MMGS Ii To Iii Model Objective Question Paper 1 PDF

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STATE BANK LEARNING AND DEVELOPMENT (SBILD) DHARWAD

Model Test Paper- I for Promotion Aspirants (MMGS II TO MMGS III)


OBJECTIVE QUESTIONS
1 A Current Account is classified as Inoperative when
A There are no transactions in the account for over a period of 2 years
B There are no customer induced transactions in the account for over a period of
2 years
C There are no Bank originated transactions in the account for over a period of 2
years
D When there are no periodic application of interest and charges in the account
over 2 years
2 The total no of withdrawals allowed in Small and Basic Savings account
A 4 withdrawals per month excluding B 5 withdrawals per month including
ATM transactions ATM transactions
C 5 withdrawals per month excluding D 4 withdrawals per month including
ATM transactions ATM transactions
3 What is the minimum deposit in SBI Tax Savings Scheme?
A Rs.10000 B Rs.5000
C Rs.1000 D Rs.25000
4 A foreign national working in India, can open which of the following accounts
A NRE Account B NRO Account
C Resident Account D FCNR Account
5 Rate of Interest offered on Savings Bank Account with a deposit of upto Rs.1.00
lac
A 3.00% B 3.25%
C 3.50% D 4.00%
6 FCNB Premium account can be opened for a minimum period of
A 1 year B 5 years
C 2 years D 10 years
7 For partial withdrawal/ break up of MODs the unit amount is
A Rs.500 B Rs.1000
C Rs.5000 D Rs.20000
8 Minimum MAB to be maintained in a Arthias Current Account
A Rs.10000 B Rs.25000
C Rs.50000 D No such stipulation
9 Maximum Cash deposit amount per day at non home branch in case of Regular
Current Account
A Rs.2 lac B Rs.1 lac
C Rs.5 lac D Unlimited

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10 How many free cheque leave could be given in Power Jyothi Current Account?
A 50 per month B 25 per month
C No Cheque Book facility D 100 per month
11 Period of deposit in respect of Annuity Deposit Scheme
A 36,60,84 & 120 Months B 36,60 & 84 months
C 24,36,60 & 120 Months D 60,84 & 120 Months
12 How many times the money can be deposited in a month in SBI Flexi Deposit
Scheme?
A Amount of monthly deposit can B Only once from 1st to 10th of every
vary, but number of deposits in a month
month is restricted to ten
C Any time during the month and any D As applicable in case of RD
number of times
13 Maximum amount of Deposit acceptable in PPF accounts in a financial year
A Rs.70000 B Rs.75000
C Rs.150000 D No such restriction
14 Maximum Balance that can be allowed in Small Account
A Rs.100000 B Rs.50000
C Ra.200000 D Rs.500000
15 Maximum number of nominees allowed in SBI Cap Gains Scheme is
A 1 B 3
C No nomination allowed D 2
16 How much loan can be provided for individual women member of SHG as per
budget?
A Rs.1.00 lac B Rs.0.75 lac
C Rs.0.50 lac D Rs.1.50 lac
17 Maximum tenure of SBI Realty Loan
A 60 months B 180 months
C 84 months D 120 months
18 Home Loan sanction is valid for ---------
A 3 months B 4 months
C 1 month D No such stipulation
19 The LTV ratio to be maintained for sanction of Agri Gold Loan is
A 90% B 65%
C 75% D 25%
20 Min lease holding of land should be not less than …… in Loan to Poly house /
Green House product for considered for financing
A 10 years B 15 years
C 12 years D 13 years

