Real-time Usable Digital Currency

The dobuy White Paper

www.thedobuy.com
Version: 1.0
Contents
Introduction (ii)
The Inefciencies of the Banking System(ii)
· Opening of Accounts and Maintenance Cost
· Insufcient Infrastructure (iii)
· Accessibility Problems (iii)
· Relatively High costs of cross-border payments (iv)
Blockchain systems' Inadequacies Pg1
· Inaccessible for billions of people Pg1
· Difcult to use Pg1
· Unaccepted by most of the merchants Pg2
Mission and Vision Pg2
dobuy Infrastructure Pg3
· dobuyLedger; A blockchain based payments network Pg3
· dobuyCoin; The cryptocurrency Pg4
· dobuyExchange Pg4
Ø dobuyLocal; Pg4
Ø dobuy Worldwide; international Exchanges Pg5
· dobuyPay; A multi-cryptocurrency walletPg6
dobuy software and business Pg6
· The dobuy Software Stack Pg6
Ø dobuyLedger Pg7
Ø Platform Pg7
Ø dobuyAPI Pg7
Ø Usecase Pg7
Ø dobuyPay Pg7
The business model: Burgschild Group Pg7
· dobuyFoundation Pg8
· dobuyChain Pg8
· dobuyExchange Pg8
· dobuylocal Pg8
· Businesses Pg8
· Shop owner Pg8
· Citizen Pg8
Use Cases Pg9
· Real Estate Pg9
· Inbound Remittances Pg10
· Tourism Industry Pg10
· Cross-Border B2B Payments Pg10
· Micro/Nano payments Pg10
· Donation and Charities / NGO Pg10
Token Information and Smart Contract Powered by Ethereum Pg11
Token Distribution Pg11
How to get tokens Pg11

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 INTRODUCTION

T
aking into consideration the era of steady change and disruptive technologies, we are encountering new and
creative approaches to share information, customize services, communicate and ultimately conduct
business.
Digitized installments and payments are expanding on these developments and becoming more common and
available for mass consumption. Blockchain innovation is one of those technologies that have the possibility to
upset, at first, the finance and logistic industries with inventive robotized solutions. In 2017 Blockchain technology
was recognized as one of ten trending technologies and a potential disruptor for well-established companies
considering the huge potential for organizations and firms to digitize their business approaches and furthermore, in
this manner accomplish new investment funds and efficiencies one should look to grasp the innovation and
experience the benefits it may bring.
When we look around, we can see many examples of the digitization of our lives and our day-to-day operations,
especially in the world of social media and banking. A creative advanced digital currency, for example, Bitcoin is
driving the change of how one conducts business empowering a smoother stream of capital dependent on
straightforwardness and staying away from a single central monopoly.
A large number of the World's financial institutions are exploring different avenues regarding blockchain innovation;
some of them consolidating their endeavors with government offices. In any case, none of them is digitized enough
and fit for contending with new FinTechs who, through an absence of legacy frameworks, can develop and convey at
a higher frequency which will be difficult for the centralized hierarchy to accomplish.
In developing nations, one sees that explicitly, speculators gain most from exchanging cryptocurrencies which
restricts any advantages for the broader economy. The wider community encompassing tourism, retail and small and
medium businesses, for example, are not benefitting from these technological advances. We solidly believe that
dobuy implementation as a broad cryptocurrency for both developed and developing nations will improve the flow
of capital, reduce the barriers prohibiting payments, makes easy purchases in all sectors, enhance and eventually help
develop the economy. By respecting the laws and regulations of the nations where our vision will be carried,
empowering local FinTechs and providing low fee solutions for international payments for the industry, dobuy shall
bring the advantages of cryptocurrencies while minimizing any side effects from which all should benefit.

