Loan Term Sheet-David Lending Services

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The lender offers various types of business and consumer loans ranging from $20k to $750M with flexible terms and rates starting from 4%. They provide financing for real estate, agriculture, and other industries.

The lender offers business loans, low income debt consolidation, bridge/hard money loans, property loans, commercial loans, hotel financing, pipeline financing, agricultural financing, and personal loans.

To qualify, applicants must have an established business or financial need, a reasonable business plan, the ability to repay the loan, and acceptable collateral. Bad credit is not necessarily a disqualifying factor.

2466 Loflin Dairy Rd Sophia, NC,

27350, United State


Office +1 (415)-579-0692
E-mail: [email protected]

LENDING TERM SHEET AND PRESENTATION

Dear Esteemed Client,

Thank you for your anticipated patronage, sequel to any inquiries regarding the parameters of our
loan programs, kindly review our provisional lending term sheet as follows:

What types of loans do WE offer?

 Business Loans
 Low Income
 Debt Consolidation
 Bridge/Hard Money
 Property Commercial
 Land and Construction
 Consumer Loans
 Hotel Financing
 Pipelines Financing
 Agricultural Financing
 Personal Loans
 Real Estate Financing
 Transportation and Energy Financing

What We DON'T finance?

 Recent bankruptcies
 Weapons
 Liquor

What is the minimum and maximum amount of Lending?

Lending rate starts from $20k - $50MM (For Individuals and Small Medium Enterprises) and up to a
maximum of $750MM higher amounts also available on case-by-case basis (For Macro Real Estate
Investments, Companies and Private Individuals).

Who May Qualify?

Owners of established businesses and individuals with urgent financial needs to settle or who want to
start their own business.
You may qualify if you:

 Have a reasonable business plan yielding good income returns


 Can demonstrate your ability to repay the loan
 Can offer acceptable security provision for the loan

What are the typical loan terms duration, interest rates, and repayment plans?

 Our private lending team offers flexible payment schedules, and we review each loan
application on a case-by-case basis.
 Our typical loan rates and terms are:
 Rates start out as low as 4%, Fees as low as 0.40% on most deals (Standard)
 Up to 30 Year Terms Duration, 100% LTV
 Loan amounts as low as $20k to $750M and Higher on Case-By-Case Basis
 No Appraisal Necessary
 Close in 1 week or less, All Commercial Property Types including Gas Stations and
Agriculture
 Rural Locations OK, Bad Credit not a issue, Properties in Foreclosure Ok, Asset Based Lender
 Land Loans available worldwide
 SFR and Commercial Construction, Rehab Loans Available only in US, Canada, Australia,
Asia Countries, Africa Continent, South America, North American & Europe Countries

How do I get started?

You will need to fill out our Application Form to get started.

How long does it take to get a loan?

The length of the loan process varies, based on when we received the appropriate documentation for
your loan approval and subsequently disbursing the loan funds to you. Typically, it takes just 4-7
working business days to process and close your loan and not more than 15 business days’ maximum.

What if I want to pay more than my monthly payment? Pay off my loan early?

There is no penalty for either.

Are there any upfront fees before loan disbursement?

Borrowers are subjected to the Loan Origination cost for the Loan Processing before the loan can be
set aside for disbursement to borrower designated Bank account. The Loan Origination cost usually
depends on the loan amount a borrower seeks and the amount will be stated on the loan repayment
schedule.

What sort of supporting documents do you require to be sent?

1. IDENTIFICATION

Either of the following identity can be accepted: International Passport, Driver's License, Company ID
or any Government issued valid ID.

2. PROOF OF LOCATION
Either of these utility Bills can be accepted: Electricity, Gas, Water, Waste,or Tax Receipts.

3. AN EXECUTIVE SUMMARY

A Business Plan/Proposal to show how the money will be utilized and regenerated
from your business or project to repay back the Loan + Interest

This term sheet sets out the general guidelines of the loan program, and it is designed as an aid to
prospective borrowers, or other clients. This term sheet does not represent or imply a contract or an
offer to lend funds. An offer to lend funds may only be made by written commitment letter issued by
the Lender to a prospective Borrower. This term sheet is subject to change at any time without notice
at sole discretion of the Lender. Credit and collateral are subject to approval. Terms and conditions
apply. This is not a commitment to lend.

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