‫ﺷ ﮫﺎ د ة ﺗ أ ﻣ ﯿ ﻦ ﻣ ﺮ ﻛ ﺒﺎ ت‬

‫‪MOTOR INSURANCE CERTIFICATE‬‬

‫ﺑﯿ ﺎﻧ ﺎ ت اﻟﻤﺆﻣﻦ ﻟ ه‬
‫‪Insured Details‬‬
‫‪1021199425‬‬ ‫ر ﻗ ﻢ ھﻮﻳﺔ اﻟﻮطﻨﯿﺔ ‪ /‬ا ﻹ ﻗﺎ ﻣﺔ‬ ‫اﻹﺳ ﻢ‬
‫‪Saudi ID / Iqama Number‬‬ ‫ﺳﻠﯿﻤ ﺎن ﻣﺼﻠﺢ ﺻ ﺎﻟﺢ اﻟ ﻌﻮﻓ ﻲ‬ ‫‪Name‬‬
‫ا ﻷ ﻣﯿ ﺮ ﻣ ﺸ ﻌﺎن ‪ -‬اﻟﻨﺨﯿﻞ ‪4866 - -42670‬‬ ‫اﻟ ﻌﻨﻮ ان‬ ‫اﻟ ﺮ ﻗ ﻢ اﻟ ﻀ ﺮﻳﺒﻲ ﻟﻠ ﻌ ﻤﯿﻞ‬
‫‪8644‬‬ ‫‪Address‬‬ ‫‪Insured VAT No.‬‬
‫‪42670‬‬ ‫ﻋﻨﻮ ان ﺑ ﺮﻳﺪ و ا ﺻﻞ‪ /‬اﻟ ﻌﻨﻮ ان اﻟﺒ ﺮﻳﺪ ي‬ ‫‪Kingdom of Saudi Arabia‬‬ ‫اﻟﺠﻨ ﺴﯿﺔ‬
‫‪Wasel Address / P.O. Box‬‬ ‫اﻟ ﻤ ﻤﻠﻜﺔ اﻟ ﻌ ﺮﺑﯿﺔ اﻟ ﺴ ﻌﻮدﻳﺔ‬ ‫‪Nationality‬‬
‫‪0550462996‬‬ ‫‪ /‬ھ اﺗﻒ اﻟ ﻤﻨ ﺰل‪ /‬ﺟﻮ ال اﻟ ﻌ ﻤﻞ‬ ‫أﺧ ﺮ ى‬ ‫اﻟ ﻤﮫﻨﺔ‬
‫‪Home/Work/Mobile No‬‬ ‫‪Occupation‬‬
‫‪01-07-1380 /62‬‬ ‫ﺗﺎرﻳ ﺦ اﻟ ﻤﯿ ﻼد ‪ /‬اﻟ ﻌ ﻤ ﺮ‬
‫‪Date of Birth / Age‬‬
‫ﺑﯿ ﺎﻧ ﺎ ت اﻟﻤﺮ ﻛﺒﺔ اﻟﻤﺆﻣﻨﺔ‬
‫‪Insured Vehicle Details‬‬
‫‪22/04/1442‬‬ ‫ﺗﺎرﻳ ﺦ إﻧﺘﮫﺎء رﺧ ﺼﺔ اﻟ ﺴﯿ ﺮ‬ ‫ﺗﻮﻳﻮﺗﺎ‬ ‫ﻣﺎرﻛﺔ اﻟ ﻤ ﺮﻛﺒﺔ‬
‫‪Registration Expiry Date‬‬ ‫‪Vehicle Brand‬‬
‫‪RKLBB9HE1F5057488‬‬ ‫ر ﻗ ﻢ اﻟﮫﯿﻜﻞ‬ ‫ﻛ ﻮر و ﻻ‬ ‫ﻃ ﺮ از اﻟ ﻤ ﺮﻛﺒﺔ‬
‫‪C hassis Number‬‬ ‫‪Vehicle Model‬‬
‫ح ق ع ‪4594‬‬ ‫ر ﻗ ﻢ اﻟﻠﻮﺣﺔ‬ ‫اﺑ ﯿ ﺾ‬ ‫ﻟﻮن اﻟ ﻤ ﺮﻛﺒﺔ‬
‫‪Plate No.‬‬ ‫‪Vehicle C olor‬‬
‫‪941850410‬‬ ‫اﻟ ﺮ ﻗ ﻢ اﻟﺘ ﺴﻠ ﺴﻠﻲ‬ ‫‪2015‬‬ ‫ﺳﻨﺔ اﻟ ﺼﻨﻊ‬
‫‪Sequence No.‬‬ ‫‪Manufacture Year‬‬
‫ر ﻗ ﻢ اﻟﺒ ﻄﺎ ﻗﺔ اﻟﺠ ﻤ ﺮﻛﯿﺔ‬ ‫ﺳﯿﺎرة ﺻ ﻐﯿ ﺮة ‪ 4‬ﺑﺎب‬ ‫ﻧﻮ ع ھﯿﻜﻞ اﻟ ﻤ ﺮﻛﺒﺔ‬
