RETAIL BANKING

PREMIER TARIFF
OF CHARGES
2 RETAIL BANKING PREMIER TARIFF OF CHARGES

Accounts
Time Deposit Preferential interest rates
Overdraft Preferential interest rates
Personal Loans Preferential interest rates
Car Loan Preferential interest rates
Cheque Bounced Protection Up to BHD 1,500 free of charge*
Free of charge
Cash withdrawal(1)
- through HSBC Bahrain ATMs - Free
- through HSBC Group ATMs - Free
through GCC Network** - BHD 1
through PLUS ATMs - BHD 1
HSBC Premier Debit Card
Point of sale & ATM cash limits are combined to BHD 2000 as total daily limits within Bahrain

Point of sale & ATM cash limits are BHD 2000 each as daily limit outside Bahrain (BHD 4000 is the total
daily limit)

Balance enquiry though GCC Network

- BHD 0.500

Debit Card Replacement Free of charge

Standard Cheques Free issuance of cheques (up to 2 cheque books per month)

Wire Transfers
Stop cheque charges BHD 5 per cheque
Within Kingdom of Bahrain - Fawri + up to BD 100 No Charge
Within Kingdom of Bahrain - Other Bahraini Dinar Payments BHD 0.100
Within Kingdom of Bahrain - Other Currencies BHD 0.400
Bill Payments - Fawateer No Charge

International Telegraphic Transfer

Free of charge to your own account held with another HSBC Group entity using global transfers options
- Telegraphic Transfer (2) (me2me(2))*** available via global view
RETAIL BANKING PREMIER TARIFF OF CHARGES 3

BHD 5
BHD 5(3) (plus correspondent Bank charges, if any)
Remittance Fees
Issuance of Demand Draft BHD3
Cancellation of Demand Draft Free
Cancellation of Cashiers Order Free
Inward Remittances credited to HSBC Account Free
Emergency Encashment Free
HSBC Premier MasterCard® Credit Card
Primary Card Annual Fee Free
Supplementary Card Annual Fee Free
Finance Charge 2% per month
Cash Advance Charge 5% of total amount (min. BHD 10)

Foreign Currency Transactions are converted into your billing currency by the
card scheme (Visa or MasterCard®) or HSBC using their applicable exchange
rates on the day conversion is made (which may involve a conversion to US
3% on foreign currency transactions
Dollars or Hong Kong Dollars first). In addition to this exchange rate conver-
sion, we charge a processing fee (as a percentage of the transaction amount)
as set out in our Schedule of Tariffs.
Credit Card ATM Usage to access HSBC Saving/Current
BHD2
account from a Non HSBC ATM (within or Outside of Bahrain)
Card Replacement Fee Free
Late Payment Fee BHD10
Over Limit Fee BHD12
Copy of Credit Card Statement Free
Copy of Sales Slip Free
Returned Cheque Charge BHD14
Disputed transactions subsequently found to be genuine BHD 10
Access to HSBC Current Savings Account through HSBC ATMs worldwide Free
Re-Issuance of Credit Card PIN Free

Processing fees for Flexi Installment Plans (FIP) Ranges from 1% to 4% of the transaction amount, based on plan (3 months plan 1%, 6 months plan
2% and 12 months plan 4%)
Other Services
Cash Withdrawal from a Foreign Currency Account Free
4 RETAIL BANKING PREMIER TARIFF OF CHARGES

Cash Deposit into a Foreign Currency Account Free

Issuance of Reference Letters BHD10

Within 6 months of the loan/credit facility closure -Free.

After 6 months -BHD 5

Account Statement

Account tools overseas shipment BHD 8 per shipment

Postponement of Installment 10

Once a Year Free.

More than once a year BHD 10.

From BHD 50 to BHD 80.

Property evaluation fee for Mortgage Loans
The fee depends on type of property and the evaluation company

Notes:

1) In the event of a transaction charge being levied when using a HSBC ATM, please contact our Premier Call Centre at 8000 1288 within Bahrain or +971 4 224 1000 outside Bahrain.

2) To facilitate free me2me transfers via Personal lnternet Banking, please contact our Premier Call Centre at 80001288 within Bahrain or +971 4 224 1000 outside Bahrain.

*For customers maintaining the Premier eligibility balance (TRB) in the Kingdom of Bahrain

**Charges apply on withdrawal through HSBC Network within GCC

***Charges apply on transfers conducted through Personal Internet Banking

4) Debit Card transactions that are not in your billing currency will be converted at a wholesale market rate, attracting a processing fee of up to 2.5%

5) A Service charge of BHD 20 per month will be levied if a minimum monthly average relationship balance of BHD 35,000 (or equivalent in foreign currency) is not maintained in deposits with
HSBC Bahrain.

6) The service will be discontinued if the required balance is not maintained for 6 months in a year.

7) Above charges are effective as of 30.09.2018

Issued by HSBC Bank Middle East Limited Bahrain Branch, P.O. Box 57, Manama, Kingdom of Bahrain, licensed and regulated by the Central Bank of Bahrain as a Conventional Retail Bank for
the purposes of this promotion and lead regulated by the Dubai Financial Services Authority. CRN170703/BAH