Group Medicare Certificate of Insurance

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Group Medicare

Certificate of Insurance
(Applicable in case of Non-Employer-Employee group)
New Business-0237753425-00056876-SpeedPost-SPEM9342-2549004
Intermediary Name : AXIS BANK LTD
Issuing Office : ASANSOL
Name of the Policy Holder : AXIS BANK LIMITED Intermediary Code : CA0069
Name of Insured Person : MR ABHIK DEY Intermediary Contact No : 1800 209 2001
Address : BALGONA CHATI KATWA ROAD,BARDDHAMAN
BARDHAMAN
WEST BENGAL
713125

Branch Code : 90818


Business Type : New Business
Master Policy No : 0237753425 GSTIN No :
Renewal No: 00
Endorsement No: 00
Certificate No : 00056876
Insured Person ID : 922010025350173
Place of Supply : WEST BENGAL
State Code : 19
Contact details of Insured Person :
• Phone/Mobile No.: 8436919064 • Email id :
Certificate Period : From 05/08/2022 00:01 Hrs (Commencement date) To 04/08/2023 23:59 Hrs (Expiry Date)
Date of First Policy inception with us : 05/08/2022
Type of Plan : Individual
Details of Insured Persons Covered :
Name Of The Insured Relationship With Date Of Bi Member Unique Sum Insured
Member ID Age
Person Insured Person rth Since ID (Rs.)
9220100
0237753425/9220100253
ABHIK DEY Self 05/03/1994 28 2535017 1,500,000.00
50173/01
3
Nominee Details :
Nominee Name Relationship With Insured Person
LEGAL HAIR OTHERS
Details of Coverage :
Coverage Coverage Details Sum Insured Details
In-Patient Treatment Up to Sum Insured Rs.1,500,000
Pre/Post Hospitalization Expenses, 30/60 30/60 Days Upto Sum Insured Rs.1,500,000
Upto 100% of In-Patient Treatment Sum
Day Care Procedures Upto Sum Insured
Insured
Upto 100% of In-Patient Treatment Sum
Domiciliary Treatment Upto Sum Insured
Insured
Upto 100% of In-Patient Treatment Sum
Organ Donor Upto Sum Insured
Insured
Ambulance Cover Upto Rs1000 per hospitalization Upto Rs. 1,000
Covered within In-Patient Treatment Sum
Family Transportation Benefit Rs.2,000
Insured
Details of Additional Covers :
Additional Covers Coverage Details Sum Insured Details
Applicable for All Members,Aggregrate
Deductible Option Aggregate Deductible of 2 lacs
Deductible of Rs.200,000
Limit on Room Rent No restriction Amount Mentioned/day Rs.
Limit on Treatment/Illness/Surgery Not applicable Applicable for Metro

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions, please read salesbrochure carefully before concluding a sale.
TATA AIG General Insurance Company Limited
Registered office : Peninsula Business Park, Tower A,15th Floor, G.K Marg,Lower Parel, Mumbai-400013
24*7 Toll free Number : 1800 266 7780 Email : [email protected] website : www.tataaig.com
IRDA of India Registration No : 108 CIN : U85110MH2000PLC128425 PAN:AABCT3518Q UIN :TATHLGP21248V022021
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Group Medicare
Certificate of Insurance
(Applicable in case of Non-Employer-Employee group)
Details of Waiting Period :
Waivers Waiver Details Sum Insured Details
30 Days Waiting Period Applicable Applicable for All Members
Specified Disease Waiting Period Applicable Applicable for All Members
PED Waiting Period Covered after 24 Months Applicable for All Members
The enclosed policy wordings (including additional cover wordings) shall be applicable only for covers as mentioned on Policy
Schedule/Certificate of Insurance.

Important Exclusions

Medical Exclusions:
1. "Treatment for, Alcoholism, drug or substance abuse or any addictive condition and consequences thereof"
2. "Expenses related to any unproven treatment, services and supplies for or in connection with any treatment. Unproven treatments are
treatments, procedures or supplies that lack significant medical documentation to support their effectiveness"

Non-Medical Exclusions:

i) War or any act of war, act of foreign enemy or war like operations.
ii) Intentional self injury or attempted suicide while sane or insane.

