Auto Insurance Binder
Auto Insurance Binder
Auto Insurance Binder
NOKDPQRJGCQSDTMHUCQV
% " W
Z XY
[MKOSV\ LhDQB
JHNDG]^_`ab_`cTbdc^_ z "z
\CHDePQRJGDefRg ( i
ZX W Y l
(
ICOKOQ
{DQeOQhPQRBOBJBOMQ
hLeGDR o
i " Zj%&"k r|rW|u k (k
XY Z Y l ) & ) i k
mDnOSKD
Y
) Z o
) pi
W " q r qstu * *v%
w x " ! "
%yioWu o (kl
@ z # r
z " # & ( ! " " Z lr
& " t 't ) " " W $ ' $ ir
XY Z) " w x s X ! "o ir
MBCKAO cIMQBn[GDHOJH b a
d b
@ !
! " # " $%& " " '"
' ( ) *
+, -+,- /0123+,4567,89:,+;< :, 8 +- -=> :,8
,>?:8?:,:
BCDEFGEIJKGLMEDNML
% " O PQ P A " * "
% " R !"* # * "
* " S AO AR"
* " T * # A* "
U R ! " * "
IJ
J FMFVNIWFNXVCEIMFVN
JYZ[\]^_`abc^de`bZc_bcb\efZ[g`ZhZ_hYc`_hifj`jk`Z_bf
% l # " m
O & $ # P $ ! m
Jh`cb\efZ[g`Z_bg`
% " ! " "n "R "R " m
% # " n "R "R " m
BZ[jbZeYc`hog`_[pi`q n P$ R $ &
NDrMLMDBL
IL^b^`XbZjI]`\^hZC`aZ`c`\^b^[g`jbeph\^bp^ehYch\^h[\
ca`p^ehYZg`_[pi`b\f]`^_`Z`sY[Z`ffhpYj`\^ci[c^`f
k`ihtuF^[cg`Ze[jahZ^b\^_b^ehYZ`bf^_`fhpYj`\
^cpbZ`oYieuFot`vg`Z`sY`c^`fbZ`cah\
c`wjbx`cYZ`ehYZ`cah\f k`ohZ`^_`f`bfi[\
`bc[^phYif_bg`b\`o`p^h\
ehYZphg`Zb]`uyhYZL^b^`XbZjb]`\^pb\b\ct`Zb\esY`c^[h\
cehY_bg`u
)# z % { n " P
RR # " & " n "R ! " A"R & " !
! & R # '
# A " ! "| " "R " " } %A " " ! "R &
" " R & " |
MDCELINJ~VNJFMFVNL
L^b^`XbZjEY^YbiIY^hjhk[i`F\cYZb\p`~hjab\e !Q A" $
$R # A ! "R & !
!"R " ! " # " ! & ! ! R " $ l " "R
" " !"R & &
" " R & | # A "R n " "
nR "R * " A ! & " nR n
"R n|
Q !"R & " $ A "R " R # "R & " $ "
" "
"R & " "$
" "
" "R & " "R " ! " n "R"R
& " & "
!"R & " $ "R n !"R # R &" "R n
" " $ z "R " # A n " |
F^[coYZ^_`ZY\f`Zc^hfb\fb]Z`f^_b^\h[\cYZb\
A
! " # " $%& " " '"
' ( ) * :, 8 +- -=> :,8
p`[c`o`p^[g`Y\f`Z^_[cb]Z`j`\^ b Y\i`c ^_` k[\
f`Z[cphjai`^`ff`c[]\b^[\]^_`phjab\
ebp`a^[\]^_[cbai[pb^[h\hZ k Y\
^[i^_`fb^`^_`ahi[pehZk[\f`Z[c[cY`fke
^_`phjab\ebp`a^[\]^_[cbai[pb^[h\u
& " $ A " R " & " $ l
" n "R"R & " |{
" " # & ! ! " " "R &
" |{ "R & "
" n "R"R # & " ! | R & " A # !
" "R "R & " A " !
$& "R P R ! " $ " "R & R A | & ! " !
