Ref: WAL/CRP/HIP/HRM/23/POL-313, Date: 06-03-2023

cwjwm
welq t ‡gvUimvB‡Kj FY Ges Ab¨vb¨ Avbylw½K myweav bxwZgvjv (Motorcycle Loan & Other Related Facilities
Policy)

01| mvaviY t
IqvjUb nvB-‡UK BÛvw÷ªR wcGjwm. Gi Awdwmqvj Kvh©µg m¤úv`‡bi D‡Ï‡k¨ wewfbœ Kg©KZ©v/Kg©PvixMY‡K Awd‡mi
evwn‡i hvZvqvZ Ki‡Z nq| Giƒc Kvh©µg `ªæZZg mg‡qi g‡a¨ m¤úv`b Kivi D‡Ï‡k¨ gvVch©v‡q Kg©iZ mKj‡K
‡gvUimvB‡Kj e¨envi Ki‡Z DrmvwnZ Kiv nq Ges †gvUimvB‡Kj µ‡qi Rb¨ FY myweav cÖ`vb Kiv nq| Giƒc welqvw`
myôz I my›`ifv‡e cwiPvjbvi D‡Ï‡k¨ G bxwZgvjv cÖYqb Kiv n‡jvt
02| D‡Ïk¨ t
K) gv‡K©‡Ui mKj Kvh©µg mwVKfv‡e ch©‡e¶Y Kivi Rb¨ hvZvqvZ e¨e¯’v mnRxKiY Kiv|
L) Aí mg‡qi g‡a¨ AwaK KvR m¤úbœ Kiv|
M) `ªæZZg mg‡qi g‡a¨ MÖvnK ‡mev wbwðZ Kiv|
N) ‡mevi cwiwa e„w× Kiv|
O) hvZvqvZ LiP mxwgZ Kiv|
03| ‡gvUimvB‡Kj µ‡qi Rb¨ FY cÖvwßi ‡hvM¨Zv t
K) Giƒc FY myweav ‡mj&m Ges Kv÷gvi mvwf©m g¨v‡bR‡g›U wefv‡Mi Rb¨ cÖ‡hvR¨ n‡e|
L) ¯’vqx Kg©KZ©v/Kg©Pvix n‡Z n‡e|
M) PvKzwii †gqv` b~b¨Zg 03 (wZb) eQi n‡Z n‡e| Z‡e Kv‡Ri aiY we‡ePbvq h_vh_ KZ©…c‡¶i Aby‡gv`b mv‡c‡¶
03 eQ‡ii Kg n‡jI Giƒc FY myweav cÖ`vb Kiv †h‡Z cv‡i|
†bvUt ewY©Z myweav ïaygvÎ bZzb ‡gvUimvB‡Kj µq Kivi ‡¶‡Î cÖ‡hvR¨ n‡e|
04| ‡gvUimvB‡K‡ji aiY Ges F‡Yi cwigvY t
K) ‡gvUi mvB‡K‡ji aiY Ges ‡Kv¤úvwb ‡_‡K cÖ`Ë F‡Yi cwigvY:
m‡e©v”P F‡Yi cwigvY cwi‡kv‡ai mgqmxgv
µ. ‡jv‡Kkb wmwm (‡iwR‡÷«kb mn) (m‡e©v”P) gšÍe¨
mvwf©m g¨v‡bR‡g›U
1 100/110 wmwm 1,08,000/- 36 gvm
wm‡÷g
110/125/150
2 K‡c©v‡iU Awdm 1,50,000/ 36 gvm
wmwm
we. `ª. ‡h mKj Kg©KZ©v/Kg©Pvixi gvwmK ‡eZb 20,000 UvKvi Kg Zv‡`i wKw¯Íi m‡e©v”P ‡gqv`Kvj 60 gvm ch©šÍ Kiv
‡h‡Z cv‡i|