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21 What is the maximum loan amount as per Xpress Elite scheme
A Rs.15 lac B Rs.20 lac
C Rs.25 lac D No such limit
22 What is the Turn Around Time (TAT) for Asset Backed Loan?
A 7 days B 15 days
C 3 days D 5 days
23 Ministry of Housing and Urban Affairs, GoI has nominated…….. as the Central
Nodal Agency for CLSS-PMAY(U).
A Bank of Baroda B Punjab National Bank
C SBI D HDFC Bank
24 Which type of facility is given in Produce Marketing Loan?
A Revolving Cash Credit B Drop Down DP limit
C Term Loan D Demand Loan
25 What is DSCR under Modified New Tractor Loan?
A 1.50 B 2.00
C 1.75 D 1.33
26 Which one of the following is incorrect regarding waiver of Opinion
Reports/Asset Liability Statements
A Xpress Credit Loan in all cases B Educational Loans above Rs.7.50
lac
C Auto Loans upto Rs.20 lac D Personal Gold Loans
27 Which one of the following is not correct regarding SBI Flexi Pay Home Loans
A Salaried employees having age of 21 years and above but not more than 45
years with minimum 2 years of service are eligible.
B Min. loan under this scheme is Rs.20.00 lac
C Tenor of the loan is minimum 20 years and maximum 30 years
D Loan amount is 1.2 times the loan amount calculated as per the normal method.
28 What is the minimum loan amount in Car Loan?
A Rs.0.50 lac B Rs.1.00 lac
C No such stipulation D 85% of the On-Road Price
29 What is the hurdle rate for Construction Equipment Loan?
A SB 10 B SB 06
C SB 09 D SB 08
30 What is the product available in SBI for providing financial assistance to
registered sellers of e-Commerce portal engaged in selling products through
online portal of e-Commerce companies?
A SME Ecommerce Loan B SME Assist
C SME EBiz loan D Simplified Small Business Loan
31 Which one of the following is the AI powered SBI Voice Assistant?

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A Khushi B Alice
C SIA D Alexa
32 Technology used in SBI FASTag?
A Radio Frequency Identification B Radio Amplitude Identification
C Radio Amplitude Modulation D Radio Frequency Modulation
33 Who is the technology partner for ATM Switch Centre?
A Financial Edge Systems Ltd (FES) B Financial Software and System (P)
Ltd, (FSS)
C Financial Systems and Software D Financial Systems Software Ltd
Company (P) Ltd, (FSS) (FSS)
34 What is the name of the application for Retail Internet Banking in Mobile
A ePay B YONO Lite SBI
C YONO D SBI Anywhere
35 AEPS stands for
A Auto Electric Payment System B Adhaar Empowered Payment
System
C Adhaar Enabled Payment System D Assisted Electronic Payment
Settlement
36 In POS transaction, “Interchange” is the fee
A Paid by the POS installing Bank (Acquirer) to the Card Issuing Bank
B Paid by the merchant to the POS installing Bank
C Paid by the customer to the merchant for allowing payment by the Card
D Paid by the POS installing bank to the merchant as an incentive
37 What is the Govt transaction limit per day in RINB
A Rs.0.50 cr B Rs.1.25 cr
C Rs.1.00 cr D No maximum limt
38 What are all the services available in CINB
A FFR-1 and FFR-2 B Stock Statements
C Both A and B D None of the above.
39 What is the maximum limit for eZ-Pay Card
A Rs.150000 B Rs.50000
C Rs.75000 D Rs.100000
40 What are the maximum purchases that customers can make at POS using a
Domestic ATM card?
A Rs.10000 B Rs.40000
C Rs.20000 D Rs.50000

41 Notice for change in terms and conditions to be informed to the customer before
------ days

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A 15 days B 30 days
C 60 days D 90 days
42 Income Tax Register is to be maintained for ------ years as per Retention Policy
of Bank?
A 15years B 13 years
C 10 years D 30 years
43 Branch profile containing data on Branch environment is called
A Branch Darpan B Branch Documents
C Branch Dossier D BMMC
44 “ Be the Bank of choice for a transforming India” is ---------------- statement of SBI
A Values B Vision
C Mission D Tagline
45 Every --------------- is considered as Gold Auction Day
A 2nd Friday B 3rd Tuesday
C 3rd Friday D 4th Tuesday
46 Turn Around Time for Staff Housing Loan
A 2 weeks B 15 days
C 1 week D 10 days
47 National Banking Group (NBG) is now renamed as
A Commercial Clients Group B Corporate Accounts Group
C Retail & Digital Banking Group D Customer Value Enhancement
Group
48 Major penalty proceedings will be initiated in case IT related infringement by
staff has been on more than …… instances.
A 2 B 3
C 5 D 4
49 In audit parlance, the analytics-based Outlier Model is named as
A RBOSA B MODOARPS
C RADAR D RFIA
50 Govt Banking Unit is located at
A New Delhi B Mumbai
C Kolkata D Hyderabad
51 CASA deposit ratio of SBI as on 30.09.2019
A 40.13% B 42.13%
C 48.13% D 45.13%
52 Business Continuity Plan in case of newly opened Branch should be drawn and
approved within ---- days/months from the date of opening
A 15 days B 30 days

