Principles of Financial Investment (BUSS 23001) – Fall - 2020 – CW 1 (Assignment) - Regular - QP

IN SEMESTER (INDIVIDUAL) ASSIGNMENT

Module Code: BUSS 23001 Module Name: Principles of Financial Investment

Level: 2 Max. Marks: 100

Instructions to Student
• Answer all questions.
• Deadline of submission: 02/12/2020 23:59
• The marks received on the assignment will be scaled down to the actual weightage
of the assignment which is 50% marks
• Formative feedback on the complete assignment draft will be provided if the draft is
submitted at least 10 days before the final submission date.
• Feedback after final evaluation will be provided by 17/12/2020

Module Learning Outcomes

The following LOs are achieved by the student by completing the assignment successfully

1. Demonstrate an understanding of the role of analytical tools to apply in financial decisions.

2. Appraise the financial investment decisions in terms of risk assessment and valuation
techniques.
Assignment Objective
The aim of the assignment is to ensure that the student is demonstrating knowledge about analytical tools
in financial decisions and ensure that the student is able to appraise investment decisions.

Assignment Tasks

Task A - Submit a work proposal for this assignment on or before 18/11/2020 (23:59) which must
include:
• Understanding of deliverables – a detail description of deliverables.
• Timeline for completion of the given tasks.
• Mandatory to use the proposal template provided below.
• The work proposal must be submitted in a word file through the link available in Moodle.
(5 Marks)

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Task B (90 Marks)

Mr. Sultan is a High-Net-Worth-Individual based in Salalah. He hails from a traditional business family. He
is preparing himself to start a new business and wishes to understand Financial markets and the nuances
of financial investment. So, he has approached you to support him on the following aspects,

1. Prepare a detailed report which will help Mr. Sultan to understand about the Functions of
Financial market (FIVE functions) and types of Financial markets including stock market.
(20 marks)
2. Mr. Sultan seeks clarity from you regarding what should be the priority of the new business that
he is likely to start, creating wealth or maximizing profit. Prepare a report which will help Mr.
Sultan to decide. (10 marks)
3. Also write a note by differentiating between Financing decision and Investment decision that will
help Mr. Sultan to recognize the importance of decision making in finance. (10 marks)
4. Prepare a note that will help Mr. Sultan comprehend about role of ‘Time value of Money’ in
financial decision making. (10 marks)
5. Mr. Sultan has presented the following details to you about his project cash inflows and outflows
and he has asked to you help in his decision making whether he should invest in this project or
not. (40 marks)
• Initial investment is OMR 200,000
• Cash inflows are as follows,

Year 1 Year 2 Year 3 Year 4

60,000 70,000 60,000 70,000

• Cost of capital 12%

• Mr. Sultan wants to recover the Initial investment within 3 years or less.

A. Calculate Pay-back period. (2 marks)

B. Calculate Discounted Pay-back period. (3 marks)
C. Calculate Net Present value. (3 marks)
D. Calculate Profitability Index. (2 marks)
E. Calculate Internal Rate of return (5 marks)
F. Calculate Modified Internal Rate of return (5 marks)
G. Recommendations based on each technique. (5 marks)
H. Discuss about each of the technique used above by highlighting TWO features for each
technique used for calculations and the discussion must be appropriately cited and
referenced from relevant academic literature sources. (15 marks)

Note:
1. All steps are to be provided for the above calculations.
2. All the discussion above MUST be based on academic literature with appropriate citations and
referencing as per CU Harvard style referencing.

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Rules & Regulations:

• A minimum of TEN academic literature sources are expected to be provided in this assignment.
• All resources should be cited using CU Harvard style.
• The final assignment must have a Title page, Table of Contents, References/ bibliography using
CU Harvard Style and page numbers.
• Title Page must have Assignment Name, Module name, Session, your name, ID, and the name of
the faculty.
• Softcopy in word format is to be submitted through Turnitin link on Moodle.
• Viva will be conducted after the assignment submission as per the dates informed earlier.