The Inefficiencies of the Banking System

It is no longer hidden that both the developed economies and developing countries face unique challenges when
trying to conduct business. Solutions provided by financial institutions in other countries, that businesses take all too
much for granted, are lacking; access to capital and loans, ease of international payments and an open economy for
businesses to thrive. Businesses in developing countries, therefore, face constant pressure when trying to grow and
expand. They have to deal with both barriers to entry to markets and Information asymmetry which are no longer

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acceptable in more developed economies.
The Burgschild Group is one of the most reputable European Investment and M&A specialized expertise
organization with Head Quarters in Germany and operations worldwide. 'dobuy' is a Burgschild's brand Digital
Currency that can be used as a payment pass in various sectors of the economy through our specialized simplified
digital payment solutions. With AI supported partner trading software solutions, 'dobuy' is a combination of various
innovative decentralized fintech applications.
The Burgschild Group has associated with leading global Financial, Legal, IT, Fintech and Blockchain organizations
to make 'dobuy' a real-time usable Digital Currency created innovatively to utilize blockchain technology and the
underlying philosophy of peer to peer transaction to facilitate financial transactions within and between nations.
dobuy solves the problems that conventional banking systems are currently unable to solve. These problems can be
listed as below:

Opening of Accounts and Maintenance Cost

Maintaining an account at a traditional bank incurs an annual fee, this money is usually set aside as maintenance
charges. A cryptocurrency wallet or an account based on dobuy alleviates clients of any additional fees.

Insufficient Infrastructure
In developing countries, there is a general lack of financial infrastructure such as ATM's and credit card facilities.
Even if an ATM is available it is doubtful whether it is connected to international money transfer systems whereby
tourists and businesses suffer the consequences. This lack of access to infrastructure leads to a cash-only society
lacking in innovative financial products.
A cryptocurrency wallet based on dobuy allows access to an account and funds at a fraction of the cost and without
the barriers associated with the current system.

Accessibility problems
The current banking system is failing to provide financial services to the two-billion unbanked adults around the
world. It seems that expensive, centralized and inflexible banking systems are not competent enough to address this
issue in the near future. In developing countries that are suffering from the lack of a solid relationship with
international banking systems, the problem is even worse. In addition to the unbanked adults, the companies and
individuals leveraging the banking services from local banks are suffering from poor or even no access to
international financial systems. This means that they cannot easily be part of the global marketplace or they must pay
considerable margins to the banks and intermediaries to do so.
According to the World Economic Forum; “Digitizing payments for agricultural goods could cut the number of
unbanked by about 125 million.

Relatively High Costs Of Cross-border Payments

Cross-border payment is a complex process requiring a high level of collaboration between different entities; banks,
card issuers, networks, vendors, acquirers, payment processors and more. This complex process is made worse by
the fact that every local entity records accounts kept in the country's national currency. For online payments and other
international transactions executed through traditional third parties, foreign parties 'statements of accounts must first

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 be changed from a foreign currency to a domestic currency by a local firm. For example, a Moroccan company's
Moroccan dirham (MAD) would have to be translated into Turkish Lire by a Turkish company. This procedure is
known as foreign currency translation. Usually, there is a huge loss of value to the clients in favor of the third parties
during this translation. A cross-border transaction conducted through the banks usually requires two transactions in
two national payment frameworks.
Sometimes, six or even more parties other than the sender and the receiver are included in this transaction and each
party charge a fee for conducting the transaction. The customers who frequently do internet business or perform
international trades always pay extra money just for money transfer and money translation.
This cost can be substantially reduced by Blockchain technology. The World Bank estimates that only on remittance
market "Cutting costs by at least five percentage points can save up to $16 billion a year''
Blockchain technology, being independent of the national and international banking systems, can help reduce
information asymmetries in international transactions through transparency and offer lower currency conversion
and transfer fees without affecting the trading and payment experience.

