Creditreport 1597869732925 PDF
Creditreport 1597869732925 PDF
Creditreport 1597869732925 PDF
JENNIFER BARNES
Report Confirmation
0732839070
Dear JENNIFER BARNES:
Thank you for requesting your Equifax credit report. Your credit report contains information received primarily from companies which
have granted you credit. Great care has been taken to report this information correctly. Please help us in achieving even greater
accuracy by reviewing all of the enclosed material carefully.
If there are items you believe to be incorrect, you may
• Initiate an investigation request via the Internet 24 hours a day, 7 days a week at:
www.investigate.equifax.com
• Please mail the dispute information to:
Equifax Information Services LLC
P.O. Box 740241
Atlanta, GA 30374
• Call us at 866-349-5186
Please note, when you provide documents, including a letter, to Equifax as part of your dispute, the documents may be submitted to one
or more companies whose information are the subject of your dispute.
You have the right to request and obtain a copy of your credit score. To obtain a copy of your credit score, please call our automated
ordering system at: 1-877-SCORE-11.
Credit Accounts
Your credit report includes information about activity on your credit accounts that may affect your credit score and rating.
Account Type Open With Balance Total Balance Available Credit Limit Debt-to-Credit Payment
Mortgage 0 0
Other
Other Items
Your credit report includes your Personal Information and, if applicable, Consumer Statements, and could include other items that may
affect your credit score and rating.
2.1 BESTBUY/CBNA
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,211 $1,112 $1,004 $1,055 $1,021 $1,333 $1,675 $1,727 $1,769 $1,798 $1,756 $1,729
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $36 $33 $66 $72 $34 $34 $52 $52 $54 $55 $51 $53
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,255 $1,255 $1,255 $1,255 $1,255 $1,333 $1,746 $1,792 $1,792 $1,831 $1,831 $1,831
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,200 $1,200 $1,200 $1,200 $1,800 $1,800 $1,800 $1,800 $1,800 $1,800 $1,800 $1,800
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
2020
2019
2018
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
BESTBUY/CBNA
PO BOX 6497
SIOUX FALLS, SD 57117
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $8,045 $8,317 $8,310 $8,333 $8,213 $8,664 $8,555 $7,869 $8,127
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $246 $265 $275 $270 $312 $309 $328 $306 $293
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $8,622 $8,622 $8,622 $8,622 $8,622 $8,664 $8,664 $8,664 $8,664
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $8,200 $8,200 $8,200 $8,200 $8,200 $8,200 $8,200 $8,200 $7,930
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020 30
2018 30
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $300 Date of Last Payment Aug 01, 2020
Comments Contact
SYNCB/LOWES
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,730 $1,635 $1,602 $1,708 $1,594 $1,635 $1,818 $1,771 $1,816 $1,771 $1,735
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $87 $82 $81 $86 $80 $82 $91 $89 $91 $89 $87
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $150 $175 $175 $175 $175 $175 $175 $150 $150
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,743 $1,765 $1,765 $1,765 $1,765 $1,765 $1,818 $1,818 $1,818 $1,818 $1,818
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,700 $1,700 $1,700 $1,700 $1,700 $1,700 $1,700 $1,700 $1,700 $1,700 $1,700
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $150 Date of Last Payment Aug 01, 2020
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,452 $1,459 $1,742 $2,155 $2,700 $2,595 $2,598 $2,556 $2,514
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $49 $47 $55 $68 $88 $92 $87 $84 $84
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $125 $325 $175 $200 $225 $175 $525 $100 $100
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $2,207 $2,207 $2,207 $2,207 $2,700 $2,700 $2,700 $2,700 $2,700
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,500 $1,500 $1,500 $2,200 $2,200 $2,200 $2,200 $2,200 $2,200
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $76 Date of Last Payment Aug 01, 2020
Comments Contact
SYNCB/QVC
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,558 $1,510 $1,345 $1,529 $1,531 $1,565 $1,509 $1,506 $1,486 $1,508
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $78 $76 $68 $77 $77 $79 $76 $76 $75 $76
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,558 $1,558 $1,558 $1,558 $1,558 $1,565 $1,565 $1,565 $1,565 $1,565
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500 $1,500
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $150 Date of Last Payment Aug 01, 2020
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $2,881 $2,949 $2,879 $2,658 $4,233 $4,173 $4,077 $4,012 $3,945
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $89 $87 $89 $90 $134 $132 $125 $126 $123
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $100 $100 $95 $589 $135 $150 $135 $150 $150
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $3,699 $3,699 $3,699 $3,699 $4,277 $4,277 $4,277 $4,277 $4,277
