Financial Literacy Syllabus 19-20
Financial Literacy Syllabus 19-20
Financial Literacy Syllabus 19-20
COURSE DESCRIPTION
How money smart are you? Step into this course specifically designed for high school
students to understand the importance of the financial world, including planning and
managing money wisely. Areas of study taught through application in personal finance
include sources of income, budgeting, banking, consumer credit, credit laws and rights,
personal bankruptcy, insurance, spending, taxes, investment strategies, savings
accounts, mutual funds and the stock market, buying a vehicle, and living independently.
Based on the hands-on skills and knowledge applied in this course, students will develop
financial goals, and create realistic and measurable objectives to be MONEY SMART!
Through project-based learning activities and tasks, students will apply mathematical
concepts in realistic scenarios and will actively engage by applying the mathematics
necessary to make informed decisions related to personal finance. Financial Literacy
places great emphasis on problem solving, reasoning, representing, connecting and
communicating financial data.
FBLA is a co-curricular student organization that plays an integral part in the components
of the Business & Technology course standards. FBLA activities are incorporated
throughout this course and the rest of the Business and Computer Science courses.
Students are strongly urged to join FBLA ($20) to benefit from the wealth of opportunities
the organization has to offer.
COURSE STANDARDS
FIN-1 Demonstrate employability skills required by business and industry.
FIN -2 Identify various forms of income and analyze and evaluate factors that affect
income as a part of the career decision-making process.
FIN -3 Analyze taxes in the United States and evaluate the effect on personal income.
FIN -4 Develop and evaluate a spending and savings plan while applying rational
decision making to personal spending and saving choices.
FIN -5 Analyze checking accounts and other banking services and explain how
financial institutions channel funds from savers to investors.
FIN -6 Analyze factors that affect the choice of credit, the cost of credit, and the legal
aspects of using credit.
FIN -7 Evaluate savings and investment options to meet short- and long-term goals.
FIN -8 Analyze laws and options available to consumers for protection from deceptive
or unfair business practices.
FIN -9 Evaluate how to help deter, detect, and defend against identify theft.
FIN -10 Evaluate various consumer loan options and analyze factors that affect lending
decisions.
FIN -11 Explain the principles of risk management and insurance as a strategy to
protect against financial loss.
FIN -12 Explore how related student organizations are integral parts of career and
technology education courses through leadership development, school and community
service projects, entrepreneurship development, and competitive events.
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Published Materials Instructional Supplies
Business and Personal Finance (textbook) Flash drive
Foundations in Personal Finance Paper
(textbook) Pen or Pencil
Headphones
Grading Weights & Formative Assessments are samples Summative/Formal Assessments are
Descriptions of students work before, major culminating tasks such as
during, and after instruction projects, research, essays, labs,
Informal 0% that identify needs and help portfolio, tests, etc.
Formative 29% provide continuous feedback
Summative 71%
to students which can include Informal Activities: Non-weighted
EOC/SLO 20%
journal writing, projects, practice opportunities that will
hands-on activities, quizzes, assist the student in mastering
homework, etc. the standards.
OTHER INFORMATION
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