Financial statements analysis

Analysis and interpretation of companies

Dawood equities limited

Ratio Analysis

Year
Rati 201 200 2012 2013 2014 2015 2016 2017 2018 2019 Aver
os 0 11 age
ratio
Curren 1.17 2.29 3.29 4.25 2 1.82 2.08 2.04 1.85 1.95 2.274
t ratio
Quic 2.39 3.48 3.79 3.82 1.54 1.55 1.79 1.72 1.55 1.58 2.321
k
ratio
DSO 110 112 129.6 135.7 145.8 143.4 160. 189 119 180 142.4
9 3 89
Invento 9.46 10.5 11.93 12.53 13.78 13.63 13.6 10.96 9.69 8.69 11.48
ry 6 3 6
turnov
er ratio
Total 97.6 99.7 110.7 122.7 117.8 123.3 116. 100.5 98.59 101.7 108.9
assets 8 8 8 3 7 87 6 8 94
turnov
er ratio
Debt 46.3 48.3 57.29 46.62 56.73 53.16 46.5 43.52 52.32 47.96 49.87
ratio 2 2 2 6
ROA 10.2 13.5 6.08 7.68 13.78 11.55 12.7 9.61 9.93 6.78 10.19
3 6 9 9
ROE 7 30 27 27 22 17.69 18.7 13.79 15.12 10.03 18.83
2 5
Profit 22 25 28 31 33 37 36 41 42 44 33.9
margin
P/E 3.12 3.14 3.17 4.89 3.45 3.53 5.21 2.82 2.86 2.17 3.436
ratio
TIE 0 0 0 0 0 0 0 0 0 0 0
Earnin 8.89 9.78 10.67 11.92 12.33 9.88 11.6 10.57 12.34 8.34 10.63
g per 1 3
share
FA.T 0.98 #VA 1.162 1.325 1.327 0 0 - - 0 0
5884 LUE! 7099 1089 4635 0.419 0.524
6 6 06 5 578 4111
BEP 0.14 0.15 0.160 0.235 0.145 0 0 - 0.025 0 0.083
 7873 7434 9406 8037 5214 0.039 8565 4413
1 3 7 91 0166 3 1
O.I 0.13 0 0.113 0.122 0.054 0 0 - 0.058 0 0.038
marg 7544 2071 3983 5356 0.103 9015 3397
in 9 9 62 1906 9 1
Sales 2.86 0 3.837 3.880 3.339 0 0 - 0 0 1.149
to FA 9400 1055 7632 6148 2.426 9998
1 18 4 8854 2
FA/e 0.52 0.34 0.637 0.791 1.615 1.525 0.00 0.365 0 0.424 0.622
quity 3332 2573 5636 5280 2422 1585 3806 3381 2385 8780
% 5 6 83 1 5 15 9 8
Inv/ 1.40 0 0 0.742 0.340 0.000 3.27 4.873 7.243 0 1.788
CA 2885 3183 5724 9417 8101 0270 8909 1737
6 91 1 5 21 1 8 3
Op.A 0.93 0 0.554 0.548 0.256 0 0 - - 0 -
Turnov 594 2834 5636 1128 2.957 4.603 0.526
er 8 98 5 208 3835 5691
ROO 0.12 0.07 0.062 0.067 0.013 6.251 0.27 0.305 - 0 0.064
A% 8733 0103 7488 1432 9672 5E- 2951 1560 0.271 9719
8 2 8 98 7 05 19 9 1466 6

Trend Analysis

The current ratio of National foods ltd shows that the current ratio is below industry
average. Although in past years its current ratio was good but with the passage of time The
company has improved.It has been analyzed that company has improved its quick ratio as
by improving its ability to meet its short-term obligations using liquid assets.

The higher inventory turnover shows that the company in better position. This analysis
shows that company has improved its inventory turnover ratio over the time period.
The ROA shows that it is below its industry average. Which indicates that it will get better
over time
Profit margin is a ratio of profitability. It has been analyzed that the profit margin of this
organization is being increasing throughout the year.

This indicates that the ROE is good in 2009 and after that it gradually declines. Total
assets turnover ratio measures the efficiency of a company use of its assets to product
sales. If a company has low asset turnover then it shows that company is not using its
assets efficiently. This analysis is showing that that company has little bit fluctuation in
total asset turnover ratio.
 DSO represents the number of days that a company takes to collect payment

FINANCIAL RATIOS ANALYSIS:

