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INTRODUCTION
1.0 Introduction
IT is short form Information Technology. IT is the broad subject concerned with all aspects
of managing and processing information, especially within a large organization or company.
Computer systems are central to information management, computer departments within
organization or company and universities are often called IT departments. Some organization
or company refers to this department as IS (Information Services) or MIS (Management
Information Services).
Social Islami Bank Ltd is the pioneer amongst Islami banks in Bangladesh to introduce
online banking facilities from the year 2003. It has been a rapidly growing bank in
Bangladesh and in the last few years the bank has grown to a complete figure of 125
branches. As the bank is expanding this will add a lot of leverage to its existing network of
branches & customer base, and will require the bank to become much more dynamic to
pursue its goals. Through the development cycle a number of technology enablers has been
introduced, which gradually helped the bank to reach the peak of the banking industry in not
only Bangladesh but also in the global arena. Mainly a Bank IT division follow 4 kind of
working procedure or 4 type, such as
Hardware Base
Software Base
Networking Base
Maintenance System.
Another main option is DATA BASE which totally separate and secure base working
procedure. I joined as an intern in the technology operations department of Social Islami
Bank Limited. The department is run by Mr. Sultan Badsha, under the department there are
several wings, such as, Network Team, Hardware department, Software system, Database
System, security team and cards. I was assigned with Hardware, Network & Software
wing .This wing also subdivided in to three more team. Such as, Deployment team,
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Maintenance team & Support team. The task of deployment team is to prepare all new PCs
with OS & necessary software’s. The task of maintenance team is to provide instant pc
related support to the users as they call for help. The support may be of two kinds, remote –
which is given by using Virtual Network Computing (VNC), sometimes this team provides
support by being physically present to the user.
1.2 Methodology
This report prepare basis of professional experience gather during the internship program. I
have analyzed mainly IT Department key responsibilities for banking facilities or banking
performance of Social Islami Bank. This report prepare information collected from
a) Information Technology Department of Social Islami Bank Limited
As I have joined the Social Islami Bank as an internee in Information Technology
Department so I have got information about that department from there that help me
to write this report.
b) Company activity specialized employee
I have joined as an internee the Social Islami Bank Information Technology
Department so there employees help me to get information also they provide me
specific information by shearing their experience.
c) Academic Knowledge
As I have completed my MBA program so I have got academic knowledge that also
help me to make this report.
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d) Daily performance as an internee on Social Islami Bank IT Department
When I joined the organization then their daily activity or performance help me
gather knowledge that I write my report.
e) Company web site
Making this report the company web site means the Social Islami Bank Limited web
site help me to get information about the bank that help me make the report.
f) Previous internship report
As I have prepared report so I have followed the previous report of Bank IT
Department and also University students report that helps me to prepare report.
g) Academic Sheet of MBA program
Class lecture sheet on management of MBA program helps me to collect information
to prepare report.
h) Different text book
Preparing this report I follow different text book such as Information Technology of
Bangladesh book, Management book, etc.
i) Different types of Journal, Magazines.
Preparing this report I follow the different journal magazine to collect the information
about information technology that’s help me to prepare the report.
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Family factor
As my family economic condition is a middle class so sometime my family economic
condition frustrated me for that sometime I can’t concentrate my activity.
Company confidential data not used
As now every company careful their information because at this time market are
competitive for this reason they secure their data. That’s why I can’t proper use the
data of Social Islami Bank IT department and also all of we know that bank data is
very important for transaction for that there has some privacy of data.
Due of Coronavirus causes
Coronavirus disease (COVID-19) is an infectious disease which is discovered in
Bangladesh march, 2020. Most of the people of Bangladesh infected with the
COVID-19 virus for that most of the people don’t go outside the house also office,
organization, school, college. All of the people of my country fear their life. Many
people of Bangladesh have died by this disease. In this situation I have got chance to
internship for that reason I can’t attend every day in my internship period.
