ዘመን ኢንሹራንስ (አ.

ማ)

ፋይናንስና አስተዳደር መመሪያ

ጉዳይ፡-ያለደረሰኝ ስለ ሚወራረዱ ወጪዎች

ሀ.በጠያቂ መምሪያ የሚሞላ

1.የክፍያ ምክንያት

2.ስራውን ያከናወኑ ሰዎች

ስም
ፊርማ







3.የክፍያው መጠን በብር-------------------(-----------------------------------------------------------

---------------)

4.ስራውን ያዘዘው ሰራተኛ

የፈቀደው የስራው እንዲሰራ ሃላፊ

ፊርማ ፊርማ

ቀን ቀን

ለ.ፋይናንስ መምሪያ የሚሞላ

5.ለገንዘብ ከፋይ

የተጠየቀው ገንዘብ ከኩባንያው ፒቲ ካሽ ወጪ

Zemen Insurance s.c

 Non-Receipt Format

Branch :-Tewodros Branch

Date Reason of Payment Amount Signature

1. 28/06/2022 Payment for maintenance 200 00

safe box

TOTAL 200 00
Paid by-------------------- Approved by-------------

Date Reason of Payment Amount Signature

1. 21/07/2022 Payment for Transportation 200 00

TOTAL 200 00

Zemen Insurance s.c

Non-Receipt form

Branch :-Tewodros Branch

Paid by-------------------- Approved by----------------------

Date Reason of Payment Amount Signature

1. 18/07/2022 Payment for Office 350 00

Cleaner

TOTAL 350 00

Zemen Insurance s.c

Non-Receipt form

Branch :-Tewodros Branch

 Paid by-------------------- Approved by----------------------

Zemen Insurance S.C Bole Alem Building 2nd Floor,

TIN No 0056898819 PO. Box 23029-1000 Tel. No 0115575850 / 0115575464 Addis Ababa

19/04/2022

Store Requisition Voucher

Requesting Unit: TEWODROS BRANCH

S/No. Item Description Unit of Qty Remark
Measure
1 Cash Sales Invoice pcs 5
2 Invoice order pcs 5
3. Daily cash collection & deposit pcs 5
4. A4 paper pcs 5
5. Envelop pcs 200
6 UHU pcs 2
7 3rd party sticker pcs 2
8 Soft pcs 6
9 Class cleaner pcs 2
7 Hand Soap pcs 2

Requested by Checked by Head Office Branch

Name: - Feven Abate Name: - –––––––––––––––

Date: - 19/04/2022 Date: - ––––––––––
Approved by
Name: - Samual Ewnetu
Date: - 19/04/2022
Distribution: - Original – Store
Copy: - Requesting unit

Zemen Insurance S.C Bole Alem Building 2nd Floor,

TIN No 0056898819 PO. Box 23029-1000 Tel. No 0115575850 / 0115575464 Addis Ababa

02/04/2022

Store Requisition Voucher

Requesting Unit: TEWODROS BRANCH

S/No. Item Description Unit of Qty Remark
Measure
1 Policy holder pcs 50
2 Pen pcs 12
3. 3 party wording
rd
pcs 50
4. Commercial policy pcs 50
5. Fire policy pcs 50
Requested by Checked by Head Office Branch

Name: - Feven Abate Name: - –––––––––––––––

Date: - 02/05/2022 Date: - ––––––––––
Approved by
Name: - Samual Ewnetu
Date: - 02/05/2022
Distribution: - Original – Store
Copy: - Requesting unit

Zemen Insurane s.c

Employees working Hours Attendance sheet

Branch ;-Tewodros

Working Days from;_________________________

S. Employees Name Monday Tuesday Wednesday Thursday

N AM PM AM PM AM PM AM PM AM
1. Eyasu Hailu
2. Feven Abate

Reason for absences Key;-

-(P) Permission -(LWP)Leave without pay

-(MAL) Maternity Leave

-(UA) Unauthorized Absent -(AL)Annual Leave

-(AT)At work
 -(SP) Special leave -(MRL)Marriage Leave
-(EXL)Exam Leave

-(SL) Sick Leave -(MOL)Mourning Leave

-(L)Late (Indicate the time)

-(T)Traning

Introduction
Before Bahirdar branch was opened and the budget assigned around 5,300,000.00
unfortunately the plan Failed and transfer the budget to Tewodros Branch by the time
Tewodros branch not operated property is started operation on Jun 17/2022

With that given budget of Bahirdar branch for consecutive of 10 month and the plan was
stale on September 2022 one to another extend up to January 17/2022 without operation.