‫‪C ustom C ard No.‬‬ ‫‪Vehicle Body Type‬‬
‫‪29100‬‬ ‫ﻗﯿ ﻤﺔ اﻟ ﻤ ﺮﻛﺒﺔ‬ ‫ﺷﺨ ﺼﻲ‬ ‫ﻏ ﺮ ض ا ﻹ ﺳﺘﺨﺪ ا م‬
‫‪Vehicle Sum Insured‬‬ ‫‪Type of Use‬‬
‫ﺳﯿﺎرة ﺧﺎ ﺻﺔ‬ ‫ﻧﻮ ع ﺗ ﺴﺠﯿﻞ اﻟ ﻤ ﺮﻛﺒﺔ‬
‫‪Type of Registration‬‬
‫ﻓﺘﺮ ة اﻟﺘ ﻐﻄﯿﺔ‬
‫‪Insurance Period‬‬
‫‪04/03/2021‬‬ ‫ﺗﺎرﻳ ﺦ و و ﻗﺖ ا ﻹ ﺻﺪ ار‬
‫ﻧﻮ ع اﻟﻮﺛﯿ ﻘﺔ‬ ‫‪Issue Date and Time‬‬
‫ﺿﺪ اﻟ ﻐﯿ ﺮ‬ ‫‪Policy Type‬‬
‫‪Tameeni‬‬ ‫اﻟ ﻔ ﺮ ع‬
‫‪Branch‬‬
‫ﻓ ﺮد ‪Individual -‬‬ ‫ﻧﻮ ع اﻟ ﻤﺆ ﻣﻦ ﻟﻪ‬
‫‪05/03/2021‬‬ ‫ﺗﺎرﻳ ﺦ ‪ /‬و ﻗﺖ ﺑﺪ اﻳﺔ وﻧﮫﺎﻳﺔ اﻟﺘ ﻐ ﻄﯿﺔ اﻟﺘﺄ ﻣﯿﻨﯿﺔ‬ ‫‪Insured Type‬‬
‫‪04/03/2022‬‬ ‫‪Date\time cover start and End‬‬
‫‪602000251720‬‬ ‫ر ﻗ ﻢ اﻟﻮﺛﯿ ﻘﺔ‬
‫‪Policy Number‬‬
‫اﻟﺘﺤ ﻤﻞ ﻟﻜﻞ ﺣﺎدث )ﻟﻮﺛﺎﺋ ﻖ اﻟﺘﺄ ﻣﯿﻦ (‬ ‫‪TPL‬‬ ‫ﻧﻮ ع اﻟﺘ ﻐ ﻄﯿﺔ‬
‫اﻟ ﺸﺎ ﻣﻞ ﻓ ﻘ ﻂ‬ ‫‪C over Type‬‬
‫‪Deductible- C omp. Policy Only‬‬ ‫ﻧﻮ ع ا ﻹ ﺻ ﻼ ح )ﻟﻮﺛﺎﺋ ﻖ اﻟﺘﺄ ﻣﯿﻦ اﻟ ﺸﺎ ﻣﻞ ﻓ ﻘ ﻂ(‬
‫‪Repair Type - C omp. Policy Only‬‬
‫ﺑﯿ ﺎﻧ ﺎ ت اﻟ ﺴ ﺎﺋ ﻖ اﻹﺿ ﺎﻓ ﻲ‬
‫‪Additional Driver Details‬‬
‫ﺗﺎرﻳ ﺦ اﻟ ﻤﯿ ﻼد ‪ /‬اﻟ ﻌ ﻤ ﺮ‬ ‫إ ﺳ ﻢ اﻟ ﺴﺎﺋ ﻖ‬
‫‪Date of Birth / Age‬‬ ‫‪Driver Name‬‬
‫ﻧﻮ ع اﻟ ﺮﺧ ﺼﺔ‬ ‫ر ﻗ ﻢ ھﻮﻳﺔ اﻟ ﺴﺎﺋ ﻖ‬
‫‪License Type‬‬ ‫‪Additional Driver ID‬‬
‫ﺷ ﮫﺎ د ة ﺗ أ ﻣ ﯿ ﻦ ﻣ ﺮ ﻛ ﺒﺎ ت‬
MOTOR INSURANCE CERTIFICATE

‫ اﻟﻔ ﺎﺗﻮر ة‬-‫ﺗﻓ ﺎﺻﯿ ﻞ وﺛﯿﻘﺔ اﻟﺘ ﺄﻣﯿﻦ‬

Insurance Policy Details-invoice