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 BLOCKCHAIN SYSTEMS' INADEQUACIES

Although the current banking system and payment frameworks are suffering from known problems it does not mean
that the current blockchain solutions are perfect and are able to solve all these issues. Blockchain technology, despite
its attractive set of features, is still in its infancy and there are many challenges to overcome before it can be
considered mature; some of them are listed below:

Inaccessible For Billions Of People

One use case of Blockchain technology is to provide financial service to billions of people around the globe who do
not have proper access to the global financial system. Unfortunately, current solutions are not achieving this
objective. If one lives in some part of Africa and access to a banking system is restricted, then it means that access to
many products and services offered by blockchain based service providers may also be restricted due to the lack of
infrastructure. Supposing one wishes to buy a product using a cryptocurrency then one would still require an
intermediator to transfer local currencies through exchanges. In addition to this if one wishes to accept payment in a
cryptocurrency then it's difficult to transfer into a local currency for use in that land without incurring additional
costs. Similarly, none of the other local merchants would currently be conducting business in the chosen
cryptocurrency.
It seems that Blockchain technology, despite its initial objective, has not yet helped remove the middlemen,
facilitating peer to peer transactions and reducing the asymmetries.

Difficult To Use
We saw that the banks are expensive and inaccessible for many people around the globe, that Blockchain-based
financial services are cheaper and more accessible but like any other new invention, it is difficult for many people to
easily use a cryptocurrency in their daily transactions. Most people still know too little about blockchain technology
and cryptocurrencies and how they work. There may be a level of distrust there. For example, one may associate
Bitcoin with a certain power or country which is not of their interest. Security and trust can also play a big part in that
some people need to see tangible assets such as cash-in-hand to know its worth. For people who overcome these
apprehensions and have started working with cryptocurrencies, the challenge now is how to develop the best
portfolio of cryptocurrencies that can be optimized for their needs, expectations and protects them against the
fluctuations that these currencies have.
Unaccepted by most of the merchants
As mentioned previously there are limited places, to use the digital assets and few options to centrally manage them.
It is not only difficult to find places to use cryptocurrencies, but many constraints and obstacles exist such as moving
the asset from the exchanges to the wallets and vice versa. During heavy traffic in the blockchain of well-established
cryptocurrencies such as Bitcoin, it takes a long time to transfer the funds. This, besides other complexities in its

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general use, slows acceptance and demotivates the merchants to support cryptocurrencies. The increased transaction
fees are another obstacle that discourages the people to use the cryptocurrencies.
Bitcoin is well known for not handling transactions very fast but newer cryptocurrencies are looking at ways to
overcome its deficiencies reducing both the financial cost and energy use associated with transactions.

Mission And Vision

The Burgschild Group aims at connecting and empowering the global community through dobuy. It is our mission to
change all the existing theories of traditional payment systems to the touch of a finger-tip with a secure, safe, user-
friendly and above all globally acceptable Digital Currency. We are out to increase the accessibility of global financial
systems in both developing and developed countries. In these regions, dobuy will contribute to the sustainable growth
of tourism industry, remittances, micropayments, and international trade of small and medium-sized enterprises
(SME's).
dobuy translates major cryptocurrencies to each other for a very small fee utilizing exchanges to the local currency
enabling the people to trade their cryptocurrencies peer to peer.
This innovative blockchain based infrastructure solution enables people in developing countries to be part of the
global economy leveraging cryptocurrencies. This revolutionizes financial services in many industries, such as:
· The payments industries, with remittances and Micro- and even Nano payments
· SMEs, creating support and empowerment to enter global markets
· The tourist sector in both the developing and developed countries
· The commercial, real estates and economically buoyant sectors
dobuy produces several products that are comparable to products of the traditional financial system such as money
transfers, forex exchange, payment and point of sale (POS) systems and investment products utilizing blockchain
technology. Products based on the dobuy infrastructure offers faster settlement times, reliable and low-cost
transactions. dobuy creates a superior competitive advantage and above average return for our community.
dobuy consists of two important parts;
The dobuy infrastructure and the dobuy ecosystem. This is illustrated in figure 1. Below

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 dobuy INFRASTRUCTURE

dobuy

dobuy Infrastructure
dobuy Ecosystem

dobuyLedger – The dobuy blockchain

dobuyPay – The multi-cryptocurrency wallet dobuyCommunity – Users, Financial Institutions and Enterprises
dobuyAPI– The API for dobuyLedger and dobuyExchange (SME's) that use dobuy
access Burgschild Group – The company providing a solid backing
dobuyExchange – Local and Worldwide exchanges for the token
dobuyCoin – The dobuy token and later the dobuyLedger Burgschild Initiative – The international non-prot initiative
native Coin Infrastructure behind dobuyLedger

