Summary

Javvy Combines a Comprehensive Wallet & Exchange Solution to Overcome

the Insufficient Security of Web-based Wallets and Exchanges, Adaptation to
Complex Regulations, and Mass Adoption of Cryptocurrency.

javvy 2018 pitch deck

The Problem

CHALLENGE 1

Current methods of storing cryptocurrency are insecure. Users have been expected to trust unproven, web-
based exchanges and online wallets, most of which have been hacked via common points-of-attack. Users who
find 3rd-party standalone wallets have additional steps to access funds and may not find adequate functionality.

CHALLENGE 2

Existing cryptocurrency exchanges are too complicated. Users are subject to very low limits, extreme delays for
ID verification to increase limits, and a limited cryptocurrency selection. Include the lack of advanced features
within most dedicated wallets, and the need for a better solution becomes clear.
The Solution

THE IDEA IS SIMPLE

To Provide an Integrated, Decentralized

Exchange Platform to Buy, Sell, Convert,
Use, and Manage ALL Major Cryptocurrencies,
Within a Truly Secure Wallet App available
for Nearly Everyone in the World
Value Propositions

Decentralized Exchange Supports all, major

Buy, Sell, & Convert cryptocurrencies; not just
options inside the wallet bitcoin or a select few

Offers an international Available on ALL major

debit card that is available platforms: Windows, Linux,
to nearly everyone MAC, iOS, & Android

Not web-based. Avoids the User-controlled private

most common point-of- keys. Never stored on our
attack for theft and loss servers or in the cloud

* We provide rapid verification and custom tailor ID verification requirements (only needed for higher buy and sell limits), by country, so customers experience the easiest upgrade process available.
Why Now?

The crypto market is becoming more mature, blockchain technologies

especially blockchain technologies. However, the
underlying foundation, the crypto wallet & exchange
process, has been stuck with little to no improvements,
despite heavy investments.

Even worse, many of the online exchanges and online

wallets have been hacked, in some cases, repeatedly.

For mainstream adoption, a consolidated and more

secure solution must be presented, but since this has not
yet been realized; it is time for the Javvy team to build
that missing, key component to bridge the gap.
Market Opportunity
$
As a "digital asset", cryptocurrency appeals
to anyone who is looking for an alternative store
$
of value, investment vehicle, or trading resource.
$
$
In many ways, digital assets are similar to physical $
precious metals with the added advantage of being
easily divisible and transferable for trading goods $
and services. $
$
Due to its finite quantities & independence from any
government entity, it can be a hedge against financial
warfare, national currency failure, negative government
decisions on monetary values, and corruption. The
growth of the cryptocurrency market is staggering.
Market Opportunity
Total Cryptocurrency Market Capitalization
(Reached $350Bn as of 01 March 2018) Including Bitcoin for the period 1 Aug 2013 – 1 Aug 2017

$120,000,000,000

$100,000,000,000

$80,000,000,000

$60,000,000,000

$40,000,000,000

$20,000,000,000

$0

Source: coinmarketcap.com
 Competitive Landscape

Javvy Wallet Bitcoin Core Blockchain Coinbase Exodus Jaxx Binance Abra

Exchange Type (control Decentralized

over users/security) Decentralized Decentralized Centralized Centralized Decentralized Decentralized Centralized

Native Buy & Sell *

Options (no 3rd-party)

No Buy / Sell Fee Varies; No Buy / Sell No Buy / Sell No Buy / Sell No Buy / Sell
Buy / Sell Fees 1.49% ** 1.49%
Capability Limited *** Capability Capability Capability Capability

Built-in ID Verification 7-21 Days 7-21 Days 1-2 Days

< 5 Minutes *
(KYC) time to approve (if Approved) (if Approved) (if Approved)

BTC, ETH, JVY BTC, BCH BTC, ETH BTC, ETH BTC, BCH, ETH BTC, BCH, ETH
Supported Crypto(s) BTC Only BTC & ETH
& More Soon ETH, & LTC & Many Others & Many Others & Many Others & Many Others

Cryptocurrency
Conversion

[Optional] International
Prepaid Card Planned

Supported Platform(s) Windows, Mac, Linux, Windows, Mac Web, Apple iOS, Web, Apple iOS, Windows, Mac Windows, Mac, Linux, Apple iOS &
Web only
Apple iOS, Android & Linux & Android & Android & Linux Apple iOS, Android Android

Advanced Features
(native ICO support, etc)

Intuitive & Attractive

User Interface

Multiple Languages &

FIAT Support Planned

* Javvy is free & anonymous, except for BUY/SELL/ICO orders (minimal ID verification) ** Significant high volume fee discounts *** Few EU countries via 3rd-party; does NOT serve US citizens
Competitive Advantages
PATENT PENDING 62558597 (The Javvy Protocol)

Automated Conversion using an Intermediary Layer. Javvy patent pending 62558597 defines a method and a
process to use an intermediary layer to sell any major cryptocurrency, without having to hold massive reserves
of unproven, volatile altcoins. Javvy can sell all cryptocurrencies, while funds remain available for other uses.

