Bank Mortgage Rates Will Fall Several of Canada’s largest banks to decrease their mortgage rates, Royal Bank 141, (A) decide (@) deciding (©)was decided (O) have decided revealed its plan to cut key mortgage rates by a tenth of a percentage point across the board, while TD Canada Trust will decrease its rates by the same except for 142, (A) margin @)aliowance (©) space (O)surpius its 1O.year rate, The Bank of Montreal will also lower its fixed-rate mortgages on four-year ‘terms and longer by a tenth of a percentage point. ‘And lastly, Vancouver Trust has also jumped on the wagon by announcing that it is planning ‘to its rates, but the exact numbers are still unknown. However, insiders are predicting 143, (A) turn dawn (B) shorten (C) reduce (D) narrow ‘that the reduction rates will be similar to those of other banks. "1Questions 144-146 refer tothe following eidvertisoment. coro HANNE AAEM HS net worth of $2.5 million in just 4 years using London Life’s simple wealth strategy” = Jane Booth and Glenda Jackson — Investment Advisers Ifyoute looking to get on the --—-— to financial freedom but aren't sure of what steps 144. (8) path (laccess Cine (0) track ‘9 «ake or if your existing investment portfolio is not doing its job and needs a major shake wp, ‘hen we can help. Many middle-income earners have expressed their opinions on how dificult it is to get honest, straightforward, and unbiased advice that supports thelr financial goals. According to one couple, they were working hard as teachers and never thought that they could get ahead on their —-—-- until they discovered 148. (A) costs prices (©) charges (O) wages London Life's simple —---— effective investing techniques. By following our simple strategy, 146. (A) once (6) sa (O)yet (Dever we were able to amass a small fortune for the couple! Now,we can show you how you can, to, London Life + FINANCIAL PLANNING + STOCKBROKING + PROPERTY « FINANCE SHH TTAMHLOHH MANHATTAN 12Questions 147-149 refer to the following notice. Promoting Cycling in our City An essential element of the transportation system in many of the cities around the world is eyeling. The city of Buffalo recognizes this and has developed a 10-year plan to promote more eyeling in our city. ‘The city’s development plan includes the addition of more cycling ~ to our streets, 147. (A) admission (8) entrance (©) access: (0) pass 7 1 1 1 1 t t ' 1 1 1 ‘ 1 1 i ! This, of course, is with the intention of encouraging greater cycling t 148. (A) participate 1 (8) participation 1 (C) participates i (©) participated 1 1 ' 1 ' t t ' 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 ~ by our citizens in an effort to mimic the benefits other global cities have experienced, such as the reduction of pollution and traffic congestion as well as health and social advantages. Other plans include a coordinated network of bicycle lanes to be interconnected to the surrounding towns as well as the setting up of a number of social programs to provide information to the cyclists ‘The city wishes to hear your thoughts about its -------. Further information and submission 149. (A) effects (8) operations: (C) remedies (©) proposals forms are available at our website at: www.cityofbuffalo.gov.us, by visiting your local Neighborhood Service Center, or by calling 755-9333.Gl. Pate Pel ele 0.1 NO OSQuestions 150-152 refer to the following email. 4 Jonathan Wiong [maitojonathan.wongahydetransport.com) Monday, October 27, 2007 11:07 AML John Devereux; Steve Tracey; Brian Kibble Visitto Global Logis On behalf of Alfredo Chen and Hydetransport Talwan, I would ike to thank you for your warm hospitality during our visit to Global Logistics. It was a pleasure meeting all of you and seeing your operations and setup. We were very impressed wth your ‘ecilty and your investment in technology. 180. (A) secure (8) secured (C) securely (0)t0 secure [As we discussed, vre would like to extend our gratitude by inviting you to Taipei when you are available in the ------- future, Please let me know when you would ike to schedule your -——----. 