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CHAPTER -2
AN OVERVIEW OF SOCIAL ISLAMI BANK LIMITED
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government initially nationalized the entire domestic banking system and proceeded to
reorganize and rename the various banks. Foreign-owned banks were permitted to continue
doing business in Bangladesh. The insurance business was also nationalized and became a
source of potential investment funds. Cooperative credit systems and postal savings offices
handled service to small individual and rural accounts. The new banking system succeeded in
establishing reasonably efficient procedures for managing credit and foreign exchange. The
primary function of the credit system throughout the 1970s was to finance trade and the
public sector, which together absorbed 75 percent of total advances. The government’s
encouragement during the late 1970s and early 1980s of agricultural development and private
industry brought changes in lending strategies.
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2.3 Structure of SIBL
SIBL has clearly understood the holistic picture of the banking industry and how the
Bangladesh financial market is especially adapting to the technology needs. In order to
position itself as a leader and pave the way for other banking services, SIBL took a clear
vision in respect to the services it wants to offer to its customers and the services which will
be required at the back end to enable such services. SIBL is gradually working based on the
below vision in order to achieve its goals:
The Interactive Layer.
The Application Layer.
The Infrastructure.
Infrastructure:
The IT Infrastructure Layer will constitute the complete A-Z infrastructure physical hardware
and peripherals which will enable all Application services and will be the most crucial part of
the banking system, as the entire system will depend on it. Systems needs to positioned
keeping in mind the level of redundancy and scalability to gain maximum Return on
Investment (ROI) and Total Cost of Ownership (TCO). These will include:
Data Center (DC).
Disaster Recovery Site (DRS).
Networking Systems.
Cheque Clearing.
Server & Storage Farms.
Network Operations Center (NOC).
Card Printing.
ICT Hardware Support.
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To top the list in respect of cost efficiency of all the commercial Banks
To become one of the best financial institutions in Bangladesh economy participating
in the most significant segments of business market that we serve.
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CHAPTER -3
INTERNSHIP EXPERIENCES FROM SIBL IT DIVISION
As well as we know the bank IT department has mainly 3 types of activity such as Hardware
base activity, Software base activity, Network base activity. There I have joined also 3 type
of activity but in short time reason I can’t do the all aspects of this 3 types. Now I describe
my internship experience. At first I describe Hardware base experience, Secondly Software
base experience and Thirdly Network base experience.
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3.2 Software Base Experience
In internship period I also work in software section such as:
Essential software installation; In internship period I have installed essential software
which very much important for bank it department such that, Dash board, Ababil,
Mozilla Firefox, Java, Microsoft office, Bijoy, Remote connection, Domain fixed
,Network cable fixed, OS installation, Driver installation, etc.
Remote Desktop Connection; I set the Remote Desktop Connection in computer. It is
mainly use for connect one PC to another PC on the network by using IP address for
helping another employee of bank.
Domain Setup PC; I set the PC in bank server because every bank has own server
where they store data and for that reason every pc in bank need to connect this server
for access data. For this reason PC need to domain setup means need to IP address
set.
Core banking software Ababil setup: each activity of SIBL bank occurs on Ababil
software. Every branch every employee connects to this software. All of the branch
store in data via this software also all the transaction. Here also happens accounting
activity LC activity in one word this software is the core of bank. This software I
have installed in every pc in carefully.
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Hold Time: Specifies the value of hold time, which is advertised in the message sent
over the corresponding IP interface. The hold time value defines the amount of time a
neighbor should wait for another message from this process model before marking its
node as down. A high hold time value delays the detection of node failures, and a
low value may cause misjudging the status of a neighbor as down because of a few
delayed or dropped message packets.
Split Horizon: enable or disables split horizon on the interface. The default
configuration enables this feature on all interfaces. Some time I need to set Split
horizon because when the network down for machine hitting then the split horizon
need to disable for new connection. After some time later it automatically set enable.
Route Filters: I need to sometime route filters in network section because Specifies
the prefix/distribute lists used to filter routes received on or sent from this interface.
Prefix/distribute lists are defined in the IP > IP Routing Parameters > Prefix Filter
Configuration attribute. Which base the information passing to one branch to other
branch.
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CHAPTER -4
FINDING AND DECISION
Mainly Bank IT divisions follow three kind of working procedure or 3type, such as
Hardware Base.
Software Base.
