) (In the capacity of)

Duly authorised to sign Bid for and on behalf of

_____________________________________
12.25. Annexure 26: MANUFACTURERS' AUTHORIZATION FORM
MANUFACTURERS' AUTHORIZATION FORM
No. Date:
To:
Dear Sir:
Ref: RFP No.SBI:xx:xx dated dd/mm/yyyy
We, who are established and reputable manufacturers / producers of
________________________having factories / development facilities at (address of
factory / facility) do hereby authorise M/s ___________________ (Name and address of
Agent) to submit a Bid, and sign the contract with you against the above Bid Invitation.
2. We hereby extend our full guarantee and warranty for the Solution, Products and services
offered by the above firm against this Bid Invitation.
3. We also undertake to provide any or all of the following materials, notifications, and
information pertaining to the Products manufactured or distributed by the Vendor:
(a) Such Products as the Bank may opt to purchase from the Vendor, provided, that this
option shall not relieve the Vendor of any warranty obligations under the Contract; and
(b) in the event of termination of production of such Products:
(i) advance notification to the Bank of the pending termination, in sufficient time to permit the
Bank to procure needed requirements; and
(ii) following such termination, furnishing at no cost to the Bank, the blueprints, design
documents, operations manuals, standards, source codes and specifications of the Products, if
requested.
4. We duly authorise the said firm to act on our behalf in fulfilling all installations, Technical
support and maintenance obligations required by the contract.

Yours faithfully,

(Name of Manufacturer / Producer)

Note:This letter of authority should be on the letterhead of the manufacturer and should be
signed by a person competent and having the power of attorney to bind the
manufacturer. The Bidder in its Bid should include it.

12.26. Annexure 27: PROFORMA OF CERTIFICATE TO BE ISSUED BY THE

BANK AFTER SUCCESSFUL COMMISSIONING AND ACCEPTANCE OF THE
HARDWARE / SOFTWARE / SERVICES
PROFORMA OF CERTIFICATE TO BE ISSUED BY THE BANK
AFTER SUCCESSFUL COMMISSIONING AND ACCEPTANCE
OF THE HARDWARE / SOFTWARE / SERVICES

Date:

Page 207 of 220

M/s.---------------

-------------------------

Sub:Certificate of commissioning of Solution

1. This is to certify that the products / equipment as detailed below has/have been received
in good condition along with all the standard and special accessories (subject to remarks
in Para No. 2) in accordance with the Contract/Specifications. The same has been
installed and commissioned.

a) Bid No. ._________________ dated _______________________ ___

b) Description of the Solution ________________________________

c) Quantity ____________________________________________ ____

d) Date of commissioning _____________________________________

e) Date of acceptance test _____________________________________

2. Details of products not yet supplied and recoveries to be made on that account:

S.No. Description Amount to be recovered

3. The acceptance test has been done to our entire satisfaction and Staff have been trained
to operate the Product.

4. The Vendor has fulfilled his contractual obligations satisfactorily*

or
The Vendor has failed to fulfill his contractual obligations with regard to the following:

(a)

(b)

(c)

5. The amount of recovery on account of non-supply of Products is given under Para No. 2.

6. The amount of recovery on account of failure of the Vendor to meet his contractual
obligations is as indicated in endorsement of the letter.

Page 208 of 220

 Signature _______________________

Name _______________________

Designation with stamp __________________

______________________________________

* Explanatory notes for filling up the certificates:

(a)The Vendor has adhered to the time schedule specified in the contract in dispatching the
Products / Manuals pursuant to Technical Specifications.

(b) The Vendor has supervised the commissioning of the solution in time i.e., within the
period specified in the contract from the date of intimation by the Purchaser in respect of
the installation of the Product.

(c)Training of personnel has been done by the Vendor as specified in the contract.

(d) In the event of Manuals having not been supplied or installation and commissioning of
the Solution having been delayed on account of the Vendor, the extent of delay should
always be mentioned.