PATENT PENDING 62543097

Automated Cross-Currency Exchange via Banking APIs. Javvy patent pending 62543097 defines an automated
cross-currency clearinghouse using banking APIs (crypto to national currency, and vice-versa) that bridges the
gap between cryptocurrency and real-world funds.

SECURITY BY DESIGN

Designed with life-cycle security in mind. Avoids the most common point of cyber attack by not being web-
based. Private keys are generated, encrypted, and stored locally on the user’s device. This gives users full and
complete control over their cryptocurrency and eliminates the risk of theft from mass data breaches.
Competitive Advantages

SIMPLIFIED ID VERIFICATION

Built from the ground up to better adapt to regulatory environment. Higher limits require ID verification. Javvy’s
corporate structure is designed in a way that allows for tailored compliance requirements based on the
AML/KYC laws of the customer’s country of citizenship. This, coupled with a simple and rapid ID verification
process, provides for a much faster and less frustrating user experience.

COMPREHENSIVE CRYPTO SOLUTION

Culmination of years of testing and design. Individuals from the Javvy team have been using and testing crypto
exchanges and wallets since 2012. They compiled a list of every major shortcoming, and spent considerable time
engineering the most intuitive and secure cross-platform application to manage cryptocurrency.
 Market Share 381.3k
Dec 2022

Number of Active Users (Forecasted)*

April 2018 – April 2022
* Based on a Very Conservative 4.5% Market Share Attained by Year 5

Source: Global Cryptocurrency Benchmarking Study 309.4k

by Dr. Garrick Hileman & Michael Rauchs (2017, Universicy of Cambridge)
Dec 2021

238.4k
Dec 2020

160.1k
Dec 2019
61.7k
Dec 2018

1.0k
April 2018
Revenue Model

Earns a Percent of Each Earns a 0.6% Commission

Buy and Sell – 1.25% on Usage of the
Conversion – 0.25% International, Debit Card

Earns Fees for Whitelisting Services

KYC/AML, ID, & Accreditation
Verifications for ICOs/STOs/etc.
Financial Highlights
Revenue / EBITDA (1,000’s of $) for the period Mar 2018 to Mar 2020

70,000 0.7

59,502
60,000 57 % 58 % 58 %
0.6
55 % 56 %
54 %
52 % 49,594
50,000
48 % 0.5
40,825
40,000 40 % 34,641
33,002 0.4
28,616
30,000 26,081
23,278
20,170 0.3
18,516
20,000
14,896 14,433
10,154 10,843 0.2
10,000 7,690
5,921 4,845
2,253 2,376
0 0
0 151 0.1
-656 -839 7%
-10,000 0
Q1 Q2 Q3 Q4 Q5 Q6 Q7 Q8 Q9 Q 10 Q 11 Q 12
Revenues EBITDA EBITDA as %
 Roadmap
Continue
adding
Add Decentralized cryptos &
Buy & Sell Services tokens at a
Apply for rate of five(5)
Convertible Official Wallet NO NEED TO
Note Offering w/ easy KYC, REGISTER WITH Licensing per day!
Convert, Send, Public ICO
ANY 3RD-PARTY (US: MSB,
Decentralized Register
Decentralized & Receive EXCHANGES!
FINCEN, & Continue
Exchange / utility token as a Bank
Exchange / BITLICENSE) expansion
Wallet pre-sale In-store Crypto / Partner
Wallet BETA Windows plus Pre-ICO Support for
ALPHA Begins Coins & Gift Cards into the more
Javvy personal w/ a Bank
mobile (iOS & Begins (up to 3-mos) for CASH strict global
Security Device
Wallet Support for Android)
Adding full, (hardware wallet)
Launch markets
Prototype easy & secure Add more Add MAC & Linux
simple KYC /
(Windows Integrated KYC ERC-20 versions of the
Adding Core Int. Debit
Distributed AML support
& STO / ICO tokens (ERC- Javvy application Card
Cross- only) Features:
wallet/exchange
Contributions 721 later) - National (open to
Currency
Exchange Currencies everyone)
Proof-of- - More
Concept countries
- Add coins,
tokens, & STO
/ ICOs etc.