RGIC compny

2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Current 1.931 1.93 1.34 1.64 1.59 1.08 1.07 1.24 1.02 1.05
Ratio 3
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Quick - - - - - - - - - -
Ratio
DSO 20.00 16.0 15.5 45.6 23.0 24.0 15.0 6.00 13.0 18.0
0 0 0 0 0
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Fixed 0.29 0.25 0.22 0.16 0.87 0.90 0.12 0.15 0.13 0.14
Asset
turnove
r
s 2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Total 0.23 0.20 0.20 0.15 0.15 0.02 0.11 0.14 0.12 0.13
Assets
turnove
r
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Operati 65% 61% 26 35% 78% 43% 67% 75% 37% -15%
ng %
profit
Margin
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Profit 45.44 43.4 11.1 25.0 69.6 35.4 47.7 57.0 26.4 -
Margin % 4% 3% 0% 4% 7% 7% 8% 5% 19.2
1%
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Return 5.14% 5.00 2.27 3.84 10.4 0.82 5.14 8.13 3.12 -
on Total % % % 8% % % % % 2.51
Assets %
 2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Basic 1.31 0.67 2.25 4.13 3.36 0.23 3 5.81 1.78 -1.55
Earning
power

FINANCIAL RATIOS ANALYSIS:

igi company

201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Current 0.8 #VAL #VAL #VAL #VAL
Ratio 0.72 0 0.78 0.64 UE! UE! UE! UE! 0.01 0.02
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
445 #VAL #VAL 447.7
DSA - .2 UE! UE! 7 22.03 34.18 9.03 0.76 1.01
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Fixed
Asset
turnov 0.0
er 0.02 3 0.02 0.03 0.00 0.01 0.04 0.20 0.39 0.21
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Total
Assets
turnov 0.0 0.0
er 0.01 2 0.01 2 0.00 0.00 0.02 0.09 1.30 1.50
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Time
interes - - - - - - - - - -
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Operati 56% 58 51.73 87.39 - 1.22% 11.00 25% 48.00 74.00
ng % % % 5.57 % % %
profit %
 Margin
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
14.
Profit 13.0 00 12.80 15.00 0.00 30.00 14.00 26.89 3.00
Margin 0% % % % % 0.00% % % % %
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Return
on
Total
Assets - - - - - - - - - -
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Basic
Earnin
g -
power - - 0.6 0.23 0.17 0.05 -2.16 -18.21 2.12 12.16

FINANCIAL RATIOS ANALYSIS:

microfinance bank limited

2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Current 1.931 1.93 1.34 1.64 1.59 1.08 1.07 1.24 1.02 1.05
Ratio 3
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Quick - - - - - - - - - -
Ratio
DSO 20.00 16.0 15.5 45.6 23.0 24.0 15.0 6.00 13.0 18.0
0 0 0 0 0
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Fixed 0.29 0.25 0.22 0.16 0.87 0.90 0.12 0.15 0.13 0.14
Asset
turnove
 r
s 2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Total 0.23 0.20 0.20 0.15 0.15 0.02 0.11 0.14 0.12 0.13
Assets
turnove
r
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Operati 65% 61% 26 35% 78% 43% 67% 75% 37% -15%
ng %
profit
Margin
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Profit 45.44 43.4 11.1 25.0 69.6 35.4 47.7 57.0 26.4 -
Margin % 4% 3% 0% 4% 7% 7% 8% 5% 19.2
1%
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Return 5.14% 5.00 2.27 3.84 10.4 0.82 5.14 8.13 3.12 -
on Total % % % 8% % % % % 2.51
Assets %
2019 2018 201 2016 2015 201 2013 2012 2011 2010
7 4
Basic 1.31 0.67 2.25 4.13 3.36 0.23 3 5.81 1.78 -1.55
Earning
power

Finaicail statements

Al mall securities and serviece ltd

201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Current 0.8 #VAL #VAL #VAL #VAL
Ratio 0.72 0 0.78 0.64 UE! UE! UE! UE! 0.01 0.02
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
 445 #VAL #VAL 447.7
DSA - .2 UE! UE! 7 22.03 34.18 9.03 0.76 1.01
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Fixed
Asset
turnov 0.0
er 0.02 3 0.02 0.03 0.00 0.01 0.04 0.20 0.39 0.21
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Total
Assets
turnov 0.0 0.0
er 0.01 2 0.01 2 0.00 0.00 0.02 0.09 1.30 1.50
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Time
interes - - - - - - - - - -
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Operati
ng -
profit 58 51.73 87.39 5.57 11.00 48.00 74.00
Margin 56% % % % % 1.22% % 25% % %
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
14.
Profit 13.0 00 12.80 15.00 0.00 30.00 14.00 26.89 3.00
Margin 0% % % % % 0.00% % % % %
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Return
on
Total
Assets - - - - - - - - - -
201
2019 8 2017 2016 2015 2014 2013 2012 2011 2010
Basic
Earnin
g -
power - - 0.6 0.23 0.17 0.05 -2.16 -18.21 2.12 12.16