12.27. Annexure 28: PRE-CONTRACT INTEGRITY PACT

PRE-CONTRACT INTEGRITY PACT

(TO BE STAMPED AS AN AGREEMENT)

General

This pre-bid pre-contract Agreement (hereinafter called the Integrity Pact) is made
on _______ day of the month of _ 201 , between, on the one hand, the
State Bank of India a body corporate incorporated under the State Bank of India
Act, 1955 having its Corporate Centre at State Bank Bhavan, Nariman Point,
Mumbai through its -----------------------Department / Office at
----------------,----------------,
(hereinafter called the "BUYER", which expression shall mean and include, unless the
context otherwise requires, its successors) of the First Part and M/s_represented by
Shri_ , Chief Executive Officer (hereinafter
called the "BIDDER/Seller which expression shall mean and include, unless the context
otherwise requires, its / his successors and permitted assigns of the Second Part.

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WHEREAS the BUYER proposes to procure (Name of the Stores/Equipment/Item) and the
BIDDER/Seller is willing to offer/has offered the stores and

WHEREAS the BIDDER is a private company/public company/Government

undertaking/partnership/registered export agency, constituted in accordance with the
relevant law in the matter and the BUYER is an Office / Department of State Bank of
India performing its functions on behalf of State Bank of India.

NOW, THEREFORE,

To avoid all forms of corruption by following a system that is fair, transparent and free
from any influence/prejudiced dealings prior to, during and subsequent to the currency of the
contract to be entered into with a view to :
Enabling the BUYER to obtain the desired service / product at a competitive price in conformity
with the defined specifications by avoiding the high cost and the distortionary impact of corruption
on public procurement; and
Enabling BIDDERs to abstain from bribing or indulging in any corrupt practice in order to
secure the contract by providing assurance to them that their competitors will also
abstain from bribing and other corrupt practices and theBUYER will commit to
prevent corruption, in any farm, by its officials by following transparent
procedures.

The parties hereto hereby agree to enter into this Integrity Pact and agree as follows:

Commitments of the BUYER

1.1 The BUYER undertakes that no official of the BUYER, connected directly or indirectly with
the contract, will demand, take a promise for or accept, directly or through intermediaries, any bribe,
consideration, gift, reward, favour or any material or immaterial benefit or any other advantage from
the BIDDER, either for themselves or for any person, organisation or third party related to
the contract in exchange for an advantage in the bidding process, bid evaluation,
contracting or implementation process related to the contract.

1.2 The BUYER will, during the pre-contract stage, treat all BIDDERs alike, and will
provide to all BIDDERs the same information and will not provide any such information
to any particular BIDDER which could afford an advantage to that particular BIDDER in
comparison to other B1DDERs.

1.3 All the officials of the BUYER will report to the appropriate authority any attempted or
completed breaches of the above commitments as well as any substantial suspicion of such a
breach.

2. In case any such preceding misconduct on the part of such official(s) is

reported by the BIDDER to the BUYER with full and verifiable facts and the same is prima facie
found to be correct by the BUYER, necessary disciplinary proceedings, or any other action as deemed

Page 210 of 220

fit, including criminal proceedings may be initiated by the BUYER and such a person shall be
debarred from further dealings related to the contract process. In such a case while an enquiry is
being conducted by the BUYER the proceedings under the contract would not be stalled.

Commitmentsof BIDDERs
2. The BIDDER commits itself to take all measures necessary to prevent corrupt practices, unfair
means and illegal activities during any stage of its bid or during any pre-contract or post-contract
stage in order to secure the contract or in furtherance to secure it and in particular commit itself to the
following:

3.1The BIDDER will not offer, directly or through intermediaries, any bribe, gift, consideration,
reward, favour, any material or immaterial benefit or other advantage, commission, fees, brokerage or
inducement to any official of the BUYER, connected directly or indirectly with the bidding process,
or to any person, organisation or third party related to the contract in exchange for any advantage
in the bidding, evaluation, contracting and implementation of the contract.