151. (A) prevalent 162, (A) tourism @ surfacing (8) tip (©) foreseeable (©) talk (©) ongoing {D) request [As a second step, we would also like further to explore your business ventures with Hydetransport. As Part of your plan to expand globally, we see much synergy and advantage for both parties to pursue a business partnership in Talwan, ‘Thank you once again and I'm looking forward to your response, Best regards, Jonathan Wong Director / Planning Group<8 2 NO TEST MATERIAL ON THIS PAGE CE 15Questions 183-185 refer to the following letter.163, What is the main purpose of ths letter? (A) To provide information about the club's history (@) To notify the members of a yearly meeting (@) To welcome the newest member to the club (0) To invite the members to an upcoming event 184, Which of the following will NOT be part of the event? (A) Discussions (8) Entertainment (0) Presentations (0) Dinner 185. According to Mr. Connelly, what led him to hold the event there? (A) Ithas become a tradition at the club. (B) He has special ties with the hotel stat (©) The hotel is located close to the club. (0) He was impressed with its menu. 7Ti Questions 156-159 refer tothe following guidelines. 18160, Forvnom ae te guns hence? (a Hosta (3 rregn sues (Sooo set 01 (0) Airline worker 187. Which of the following is NOT mentioned in the guidelines? (A) Find out how you should address the host farily (6) Always be prepared for the unexpected (C)Be prompt during meal times (D) Establish a rapport with the host family 158, What might be an appropriate present for the host family? (AA toy train B)A bottle of whiskey (©) Acamera (0)Aceluler phone 189. What is implied by the guidelines? (A) Americans prefer to adavess each other formally (B) Newly arrived stucants often get fost in the ety. (C) Host fais come from educated backgrounds (0) Students wil depend on the host famly to sete n 19Questions 160-161 refer to the following advertisement, ! | Pump It special offer Look your best this summer with our state ofthe art equipment and a tailor-made training program ‘made specially for you by one of our top-rated personal trainers. IF you are having a difficult time getting motivated, Pump It is where you want to be, With a personal trainer assigned to you, you'll be placed in a tailor-made program that will make you look your best in just 12 weeks. With our program, you will get the full benefits of .. + Our one-on-one support and expert guidance by the top trainers in our industry +The use of the most updated fitness equipment money can buy, including free weights, ‘treadmills, bikes, and even a his and hers sauna + Ongoing group classes, from aerobies to yoga to dancercise to ‘abs-butts-thighs’, just to name a few + For the time being, absolutely no joining fee and a very affordable monthly membership rate So come for a free consultation, and get started today! Don't miss out! Offer is good until this Friday 310 St, George Street, Suite 601, Chicago 1785-3422 W: purpitelub.com 1160. Who does this advertisement mainly target?” (A) Anyone who failed at dieting during the surnmer (8) Peopie without much time on their hands (©) Athletes training for upcoming competitions (D) People who need a ttle nudge at gotting into shape 161. What is NOT offered in the advertisement? (A) Continuation of organized lessons (6) Personalized coaching to suit individuals’ needs (6) Free signup (0) Annual membership discounts 20Questions 162-164 refer tothe following information, @ Tereencexiscnnecomerct | {tt Main and Weistey Street. I's walking distance from the hotel. The hours fare Mon-Fri 10 a.m. 4 pom, HOSPITAL St. George Hospital, 1000 Bathurst Street. Emergency service open 24 hours a day. POST OFFICE Nearest post office ~ 4 min, walk down Gerald Road, Hours 9 - 5 weekdays. cuisy Sites a paras eerie cane te g & POLICE STATION Gee to the nets —On the comer nnn from your room, Call the front desk. Ext. 000 162, Where would this information most likely be posted? (A) At bus stop (8) In ahotel aby (G)Ata shopping center (0) Ata post atfice IN THE VICINITY MUSEUM 4190 Main Road (Nesr Fairview Mal). Bus #1 will take you directly to the museum. itruns every 15 minutes. TAXI STAND Just outside the east wing door Ask the front desk clerk for assistance with luggage. GYM ‘ot Basement floor of the hotel SHUTTLE BUS ‘Shuttle service ta the aispor every 10 min. Free. At the front door SHOPPING 250 Main Road. Hours are from 10 of University and College Streets. am, ~ 6 p.m. on weekdays. 12 - 5 Emergency 911 fon Saturday. Closed Sunday jes PHOTO DEVELOPING (Service available from 9 until 6 dally FOR MORE INFORMATION ‘ASK AT FRONT DESK “hoconsnonunanannannninanine aaa HRN NAAN 163, According to the information, which can be performed at 1 o'clock in the morning? (A) Withdrawing some cash (B) Working out at the gym (C) Getting medicine for a cold (D) Getting pictures developed 164, What can be inferred from the information? (A ride to the airport is available very infrequently (® Packages can be sent during business hours. (©) Guests can get their suits pressed right from thelr rooms. (©) Help with the bags is available with ust a phone eal. AoaeRNNAnnnnnnnnimnnaghiinsiamramaeaaNeAMANT.