 L) Kg©KZ©v/Kg©PvixMY‡K wbR e¨e¯’vcbvq GKKvjxb g~j¨ cwi‡kva mv‡c‡¶ ‡gvUimvB‡Kj µq Ki‡Z n‡e| GLv‡b
D‡jøL¨ ‡h, ‡hmKj ‡gvUimvB‡Kj ‡Kv¤úvwbi mv‡_ IqvjUb Gi K‡c©v‡iU Pzw³ i‡q‡Q H mKj ‡Kv¤úvwb n‡Z
‡gvUimvB‡Kj µq Kivi Rb¨ DrmvwnZ Kiv n‡jv|
M) ‡gvUimvB‡Kj e¨envi Gi kZ©vejx ‡h‡Kv‡bv eª¨v‡Ûi ‡gvUimvB‡Kj Gi Rb¨ cÖhvR¨ n‡e|
N) ‡hmKj Kg©KZ©v/Kg©Pvixi wbR¯^ ‡gvUimvB‡Kj Av‡Q Zviv PvB‡j KZ©…c‡¶i Aby‡gv`b mv‡c‡¶ ‡Kv¤úvwbi Kv‡R
e¨envi Ki‡Z cvi‡eb| G ‡¶‡Î wZwb FY cÖvc¨ n‡eb bv| Aby‡”Q` 04 (K) Gi wmwm msµvšÍ weavb wkw_j ‡hvM¨| Z‡e
‡Kv¤úvwbi Kv‡R e¨env‡ii Rb¨ cwjwm‡Z DwjøwLZ Ab¨vb¨ myweav cÖvc¨ n‡eb|
05| ‡gvUimvB‡Kj µ‡qi kZ©vejx I ‡¶Î we‡k‡l KiYxq t
K) DwjøwLZ wbqg Abyhvqx FY MÖnYc~e©K ‡gvUimvB‡Kj µq Kiv hv‡e hv mswkøó Kg©KZ©v/Kg©Pvixi cÖwZgv‡mi ‡eZb
‡_‡K wKw¯Í‡Z F‡Yi mgy`q A_© mgnv‡i mgš^q Kiv n‡e|
L) mswkøó Kg©KZ©v/Kg©Pvix‡K md&UIq¨v‡ii gva¨‡g ‡gvUimvB‡Kj µq F‡Yi Rb¨ wba©vwiZ di‡g Av‡e`b Ki‡Z n‡e|
Av‡e`‡bi Aby‡gv`b cÖwµqv wb‡¤œv³ fv‡e m¤úvw`Z n‡et
mycvwikKvix Aby‡gv`bKvix
BbPvR©/weGg wmwWI
µ. ‡jv‡Kkb wefvMxq ‡nW Ae gšÍe¨
(cÖ‡hvR¨ (cÖ‡hvR¨ wmweI/ wWGgwW
cÖavb GBPAvi
‡¶‡Î) ‡¶‡Î)
WSMS &
1 Corporate √ √ √ √ √
Office
M) ‡gvUimvB‡Kj µ‡qi FY MÖn‡Yi mgq Aek¨B Av‡e`bKvix‡K ¯^v¶imn ‡gvUimvB‡Kj Gi g~‡j¨i mgcwigvY UvKvi
GKwU ZvwiLwenxb wmwKDwiwU ‡PK (MICR) mswkøó GBPAvi Kg©KZ©vi wbKU Rgv w`‡Z n‡e| FY cwi‡kva mv‡c‡¶ Zv
‡diZ cÖ`vb Kiv n‡e|
N) µqK…Z ‡gvUimvB‡KjwU ‡hŠ_ (‡Kv¤úvwb Ges Kg©KZ©v/Kg©Pvix) bv‡g ‡iwR‡÷«kb Ki‡Z n‡e|
O) ‡gvUimvB‡Kj Gi g~j¨mn ‡hŠ_ bv‡g ‡iwR‡÷«kb LiP hw` cÖ`Ë FY Gi cwigvY ‡_‡K ‡ewk nq Zvn‡j Av‡e`bKvix‡K
Zv wbR e¨e¯’vcbvq ‡hvMvb w`‡Z n‡e|
P) Kg©KZ©v/Kg©Pvix FY cwi‡kv‡ai c~‡e©B ‡gvUimvB‡KjwU ‡diZ ‡`b ‡m‡¶‡Î eQiv‡šÍ AePq e¨q (Aby‡”Q` 05 (T)
