Generic DPR Template Scheme 1 PDF
Generic DPR Template Scheme 1 PDF
Generic DPR Template Scheme 1 PDF
:Model template
for NHB Scheme No.1
for ……………………………..(Crop)
Submitted by
Detailed Project Report (DPR) will have to be signed by the applicant (s) / authorised person
( in case of legal entity) on each page with date -along with Horticulture and Project Finance
Expert wherever applicable.
1
Index
Project at a Glance
1 About the Applicant /Promoter and his/her entrepreneurship
2 Details of benefits availed by the Applicant / Promoter
3 About Project -Name, Rationale, Management and Description
1. Name of Project, Activity, Objectives and expected Outcomes
2. Rationale / Justification for the project
3. Site/ Land details- RoR/ Ownership / Registration of lease/ Map etc.
4. Location of the Project- Identification
5. Current usage of land of proposed Project Area
6. Current infrastructure and assets possessed by the Applicant:
7. Lay out plan of the project
8. Conversion of Land Use (CLU)
9. Whether project site is part of production belt / cluster / hub
10. Rationale for the location of the project
11. Compliance of project site for food safety
12. Components / Activities of the Project with justification
13. Operations planning
14. Month wise operational chart / Implementation schedule
15. Backward and Forward linkages.
16. Manpower (Skilled & Unskilled labour etc.) availability
17. Employment generation
18. Infrastructure & Connectivity
19. SWOT Analysis
20. Monitoring and evaluation
4 NHB Scheme under which the project is proposed with rationale /
justification.
5 Project details
5.1 Agro-climatic suitability / feasibility
1. Origin, introduction and distribution of crop in the said location,
India and in the world (briefly)
2. Agro-climatic / Horticultural zones and suitability of the crop (s)
3. Soil type and latest health-suitability for the crop
4. Water (irrigation) source, availability, Quality and suitability
5.2 Market viability
1. Commercial and Nutritive importance / significance, composition and
Uses
2. Target Market (s)
3. Statistics: India and State: Area, Production and Productivity in the
District, State and India for the last 5 years
4. Clusters of the project crop in the state.
5. Demand and Supply gap
6. Global producers- Country, Area, Production, Productivity and global
market share in the last available 5 years.
7. International trade and potential (for export oriented projects)
8. Seasonality of crop / produce and its comparison with other available
crop/ produce
9. Price variation of commodity in the State and nearby markets
2
10. Balance sheet of commodity in the State
11. Transportation
12. Value Addition scope
13. Central and State Government policy
14. Value chain in the commodity
15. Proposed Business strategy for Market viability
5.3 Financial viability
1. Due diligence status
2. Project Cost
3. Means of Finance
4. Investment in Horticulture
5. Key financial Indicators
6. Project Financing
1. Rate of Interest
2. Percentage of Term loan against total project cost
3. Internal Rate of Return (IRR)
4. Cost of Production and Profitability
5. Yield and Sales Chart
6. Proposed Balance Sheet
7. Proposed Cash flow Statement for repayment period.
8. Proposed Profit & Loss Account
9. Proposed Repayment of Term loan and Schedule
10. Break Even Analysis
11. NPV (Net Present Value)
12. Economic Rate of Return
13. Depreciation
7. Risk Analysis and management
8. Statement of Assets and liabilities
9. Farm record keeping/ Maintenance proposed
5.4 Land development and Crop Husbandry
5.4.1.Land development
5.4.2.Selection of Quality Planting Material
1. Recommended and popular Cultivars- varieties/hybrids, their specific
characteristics, requirements and yields.
2. Cultivar/Hybrid/Variety selected and Criterion adopted for selection
3. Propagation methods.
4. Accredited / Good Nurseries in the area
5. Planting material-source, quality and suitability
5.4.3.Orchard / Site planning, Lay out and management
1. Planning, establishment and layout systems
2. Land preparation
3. Planting Season / time and density and transplanting
4. Water and Nutrient management
5. Intercultural operations including Weed management
6. Plant canopy architecture management/ training and pruning
7. Use of Pollinators & pollinisers
8. Use of Plant growth regulators
9. Flowering & fruiting
3
10. Integrated Pest and Disease Management and Food Safety
measures
11. Physiological disorders- causes, preventive and management
measures.
12. Special problems if any
5.4.5.Farm Structures and Mechanisation
1. Protective cover /structure ( if applicable)
2. Farm Mechanisation
5.4.6.Harvesting and Fruit / flower care management
5.5 Post-Harvest Management
1. Post-Harvest infrastructure scenario in horticulture sector in the State
and specially for the proposed crop / component
2. Product/ Process Flow chart
3. Lay out / Floor Plan of post-harvest operations
4. Post-harvest operations
1. Pre-cooling
2. Curing
3. Cleaning / Washing
4. Sorting and Grading
5. Packing and labelling
6. Ripening
7. Transport
8. Storage- Low cost / cold storage/ CA
5. Post-harvest infrastructure – Integrated Post-harvest Management
1. Integrated Pack house
2. Pack House
3. Pre-cooling unit
4. Cold Room (Staging)
5. Mobile Pre-cooling unit
6. Ripening Chamber
7. Primary Processing
8. Refer van
9. Retail outlet
10. Labour / Store room
5.6 Marketing
1. Connectivity
2. Aggregation & Assembling: Marketing infrastructure
3. Market Institutions and agents
4. Demand and Supply trends and forecast both in local and National
markets.
5. Traceability record
6. Proposed value chain / method of Marketing by the Applicant
5.7 Value addition / Processing
6 Technology providers
1. ICAR /CAU/ SAU/SHU / Research Stations and Experts names
2. Experts-whose services are availed
3. Agri/Horti-Business incubators
4
7 Food Safety -With /Without GAP certification
1. GAP Certification if any
2. Food safety measures
1. Pre-planting
2. Crop husbandry
3. Harvestings
4. Post-harvest
8 Innovation if any
9 Profitability of the project (Horti-business): Critical observations of
Applicant
10 Checklist
11 Declaration from Crop Expert and Project Finance Expert
12 Self-declaration by the Applicant
Checklist of documents to be submitted at Market Viability and Financial Viability stage and
during JIT.