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $2,700 $2,700 $2,700 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $125 Date of Last Payment Aug 01, 2020
Comments Contact
SYNCB/SAMS CLUB
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $5,947 $5,591 $5,405 $5,220 $5,030 $4,635 $4,431 $5,336 $5,822 $6,290
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $178 $174 $168 $167 $161 $145 $141 $149 $178 $214
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $300 $300 $300 $300 $300 $300 $300 $300 $300 $160
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $6,129 $6,129 $6,129 $6,129 $6,129 $6,129 $6,129 $6,129 $6,129 $6,290
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $4,650 $4,650 $4,650 $4,650 $4,650 $4,650 $4,650 $4,650 $4,650 $4,650
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $300 Date of Last Payment Jul 01, 2020
WF/DILLARDS
PO BOX 14517
CBS MAC F8235-01C
DES MOINES, IA 50306
1-866-762-4359
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $6,829 $6,685 $6,785 $7,191 $7,145 $7,260 $7,221 $7,488 $7,314 $7,136 $7,000
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $237 $218 $221 $234 $251 $236 $259 $271 $238 $232 $235
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $465 $265 $265 $225 $225 $250 $225 $225 $325 $330 $300
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $7,497 $7,497 $7,497 $7,497 $7,497 $7,497 $7,497 $7,517 $7,517 $7,517 $7,517
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $7,520 $7,520 $7,520 $7,520 $7,520 $7,520 $7,520 $7,520 $7,520 $7,520 $7,520
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $250 Date of Last Payment Jul 01, 2020
Comments Contact
SYNCB/CARE CREDIT
C/O P.O. BOX 965036
ORLANDO, FL 32896-5036
1-866-396-8254
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $3,894 $3,528 $2,793 $2,473 $2,128 $1,758 $1,408 $1,052 $692 $3,664
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $386 $382 $374 $372 $369 $237 $70 $53 $35 $143
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $485 $400 $400 $350 $375 $375 $375 $375 $50
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $5,077 $5,077 $5,077 $5,077 $5,077 $5,077 $5,077 $5,077 $5,077 $5,077
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $5,100 $5,100 $5,100 $5,100 $5,100 $5,100 $5,100 $5,100 $5,100 $5,100
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $225 Date of Last Payment Aug 01, 2020
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019 $568
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019 $28
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $50
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019 $568
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019 $4,000
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $375 Date of Last Payment Aug 01, 2020
Comments Contact
COMENITY BANK/PTTRYBRN
PO BOX 182789
COLUMBUS, OH 43218
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $6,761 $6,423 $6,225 $6,037 $6,197 $5,579 $5,406 $5,240 $5,074 $5,091
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $345 $325 $315 $305 $315 $285 $275 $270 $260 $260
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $350 $335 $325 $315 $290 $285 $275 $270 $260
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $7,475 $7,475 $7,475 $7,475 $7,475 $7,475 $7,475 $7,475 $7,475 $7,475
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $7,600 $7,600 $7,600 $7,600 $7,600 $7,600 $7,600 $7,600 $7,600 $7,600
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $240 Date of Last Payment Jul 01, 2020
Comments Contact
COMENITYBANK/KAYJEWELERS
PO BOX 182789
COLUMBUS, OH 43218
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $3,515 $3,340 $3,211 $3,116 $3,022 $2,918 $2,830 $2,830 $2,690 $5,448
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $185 $175 $165 $160 $155 $150 $145 $150 $140 $355
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $185 $200 $200 $165 $160 $150 $150 $100 $200 $150
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $4,448 $4,448 $4,448 $4,448 $4,448 $4,448 $4,448 $4,448 $4,448 $5,526
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $7,600 $7,600 $7,600 $7,600 $7,600 $7,600 $7,600 $7,600 $7,600 $7,600
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $400 Date of Last Payment Jul 01, 2020
Comments Contact
COMENITYBANK/KAYJEWELERS
PO BOX 182789
COLUMBUS, OH 43218
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,253 $1,688 $1,636 $1,626 $1,563 $1,692 $1,631 $1,567 $1,528
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $39 $53 $54 $82 $53 $52 $56 $51 $51
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2020
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,447 $1,726 $1,726 $1,726 $1,726 $1,726 $1,726 $1,726 $1,726
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $1,200 $1,200 $1,200 $1,200 $1,200 $1,200 $1,200 $1,200 $1,200
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
MACY'S/DSNB
911 DUKE BLVD
MASON, OH 45040
1-800-243-6552
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $3,841 $4,037 $4,603 $4,503 $4,420 $4,267 $4,095 $4,585 $4,394 $4,297 $4,140 $4,046
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $130 $173 $185 $147 $148 $140 $138 $212 $171 $175 $164 $161