G DwjøwLZ KwgwU KZ©…K ‡diZ cÖ`v‡bi mg‡q wba©viYK…Z) mgš^q c~e©K wnmve wb®úwË Ki‡Z n‡e|
Q) ‡diZ cÖ`vbK…Z ‡gvUimvB‡KjwU hw` ‡Kvb Kg©KZ©v/Kg©Pvix µq Ki‡Z AvMÖnx nq, Zvn‡j mswkøó e¨w³; g~j UvKv
‡_‡K AePq e¨q ev` w`‡q Aewkó g~j¨ cwi‡kva c~e©K ‡gvUimvB‡KjwU µq Ki‡Z cvi‡eb|
R) ‡gvUimvB‡Kj eve` M„nxZ F‡Yi m¤ú~Y© UvKv cwi‡kva bv nIqv ch©šÍ ‡gvUimvB‡Kj weµq ev n¯ÍvšÍi Kiv hv‡e bv|
AvDU‡Wvi mvwf©m Ges Awdwmqvj Kv‡Ri R‡b¨ Aek¨B ‡gvUimvB‡Kj e¨envi Ki‡Z n‡e|
 S) F‡Yi UvKv m¤ú~Y© cwi‡kva nevi c~‡e©B hw` ‡Kvb Kg©KZ©v/Kg©Pvix PvKzix ‡Q‡o ‡`b, A_ev Ab¨ ‡Kvb wjM¨vj Gw›UwU
wKsev wefvM cwieZ©b A_ev ‡Kv¤úvwb ‡_‡K Zv‡K Ae¨vnwZ cÖ`vb Kiv nq, ‡m‡¶‡Î Aewkó FY Gi UvKv cwi‡kva K‡i
wZwb ‡gvUimvB‡KjwUi gvwjKvbv wbR bv‡g UªvÝdvi KiZt e¨envi Ki‡Z cvi‡eb| hw` e¨enviKvix ‡gvUimvB‡KjwU wbR
gvwjKvbvq wb‡Z bv Pvb Zvn‡j ‡Kv¤úvwb KZ©…K ‡gvUimvB‡KjwU ‡ndvR‡Z/‡diZ ‡bqv c~e©K e¨enviKvixi mv‡_ Avw_©K
mgš^q Ki‡e| ‡m‡¶‡Î ‡Kv¤úvwb Ges e¨enviKvix Df‡qi ¯^v_© i¶v Kiv n‡e|
T) ‡Kv¤úvwb KZ©…K ‡ndvRZ/‡diZ ‡bqv ‡gvUimvB‡Kjmg~n, mswkøó KZ©…c‡¶i wm×všÍ Abyhvqx wbw`©ó ¯’v‡b mvgwqKfv‡e
msi¶Y Ki‡Z n‡e Ges AwZ `ªæZZvi mv‡_ mswkøó wefvMxq cÖavb Ges mswkøó GBPAviwewc Gi mw¤§wjZ wm×všÍ Abyhvqx
A‡c¶gvb _vKv Av‡e`bKvix‡`i g‡a¨ AMÖvwaKvi wfwˇZ cÖ`vb Ki‡Z n‡e| G‡¶‡Î wnmve wefvM, ‡gvUimvB‡Kj mvwf©m
msµvšÍ ‡mKkb, AwWU wefvM, wd·W A¨v‡mU Ges GBPAviGg wefvM Gi cÖwZwbwa‡`i mgš^‡q MwVZ GKwU KwgwU
‡ndvRZ/‡diZ ‡bqv ‡gvUimvB‡Kj Gi weµq‡hvM¨ g~j¨ wba©viY Ki‡eb| g~j¨ wba©vi‡Yi ‡¶‡Î mswkøó ‡gvUimvB‡Kj
Gi wecix‡Z MÖnYK…Z A_© Ges ‡gvUimvB‡Kj Gi Ae¯’v (gvB‡jR, ‡MÖwfs, ‡gB‡›Ub¨vÝ I Ab¨vb¨) we‡ePbv Ki‡Z n‡e|
