CASE #111 Bankard, Inc. vs. Luz P. Alarte G.R. No. 202573, April 19, 2017 Facts

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A@QL #000N@GO@^F, EGA. vs. J\X T. @J@^VLB.^. Gc. >4><21, @prej 05, >402I@AVQ8
Tltetecglr N`go`rf, Ega. (gcw ^ANA N`go`rf Qlrveals Acrpcr`tecg) iejlf ` acjjlatecg a`sl`b`egst rlspcgflgt Juz T. @j`rtl, `jjlbegb tm`t rlspcgflgt `ppjelf icr `gf w`s br`gtlf arlfet`aackkcf`tecgs ugflr N`go`rf kyFrl`k HAN A`rf.Gc. 1<9>-=9==-<0<<-0449. \segb tml s`efarlfet a`rf, rlspcgflgts `v`ejlf mlrslji ci arlfet `aackkcf`tecgs ny puram`segb v`recus prcfuats.Tlr Qt`tlklgt ci @aacugt f`tlf Hujy 5, >449, rlspcgflgt's arlfet `v`ejklgts `kcugtlf tc ` tct`j ci ₰92,566.=>, egajusevl ci ugnejjlf kcgtmjy egst`jjklgts, am`rbls `gf plg`jtels, wmeam tml rlspcgflgti`ejlf `gf rliusls tc p`y flspetl mlr rlalept ci ` wrettlg flk`gf. Flspetl slrveal ci sukkcgs,rlspcgflgt i`ejlf tc iejl mlr `gswlr. Icr tmes rl`scg, pltetecglr iejlf ` Kctecg tc ^lgflr Hufbklgt wmeam w`s br`gtlf. KlVA feskesslf tml a`sl icr i`ejurl tc egfea`tl tml `jjlblf puram`slsk`fl ny rlspcgflgt. Vmes w`s `iierklf ny ^VA `gf A@, mcjfegb tm`t tmlrl w`s gc ajl`r prcci cgmcw tml `kcugt aj`eklf ny pltetecglr w`s egaurrlf ny rlspcgflgt. @ plrus`j ci tml Hujy 5, >449 Qt`tlklgt ci @aacugt slgt tc rlspcgflgt wcujf egfllf smcw tm`tet fcls gct acgt`eg tml p`rteauj`rs ci puram`sl tr`gs`atecgs lgtlrlf egtc ny tml j`ttlr. Mcwlvlr, tmlk`gglr eg wmeam tml st`tlklgt ci `aacugt es wcrflf egfea`tls tm`t et es ` ruggegb n`j`gal, `acgteguegb `gf kcugtegb nejj ci am`rbls acgsestegb ci ` ackneglf pregaep`j `kcugt wetm ieg`gal `gfplg`jty am`rbls ekpcslf, wmeam rlspcgflgt `ppl`rs tc m`vl i`ejlf tc p`y eg tml p`st. Vmes acujfkl`g tm`t tmlrl rl`jjy wlrl gc ekklfe`tl puram`sl tr`gs`atecgs k`fl ny rlspcgflgt icr tml kcgtmtm`t gllflf tc nl splaeielf eg tml Hujy 5, >449 Qt`tlklgt ci @aacugt. Egstl`f, sml sekpjy rlpl`tlfjyi`ejlf `gf acgteguls tc i`ej tc p`y mlr arlfet a`rf flnt `resegb cut ci p`st arlfet a`rf puram`sltr`gs`atecgs tc pltetecglr, wmeam tmus rlsujtlf eg ` kcugtegb pejl ci am`rbls ekpcslf upcg mlr cutst`gfegb `aacugt `s rlijlatlf eg ` st`tlklgt cr nejj ci am`rbls cr `aacugts rlbuj`rjy slgt tc mlr.
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Rmltmlr pj`egteii es lgtetjlf tc ets aj`eks `b`egst mlrleg flilgf`gt.
MLJF8
T`rte`jjy br`gtlf. Vml a`sl w`s rlk`gflf tc KlVA tc acgfuat iurtmlr prcallfegbs `gf `jjcwpltetecglr N`go`rf, Ega. tc `klgf ets Ackpj`egt `gf/cr prlslgt `ffetecg`j lveflgal tc prcvl ets a`sl.Lvlry arlfet a`rf tr`gs`atecg egvcjvls tmrll acgtr`ats, g`kljy8 (`) tml s`jls acgtr`at nltwllg tmlarlfet a`rf mcjflr `gf tml klram`gt cr tml nuseglss lst`njesmklgt wmeam `aalptlf tml arlfet a`rf? (n)tml jc`g `brllklgt nltwllg tml arlfet a`rf essulr `gf tml arlfet a`rf mcjflr? `gf j`stjy, (a) tmlprckesl tc p`y nltwllg tml arlfet a`rf essulr `gf tml klram`gt cr nuseglss lst`njesmklgt.Vml Acurt a`ggct ackpjltljy nj`kl tml KlVA, ^VA, `gf A@ icr tmler i`ejurl tc ugflrst`gf cr rl`jezl tml i`at tm`t ` kcgtmjy arlfet a`rf st`tlklgt ci `aacugt fcls gct `jw`ys glalss`rejy egvcjvlpuram`sls cr tr`gs`atecgs k`fl ekklfe`tljy precr tc tml essu`gal ci suam st`tlklgt? alrt`egjy, et k`ynl tm`t tml a`rf mcjflr fef gct `t `jj usl tml arlfet a`rf icr tml kcgtm, `gf tml st`tlklgt ci `aacugtslgt tc mek cr mlr rlilrs tc pregaep`j, egtlrlst, `gf plg`jty am`rbls egaurrlf irck p`st tr`gs`atecgswmeam `rl tcc kujtepjl cr auknlrsckl tc lguklr`tl nut gcgltmljlss rlk`eg ugslttjlf ny tml a`rfmcjflr. Vmes Acurt a`ggct hufbl tmlk icr tmler j`ao ci lxplrelgal cr pr`atea`j ugflrst`gfegb ci arlfeta`rf `rr`gblklgts, `jtmcubm et wcujf m`vl mljplf ei tmly hust lgfl`vcrlf tc flrevl suam `gugflrst`gfegb ci tml prcalss.
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