‫ﻗﯿ ﻤﺔ ﺧ ﺼ ﻢ ﻋﺪ م وﺟﻮد ﻣ ﻄﺎﻟﺒﺎت‬ 620.92 ‫اﻟ ﻘ ﺴ ﻂ ا ﻷ ﺳﺎ ﺳﻲ‬
NC D Amount Basic Premium
13 ‫ﻋﺪد ﺳﻨﯿﻦ ﻋﺪ م وﺟﻮد ﻣ ﻄﺎﻟﺒﺎت‬ N/A ‫ﻗﯿ ﻤﺔ ا اﻟﺒﺎ ﻗﺔ اﻟﺘﺄ ﻣﯿﻨﯿﺔ‬
NC D Years Package Premium
95.00 ‫ﺿ ﺮﻳﺒﺔ اﻟ ﻘﯿ ﻤﺔ اﻟ ﻤ ﻀﺎ ﻓﺔ‬ 0 ‫ﻗﯿ ﻤﺔ اﻟﺨﺪ ﻣﺎت ا ﻹ ﺿﺎ ﻓﯿﺔ‬
Value added tax Additional Services Premium
728.34 ‫اﻟ ﻘ ﺴ ﻂ اﻟﻨﮫﺎﺋﻲ‬ ‫ﻗﯿ ﻤﺔ اﻟ ﺴﺎﺋ ﻖ ا ﻹ ﺿﺎ ﻓﻲ‬
Final Premium C harged Additional Driver Premium
‫ﺣ ﺪو د اﻟﺘ ﻐﻄﯿﺔ‬
Coverage Limit

‫ﻓﻰ ﺣﺎل و ﻗﻮ ع ﺣﺎدث ﻳﺘ ﺮﺗﺐ ﻋﻠﯿﻪ د ﻓﻊ ﺗ ﻌﻮﻳ ﺾ و ﻓ ﻘﺎ ﻷﺣﻜﺎ م ھﺬه اﻟﻮﺛﯿ ﻘﺔ ﻓﺈن اﻟﺤﺪ ا ﻻ ﻗ ﺼﻰ ﻟ ﻤ ﺴﺆ وﻟﯿﺔ اﻟ ﺸ ﺮﻛﺔ ﻓﻰ اﻟﻮ ا ﻗ ﻌﺔ اﻟﻮ اﺣﺪة وﺧ ﻼل ﻓﺘ ﺮة ﺳ ﺮﻳﺎن وﺛﯿ ﻘﺔ اﻟﺘﺄ ﻣﯿﻦ ﺑﺎﻟﻨ ﺴﺒﺔ ﻟ ﻸ ﺿ ﺮ ار‬
‫﷼ ) ﻋ ﺸ ﺮة ﻣ ﻼﻳﯿﻦ ﷼ ﺳ ﻌﻮد ى( ﺣﺪ ا‬10,000,000 ‫ اﻟ ﻤ ﻘﺪرة ﻋﻦ ا ﻻ ﺻﺎﺑﺎت و اﻟ ﻤ ﺼﺎرﻳﻒ اﻟ ﻄﺒﯿﺔ( و ا ﻻ ﺿ ﺮ ار اﻟ ﻤﺎدﻳﺔ ﻣ ﻌﺎ ﻟﻦ ﺗﺘﺠﺎ وز ﻣﺒﻠ ﻐﺎ إﺟ ﻤﺎﻟﯿﺎ ﻗﺪره‬. ‫اﻟﺠ ﺴﺪﻳﺔ )ﺑ ﻤﺎ ﻓﻰ ذﻟ ﻚ اﻟﺪﻳﺎت و اﻟ ﻤﺒﺎﻟﻎ‬
‫أ ﻗ ﺼﻰ ﻟ ﻤ ﺴﺌﻮﻟﯿﺔ اﻟ ﺸ ﺮﻛﺔ‬
In the event of the occurance of an accident resulting in the payment of indemnity in accordance with the provisions of this policy, the maximum
limit of the company's liability for one event for both physical damage (including blood money, bodily injuries damages and medical expenses)
and material damages, shall not exceed together a total sum of SR 10,000,000(ten million Saudi riyals) as a coverage liability limit.