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $625 $250 $200 $225 $250 $250 $300 $300 $300 $200 $250 $275
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $4,803 $4,803 $4,803 $4,803 $4,803 $4,803 $4,803 $4,803 $4,803 $4,803 $4,803 $4,803
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000 $4,000
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $350 Date of Last Payment Jul 01, 2020
Comments Contact
SYNCB/AMAZON PLCC
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $596 $508 $655 $635 $638 $641 $655 $693 $637 $762 $730
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $40 $40 $60 $61 $60 $60 $61 $61 $60 $40 $40
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $150 $100 $175 $75 $50 $50 $40 $40 $110 $100 $50
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $818 $818 $818 $818 $818 $818 $818 $818 $818 $818 $818
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $800 $800 $800 $800 $800 $800 $800 $800 $800 $800 $800
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019 $64
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $75 Date of Last Payment Jul 01, 2020
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $217 $292 $393 $400 $522 $458 $368 $445 $405 $442 $377 $338
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $38 $38 $39 $39 $28 $28 $28 $28 $28 $28 $28 $40
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $150 $50 $75 $75 $75 $75 $100 $50 $50 $75 $75 $75
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $371 $371 $393 $400 $522 $522 $522 $522 $522 $522 $522 $522
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $300 $300 $450 $450 $450 $450 $450 $450 $450 $450 $450 $450
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $75 Date of Last Payment Jul 01, 2020
Comments Contact
SYNCB/OLD NAVY
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $611 $575 $1,166 $1,056 $1,104 $1,046 $1,013 $955 $932 $878 $838 $782
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $27 $27 $27 $28 $30 $28 $27 $28 $31 $30 $29 $28
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2020
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $836 $836 $1,166 $1,166 $1,184 $1,184 $1,184 $1,184 $1,184 $1,184 $1,184 $1,184
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $800 $800 $800 $800 $800 $800 $800 $800 $800 $800 $800 $800
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
THD/CBNA
ONE COURT SQUARE
LONG ISLAND CITY, NY 11120
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $329 $256 $221 $262 $227 $192 $156 $119 $109 $81 $52 $0
2020
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $46 $27 $27 $27 $27 $27 $27 $27 $30 $27 $27
2020
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $50 $80 $40 $40 $40 $40 $40 $40 $40 $30 $30
2020
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $335 $335 $335 $335 $335 $335 $335 $335 $335 $335 $335 $335
2020
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $300 $300 $300 $300 $300 $300 $300 $300 $300 $300 $300 $300
2020
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
KOHLS/CAPITAL ONE
PO BOX 3115
MILWAUKEE, WI 53201-3115
1-800-564-5740
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $4,453 $4,103 $6,202 $4,455 $4,105 $3,783 $3,474 $3,124 $2,774 $2,649 $3,489
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $297 $252 $267 $267 $195 $146 $159 $118 $111 $90 $181
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $715 $350 $350 $350 $350 $350 $350 $350 $350 $125 $125
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $7,117 $7,117 $7,117 $7,117 $7,117 $7,117 $7,117 $7,117 $7,117 $7,117 $7,117
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $6,300 $6,300 $6,300 $6,300 $6,300 $6,300 $6,300 $6,300 $6,300 $6,300 $6,300
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $175 Date of Last Payment Jul 01, 2020
Comments Contact
SYNCB/ROOMS TO GO
C/O P.O. BOX 965036
ORLANDO, FL 32896-5036
1-866-396-8254
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $50 Date of Last Payment Jul 01, 2020
Comments Contact
SYNCB/GAP
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $13,264 $13,915 $13,622 $14,061 $13,694 $13,317 $13,468 $16,164 $15,567 $15,214 $15,069
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $353 $361 $336 $363 $358 $354 $347 $444 $396 $397 $421
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2020
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $17,847 $17,847 $17,847 $17,847 $17,847 $17,847 $17,847 $17,847 $17,847 $17,847 $17,847
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $13,500 $13,500 $13,500 $13,500 $13,500 $13,500 $13,500 $13,500 $13,500 $13,500 $13,500
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
BANK OF AMERICA
DE5-019-03-07
4060 OGLETOWN/STANTON RD
NEWARK, DE 19714
1-800-759-6262
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $11,999 $11,978 $11,930 $11,945 $11,916 $11,897 $11,867 $11,847 $11,824 $11,788 $11,759 $11,719
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $304 $303 $275 $302 $293 $301 $292 $300 $297 $285 $291 $281
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2020
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $12,039 $12,039 $12,039 $12,039 $12,039 $12,039 $12,039 $12,039 $12,039 $12,039 $12,039 $12,039