The total production underwritten by the branch birr 2,033,152.82 up to June 30, 2022 .the
total achieved percent is

Production u/written by class of business

1. Motor -----------1,486,313.60
2. Marine--------------36,208.36
3. Fire------------------38,359.06
4. WMC----------------10,067.60
5. Bond ---------------284,349.98
6. ENG -----------------28,397.00
7. PVT-------------------96,557.00
8. Travel-----------------50,796.82
 Source of business by % age
Direct 39.44%

Agent 58.45%

Broker 2.11%

The branch Achieved 67.4% of the total production.

Challenges and opportunities

 Opportunities may brought to us competition with other similar industry.
(Awareness creations of zemen insurance unique future and claim management
system location of branch as compare to others.
 Some challenges has been faced like this branch is newly opened need of
promotion time to individual and corporate customers who Zemen insurance is
need of timely branch location high box *banners, lack of automobile to visit and
deliver polices.
 There was no any renewal business so that we get renewal in the future.
 More stiff of industry competition (was price) among other similar industry.
 The given budget was more (high) as we compared to the new branch.
 Some rating factor recommended by the company may face missing of business.

SWOT Analysis
 Strength –we are new employee try to do more through commitment.
 Weakness-There was no more force used from head office to get support staff.
 Opportunity-we have got additional to me to visit new customer & advertise our
branch.
 Treat-since the environment is dynamic there is highly competitive price discount.
 TP ISUZU

n Insured Name Plate no Engine no. Chassis no.

o
1. Gojamnesh Teshyaye AA-03-73469 4HG1-852261 JAAKP34H3B7P02580
(NPR)
2. Ibrahim Ahemed AA-03-A31999 4HF1-565656 JAMKP34G187PO3214
(NPR)
3. Sara manaye AA-03-A68273 6HH1-440833 JALK6A13697101035
(FSR)
ቀን 26/8/2014

ለዋና መስሪያ ቤት

አ.አ

ጉዳዩ፡-ክፍያ እንዲከፈልልን ስለመጠየቅ

ቴድሮስ ቅርንጫፍ የውሃ፤የመብራት ፤የጀነሬተር፤የጥበቃ እና የፅዳት ክፍያ 1848.61/አንድ ሺ ስምንት

መቶ አርባ ስምንት ብር ከስልሳ አንድ ሳንቲም/የአገልግሎት ክፍያ ለሐሮን ኮምፒውተር
ኃላ/የተ/የግል/ማህበር እንዲከፈልልን በአክብሮት እንጠይቃለን፡፡
 ከሰላምታ ጋር

ቀን 22/07/2014

ለኮርፖሬት ሃብት አስተዳደር

ጉዳይ ፡-የሞባይል ስልክ ቀፎ እንዲገዛልኝ ስለ መጠየቅ

የቴዎድሮስ ቅርጫፍ የተገዛልኝ ተንቀሳቃሽ ስልክ መስመር ለመጠቀም ባለ ሁለት ሲም ካርድ ቀፎ ስላልሆነ ባለ
ሁለት ሲም ቀፎ እንዲገዛልኝ ስል በማክበር አመለክታለሁ፡፡
 ከሰላምታ ጋር

አቶ ሳሙኤል እውነቱ

ቀን
19/8/2014

ለዋናው ቅርንጫፍ

አ.አ

ጉዳዩ ፡-እስቲከር ስንዲሰጥልን ስለመጠየቅ

የቴዎድሮስ ቅርንጫፍ ደንበኛችን የሆኑት ወ/ሮ ተዘራሽ ቶላ የ 3 ኛ ወገን እስቲከር በእናንተ ቅርንጫፍ
በኩል እንዲሰጥልን በማክበር እንጠይቃለን፡፡
 ከሰላምታ ጋር

Bond Approval Request Form

1.BRIEF PROFILE OF THE CUSTOMER(INSURED CONTRACTOR)

