Whitepaper 2.

MrWeb Finance
Made easy for everyone
May 2021

[email protected]
 Table of Contents

Abstract 03
Goal 04
Tokenomics 05
Staking Platform 06
Payment Integration 10
Debit Card Integration 10
Ambassador Platform 11
Roadmap 12
MrWebfi Token (AMA) Lock Schedule 13
Summary 15
Disclaimer 16
 Abstract
MrWeb Finance is a simplified and trusted Decentralized financial system for everyone in
the crypto space. This whitepaper aims to give brief and concise information about this
project. MrWeb.finance is a unique DeFi project that rewards users for taking part in any of
the staking programs available. Users also get rewards on fees for providing liquidity to
JustSwap pools. MrWeb finance is backed by an already existing project that has over
60,000 customers. MRWEB(https://mrwebhome.com/) is the place to start with if you are
looking to grow your website. Some of the services include E-Marketing, a boost in social
media, SEO, and many more.

Problem

Despite the growing interest in the DeFi industry, some common pitfalls make it unattractive
for new users to join. For one, most of the DeFi platforms run on the Ethereum network which
can handle just around 13 transactions per second (tps). The Ethereum blockchain
becomes congested when market activity is on the rise and results in delays and record gas
fees.

Real world usage of crypto has been one of the major challenges facing the crypto industry.
Currently, there is a wide gap between crypto and the real world. Most crypto users are not
able to use their crypto to perform transactions in the real world. Many are not able to
perform electronic transactions through the blockchain technology. This has been one of
the strong points raised by crypto antagonists against crypto being a currency. Most people
only buy crypto and wait for price to go high so that they can sell for profit.

Interest in centralized exchanges due to the high transaction and withdrawal fees as well as
KYC requirements which defy the anonymity of cryptocurrency and blockchain. There are
too much bot trading on these platforms which makes it very easy for coin prices to be
manipulated. The increasing popularity of decentralized exchanges like Uniswap, justswap
and pancakeswap shows how the crypto community are yearning for decentralization in
our marketplace.

Holding a token which cannot be used or traded on different platforms can very frustrating.
The impact is much felt when one wants to trade a ERC20 token at times when ETH gas fees
are high. Waiting for gas price to go down before trading is not any better option because
there is no guarantee that the token price will still be high by then. Using a third party for
bridging your token from one blockchain to another is not profitable as sometimes these
platforms also charge high fees.

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 Solution

MrWeb Finance is built on the Tron blockchain, so it’s much cheaper to operate and far more
scalable. Notably, Tron can handle about 2000 transactions per second. More scalability
directly equals lower transaction fees. The added scalability provides MrWeb with the ability
to scale up to meet customer demand when needed.

MrWeb is focused on bridging the gap between the real world electronic payment system
and crypto. By way of doing this, Mrweb Finance will address this through a special
application that converts digital currency into a smart electronic card that is used for online
payment only once and then expire. Mrweb Finance will also release plastic cards to
increase the use of crypto in the real world.

Mrweb virtual cardthe company would develop both virtual and Plastic cards which will be
used to make purchases on MrWeb and other e-commerce platforms.

MrWeb seeks to offer one of the best staking rates in the DeFi space. Users can stake their
AMA tokens and earn as high as 140% APY on their investment. With this, even small
investors can also earn some significant rewards on their investment. Hence our motto,
"Making DeFi easy for everyone"

MrWeb also seeks to contribute its quota to the crypto marketplace by developing a robust
decentralized exchange where users can trade their AMA and tokens from other partner
projects.

Mrweb seeks to address blockchain incompatibility issue by developing its own Token
Bridge platform where users can seamlessly swap their AMA tokens from one network to
another to be able to use them.

1.0 Goal

To give to the people what they deserve. This is justified in the tokenomics as most of the
tokens will go to our community members who participate in our staking programs. In most
cases, the team takes a large portion of the total coins, and in a few months, they dump on
their investors. Liquidity providers will also earn from adding to the pools TRX and AMA
tokens. This gives a fair share of income in our ecosystem.