U) G‡¶‡Î bZzb e¨enviKvix D³ ‡gvUimvB‡KjwU µ‡qi Rb¨ KwgwU KZ©…K wba©vwiZ g~‡j¨i mgcwigvY UvKv ‡Kv¤úvwb
n‡Z FY MÖnY Ki‡Z cvi‡eb|
V) e¨enviKvixi mv‡_ 300/- (wZbkZ) UvKvi bb-RywWwkqvj ÷¨v‡¤ú m¤úvw`Z Pzw³bvgv _vK‡Z n‡e, hvi e¨qfvi
‡Kv¤úvwb enb Ki‡e|
06| ‡gvUimvB‡Kj ‡iwR‡÷ªkb t
K) ‡gvUimvB‡Kj Gi ‡iwR‡÷ªkb ‡hŠ_ (‡Kv¤úvwb Ges e¨enviKvix) bv‡g ‡iwR‡÷ªkb n‡e| ‡gvUimvB‡Kj Gi wecix‡Z
M„nxZ ‡jvb cwi‡kva nIqv mv‡c‡¶ ‡Kv¤úvwb KZ©…K (‡Kv¤úvwbi Li‡P) ‡gvUimvB‡KjwUi ‡iwR‡÷ªkb mswkøó
Kg©KZ©v/Kg©Pvixi bv‡g n¯ÍvšÍi Kiv hv‡e|
L) ‡gvUimvB‡Kj e¨enviKvix Zvi myweav Abyhvqx ¯’vbxq BRTA Awdm n‡Z ‡iwR‡÷ªkb/bevqb Ki‡Z cvi‡eb|
07| ‡gvUimvB‡Kj e¨envi Gi kZ©vejx t
K) Dc‡iv³ myweavq bM` A_ev wKw¯Í‡Z µqK…Z A_ev e¨w³MZ ‡gvUimvB‡Kj (cÖ‡qvRbxq KvMRcÎ Rgv cÖ`vb mv‡c‡¶)
hv GB cwjwmi gva¨‡g Awdwmqvj myweav cÖvwßi AvIZvfy³ n‡e, Zv Aek¨B Awdwmqvj Kv‡R e¨envi Ki‡Z n‡e Ges
e¨enviKvixi wbR e¨e¯’vcbvq cvwK©s Gi mye¨e¯’v Ki‡Z n‡e|
L) ‡gvUimvB‡KjwUi Rb¨ Aek¨B jMeyK (A¨vcm Gi gva¨‡g) e¨envi Ki‡Z n‡e, jMey‡K (A¨vcm Gi gva¨‡g)
hvZvqvZK…Z ¯’v‡bi bvgmn eY©bv _vK‡Z n‡e| e¨enviKvix‡K w`b ‡k‡l KZUzKz Awdwmqvj I e¨w³MZ Kv‡R e¨envi Kiv
n‡jv Zv jM eB‡Z D‡jøL KiZt wefvMxq cÖavb /‡mKkb cÖavb/BbPvR©/ eªv g¨v‡bRvi Gi ZvwiLmn Aek¨B ¯^v¶i MÖnY
Ki‡Z n‡e|
M) ‡gvUimvB‡Kj¸‡jv wRwcGm Uª¨vwKs Øviv wbqwš¿Z n‡e, G‡¶‡Î ‡gvUimvB‡Kj e¨enviKvix wRwcGm Uª¨vwKs wWfvBm
µq K‡i Zvi wej Ki‡Z cvi‡eb|
N) ‡gvUimvB‡KjwU e¨w³MZ e¨env‡ii ‡¶‡Î m‡e©v”P gvwmK 100 wK.wg. Ges Awdwmqvj Kv‡R e¨eüZ m¤ú~Y© As‡ki
dz‡qj Ges ‡gB‡›Ub¨vÝ eve` LiP wb‡¤œv³ ‡Uwej Abyhvqx ‡Kv¤úvwb enb Ki‡et
 ‡Kv¤úvwb KZ©…K cÖ`Ë LiP/wK.wg.