1.1 NAME AND ADDRESS OF THE CONTRACTOR :

Name of the firm; Sirak Tibebe General contractor

Year of Establishment 2017Grade 5 Trade Licence N0.980/2016

Renewed up to capital 65873 Tin NO._0000934848_

Address city A.A sub-city woreda______N.NO

Tel.No.office Arada Mobile 0911-62-72-69 Fax____________

Email __________________

Number of permanent Employees professional____________ Nonprofessional_______________

1.2 Name &ADDRESS OF THE OWNER /MANAGER:

Name Ene Almaz Bond Habte Mariam

Residential Address city :city AA sub-city ____woreda _____ H.No______

Id No______Tel.No 0960-27-89-49

Experience in construction area

More than( 19) years

2.1 INFORMATION REGARDING FINANCIAL STATUS OF THE CONTRACTOR :

2.1Properties owned by the firm:

Buildings vehicles Machinery

Type Value Type Quantity Value(birr) Type Value
Rental office Plup 1 Mixer 500CC
Douse Cabi
Office Automobile 1 Mixer 250CC

2.2 Audited Financial Statement for the past three years

year Asset Liability capital Profit

No

2.3 Reference Banks the contractor work with

Name of the bank Branch Contract person Office Tel.No Mob.Tel.No

Nib International bank -
United bank
Berhan inter bank
CBE

3. WORKS EXECUTED IN THE LAST 3 YEARS

Year Nature of the Project cost Name of the Reference Attached certificate of
contract work Employer Name and completion
Address
1. Has built 1,840,418.73 Ha-Bet Import Tsegaye HA0328/21
&completed B+4+6 Rental Tadle
Mixed use building Activities
2. Has built 870,450.93 Kefey family Melaku KFT/008/2014/2022
&completed B+4+6 trading plc Bekele
 Mixed use building

4. Claim History of the contractor in the past 3 years:

No claims at all sites

4. Summarized information regarding the contractor's previous history with our company

4.1bond polices issued the contractor to date:

The contractor started buying policies from our company Tewodros branch since 13-04-2022

The source of business is Agent to the branch has issued the following bond policies.

Sr Policy Number Name of Employer Type of contract bond status

NO. work and Amount
location
1. ZISC/TD/PRB/0003/04/2022 Ene Almaz bond 876,552.57
Habtemariam/represented by
Tigist H/Mariam
2. ZISC/TD/APB/0001/04/2022 Ene Almaz bond 1,753,105.14
Habtemariam/represented by
Tigist H/Mariam

4.2Brief information regarding collateral security

Sofar the contractor has been getting cover

 On clean basis without any collateral

 By pledging the following collateral

SR Sr.No. Type of identification Amount in birr Remark

NO no.of the collateral
.
1 Postdate cheque 876,552.57 Collateral bef
2 Post-dated cheque 1,753,105.14 Collateral cheque
4.3 Brief information regarding other policies porches by the contractor

To date the contractor has purchased the following from our branch office:

Sr no. Class of business Sum insured Premium Remark

1. Performance bond 876,552.57 8,766
2. Advance bond payment 1,753,105.00 21,914

4.4 Brief information regarding future business potential of the customer:

The client will continue working with us all his insurance business how on words due to one unife future

4 INFORMATION REGARDING THE BOND POLICY REQUIRING APPROVAL;

5.1 Name and address of Employer

Name Eng. Almaz bond Habte Mariam

Address ;A.A Bole Wereda 08

Tel 0960 27 89 49

Email______________________________

5.2 Description Of the contractor work:

Mixed Residential building (East block) G+5 Story building

5.3 contractor period and total contract amount : For 365 calander days effect from 26/04/2022

5.4 type of bond ,bond amount and premium

Type of Bond Bond amount Approved rate premium Remark

Performance bond 876,552.57 1% 8766.00
Advance payment 1,753,105.14 1.25% 21,914.00

5.5 Name and signature of the approval requesting branch manager

I the undersign certify that the above given information is are complete and correct.

Date 26/04/2022 samuel ewnetu ____________________

name& signature branch office seat

Head office

Remark

______________________________________________________________________________________________________________________

Checked By ________________________ Date _____________________

Name and signature

Remark

_________________________________________________________________________________________________________________
___________________________________________

Approved by:_________________ date__________________

Name & signature