Unique features of MrWeb Finance

1. Staking Programs
2. Reward Farming
3. Swap Dex
4. MrWeb token bridge
5. Integration of AMA payment as a payment
method on Ecommerce sites.
6. Mrweb Virtual & Plastic cards

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2.0 Tokenomics
AMA is a native token for the Mrweb Finance ecosystem.

Total Supply - 100,000,000 AMA

Liquidity Reserve - 20,000,000 AMA
Team - 10,000,000 AMA
Marketing/Promotion - 15,000,000 AMA
Farming & Staking - 45,000,000 AMA
Reserved - 10,000,000 AMA

20%
Liquidity Reserve

15%
Marketing
Promotion

10%
Team

45% 10%
Staking & Reward Reserved

Allocation addresses:
Liquidity Reserve: https://tronscan.io/#/address/TYuHyzNPhE6sWQc9eNYkuyUYv4a9Cxzgkx
Marketing & Promotion: https://tronscan.io/#/address/TKGPBYtRyhmpK1StNuADcXGDMYN2VgDuCk
Staking Rewards: https://tronscan.io/#/address/TUT8nL2TRWNW9hy75a6MBEZpb1x8VYYnXZ
Team: https://tronscan.io/#/address/TXkAYyH52gkCMZB1oW95wY9J7tHV95z8cG
Reserved: https://tronscan.io/#/address/TComFf8xJ9eFVax1mibNY1iJ1M4GBrN6Uk

We will make the lock schedule available for our community members. Everyone will check
and verify how many tokens are locked and the amount that is due unlocking. The address
of AMA Token on Tron is
https://tronscan.io/#/token20/TVocZFCRZ6tg8MqKCKXzZ9H2qSg29T75tK

2.1 Unique features of AMA Token that’ll increase its value

1. Token has a use case : Over 60,000 Users on our existing website will use AMA as a
payment medium

2. Lock periods : Team, marketing, and reserved allocations of the tokens are locked for
some time.

3. Scarcity : Most of the tokens will be staked for rewards making it challenging to get.

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2.2 Token Sale

There would be no token sale, but early users will have the chance to get our tokens at an
excellent price on our listed exchanges. The earlier you buy the tokens, the better the
price. As more people buy from JustSwap, the higher the price goes. We will also have a
seed round for people who want to get the tokens at a fixed price, but this will be locked
for up to 6 months.

3.0 Staking Platform

3.1 Staking Platform:

30 Days
7% APY

60 Days
User 17% APY

90 Days
36% APY

Fig : APY Model

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We kept track of existing staking programs and made our interest rate the best in the space.
Our staking platform is hosted on Tron Blockchain Network. Contract address is

https://tronscan.io/#/contract/TB6QVUi4JrWZsj7VcqeHsKW8Zd9ZVKJ9tH/code

https://tronscan.io/#/contract/TEQTogkDaGbut7MZiX5y4BwGLqwKwfhiy1/transfers

The compiler version is solidity 0.5.10. It has compiler optimization enabled with 200 runs
When a user stakes AMA token, he/she will be registered in mapping named users with
his/her address as a key and object User as a value. User object contains initial invest
amount, apy model, final compound asset, and withdrawable at.

User{
uint256 initialInvestment;
uint256 APYModel;
uint256 finalCompoundAsset;
uint256 investmentPeriodEndsAt;
}

mapping(address => User) users;

Universal data is used to track the current number of investors and the amount of AMA
tokens invested. Also, the total amount of staking can not be more than 5M, so the existing
pool amount variable is used to track the stake amount in the contract. IERC20 interface is
used to interact with AMA Token, which is ERC20 based standard token.

In the frontend side React.js, Tronweb.js is used to interact with solidity contracts from Tron
Blockchain Network. The minimum and maximum amount to stake per user are derived
from the React.js side. If someone tries to bypass the front end and tries to send less than
the minimum and more significant, the maximum will be their loss and locked in the smart
contract.

React.js also interacts with two contracts, one for Token and one for the contract. As per our
staking architecture, the token needs to be approved from the wallet first; then, it is staked.