3.2 The BIDDER further undertakes that it has not given, offered or promised to give,
directly or indirectly any bribe, gift, consideration, reward, favour, any material or immaterial
benefit or other advantage, commission, fees, brokerage or inducement to any official of
the BUYER or otherwise in procuring the Contract or forbearing to do or having done any
act in relation to the obtaining or execution of the contract or any other contract with
State Bank of India for showing or forbearing to show favour or disfavour to any person in
relation to the contract or any other contract with State Bank of India.

3.3* Wherever applicable, the BIDDER shall disclose the name and address of
agents and representatives permitted by the Bid documents and Indian
BIDDERs shall disclose their foreign principals or associates, if any.

3.4* The BIDDER confirms and declares that they have not made any payments to
any agents/brokers or any other intermediary, in connection with this bid/contract.

3.5* The BIDDER further confirms and declares to the BUYER that the BIDDER is the
original vendors or service providers in respect of product / service covered in the bid
documents and the BIDDER has not engaged any individual or firm or company
whether Indian or foreign to intercede, facilitate or in any way to recommend to the
BUYER or any of its functionaries, whether officially or unofficially to the award
of the contract to the BIDDER, nor has any amount been paid, promised or intended
to be paid to any such individual, firm or company in respect of any such
intercession, facilitation or recommendation.

3.6 The BIDDER, at the earliest available opportunity, i.e. either while presenting the
bid or during pre-contract negotiations and in any case before opening the financial
bid and before signing the contract, shall disclose any payments he has made, is
committed to or intends to make to officials of the BUYER or their family

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 members, agents, brokers or any other intermediaries in connection with the
contract and the details of services agreed upon for such payments.

3.7 The BIDDER will not collude with other parties interested in the contract to impair
the transparency, fairness and progress of the bidding process, bid evaluation,
contracting and implementation of the contract.

3.8 The BIDDER will not accept any advantage in exchange for any corrupt practice, unfair
means and illegal activities.

3.9 The BIDDER shall not use improperly, for purposes of competition or personal gain,
or pass. on 'to others, any -information provided by the BUYER as part of the business
relationship, regarding plans, technical proposals and business details, including
information contained in any electronic data carrier. The BIDDER also undertakes to
exercise due and adequate care lest any such information is divulged.

3.10 The BIDDER commits to refrain from giving any complaint directly orthrough any
other manner without supporting it with full and verifiable facts.

3.11 The BIDDER shall not instigate or cause to instigate any third person to commit any of
the actions mentioned above.

3.12 If the BIDDER or any employee of the BIDDER or any person acting on behalf of
the BIDDER, either directly or indirectly, is a relative of any of the officers of the BUYER,
or alternatively, if any relative of an officer of the BUYER has financial Interest/stake in the
BIDDER's firm, the same shall be disclosed by the BIDDER at the time of filing of tender.
The term 'relative' for this purpose would be as defined in Section 6 of the Companies Act
1956.
3.13 The BIDDER shall not lend to or borrow any money from or enter into any monetary
dealings or transactions, directly or indirectly, with any employee of the BUYER.

4. Previous Transgression

4.1 The BIDDER declares that no previous transgression occurred in the last three years
immediately before signing of this Integrity Pact, with any other company in any country in
respect of any corrupt practices envisaged hereunder or with any Public Sector Enterprise /
Public Sector Banks in India or any Government Department in India or RBI that could
justify BIDDER's exclusion from the tender process.

4.2 The BIDDER agrees that if it makes incorrect statement on this subject, BIDDER can be
disqualified from the tender process or the contract, if already awarded, can be terminated for
such reason.

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5. Earnest Money (Security Deposit)
5.1 While submitting commercial bid, the BIDDER shall deposit an amount (specified in
RFP) as Earnest Money/Security Deposit, with the BUYER through any of the mode
mentioned in the RFP / bid document and no such mode is specified, by a Bank Draft or a
Pay Order in favour of State Bank of India from a nationalized Bank including SBI or its
Subsidiary Banks. However payment of any such amount by way of Bank Guarantee, if so
permitted as per bid documents / RFP should be from any nationalized Bank other than SBI
or its Subsidiary Banks and promising payment of the guaranteed sum to the BUYER on
demand within three working days without any demur whatsoever and without seeking any
reasons whatsoever. The demand for payment by the BUYER shall be treated as conclusive
proof for making such payment to the BUYER.