‫اﻟ ﺸﺮوط‬
Conditions
‫ﺗ ﻘ ﺮﻳ ﺮ اﻟ ﻤ ﺮ ور و ور ﻗﺔ ا ﻹ ﺻ ﻼ ح إﻟ ﺰ ا ﻣﯿﺔ ﻟ ﻘﺒﻮل اﻟ ﻤ ﻄﺎﻟﺒﺔ‬ ‫ ﻋﺎ ﻣﺎً ھﺠ ﺮﻳﺎً ﻣﺎ ﻟ ﻢ ﻳﻜﻦ ھﻮ اﻟ ﻤﺆ ﻣﻦ ﻟﻪ و ﻣﺎ ﻟ ﻢ ﻳ ﺮد‬18 ‫ﻗﯿﺎدة أ ي ﺷﺨ ﺺ ﻳ ﻘﻞ ﻋ ﻤ ﺮه ﻋﻦ‬
Police report and repair permission is essential for any claims to ‫ ﺳﻨﺔ ﻓﻲ ﺟﺪ ول‬18 ‫إ ﺳ ﻤﻪ ﺿ ﻤﻦ أ ﺳ ﻤﺎء اﻟ ﺴﺎﺋ ﻘﯿﻦ اﻟ ﻤ ﺴ ﻤﯿﻦ اﻟﺬﻳﻦ ﺗ ﻘﻞ أ ﻋ ﻤﺎر ھ ﻢ ﻋﻦ‬
settle. . ‫اﻟﻮﺛﯿ ﻘﺔ‬
Exclude Drivers below 18 years (by the Hijiri Date) unless he is the
insured or mentioned in Policy schedule as additional driver under 18
years.
‫ﺗ ﻘﻮ م ﺷﮫﺎدة اﻟﺘﺄ ﻣﯿﻦ ھﺬه ﺑ ﻤ ﻘﺎ م ﺳﻨﺪ ﺳﺪ اد ﻣﺒﻠﻎ اﻟ ﻘ ﺴ ﻂ اﻟ ﻤ ﺴﺘﺤ ﻖ و اﻟ ﻤﺬﻛﻮر أ ﻋ ﻼه‬ ‫ﻓﻲ ﺣﺎل ﻋﺪ م وﺟﻮد اﻟ ﺴ ﻌ ﺮ ﻋﻠﻰ اﻟﻮﺛﯿ ﻘﺔ ر ﻗ ﻤﺎ وﻛﺘﺎﺑﺘﺔ ﻧ ﺮﺟﻮ ﻣﻨﻜ ﻢ اﻟﺘﻮ ا ﺻﻞ ﻣ ﻌﻨﺎ ﻋﻠﻰ‬
This certificate is considered as Payment receipt of the above ٩٢٠٠٢٣٣٥٥ ‫اﻟ ﺮ ﻗ ﻢ‬
mentioned premium In case the Premium is not mentioned on the certificate in digits and
words please contact us on 920023355
‫ﺗ ﻌﺘﺒ ﺮ ﺷﮫﺎدة اﻟﺘﺄ ﻣﯿﻦ ھﺬه ﺟ ﺰء ﻻ ﻳﺘﺠ ﺰ أ ﻣﻦ اﻟﻮﺛﯿ ﻘﺔ اﻟ ﻤﻮﺣﺪة ﻟﻠﺘﺄ ﻣﯿﻦ ا ﻹﻟ ﺰ ا ﻣﻲ ﻋﻠﻰ‬ ‫ ﺳﺎ ﻋﺔ ﻣﻦ ﺗﺎرﻳ ﺦ و و ﻗﺖ إ ﺻﺪ ار اﻟﺘﺄ ﻣﯿﻦ أ و ﻣﻦ اﻟﺘﺎرﻳ ﺦ اﻟ ﻤﺤﺪد ﻣﻦ‬24 ‫ﺗ ﺴ ﺮ ي اﻟﺘ ﻐ ﻄﯿﺔ ﺑ ﻌﺪ‬
‫اﻟ ﻤ ﺮﻛﺒﺎت‬ . ‫ﻗﺒﻞ اﻟ ﻌ ﻤﯿﻞ ﻋﻨﺪ إ ﺻﺪ ار اﻟﻮﺛﯿ ﻘﺔ وﻟﻦ ﻳﺘ ﻢ ﻗﺒﻮل أ ي ﻣ ﻄﺎﻟﺒﺔ ﻗﺒﻞ ﺗﺎرﻳ ﺦ و و ﻗﺖ اﻟ ﺴ ﺮﻳﺎن‬
This C ertificate is a part of the Unified C ompulsory Motor Insurance C over effective date is after 24 Hours from Issuance Date and Time
Policy or as per the date selected by the insured at issuance and no claim
will be entertained before the inception.