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $12,000 $12,000 $12,000 $12,000 $12,000 $12,000 $12,000 $12,000 $12,000 $12,000 $12,000 $12,000
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
DISCOVER BANK
PO BOX15316
ATT:CMS/PROD DEVELOP
WILMINGTON, DE 19850-5316
1-800-347-2683
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $5,308 $5,218 $5,142 $5,236 $5,216 $5,288 $5,278 $5,185 $5,165 $5,060 $5,157 $5,171
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $172 $163 $176 $207 $173 $170 $214 $173 $206 $166 $169 $171
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $200 $200 $200 $176 $215 $180 $170 $214 $173 $220 $166 $169
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $5,497 $5,497 $5,497 $5,497 $5,497 $5,497 $5,497 $5,497 $5,497 $5,497 $5,497 $5,497
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $4,400 $4,400 $4,400 $4,400 $4,400 $4,400 $4,400 $4,400 $4,400 $4,400 $4,400 $4,400
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $175 Date of Last Payment Jul 01, 2020
Comments Contact
SYNCB/JC PENNEYS
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $2,002 $1,892 $1,797 $1,985 $1,936 $1,885 $1,828 $1,768 $1,723
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $100 $90 $85 $95 $95 $90 $90 $85 $85
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $100 $100 $90 $100 $95 $95 $100 $100 $85
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $2,238 $2,238 $2,238 $2,238 $2,238 $2,238 $2,238 $2,238 $2,238
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019 $2,150 $2,150 $2,150 $2,400 $2,400 $2,400 $2,400 $2,400 $2,400
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2018
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $110 Date of Last Payment Jul 01, 2020
Comments Contact
COMENITYBANK/VICTORIASSECRET
PO BOX 182789
COLUMBUS, OH 43218
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2018
2017
2016
2015
2014
2013
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2017
2016
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2017
2016
2015
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
KAY JEWELERS
375 GHENT RD.
AKRON, OH 44333-2668
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2017
2016
2015
2014
2013
2012
2011
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
KAY JEWELERS
375 GHENT RD.
AKRON, OH 44333-2668
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2017
2016
2015
2014
2013
2012
2011
2010
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2017
2016
2015
2014
2013
2012
2011
2010
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2017
2016
2015
2014
2013
2012
2011
2010
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
SYNCB/AMERICAN EAGLE
4125 WINDWARD PLAZA
ALPHARETTA, GA 30005
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $36 Date of Last Payment Nov 01, 2010
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Available Credit
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $78,064 Date of Last Payment Jul 01, 2014
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Actual Payment Amount $109 Date of Last Payment Sep 01, 2012
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Available Credit
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Comments 1
Date Comment
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
2019 30 30
2018
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Available Credit
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2020
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2020
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2020
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2020
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Comments 1
Date Comment
Payment History
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2017
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Available Credit
Account History
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Balance
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018 $151
2019
2020
Available Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Scheduled Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018 $225
2019
2020
Actual Payment
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
2020
High Credit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018 $4,198
2019
2020
Credit Limit
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Activity Designator
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2019
2020
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2016
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Available Credit
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2018
2017
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Available Credit
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2017
2016
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Available Credit
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
View up to 7 years of monthly payment history on this account. The numbers indicated in each month represent the number of days a
payment was past due; the letters indicate other account events, such as bankruptcy or collections.
Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016
2015
2014
Paid on Time 30 30 Days Past Due 60 60 Days Past Due 90 90 Days Past Due 120 120 Days Past Due
150 150 Days Past Due 180 180 Days Past Due V Voluntary Surrender F Foreclosure C Collection Account
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Comments Contact
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Loan Type Installment Sales Contract Date Closed Jul 01, 2014
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Available Credit
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Summary
Your debt-to-credit ratio represents the amount of credit you're using and generally makes up a percentage of your credit score. It's
calculated by dividing an account's reported balance by its credit limit.
Available Credit
The tables below show up to 2 years of the monthly balance, available credit, scheduled payment, date of last payment, high credit,
credit limit, amount past due, activity designator, and comments.
Payment History
Account Details
View detailed information about this account. Contact the creditor or lender if you have any questions about it.
Identification
Identification is the information in your credit file that indicates your current identification as reported to Equifax. It does not affect your
credit score or rating.
Other Identification
Contact Information
Contact information is the information in your credit file that indicates your former and current addresses as reported to Equifax. It does
not affect your credit score or rating.
Employment History
Employment history is the information in your credit file that indicates your current and former employment as reported to Equifax. It
does not affect your credit score or rating.
Company Occupation
Hard Inquiries
1-800-637-2422
PO BOX 182120
COLUMBUS, OH 43218
1-866-528-3733
Soft Inquiries
Jul 19, 2020 THE HOME DEPOT - CITI NA Account Review Inquiry
Bankruptcies
Bankruptcies are a legal status granted by a federal court that indicates you are unable to pay off outstanding debt. Bankruptcies stay
on your credit report for up to 10 years, depending on the chapter of bankruptcy you file for. They generally have a negative impact on
your credit score.
You currently do not have any Bankruptcies in your file.
Judgments
Judgments are a legal status granted by a court that indicates you must pay back an outstanding debt. Judgments stay on your credit
report up to 7 years from the date filed and generally have a negative impact on your credit score.
You currently do not have any Judgments in your file.
Liens
A lien is a legal claim on an asset, and Equifax only collects tax related liens. Liens stay on your credit report up to 10 years and
generally have a negative impact on your credit score.
You currently do not have any Liens in your file.
12. A Summary of Your Rights Under the Fair Credit Reporting Act
The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer
reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as
agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your
major rights under FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/
learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
• You must be told if information in your file has been used against you. Anyone who uses a credit report or another type
of consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against
you – must tell you, and must give you the name, address, and phone number of the agency that provided the information.
• You have the right to know what is in your file. You may request and obtain all the information about you in the files of a
consumer reporting agency (your “file disclosure”). You will be required to provide proper identification, which may include your
Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if:
o a person has taken adverse action against you because of information in your credit report;
o you are the victim of identity theft and place a fraud alert in your file;
o your file contains inaccurate information as a result of fraud;
o you are on public assistance;
o you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and
from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
• You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on
information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or
distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will
receive credit score information for free from the mortgage lender.
• You have the right to dispute incomplete or inaccurate information.If you identify information in your file that is incomplete
or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See
www.consumerfinance.gov/learnmore for an explanation of dispute procedures.
• Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate,
incomplete, or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting
agency may continue to report information it has verified as accurate.
• Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting
agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
• Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid
need – usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies
those with a valid need for access.
• You must give your consent for reports to be provided to employers.A consumer reporting agency may not give out
information about you to your employer, or a potential employer, without your written consent given to the employer. Written
consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
• You may limit “prescreened” offers of credit and insurance you get based on information in your credit report.
Unsolicited “prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to
remove your name and address form the lists these offers are based on. You may opt out with the nationwide credit bureaus at
1-888-5-OPTOUT (1-888-567-8688).
