SBI PO Descriptive Paper Mains 2018 Sample Essays

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SBI PO Descriptive Paper Mains 2018

Sample Essays
The Descriptive Paper of English is the biggest fear of any Bank PO aspirant. In SBI
exam, it counts for 50 marks and counts towards the grand total. That being said, the
60 minute SBI PO descriptive paper is not as difficult as it looks. The 250 word essay is
in fact the toughest part of this test. A candidate needs to be aware about the current
topics of these sectors and other financial terms so that he or she can easily sail through
the essay writing part of the descriptive test.

In your SBI PO Mains 2018, you will be definitely asked about the ongoing events of
national and international importance. Such events and issues can be asked in both the
SBI PO Mains objective as well as SBI PO Mains descriptive paper.

In the Descriptive Paper of SBI PO Mains, you will need to write an essay and a
letter. Cyber security being an important issue can be an important topic for your SBI
PO Mains Essay. Similarly, there are other important topics and essays based on them
for your help.

Samples of Essay for SBI PO Descriptive Paper

SBI PO Descriptive Paper Topic 1:


Cyber Security & its Threats to Banking Industry

Cyber security or computer security is the way to protect the computer data from theft
and threats that may damage the hardware, software and the information. Major areas
covered in cyber security are application security, information security, disaster
recovery and network security.
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In the world of technology everything has gone digital. From ordering food to booking
flights, everything can be done with use of internet. As the banking sector is evolving
and going digital, security is the key concern for it.

Understanding E-Banking Industry

Recent government initiatives like 'Digital India', 'Demonetization', etc. have brought
the boom in digital world. Large number of transactions and payments are made online,
due to which more focus needs to be given to strengthening financial cyber security.
Banking sector is extremely vulnerable to cyber frauds. This sector has seen various
frauds and cyber attacks.

The recent outbreak of global cyber attack, done by a malware known as 'WannaCry
ransomware' locks access to user files and, in an on-screen message, demands a hefty
payment in the virtual currency 'Bitcoin' in order to decrypt the files. The malware is
being said to have a potential to hack ATMs and encrypt user details during online
transactions. Such malicious viruses if not countered on time, can cause unimaginable
loss to economies and fail the consumer's trust in banking, especially online banking.

Recent Steps by RBI to Curb Cyber Threats

To ensure the safety and security, RBI and government come up with some security
measures. RBI notified the framework for cyber security in banks to minimize the cyber
frauds. The framework will enable bank to disallow the unauthorized access to networks
and database, protection of customer’s data and cyber crisis management plan. In the
digital world, attackers are finding their way to theft and damage the data. Government
needs to adopt some measures to implement the strict security guidelines.

“I dream of the digital india where cyber security becomes


an integral part of our national security” – PM, Narendra Modi
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SBI PO Descriptive Paper Topic 2:
Women Entrepreneurs in India

The word ‘entrepreneur’ has mostly been synonymous with men. In the 21st century
though, things are changing and many successful female entrepreneurs have emerged.
These women are becoming role models and are flourishing in their respective fields.
Their confidence and refusal to be dominated by men has inspired many more women
across the country. These women have been acknowledged in their respective fields and
have even received accolades for their work.

In layman’s terms, entrepreneurship is basically running your own business. The person
who has an idea, and who executes this idea and makes sure that it functions smoothly
is called an entrepreneur. Entrepreneurs can also helm a business and make sure it runs
smoothly. Some of the most famous women entrepreneurs in India are Chanda Kocchar,
(MD and CEO, ICICI Bank), Simone Tata (Chairperson, Trent Limited), Neelam
Dhawan (MD, HP-India), Naina Lal Kidwai (Country Head- HSBC Bank), and Kiran
Mazumdar Shaw (Chairman and MD, Biocon).

The rapid strides that these women have taken over the past few decades have shown us
the calibre that all women inherently possess. Indian women are coming out from the
daily routine of their lives inside the doors of their houses. Multitasking women all over
the country balance their work, home and family perfectly. Family members too are
helping out and supporting women to achieve successful careers.
If all women decide to explore themselves and not limit their lives to certain jobs, then
each one of them can become a successful entrepreneur, working by their own rules and
contently living their own life. Indian women can achieve this dream and in the coming
decades women will do brilliantly in so called ‘male-domains’ as well.
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Detailed SBI PO Mains Syllabus 2018

SBI PO Descriptive Paper Topic 3:


Media and Public Opinion in Contemporary World

Before I delve into the intricacies of the topic, let us go back to the time when there were
no TVs, no advertisements and no newspapers. In those days, do you think you would
know who, say for instance, Dr. Raghuram Rajan was? The answer would be a ‘no’,
except for those who personally knew him. It is so because for most people the
knowledge of even his existence, let alone the policies, comes from the media.

It is the sheer amount of media presence that makes it so important, so crucial. Take a
look around and you’ll realise that we are surrounded by it. A variety of TV channels,
newspapers, magazines, offline advertisements, hoardings, and a countless number of
websites on the Internet offer huge amounts of information which is accessible to
anyone. Media in today’s age has become a part and parcel of our lives and it wouldn’t
be wrong to say that about 90% of whatever we know comes from the media.

Media therefore is the most powerful tool for shaping public opinion in contemporary
times, so much so that it can sway the minds and thoughts of the masses the way it
wants. In this connection, some of the TV channels are performing a pivotal role in
awakening the common man against corruption, social evils and outmoded rites
destroying the society. On the other hand, just to make fast bucks, a few media channels
showcase absurd content, without even considering the effect such visuals have on the
society.
Thus, it is of utmost importance that the media realises its responsibility of moulding

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the public opinion and does so in a positive and constructive manner so as to bring
progressive changes in the society.

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Essay topics for SBI PO Descriptive Paper 2018


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