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C 45 days D 2 months
53 The present ceiling of petty cash at branch is
A Rs.50 B Rs.100
C Rs.200 D Rs.250
54 All vouchers in the new VVQ are to be checked on
A T+0 Basis B Within 1 hour of voucher generation
C T+1 Basis D Instantaneously
55 Non-CTS cheques are cleared on which day(s)
A All days B Non-CTS cheques are not accepted
for clearing
C Only on 2nd Wednesday D Mondays and Tuesdays
56 The type of risk where the tendency to or willingness to take a high-level risk
that may not be economically sound is called
A Systemic Risk B Moral Hazard
C Business Risk D Risk appetite
57 Gross NPA position of SBI as on 30.09.2019
A 8.29% B 7.59%
C 7.19% D 2.79%
58 AML/CFT monitors cash transactions of Rs------ and above.
A Rs.5 lac B Rs.50 lac
C Rs.25 lac D Rs.10 lac
59 What is KRA
A Key Responsibility Area B Key Risk Area
C Key Result Area D Key Remuneration Area
60 The date for determining various eligibility criteria for the purpose of promotion
in case of Supervising staff
A 1st June every year B 1st July every year
C 1st April every year D 31st march every year
61 Sending foreign currency remittance through FX-OUT is available at
A NRI Branches B NRI intensive Branches
C All SBI Branches D Authorized Branches
62 NRE accounts are
A Rupee designated accounts B Opened in 6 foreign currencies
C Only US Dollar denominated D None of the above
accounts
63 SOFTEX forms relate to
A Soft foreign remittances B Import & Export of software

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C soft form of foreign exchange D Form to be submitted to RBI by
related returns authorized dealers at monthly
intervals
64 Expand XBRL
A Extensible business reporting B Extensible Bills Receivable letter
language
C Extensible Business Reporting D Extensible Bills Reversal letter
letter
65 Uniform Customs & Practice for Documentary Credits (UCPDC), revision 2007
is published by
A International Chamber of B World Chamber of Commerce
Commerce (ICC)
C International Monetary Fund (IMF) D World Bank
66 The art of narrowing a customer’s expectations and matching them more
effectively with a solution that best fulfils their needs or desires is called
A Cross Selling B Up Selling
C Down Selling D Mis Selling
67 Which committee recommended Business Correspondents Model?
A Nandan Nilakeni Committee B Raghuram Rajan Committee
C Bimal Jalan Committee D Nachiket Mor Committee
68 Balance Govt Business BGL account to be transferred to FSLO on
A March 31st B Dec 31st
C Sept 30th D June 30th
69 Code of Customer Service and Commitment framed by
A SBI B RBI
C GoI D BCSBI
70 What is DEAF Scheme
A Depositor Empowerment and B Depositor Empowerment and
Awareness Fund Awareness Facility
C Depositor Education and D Depositor Education and Awareness
Awareness Fund Facility
71 Which of the following is Corporate Agent for marketing Home Loan, other RE
Products and Auto Loans
A SBICAP Securities Limited (SSL) B SBICPSL
C SBIPFPL D SBI Global Factors Ltd
72 The details of 15G and 15H received at branch should be uploaded online at
what frequency?
A Monthly B Quarterly
C Half Yearly D Yearly
73 What is the administrative cost paid by Govt to Bank under PMJJBY
A Rs.11 B Rs.21

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C Rs.31 D Rs.41
74 What is the age limit for SBOD account?
A 18-70 years B 18-65 years
C 18-60 years D 18-50 years
75 Which is the nodal insurance company for claim settlement under PMSBY
A National Insurance Co Ltd B New India Assurance Co Ltd
C SBI General Insurance D ICICI Lombard Co Ltd
76 The maxim "Caveat Emptor" means _______
A Let the banker beware B Let the buyer beware
C Let the seller beware D Let the agent beware
77 SBI Life has entered into tie up with which of the following company
A AMUNDI B BNP Paribas Cardiff
C IAG D Carlyle Group
78 Which of the following has filed IPO papers with SEBI
A SBI Cards B SBI Life
C SBI General D SBI MF
79 Insurance Australia Group (IAG) has sold its entire stake in SBI General to
A BNP Paribas Cardiff B Premji Invest
C Warburg Pincus D Both B and C above
80 SBI Card has tie up with which airlines to launch Premium co-branded credit
card?
A Air India B Vistaara
C Air Asia D Indigo
81 Section 131 of Negotiable Instrument Act gives protection to
A Payee Banker B Payee
C Collecting Banker D Beneficiary
82 As per Sec 194 N introduced by Finance Act(No.2), 2019, Banks to deduct TDS
@ 2% on cash withdrawals by all channels exceeds -------- in a FY
A Rs.1.00 crore B Rs.2.00 crore
C Rs.1.50 crore D Rs.1.50 crore
83 Dishonour of ECS/SI is covered under
A Sec 25 of Payment and Settlement B Sec 35 of Payment and Settlement
System Act , 2007 System Act , 2007
C Sec 138 of Negotiable Instrument D Sec 20 of Payment and Settlement
Act, 1881 System Act , 2007

