Ifoa Exam

Download as xlsx, pdf, or txt
Download as xlsx, pdf, or txt
You are on page 1of 12

Interest rate 0.

1363636364 Time Discount factor Costs


1/1/2019 1.000000 500000
Adjustment for continous 1.0053406009 1 2/1/2019 0.989404
2 3/1/2019 0.978920
NPV of costs 2,476,264.132194 3 4/1/2019 0.968547
NPV of income 2,623,641.598170 4 5/1/2019 0.958284
5 6/1/2019 0.948130
Total npv 147,377.465977 6 7/1/2019 0.938083
7 8/1/2019 0.928143
8 9/1/2019 0.918308
New pv of income 2,971,534.358295 9 10/1/2019 0.908578 250000
10 11/1/2019 0.898950 250000
New npv 495,270.226102 11 12/1/2019 0.889425 250000
12 1/1/2020 0.880000 250000
13 2/1/2020 0.870675 250000
14 3/1/2020 0.861449 250000
15 4/1/2020 0.852321
16 5/1/2020 0.843290 10000
17 6/1/2020 0.834354 10000
18 7/1/2020 0.825513 10000
19 8/1/2020 0.816766 10000
20 9/1/2020 0.808111 10200
21 10/1/2020 0.799548 10200
22 11/1/2020 0.791076 10200
23 12/1/2020 0.782694 10200
24 1/1/2021 0.774400 10200
25 2/1/2021 0.766194 10200
26 3/1/2021 0.758075 10200
27 4/1/2021 0.750043 10200
28 5/1/2021 0.742095 10200
29 6/1/2021 0.734232 10200
30 7/1/2021 0.726452 10200
31 8/1/2021 0.718754 10200
32 9/1/2021 0.711138 10404
33 10/1/2021 0.703602 10404
34 11/1/2021 0.696147 10404
35 12/1/2021 0.688770 10404
36 1/1/2022 0.681472 10404
37 2/1/2022 0.674251 10404
38 3/1/2022 0.667106 10404
39 4/1/2022 0.660038 10404
40 5/1/2022 0.653044 10404
41 6/1/2022 0.646124 10404
42 7/1/2022 0.639277 10404
43 8/1/2022 0.632503 10404
44 9/1/2022 0.625801 10612
45 10/1/2022 0.619170 10612
46 11/1/2022 0.612609 10612
47 12/1/2022 0.606118 10612
48 1/1/2023 0.599695 10612
49 2/1/2023 0.593341 10612
50 3/1/2023 0.587054 10612
51 4/1/2023 0.580833 10612
52 5/1/2023 0.574678 10612
53 6/1/2023 0.568589 10612
54 7/1/2023 0.562564 10612
55 8/1/2023 0.556603 10612
56 9/1/2023 0.550705 10824
57 10/1/2023 0.544870 10824
58 11/1/2023 0.539096 10824
59 12/1/2023 0.533384 10824
60 1/1/2024 0.527732 10824
61 2/1/2024 0.522140 10824
62 3/1/2024 0.516607 10824
63 4/1/2024 0.511133 10824
64 5/1/2024 0.505717 10824
65 6/1/2024 0.500358 10824
66 7/1/2024 0.495056 10824
67 8/1/2024 0.489811 10824
68 9/1/2024 0.484621 11040
69 10/1/2024 0.479485 11040
70 11/1/2024 0.474405 11040
71 12/1/2024 0.469378 11040
72 1/1/2025 0.464404 11040
73 2/1/2025 0.459483 11040
74 3/1/2025 0.454614 11040
75 4/1/2025 0.449797 11040
76 5/1/2025 0.445031 11040
77 6/1/2025 0.440315 11040
78 7/1/2025 0.435650 11040
79 8/1/2025 0.431033 11040
80 9/1/2025 0.426466 11261
81 10/1/2025 0.421947 11261
82 11/1/2025 0.417476 11261
83 12/1/2025 0.413052 11261
84 1/1/2026 0.408676 11261
85 2/1/2026 0.404345 11261
86 3/1/2026 0.400061 11261
87 4/1/2026 0.395821 11261
88 5/1/2026 0.391627 11261
89 6/1/2026 0.387477 11261
90 7/1/2026 0.383372 11261
91 8/1/2026 0.379309 11261
92 9/1/2026 0.375290 11486
93 10/1/2026 0.371313 11486
94 11/1/2026 0.367379 11486
95 12/1/2026 0.363486 11486
96 1/1/2027 0.359635 11486
97 2/1/2027 0.355824 11486
98 3/1/2027 0.352053 11486
99 4/1/2027 0.348323 11486
100 5/1/2027 0.344632 11486
101 6/1/2027 0.340980 11486
102 7/1/2027 0.337367 11486
