This document is a 12-month cash flow projection for a company. It provides columns to estimate cash on hand, receipts, and payments for each month. Notes explain that receipts and payments should match when expenses from the profit and loss projection actually occur. Certain items like principal payments and owner withdrawals are different between the cash flow and profit projections. Maintaining adequate cash flow is important for a business to remain solvent and pay bills on time.
This document is a 12-month cash flow projection for a company. It provides columns to estimate cash on hand, receipts, and payments for each month. Notes explain that receipts and payments should match when expenses from the profit and loss projection actually occur. Certain items like principal payments and owner withdrawals are different between the cash flow and profit projections. Maintaining adequate cash flow is important for a business to remain solvent and pay bills on time.
This document is a 12-month cash flow projection for a company. It provides columns to estimate cash on hand, receipts, and payments for each month. Notes explain that receipts and payments should match when expenses from the profit and loss projection actually occur. Certain items like principal payments and owner withdrawals are different between the cash flow and profit projections. Maintaining adequate cash flow is important for a business to remain solvent and pay bills on time.
This document is a 12-month cash flow projection for a company. It provides columns to estimate cash on hand, receipts, and payments for each month. Notes explain that receipts and payments should match when expenses from the profit and loss projection actually occur. Certain items like principal payments and owner withdrawals are different between the cash flow and profit projections. Maintaining adequate cash flow is important for a business to remain solvent and pay bills on time.
Twelve-month cash flow Enter Company Name Here Fiscal Year Begins: Jan-05
Pre-Startup Total Item
Jan-05 Feb-05 Mar-05 Apr-05 May-05 Jun-05 Jul-05 Aug-05 Sep-05 Oct-05 Nov-05 Dec-05 EST EST Cash on Hand (beginning of 0 0 0 0 0 0 0 0 0 0 0 0 0 month) Notes on Preparation CASH RECEIPTS Note: You may want to print this information to use as reference later. To delete these instructions, click the border of this text box and then press the Cash Sales DELETE key. Collections fm CR accounts Refer back to your Profit & Loss Projection. Line-by-line ask yourself when Loan/ other cash inj. you should expect cash to come and go. You have already done a sales projection, now you must predict when you will actually collect from TOTAL CASH RECEIPTS 0 0 0 0 customers. 0 0On the expense 0 side, 0 you have 0 previously 0 projected 0 expenses;0 0 0 now predict when you will actually have to write the check to pay those bills. Total Cash Available (before Most items0will be the0 same as 0on the Profit 0 0 0 0 0 0 & Loss 0Projection.0 Rent and0 0 0 cash out) utility bills, for instance, are usually paid in the month they are incurred. Other items will differ from the Profit & Loss view. Insurance and some types of CASH PAID OUT taxes, for example, may actually be payable quarterly or semiannually, even though you recognize them as monthly expenses. Just try to make the Cash Purchases (merchandise) Flow as realistic as you can line by line. The payoff for you will be an ability to manage and forecast working capital needs. Change the category labels in Purchases (specify) the left column as needed to fit your accounting system. Purchases (specify) Note that lines for 'Loan principal payment' through 'Owners' Withdrawal' are Gross wages (exact withdrawal) for items that always are different on the Cash Flow than on the Profit & Loss. Loan Principal Payment, Capital Purchases, and Owner's Draw simply do Payroll expenses (taxes, etc.) not, by the rules of accounting, show up on the Profit & Loss Projection. They Outside services do, however, definitely take cash out of the business, and so need to be included in your Cash plan. On the other hand, you will not find Depreciation Supplies (office & oper.) on the Cash Flow because you never write a check for Depreciation. Cash from Loans Received and Owners' Injections go in the "Loan/ other cash inj." Repairs & maintenance row. The "Pre-Startup" column is for cash outlays prior to the time covered by the Cash Flow. It is intended primarily for new business startups or major Advertising expansion projects where a great deal of cash must go out before operations Car, delivery & travel commence. The bottom section, "ESSENTIAL OPERATING DATA", is not actually part of the Cash model, but it allows you to track items which have a Accounting & legal heavy impact on cash. The Cash Flow Projection is the best way to forecast working capital needs. Begin with the amount of Cash on Hand you expect to Rent have. Project all the Receipts and Paid Outs for the year. If CASH POSITION gets dangerously low or negative, you will need to pump in more cash to Telephone keep the operation afloat. Many profitable businesses have gone under Utilities because they could not pay the bills while waiting for money to flow in. Your creditors do not care about profit; they want to be paid with cash. Cash is the Insurance financial lifeblood of your business.
Taxes (real estate, etc.)
Interest
Other expenses (specify)
Other (specify)
Other (specify)
Miscellaneous
SUBTOTAL 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Loan principal payment
Capital purchase (specify)
Other startup costs
Reserve and/or Escrow
Owners' Withdrawal
TOTAL CASH PAID OUT 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Cash Position (end of month) 0 0 0 0 0 0 0 0 0 0 0 0 0 0
ESSENTIAL OPERATING DATA (non cash flow information)
Unabridged Articles of the Ike Jackson Report :the Future of Hip Hop Business 2020-2050: Unabridged articles of the Ike Jackson Report :The Future of Hip Hop Business 2020-2050, #2