84 Indian Succession Act 1925 is applicable to


A Hindus B Buddhists, Sikhs, Jains

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C Muhammadians D Indian Christians
85 Corporation Tax, Income Tax, Gift Tax are which type of Taxes?
A Direct Taxes B Indirect Taxes
C Any of the above D None of the above.
86 For Govt Challans collected through outstation cheques, money should be
transferred to RBI in how many days after the account is credited?
A 7 B 5
C 3 D 1
87 The relationship in regard to Currency Chest branches between RBI and SBI is
that of the
A Lessor and Lessee B Trust and Trustee
C Bailor and Bailee D Licensor and Licensee
88 A contract entered with minor is void ab initio under
A Sec 11 of Indian Contract Act 1872 B Sec 4 of Indian Contract Act 1872
C Sec 10 of NI Act 1881 D Sec 56 of B R Act 1949
89 A promise to pay a time-barred debt is a/an ………. contract.
A Invalid B Valid
C Void D Time barred
90 What is PSS Act?
A The Payment Services and B The Personal Syndication &
Settlement Act, 2008 Settlement Act, 2008
C The Payment and Settlement D The Product & Services Settlement
Systems Act, 2007 Act, 2008
91 Minimum and Maximum number of partners in Limited Liability Partnership
A Minimum 2 and maximum 10 B Minimum 2 and maximum 20
C Minimum 2 and No maximum limit D No minimum and No maximum
92 If an impossible date is written (say Feb 29 in case of leap year, 31 Apr, 31 Jun,
31 Sep, Nov 31), the cheque would be paid on ………
A Any day of the month B Cannot be paid
C Last day of the month D Presenting Date
93 Where an endorser waives the condition of notice of dishonour it is called
A Sans Recourse Endorsement B Facultative Endorsement
C Restricted Endorsement D Blank Endorsement
94 Which one of the following is not treated as a Public Authority as per RTI
Act,2005
A Public Sector Banks B Private Sector Banks
C State Government Functionaries D Central Government Functionaries
95 Relationship between Banker and Customer in case of Financial Planning
Services is

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A Agent and Principal B Debtor and Creditor
C Advisor and Client D Trustee and Beneficiary
96 Who is the chairman of IBA?
A Shri. Dinabandhu Mohapatra B Shri. Rajnish Kumar
C Shri.Aditya Puri D Shri.Mrutyunjay Mahapatra
97 Digi Bank App is the mobile App of
A HDFC B AXIS
C DBS D HSBC
98 Who’s the brand ambassador of SBI YONO app
A Hima Das B P V Sindhu
C Saina Nehwal D P Kashyap
99 Bank which rolls out Digital Platform “InstaBIZ” for MSMEs-
A Axis Bank B ICICI Bank
C HDFC Bank D SBI
100 India ranks ……… in Global Innovation Index
A 52 B 59
C 68 D 129
101 Bank which has hired “Oversight Agencies” to continuously monitor the end-use
of funds which has been lent by the bank-
A Axis Bank B ICICI Bank
C HDFC Bank D SBI
102 Who is the Chairman of Finance Commission?
A Shri. Nand Kishore Singh B Shri.Shaktikanta Das
C Shri. Ashok Lahiri D Shri. Anoop Singh
103 Bank which has launched Start Ups banking programme to become a preferred
banking partner to connect with at least 1000 start ups over the next two years-
A Bank of Baroda B SBI
C Bank of India D Punjab National Bank
104 Where is the Head Quarters of New Development Bank, BRICS located?
A Shanghai B New Delhi
C Beijing D Cape Town
105 What is DPCR
A Digital Public Credit Registry B Digital Personal Credit Registry
C Digi Private Credit Registry D Digi Public Confidential Registry
106 Profiling Reports for new connections to be mandatorily obtained from -----------
----------- in all cases where our estimated exposure is Rs.5 crore and above.
A Cubic Tree Technology Solutions B Cube Tree Technology Solutions Pvt
Pvt Ltd Ltd