5.2 Unless otherwise stipulated in the Bid document / RFP, the Earnest Money/Security
Deposit shall be valid upto a period of five years or the complete conclusion of the
contractual obligations to the complete satisfaction of both the BIDDER and the BUYER,
including warranty period, whichever is later.
5.3 In case of the successful BIDDER a clause would also be incorporated in the Article
pertaining to Performance Bond in the Purchase Contract that the provisions of Sanctions
for Violation shall be applicable for forfeiture of Performance Bond in case of a decision
by the BUYER to forfeit the same-without assigning any reason for imposing sanction for
violation of this Pact.
5.4 No interest shall be payable by the BUYER to the BIDDER on Earnest Money/Security
Deposit for the period of its currency.

6. Sanctions for Violations

6.1 Any breach of the aforesaid provisions by the BIDDER or any one employed by it
or acting on its behalf (whether with or without the knowledge of the BIDDER) shall
entitle the BUYER to take all or any one of the following actions, wherever required:

(i) To immediately call off the pre contract negotiations without assigning any reason
and without giving any compensation to the BIDDER. However, the proceedings with the
other BIDDER(s) would continue, unless the BUYER desires to drop the entire process.

(ii) The Earnest Money Deposit (in pre-contract stage) and/or Security
Deposit/Performance Bond (after the contract is signed) shall stand forfeited either fully or
partially, as decided by the BUYER and the BUYER shall not be required to assign any
reason therefore.
(iii) To immediately cancel the contract, if already signed, without
giving any compensation to the BIDDER.
(iv) To recover all sums already paid by the BUYER, and in case of an Indian BIDDER
with interest thereon at 2% higher than the prevailing Base Rate of State Bank of India,
while in case of a BIDDER from a country other than India with interest thereon at 2%.
higher than the LIBOR. If any outstanding payment is due to the BIDDER from the

Page 213 of 220

BUYER in connection with any other contract for any other stores, such outstanding could
also be utilized to recover the aforesaid sum and interest.
(v) To encash the advance bank guarantee and performance bond/warranty bond, if
furnished by the BIDDER, in order to recover the payments, already made by the BUYER,
along with interest.
(vi) To cancel all or any other Contracts with the BIDDER. The BIDDER shall be
liable to pay compensation for any loss or damage to the BUYER resulting from such
cancellation/rescission and the BUYER shall be entitled to deduct the amount so payable
from the money(s) due to the BIDDER.
(vii) To debar the BIDDER from participating in future bidding processes of the
BUYER or any of its Subsidiaries for a minimum period of five years, which may be
further extended at the discretion of the BUYER.
(viii) To recover all sums paid, in violation of this Pact, by BIDDER(s) to any middleman or
agent or broker with a view to securing the contract.

(ix) Forfeitureof Performance Bond in case of a decision by the BUYER to forfeit the same
without assigning any reason for imposing sanction for violation of this Pact.

(x) Intimate to the CVC, IBA, RBI, as the BUYER deemed fit the details of such events for
appropriate action by such authorities.

6.2 The BUYER will be entitled to take all or any of the actions mentioned at para 6.1(i) to (x)
of this Pact also on the Commission by the BIDDER or any one employed by it or acting on its
behalf (whether with or without the knowledge of the BIDDER), of an offence as defined in
Chapter IX of the Indian Penal code, 1860 or Prevention of Corruption Act, 1988 or any other
statute enacted for prevention of corruption.

6.3 The decision of the BUYER to the effect that a breach of the provisions of this Pact has
been committed by the BIDDER shall be final and conclusive on the BIDDER. However, the
BIDDER can approach the Independent Monitor(s) appointed for the purposes of this Pact.