5
Project at a Glance
6
Security Coverage Ratio
Repayment period
21. Productivity expected (in MT/Qtl/Kg/numbers)
22. Likely Gap in productivity compared to National /Global average
23. Potential Market (s)for the commodity and distance from the project
site
24. Employment generation Direct- regular per annum
In-direct – Man days per annum
7
1.About the Applicant / Promoter and his/her entrepreneurship
8
1.4.Statutary registration ( As per applicability)
a. PAN No
b. Aadhaar No. Yes/No
c. Udyog Adhaar No.
d. GST
e. Passport No if any
1.5.Correspondence Address Postal Address with PIN code
Telephone
Mobile
Email id
Fax if any:
1.6.Project / Site Address
9
B. Applicant/ Promoters’ Entrepreneurship:
1.10.CV / Biodata of Applicant (s) / Promoter (s) (Authorised by legal entity) in brief: ( If
applicants are more than one, all are to provide their CV / Biodata)
j. Previous profession during the last 5 Years with details of Turn over,
Accomplishments if any
10
1.11. Registrations with any Government Agency if any
1.12.Commitment by the applicant: In case the project is approved for pre-IPA, the
promoter / CEO/CMD and their technical personnel (minimum 2 in numbers) should undergo
a 2 Weeks (min.10 working days) project specific training programme in one of the
ICAR/CAU/SAU/SHU/ Research Station/ Centres of Excellence/ related Central or State
Government institution/ others as found appropriate / approved by NHB.
11
In case of a Partnership firm/ Company / Legal person
a. Whether the proposed activity is covered under the objectives as per Memorandum of
Association (MoA) / Rules explicitly: If so please provide the Article and Rule in
verbatim.
12
2.Details of benefits availed / proposed to be availed by the applicant- either individually
or as a member of Association of growers, Group of Farmer Growers/consumers, Farmers
Producer Organisations (FPOs), Self Help Groups, Partnership/ Proprietary Firms, NGOs,
Companies (as a Board of Director), Corporations, Cooperatives, Co-operative Marketing
federations from (i) NHB and (ii) other Ministries/ organisations of Central Government and
(iii) State Governments including NHM for Horticulture related projects.
Note: The beneficiary should be truthful. In case any information is received later on at any
stage about his/her availing of benefit which is not disclosed hereunder will entitle NHB to
reject the current proposal and recover the funds if already released.
1. Whether the proposed project proposal has been submitted for consideration under
any State Government or Central Government Scheme for financial grant? If yes give
details.
2. Whether any subsidy has been availed from the Board, other Central Govt.
organisation or State Government for the same activity on the same piece of land,
khasra/ Gat/Dag/ etc either in his / her own name individually or in the name of
his/her family members or through any legal entity in which he/she is the beneficiary
either in the same location, project. - Yes/ No. If Yes, Please provide details
13
2.2.In earlier / any other Project (s) : Either in his / her own name individually or in the
name of his / her family members or through any legal entity or in any form or constitution,
in which he / she is the beneficiary either in the current proposed project location or any other
location.
2.2.1.From NHB : Whether any assistance in the form of soft loan and subsidy has been
availed earlier from the National Horticulture Board? If yes, give details thereof
14
2.3. Operational status of earlier projects under NHB scheme and other Central Ministries
and State Government.
2.4.Please provide map of earlier / other subjects and this project- Key map of project land
showing project details and land boundary details
15
2.5.Provide the following details:
a. Have you ever been refused / denied subsidy claim from NHB, NHM, APEDA,
NCDC, MoFPI? If Yes please provide details of (i) Project code, (ii) Name of
Applicant, (iii) Address (iv) Project activity etc. and the reason for such refusal /
denial:
b. If you were a recipient of Government subsidy, have you / your Bank/FI ever been
asked to refund the subsidy / call back ? If Yes please provide details of (i) Project
code, (ii) Name of Applicant, (iii) Address (iv) Project activity etc. and the reason for
such refusal / denial:
Attention:
1. In case the project application is considered for Pre-IPA, the applicant shall have to
enclose No Objection Certificate from State Government / State Horticulture Mission that
there is no duplication of funding for the project and the applicant shall also submit self-
declaration that he/she is not availing government subsidy / grant / assistance from any
other ministry.
16
4. About the Project, Rationale, Management and Description
No.
5 Development of Commercial Horticulture through
Production and Post-Harvest Management of
Horticulture Crops
1. Open field condition
2. Protected cover for specified crops
3. Integrated PHM
a. 3.1.Pack House
b. 3.2.Integrated Pack house
c. 3.3.Pre-cooling unit
d. 3.4. Cold Room (Staging)
e. 3.5. Mobile Pre-cooling unit
f. 3.6.Ripening Chamber
g. 3.7 Primary Processing
h. 3.8 Refer Van
i. 3.9.Retail outlet (environmentally
controlled)
17
3.2.Rationale / Justification for the project
3.2.1. Rationale
3.2.2.Details of similar projects / crop in the neighbourhood and the District -Area,
Production, Productivity briefly. Provide more details in Market viability chapter.
3.2.3.Raw Materials: How quantity and quality of inputs/ raw materials is assured.
18
3.3.Project Site/ Land details:
19
3.4.Location of the Project- Identification (Longitude, Latitude, Altitude, Village, GP,
Block, District, State), Area, Number of growers.
1. Location Address
2. a. Survey/Khasra/ Dag/ Other No
3. b. Habitation/ Village
4. c. Gram Panchayat / Urban body
5. d. Block / Urban body
6. e. Sub-Division
7. f. District
8. g. State /UT
9. Location Longitude, Latitude &
Altitude
10. Total Area of land owned (ha)
11. Total Area proposed for project (ha)
20
3.6.Current infrastructure and assets possessed by the Applicant:
3.7.Lay out plan of the project/ Map of Farm / production/ Operations unit / project land
showing project details and land boundary details
Whether Land in possession of the applicant is with/ without approval for industrial
use/Whether CLU permission for the project has been received from competent
authority: If Yes- Please provide details of the authority approved with full
designation, address contact numbers and email id, approval No. and date
3.9.Whether project site is part of production belt / cluster / hub ? If yes, provide details
of working relations with other farmers
21
3.10.Rationale for the choosing the said Location for implementation of the project / Location
advantages and disadvantages
Connectivity :
Whether project site is part of production belt / cluster / hub ? If yes, provide
details of working relations with other farmers
Rail connectivity
Air connectivity
Water ways
Market
connectivity
Map of Catchment Area:
22
3.11.Compliance of project site for food safety
The information on soil condition and site on water logging, industrial waste and effluents.
23
3.12.Components / Activities of the Project with justification (Please refer NHB scheme
guidelines)
No.