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C Cubic Tree Technology Services D Cube Tree Technology Services Pvt
Pvt Ltd Ltd
107 What is Turn Around Time (TAT) in case of Priority Sector Loans upto
Rs.25000/-
A 7 days B 15 days
C 8 to 9 weeks D 4 weeks
108 As per RBI instructions, with effective from 1.10.2019, rate of interest applied on
Education Loans should be
A Fixed Rate of Interest B Floating Rate of Interest
C Any of the above D As per respective Banks choice
109 If the turnover of a unit is in between Rs.5 cr and Rs.75 cr that unit is considered
as -------------- as per MSMED Act.
A Small Enterprise B Medium Enterprise
C Micro Enterprise D Large Enterprise
110 Which one of the following is not a part of Post Sanction process
A Follow Up B Supervision
C Monitoring D Assessment
111 CRILC (Central Repository of Information on Large Credits) reporting is
applicable for the loans of …….
A Upto Rs.5.00 crore B Above Rs.5.00 crore
C Irrespective of loan amount D Above Rs.10.00 crore
112 In case of wilful defaulters, an initial deposit of at least -----% of the offer amount
to be taken from the borrower under no lien account as an evidence of his
intention to pursue the compromise proposal
A 5 B 10
C 15 D 20
113 Default borrower with outstanding of ----------------- will be declared as Wilful
Defaulters in terms of the definition of Wilful Default prescribed by RBI.
A Above Rs.25.00 lac B Rs.25 lac and above
C Above Rs.50.00 lac D Rs.50 lac and above
114 As account shall be classified as doubtful asset if the value of the security is
eroded by ---------% of the outstanding.
A 0.25 B 0.3
C 0.4 D 0.5
115 What is the provision to be made for SMAs:
A No Provision B 100% provision
C Provision as applicable to Standard D 0.15
Assets
116 A company winds up its affairs and the Person appointed for the purpose by the
court is ------------
A Executor B Liquidator

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C Administrator D Receiver
117 Under PMFBY Banks are eligible for commission / service charges @ -------%
of the premium collected from farmers from Insurance Company
A 1 B 2
C 3 D 4
118 Regular term loans (any amount) inspection should be ----------- for verification
of asset will suffice.
A Yearly B Monthly
C Half Yearly D Quarterly
119 Term Loans sanctioned and not availed within --------- from the date of sanction
need revalidation.
A 3 months B 6 months
C 2 months D No revalidation required
120 Immediately after creation of mortgages, branches have to ensure registration
of such charges with Central Registry within ---------- as per the instructions in
this regard
A 90 days B No such stipulation
C 30 days D 45 days
121 Capability level “10” may be allocated to an officer not below the rank of
A Branch Manager B Chief Manager
C Assistant General Manager D General Manager
122 VVRs allotted to the tellers with capability of ---- and above.
A 2 B 5
C 6 D 3
123 Branch Document Register is to be maintained by
A Branch Manager B Cash Officer
C Service Manager D Any of the above
124 Bank Guards name is entered in Gun License as
A Owner B Holder
C Retainer D Only BM name entered
125 Passing powers of PO, TO be Rs. ---------------- in cash and Rs -------------- for
transfer during three months after their date of joining
A Rs.10000 and Rs.25000 B Rs.20000 and Rs.25000
C Rs.20000 and Rs.30000 D As applicable to JMGS-1
126 The role of Special Assistant is now designated as
A Special Associates (Sales) B
Special Assistant (Customer Support
and Sales)
C Special Associates (Customer D Special Associate (Customer
Support and Sales) Support and Sales)
127 Any purchase of item below Rs.1000 should be debited to

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A Fixed Assets Account (P&M) B Charges (Sundries) Account
C Commission (Misc) Account D Fixed Assets Account (P&M)
128 Insurance policy taken as security for OD account should be entered in
A Power of Attorney Register B Document Execution Register
C Branch Document Register D Misc. Securities Register
129 Fugitive Ink Test (Water Droplet Test) needs to be conducted for instruments of
A Rs.50000 and above. B Rs.25000 and above.
C Rs.100000 and above. D In all cases irrespective of amount
130 The passing powers given to Senior Associate (Customer Support & Sales) are
Rs. --------- in Cash and Rs. ------------- for transfer.
A Rs.50000 and Rs.100000 B Rs.50000 and Rs.200000
C Rs.100000 and Rs.150000 D Rs.150000 and Rs.200000
131 ABC Branch has mobilised three different deposit variants –X (SB), Y (CA) and
to Z (Fixed Deposits). The mobilization of three deposit variants over a period of
135 six years has been expressed in the bar graph provided below.