Enclosures: This is only a summary of product features/terms/conditions. For more details please refer our website www.tataaig.com.Policy
wordings only of the opted benefits shall be applicable and must be read in conjunction with this certificate of insurance

General Conditions
l In case of any policy related objections, you have the option to cancel the policy and premium would be refunded as per the policy terms
and conditions.
.
l There will be no premium refund in case of cancellation due to non-disclosure of material facts, misrepresentation or fraud.

Claims Procedure Details :


Details of Claims Administrator :
Name of TPA : Tata AIG Health Claim
Website: www.tataaig.com
Email: [email protected]
Toll Free: 18002667780
1800229966 (For Senior Citizens
Submit claim: TAGIC Health Claims,
TATA AIG General Insurance Company Limited
5th and 6th Floor, Imperial Towers, H.No 7-1-6-617/A,
GHMC no - 615,616, Ameerpet, Hyderabad – 500016,
Telangana.

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions, please read salesbrochure carefully before concluding a sale.
TATA AIG General Insurance Company Limited
Registered office : Peninsula Business Park, Tower A,15th Floor, G.K Marg,Lower Parel, Mumbai-400013
24*7 Toll free Number : 1800 266 7780 Email : [email protected] website : www.tataaig.com
IRDA of India Registration No : 108 CIN : U85110MH2000PLC128425 PAN:AABCT3518Q UIN :TATHLGP21248V022021
Page 2 of 8
Group Medicare
Certificate of Insurance
(Applicable in case of Non-Employer-Employee group)
Documents for claims :
Claim documentation will include but is not limited to the following :
i. Our claim form -duly completed and signed for on behalf of the Insured Person.
ii. Original Bills (pharmacy purchase bills, consultation bills, diagnostic bills) and any attachments thereto like receipts or prescriptions in
support of any amount claimed which will then become Our property.
iii. All medical reports, case histories, investigation reports, indoor case papers/ treatment papers (in reimbursement cases, if available),
. discharge summaries.
iv.A precise diagnosis of the treatment for which a claim is made.
v.A detailed list of the individual medical services and treatments provided and a unit price for each in case not available in the submitted
...hospital bill.
vi. All pre and post investigation, treatment and follow up (consultation) records pertaining to the present ailment for which claim is being made,
.. . if and where applicable.

Please refer policy wordings for details on supporting claims documents.

Premium Details :
Particulars Amount(Rs.)
Net Premium (Rs.) 1,694.00
UGST/SGST(9%) 152.46
CGST(9 %) 152.46
Total Gross Premium (Rs.) 1,999.00
Total Gross Premium (in words) Rupees One Thousand Nine Hundred Ninety-Nine And Paise Zero Only
GSTIN: 19AABCT3518Q1ZT-ASANSOL , SAC CODE: 997133

Stamp duty details :


The stamp duty of Rs.1/- paid in cash or demand draft or by pay order,vide Receipt/Challan no:LOA_NO.CSD/426/2022/3320 dated the 01/08/2022

80 D certificate of Income Tax Act, 1986

This is to certify that the MR ABHIK DEY has paid an amount of Rs 1,999.00 towards the premium for Group Medicare Product Certificate No
0237753425 00056876 for the period From 05/08/2022 To 04/08/2023 and is eligible for a tax exemption under section 80 D of IT Act.

Commencement of risk cover under the policy is subject to receipt of premium by Tata AIG General Insurance Company Limited.

Prohibition of Rebates - Section 41 of the Insurance Act, 1938 as amended by Insurance Laws (Amendment) Act, 2015.

1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an
insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any
rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such
rebate as may be allowed in accordance with the published prospectuses or tables of the insurer.

2. Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees.

Policy Servicing Office:


TATA AIG General Insurance Company Limited
Registered Addres:- A303, THIRD FLOOR, A BLOCK,,P.C.CHATTERJEE MARKET,,G.T.ROAD, ASANSOL , WEST BENGAL,BURDWAN,WEST BENGAL,

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions, please read salesbrochure carefully before concluding a sale.
TATA AIG General Insurance Company Limited
Registered office : Peninsula Business Park, Tower A,15th Floor, G.K Marg,Lower Parel, Mumbai-400013
24*7 Toll free Number : 1800 266 7780 Email : [email protected] website : www.tataaig.com
IRDA of India Registration No : 108 CIN : U85110MH2000PLC128425 PAN:AABCT3518Q UIN :TATHLGP21248V022021
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Group Medicare
Certificate of Insurance
(Applicable in case of Non-Employer-Employee group)