‫ ﻋﻨﺪ اﺧﺘ ﻼ ف اﻟﻨ ﺺ ﺑﯿﻦ اﻟﻠ ﻐﺘﯿﻦ ﻳ ﻌﺘ ﻤﺪ اﻟﻨ ﺺ ﺑﺎﻟﻠ ﻐﺔ اﻟ ﻌ ﺮﺑﯿﺔ‬. ‫ﻻ ﻳﺘ ﻢ إرﺟﺎ ع أ ي ﻣﺒﺎﻟﻎ ﻣﺎﻟﯿﺔ ﻓﻲ ﺣﺎل ﺗ ﻘﺪﻳ ﻢ طﻠﺐ إﻟ ﻐﺎء ﻟ ﻤ ﺮﻛﺒﺔ ﺗﻮﺟﺪ ﻋﻠﯿﮫﺎ ﻣ ﻄﺎﻟﺒﺎت ﻓﻲ‬
In the event of discrepancy, the Arabic text prevails the English. ‫ﺣﺎل ﺗﺠﺎ وزت ﻗﯿ ﻤﺔ اﻟ ﻤ ﻄﺎﻟﺒﺔ ﻗﯿ ﻤﺔ اﻟ ﻤﺒﻠﻎ اﻟ ﻤ ﺴﺘ ﺮد‬
No refund for deletion of vehicle on which claim has been reported in
case amout is higher than the refund amount
‫ﻳ ﻤﻜﻨ ﻚ زﻳﺎرة اﻟ ﻤﻮ ﻗﻊ ا ﻹﻟﻜﺘ ﺮ وﻧﻲ ﻟ ﺸ ﺮﻛﺔ ﺳ ﻼ ﻣﺔ ﻟﻠﺘﺄ ﻣﯿﻦ اﻟﺘ ﻌﺎ وﻧﻲ ﻟ ﻺط ﻼ ع ﻋﻠﻰ اﻟ ﺼﯿﺎ ﻏﺔ‬ ‫ﺗ ﻐﯿﯿ ﺮ ﺑﯿﺎﻧﺎﺗﻪ‬/‫ﺗ ﻌﺪﻳﻠﮫﺎ‬/‫ﺗ ﻌﺘﺒ ﺮ ھﺬه اﻟ ﺸﮫﺎدة ﻻ ﻏﯿﺔ ﻓﻲ ﺣﺎل ﺗ ﻢ ﺷ ﻄﺒﮫﺎ‬
‫اﻟﻜﺎ ﻣﻠﺔ ﻟﻠﻮﺛﯿ ﻘﺔ اﻟﺘﺄ ﻣﯿﻦ‬ This certificate deemed Null and void in case of written
You May visit Salama Insurance C o. web site to view the C omplete off/Modified/C hange.