Production of three different Flavours, X,Y,Z by a Branch


over the years (in cr)
70
60
50
40
30
20
10
0
2012 2013 2014 2015 2016 2017 2018

X Y Z

131 The total mobilisation of Fixed Deposits (Z) in 2014 and 2015 is what
percentage of the total mobilisation of SB deposits (X) in 2012 and 2013
A 96.67% B 102.25%
C 115.57% D 133.33%
132 For which variant of deposits was the average annual mobilisation maximum in
the given period?
A SB only B CA only
C Fixed Deposits only D CASA
133 What is the difference between the average mobilisation of SB (X) in 2012,
2013, 2014 and the average mobilisation of CA (Y) in 2015, 2016 and 2017
A Rs.2 cr B Rs.8 cr

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C Rs.3 cr D Rs.5 cr
134 What is the approximate decline in the mobilisation of Fixed Deposits (Z) in 2018
as compared to the mobilisation in 2016?
A 50% B 42%
C 33% D 25%
135 For which of the following years the percentage of rise/fall in mobilisation from
the previous year is the maximum for CA (Y)
A 2013 B 2014
C 2015 D 2016

Study the following table and answer the questions.


Number of Candidates appeared and qualified in Promotion Examination from
Different zones of XYZ Bank, over the years.

Year
ZO 2014 2015 2016 2017 2018
NE App Qual App Qual App Qual App Qual App Qual

A 5200 720 8500 980 7400 850 6800 775 9500 1125
B 7500 840 9200 1050 8450 920 9200 980 8800 1020
C 6400 780 8800 1020 7800 890 8750 1010 9750 1250
D 8100 950 9500 1240 8700 980 9700 1200 8950 995
E 7800 870 7600 940 9800 1350 7600 945 7990 885

136 Total number of candidates qualified from all the zones together in 2014 is
approximately what percentage of the total number of candidates qualified from
all the zones together in 2015?
A 72% B 77%
C 80% D 83%
137 What is the average number of candidates who appeared from Zone D during
the given years?
A 8700 B 8760
C 8990 D 8920
138 In which of the given years the number of candidates appeared from Zone C
has maximum percentage of qualified candidates?
A 2014 B 2015
C 2017 D 2018
139 What is the percentage of candidates qualified from Zone B for all the years
together, over the candidates appeared from Zone B during all the years
together?
A 12.36% B 12.16%
C 11.47% D 11.15%

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140 The percentage of total number of qualified candidates to the total number of
appeared candidates among all the five zones in 2016 is?
A 11.84% B 11.49%
C 12.21% D 12.57%

ALL THE BEST

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KEY TO MODEL TEST PAPER I
1 2 3 4 5 6 7 8 9 10
B D C C B A B A A C
11 12 13 14 15 16 17 18 19 20
A C C B B A D A C B
21 22 23 24 25 26 27 28 29 30
B A C D A B C B C A
31 32 33 34 35 36 37 38 39 40
C A B B C A C C D D
41 42 43 44 45 46 47 48 49 50
B C C B C C C D C A
51 52 53 54 55 56 57 58 59 60
D A C A C B C D A C
61 62 63 64 65 66 67 68 69 70
C A B A A C D C D C
71 72 73 74 75 76 77 78 79 80
A B D C A B B A D B
81 82 83 84 85 86 87 88 89 90
C A A D A B C A B C
91 92 93 94 95 96 97 98 99 100
C C B B C B C A B A
101 102 103 104 105 106 107 108 D 110
D A A A A A B A A D
111 112 113 114 115 116 117 118 119 120
B C B D C B D C B C
121 122 123 124 125 126 127 128 129 130
B A C C B D B D B A
131 132 133 134 135 136 137 138 139 140
D B D C B C C D D A

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