• Proposal template:

Name: ID:
Assignment Deliverables
Tasks Understanding of the deliverables Plan of Completion - timeline
(What are you asked to do in the (How are you going to complete the
task?) task?)
Question 1

Question 2

Question 3

Question 4

Question 5

CU Harvard Referencing:
(provide one example of in-text citation and Reference – 1. textbook, 2. website and 3. research article)

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• Break up of tasks and word limit are as follows,

Q. Max. Word
Task Particulars range
No. marks
Task A Proposal 5 200 - 250
1 Financial markets – functions (5 functions) and types 20 500 – 550
2 Wealth maximization and Profit maximization. 10 200 – 250
Differentiate between Financing decision and Investment
3 10 200 – 250
decision
4 Role of ‘Time value of Money’ in financial decision making. 10 200 – 250
5A Calculate Pay-back period. 2 NA
5B Calculate Discounted Pay-back period. 3 NA
5C Calculate Net Present value. 3 NA
Task
B 5D NA
Calculate Profitability Index. 2

5E Calculate Internal Rate of return 5 NA

5F Calculate Modified Internal Rate of return 5 NA
5G Recommendations based on each technique. 5 100 – 150
5H Discuss about each of the technique used above by
highlighting TWO features for each technique used for
15 300 – 350
calculations and the discussion must be appropriately cited
and referenced from relevant academic literature sources.
Formatting, Referencing, cover page and table of contents 5 NA
Total marks 100
Guidelines:

• Assignment must be computer typed.

➢ Font - Times New Roman
➢ Font – Style - Regular
➢ Font - Size - 12
➢ Heading should be with Font Size 14, Bold, Capital and Underline.

• Marks awarded in the assessment is provisional till it is approved by the Exam Board
• Each student has to do the assignment individually / Students have to do the assignment
collaboratively and each student should write a brief reflection on their contribution and learnings
from group work.
• You can refer books in E-Library or use internet resource. But you should not cut and paste
material from internet nor provide photocopied material from books. The assignment answers
should be in your own words after understanding the matter from the above resources.

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Assessment Evaluation Criteria