Browser Tron Wallet

Stake 100 AMA Approve 100 AMA
for 30 days i.e. 7% APY for Contract

Contract
Check allowance first

Stake

Fig: Simple Brower-Contract Architecture

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Dependencies used in React.js are

"dependencies": {
"@material-ui/core": "^4.11.4",
"@material-ui/icons": "^4.11.2"
"@testing-library/jest-dom": "^5.11.4"
"@testing-library/react": "^11.1.0",
"@testing-library/user-event": "^12.1.10",
"node-sass": "^5.0.0"
"react": "^17.0.2",
"react-dom": "^17.0.2",
"react-router-dom": "^5.2.0",
"react-scripts": "4.0.3",
"react-toastify": "^7.0.4",
"tronweb": "^3.2.6",
"web-vitals": "^1.0.1"
},

3.2 Swap System:

The swap system can be used to swap TRX and AMA tokens in the first phase, then we’ll be
adding other tokens. Admins will set the equivalent amounts for the Tokens to exchange
with AMA Token. Tokens will be listed in mapping with their address as a key and object
Token as a value.

Browser

Swap XYZ Token for Y number of AMA Token

Request
Amount of XYZ
Address of Token

Apporve XYZ Token for Swap System Contract

Contract
Calculate the equivalence amount of AMA Token to be Transferred to user
Transfer Tojen

Fig: Overview architecture of Swap System in MrWeb Finance

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Mainly, IERC20.sol will be used for the staking platform since the swap system will be based
on ERC20 Tokens. A contract contains multiple modifiers and functions so that no external
issues or malfunction happens.

React.js will be used on the frontend side where the user will get pros of seamless
experience, and its virtual DOM will not execute page reload each time small data is
changed. The front end will accept Token Address and Token Amount as a request body to
send to the contract before the swap.

3.3 Liquidity Platform:

In addition to the fees earned by liquidity providers on AMA swap and others yet to come, we
will do occasional liquidity programs to reward liquidity providers with additional AMA
tokens for locking their assets for some time.

AMA-TRX Trading Pair

1 AMA = 0.4467 TRX ($0.0542) 1 TRX = 2.2384 AMA ($0.1214)

Fig: Trading Pair in AMA swap

We will make it flexible, unlike staking that users cannot unlock until they choose. When a
user adds liquidity to the AMA swap pool, they can choose to apply for the liquidity program.
We will track the address submitted. If the user meets the requirements, we pay their bonus
to the address submitted for the program. If users want to add liquidity, they can visit

https://amaswap.org/#/trx/AMA

3.4 MR.Web trading platform

We make trading simple and comfortable! MR.Web Bot is a trading platform that helps you
do business on crypto market exchanges since 2021. We’ve created a clear and transparent
system that conducts transactions according to the parameters you set, and we have
connected investment tools and financial protection algorithms to it. Our users trade on 3
exchanges and automatically get profit using our trading bots, without wasting time on
tracking quotes.

https://mrwebtrade.com/

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4.0 Payment Integration
MrWeb Finance will be providing blockchain-based API for the payment integration into
e-commerce like platforms where users will be paying AMA Token or any other ERC20
based tokens for goods.

Has AMA Token

User

Checkout 4 1
Buys product using AMA

e-commerce Transfer
2 MrWeb Finance API
AMA

API returnes whether it is valid purchase

Fig: Payment Integration Architecture

Our payment integration blockchain API is tamper-proof and can do no-fault or fake
transactions. Also, multi-layer modifiers and middlewares will be added to the API
(application programming interface).

5.0 Debit Card Integration

We’ll add the debit/credit card integration on our platform through where the user will be
able to directly purchase AMA token and sell the stable coins as well. We’ll be using Stripe
API for the card integration, and the blockchain-based contract will support transacting the
tokens.

Stripe is a technology company that builds economic infrastructure for the internet.
Businesses of every size—from new startups to public companies—use our software to
accept payments and manage their businesses online.

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 User

Send money from Debit/Credit Card

AMA API
Transfer equivalent token

NO
Success
YES

Contract
Fig: Debit Card Integration Architecture

The contract is only triggered when the payment is completed. Also, there will be multiple
middlewares to verify it.