1 Development of Commercial Horticulture
through Production and Post-Harvest
Management of Horticulture Crops
1. Open field for specified crops
2. Protected cultivation for specified crops
3. Integrated PHM
3.1.Integrated Pack house
3.2.Pack House
3.3.Pre-cooling unit
3.4. Cold Room (Staging)
3.5. Mobile Pre-cooling unit
3.6.Ripening Chamber
3.7 Primary Processing
3.8. Refer Van
3.8.Retail outlet (environmentally
controlled)
24
Component wise cost of the Project and NHB Norms
25
Other tools and
equipment’s as per
Sub Mission on
Agriculture
Mechanisation
(SMAM)
Others
Land Soil levelling /
Development Digging/Fencing
etc.
Others if any
Land if newly purchased but not
before one year from date of
sanction of Term loan (indicate
year)
Support system for Grapes
Vermi Compost Unit
1. Permanent Structure
2, HDPE Vermibed (12ft X 4ft X2 ft)
Certification of Good Agricultural
Practices (GAP) including
infrastructure (AC)
Plastic Mulching
Others
Grand Total
Scheme Capacity/ Units/ Likely NHB
Area/ Number /Unit Norm
Spacing/ cost
size etc.
Protected Protected Structure with Micro
Cultivation Irrigation
Green house
o Fan & Pad/
o Naturally ventilated-
Tubular/wooden/Bamboo
Shade net- Tubular/ wooden/
Bamboo
Plastic tunnel/
Walk in Tunnel/
Anti-bird/Anti-hail net etc.)
Bed preparation in case of orchids
and Rose subject to conditions
Planting Material & Cultivation cost
Irrigation Tube well/ bore
well/ Open well
(Nos.)
Cost of Pipeline
from source of
irrigation to
26
production unit
(Length, Size &
Material)
Water harvesting
pond/ Water tank
Others
Infrastructure Store & Pump
house (Area in
sq.ft with size)
Labour room & go
down (Area in
Sq.ft with size)
Others
Farm Tools and
Mechanisation equipment’s as per
(AC) SMAM
Land Development- Soil levelling /
Digging/Fencing etc.
Land if newly purchased but not
before one year from date of
sanction of Term loan (indicate
year)
Vermi Compost Unit
1. Permanent Structure
2, HDPE Vermibed (12ft X 4ft X2 ft)
Certification of Good Agricultural
Practices (GAP) including
infrastructure (AC)
Plastic Mulching (AC)
Others
Grand Total
Scheme Capacity/ Units/ Likely NHB
Area/ Number /Unit Norm
Spacing cost
etc.
Integrated 1. Integrated PHM
PHM 3.1.Pack House
3.2.Integrated Pack house
3.3.Pre-cooling unit
3.4.Cold Room (Staging)
3.5.Mobile Pre-cooling unit
3.6.Ripening Chamber
3.7 Primary Processing
3.8.Retail outlet (environmentally
controlled)
Others
Note: NHB Norm: means Over all ceiling in project mode with add on component as per NHB Scheme guidelines.
(Appendix 1-A)
AC: Add on component: Over and above the cost ceiling.
27
3.13.Operations Planning
28
3.14. Profile of Agency executing erection of Protected Structure/ Post Harvest
Infrastructure (based on project / applicability etc.
4. Others
5.
6.
7.
8.
29
3.16.Month wise operational chart / Implementation schedule: Commencement to
completion:
30
Note: The table can be extended as per need. JF: January/ February; MA: March/April and similarly other abbreviations.
3.17.Number of days of Operation / Crop etc:
3. Briefly explain as to how the produce will be consolidated (backward linkages) and
marketed/exported (forward linkages)
31
3.19.Manpower (Skilled Labour, Expertise etc.), Required, Already available, Gaps and the
management in an Year.
a)
b)
c)
32
3.21.Infrastructure and connectivity (Power, Fuel, Water, Plant and Machinery, Effluents
treatment etc.)- Required, Already available, Gaps and the management.
33
project if any
Fencing
Any other
34
3.22.SWOT Analysis
1 Strengths
2 Weaknesses
3 Opportunities
4 Threats
35
Attention of the applicant:
1. Applicant shall not change project land, proposed crop / activity / component, area and
bank / financial institution in the proposal during the project implementation period. Thus
any change in crop or project site shall make the component or project, as the case may
be, ineligible for getting subsidy.
36
4 NHB Scheme under which the project is proposed with rationale /
justification.
37
38
2. Cost Norms and pattern of assistance: Copy paste scheme guidelines
39
40
41
42
43
44
45
46
3. Rationale for justification for taking up the proposed project under the scheme No.1
and its components.
47
5.Project details
48
5.1 Agro-climatic suitability
49
5.1.2.Agro-climatic / Horticultural zones including Rainfall, temperatures at critical
stages and suitability of the project (Not applicable to standalone PHM projects)
Conclusion: Whether project crop is recommended for the project location Yes/No
50
5.1.3.Soil / Soil less medium Type and health -requirements and that of project
suitability
(Not applicable to standalone PHM projects)
#: Provide details of Soil Test Laboratory (should be that of Agriculture Dept/ Agric.Univ/
Central or State Government) where Soil is tested with contact details of Head of Laboratory/
Analyst with telephone and mobile details and weblink if possible. A self-attested copy of the
laboratory results should be submitted in case project is qualified for processing for subsidy
claim.
1. Causes
2. Reclamation / Management/ Amendments proposed:
Conclusion:
Whether project location soil is suitable for the crop / activity.
51
5.1.4.Water/ Irrigation water Quality -requirements and that of project suitability
(Not applicable to standalone PHM projects)
52
5.2.Project- Market viability of the Project
(To be facilitated and certified by Horticulture Expert)
53
5.2.3.Statistics: India and State.
India: Area, Production and Productivity in the area, State and India for the last 5-10 years
1.National picture
http://agricoop.nic.in/statistics/publication-reports
Source: http://agricoop.nic.in/statistics/publication-reports
4.Project State- district wise performance in the said crop producing districts in Last Year
(Mandatory)
54
5.Project crop in the state: Time trend of Area, Production and Productivity (Mandatory)
55
7.Availability of Storage facilities in the project area / District / State Source: (Desirable Data)
56
6.2.4. Clusters/ Zones
57
5.2.5.Demand for the commodity: ( based on the available data- minimum for the project
area, district and the state)
http://agricoop.nic.in/
APMC/ Agriculture Marketing Board/ District Horticulture Officer
*: Project area could be a block / District based on the crop / commodity/ activity and its
spread area and numbers.
Note: Applicant may take the help of District Horticulture Officer.