RECEIPT

Receipt No : 109001033766102 Receipt Date : 09/08/2022

Policy No: 0237753425 00056876

Received with thanks from ABHIK DEY a sum of `1999( Rupees One Thousand Nine Hundred Ninety-Nine And Paise Zero Only)Direct
Debit, Branch Bank Branch Name - AXIS BANK LTD , MUMBAI towards

Sl.No. Policy Number Total Premium Utilized from the receipt for policy Balance
1 0237753425 1,999.00 1,999.00 0.00

Note:
1. This is a computer generated receipt and does not require a signature.
2. Upon issuance of this Receipt, all previously issued temporary receipts, if any, related to this Policy shall be considered null and void.
3. Amounts received by cheque shall be subject to realisation.
4. Any amount received in excess of the Premium is being/shall be refunded by the Company.

GSTIN: 19AABCT3518Q1ZT-ASANSOL , SAC CODE: 997133

Revenue (Consolidated) Stamp Duty paid vide challan No. date for applicable cases.

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions, please read salesbrochure carefully before concluding a sale.

TATA AIG General Insurance Company Limited


Registered office : Peninsula Business Park, Tower A,15th Floor, G.K Marg, Lower Parel, Mumbai-400013
24*7 Toll free Number : 1800 266 7780 Email : [email protected] website:www.tataaig.com
IRDA of India Registration No : 108 CIN : U85110MH2000PLC128425 PAN:AABCT3518Q UIN : TATHLGP21248V022021
Page 4 of 8
Group Medicare
Certificate of Insurance
(Applicable in case of Non-Employer-Employee group)

Terms and Conditions


Group Medicare 1. Pre-authorization is Compulsory From TPA prior to all planned admission and within 24 hours for
emergencies.
2. Admission for investigation/evaluation not covered.
3. All terms and conditions of the policy would be applicable.
Member Id : 0237753425/922010025350173/01 4. Please refer to Tata AIG General Insurance customer guidebook for further details.
5. Cashless hospitalisation in network hospital can be obtained in conjuction with this card, an
Name : ABHIK DEY authorization letter issued by the TPA and photo identification such as voters ID, driving licence,
Age : 28 passport,etc.
Gender : MALE 6.Photo ID Proof to be presented with this card at the time of availing benifits.

Policy No : 0237753425 00 00 Tata AIG General Insurance Company Limited


Regd Office: 15th Floor, Tower A,Peninsula Business Park
Group : 922010025350173 G. K. Marg,, Lower Parel, Mumbai-400 013
Valid through : 05/08/2022 To 04/08/2023 Toll Free No .(24x7): 1800 266 7780, 1800 229966 (For Senior citizens)
EMAIL : [email protected]
IRDA of india Registration No: 108 Website : www.tataaig.com
TAGIC Health Claims,
CIN: U85110MH2000PLC128425 UIN: TATHLGP21248V022021
TATA AIG General Insurance Company Limited
5th and 6th Floor, Imperial Towers, H.No 7-1-6-617/A,GHMC no - 615,616,
Ameerpet, Hyderabad – 500016,Telangana, Toll Free : 18002667780

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions, please read salesbrochure carefully before concluding a sale.

TATA AIG General Insurance Company Limited


Registered office : Peninsula Business Park, Tower A, 15th Floor, G.K Marg, Lower Parel, Mumbai-400013
24*7 Toll free Number : 1800 266 7780 Email : [email protected] website : www.tataaig.com
IRDA of India Registration No : 108 CIN : U85110MH2000PLC128425 PAN:AABCT3518Q UIN : TATHLGP21248V022021
Page 5 of 8
Group Medicare
Certificate of Insurance
(Applicable in case of Non-Employer-Employee group)

ENROLMENT FORM FOR GROUP HEALTH POLICY

URN NO : URN No. AH/2018-19/HL-06

Partner Reference No. /


Name of the Group Administrator AXIS BANK LIMITED 922010025350173
Application No

Customer ID / Account No 6114034026 Intermediary code CA0069

This is an application for Insurance & will form the basis of the policy certificate that We may issue. Every information, this application seeks is
important & mandatory. Please read all questions and answer them carefully. You must provide complete and correct information.
Incomplete/incorrect/partially correct information may lead to cancellation of proposal and policy certificate even if it is issued. We are under
no obligation to accept any proposal for insurance. If We accept a proposal for insurance, it shall be subject to the Policy terms and
conditions and We shall have no liability to make any payment under the Policy if proposal is not accepted by us or premium is not received by
Us in full and in time, or non-fulfillments of additional information requested by us, if any or if the proposal is under-process & claim arises in the
interim period before the decision on the proposal is given by us.
Commencement of risk cover under the policy is subject to receipt of premium by Tata AIG General Insurance Company Limited.
Please fill-up this form in CAPITAL LETTERS