6.0 Ambassador Platform

The MrWeb Ambassadors program is a way for crypto influencers and lovers to join a
program that allows them to earn AMA tokens as they spread the word about the MrWeb
project. We will be recruiting influencers, writers, developers, graphic designers,
videographers, and many more. This will be done as part of our aggressive marketing
strategies to help spread the word about our project.

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7.0 Roadmap

Q2 2020
Built our team

Q3 2020
Company establishment
Legal issues setting
Concept development

19/03/2021
Whitepaper, Start of token
contract.
Writing up the whitepaper
& testing of our contract code

Website launch 20/04/2021

White Paper published
Private and Pre-sale start
10/05/2021

Crowdsale
Marketing campaign
Listing to the major exchanges

Staking & Dividend Platform

15/05/2021

Developments
Developed to reward
participants
We offer a fully developed
Staking platform

Revenue Sharing Swap Portal

20/09/2021

Explorer
Ama will offer its own
internal revenue sharing
swap portal called ASWAP.
With features including liquidity
provider rewards,
drip dividend structure,
Payment Integration and AMA token buy back
Wallet beta-version release
01/01/2022

We’ll add the virtual debit

card/ integration on
our Wallet where the user
will be able to directly Convert
AMA token To Usd as well
Plastic Debit Card Integration
30/03/2022

We’ll add the Plastic debit

card/ integration on our AMA
Wallet where the user will be
able to directly Convert
AMA token To Usd as well,
User Can Be used in Any ATM

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8.0 MrWebfi Token (AMA) Lock Schedule

TOKENOMICS AMA TOKENS

Total Supply - 100,000,000

Total Circulation - 30,783,000.00 AMA
Total Locked - 69,217,000
Circulation% - 30.7
Locked % - 69.3

TRADE $AMA ON AMASWAP

https://amaswap.org/#/trx/AMA

Log Sheet of all the Lock and Unlock Events of the $AMA Token

TEAM RESERVED

Amount Locked - 10,000,000 Amount Locked - 10,000,000

Lock Period - 2 years Lock Period - 2 years
Release Date - 03/04/2023 Release Date - 03/04/2023
Percentage - 10% Percentage - 10%
Amount Unlocked - 0 Amount Unlocked - 0

MARKETING/PROMOTION

Amount Locked - 7,500,000 Amount Locked - 1,250,000 Amount Locked - 1,250,000

Lock Period - 1 Year Lock Period - 2 months Lock Period - 4 months
Release Date - 03/04/2022 Release Date - 03/06/2021 Release Date - 03/08/2021
Percentage - 15% Percentage - 1.25% Percentage - 1.25%
Amount Unlocked - 1250000 Amount Unlocked - 0

Amount Locked - 1,250,000 Amount Locked - 1,250,000 Amount Locked - 1,250,000

Lock Period - 6 months Lock Period - 8 months Lock Period - 10 months
Release Date - 03/10/2021 Release Date - 03/12/2021 Release Date - 03/02/2022
Percentage - 1.25% Percentage - 1.25% Percentage - 1.25%
Amount Unlocked - 0 Amount Unlocked - 0 Amount Unlocked - 0

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Amount Locked - 1,250,000
Lock Period - 13 months
Release Date - 03/05/2022
Percentage - 1.25%
Amount Unlocked - 0

STAKING REWARDS

Amount Locked - 22,500,000 Amount Locked - 4,500,000 Amount Locked - 4,500,000

Lock Period - 2 Years Lock Period - 45 days Lock Period - 5 months
Release Date - 03/04/2023 Release Date - 18/05/2021 Release Date - 03/09/2021
Percentage - 45% Percentage - 4.50% Percentage - 4.50%
Amount Unlocked - 4500000 Amount Unlocked - 0

Amount Locked - 4,500,000 Amount Locked - 4,500,000 Amount Locked - 4,500,000

Lock Period - 10 months Lock Period - 15 months Lock Period - 24 months
Release Date - 03/02/2022 Release Date - 03/07/2022 Release Date - 03/04/2023
Percentage - 4.50% Percentage - 4.50% Percentage - 4.50%
Amount Unlocked - 0 Amount Unlocked - 0 Amount Unlocked - 0