5.2.5.A.Projections of production, productivity, targets for domestic and export market (Desirable)
58
5.2.6.Global producers- Country, Area, Production, Productivity and global market share for
the last 5-10 years
India
Source:
http://agricoop.nic.in/statistics/publication-reports
http://agriexchange.apeda.gov.in/;
59
5.2.8.Seasonality matrix of the fruit /vegetables/ flowers (Desirable Data):
Fruits/ Jan Feb Mar Apr May June July Aug Sept Oct Nov Dec
vegetable/
flower
Lean Season
Peak Season
Demand and Supply issues specific to project area:
60
5.2.9 Price variation of Commodities at State / UT Capital or at a Major Fruit &
Vegetables/ Flower Market
Source: Could be applicants’ own assumption / horticulture expert etc.by giving justification
61
5.2.10.Balance sheet of commodity in the State / District (Desirable Data/ Voluntary)
Source:
Note:
62
5.2.11.Whether transportation infrastructure is available.
63
5.2.14.Value chain in the commodity
5.2.15.Proposed Business Strategy by the Applicant for Marketing and Market viability
64
5.3.Financial Viability of the Project
( To be prepared and certified by Project Finance Expert on each page)
65
down (Area in Sq.ft
with size)
Others
Farm Tractor upto 20 BHP
Mechanisati Power Tiller HP
on Equipments- driven
(AC) by Tractor/ Power
Tiller
Mulch laying
machine
Self-propelled hort.
Machinery
Other tools and
equipment’s as per
Sub Mission on
Agriculture
Mechanisation
(SMAM)
Others
Land Soil levelling /
Developmen Digging/Fencing etc.
t Others if any
66
Anti-bird/Anti-hail net etc.)
Bed preparation in case of orchids
and Rose subject to conditions
Planting Material & Cultivation
Irrigation Tube well/ bore well/
Open well (Nos.)
Cost of Pipeline
(Length, Size &
Material)
Water harvesting /
Water tank
Others
Infrastructur Store & Pump house
e (Area in sq.ft with
size)
Labour room & go
down (Area in Sq.ft
with size)
Others
Farm Tools and
Mechanisati equipment’s as per
on SMAM
(AC)
Land Development- Soil levelling /
Digging/Fencing etc.
Land if newly purchased but not
before one year from date of
sanction of loan (indicate year)
Vermi Compost Unit
Certification of Good Agri Practices
Good Agricultural Practices (GAP)
including infrastructure (AC)
Plastic Mulching (AC)
Others
Grand Total
Scheme Capacit Units/ Like NH
y/ Numbe ly B
Area/ r /Uni Nor
Spacin t m
g etc. cost
Integrated 2. Integrated PHM
PHM 3.1.Pack House
3.2.Integrated Pack house
3.3.Pre-cooling unit
3.4.Cold Room (Staging)
3.5.Mobile Pre-cooling unit
3.6.Ripening Chamber
3.7 Primary Processing
3.8.Retail outlet (environmentally
67
controlled)
Others
Project Max.possible
Cost NHB support
(self-
appraisal)
4. Open field condition With add on components
Without add on
components
5. Protected Cover of NHB specified With add on components
crops Without add on
components
6. Integrated PHM
3.1.Integrated Pack House
3.2.Pack house
3.3.Pre-cooling unit
3.4. Cold Room (Staging)
3.5. Mobile Pre-cooling unit
3.6.Ripening Chamber
3.7 Primary Processing
3.8.Refer Van
3.9 Retail outlet
Grand Total
68
5.3.4.Hypothecation Security if any:
5.3.5.About Bank/ FI: Name of the Bank/FI, branch and its code identified for Term loan
and Rationale
Name of Bank/ FI
Bank/FI Branch Address
Bank/FI Branch contact Number
IFSC code
Estimated projections
Y1 Y2 Y3 Y4 Y5 Y6 Y7 Y8
Capital
Reserves
Intangibles
Tangible Net
Worth
Net Working
Capital
Current Ratio
Net Sales
Op. Profit
Net Profit Before
Tax
Net Profit After
Tax
TOL/ TNW
Debt-equity ratio
Depreciation
Dividend
Retained Profit
NOTE:- In case of existing business / project, the promoter has to provide the audited data
for the last three years apart from estimated and projected data for covering the entire
repayment period.
69
5.3.8 Project Financing:
1) Rate of Interest :
13) Depreciation
70
5.3.9 Sensitivity analysis of the project.
71
5.3.10 Key Financial Parameters for the proposal:
72
5.3.11 Statement of Assets & liability as on……...
1. Immovable Assets
(Rs. In lakh)
Sl.No Description Extent Location Face value Market value
1 Land
2 Building
3 Plant & machinery
4 Commercial plots
2. Movable Assets
Sl.No Description Model Face value Market value
1 Car/Scooter/Truck/Bus/Mobile
phone
Total assets……............
1. Liabilities
Sl.No. Nature of the loan Name of the Date of loan Face Market value/
institution value Present value
Total liabilities…….....................
Net of assets & liabilities…….....
73
5.3.12.Risk Analysis & Management
Risk Management
Excess production / Glut situation in
Market
Crop failure Crop insurance is mandatory where
ever available
Price volatility-low prices
Pests and Diseases
Natural calamities- fire, cyclone, Floods
etc.
74
5.4: Land development and Crop husbandry
5.4.1.Land development: ( in case of waste/ barren land)
75
Method of Propagation / technology
Source: NHB
List of reputed / authorised store / Nursery from where quality seeds / planting material is
planned to source in the project:
76
Planting material-source, quality and suitability
Proprietor Name
Contact Number:
Email:
Website:
6. Warranty period for crop establishment
7. Warranty provided for pests and diseases if any
8. Whether variety/ hybrid/ cultivar registered under
Section 39 (2) of The Protection of Plant Variety and
Farmers Right Act, 2001 (PPVFR Act)
9. Authority which provides compensation to the Registrar General, PPV & FRA
farmers in case a registered variety does not perform is the designated officer for
as per the claim made by the breeders. redressal of Public Grievances
and can be addressed to:
Registrar General Protection of
Plant Varieties and Farmers’
Right Authority S-2, A Block,
NASC Complex, Opp. Todapur
Village New Delhi -110012
10. Applicability of Seed Act and any State Act on
nursery/ planting material
11. Authority which provides compensation to the
farmers in case the said variety / cultivar / hybrid
does not perform as per the claim made by the
breeders under Seed Act / State Nursery Act if any
12. What is the dispute settlement mechanism of
Company / Supplier of seed / planting material- If
the said crop variety / cultivar/Hybrid is not
registered under PPVFR or does not come under
Seed Act or Any State Nursery Act.