You have a right to place a “security freeze” on your credit report, which will prohibit a consumer reporting agency
from releasing information in your credit report without your express authorization. The security freeze is designed to
prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware
that using a security freeze to take control over who gets access to the personal and financial information in your credit report
may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new
loan, credit, mortgage, or any other account involving the extension of credit.
As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no
cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a
consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If you
are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or
entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing
or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line
increases, and account upgrades and enhancements.
• You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a
furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
• Identity theft victims and active duty military personnel have additional rights. For more information,
www.consumerfinance.gov/learnmore
States may enforce the FCRA, and many states have their own consumer reporting laws. In
some cases, you may have more rights under state law. For more information, contact your
state or local consumer protection agency or your state Attorney General. For information
about your federal rights, contact (see next page):
1.a. Banks, savings associations, and credit unions with total assets of a.Consumer Financial Protection Bureau 1700 G Street,
over $10 billion and their affiliates N.W.Washington, DC 20552
b. Such affiliates that are not banks, savings associations, or credit b.Federal Trade Commission Consumer Response Center 600
unions also should list, in addition to the CFPB: Pennsylvania Avenue, N.W. Washington, DC 20580 (877) 382-4357
2.To the extent not included in item 1 above: a.National banks, federal a.Office of the Comptroller of the Currency Customer Assistance
savings associations, and federal branches and federal agencies of Group 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050
foreign banks
3.Air carriers Asst. General Counsel for Aviation Enforcement & Proceedings
Aviation Consumer Protection Division Department of Transportation
1200 New Jersey Avenue, S.E. Washington, DC 20590
4.Creditors Subject to the Surface Transportation Board Office of Proceedings, Surface Transportation Board Department of
Transportation 395 E Street, S.W. Washington, DC 20423
5.Creditors Subject to the Packers and Stockyards Act, 1921 Nearest Packers and Stockyards Administration area supervisor
6.Small Business Investment Companies Associate Deputy Administrator for Capital Access United States
Small Business Administration 409 Third Street, S.W., Suite 8200
Washington, DC 20416
7.Brokers and Dealers Securities and Exchange Commission 100 F Street, N.E. Washington,
DC 20549
8.Federal Land Banks, Federal Land Bank Associations, Federal Farm Credit Administration 1501 Farm Credit Drive McLean, VA
Intermediate Credit Banks, and Production Credit Associations 22102-5090
9.Retailers, Finance Companies, and All Other Creditors Not Listed Federal Trade Commission Consumer Response Center 600
Above Pennsylvania Avenue, N.W. Washington, DC 20580 (877) 382-4357
o The length of time an account or record remains in your credit file is shown below:
Collection Agency Accounts: Remain up to 7 years from the Date of First Delinquency.
Credit or Other reported accounts: Accounts paid as agreed remain for up to 10 years from the date last reported by the lender.
Accounts not paid as agreed (i.e., delinquent, charged off, accounts placed for collection) remain for up to 7 years from the
Date of First Delinquency.
Public Records: Bankruptcy-
Chapter 7 or 11 bankruptcies filed and discharged remain for 10 years from the date filed.
Chapter 12 and 13 bankruptcies remain for 7 years from the date filed.
Dismissed bankruptcies (all chapters) remain for 7 years from the date filed.
New York Residents Only (must be a current resident): Paid collections remain on your Equifax credit report for 5 years from the
date of the first missed payment. A paid Charged Off account remains on the file for 5 years from the Date of First Delinquency.
o Name, address, and Social Security Number information may be provided to businesses that have a legitimate need to locate or
identify a consumer.
Additional Notice to Consumer:
You may request a description of the procedure used to determine the accuracy and completeness of the information, including the
business name and address of the furnisher of information contacted, and if reasonably available the telephone number.
If the reinvestigation does not resolve your dispute, you have the right to add a statement to your credit file disputing the accuracy or
completeness of the information; the statement should be brief and may be limited to not more than one hundred words explaining
the nature of your dispute.
If the reinvestigation results in the deletion of disputed information, or you submit a statement in accordance with the preceding
paragraph, you have the right to request that we send your revised credit file to any company specifically designated by you that
received your credit report in the past six months (twelve months for California, Colorado, Maryland, New Jersey and New York
residents) for any purpose or in the past two years for employment purposes.