Figure 1: dobuy

dobuy Infrastructure
The dobuy infrastructure tends to the inadequacies of accessible solutions in the customary financial services sector
through a creative methodology. The blockchain innovation gives an open framework that is required for this
innovative approach. dobuy will moreover continuously be at the forefront of using the cutting-edge of Blockchain
innovation to become cost and time effective.

dobuyLedger
A blockchain based installments arrange for dobuy to satisfy the demands of its fundamental goals, offering present
day financial solutions for residents in both developed and developing countries, a digital asset will be created in two
phases. In the principal phase, existing blockchain innovation, Ethereum will be utilized to dispatch the network and
ecosystem utilizing a token. The objective of this first phase is to bootstrap the dobuy ecosystem and build up the
definitive dobuy infrastructure. The final dobuy framework comprises of blockchain system and infrastructure

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 programming with a native digital asset, dobuyCoin. During the main stage, the complete choice of technologies will
be conducted.

dobuy:[The cryptocurrency]
dobuyCoin is the digital asset underlying the dobuy infrastructure and ecosystem. In the Initial Phase, dobuyCoin is
launched on an Ethereum smart contract, ERC20 Token with this phase called the Token phase. This allows raising
the necessary funds through private sales and establishing relationships with its user-base while dobuyLedger is
being developed. This blockchain ushers dobuy into the second phase, the coin phase, where dobuyCoin will become
a native coin, on its own blockchain: dobuyLedger. The dobuyLedger blockchain ensures low fees and a scalable
amount of instant transactions, which is an important for dobuyCoin to act as a successful currency.

dobuyExchange
· dobuyLocal; A local Exchange
In collaboration with local financial institutions in each country, dobuyChain Foundation launches local
exchanges. The local exchanges empower the buyers in that country to exclusively change the dobuy to local
fiat currency and vice versa. Figure 2 represents the Local exchange functionality of dobuyLocal.

Do
Figure 2: dobuyLocal exchange

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 dobuyChain presents a technical framework, technical support, and guidelines for international AML and
initial token (coin) supply for that country. The partnered local institution is entrusted with the
responsibility to take care of national compliance, licenses and the local KYC procedures.

· dobuy Worldwide; International Exchanges

In the bid to improve worldwide awareness, DobuyCoin will be enlisted on international renowned
cryptocurrency exchanges as it is significant for dobuy to effortlessly be convertible to different
cryptocurrencies. This provides an interface that connects dobuy from countries with a local
DobuyExchange to countries without a local DobuyExchange. A positive side effect is that the price of dobuy
will become market-driven, allowing dobuy to become a genuinely decentralized cryptocurrency.
Do
bu
y
Figure 3: dobuy Worldwide International exchange

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dobuyPay
A multi-cryptocurrency wallet dobuyPay forms the consumer-face to the dobuy infrastructure and consists of a secure
multicryptocurrency wallet that allows for depositing and withdrawing different kinds digital assets connecting to
dobuyLedger and blockchains of other cryptocurrencies. The payment features will be developed inside the Wallet, so
the wallet is a main component of the dobuy Infrastructure. The wallet will be available for all common desktop
systems and mobile ecosystems. It incorporates the latest security measures such as such as two-step authentication for
login and the verification of transactions. In the coin phase of the dobuyCoin major cryptocurrencies such as Bitcoin,
Ethereum, Litecoin, and other prominently used digital assets, other than dobuy, will be available in the dobuyPay
wallet. During the initial token phase, only Ethereum and other ERC20 Tokens are supported. The dobuyPay wallet
contains the feature “instant exchange” this allows the holder of the wallet to instantly exchange a cryptocurrency that
is held in the wallet to any other cryptocurrency held in the wallet. This means that for example the dobuyCoin can
instantaneously be exchanged to Bitcoin or vice versa. In combination with the dobuy infrastructure, the wallet offers
SME's to accept payments in multiple cryptocurrencies while the instant exchange feature allows the shop owner,
merchant or POS manufacturer to receive instant payment in dobuy or local fiat currency.
The DobuyPay wallet enables the user to manage their portfolio of cryptocurrencies in a user-friendly way. To
facilitate their decision making, relevant newsfeeds and market graphs are incorporated in the wallet.