e¨enviKvixi eY©bv e¨eüZ mgq/‡gvUimvB‡Kj FY MÖn‡Yi gva¨‡g µqK…Z
Gi gvB‡jR ‡gvUimvB‡Kj
¯ø¨ve 01: (110 wmwm ch©šÍ) 0-30000 wK.wg. 6/-
cÖ_g e¨enviKvix, cieZ©x e¨enviKvix 30001-60000 wK.wg. 7/-
A_ev wbR¯^ ‡gvUimvB‡Kj e¨enviKvix 60000 wK.wg. Gi ‡ekx 8/-
0-30000 wK.wg. 7/-
¯ø¨ve 02: (110 Gi ‡ewk-165 wmwm)
30001-60000 wK.wg. 8/-
wbR¯^ ‡gvUimvB‡Kj e¨enviKvix
60000 wK.wg. Gi ‡ekx 8.5/-
we. `ª. 1. e¨w³MZ ‡gvUimvB‡Kj Awdwmqvj Kv‡R e¨env‡ii Rb¨ wK.wg. cÖwZ AwZwi³ 01 (GK) UvKv fvZv cÖvc¨ n‡eb|
2. D‡jøL¨ ‡h, jMeyK Gi AwZµvšÍ `yiZ¡ Abyhvqx ‡Kv¤úvwb LiP enb Ki‡e Ges ‡gvUimvB‡K‡ji hveZxq
‡gB‡›Ub¨vÝ e¨enviKvix wbR `vwq‡Z¡ Kwi‡q wb‡eb|
P) wej Kivi ‡¶‡Î wefvMxq cÖavb/‡mKkb BbPvR©/eªv g¨v‡bRvi KZ©…K ¯^v¶iK…Z jMeyK I Ab¨vb¨ WKz‡g›U Rgv w`‡Z
n‡e|
Q) Awdwmqvj Kv‡R e¨eüZ ‡gvUimvB‡KjwUi mvwf©‡mi Rb¨ AwaK LiP Gi cÖ‡qvRb nq ‡hgbt BwÄb Ifvi‡nvwjs, cvuP
nvRvi UvKvi AwaK g~‡j¨i cvU©m cwieZ©b A_ev moK `yN©Ubv cieZ©x ‡givgZ BZ¨vw` Zvn‡j D³ we‡ji Rb¨ cÖ‡qvRbxq
mshyw³mn wefvMxq cÖavb/‡mKkb BbPvR©/eªv g¨v‡bRvi Gi mycvwikmn Av‡e`b Ki‡Z cvi‡eb| mswkøó wmwWI/wmGmI
hvPvB KiZt Aby‡gv`b cÖ`vb Ki‡eb|
08| W«vBwfs jvB‡mÝ n¯ÍvšÍi t
bxwZgvjvi AvIZvq ‡h mKj Kg©KZ©v/Kg©Pvix ‡gvUimvB‡Kj µq Ki‡eb Zv‡`i bZzb W«vBwfs jvB‡mÝ/bevqb Kivi LiP
(mswkøó) cÖwZôvb enb Ki‡e (hw` cÖ‡qvRb nq)|
09| gvwjKvbv n¯ÍvšÍi t
‡gvUimvB‡Kj µq Gi Rb¨ MÖnYK…Z FY cwi‡kva nIqv mv‡c‡¶ ‡Kv¤úvwb KZ©…K (‡Kv¤úvwbi Li‡P) ‡gvUimvB‡Kj
‡iwR‡÷ªkb mswkøó Kg©KZ©v/Kg©Pvixi bv‡g n¯ÍvšÍi K‡i ‡`qv n‡e| gvwjKvbv cwieZ©‡bi ci mswkøó Kg©KZ©v/Kg©Pvix hw`
D³ ‡gvUimvB‡KjwU Awdwmqvj Kv‡R e¨envi Ki‡Z Pvb Zvn‡j Aby‡”Q` 07 (N) cÖ‡hvR¨ n‡e|
10| AbvKvw•LZ cwiw¯’wZ msµvšÍ t
KL‡bv `yN©Ubvµ‡g, Awb”Qvq ‡gvUimvB‡KjwU Pzwi, wQbZvB ev ‡Kvbfv‡e ¶wZMÖ¯’ n‡j Dchy³ cÖgvY, mv¶¨ Ges Z`šÍ
mv‡c‡¶ wefvMxq cÖavb Ges KZ©…c‡¶i wm×všÍ Abyhvqx cieZ©x KiYxq avh¨© n‡e|
11| wewea t