103 8/1/2027 0.333792 11486
104 9/1/2027 0.330255 11716
105 10/1/2027 0.326756 11716
106 11/1/2027 0.323293 11716
107 12/1/2027 0.319868 11716
108 1/1/2028 0.316478 11716
109 2/1/2028 0.313125 11716
110 3/1/2028 0.309807 11716
111 4/1/2028 0.306524 11716
112 5/1/2028 0.303276 11716
113 6/1/2028 0.300063 11716
114 7/1/2028 0.296883 11716
115 8/1/2028 0.293737 11716
116 9/1/2028 0.290625 11950
117 10/1/2028 0.287545 11950
118 11/1/2028 0.284498 11950
119 12/1/2028 0.281484 11950
120 1/1/2029 0.278501 11950
121 2/1/2029 0.275550 11950
122 3/1/2029 0.272630 11950
123 4/1/2029 0.269741 11950
124 5/1/2029 0.266883 11950
125 6/1/2029 0.264055 11950
126 7/1/2029 0.261257 11950
127 8/1/2029 0.258489 11950
128 9/1/2029 0.255750 12189
129 10/1/2029 0.253040 12189
130 11/1/2029 0.250358 12189
131 12/1/2029 0.247706 12189
132 1/1/2030 0.245081 12189
133 2/1/2030 0.242484 12189
134 3/1/2030 0.239915 12189
135 4/1/2030 0.237372 12189
136 5/1/2030 0.234857 12189
137 6/1/2030 0.232368 12189
138 7/1/2030 0.229906 12189
139 8/1/2030 0.227470 12189
140 9/1/2030 0.225060 12433
141 10/1/2030 0.222675 12433
142 11/1/2030 0.220315 12433
143 12/1/2030 0.217981 12433
144 1/1/2031 0.215671 12433
Cups of coffee sold d Value of saPV of costs PV of income New price V
f alue of sa
500,000.000000 - 3 0
- - 3 0
- - 3 0
- - 3 0
- - 3 0
- - 3 0
- - 3 0
- - 3 0
- - 3 0
227,144.388788 - 3 0
224,737.512095 - 3 0
222,356.139247 - 3 0
220,000.000000 - 3 0
217,668.826972 - 3 0
215,362.355616 - 3 0
- - 3 0
10000 30000 8,432.898948 25,164.304338 3 10000
11000 33000 8,343.541919 27,387.423035 3 11000
12000 36000 8,255.131737 29,560.602871 3 12000
13000 39000 8,167.658372 31,684.652565 3 13000
14000 42000 8,242.734133 33,760.369299 3 14000
15000 45000 8,155.392135 35,788.538881 3 15000
15000 45000 8,068.975634 35,409.314896 3 15000
15000 45000 7,983.474824 35,034.109261 3 15000
15000 45000 7,898.880000 34,662.879395 3 15000
15000 45000 7,815.181564 34,295.583170 3 15000
15000 45000 7,732.370016 33,932.178904 3 15000
15000 45000 7,650.435960 33,572.625357 3 15000
15000 45000 7,569.370096 33,216.881727 3 15000
15000 45000 7,489.163226 32,864.907642 3 15000
15000 45000 7,409.806247 32,516.663159 3 15000
15000 45000 7,331.290154 32,172.108758 3 15000
15000 45000 7,398.678158 31,831.205339 3 15000
15000 45000 7,320.279980 31,493.914215 3 15000
15000 45000 7,242.712529 31,160.197109 3 15000
15000 45000 7,165.967002 30,830.016149 3 15000
15000 45000 7,090.034688 30,503.333867 3 15000
15000 45000 7,014.906971 30,180.113189 3 15000
15000 45000 6,940.575326 29,860.317435 3 15000
15000 45000 6,867.031317 29,543.910314 3 15000
15000 45000 6,794.266598 29,230.855920 3 15000
15000 45000 6,722.272912 28,921.118725 3 15000
15000 45000 6,651.042088 28,614.663580 3 15000
15000 45000 6,580.566043 28,311.455707 3 15000
15000 45000 6,641.053514 28,011.460698 3 15000
15000 45000 6,570.683310 27,714.644509 3 15000
15000 45000 6,501.058766 27,420.973456 3 15000
15000 45000 6,432.171981 27,130.414212 3 15000
15000 45000 6,364.015136 26,842.933803 3.15 15000
15000 45000 6,296.580498 26,558.499606 3.15 15000