Software And Business

The dobuy Software Stack
The dobuy software stack entails the entire value chain from consumer to the blockchain.

Tourist Reception
(bitcoin dobuy)
wallet)

Hotel Admi- Use Use Use Use Use Use

ATM nistra- Case Case Case Case Case Case
POS tion

Bank Bank Bank

Branded Api Branded Api Branded Api Api Api Api Api Api Api

Platform
(dobuylocal Exchange) Platform Platform

dobuyAPI dobuyAPI dobuyAPI

dobuy- dobuy- dobuy- dobuy- dobuy- dobuy- dobuy-

Ledger Ledger Ledger Ledger Ledger Ledger Ledger

Figure 4: illustrates the dobuy software stack.

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dobuyLedger
After the token phase, during the definitive coin phase, the base layer of the dobuy infrastructure consists of an open
permission-less blockchain maintained by the dobuyLedger foundation. This blockchain provides the core transaction
functionality of the dobuy infrastructure: an immutable permission-less data structure.
Platform
On top of the base protocol layer, multiple platforms will be built to provide functionality. These platforms offer utility
to the ecosystem. The first functionality consists of basic financial services such as payments. Depending on the
chosen blockchain technology for the coin phase, additional functionality can be realized in a later stadium, such as
timestamping services. The first platform will consist of a local exchange, dobuyLocal, to offer instant exchange
functionality between dobuyCoin and local currency of the country.

dobuyAPI
Between the dobuyLedger layer and the platform layer, communication is established using a standardized
Application Programmable Interface (API). Using these standard multiple platforms can easily be built as verticals on
top of the base dobuyLedger blockchain layer. Towards Financial Institutions (FI's), the platform offers functionality.
The interface between FI's and each platform is facilitated with a second API layer. The API's within this layer are
platform specific and offer FI's easy to use standardized methods to use the functionality offered by the platform and
dobuyLedger at the bottom of the stack. In the future new platforms that offer additional functionality, for example,
timestamping services, can be used by FI's and other businesses, using function-specific API's that give access to the
platform within the dobuy software stack.

Usecase
Market participants that offer services to businesses, for example, SME's or shops, can use the dobuy infrastructure by
connecting to one or multiple platforms using the platform specific API's.

dobuyPay
dobuyPay is the final part of the dobuy software stack and allows shops and users to maintain their cryptocurrency,
including dobuyCoins. The business model dobuyLedger, as an open source foundational technology, provides the
horizontal axis of the business offering. On top of this base infrastructure verticals can provide multiple-extensible-
parts of the business offering.

The Business Model: Burgschild Group

The BURGSCHILD GROUP is one of the most reputable European Investment and M&A specialized expertise
organization with Head Quarters in Switzerland and operations worldwide. We provide M&A, strategy and financing
advice, as well as investment and wealth management solutions to large institutions, families, individuals and
governments, worldwide.
Burgschild Group is the company behind the initial platforms on top of dobuyLedger, the first being the dobuyLocal
exchange. dobuyChain offers documentation about the standard API for FI's to use the platforms. dobuyChain will not
launch local exchanges independently, but only in conjunction with local FI's as the partnered FI's are more acquainted
with the local culture, rules and regulations.
dobuyChain uses the dobuyAPI to connect the developed platforms with dobuyLedger and use the functionality.