Classification Knowledge and

Reflection and critical Referencing and Presentation, Grammar
And % Range <to be given Understanding/ Evidence of Reading
analysis. Bibliography and Spelling
as per requirement> Application of Theory
Highly competent Extensive knowledge and Evidence of reading an Accurate referencing and Excellent presentation,
analytical skills and depth of understanding of extensive range of bibliography correctly logically structured, using
reflective practice, principles and concepts educational using appropriate correct grammar and
demonstrating personal and /or outstanding literature/research and referencing style spelling, excellent cross-
Outstanding
learning and growth, application of theory in where applicable referencing and links to
91-100
insight into required practice. workplace strategies, supporting evidence
professional values and policies and procedures.
principles and professional
development planning.
Strong analytical skills and Excellent knowledge and Evidence of reading a wide Appropriate referencing Good presentation,
reflective practice used, understanding of principles range of educational and bibliography correctly competently structured,
Excellent demonstrating personal and concepts and /or literature/research and using appropriate using correct grammar and
learning and growth, excellent knowledge and where applicable, referencing style spelling, clear and easy to
insight into required understanding of the workplace strategies, use links to supporting
81--90
professional values, application of theory in policies and procedures. evidence
principles and practice
competencies and
professional development
planning.
Good use of analytical skills Good knowledge or key Evidence of reading a good Generally well referenced Reasonable presentation,
and reflective practice principles and concepts range of educational with correct use of the completely structured,
demonstrating personal and/or good knowledge of literature/research and appropriate referencing acceptable grammar and
Very Good Quality learning and growth, the application of theory in where applicable workplace style spelling, acceptable links to
insight into required practice strategies, policies and supporting evidence
71-80 professional values, procedures.
principles and
competencies and
professional development
planning.
Acceptable use of analytical Acceptable knowledge of Evidence of reading an Adequate referencing. Adequate presentation and
skills and reflective practice key principles and concepts appropriate range of Generally accurate use of structure, acceptable
demonstrating personal and/or knowledge of the educational appropriate referencing grammar and spelling,
Good (Acceptable) learning and growth, application of theory in literature/research and style adequate links to
insight into required practice where applicable, relevant supporting evidence
61-70 professional values, workplace policies and
principles and procedures
competencies and
professional development
planning.
Adequate use of analytical Adequate knowledge of key Evidence of minimal Adequate referencing. Weak presentation ,
skills and reflective practice principles and concepts reading of educational Appropriate referencing satisfactory structure,
demonstrating personal and/or satisfactory literature/research and style used but may contain grammar and spelling, links
Adequate/ Satisfactory learning and growth, evidence of the application where applicable relevant some inaccuracies. to supporting evidence
insight into required of theory in practice. workplace policies and
51-60 professional values, procedures
principles and
competencies and
professional development
planning.
Little use of analytical skills Little evidence of Little or no evidence of Little or no referencing, Poor presentation,
and reflective practice knowledge of key reading outside of the incorrect style, or very grammar and spelling, links
demonstrating personal principles or concepts course textbook and/or inaccurate use of to supporting evidence
learning and growth, and/or little evidence of reference to relevant work appropriate referencing
insight into required the application of theory in place policies and style and/or
Weak /Poor competencies and/or practice procedures
professional development
Unacceptable
planning. Professional and/or and/or
(all learning outcomes not presentation, grammar
values and principles not
adequately met) and spelling, structure is
reflected in the submission.
No evidence of knowledge No evidence of reading very poor, links to
0-50 of key principles or outside of the course supporting evidence
and/or concepts and/or no textbook and/or reference
Insufficient/no use of evidence of application of to relevant workplace
analytical skills and theory in practice policies and procedures
reflective practice
demonstrating personal
learning and growth,
insight into required
competencies and
professional development
planning

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Important Policies to be followed

1. Student Academic Integrity Policy*:

• MEC upholds the spirit of academic integrity in all forms of academic work and any form of
violation of academic integrity shall invite severe penalty. Any benefit obtained by indulging
in the act of violation of academic integrity shall be cancelled.
• MEC also reserves the right to notify the appropriate law enforcement authorities of any
unlawful activity and to cooperate thereafter in any investigation of such activity.
• Faculty can conduct a viva to investigate and ascertain that the work submitted is student’s
own work as per the guidelines for the same. A student can be given a maximum of 2
chances to attend the viva in such cases. It is expected that the student attends the viva
during the first chance itself unless due to extenuating circumstances. If the student does
not attend the viva in spite of being given 2 chances and fails to submit valid reasons,
he/she will be awarded a fail in the module and this shall be counted as a case of academic
integrity violation.
All cases of violation of academic integrity on the part of the student shall fall under any of the below
mentioned categories:

1. Plagiarism
2. Malpractice
3. Ghost Writing
4. Collusion
5. Other cases
If the student fails a module and has a proven case of academic integrity violation in this module,
the student is required to re-register the module. This is applicable to first and second offence of
academic integrity violation of plagiarism type
1.1. First Offence of Academic Integrity Violation:
1.1.1. Plagiarism
a. If a student is caught first time in an act of academic integrity violation during
his/her course of study in any assignment other than project work and if the type
of violation is plagiarism, then the student will be allowed to re-submit the
assignment once as per the period allowed for re submission However, a penalty