K) iv¯Ívi Ae¯’v (b`x/bvjv) I Uzjm& e¨vM/‡¯úqvi cvU©m Gi Ae¯’v‡f‡` EaŸ©Zb Kg©KZ©v Gi AbygwZ mv‡c‡¶
Convenience Bill ‡Kv¤úvwb cÖPwjZ cwjwm Abyhvqx cÖ‡hvR¨ n‡e|

L) ‡Uvj eve` PvR© Avjv`vfv‡e cÖ`vb Kiv n‡e, Z‡e ‡m‡¶‡Î Aek¨B fvDPvi mshy³ Ki‡Z n‡e| e¨w³MZ e¨envi Gi
‡¶‡Î ‡Uvj eve` PvR© mswkøó e¨w³‡K enb Ki‡Z n‡e|
 M) ‡gvUimvB‡Kj Pvjv‡bvi gZ cÖ‡qvRbxq KvMRcÎ m‡½ bv _vK‡j A_ev ‡Kvb Kvi‡Y ‡gvUimvB‡Kj e¨envi Abyc‡hvMx
n‡j EaŸ©Zb Kg©KZ©vi AbygwZ mv‡c‡¶ ‡Kv¤úvwbi cwjwm Abyhvqx hvbevnb e¨envi Ki‡Z cvi‡eb| wbqgvbyhvqx hvZvqvZ
we‡j Av‡e`b Ki‡Z cvi‡eb|

N) ‡gvUimvB‡Kj µ‡qi FY MÖn‡Yi b~¨bZg cvuP eQ‡ii g‡a¨ cybivq ‡gvUimvB‡Kj µq FY Gi Rb¨ Av‡e`b Ki‡Z
cvi‡eb bv| cvuP eQi c‡i ‡gvUimvB‡Kj Gi Ae¯’v we‡ePbv mv‡c‡¶ wefvMxq cÖavb/‡mKkb cÖavb/BbPvR©/eªv g¨v‡bRvi
cybivq ‡gvUimvB‡Kj µq FY cÖ`v‡bi Rb¨ mycvwik Ki‡Z cvi‡eb| G‡¶‡Î Aby‡”Q` 05 (L) bs Abyhvqx ‡gvUimvB‡Kj
µq FYwU Aby‡gvw`Z n‡Z n‡e|

we. `ª. Z‡e hw` we‡kl cÖ‡qvR‡b cvuP eQ‡ii g‡a¨ cybivq ‡gvUimvB‡Kj µq FY Ki‡Z Pvb Zvn‡j ‡gvUimvB‡Kj eve`
‡h FY _vK‡e (hw` _v‡K) Zv m¤ú~Y© cwi‡kvac~e©K Av‡e`b Ki‡Z cvi‡eb|
P) Awdwmqvj Kv‡R e¨eüZ ‡gvUimvB‡K‡j hvÎx enb/ ‡Kv‡bv ‡e-AvBbx Kv‡R e¨envi Kiv hv‡e bv|
12| KZ©…c¶ ‡h ‡Kvb mgq GB bxwZgvjv cwieZ©b, cwiea©b, ms‡kvab, ¯’wMZ wKsev evwZj, ms‡hvRb ev we‡qvRb Kivi
¶gZv msi¶Y K‡ib|
13| G cwjwm IqvjUb MÖæ‡ci Ab¨vb¨ †Kv¤úvwb/cÖwZôvb h_vh_ KZ©c‡ÿi Aby‡gv`b mv‡c‡ÿ AbymiY Ki‡Z cv‡i|
14| GB bxwZgvjv 01 gvP©, 2023 n‡Z Kvh©Ki|
15| G bxwZgvjvi gva¨‡g GZ`& msµvšÍ c~‡e©i mKj wb‡`©wkKv AwZµvšÍ n‡jv|

K‡b©j Gm Gg kvnv`r Avjg (Ae.)

wmwbqi Gw·wKDwUf wW‡i±i
GBPAviGg wefvM
IqvjUb nvB-‡UK BÛvw÷ªR wcGjwm.
cÖwZ,
1. mKj m`m¨, IqvjUb MÖæc
2. ‡bvwUk †evW©
AeMwZ t
1. g¨v‡bwRs wW‡i±i GÛ wmBI, IqvjUb nvB-‡UK BÛvw÷ªR wcGjwm.
2. ‡WcywU g¨v‡bwRs wW‡i±i, K‡c©v‡iU Awdm, IqvjUb nvB-‡UK BÛvw÷ªR wcGjwm.
Abywjwct
1. ‡evW© Ae wW‡i±im&&