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dobuyChain sets the fee and revenue structures for clients to use the platforms. For example, a license model for
partnered FI's to use the exchange functionality of a dobuyExchange.
dobuyChain may also offer transaction-based revenue models around the dobuyAPI or charge FI's onboarding fees to
connect with Platforms, dobuyLedger or other parts of the dobuy software stack.

dobayFoundation
Having created partnerships with reputable firms who have been at the center of the world's financial markets for many
years, we can rely on an unrivalled global network of trusted professionals and decision makers. This means that we
have in-depth market intelligence, bringing us closer to current issues than any other global financial institution.
By creating a strong track record of outstanding execution in three business lines: Global Advisory, Wealth and Asset
Management, and Merger & Acquisitions. DobuyFoundation provides the software needed for the initial token
offering and the development and migration to the coin phase of the project. dobuy Initiative remains responsible for
furthering the development and distribution of the protocol software and will maintain documentation on
dobuyLedger and DobuyAPI.

dobuyExchange
The first platform offered by dobuyChain is a local exchange, dobuyLocal.

dobuylocal
Partnered FI's can use the API offered by dobuyChain for new use cases or in addition to existing use cases. With the
API the FI's can use the functionality of the platform (dobuyLocal exchange) in their offering to their clients. The API
itself can also be offered to (B2B) clients. dobuyChain can help the partnered FI with rebranding the API towards
technically sophisticated clients. The partnered FI is free to set specific offerings and is free to decide on specific
revenue structuring, for example on a 'per-transaction-fee' based model or an 'onboarding' pricing model.
dobuyChain provides technical infrastructure, technical support, education, and guidelines for international AML and
initial token (coin)supply for that country. The partnered local FI is responsible to take care of national compliance,
licenses and the local KYC procedures.

Businesses
Market participants can onboard themselves or clients of the dobuyLedger using the dobuyAPI. Market participants
can onboard self-developed use cases on platforms platform specific API's, branded by partnered FI's.

Shop owner
Shop owners, for example, a restaurant owner or owner of a souvenir shop, can use the free dobuyPay mobile wallet
application as a Point Of Sale (POS) device and offer (international) clients and citizens a means of payment using
dobuy and other cryptocurrencies. Additional use cases that can monetize the exchange platform are solutions
for administration, bookkeeping or, for example, dobuy Automatic Teller Machines (dobuy ATM's).

Citizen
People, for example, a local client, tourist or any customer, can pay for goods and services using any mobile wallet app
that supports one of the most used cryptocurrencies worldwide. The customer can pay using these cryptocurrencies
(for example bitcoins) to the seller. The seller uses dobuyPay wallet to offer the payment information for the

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transaction. The dobuy infrastructure automatically exchanges the payment (in bitcoins) on the fly to dobuy so the
shop-owner receives dobuy while the tourist can pay in his/her favourite cryptocurrency.
Future projects can focus on specific platforms for different target client groups, for example, jobs markets,
remittances, tourism, loyalty schemes, forex, trade finance or transportation.

Use Cases
Real Estate
Real estate is the largest asset class in the world - US$ 220 trillion in value (gold by comparison is only US$ 6 trillion).
Real estate is not just a fundamental segment, but an essential part of any economy's progress. For us, real estate is not
simply an area of expertise; it is a matter of conviction. Rather than concentrating solely on the return on investments,
dobuy will be used extensively in this sector as we consider it our obligation to sustenance social and ecological
transformations through a solid active presence on the ground. By incorporating dobuy into this economically buoyant
sector, easy transactions can be conducted efficiently.

Inbound Remittances
One of the major contributions to the economy of developing countries is the money transferred by migrants and
expats in small and medium quantities. These financial transactions are called remittance.

WASHINGTON, April 8, 2019 — Remittances to low- and middle-income countries reached a record high in 2018,
according to the World Bank's latest Migration and Development Brief.
The Bank estimates that officially recorded annual remittance flows to low- and middle-income countries reached
$529 billion in 2018, an increase of 9.6 percent over the previous record high of $483 billion in 2017. Global
remittances, which include flows to high-income countries, reached $689 billion in 2018, up from $633 billion in
2017.
In 2019, remittance flows to low- and middle-income countries are expected to reach $550 billion, to become their
largest source of external financing.
However, the current frameworks that execute these international remittances are terribly inefficient and costly. There
are some blockchain based solutions for assisting the international remittance industry but most of them use the
bitcoin as the form of payment. Bitcoin was appropriate for this application but considering the fluctuations in the
price, increased transaction fee and also the considerable time required for validation it loses its effectiveness as a
cryptocurrency day by day.
Utilizing dobuy as a more solvable and stable cryptocurrency with low transaction fees and quicker processing time
improves the efficiency and the overall payment experience.