"R & " "R "
& $ ! # # A " $ " & " " |
" # AR " ! " & # O $ & " AA | ! R #
" " " $& " "
" " } A "| I\ea`Zch\t_hx\ht[\]ieb\ft[^_[\^`\
^hf`oZbYfb\e[\cYZb\p`phjab\ehZh^_`Za`Zch\o[i`cb\
bai[pb^[h\ohZ
A
! " # " $%& " " '"
' ( ) * :, 8 +- -=> :,8
BCDDEFBGHIGKLMFHKBECFHLNHNEDEKNCOBIHGDOCFHKPBCDDEFB
GHICFQEFLCKHIGKLMFHKBEREKEOGNLBCKNHGKGKSHKPDHNEFGHI
P
OHILEGKOCFDHNGCKTCFBCKBEHILOCFNUEQMFQCLECODGLIEHVGK
STGKOCFDHNGCKBCKBEFKGKSHKPOHBNDHNEFGHINUEFENCTHKVHK
P
QEFLCKWUCTGKBCKEBNGCKWGNULMBUHQIGBHNGCKCFBIHGDTXKCW
GKSIPDHXELCFXKCWGKSIPHLGLNLTHRENLTLCIGBGNLCFBCKLQGF
EL
WGNUHKCNUEFNCDHXEHOHILEFEQCFNCONUENUEONTVELNFMBNGCK
TVHDHSECFBCKYEFLGCKCOHKPDCNCFYEUGBIENCHIHWEKOCFBEDE
KN
HSEKBPTNUEVEQHFNDEKNCODCNCFYEUGBIELCFHKGKLMFHKBEBCD
QHKPTBCDDGNLHOFHMVMIEKNGKLMFHKBEHBNTWUGBUGLHBFGDET
HKVLUHIHILCRELMRZEBNCHBGYGIQEKHINPKCNCE[BEVOGYENUCM
LHKVVCIHFLHKVNUEYHIMECONUELMRZEBNDCNCFYEUGBIECF
LNHNEVBIHGDOCFEHBUYGCIHNGCK\
]^_`abcd]`^aefcag]^fdhe_c]aiaeg]daej`ad]^fcid
k l "m & " A% "$ " " n "k " " ! no p$ ! " # q $
r ( # " & " " " A " "k " ! " " ! "
m & " A%A s
k " t "k "k & ! "k & " "k " & " !
"k "
& " t " " n "k k & " u "k & " & t
"n ! nk "k "
& "n t " $ ! k & "n t " $ ! !"k !"k
& " A
A "k "! k "k & "s
t " & " t " " v " n "k & " $
w" !"k ! nk k
& " n s
A
! " # " $%& " " '"
' ( ) * :, 8 +- -=> :,8
0)56.*/271/6-.*8 9:/;<<=>?@<ABC<DEF>G<HBI<J:
K:6HFEGD?><J>L,MNO<?>;<@>;<<=>?
@<ABC<L@>;<F<PL=J6,PB@JQ?RG<@<>B?=<J:
S:)HBI<J6,PB@JDEF>G<@<ARBP<JQ?>;BFPB= BGR<6,PB@JQ?>;?
=9TJBUFLH>;<<H<P>?V<JB><: T:,MNQ?R=L>BP
<A>BHBI<J6,PB@JQ?>;LE>BFPB= BGR<GB@PLJ<:
WXYZY[\]^[_`ZWab\]^^Yb[YcWXbYcZ`^b[dbXY\ebfg^h^g[`\WYgc`hgc[b_]c[
ij)2.6.k8]lmnopqrlstruqvoqrpnprwvxoqylY[xypwzlrsul{|ty|
ylgslop}qhr~uxmrYlqvpylxouqlr|uloox| ym oxr u|ul{y uqwo oylrp Ylyw u|url
ynopqrlstr
npoqol|qylY[xypwuulqvpylxouqlr|uloox| ym oxr u|ul{y uqwo oylrp Wtoly or|
topo{uq|pyl|ylw|toly or|toulqvpow vq|xrulxuwo i^bhe]\b_bcWdbXY\ebcgW]WYgc [_d Ye
gce h^g\bZZ]dbXY\eb\X]c b ^b$^b YZW^]WYgc `ZYc WXb^bhe]\b[dbXY\eb}Z\`^^bcW^b
YZW^]WYgc i6M&-2/)./.-/61(8Wtuq|o nrpypmxypwsu~ opon~yxow myxypw|r ouqvow m|
toulqvpylxoxr nylmly owrl|toxypw Ymrvwrlr|poxou oypon~yxo ol|nop ylol|
xypwnpurp|r|too nupy|urlr|tuqxypw xrl|yx|mrvpulqvpylxoxr nylmrpy{ol|
i60 -73)N().)116,(./ .-/60 &-'61(6MM(,6)/(' $ o|ly oq yw poqoq ylwntrlolv
opqrnopqrlqul r~ owylwsu|loqoq ]~qr{o|wpu op~uxolqo
lv opqrnopqrlqul r~ owylw~uxolqon~y|olv opq q|y|oqr otux~oq [rl}|yw u|yv~|
rpwuqxvq |toyxuwol|su|tylmrlo v|Z|y|ofyp rpnr~uxo hpr n|~mlr|ummrvp y{ol| ~r{rl|
rq|y|oyp xr rp uqu|mrvpZ|y|ofyp r u~oyn |ru~oyx~yu
fZ$
/(M&-2)2 .(j -2 */)/(6.*72).1(6,(./6061)/6-.1)2,
ZW]Wbf]^_ _`W`]e]`Wg_gaYebYcZ`^]c\b\g_h]c
]lyv|trpu owcb g^ cy o ]w poq rYqvop
ulqvpoptyquqvowylgslop}qhr~uxm
r euy u~u|mYlqvpylxoxr
n~mul{su|t]p|ux~o% _r|
(H
H<P>?V<,B>< Z|y|ofyp _v|
rpdotux~ofulylxuy~ Zoxvpu|m]x|
cr|yxon|y ~o|rr |
yulpo{uq|py|urly|
vy~]v|r r u~o
r|tocb g^ op " wymqpr oox|u Ylqvpylxo\r
dotux~oylwWpyux~ys|r owy|o nylm
&LR?PU.EDG<@8 # #$\ "$ S 9T K hgar
KS9K8 9B:D: a~r ul{|rl Ye% # $
hYWbcYZ Z (IA?@B>?L=,B>< ]n ~uxy ~osu|tpoqnox|r|
\bcW^]eh]^ 9S K tor~rsul{_r|rpdotux~o
]hW cb g^ c KS9K8 9B:D: oyp _yzo
" YcfYc
dotux~oYwol|uuxy|urlcv op
] bcW h\] fa hf %#
^gab^W^`ZZg
hXgcb # " $" "
0L@(D<@C<=PU2LBJ*<@V?