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of deduction of 25% of the marks obtained for the resubmitted work will be
imposed.
b. Period of re-submission: The student will have to re-submit the work within one
week (5 working days) from the date he or she is advised to re-submit.
c. Re-submission of the work beyond the allowed period of resubmission will not be
accepted and the assessment will be awarded a zero mark.
d. If the re-submitted work (within the allowed period of resubmission) is also found
to be plagiarized, then that assessment component will be awarded a zero mark.
It shall also contribute to the total count of academic integrity violation for that
student.
e. If plagiarism is detected in UG Project work (Project 1, Project Planning and Project
Design and Implementation), the above clauses do not apply, and the work will be
summarily rejected. In these cases the student will be awarded a fail (F) grade and
is required to reregister the module.
1.1.2. Malpractice / Ghostwriting / Collusion
If a student is caught first time in an act academic integrity violation during his/her course
of study for an assessment component irrespective of coursework or end semester and
if the type of violation is Malpractice/Ghostwriting/Collusion, then the student shall fail
the module.

1.2. Second Offence of Academic Integrity Violation:

1.2.1. Plagiarism
a. If any student is caught second time in an act of academic integrity violation during
his/her course of study and if the type of violation is plagiarism, then the student
will not be allowed to resubmit the work, and s/he will directly be awarded zero
for the work in which plagiarism is detected.
b. The student shall also receive a warning of suspension in such cases.
1.2.2. Malpractice/Ghostwriting/Collusion
a. If a student is caught a second time in an act academic integrity violation for an
assessment component irrespective of coursework or end semester and if the type
of violation is Malpractice/Ghostwriting/Collusion, then the student shall fail the
module.
b. The student shall also receive a warning of suspension in such cases.
1.3. Third Offence of Academic Integrity Violation:

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a. If a student is caught a third time in an act of academic integrity violation for an

assessment component irrespective of coursework or end semester then the student
shall fail the module and also shall be suspended for one semester from the College,
once the academic integrity violation case is confirmed by Institutional Assessment
Review Committee.
b. The student shall be suspended for the immediate subsequent semester and can
register for modules only after having served the suspension period fully. This is also
applicable for semesters offered in block mode.
c. During the suspension period, the student shall have to mandatorily complete a course
on academic integrity/writing before s/he can register for any modules.
d. During the period of suspension, the student shall be allowed to attempt
supplementary examinations if s/he is eligible for the same. S/he shall also be allowed
access to all college facilities permitted for a regular student except for registering the
modules.
1.4. Fourth Offence of Academic Integrity Violation:
a. If a student is caught a fourth time in an act of academic integrity violation for an
assessment component irrespective of coursework or end semester, the student shall
fail the module and also shall be expelled from the College, once the case is confirmed
by Institutional Assessment Review Committee.
b. The student shall be expelled from the college and all access to the college facilities
and premises shall cease to exist. The documents shall be released only after getting
the NOC (No Objection Certificate) from Registration Office.
c. `On termination, the student shall not be refunded any fees paid for the academic
semester in which academic integrity violation was observed.
1.5. Other cases
If a student commits an act of academic integrity violation as per the definition of “other
cases” mentioned in the previous section or of a different nature, student’s case shall be
forwarded to an Institutional Assessment Review Committee, Chaired by the Associate
Dean, Academic Affairs. The committee shall investigate the case by means of a viva and/or
a hearing of the parties concerned if required and shall take appropriate decision. The
penalty that can be granted to a proven case of academic integrity violation which falls in
this category of “other cases” can be a warning/component zero/ module
fail/suspension/expulsion depending on the nature and gravity of the offence.
1.6. Types/Variations of cases of Plagiarism and associated actions
Type 1: In case plagiarism is detected in any component or part submission (submitted at
different times) of one assessment (assignment), the deduction in marks will be applicable
for the whole assessment (assignment), even if only the component or part submission alone
needs to be resubmitted.
Type 2: In case plagiarism is detected in a group assessment, all students of the group will be
considered as having committed an act of plagiarism irrespective of whether plagiarism is on
account of the act of all or a few or only one member. The policy will then be applied to all
students.