Please provide the name, designation and address
including Tel, Mobile and email id of company
official responsible for settlement.
13. Original manufacturer / Source of planting material Full address with contact Nos.
14. Name of Tests with date and lab- conducted to Optional
assure pest and disease free ness of seeds/
propagation by the nursery/ company
15. Whether the planting material is imported. If Yes,
whether plant quarantine and disease free
certification was done
77
5.4.3. Orchard/ Site planning Lay out and management / Sowing
As recommended by
ICAR Institute/
CAU/SAU/SHU/ Others
78
5.4.3.2.Land preparation including bed preparation / pot plants
As recommended by
ICAR Institute/
CAU/SAU/SHU/ Others
79
5.4.3.3.Planting Season / time and density
80
5.4.3.4.Water and Nutrient Management
a. Critical stages for Irrigation and Water required under Drip Irrigation
b. Method of Irrigation:
Dated Institute
Soil Health Values Recommended range Remarks
Parameters
As recommended by
ICAR Institute/
CAU/SAU/SHU/ Others
81
5.4.3.5.Intercultural operations including Weed management
As recommended by
ICAR Institute/
CAU/SAU/SHU/ Others
82
5.4.3.6.Plant canopy architecture management/ training and pruning
As recommended by
ICAR Institute/
CAU/SAU/SHU/ Others
83
5.4.3.7.Use of Pollinators & Pollinizers
84
5.4.3.8.Use of Plant growth regulators (including waiting period)
As recommended by
ICAR Institute/
CAU/SAU/SHU/ Others
85
5.4.3.9. Flowering & Fruiting
Including Problem of unfruitfulness / Growth, fruiting habits and methods for inducing
fruitfulness
As recommended by
ICAR Institute/
CAU/SAU/SHU/ Others
86
5.4.3.10.Integrated Pest and Diseases Management including Biological control and Food
Safety
Residue Analysis: Address and contact details of NABL approved laboratory proposed for
testing pesticide residue:
87
5.4.3.11.Physiological disorders- causes, preventive and management measures.
As recommended by
ICAR Institute/
CAU/SAU/SHU/ Others
88
5.4.3.12.Special problems if any
89
5.4.5.Farm Structures and Farm Mechanisation
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
5.4.5.2.Farm Mechanisation
Plant & Machinery proposed to be used or procured on outsourcing and on his own
Technical Standards
NHB Technical Standards based Proposal / action taken by Points of deviation and
on the type of protected structure applicant justification
109
5.4.6.Harvesting and Fruit / Flower care management
State/UT Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
District/ Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Production
area
110
5.5. Post-Harvest Management
5.5.1.Post-Harvest infrastructure scenario in horticulture sector in the State and specially for
the proposed crop / component
111
5.5.2.Product / Process Flow chart- Illustrative ( It should be crop and project specific)
(Unidirectional)
Source: http://www.fao.org/docrep/005/y4358e/y4358e04.htm#bm04.6
112
5.5.3.Lay out/ Floor Plan of Post-harvest operations
1. Arrival Area
2. Sorting
3. De-sapping/De-latexing
4. De-handing
5. Cleaning / Washing
6. Grading
7. Pre-treatments (HW, waxing, chemical treatment, etc.)
8. Packing
9. Pre-cooling
10. Palletization
11. Cold Storage
12. Ripening/ De-greening
13. Transport
113
5.5.4.Post-harvest operations
1. Arrival Area
114
6.Pre-treatments (HW, waxing, chemical treatment, etc.) and protocols.
Activity Recommended Proposed practice Remarks
115
5.5.5.Post-harvest Infrastructure – Integrated Post=harvest Management
Note: In case the project includes any of the post-harvest infrastructure units. Only the
relevant details and data sheet should be part of the DPR.
Certificates to enclosed during Market and Financial viability stage and JIT:
1. For Civil Works: Chartered Engineer (Civil) Certificate- component wise cost break
up for Civil Works.
2. For Plant & Machinery: Chartered Engineer (Mechanical) Certificate on component
wise cost break up for Plant & Machinery showing basic cost and Taxes separately.
116
5.5.5.1.Integrated Pack house:
117
Plant & Recommended Proposed Make No.of Unit cost Total
Machinery technical units cost
standards
13. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
14. Protocols
Activity Recommended Proposed practice Remarks
15. Compliance to relevant BIS code and standards- Electrical, Mechanical- Yes/No.
a. Managerial manpower
b. Technical manpower
c. Skilled manpower
d. Un skilled manpower
118
119
5.5.5.2.Pack house:
120
Plant & Recommended Proposed Make No.of Unit Total
Machinery technical units cost cost
standards
13. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
14. Protocols
15. Compliance to relevant BIS code and standards- Electrical, Mechanical- Yes/No.
e. Managerial manpower
f. Technical manpower
g. Skilled manpower
h. Un skilled manpower
121
5.5.5.3.Pre-cooling unit
122
Plant & Recommended Proposed Make No.of Unit Total
Machinery technical units cost cost
standards
12. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
i. Managerial manpower
j. Technical manpower
k. Skilled manpower
l. Un skilled manpower
123
124
5.5.5.4.Cold room
125
Plant & Recommended Proposed Make No.of Unit Total
Machinery technical units cost cost
standards
12. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
a. Managerial manpower
b. Technical manpower
c. Skilled manpower
d. Un skilled manpower
126
5.5.5.5.Mobile Pre-cooling unit
127
Plant & Recommended Proposed Make No.of Unit Total
Machinery technical units cost cost
standards
e. Managerial manpower
f. Technical manpower
g. Skilled manpower
h. Un skilled manpower
128
5.5.5.6.Ripening Chamber
129
Plant & Recommended Proposed Make No.of Unit cost Total
Machinery technical units Rs.in cost
standards lakhs
15. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
16. Protocols
Activity Recommended Proposed practice Remarks
130
19.
131
132
133
134
135
5.5.5.7.Primary Processing unit
136
10. Civil infrastructure. Design, layout and Photographic evidence certified by chartered engineer
is required to be submitted in case the project is considered for processing.
11. Plant & Machinery: Rationale, Design, Capacity, After service, Warranty( Design, layout and
Photographic evidence certified by chartered engineer is required to be submitted in case the
project is considered for processing).
20. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
137
5.5.5.8.Refer Van
1.Introduction
138
139
2. Rationale for the proposal
3. Product / Process flow chart.
4. Proposed project location:
5. Number of days proposed to be operational:
6. Produce / Raw Material:
a. Types/ Quality of raw material- Grades/ Specifications
b. Raw material availability and procurement: Details of own production if any and
local production annually with 5 years data with future projections. Markets and farm
areas of procurement and reliability. (Obtain past data from Local District
Horticulture Officer. In the absence of scientific data, the authority can give
estimated/projected data with stated assumptions)
c. Catchment area:
S.No Location of Catchment Name of Commodities Qty to be
(Cluster- Primary / Village, to be sourced sourced
Secondary) Block, District
140
11. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
141
Retail outlet
1.Introduction:
11. List of Manufacturers / Suppliers of Plant and Machinery (enclose quotations during
Market viability and Financial viability stage)
q. Managerial manpower
r. Technical manpower
s. Skilled manpower
t. Un skilled manpower
143
144
5.6 Marketing
a. Pre-harvest contract
b. On Farm Marketing
c. Retail Marketing
d. Wholesale marketing
e. Online Marketing
f. Exports
145
5.7 Value Addition/ Processing
Potential for the processing of crop produce / commodity and facilities / infrastructure available
146
6 Technology providers
6.1.Research Institute (s) [ ICAR/CAU/SAU/SHU etc.] providing / from which technical details are
ascertained
147
6.2. Experts-whose services are availed -Crop expert / Subject Matter Specialist (SMS) and
other experts consulted DPR preparation.
148
6.3.Extension/ Agri-Business Incubators / Advisory services
1. Contact person address for Advisory / Extension/ Incubator services available on the said crop
specific ICAR institution / SAU/ SHU: Provide the details.
149
7 Food Safety – With / Without Good Agricultural Practices Certification
7.2.1.Pre-Planting Measures
150
5. Selection of appropriate crop
Farmers should avoid growing root and leafy crops in the
year that manure is applied to a Field. Manure should be
applied to perennial crops in the planting year only. The
long period between application and harvest will reduce the
risks.
7.2.2.Production Measures
151
farming areas separately for the male and female.
7.2.3.Harvest
7.2.4.Post-Harvest Handling
1. Worker hygiene
a) Hands can contaminate fresh fruits and
vegetables with harmful microbes
b) Packing area should be cleaned and sanitized.
c) Supply liquid soap in dispensers, potable
water, and single-use paper towels for hand
washing.
d) Packing area should be cleaned and sanitized.
Supply liquid soap in dispensers, potable
water, and single-use paper towels for hand
washing.
e) Workers should be properly educated about
the importance of restroom use and proper
hand washing.
f) Encourage proper use of disposable gloves on
packing lines.
g) Sick employee should not be given food-
contact jobs.
2. Monitor wash water quality
a. Potable water should be preferably used in all
washing operations.
b. Clean water should be maintained in dump
tank by sanitizing and changing water
regularly.
c. Use chlorinated water and other labeled
disinfectants to wash fresh produce.
3. Sanitize packinghouse and packing operations
152
a. Loading, staging, and all food contact surfaces
should be cleaned and sanitized at the end of
each day.
b. Exclude all animals, especially rodents and
birds from the packinghouse.
c. Wash, rinse and sanitize the packing line belts,
conveyors, and food contact surfaces at the
end of each day to avoid buildup of harmful
microorganisms.
d. Packaging material should be stored in a clean
area
4. Pre-cooling and cold storage
a. After harvesting, fruits and vegetables should
be quickly cooled to minimize the growth of
pathogens and maintain good quality.
b. Water bath temperature for cooling should not
be more than 10F cooler than the produce pulp
temperature.
c. Refrigeration room should not be overloaded
beyond cooling capacity.
5. Transportation of produce from farm to market
a) Proper cleanliness of the transportation
vehicles should be ensured before loading.
b) Farmers have to make sure that fresh fruits
and vegetables are not shipped in trucks which
have carried live animals or harmful
substances.
c) If these trucks must be used, they should be
washed, rinsed, and sanitized them before
transporting fresh produce.
d) For traceability norms, it must be ensured that
each package leaving the farm can be traced to
field of origin and date of packing
Source: TNAU
http://agritech.tnau.ac.in/gap_gmp_glp/gap_fresh%20_%20fruits%20&%20veg.html
153
8.Innovation if any
154
9.Profitability of the project (Horti-business): Critical observations of Applicant
155
10 Checklist
156
19. SWOT Analysis √
4 NHB Scheme under which the project is
proposed with rationale / justification.
5 Project details
5.1 Agro-climatic suitability / feasibility
1. Origin and distribution of crop in the
said location and India and in the
world (briefly)
2. Agro-climatic / Horticultural zones √ IMD Data/
and suitability of the crop (s) Hort.Dept.
3. Soil type and latest health-suitability √ Latest Soil
for the crop health card
(not more than
1 month old)
4. Water (irrigation) source, availability, √ Latest Water
Quality and suitability Analysis report
(not more than
1 month old)
5.2 Market viability
1. Commercial and Nutritive importance
/ significance, composition and Uses
2. Target Market √
3. Area, Production and Productivity in
the District, State and India for the last
5 years
4. Clusters of the project crop in the √
state.
5. Demand and Supply Gap √ State
Horticulture
Dept.
6. Global producers- Country, Area,
Production, Productivity and global
market share in the last available 5
years.
7. International trade and potential (for √ @
export oriented projects)
