The document contains 10 true/false statements related to banking and finance. It provides explanations and definitions for various related terms. The statements cover topics such as confirming goods delivery, reducing credit risk, credit limits, loan approval processes, borrowing and lending money, distributing profits, developing compensation policies for bank errors, and the size of a bank operating in Vietnam.
The document contains 10 true/false statements related to banking and finance. It provides explanations and definitions for various related terms. The statements cover topics such as confirming goods delivery, reducing credit risk, credit limits, loan approval processes, borrowing and lending money, distributing profits, developing compensation policies for bank errors, and the size of a bank operating in Vietnam.
The document contains 10 true/false statements related to banking and finance. It provides explanations and definitions for various related terms. The statements cover topics such as confirming goods delivery, reducing credit risk, credit limits, loan approval processes, borrowing and lending money, distributing profits, developing compensation policies for bank errors, and the size of a bank operating in Vietnam.
The document contains 10 true/false statements related to banking and finance. It provides explanations and definitions for various related terms. The statements cover topics such as confirming goods delivery, reducing credit risk, credit limits, loan approval processes, borrowing and lending money, distributing profits, developing compensation policies for bank errors, and the size of a bank operating in Vietnam.
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True/False Statements
1. The cofirm that goods have arrived is given by a delivery note
F confirmation Because THE + NOUN to confirm confirmation 2. Banks can reduce credit default risk by screening loan applicants, requiring collateral for a loan, performing credit analysis, and by divesifying credit risks. T To require collateral: yêu cầu tài sản đảm bảo To apply for a loan: nộp đơn xin cấp khoản vay A loan applicant (n) người xin cấp khoản vay A loan application (n) đơn xin cấp khoản vay To perform credit analysis: thực hiện phân tích tín dụng To Analyse (v) phân tích An analyst (n) nhà phân tích Analytical (adj) có tính phân tích To diversify risks: đa dạng hóa các loại hình rủi ro Diversification (n) sự đa dạng hóa 3. Credit limit refers to the maximum amount of money that a bank is prepared to borrow to a customer F to lend To borrow something from somebody = to borrow somebody something: vay/ mượn của ai cái gì Borrower (n): người đi vay Borrowing (gerund) To lend something TO somebody = to lend somebody something: cho ai vay/ mượn cái gì Lender (n): người cho vay Lending rate (n): tỷ lệ lãi suất cho vay Lending institution (n): tổ chức cho vay 4. After checking the clients’s credit history, the loan officer has the right to decide whether grants a loan to the client or not F whether to grant a loan to … After/ before + V-ing To check the client’s credit history: kiểm tra lịch sử tín dụng To have the right to do something: có quyền làm gì To decide to do something: quyết định làm gì To grant a loan to a customer: cấp 1 khoản vay cho khách hàng 5. The bank will simply not let you loan any money unless you can prove that you have been in regular employment for at least 3 years. F let you borrow any … To let somebody DO something: để cho ai làm gì To make somebody DO something Khi chuyển sang Passive voice: To be let to do something/ to be made to so something 6. The bank refused receiving the money order because the customer had no proof of identify. F to receive To refuse to do something: từ chối làm gì To deny + V-ing: phủ nhận làm việc gì 7. The primary market refers to market in which new stocks and bonds are sold to the public for the first time. T (a market) 8. The profit is distribute to you as a dividend, usually paid twice a year. F to be distributed To distribute something to somebody: phân phối cái gì cho ai Distributor (n): nhà phân phối Distribution (n): sự phân phối To pay payer (n): người thanh toán payee (n) người thụ hưởng Payment (n): việc thanh toán to collect payment from somebody: thu tiền từ ai To make payment to somebody: thanh toán tiền cho ai 9. Banks should develop policies to compensate for their poor service ATM erroes, interbank money transfer errors, errors caused by bank staff to build up their reputation. T To develop policies: xây dựng các chính sách 10. Techcombank is one of the largest bank operating in Viet Nam which has more than 300 branches and provides services for more than 5 millions customers. F banks, million
Chuyển đổi gốc từ
1. All …. Records must be matched by real physical documents (sell) sales 2. I know nothing about the market …. of this company. (capital) capitalization To be capitalized (v) được vốn hóa To be recapitalized: được tái cấp vốn Recapitalization (n) tái cấp vốn 3. …. prepare the statutory accounts at the end of every financial year (account) accountants Finance (n) financial (adj) financially (adv) financier (n) to be financed 4. The human resources department is responsible for … and managing staff. (recruite) recruiting Recruiter (n) nhà tuyển dụng Recruitment (n) việc tuyển dụng Recruitment agency (n) cơ quan tuyển dụng To manage to do st: cố gắng làm việc gì đó Managerial (adj): thuộc về quản lý Under the management of: dưới sự quản lý của ai 5. It would be very …. if you lend money without collateral (risk) risky (adj) >< riskless (adj)
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