Section I: Applicant Information

Name: First Name Middle Name Last Name


(Mr/Mrs/Ms)
MR ABHIK DEY

Date Of Birth: 05/03/1994 Gender: MALE Nationality: INDIAN RESIDENT


Mobile: 8436919064 Email ID:
Occupation Salaried Self-employed Others (please specify):_______________________________________________
:Address for communication: BALGONA CHATI KATWA ROAD,BARDDHAMAN Landmark: District: BHATAR , City: BHATAR , State:
WEST BENGAL , Pin code: 713125

Unique id no. : PAN (incase of premium > Rs.50, 000) :

Group Medicare

Part A: Plan Details:


Sum Insured (in Lacs) : 1,500,000
Deductible (in Lacs) :
Tenure (in years) : 1 year
Plan Type : Individual

Part B: Proposed Insured Persons details:

NAME OF THE RELATIONSHIP WITH


S.No Date of BIRTH GENDER OCCUPATION Adhar NO
INSURED PERSON APPLICANT

1 ABHIK DEY Self 05/03/1994 MALE

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions, please read salesbrochure carefully before concluding a sale.

TATA AIG General Insurance Company Limited


Registered office : Peninsula Business Park, Tower A, 15th Floor, G.K Marg, Lower Parel, Mumbai-400013
24*7 Toll free Number : 1800 266 7780 Email : [email protected] website : www.tataaig.com
IRDA of India Registration No : 108 CIN : U85110MH2000PLC128425 PAN:AABCT3518Q UIN : TATHLGP21248V022021
Page 6 of 8
Group Medicare
Certificate of Insurance
(Applicable in case of Non-Employer-Employee group)

Part C: Medical & Lifestyle Information:


Note: This section is applicable for all the persons to be insured

Medical Information Yes/No

Have you or any of the persons proposed for insurance, ever suffered from or taken treatment, or No
hospitalized for or have been recommended to take investigations / medication / surgery or undergone a
surgery for any of the following medical condition?

l Cancer/Kidney failure/Stroke/Heart disease/Paralysis


l Any disease of major organs including but not limited to brain, heart, kidney, lungs, liver or any
neurological disorder
l Any joint disorder including restriction in movement or any form of arthritis

Are you or any of the persons proposed for insurance in good health? Yes

Are you or any of the persons proposed for insurance undergoing/awaiting any treatment for any No
illness?

Part D Premium Paid for product (including taxes):


Section V: Nominee Details

Nominee Name: LEGAL HAIR Relationship with the Applicant: OTHERS

In the event of the death of the Applicant any payment due under the Policy shall become payable to the nominee in accordance with the
Policy terms and conditions. Nominee for any of the persons proposed to be insured shall be the Applicant. The nominee must be an
immediate relative of the Applicant. The nominee for all other Insured Persons proposed to be insured shall be the Applicant himself/herself.

Section VI: Declaration & Warranty On Behalf Of All Persons Proposed To Be Insured

I/ We hereby declare, on my behalf and on behalf of all persons proposed to be insured that the above statements, answers and/or
particulars given by me are true and complete in all respects to the best of my knowledge and that I/We am/ are authorized to propose on
behalf of these other persons.
I understand that the information provided by me will form the basis of insurance policy, is subject to the Board approved underwriting
policy of the Insurance company and that the policy will come into force only after full payment of the premium chargeable.
I/ We further declare that I/We will notify in writing any change occurring in the occupation or general health of the life to be insured/
proposer after the proposal has been submitted but before communication of the risk acceptance by the company.
I/We declare and consent to the company seeking medical information from any doctor or hospital who/which at anytime has attended on
the person to be insured/ proposer or from any past or present employer concerning anything which affects the physical or mental
health of the person to be insured/proposer and seeking information from any insurance company to whom an application for insurance
on the person to be insured/ proposer has been made for the purpose of underwriting the proposal and/or claim settlement.
I/ We authorize the company to share information pertaining to my proposal including the medical records of the insured/proposer for the
sole purpose of proposal underwriting and/or claims settlement and with any Governmental and/or Regulatory Authority.