7. Fall Clause

7. 1 The BIDDER undertakes that it has not supplied/is not supplying similar product/systems or
subsystems at a price lower than that offered in the present bid in respect of any other
Ministry/Department of the Government of India or PSU or any other Bank and if it is found at
any stage that similar product/systems or sub systems was supplied by the BIDDER to any other
Ministry/Department of the Government of India or a PSU or a Bank at a lower price, then that
very price, with due allowance for elapsed time, will be applicable to the present case and the
difference in the cost would be refunded by the BIDDER to the BUYER, if the contract has
already been concluded.

8. Independent Monitors
8.1 The BUYER has appointed Independent Monitors (hereinafter referred to as Monitors

Page 214 of 220

) for this Pact in consultation with the Central Vigilance Commission (Names and Addresses
of the Monitors to be given).

8.2 The task of the Monitors shall be to review independently and objectively,
whether and to what extent the parties comply with the obligations under this Pact.
8.3 The Monitors shall not be subjected to instructions by the representatives of the
parties and perform their functions neutrally and independently.

8.4 Both the parties accept that the Monitors have the right to access all the documents relating
to the project/procurement, including minutes of meetings.

8.5 As soon as the Monitor notices, or has reason to believe, a violation of

this Pact, he will so inform the Authority designated by the BUYER.

8.6 The BIDDER(s) accepts that the Monitor has the right to access without restriction to all
Project documentation of the BUYER including that provided by the BIDDER. The
BIDDER will also grant the Monitor, upon his request and demonstration of a valid
interest, unrestricted and unconditional access to his project documentation. The same
is applicable to Subcontractors. The Monitor shall be under contractual obligation to
treat th e information and documents of the BIDDER/Subcontractor(s) with
confidentiality.

8.7 The BUYER will provide to the Monitor sufficient information about all meetings
among the parties related to the Project provided such meetings could have an impact
on the contractual relations between the parties. The parties will offer to the Monitor the
option to participate in such meetings.

8.8 The Monitor will submit a written report to the designated Authority of
BUYER/Secretary in the Department/ within 8 to 10 weeks from the date of reference or
intimation to him by the BUYER / BIDDER and, should the occasion arise, submit
proposals for correcting problematic situations.

9. Facilitation of Investigation
In case of any allegation of violation of any provisions of this Pact or payment of
commission, the BUYER or its agencies shall be entitled to examine all the documents
including the Books of Accounts of the BIDDER and the BIDDER shall provide necessary
information and documents in English and shall extend all possible help for the purpose
of such examination.

10. Law and Place of Jurisdiction

Page 215 of 220

This Pact is subject to Indian Law. The place of performance and jurisdiction is the seat of
the BUYER.

11. Other Legal Actions

The actions stipulated in this Integrity Pact are without prejudice to any other legal action
that may follow in accordance with the provisions of the extant law in force relating to any
civil or criminal proceedings.

12. Validity
12.1 The validity of this Integrity Pact shall be from date of its signing and extend upto 5
years or the complete execution of the contract to the satisfaction of both the BUYER
and the BIDDER/Seller, including warranty period, whichever is later. In case BIDDER
is unsuccessful, this Integrity Pact shall expire after six months from the date of the
signing of the contract, with the successful bidder by the BUYER.

12.2 Should one or several provisions of this Pact turn out to be invalid; the remainder of
this Pact shall remain valid. In this case, the parties will strive to come to an agreement to
their original intentions.

13. The parties hereby sign this Integrity Pact at___________on____________

For BUYER For BIDDER

Name of the Officer. CHIEF EXECUTIVE OFFICER
Designation
Office / Department / Branch
State Bank of India.

Witness Witness

1. 1.

2. 2.

* Provisions of these clauses would need to be amended/ deleted in line with the
policy of the BUYER in regard to involvement of Indian agents of foreign suppliers.

(Note: This agreement will require stamp duty as applicable in the State where it is executed)

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12.28. Annexure 29: EULA
The list below indicates the all the applications for which the bank has EULA
1. RedHat Enterprise Linux
2. Oracle

3. IBM DB2

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4. CUTE FTP Software

5. SPSS
6. Cognos reporting
7. Kony Platform
a. Mobile Application Development Framework.
b. Mobile Device Management.
c. Mobile Application Management.
d. Mobile Content Management.
e. Integrated Development Environment

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