Networking Base.
Another main option is DATA BASE which totally separate and secure base working
procedure.
Problem identification
Computer starting problem
Computer takes a lot of time to boot
Computer making problem to shutdown
Display power not received by the monitor
Printer does not working
Operating system is not working
Utility software is not working
Pc restarting
Mouse not working
Driver installation problem
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Problem solutions
Power Supply: When computer not open or not run then at first check the power supply
cable if there has no problem then check the power supply and if it damage then repair it or
change it.
RAM: When PC is on then if it gives beep sound or If pc display shake automatic or after
some time then it describe RAM problem and then repair it or change.
Hard Drive: If any problem in hard drive then computer is on but not display turn on just it
open black display. In this why at first install the OS if OS not taking then it define hard
drive problem.
Motherboard: If any problem in motherboard then PC not opens then total motherboard
change and new motherboard attach by technician.
Phone call support: When difference branch employee face problem their PC then they
contact bank hardware technician and tell their problem that solve technician by phone
instruction and using Remote Desktop connection.
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Figure 4.1: Remote connection
Domain Setup PC; If any pc connect to organization server then their stay own Domain if
that pc connect to domain then it follow below step:
Computer -Right Click
Properties
Change setting
Change
Computer name
Full computer name
Member of domain
Ok
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Figure 4.2: Domain setup PC
Setup Ababil
This is the top most important menu for Trade Finance Module of ABABIL. All the core
information setup is performed from here which will be use for different purpose of trade
finance related operations. This is one time setup or can be treating as general setup and the
saved information will get in LOV or Drop-down list during the relevant operation
performing
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Password Change
Password is a very important issue for security purpose. Due to some unusual issue it’s
needed to change password. We can perform this operation under this submenu.
Import L/C
Import related L/C’s operation starts under this menu. A user can perform different
operations like edit/ update for Import L/C from here. Here are also a screen shot available
for this menu, which is given below and we will see full detail about this menu-wise
submenu operation later on.
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Import Bill
Import related L/C Bill information inputted under this menu. A user can perform different
operations for Import Bill from here. Here are also a screen shot available for this menu,
which is given below and we will see full detail about this menu-wise submenu operation
later on.
Export L/C
Export related L/C’s operation starts under this menu. A user can perform different
operations for Export L/C from here. Here are also a screen shot available for this menu,
which is given below and we will see full detail about this menu-wise submenu operation
later on.
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Export Bill
Export related L/C Bill information inputted under this menu. A user can perform different
operations for Export Bill from here. Here are also a screen shot available for this menu,
which is given below and we will see full detail about this menu-wise submenu operation
later on.
Investment
Investment related operations like sanction or account opening for trade finance can
performed from here. Please view the following screen shot on investment menu with
relevant submenu.
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Report
There are extensive reports available for trade financial operations. A user can find his/her
desire report/s under this menu. Please have a quick look on the submenus on ‘Report’ menu.
Display Item
These items look like input items but generally user cannot write in it. These will only show
user information in about a particular thing. By default there are different colors in input and
display items. Display items are gray colored, whereas Input items are white in color. Some
time it is possible to edit/ update information.
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Export LC Opener
To setup a new Export LC Opener information, user has to input at least ‘Name’, ‘Category’,
‘Address’, ‘Country’, ‘State/ Province/ Div’, ‘District’, ‘LC Opener Company Country’ and
‘Customer Code’ on the relevant fields. With the help of different levels, user can input other
information. After that please press ‘Save’ button to save the information to database. To
modify existing ‘Export LC Opener’ information, user has to select ‘LC Opener Code’ from
the LOV and press ‘Retrieve’ button. Application will load all saved information on relevant
fields. Please make necessary update and save that information.
Export LC Transferee
From ‘Export LC Transferee’ screen, user can save Export LC Transferee information. To
setup a new Export LC Transferee information, user has to input at least ‘Name’, ‘Owner
Name’, ‘Address’, ‘Country’, ‘State/Province/ Div’, ‘District’, ‘Company Country’ and
‘Customer ID’ on the relevant fields. Application will automatically save the ‘LC Transferee
Code’. With the help of different levels, user can input other information. After that please
press ‘Save’ button to save the information to database. To modify existing ‘Export LC
Transferee ‘information, user has to select the ‘Export LC Transferee’ from the LOV and
then press ‘Retrieve’ button. Application will load all saved information on relevant fields.