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If some students in the group are eligible to re-submit (first offence) and others are not
eligible, only eligible students will be allowed to re-submit within a period of one week and
the penalty will be applied as per the policy for each student according to his / her history of
violations.
Type 3: Combination of Type 1 and Type 2: In case plagiarism is detected in any component
or part submission (submitted at different times) of a group assessment (assignment), the
deduction in marks will be applicable for the whole assessment (assignment), even if only the
component or part submission alone needs to be resubmitted. All students of the group
would be considered as having committed an act of plagiarism irrespective of whether
plagiarism is on account of the act of all or a few or only one member. The policy will then be
applied to all the students of the group.
If some students in the group are eligible to re-submit (first offence) and others are not
eligible, only eligible students will be allowed to re-submit within a period of one week and
the penalty will be applied as per the policy for each student according to his / her history of
violation.
Type 4: Variation of Type 1 and Type 2: In cases where the assessment consists of
components or part submissions that could be a group assessment component (e.g. group
assignment) and an individual assessment component (e.g. individual reflection), the
following will be applicable:
a. If plagiarism is detected in the group assessment component, all students of the group will
be considered as having committed an act of plagiarism, irrespective of whether plagiarism
is on account of the act of all or a few or only one member. The policy will then be applied to
all students of the group. In such cases the group assessment component will be resubmitted.
If some students in the group are eligible to re-submit (first offence) and others are not
eligible, only eligible students will be allowed to re-submit within a period of one week and
the penalty will be applied for each student according to his / her history of violation.

b. If plagiarism is detected in the individual assessment component, the individual assessment

component will be resubmitted - if the student is eligible for resubmission-. The policy will
then be applied to that student alone.
c. In both cases (a) and/or (b), the deduction in marks will be applicable for the whole
assessment (assignment).

1.7. Types/Variation of Cases of Multiple Offences

If student is caught with multiple violations of same or different nature in different modules
of the same semester, they will be considered as one offence and student will be penalized
for each violation according to the type of the offence.
If student is caught with multiple violations of same or different nature in the same module
of the same semester, then they will be considered as different offences and each will

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contribute to the overall count of AIV. The student then shall be penalized for each violation
according to the count and type of each offence.

* For further details Refer to MEC Student Academic Integrity Policy in Student Handbook.

2. Late Submission Regulations:

It is the students’ responsibility to check all relevant timelines related to assessments.
As per the Assessment Policy at MEC, late submissions are allowed for one week (5 working days)
for all UG modules with a penalty. In such cases, a deduction of 5% of the marks obtained for the
submitted work shall be imposed for each working day following the last date of submission
till the date of actual submission. Assessment documents submitted beyond a period of one
week (5 working days) after the last date of submission will not be accepted and will be awarded
a zero for that assessment. In cases where the submission has been delayed due to extenuating
circumstances, the student may be permitted to submit the work without imposing the late
submission policy stated above.
The extended period of submission will be one week from the original last date of submission. In
such cases, the student is expected to submit the supporting certificates on or before the original
last date of submission of the assessment and the decision of extension rests with faculty
responsible for the assessment .The late submission policy shall be applied if the student fails to
submit the work within one week of the original last date of submission.
Students may contact their teachers for clarification on specific details of the submission time if
required.

3. Research Ethics and Biosafety Policy

To protect and respect the rights, dignity, health, safety, and privacy of research subjects involved
including the welfare of animals and the integrity of environment, all student projects are
expected to be undertaken as per the MEC Research Ethics and Biosafety Policy. Accordingly the
following shall apply.

• Research and other enterprise activities shall be conducted by maintaining the high ethical
standards consistent with national and international standards and conventions.

• Any research at MEC that is categorized as high-risk research shall be subject to review and
approval by the Research Ethics and Biosafety Committee.

• Research activities involving collection of human or animal tissues and manipulation of microbial,
animal or plant cells shall be subject to review and approval by the Research Ethics and Biosafety
Committee.

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• Participants involved in research must be informed about the purpose of research and intended
uses of research findings. Written consent must be obtained from people involved prior to the
commencement of research.

• Data obtained from participants must be treated with high confidence and should be used only
for the intended purpose of research.

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