15000 45000 6,229.860413 26,277.079343 3.15 15000
15000 45000 6,163.847310 25,998.641077 3.15 15000
15000 45000 6,098.533699 25,723.153209 3.15 15000
15000 45000 6,033.912166 25,450.584478 3.15 15000
15000 45000 5,969.975378 25,180.903950 3.15 15000
15000 45000 5,906.716080 24,914.081022 3.15 15000
15000 45000 5,961.009634 24,650.085415 3.15 15000
15000 45000 5,897.845339 24,388.887168 3.15 15000
15000 45000 5,835.350349 24,130.456641 3.15 15000
15000 45000 5,773.517570 23,874.764506 3.15 15000
15000 45000 5,712.339986 23,621.781747 3.3075 15000
15000 45000 5,651.810655 23,371.479654 3.3075 15000
15000 45000 5,591.922707 23,123.829822 3.3075 15000
15000 45000 5,532.669346 22,878.804147 3.3075 15000
15000 45000 5,474.043848 22,636.374824 3.3075 15000
15000 45000 5,416.039560 22,396.514340 3.3075 15000
15000 45000 5,358.649899 22,159.195476 3.3075 15000
15000 45000 5,301.868353 21,924.391300 3.3075 15000
15000 45000 5,350.443277 21,692.075165 3.3075 15000
15000 45000 5,293.748690 21,462.220708 3.3075 15000
15000 45000 5,237.654853 21,234.801844 3.3075 15000
15000 45000 5,182.155400 21,009.792765 3.3075 15000
15000 45000 5,127.244032 20,787.167937 3.47 15000
15000 45000 5,072.914518 20,566.902095 3.47 15000
15000 45000 5,019.160693 20,348.970243 3.47 15000
15000 45000 4,965.976457 20,133.347650 3.47 15000
15000 45000 4,913.355773 19,920.009845 3.47 15000
15000 45000 4,861.292671 19,708.932619 3.47 15000
15000 45000 4,809.781242 19,500.092019 3.47 15000
15000 45000 4,758.815641 19,293.464344 3.47 15000
15000 45000 4,802.349087 19,089.026145 3.47 15000
15000 45000 4,751.462239 18,886.754223 3.47 15000
15000 45000 4,701.114600 18,686.625623 3.47 15000
15000 45000 4,651.300456 18,488.617634 3.47 15000
15000 45000 4,602.014156 18,292.707785 3.64 15000
15000 45000 4,553.250104 18,098.873844 3.64 15000
15000 45000 4,505.002769 17,907.093814 3.64 15000
15000 45000 4,457.266674 17,717.345932 3.64 15000
15000 45000 4,410.036402 17,529.608664 3.64 15000
15000 45000 4,363.306593 17,343.860705 3.64 15000
15000 45000 4,317.071944 17,160.080977 3.64 15000
15000 45000 4,271.327210 16,978.248622 3.64 15000
15000 45000 4,310.665100 16,798.343008 3.64 15000
15000 45000 4,264.988254 16,620.343716 3.64 15000
15000 45000 4,219.795410 16,444.230548 3.64 15000
15000 45000 4,175.081441 16,269.983518 3.64 15000
15000 45000 4,130.841272 16,097.582851 3.82 15000
15000 45000 4,087.069882 15,927.008983 3.82 15000
15000 45000 4,043.762304 15,758.242556 3.82 15000
15000 45000 4,000.913624 15,591.264420 3.82 15000
15000 45000 3,958.518979 15,426.055624 3.82 15000
15000 45000 3,916.573558 15,262.597421 3.82 15000
15000 45000 3,875.072600 15,100.871259 3.82 15000
15000 45000 3,834.011397 14,940.858788 3.82 15000
15000 45000 3,869.178885 14,782.541847 3.82 15000
15000 45000 3,828.180132 14,625.902470 3.82 15000
15000 45000 3,787.615813 14,470.922882 3.82 15000
15000 45000 3,747.481323 14,317.585495 3.82 15000
15000 45000 3,707.772108 14,165.872908 4.01 15000
15000 45000 3,668.483661 14,015.767905 4.01 15000
15000 45000 3,629.611524 13,867.253450 4.01 15000
15000 45000 3,591.151285 13,720.312690 4.01 15000