Policy wording
‫ أ و ﻣ ﺮﻛﺒﺎت‬/‫ أ و ا ﻹﻳﺠﺎر اﻟﯿﻮ ﻣﻲ و‬/‫ﺟ ﻤﯿﻊ اﻟ ﻤ ﺮﻛﺒﺎت اﻟ ﻤ ﺴﺘﺨﺪ ﻣﺔ أ و ﻣ ﺴﺠﻠﺔ ﻓﻲ اﻟﻨ ﻘﻞ اﻟ ﻌﺎ م و‬ ‫وﺟﻮد رﺧ ﺼﺔ ﻗﯿﺎدة ﺳﺎرﻳﺔ ﻋﻨﺪ ﻗﯿﺎدة اﻟ ﻤ ﺮﻛﺒﺔ اﻟ ﻤﺆ ﻣﻨﺔ أ و و ﻗﻮ ع ﻣ ﻄﺎﻟﺒﺔ‬
‫ أﺟ ﺮة ﻣ ﺴﺘﺜﻨﺎة ﻣﻦ اﻟﺘ ﻐ ﻄﯿﺔ وﻟﻦ ﻳﺘ ﻢ ﻗﺒﻮل أ ي ﻣ ﻄﺎﻟﺒﺔ ﻣﺘ ﺼﻠﺔ ﻣﻊ ا ﻷﻧﻮ ا ع اﻟﻨ ﻘﻞ اﻟ ﻤﺬﻛﻮرة‬. Valid Driving License at time of driving or claim is a must
‫أ ﻋ ﻼه‬
All Vehicles used in general transportation or Rent A C ar or
Limousines are excluded from the cover and no claim will be
entertained related to this type of vehicles
‫ﺗ ﻄﺒ ﻖ ﺷ ﺮ وط و إ ﺳﺘﺜﻨﺎء ات اﻟﻮﺛﯿ ﻘﺔ اﻟ ﻤﻮﺣﺪة ﻟﺘﺄ ﻣﯿﻦ اﻟ ﻤ ﺮﻛﺒﺎت ا ﻹﻟ ﺰ ا ﻣﻲ ﻋﻠﻰ طﻠﺒﺎت ا ﻹﻟ ﻐﺎء‬.
Policy C ancellation terms/conditions as per the Unified C ompulsory
Motor Insurance
This Policy cover any loss or damage not excluded, for the ‫ھﺬه اﻟﻮﺛﯿ ﻘﺔ ﺗ ﻐ ﻄﻲ أ ي ﺣﺎدث أ و ﺿ ﺮر ﻏﯿ ﺮ ﻣ ﺴﺘﺜﻨﻰ ﻟﻠ ﻤﺆ ﻣﻦ ﻟﻪ أ و اﻟ ﺴﺎﺋ ﻖ اﻟ ﻤ ﺴ ﻤﻰ‬
Policyholder and/or Named driver (additional) mentioned in the policy ‫ وﺗ ﻘﯿﺪ اﻟ ﻤ ﻄﺎﻟﺒﺔ‬,‫) ا ﺿﺎ ﻓﻲ( ﻛ ﻤﺎ ھﻮ ﻣﺬﻛﻮر ﻓﻲ ﺟﺪ ول اﻟﻮﺛﯿ ﻘﺔ ﻓ ﻘ ﻂ ﻋﻦ و ﻗﻮ ع اﻟﺤﺎدث‬
schedule only, and exclude from the cover if an unnamed driver was ‫اﻟﺘﺄ ﻣﯿﻨﯿﺔ ﻋﻠﻰ ﺳﺠﻞ وﻳ ﺴﺘﺜﻨﻰ ﻏﯿ ﺮ ذﻟ ﻚ ﻣﻦ اﻟﺘ ﻐ ﻄﯿﺔ ﻓﻲ ﺣﺎل ﻛﺎن اﻟ ﺴﺎﺋ ﻖ ﻏﯿ ﺮ ﻣ ﺴ ﻤﻰ‬
responsible of the accident and register the claim on the policyholder ‫ﻣ ﺴﺆ و ﻻ اﻟ ﻤﺆ ﻣﻦ ﻟﻪ وﻟﯿﺲ ﻋﻠﻰ ﺳﺠﻞ اﻟ ﺴﺎﺋ ﻖ اﻟ ﻐﯿ ﺮ ﻣ ﺴ ﻤﻰ ﻣ ﻤﺎ ﻳﺆﺛ ﺮ ﻋﻠﻰ إ ﺳﺘﺤ ﻘﺎ ﻗﻪ‬
record which may will affect his NC D ‫ﻟﺨ ﺼ ﻢ ﻋﺪ م وﺟﻮد ﻣ ﻄﺎﻟﺒﺎت‬

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