APOORVA AGRAWAL Statement Period: Jul 1, 2017 to Jul 31, 2017

Your Citibank Account Statement as on Aug 1, 2017

Page 1 of 4

Branch Address: Branch Phone No : 04442274500

****************************** IFSC : CITI0000003
CITIBANK N.A MICR code : 600037002
163
ANNA SALAI
CHENNAI - 600002
LOS: 33-TAMIL NADU
GSTIN : 33AAACC0462F1ZB

m
er as
co
eH w
A summary of your relationship/s with us:

o.
rs e
Net Relationship Value for JUL-17 (INR) = 425427.01
ou urc
Relationship Type Currency Assets Liabilities
o

Current Account(s) - -
aC s

Savings Account(s) INR 368558.67 -

v i y re

USD Checking A/C(s) - -

Deposits Account(s) - -
Investments - -
ed d

Overdrafts - -
Loans : Principal O/S - -
ar stu

Cards : Latest Bills INR - 13382.43

Insurance - -
Share Trading A/C(s) - -
sh is

TOTAL (INR) 368558.67 13382.43

Th

Place of Supply : 36-TELANGANA STATE

HOLDERS

1. APOORVA AGRAWAL

Nominee Details for the following Accounts/Deposits

1. 51XX8XXX47 SHIKHA AGRAWAL (MOTHER)

This study source was downloaded by 100000830738164 from CourseHero.com on 08-26-2021 04:47:24 GMT -05:00

https://www.coursehero.com/file/24934488/Statementpdf/
 APOORVA AGRAWAL Statement Period: Jul 1, 2017 to Jul 31, 2017
Your Citibank Account Statement as on Aug 1, 2017

Page 2 of 4

Savings Account Details for Account Number:

-
5-1XX8XX-X47 In INR Home

Opening Balance: 541909.97

Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)

05Jul17 Payment for Credit Card No. 4386 XXXX XXXX 7914 30000.00
05Jul17 EFT TO 9000.00 502909.97

m
er as
UTR#CITIN17800282819-G AJAY REDDY-SA-000801536801-
ICICI BANK

co
LTD-HYDERABAD-HYDERABAD - KHAIRA

eH w
06Jul17 BROKERAGE 50000.00 452909.97

o.
SSKI SECURITIES rs e |120906|0706041837
07Jul17 PURCHASE 363.00 452546.97
ou urc
Card no.: 5081XXXXXXXX3213 07JUL www.airtel.in
Mumbai Ref: 070709660471
o

10Jul17 PURCHASE 894.88

Card no.: 5081XXXXXXXX3213 09JUL PAY*WWW FIRSTCRY
aC s

COM
v i y re

GURGAON Ref: 070970034932

10Jul17 Payment for Credit Card No. 4386 XXXX XXXX 7914 1736.42 449915.67
14Jul17 PURCHASE 496.00 449419.67
ed d

Card no.: 5081XXXXXXXX3213 14JUL PAYTM MOBILE-PAYTM

ar stu

Ref: 719502186491
17Jul17 PURCHASE 2990.00
Card no.: 5081XXXXXXXX3213 16JUL IRCTC
sh is

Ref: 719761046784
17Jul17 BROKERAGE 50000.00 396429.67
Th

SSKI SECURITIES |123556|0717040540

18Jul17 FUNDS TRANSFER 30000.00 366429.67
MALLIKARJUNA O GOUD~FROM 5133824447 TO 5282471558
21Jul17 FUNDS TRANSFER 30000.00 336429.67

This study source was downloaded by 100000830738164 from CourseHero.com on 08-26-2021 04:47:24 GMT -05:00

https://www.coursehero.com/file/24934488/Statementpdf/
 APOORVA AGRAWAL Statement Period: Jul 1, 2017 to Jul 31, 2017
Your Citibank Account Statement as on Aug 1, 2017

Page 3 of 4

Date Transaction Details Withdrawals (INR) Deposits (INR) Balance(INR)

MALLIKARJUNA O GOUD~FROM 5133824447 TO 5282471558
26Jul17 EFT TO 11000.00 325429.67
UTR#CITIN17806839301-ROOP NARAYAN
MANDWE-SA-4851140330381-HDFC BANK-JABALPUR-
JABALPUR , M.P.
IFSC-HD

m
29Jul17 Credited To SRINIVAS T 49000.00 276429.67

er as
31Jul17 SALARY CREDIT : UTR 1660976330000221 TRF FROM 92129.00 368558.67

co
VERIZON

eH w
SALARY PAYMENTS SALARY JULY 2017

o.
CLOSING BALANCE 265480.30 92129.00 368558.67
FUNDS ON EARMARKING / HOLD
rs e 0.00
ou urc
CLOSING AVAILABLE BALANCE 368558.67
o
aC s
v i y re

Credit Card Details: - Home

CARDS (INR) CARD NUMBER BILL DATE MINIMUM DUE BILL AMOUNT
REWARDS CARD of APOORVA AGRAWAL 4386 XXXX XXXX 7914 23Jul17 1995.20 13382.43
ed d