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Tourism Industry
The tourism industry, especially in developing countries with their magnificent attractions and great potential, is
suffering from poor financial systems. Most of the hotels and accommodation are not listed on international websites
such as booking.com and Airbnb but on the local websites who only accept the local currencies. Foreign Debit and
Credit Cards are worthless in some of these countries necessitating one to take all money required in ready cash. Even
if all the conditions are met the inefficiencies of the local banking system are such that the user shall lose value on the
exchange rate.
dobuy can be used to facilitate all these arrangements. The reason why dobuy will be successful in penetrating this
market is the local exchanges. The local service providers are not able to use the current cryptocurrencies or foreign
Fiat for financing their daily operation. For example, a hotel owner in Tajikistan is less likely accepts bitcoin from
clients, since his own staff and suppliers do not accept Bitcoin. This could be due to the lack of infrastructure in
the country and/or a lack of trust concerning the coin implementation itself. With dobuy the hotel owner can
effortlessly accept any given cryptocurrency as payment. This shall be seamlessly transferred to the platform and
processed accordingly. Furthermore, the owner can go to the local exchange or to one of the dobuy tellers in the
region and for a very low-cost, exchange it to local currency. This gives dobuy a tangible value.

Cross-Border B2b Payments

Many small businesses in developing countries especially, despite their competitive advantage in many fields, have
limited access to the global marketplace. Blockchain technology can help them to gain their market share. The
payments they might need to make or receive are small, yet it is hard to find a practical approach to send cash quickly
and for a small fee. dobuy empowers SME's to engage with international markets.
Using dobuy, SME's can sell their products to people around the globe and purchase raw materials or machinery from
other countries. They can also take their dobuy to the local exchange or to dobuy teller and change it easily to local Fiat
currency and use it for their daily spending.

Micro/Nano Payments
Micropayments are essential in order to conduct businesses and keep money flowing. However, transaction costs
should be in relation to the amount paid and currently, that does not seem to be the case. Even current cryptocurrencies
such as Bitcoin are unable to help in this arena due to the costs, time and energy associated with a transaction as the
price of blockspace increases.
dobuy ensures that transaction costs and time remain low enabling micropayments to take place and business to
flourish.

Donation and Charities/Ngo

It is important not to neglect the golden rule of humanity which is social responsibility and this is one of the main
factors considered in each phase of developing dobuy. Our focus is empowering the people to become more financially
competent citizens by offering them access to the global marketplace with dobuy. Economic growth due to an increase
in the tourism industry, receiving more net remittances and increasing the GDP due to the better performing of SMEs
leads to a reduction in poverty. Rising living standards shall improve the quality of life of people living in developing
countries but it may take some time before the positive outcomes become visible. A certain percentage of all Token
(coins) are dedicated to charities in the countries with local exchanges. dobuy believes that the dobuy Community
supports this decision.

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In future, these charities can use our platform to raise money and dobuy does its utmost best to facilitate this process
and reduce their costs. dobuy can correspondingly be used to send financial aid in a transparent and secure way to the
different NGO/Charities.

Token Information And Smart Contract Powered By Ethereum

Token name: dobuy
Symbol: DBY
Decimals: 8
Total Supply: 100,000,000,000 DBY

Token Distribution
In total there are 100.000.000.000 DBY Tokens. The Tokens are initially allocated as illustrated in figure 6 below

20%
%

50
20

%
10%

Contributors 50%
Foundation, Partnership and Teams 20%
Advisors 10%
Figure 6: Pie chart Foundation Reserve 20%

How To Get The Tokens

Private sales
The private sales is expected to run for a stipulated period of time during which investors are expected to purchase the
dobuy tokens for a fair price.
Purchase on a public exchange
dobuy will be listed on reputable exchanges.

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 THANK YOU

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