INDIVIDUAL LOCKS

Amount Locked - 25,000 Amount Locked - 25,000 Amount Locked - 25,000

Lock Period - 1 month Lock Period - 2 month Lock Period - 3 month
Release Date - 4/5/2021 Release Date - 4/6/2021 Release Date - 4/7/2021
Amount Unlocked - 25,000 Amount Unlocked - 25,000 Amount Unlocked - 0

Amount Locked - 79,000 Amount Locked - 79,000 Amount Locked - 79,000

Lock Period - 4 months Lock Period - 5 months Lock Period - 6 motnhs
Release Date - 4/8/2021 Release Date - 4/9/2021 Release Date - 4/10/2021
Amount Unlocked - 0 Amount Unlocked - 0 Amount Unlocked - 0

Amount Locked - 79,000 Amount Locked - 79,000 Amount Locked - 79,000

Lock Period - 7 months Lock Period - 8 mpnths Lock Period - 9 months
Release Date - 4/11/2021 Release Date - 4/12/2021 Release Date - 4/1/2022
Amount Unlocked - 0 Amount Unlocked - 0 Amount Unlocked - 0

Amount Locked - 79,000 Amount Locked - 79,000 Amount Locked - 79,000

Lock Period - 10 months Lock Period - 11 months Lock Period - 12 months
Release Date - 4/2/2022 Release Date - 4/3/2022 Release Date - 4/4/2022
Amount Unlocked - 0 Amount Unlocked - 0 Amount Unlocked - 0

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 Amount Locked - 79,000 Amount Locked - 85,000
Lock Period - 13 months Lock Period - 14 months
Release Date - 4/5/2022 Release Date - 4/6/2022
Amount Unlocked - 0 Amount Unlocked - 0

UNLOCK SCHEDULES

ESTIMATED DATE UNIX TIMES TAMP PERIOD AMOUNT(AMA) POOL

18/05/2021 1621296000 45 days 4500000 Staking Rewards
03/06/2021 1622678400 2 months 1250000 Marketing/promotion
03/08/2021 1627948800 4 months 1250000 Marketing/promotion
03/09/2021 1630627200 5 months 4500000 Staking Rewards
03/10/2021 1633219200 6 months 1250000 Marketing/promotion
03/12/2021 1638489600 8 months 1250000 Marketing/promotion
03/02/2022 1643848211 10 motnhs 1250000 Marketing/promotion
03/02/2022 1643848211 10 months 4500000 Staking Rewards
03/04/2022 1648945926 1 year 7500000 Marketing/promotion
03/05/2022 1651537926 13 months 1250000 Marketing/promotion
03/07/2022 1656808326 15 months 4500000 Staking Rewards
03/04/2023 1670027526 2 years 4500000 Staking Rewards
03/04/2023 1680480000 2 years 22500000 Staking Rewards
03/04/2023 1680480000 2 years 10000000 Reserved
03/04/2023 1680480000 2 years 10000000 Team

LOCK Contract
https://tronscan.io/#/contract/TTjnWzHbY3KfqzHVkwbXPe7NYgJocR7p7U

10.0 Summary

MrWeb Finance is all about giving the community what they deserve. We think the
traditional banking system and other DeFi projects do not provide the best to their people.
To curb this problem, we have one of the best staking rates in the DeFi space.

What the community should expect from us:

1. Staking Programs
2. Farming & Staking
3. Swap Dex
4. MrWeb token bridge
5. The Best Ambassadorial Program in the
space. In MrWeb Finance, everything you
do comes with a reward

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11.0 Disclaimer

MrWeb Finance intends to operate in full compliance with applicable laws and regulations
and use its best endeavors to obtain the necessary licenses and approvals. Regulatory
rights and permissions are likely to be required in several relevant jurisdictions in which
appropriate activities may take place.

This means that the development and roll-out of all the initiatives described in this
whitepaper are not guaranteed. It is impossible to ensure, and no person makes any
representations, warranties, or assurances that any such licenses or approvals will be
obtained within a particular timeframe or at all.