8. Seasonality of fruit and its comparison √
with other available fruits
9. Price variation of commodity in the √ State Govt.
State and nearby markets
10. Balance sheet of commodity in the
State
11. Central and State Government policy
12. Value chain in the commodity √
13. Proposed Strategy by the Applicant √
for Marketing and Market viability
5.3 Financial viability
1. Due diligence status √
2. Project Cost √ Certified by
157
3.Means of Finance √ CA
4.Investment into Horticulture √
5.Key financial Indicators √
6.Project Financing √
a. Rate of Interest √
b. Returns from the Project √
(IRR):
c. Cost of Production and √
Profitability (Annexure)
d. Yield and Sales Chart √
(Annexure)
e. Proposed Balance √
Sheet: (Annexure)
f. Proposed Cash flow Statement √
for next 7 years (Annexure)
g. Proposed Profit & Loss √
Account: (Annexure)
h. Proposed Repayment of Term √
loan and Schedule (Annexure)
i. Break even Analysis √
(Annexure)
j. NPV (Net Present Value) √
k. Economic Rate of Return √
7. Farm record keeping/ Maintenance √ Records during
proposed JIT inspction
5.4 Land development and Crop Husbandry
5.4.1.Land development
5.4.2.Selection of Quality Planting Material
1. Recommended and popular Cultivars- √
varieties/hybrids, their specific
characteristics, requirements and
yields
2. Cultivar/Hybrid/Variety selected and √
Criterion adopted for selection
3. Propagation methods √
4. Accredited / Good Nurseries in the √
area
5. Planting material-source, quality and √ Nursery / Shop
suitability Invoice with
Seed quality
5.4.3.Orchard / Site planning, Lay out and
management
1. Planning, establishment and layout √
systems
2. Land preparation √
3. Planting Season / time and density √
and transplanting
4. Water and Nutrient management √ Written plan
5. Intercultural operations including √
158
Weed management
6. Plant canopy architecture √
management/ training and pruning
7. Planting systems and transplanting √
of horticultural crops
8. Use of Pollinators & pollinisers √
9. Use of Plant growth regulators √
10. Flowering & fruiting √
11. Integrated Pest and Disease √
Management and Food Safety
measures
12. Physiological disorders- causes, √
preventive and management
measures.
13. Special problems if any √
5.4.5.Farm Structures and mechanisation √
1. Protective cover structure √ Technical
standards
Undertaking of
expertise /
competency by
Agency
2. Farm Mechanisation √ Company
Brochures
5.4.6.Harvesting and Fruit / flower care
management
5.5 Post-Harvest Management √
1. Post-Harvest infrastructure scenario in
horticulture sector in the State and
specially for the proposed crop /
component
2. Product/ Process Flow chart √
3. Lay out / Floor Plan of post-harvest √
operations
4. Post-harvest operations (Based on √ Protocols
applicability)
5. Pre-cooling √
6. Curing √
7. Cleaning / Washing √
8. Sorting and Grading √
9. Packing and labelling √ Models
10. Ripening √
11. Transport √
12. Storage- Low cost / cold storage/ CA √
13. Post-harvest infrastructure – Integrated √ Technical
Post-harvest Management- (Which ever Standards
component is proposed)
1. Integrated Pack house
2. Pack House
159
3. Pre-cooling unit
4. Cold Room (Staging)
5. Mobile Pre-cooling unit
6. Ripening Chamber
7. Primary Processing
8. Refer van
9. Retail outlet
10. Labour room
5.6 Marketing
1. Aggregation & Assembling: √
Marketing infrastructure
2. Market Institutions and agents √
3. Demand and Supply trends and
forecast both in local and National
markets.
4. Traceability system √
5. Proposed value chain / method of √
Marketing by the Applicant
5.7 Value addition / Processing √
6 Technology providers √
1. ICAR /CAU/ SAU/SHU / Research √
Stations and Experts names
2. Agri/Horti-Business incubators √
7 Food Safety -With /Without GAP
certification
1. GAP Certification if any √
2. Food safety measures √ Clean farm,
a. Pre-planting √ Trained
b. Crop husbandry √ workers;
c. Harvestings √ Protective
d. Post-harvest √ clothing,
Safety
equipment;
First Aid;
Safety and
Hygiene
policy; Waste
Management
Plan
8 Innovation if any
9 Risk Management √ Proposed
insurance
details if any
10 Checklist √
11 Declaration from Crop Expert and Project √
Finance Expert
Self-declaration by the Applicant √
Note: *: Documents are to be submitted only when NHB accords Pre- IPA approval.
160
@ In case of export units.
161
11.1.Declaration by Horticulturist/ Crop Expert ( if the Project / Crop specific
information, data and chapters of DPR are prepared by the expert and not by the
applicant)
I have read and understood the latest NHB Schemes operational guidelines and made the
applicant understand the same.
The technical information provided in the Detail Project Report are as recommended by
ICAR/ State Agriculture / Horticulture University/ …….Research Institute as published in
their publication…………./ genuine website……………….
Certified that the information/contents as above furnished in the DPR are true to the best of
my/our knowledge & belief and nothing material has been concealed.
Place Signature
Date Designation and Seal
162
11.2.Declaration by Post-harvest Technology / Management Expert
I have read and understood the latest NHB Schemes operational guidelines and made the
applicant understand the same.
In case IPA is issued for the project, during and after the completion of the project, I am
willing to guide the Applicant in post-harvest technology and practices for food safety and to
minimise post-harvest losses and to maintain quality. I will render my services.
Certified that the information/contents as above furnished in the DPR are true to the best of
my/our knowledge & belief and nothing material has been concealed.
Name of Expert
Current profession:
Educational qualification and
University passed out
Membership number
Firm Registration Number
Permanent address:
Contact Number: Tel
Mobile
Email
Place Signature
Date Designation and Seal
163
11.3.Declaration by Project Finance Expert (Chartered accountant)
(It should be taken at the time of preparation of DPR (one month before the DPR submission
but should be enclosed during Market viability and Financial viability stage both in soft copy
and hard copy) ( if the Market viability and Financial Viability chapters are prepared by the
Project Finance Expert and not done by the applicant on his/her own)
6.Project Cost: As per the format provided in the chapter: Financial Viability
7.Means of Finance: As per the format provided in the chapter: Financial Viability
I have read and understood the latest NHB Schemes operational guidelines and made the
applicant understand the same.
The project is technically feasible and economically viable and is bankable. The Financial
and Market viability as provided in the Detail Project Report is true to the best of my
knowledge.
Certified that the information/contents as above furnished by me/us in the application are true
to the best of my/our knowledge & belief and nothing material has been concealed.
164
Counter signature (with name) of Promoter / Authorised Signatory of Company with seal
with date.
Chartered Engineer /Civil Engineer Certificate Format in case of any Civil Work
(It should be taken at the time of preparation of DPR (one month before the DPR submission
but should be enclosed during Market viability and Financial viability stage both in soft copy
and hard copy)
Total
Place Signature
Date Designation and Seal
Counter signature (with name) of Promoter / Authorised Signatory of Company with seal
with date.
165
Chartered Engineer /Mechanical Engineer Certificate Format
Only in case of any Project with components involving –
Protected Cover, Plant & Machinery
( In his / her letter head)
(Applicable in case of Projects involving Protected Structure/ Micro-Irrigation/ Post harvest
components involving Plant and Machinery)
(It should be taken at the time of preparation of DPR (one month before the DPR submission
but should be enclosed during Market viability and Financial viability stage both in soft copy
and hard copy)
S.No Name of the project
1 Location with address
2 Date of site visit by the Chartered Engineer
3. Date of documents including land ownership /
registered lease etc. verification and due diligence
strictly as per NHB scheme guidelines.
