Tle6 Q1 Week2
Tle6 Q1 Week2
Tle6 Q1 Week2
I. OBJECTIVES
B. Performance Standard: Manages family resources applying the principle of home management
C. Learning Competency:
Prepare feasible and practical budget. TLE6HE-ob-4
Manages family resources efficiently
Prioritizes needs over wants
II. CONTENT:
A. LESSON: Management of Family Resources
B. LEARNING RESOURCES:
a. References:
o Textbook: Life Skills Through TLE 6 (pages 104-106)
o Teacher’s Guide: pages 28-29
o Localized Material pages 9-12
b. Other Learning Resources:
o pictures
III. PROCEDURE:
Hello! How are you today? Before you proceed to your lesson, let us have a short recap about the
things you learned in the previous lesson. Answer the following orally.
1. What are the types of family resources? Can you tell me its importance in your daily living?
What budgeting actually does is clearly show you how you allocate your money and present you the
choices on what stuff to enjoy – based on your financial limitations. It will save you the grief of
overspending and being too much in debt. Budgeting does not stop you from enjoying stuff. It ensures that
you enjoy stuff when you want it.
Page 1 of 6
Question: Answer orally.
What is Income?
It is money that an individual or business receives in exchange for providing goods or services.
Family income – is the total income earned by all the members of the household.
What is Budget?
A budget is the amount of money set aside for planned expenses. It is a plan specifying how much
money will be spent or allocated during a particular period.
Budgeting is related to the wise use of family resources. It is based on the system by which wages
or salaries are received and how these are to be spent by itemizing the needs of the family and how much
money is needed to meet such needs.
1. Food – groceries, raw and cooked food, staples, condiments, and spices
2. Shelter – if not renting, includes taxes, repair, and maintenance
3. Clothing – uniforms, clothes, and accessories
4. Education – tuition fees, books, daily food, transportation allowance of children
5. Household Operations – things needed in the house, beddings, curtains, furniture, and other
paraphernalia to make members comfortable
6. Utilities – electric, water, and telephone bills, gas, salaries of helpers
7. Health – medicine, check-up
8. Recreation – family outings, outside dining, watching movies.
9. Savings – the amount set aside or deposited in the bank.
Allocation of Family Budget
Page 2 of 6
A family budget may differ from one family size and composition, family values and standards of
living. Some families may spend more on food, others on clothing and still others on education.
Computation:
Monthly % of
Amount
Income Budget
Food 40 10,000.00
Education 16 4,000.00
Shelter 15 3,750.00
Utilities 12 3,000.00
Household Operation 6 1,500.00
Clothing 3 750.00
Recreation 3 750.00
Savings 5 1,250.00
Total 100 25,000.00
Our needs and wants to motivate us to work hard. They encourage and inspire us to get involved in
productive endeavors that will help our families live better. It is important for family members to clearly
distinguish their needs from their wants. In family budgeting, we must prioritize our needs and not wants.
Page 3 of 6
F. Developing mastery
Questions:
Directions: Make a weekly budget of your allowance and list down your needs and allocate a percentage of
your allowance of each item.
Total
REMEMBER: Budgeting is a guide on how to allocate one’s income and resources so that these are met. A
specific portion of the family income is set aside for basic necessities while another portion is set aside to
finance special needs.
Page 4 of 6
I. Evaluating learning
Directions Look down the pictures below and write down on the space provided before each number
whether you think each one is a need or want.
How can you help in the effective implementation of your family budget? Direction: Put a check ( / )on the
blank before each number.
Prepared and submitted by: Checked and reviewed by: Reviewed and noted by:
Page 5 of 6
Page 6 of 6