2012 - 2017 Apr 2018 Jun 2018 Jul 2018 Jul 2018 Nov 2018 Dec 2018 Dec 2018 Dec 2018 End 2019

Self-funded Funded with Internally Limited Self-funded Once fully

$500,000 Early Equity tested user testing $250,000 funded
Investors
Management Team

Mr. Elliott has a rare talent for solving the toughest problems that many other "experts" claim are "impossible." This ability stems from a
penchant for learning and gaining expertise, knowledge, and depth of experience across numerous technical areas. His skills were earned from
20+ years in the IT field, attaining a plethora of certifications across several areas, while consulting to small businesses, global corporate
clients, financial institutions, and Banker's Banks on network infrastructure, network security, and business optimization. Being able to master
so many areas, view problems from the "big picture" perspective, and then drill down to identify a solution is what uniquely qualifies Mr. Elliott
to create elegant solutions for today's complex problems.

Brandon Elliott | CISSP, CCNA, MCSE, MCP+I, MCT, A+

Co-founder & CEO
LinkedIn Profile

Mr. Grogan has a wide range of security, risk assessment, and networking experience, which is often consulted on matters that require critical
feedback, keen observation, and attention to detail. He has worked in IT for over 19 years, 11 of which has been in information security in the
healthcare vertical (HIPAA compliance), securing applications and networks by drafting appropriate policies, and in many cases, implementing
the solution from a technical standpoint as well. However, Mr. Grogan has a great understanding of Javvy's unique value proposition and
possesses such an energy and eagerness to share Javvy's solution with others, that his role will be focused on spreading the word and
communicating with the public, as a product evangelist. His excitement for the Javvy project is infectious!

Frank Grogan | HCISPP, Network+, A+

Co-founder
LinkedIn Profile
Management Team

Mr. Girma has spent several years building quality, custom apps for clients, using best practices, stringent methodologies, and strict adherence
to defined schedules. His focus on clean design, device agnostic responsive GUI, and intuitive UX/UI will help to set Javvy apart and make the
buying and selling crypto easy for everyone! His management skills are engaged in managing a killer team of blockchain developers, UI/UX
designers, and core programmers in C#, ReactNative, and javascript (including NodeJS, Web3.js, and more).

LinkedIn Profile

Kirubel Girma
CIPO - Chief Innovation
& Product Officer

Mr. Velev has over 20 years experience in international expansion, cross-border mergers & acquisitions and strategy consulting. Provided
advisory on investment projects for more than EUR 2 bn., from deal generation to commercial due diligence to project financing to closing.
Since 2008 focused on financial restructuring and distressed assets investing, venture capital attraction and start-ups growth advisory. Mr
Velev is fluent in English, Spanish and Bulgarian and has conversational Russian.

LinkedIn Profile

Todor Velev
Chief Strategy Officer
 Management Team

Mr. Bogamuwa holds a Bachelor of Science in Computer Systems and Networking from Curtin University of Technology - Australia. For the
past 7 years, Yasitha has been involved in various projects involving retailing giants such as "Macy’s" and "Kohl’s", and he has been working as
a consultant for companies such as "WebProof.com", "Hire 1 Technologies", and "Shrink The Web." He attained Red Hat certified architect
designation and successfully completed numerous other certifications, which include security and infrastructure.

| RHCA Level II, RHCE, RHCSA

Yasitha Bogamuwa LinkedIn Profile

Chief Information Officer

Harley is an accomplished Director of Human Resources and a veteran Human Resources Generalist; considered a subject matter expert in
labor, contract negotiations, payroll and benefits as well as organizational development and planning. He has extensive Human Resources
experience in dealing with all aspects of people issues and complex project work. He is experienced in international recruitment, settlement
and orientation of multicultural groups into a production setting.

LinkedIn Profile

Harley Grouette
Director of Human Resources
 Technical Team

Harini Karnati Dong Jun Kim Adia Meyers Dmitry Evdokimov Michael Lu
Software Programmer Software Tester / QA Software Tester / QA Senior Full-stack Developer Lead UX/UI Designer

Harini has been helping Javvy Dong Jun Kim has a technical Adia Meyers has been chosen to Mr. Evdokimov has a wide array Mr. Lu is a lead User Experience
build its admin back-end systems background working with be one of Javvy’s early BETA of experience, from C++ to designer and User Interface
and will be responsible for testing computers on the hardware side. testers for its mobile and desktop mobile & web technologies, engineer with over 10 years of
the Javvy software application. He also dived into the crypto software application. Her encompassing more than 7 years experience in the industry. He
She is responsible to provide world by building a mining rig to feedback and suggestions will go in the field. He is adept at has extensive experience earned
feedback, identifying suggestions optimize maximum hash-rate. He toward improving the overall learning new programming by working with several Fortune
for improvement of the Javvy has taken advanced math classes project and ensure consistent languages, if needed to solve 500 companies. His experience
crypto solution, and contribute to and will be a great addition to operation across a variety of tough issues, and he is capable of ranges from web, mobile, and
the code, design, logic, user testing Javvy’s software for bugs devices and operating systems. defining necessary steps & desktop but also extends to
interface (UI), algorithms, and and making recommendations for She is actively pursuing coding implementing or coordinating augmented reality, virtual reality,
integrations. improvements. and may contribute there as well. with others to do the same. kiosks, holographics, AI, and IoT.