Place Signature
Date Designation and Seal
Counter signature (with name) of Promoter / Authorised Signatory of Company with seal
with date.
166
.Self-Declaration by applicant
1. I have read, understood and abide by the latest NHB Schemes operational guidelines including
conditions, norms and pattern of assistance.
2. The information provided in the Detail Project Report is true to my knowledge.
3. In case the details provided by me viz., (i) my personal details, land, previous benefits availed by
me from either Central and State Government if proved false at any stage NHB is entitled to
recover any subsidy if any released by it from me.
4. I have personally ascertained technical details of the projector or I have availed the services of a
competent Horticulturist for technical details and viability. Accordingly declaration is provided
herewith.
5. I have personally ascertained Financial and Market viability of the project or I have availed the
services of a competent Project Finance expert for the requisite project finance details and project
viability. Accordingly declaration is provided herewith.
6. In case the project is approved for pre-IPA, I shall undergo a 2 Weeks (min.10 working days)
training programme in case of Open field condition and protective cover (with or without PHM
component) and a minimum of 1 Week programme in case of standalone PHM component at my
own expenses in one of the ICAR/CAU/SAU/SHU/ Research Station/ Centres of Excellence/
related Central or State Government institution/ others as found appropriate / approved by NHB.
7. I shall adopt scientific package of practices / technology and maintain proper farm accounts.
8. The project is technically feasible and economically viable and is bankable.
9. In case the project application is considered for application processing, I am bound to submit all
required / requisite mandatory documents to establish veracity of my DPR and eligibility to claim
subsidy under NHB Schemes in the form prescribed with in 6 months of any such intimation from
NHB for according In principle approval (IPA). Else I acknowledge that my application stands
vacated and rejected by default of my omission.
10. I understand that incomplete, delayed and /or NPA projects and default cases shall not be eligible
for subsidy.
11. In case IPA is issued and subsidy is released subsequently, the project location, plant &
machinery will be geotagged permanently and shall not sell the any of items / plant & machinery/
components procured under the project. In case of any violation I am obliged to return the subsidy
received with in 30 days of notice from NHB.
12. I solemnly affirm/ undertake that the proposed project components in the application are a
completely new activity and not a pre-existing activity or any component thereof.
13. In case of Plant & Machinery- only new are proposed. Reconditioned / refurbished equipment/
Plant & Machinery shall not be procured under the project.
14. In case of concealment of any facts in this regard, the NHB would have right to reject/ cancel my
application / project out right at any stage.
15. In case the project is approved for subsidy claim I shall undertake a MOU with NHB to comply
with all the terms and conditions of the scheme guidelines as effective on the date of subsidy
claim approval and any other condition/ advisory in the interest of projects success and
sustainability.
Applicant (Name and signature) and Seal if any with date and Location:
167
‘’Proposed stages in NHB SCHEME IMPLEMENTATION for
new IPA Applications of Schemes No.1 &2 during 2018-19
(finalised based on the feedback from the stakeholders)
Stage Player Step Mode Timeline Remarks /
Enclosures
1 Applicant Submission of Online Open No document
Prescribed Application - throughout is required to
specific to the scheme year, as be enclosed
along with DPR on the per at this stage.
suggestive lines of Scheme
model template (will be design
hosted in NHB website)
and cost of Application
2 NHB Examines the - Target
Application and DPR 1 Month
and gets scrutiny of
Technical feasibility
duly considering the
design of scheme offer.
3 In case anapplication/ online
Technical project is rejected NHB
feasibility will provide reasons for
the decision. Further the
applicant is provided
with an opportunity to
make his case by way of
presentation of his
project on an appointed
day in the presence of
competent authority.
(Optional)
168
applicant with a request max.6 including
to submit all the months those
prescribed / requisite strictly) specified in
documents along with DPR
checklist are
Bank Appraisal of to be
Market viability and submitted by
Financial viability of the applicant.
the proposal and
DPR which NHB In case of
found technically Bank
feasible (should be appraisal and
after NHB Technical sanction-
feasibility) ; Bank is to
and Sanction (after certify each
Appraisal) within 6 page with
months of NHB’s signature,
technical feasibility Name,
approval. Designation
date, seal and
Any lapse in time line, upload
change of applicant (s), online.
crop / component,
location, technical
aspects etc. as per the
DPR scrutinised for the
technical feasibility
approval stands vacated
/ rejected. However he
is eligible for fresh
submission.
5 Applicant Undergoes 2 Weeks - 2 or 1 Training is
Training training programme (10 Week mandatory
Working days) on the before
project activity at his/ issuing IPA.
herown expenses in an
institute recommended /
approved by NHB. In
case of expansion
projects the period could
be 1 Week (5 days).
169
6 NHB NHB examines the - 2 months
application, DPR,
documentary evidence Target
and Bank Appraisal of 1 Month
Market viability and
financial viability,
keeping in view the
availability of the
budget, priority
(SabkaSaathSabka
Vikas) and design of
implementation of the
offer / Year.
7 NHB takes decision on online
Market & In-Principle Approval
Financial (IPA) and informs
Viability- decision to the applicant
IPA- with reasons/ grounds.
170
11 NHB + NHB undertakes Joint Physical Target:
Bank/ FI+ Inspection of the field/ ins- Max.
State activity availing the pection within 30
Govt+ services of NHB hired days of
Expert Photo cum request by
Videographer in the online.
presence of applicant.
171
against the Term
loan account of
Borrower.
2. Shall not charge
interest on Term
Loan equivalent to
subsidy from the
date of receipt of
subsidy.
3. Confirms the receipt
of subsidy online.
4. Informs the receipt
of subsidy to the
applicant.
5. Shall inform if the
Term loan account
turns into NPA.
6. Closely monitor the
project health
minimum for 3 years
or till the payment of
term loan whichever
is later.
7. Takes into
consideration the
NHB advisories.
17 Applicant 1. Confirms the receipt On receipt
of subsidy online. of subsidy
2. Implement project
strictly as per
scheme guidelines.
3. Maintain records
and accounts.
4. Adopts technology /
scientific package of
practices and
innovate marketing /
business strategies.
5. Takes into
consideration the
NHB advisories.
6. Regularly reports the
performance of
project health
7. Share best practices
if any to NHB.
Salient features:
173
Model MOU between NHB and Applicant upon IPA issuance: MoFPI MoU
174
175