TOTAL 1995.20 13382.43

ar stu
sh is
Th

This study source was downloaded by 100000830738164 from CourseHero.com on 08-26-2021 04:47:24 GMT -05:00

https://www.coursehero.com/file/24934488/Statementpdf/
 APOORVA AGRAWAL Statement Period: Jul 1, 2017 to Jul 31, 2017
Your Citibank Account Statement as on Aug 1, 2017

Page 4 of 4

Banking Reward Points for the A/C : 5-1XX8XX-X47

- Home

Card No Available Points

5081XXXXXXXX3213 316

m
er as
co
eH w
o.
rs e
ou urc
o
aC s
v i y re
ed d
ar stu
sh is
Th

This study source was downloaded by 100000830738164 from CourseHero.com on 08-26-2021 04:47:24 GMT -05:00

https://www.coursehero.com/file/24934488/Statementpdf/
 Net Relationship Value (NRV) is an aggregate of the average value of certain relationships you hold with us, calculated on a monthly basis. It not only considers the
savings balance in your account but also includes your fixed deposits (FD's), investments & insurance policies taken through Citibank, outstanding principal on
Citibank Home Loans and a part of the holdings in your Citibank Demat Account.
For example, if you have subscribed to investments worth Rs. 1.5 lakhs through your Citibank account and have Rs. 50,000 in an FD, then your NRV is Rs. 2 lakhs,
even if the balance in the savings account is nil.

Below is a working example of how the NRV is calculated:

Holdings Rs. Description

___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________

a) Current/Savings Account 25,000 Average for the Month,Calculated based on total of daily end of day balance/total number of days.
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________

b) Fixed Deposit 25,000 Daily end of day balances Principal amount/total number of days.
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________

c) Mutual Funds 40,000 Daily end of day balances/total number of days

___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________

d) Loans against securities 25,000 Daily end of day balances/total number of days
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________

e) Demat Holdings 1,00,000 25% of the demat average balance.Demat average balance=Sum (non pledged shares x Market rate)
___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________

f) Insurance Premium 10,000 Sum of total premium paid**

___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________

g) Mortgage/Home Loan 5,00,000 Outstanding principal amount

___________________________________________________ ___________________ ____________________________________________________________________________________________________________________________________________________

Average Monthly Relationship Value 6,50,000 a+b+c+d+25%xe+f+g

m
er as
**Towards active indivdual life insurance policies with the account holder as proposer.

co
W.e.f. 1st April 2015, you will get an additional one month to build up your Net Relationship Value (NRV) in case it falls below the required threshold. Further, we

eH w
have revised the NRV non-maintenance charges to only 1% of the NRV shortfall or Rs. 600, whichever is lower, applicable only if you are not able to maintain the
NRV by the end of the next month. The shortfall will be calculated on the higher NRV maintained across the two consecutive months.

o.
rs e
For Example: Account with monthly NRV threshold = Rs. 1 lakh;
ou urc
Scenario 1: Your monthly NRV is Rs. 80,000 and hence, shortfall = Rs. 20,000 -> Charge levied on your account @ 1% of Rs. 20,000 or Rs. 600, whichever is lower;
therefore, charge = Rs. 200
Scenario 2: Your monthly NRV is Rs. 30,000 and hence, shortfall = Rs. 70,000 -> Charge levied on your account @ 1% of Rs. 70,000 or Rs. 600, whichever is lower;
therefore charge = Rs. 600
o

Please note that the above example is for illustration purpose only.Threshold for the account varies basis the type of account held with the bank.
aC s

To know more on how to build up your NRV and to help you understand the above changes better, please visit www.citi.co.in/nrvfaq.htm.
v i y re
ed d
ar stu
sh is
Th

This study source was downloaded by 100000830738164 from CourseHero.com on 08-26-2021 04:47:24 GMT -05:00

https://www.coursehero.com/file/24934488/Statementpdf/
 .

m
er as
co
eH w
o.
rs e
ou urc
o
aC s
v i y re
ed d
ar stu
sh is
Th

This study source was downloaded by 100000830738164 from CourseHero.com on 08-26-2021 04:47:24 GMT -05:00

https://www.coursehero.com/file/24934488/Statementpdf/
 .

m
er as
co
eH w
o.
rs e
ou urc
o
aC s
v i y re
ed d
ar stu
sh is
Th

This study source was downloaded by 100000830738164 from CourseHero.com on 08-26-2021 04:47:24 GMT -05:00

https://www.coursehero.com/file/24934488/Statementpdf/
 .

m
er as
co
eH w
o.
rs e
ou urc
o
aC s
v i y re
ed d
ar stu
sh is
Th

This study source was downloaded by 100000830738164 from CourseHero.com on 08-26-2021 04:47:24 GMT -05:00

https://www.coursehero.com/file/24934488/Statementpdf/
 .

m
er as
co
eH w
o.
rs e
ou urc
o
aC s
v i y re
ed d
ar stu
sh is
Th

This study source was downloaded by 100000830738164 from CourseHero.com on 08-26-2021 04:47:24 GMT -05:00

https://www.coursehero.com/file/24934488/Statementpdf/
Powered by TCPDF (www.tcpdf.org)