Please make necessary update and save that information.
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Figure 4.13: Export LC Transaction
Import L/C
Here are two types of L/C; Import L/C and Export L/C. On this section we will see detail
description about ‘Import L/C’. Before starting operation, the customer should have sanction
to open import L/C. Prepare ‘Sanction’ for a particular customer will be described on the
‘Investment Sanction’ menu. Application will redirect user to ‘Import L/C’ screen. User has
to input information there as per given level.
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Import L/C Transactions
There will be an automatic selection on ‘Template Type’ entry field. User has to press
‘Enter’ button, all other necessary information will took place on grid view. User may
uncheck any option if that is needed to deactivate for this L/C. ‘Select Template’ button
pressing will calculate the all internal calculation like, VAT, Charge etc. User may edit of
update here and in this case user has to press ‘Recalculate’ button to check relative effect.
When all entry is given and confirmed then user has to select ‘Verifier’ from the LOV and
then press ‘Send for Verification’ button. After verification by the authorized person
application will save all these data to server. Here is another option to make any necessary
update or modification on Import L/C information. Please look at the following screen shot.
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Figure 4.16: Bank Bill Correction
Transaction Correction
User can make a transaction corrected from this Transaction Correction screen. Please input
the voucher no on the relevant field and then press ‘Enter’. Application will load information
on the grid. Please press ‘Correct Transactions’ button, application will delete the transaction
information.
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4.3 Network Base Activity of SIBL IT Division
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Simulation Setup for Failure / Recovery Configuration
Figure 5.3 below shows the setup for Recovery Configuration. The simulation is set to be 15
minutes, the first failure is set to be 5 minutes which is 300 second, and the recovery is set to
be 600 seconds. Recovery configuration is set to be the same for all scenarios except the
route would be dropped.
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Figure 4.20: RIP DES statics
The RIP routing tables are initialized with the local gateway’s IP addresses. The cost
for these routes is set to 0.
Silent RIP processes are modeled with a parameter that can be controlled by the user.
Silent RIP processes do not send out routing update messages, and are normally used
for hosts that do not act as network gateways.
The start time at which the first regular routing updates are generated is a parameter
that can be controlled by the user.
Split Horizon with Poisoned Reverse is implemented to avoid including routes in
updates sent to the gateway from which they were learned. Such routes are included
in updates, but their metrics are set to infinity.
Regular and Triggered Updates.
Garbage Collection (Flush) and Timeout (Route Invalid) timers.
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OSPF for Tunnel
Advantages of OSPF
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Figure 4.22: OSPF parameters
1. Hello Interval: Determines the time interval between hello messages. A high value lowers
the EIGRP traffic in steady state, and a low value enables node failures to be detected more
quickly.
2. Hold Time: Specifies the value of hold time, which is advertised in the hello message sent
over the corresponding IP interface. The hold time value defines the amount of time a
neighbor should wait for another hello message from this process model before marking its
node as down. A high hold time value delays the detection of node failures, and a low value
may cause misjudging the status of a neighbor as down because of a few delayed or dropped
hello packets.
3. Split Horizon: Enables or disables split horizon on the interface. The default configuration
enables this feature on all interfaces.
4. Route Filters: Specifies the prefix/distribute lists used to filter routes received on or sent
from this interface. Prefix/distribute lists are defined in the IP > IP Routing Parameters >
Prefix Filter Configuration attribute.