Signature of the Applicant: ABHIK DEY Date: 05/08/2022 Place: ASANSOL

The content of this form along with product benefits, terms/conditions and exclusions have been clearly explained to me. I/we have understood
these and confirm to abide by the policy terms & conditions.
Signature of the Applicant: ABHIK DEY
Name & Signature of agent/intermediary/Specified Person: AXIS BANK LTD
Code: CA0069

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions, please read salesbrochure carefully before concluding a sale.

TATA AIG General Insurance Company Limited


Registered office : Peninsula Business Park, Tower A, 15th Floor, G.K Marg, Lower Parel, Mumbai-400013
24*7 Toll free Number : 1800 266 7780 Email : [email protected] website : www.tataaig.com
IRDA of India Registration No : 108 CIN : U85110MH2000PLC128425 PAN:AABCT3518Q UIN : TATHLGP21248V022021
Page 7 of 8
Group Medicare
Certificate of Insurance
(Applicable in case of Non-Employer-Employee group)

Vernacular Declaration (Certification in case the applicant has signed in vernacular/thumb print)
The content of this form along with product benefits, terms/conditions and exclusions have been clearly explained by me in vernacular to the
applicant who has understood and confirmed the same.
Signature/Thumb impression of the Applicant:________________________________
Name & Signature of agent/intermediary/Specified Person: AXIS BANK LTD

Prohibition of Rebates - Section 41 of the Insurance Act, 1938 as amended by Insurance Laws (Amendment) Act, 2015.
1. No person shall allow or offer toallow, either directly or indirectly, as an inducement to any person to takeout or renew or continue an
insurance in respect of any kind of risk relatingto lives or property in India, any rebate of the whole or part of the commissionpayable or
any rebate of the premium shown on the policy, nor shall any persontaking out or renewing or continuing a policy accept any rebate,
except suchrebate as may be allowed in accordance with the published prospectuses or tables of the insurer.
2.
No person shall allow or offer toallow, either directly or indirectly, as an inducement to any person to takeout or renew or continue an
insurance in respect of any kind of risk relatingto lives or property in India, any rebate of the whole or part of the commissionpayable or
any rebate of the premium shown on the policy, nor shall any persontaking out or renewing or continuing a policy accept any rebate,
except suchrebate as may be allowed in accordance with the published prospectuses or tables of the insurer.

For office use only :


Employee ID :
Partner ID :

Insurance is the subject matter of the solicitation. For more details on risk factors, terms and conditions please read policy
document carefully before concluding a sale.

CUSTOMER ACKNOWLEDGEMENT

Application Number: 282022004564558 Date: 05/08/2022


Name of the Applicant: ABHIK DEY
We acknowledge with thanks the receipt of your application and amount by cash/cheque/Demand Draft/others of amount of Rs 1,999.00.
Neither the submission to us of this completed enrollment form for insurance nor any payment towards this application obliges us to agree to
issue a policy, which decision is and always shall be in our sole and absolute discretion. If we accept a proposal for insurance, it shall be
subject to the policy terms and conditions and we shall have no liability to make any payment if proposal is not accepted by us or premium is not
received by us in full and in time, or non-fulfillments of Pre-Policy Checkup (if applicable) and/or additional information requested by us. Failure to
deposit the entire premium or non-fulfillments of pre-policy check up (if applicable) or furnish additional information requested by us within 15
days from the date of proposal, we shall cancel your application and refund the premium paid without any interest subject to deduction of
pre-policy charges (if applicable & conducted). If we do not accept the proposal, we will inform you and refund any payment received from
you, towards this application, without interest within next 10 days.
We shall have no liability to make any payment under the Policy if proposal is under-process & claim arises in the interim period before the
decision on the proposal is given by us.

Insurance is the subject matter of the solicitation.For more details on risk factors, terms and conditions, please read salesbrochure carefully before concluding a sale.

TATA AIG General Insurance Company Limited


Registered office : Peninsula Business Park, Tower A, 15th Floor, G.K Marg, Lower Parel, Mumbai-400013
24*7 Toll free Number : 1800 266 7780 Email : [email protected] website : www.tataaig.com
IRDA of India Registration No : 108 CIN : U85110MH2000PLC128425 PAN:AABCT3518Q UIN : TATHLGP21248V022021
Page 8 of 8

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