P<PBR9 K
&'()*(,- .-/0-',1)2,-./3(4)21-,(
WXYZY[\]^[_`ZWab\]^^Yb[YcWXbYcZ`^b[dbXY\ebfg^h^g[`\WYgc`hgc[b_]c[
ij)2.6.k8]lmnopqrlstruqvoqrpnprwvxoqylY[xypwzlrsul{|ty|
ylgslop}qhr~uxmrYlqvpylxouqlr|uloox| ym oxr u|ul{y uqwo oylrp Ylyw u|url
ynopqrlstr
npoqol|qylY[xypwuulqvpylxouqlr|uloox| ym oxr u|ul{y uqwo oylrp Wtoly or|
topo{uq|pyl|ylw|toly or|toulqvpow vq|xrulxuwo i^bhe]\b_bcWdbXY\ebcgW]WYgc [_d Ye
gce h^g\bZZ]dbXY\eb\X]c b ^b$^b YZW^]WYgc `ZYc WXb^bhe]\b[dbXY\eb}Z\`^^bcW^b
YZW^]WYgc i6M&-2/)./.-/61(8Wtuq|o nrpypmxypwsu~ opon~yxow myxypw|r ouqvow m|
toulqvpylxoxr nylmly owrl|toxypw Ymrvwrlr|poxou oypon~yxo ol|nop ylol|
xypwnpurp|r|too nupy|urlr|tuqxypw xrl|yx|mrvpulqvpylxoxr nylmrpy{ol|
i60 -73)N().)116,(./ .-/60 &-'61(6MM(,6)/(' $ o|ly oq yw poqoq ylwntrlolv
opqrnopqrlqul r~ owylwsu|loqoq ]~qr{o|wpu op~uxolqo
lv opqrnopqrlqul r~ owylw~uxolqon~y|olv opq q|y|oqr otux~oq [rl}|yw u|yv~|
rpwuqxvq |toyxuwol|su|tylmrlo v|Z|y|ofyp rpnr~uxo hpr n|~mlr|ummrvp y{ol| ~r{rl|
rq|y|oyp xr rp uqu|mrvpZ|y|ofyp r u~oyn |ru~oyx~yu
fZ$
/(M&-2)2 .(j -2 */)/(6.*72).1(6,(./6061)/6-.1)2,
ZW]Wbf]^_ _`W`]e]`Wg_gaYebYcZ`^]c\b\g_h]c
]lyv|trpu owcb g^ \ ] bcW
ulqvpoptyquqvowylgslop}qhr~uxm bcW^ ^gab^W^`ZZ
r euy u~u|mYlqvpylxoxr
n~mul{su|t]p|ux~o% _r| ]eh] g hXgcb # "
rpdotux~ofulylxuy~ Zoxvpu|m]x| ^ ] $" "
r|tocb g^ hW 0L@(D<@C<=PU2LBJ*<@V
dotux~oylwWpyux~ys|r cb ?P<PBR9 K
&LR?PU.EDG<@8 # #$\ "$ g^ c
"
hYWbcYZ Z
cy o ]w poq nylm
rYqvop hgar
(H
H<P>?V<,B>< a~r ul{|rl Ye% # $
cr|yxon|y ~o|rr |yulpo{uq|py|urly| Z|y|
op " wymqpr oox|u owy|o ]n ~uxy ~osu|tpoqnox|r|
ofyp
S 9T K KS9K8 9B:D: _v|
tor~rsul{_r|rpdotux~o
oyp _yzo
(IA?@B>?L=,B>< vy~]v|r
9S K KS9K8 9B:D: r u~o YcfYc
Ylqvpyl dotux~oYwol|uuxy|urlcv op
xo\r h\] fa hf %#
&'()*(,- .-/0-',1)2,-./3(4)21-,(
"# # $ %$