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4.4 Challenges of Information Technology Management of SIBL
There are some challenges to do activity of SIBL IT department that I discusses following
a) Branch Network connectivity: SIBL branch network connectivity is poor compared to
any other banks. They are in the shakeout stage of the industry network life cycle. So
far, they should have established strength branch network.
b) Limited ATM Booth and connection problem: SIBL ATM booths are limited and the
network connection is very poor for that reason transaction some time broken down. For
that reason people become confused about from where they will pick up their money.
c) Update Technology Promotion: As a second-generation modern Bank SIBL should
adopt more powerful Technology so that they attract first the people.
d) Defensive approach in Competition: SIBL always try to stay in a defensive position to
remain in a steady position. So their server must be make fast also their IT activity.
e) Lack of Full Automation: SIBL has not yet adopted full automation in case of their own
networking system. But they have committed that in a very few days they will be able to
adopt fully automation system.
f) Limited employees: SIBL IT Division employee is very shortage for that reason one
employee handle also another activity.
g) High Competition: Now. In Bangladesh Banking industry is huge and many new banks
are also going to start their operation within a very few days. So it is very threatening for
SIBL to keep their reputation consistently same to the clients.
h) Low Switching Cost of Clients: Clients switching cost is low in banking industry. So
clients can easily switch to other banks if they get better benefit for low costing
technology must be used effectively.
i) Lack of Promotion: SIBL IT division need more promotion in their own employee so
that they are interest to work with them.
j) Facility of IT employee: SIBL must give their employee all facility as compare to
general banking.
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k) Information Security: SIBL IT Division must keep their data in privacy because we
know that HACKER always try to hack the information for that reason always keep the
record with high security.
CHAPTER 5
CONCLUSION AND RECOMMENDATION
5.1 Conclusion
The report represents there all life experience that I had during my internship period as a IT
personnel. This experience has challenged me to continually learn about myself and my
interactions with others. The internship gives me the opportunity to be confident with the
techniques which I will be able to apply in my future profession. I learned from my
internship that how to deal with different person. I’ve learned how I should deliver myself to
other so that everyone can get my point and work under pressure.
I hope that this experience will help me in future in my job career. The things that I learned
from the experience will always be with me and will help me to go forward in my
professional life.
5.2 Recommendation
Firstly the banking sector is now using new technologies to provide better services to
customers. The banking sector realizes that customers’ needs have changed with the
advancements in technology and their own needs. For that reason the management
has now seen that with the technology they have to keep up with the times in order to
keep the customers happy and interested in their products. Because IT has allowed for
improved banking products, competitive markets, implementation of consistent
methods for control of threats with the advancement of IT in the banking sector,
customers do not always want to visit banks branches. They are able to utilize the IT
services provided to make transactions. For that reason I am interest to prepare this
report also recommend it because Information Technology helps the total bank
activity which base they keep their record safely and also use frequently for that
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reason their service will increase, communication will increase also competitive
market captured and maintain globalization. That’s why information technology is
very important for banking sector.
Government also work on Information Technology about how to develop more on
Information Technology in banking sector because new world going on IT base
activity. Every sector in Bangladesh also world involve in IT. In this report I also
describe IT Base Activity Management on Social Islami Bank Limited means how to
they doing their activity Via Information Technology. That helps me to know how
actually information technology work done in banking sector.
In this report I also describe some specific challenges of Information Technology for
banking sector also I provide the solution of problem. Which help the new one to
know about the bank IT activities such as operation, transaction, correction,
maintenance. Also know about the challenges of Information technology of banking
sector such as security, facilities, career, working time etc.
At last I say that this report prepare with real-time activity on Information
Technology on Social Islami Bank Limited also all information collect from work
base and from an employee of SIBL IT department. So this report prepared honestly
and at this time.
The Management Have Now Seen That With The Technology They Have To Keep
Up With The Times In Order To Keep The Customers Happy And Interested In
Their Products
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References
SIBL. (2019). An Overview of SIBL. (SIBL) Retrieved November 20, 2020, from
SIBL PROFILE web site: http://www.siblbd.com/home/it_division
SIBL. (2019). An Overview of SIBL. (SIBL) Retrieved November 2, 2020, from SIBL
Profile web site: https://www.siblbd.com/about/profile
SIBL. (2019). An Overview of SIBL. (SIBL) Retrieved November 6, 2020, from SIBL
Securities web site: https://www.siblbd.com/about/sibl_securities
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SIBL. (2019). An Overview of SIBL. (SIBL) Retrieved November 10, 2020, from
SIBL branch web site: https://www.siblbd.com/about/sibl_branch
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