?
LinkedIn Profile LinkedIn Profile LinkedIn Profile LinkedIn Profile LinkedIn Profile
 Advisors

Randall has a wealth of knowledge and experience in blockchain and related tech. In recognition of his varied
achievements, he was awarded the position of Global Chairman Board of Advisors with the Government Blockchain
Association. After graduating Georgia Tech with an engineering degree in 2007, he spent the next 10 years working
internationally, mostly in Africa and other developing nations like Brasil. Main interests involve technologies with
blockchain, smart contracts, Big Data, IoT, AI, and affordable internet access for all.
Randall Lee Pires
LinkedIn Profile
Blockchain Advisor
Government Blockchain Association

Our Board Advisor CISO has decades of in-depth industry experience in security, compliance, and risk management.
Their background coupled with an impressive degree of knowledge allowed them to attain an array of certifications
uniquely qualifying them to handle the challenging areas of regulatory compliance, such as GDPR and KYC/AML
policies, and security in the fast-paced, ever-changing emerging cryptocurrency field. Please respect that, due to NDA,
we are unable to divulge our superstar Board Advisor CISO's identity.
Diana Candela
| CEH, CNDA, ECSA, LPT, ITIL, CSSGB, NIMS
Chief Information
Security Consultant
LinkedIn Profile
Advisors

Andrew is CEO and co-founder of TrustStamp, developer of artificial intelligence (AI) biometric authentication
systems to answer two pervasive questions: “Who are You?” and “Should I Trust You?” TrustStamp was chosen as
Javvy’s trusted, delegated authority for automated Know Your Customer and Anti-Money-Laundering (KYC/AML)
verifications. Andrew is a valuable addition to Javvy’s advisory board and will help Javvy mitigate fraud risks while also
ensuring proper compliance in the ever-changing and evolving regulatory landscape.
Andrew Gowasack
LinkedIn Profile
Regulatory & Trust Advisor
CEO of TrustStamp

Tosh is listed in Forbes India 30Under30 List of 2016 in the Technology space. Sharma graduated from IIT Bombay
(India), is the founder & CEO of RecordsKeeper, a Blockchain-based data security company, and also the founder of
Toshblocks, A Blockchain Consulting, Development and Training Company. He is a well-known instructor and speaker
in the Blockchain space and taught more than 10,000 students worldwide spread across 145+ countries. He has also
worked on numerous cryptocurrencies, ethereum-based coins, and ICO projects.
Toshendra Sharma
LinkedIn Profile
ICO Advisor
Advisors

Horten CC is a corporate law firm specializing in the representation of entrepreneurial growth companies of all sizes
from inception through exit, along with the investors that finance them. But we are different; Horten CC employs a
non-traditional practice model aimed at the needs entrepreneurial growth companies. Mr. Horten was instrumental in
helping Javvy form a complicated registration across international boundaries, with a focus on regulatory compliance.
He continues to assist with advice and documents related to the Javvy fundraising and compliance needs.
Michael Horten
Legal Counsel

Steve has a wealth of experience maximizing sales teams and identifying ideal corporate cultures to thrive in banking
and FinTech industries. He helps others find their Professional Voice for sales success. He designs, creates,
implements and improves all aspects of training for growing tech firms. His focus today is people analytics,
management and communication specialties. He is currently helping Javvy in maximizing its peoples’ potential to
complement its groundbreaking technology.
Steve Keck
LinkedIn Profile
Corporate Culture & Sales
Communication Advisor
 Advisors

Chris has been quite successful as a seasoned crypto investor and trader that balances fundamental analysis with
strong technical analysis. He and his team at My Blockchain Coach have a deep understanding of ICO research and
investing, with a passion for passive income masternode and POW mining. As an educator and consultant, Chris
enjoys sharing his knowledge in the blockchain and cryptocurrency space and working to understand his clients needs
and match them with the experience they need to be successful.
Chris Carter
LinkedIn Profile
Business Development Advisor

Warren has a real passion for seeing customers taken care of at all cost. After being involved in several sales
organizations across the country, he believes customer service, product knowledge, and honest sales training are
some of the most important keys to a company’s success. He believes that anyone can be taught how to sell, and he
loves seeing and being a part of that transformation in people. His goal at Crypto University is to educate and train
their audience in Blockchain technology and look for key opportunities to innovate in this space.
Warren Kritko
LinkedIn Profile
Business Development Advisor
 Telegram Phone

t.me/javvychat 888.763.6797

javvy.com