As such, the initiatives described in this whitepaper may not be available in certain
jurisdictions or at all. This could require restructuring of these initiatives and their
unavailability in all or certain respects. In addition, the development of any initiatives is
intended to be implemented in stages. During certain stages of development, the project
may rely on relationships with certain licensed third-party entities. If these entities are no
longer appropriately licensed in the relevant jurisdiction, this will impact the ability of
MrWeb Finance to rely on the services of that party.

This whitepaper does not constitute any investment advice, financial advice, trading
advice, or recommendation by MrWeb Finance, its affiliates, or its respective officers,
directors, managers, employees, agents, advisors, or consultants on the merits of
purchasing AMA tokens, nor should it be relied upon in connection with any other contract
or purchasing decision.

This whitepaper does not constitute a prospectus or financial service offering document.
It is not an offer to sell or solicit any offer to buy any security, investment products, regulated
products, or financial instruments in any jurisdiction. AMA Tokens are not being structured
or sold as securities in MrWeb Finance.

Owners of AMA tokens are not entitled to any rights in MrWeb Finance or any of its affiliates,
including any equity, shares, units, royalties to capital, profit, returns, or income in MrWeb
Finance or any other company or intellectual property associated with MrWeb Finance.

No representations or warranties have been made to the recipient of this whitepaper or its
advisers as to the accuracy or completeness of the information, statements, opinions, or
matters (express or implied) arising out of, contained in, or derived from this whitepaper or
any omission from this document or of any other written or oral information or opinions
provided now or in the future to any interested party or their advisers.

As envisaged in this whitepaper, the AMA tokens are under development and are being
constantly updated, including but not limited to essential governance and technical
features. If and when the AMA tokens are completed, they may differ significantly from the
description set out in this whitepaper. No representation or warranty is given to the
achievement or reasonableness of any plans, future projections, or prospects. Nothing in
this document is or should be relied upon as a promise or representation of the future.

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To the fullest extent possible, all liability for any loss or damage of whatsoever kind
(whether foreseeable or not and whether or not MrWeb Finance has been advised of the
possibility of such loss or damage) which may arise from any person acting on any
information and opinions contained in this whitepaper or any report which is made
available in connection with any further inquiries, notwithstanding any negligence, default,
or lack of care, is disclaimed.

This whitepaper contains data and references obtained from third-party sources. While the
management believes that these data are accurate and reliable, they have not been
subject to an independent audit. This whitepaper and related materials are issued in
English. Any translation is for reference purposes only and is not certified by any person. No
assurance can be made as to the accuracy and completeness of anytranslations.

If there is any inconsistency between a translation and the English version of this The
whitepaper, the English version shall prevail. Purchasing AMA tokens involves substantial
risk and may lead to a loss of a significant or entire amount of the money involved. Before
purchasing AMA tokens, you should carefully assess and consider the risks, including those
listed in any other documentation. Cryptographic tokens may be subject to expropriation
and theft; hackers or other malicious groups or organizations may attempt to interfere
withour system/network in various ways, including malware attacks, denial of service
attacks, consensus-based attacks, Sybil attacks, smurfing, and spoofing, which may result
in the loss of your cryptographic tokens or the loss of your ability to access or control your
cryptographic tokens.

In such an event, there may be no remedy, and holders of cryptographic tokens are not
guaranteed any treatment, refund, or compensation. The regulatory status of
cryptographic tokens and digital assets is currently unsettled, varies among jurisdictions,
and subject to significant uncertainty. It is possible that in the future, specific laws,
regulations, policies, or rules relating to cryptographic tokens, digital assets, blockchain
technology, or blockchain applications may be implemented, which may directly or
indirectly affect or restrict cryptographic token holders right to acquire, own, hold, sell,
convert, trade, or use cryptographic tokens.

The uncertainty in tax legislation relating to cryptographic tokens and digital assets may
expose cryptographic token holders to tax consequences associated with the use or
trading of cryptographic tokens. Digital assets and related products and services carry signif
cant risks. Potential purchasers should consider all of the above and assess the nature o
their appetite for relevant risks support and independently and consult their advisers before
making any decision.

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 ASHRAF KHALEEL
FOUNDER & CEO

EMMANUEL S ALI EL ARBI EYAD JA'ABO

CHIEF OPERATIONS OFFICER CHIEF FINANCIAL OFFICER CTO