15000 45000 3,553.098580 13,574.928949 4.01 15000
15000 45000 3,515.449091 13,431.085730 4.01 15000
15000 45000 3,478.198545 13,288.766708 4.01 15000
15000 45000 3,441.342715 13,147.955733 4.01 15000
15000 45000 3,473.057969 13,008.636825 4.01 15000
15000 45000 3,436.256610 12,870.794174 4.01 15000
15000 45000 3,399.845206 12,734.412136 4.01 15000
15000 45000 3,363.819627 12,599.475236 4.01 15000
15000 45000 3,328.175784 12,465.968159 4.2105 15000
15000 45000 3,292.909631 12,333.875756 4.2105 15000
15000 45000 3,258.017167 12,203.183036 4.2105 15000
15000 45000 3,223.494431 12,073.875167 4.2105 15000
15000 45000 3,189.337507 11,945.937475 4.2105 15000
15000 45000 3,155.542519 11,819.355442 4.2105 15000
15000 45000 3,122.105629 11,694.114703 4.2105 15000
15000 45000 3,089.023046 11,570.201045 4.2105 15000
15000 45000 3,117.333356 11,447.600406 4.2105 15000
15000 45000 3,084.301341 11,326.298873 4.2105 15000
15000 45000 3,051.619340 11,206.282680 4.2105 15000
15000 45000 3,019.283646 11,087.538208 4.2105 15000
15000 45000 2,987.290589 10,970.051980 4.4205 15000
15000 45000 2,955.636538 10,853.810665 4.4205 15000
15000 45000 2,924.317901 10,738.801071 4.4205 15000
15000 45000 2,893.331123 10,625.010147 4.4205 15000
15000 45000 2,862.672689 10,512.424978 4.4205 15000
15000 45000 2,832.339120 10,401.032789 4.4205 15000
15000 45000 2,802.326972 10,290.820939 4.4205 15000
15000 45000 2,772.632840 10,181.776920 4.4205 15000
15000 45000 2,798.118421 10,073.888357 4.4205 15000
15000 45000 2,768.468883 9,967.143008 4.4205 15000
15000 45000 2,739.133520 9,861.528758 4.4205 15000
15000 45000 2,710.109001 9,757.033623 4.4205 15000
15000 45000 2,681.392033 9,653.645743 4.4205 15000
PV of income
#NAME?
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
25,164.30
27,387.42
29,560.60
31,684.65
33,760.37
35,788.54
35,409.31
35,034.11
34,662.88
34,295.58
33,932.18
33,572.63
33,216.88
32,864.91
32,516.66
32,172.11
31,831.21
31,493.91
31,160.20
30,830.02
30,503.33
30,180.11
29,860.32
29,543.91
29,230.86
28,921.12
28,614.66
28,311.46
28,011.46
27,714.64
27,420.97
27,130.41
28,185.08
27,886.42
27,590.93
27,298.57
27,009.31
26,723.11
26,439.95
26,159.79
25,882.59
25,608.33
25,336.98
25,068.50
26,043.01
25,767.06
25,494.02
25,223.88
24,956.60
24,692.16
24,430.51
24,171.64
23,915.51
23,662.10
23,411.37
23,163.30
24,043.82
23,789.05
23,536.98
23,287.57
23,040.81
22,796.67
22,555.11
22,316.11
22,079.64
21,845.68
21,614.20
21,385.17
22,195.15
21,959.97
21,727.27
21,497.05
21,269.26
21,043.88
20,820.90
20,600.27
20,381.99
20,166.02
19,952.33
19,740.91
20,497.59
20,280.39
20,065.50
19,852.88
19,642.51
19,434.37
19,228.44
19,024.69
18,823.10
18,623.65
18,426.31
18,231.06
18,935.05
18,734.41
18,535.90
18,339.48
18,145.16
17,952.88
17,762.65
17,574.43
17,388.21
17,203.96
17,021.66
16,841.30
17,495.99
17,310.59
17,127.17
16,945.68
16,766.12
16,588.47
16,412.69
16,238.78
16,066.71
15,896.46
15,728.02
15,561.36
16,164.37
15,993.09
15,823.62
15,655.95
15,490.06
15,325.92
15,163.52
15,002.85
14,843.87
14,686.59
14,530.96
14,376.99
14,224.65

You might also like