Top 4 Lifetime Free Credit Cards That You Should Look Out For in JULY 2023

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Top 4 lifetime free credit cards that you should look out for in JULY 2023

With their convenience, credit cards have emerged as one of the best resources to achieve the
lifestyle you desire. In this era where comfort is paramount, the credit card industry has witnessed a
significant transformation, but LIFETIME-FREE credit cards remain the game-changers.

Crafted to cater to the needs of those individuals who seek maximum value without compromising
their financial goals, here are some lifetime-free credit cards for you. These lifetime-free cards
provide convenience, savings, and exclusive privileges that redefine how we transact.

IDFC First Bank SELECT Credit Card

Joining Fee- NIL

Annual Fee- NIL

Issued on- VISA

Welcome benefits- Welcome voucher worth Rs 500 on spending Rs 15,000 within 90 days of card
generation.

5% cashback up to Rs 1000 on the transaction value of the first EMI done within 90 days of card
generation.

Right after its launch, IDFC First Bank SELECT Credit Card became one of the premium options in the
lifetime free cards category. Considering IDFC Bank is the name people trust, this card offers multiple
benefits. One of the best cards for all travel-loving people. This card has numerous travel-related
benefits.

Rewards:

1. Get B1G1 offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month)
2. 4 domestic airport lounge access per quarter | 4 railway lounge access per quarter
3. Airport meet and greet.
4. You can convert all transactions above ₹2,500 into easy & convenient EMIs.
5. Up to 20% discount at 1500+ restaurants

IndusInd Bank Platinum Aura Edge Credit Card

Joining Fee- NIL

Annual Fee- NIL

Issued on- VISA, Mastercard

Welcome benefits- Welcome gift vouchers from Bata, Vero Moda, and Eazy Diner.

Known for its flexible reward plans, this card by IndusInd Bank allows customers to earn more and
more rewards for their spending. This card has different spend categories in reward points- Shop
Plan, Home Plan, Travel Plan, etc. Customers can choose any plan according to their lifestyle—a great
choice if you’re looking for a travel-specific card.

Rewards:

1. Complimentary Priority Pass membership with access to over 1,000 lounges globally.
2. 0.5 Saving points per Rs. 100 spent on all categories.
3. Insurance benefits include insurance coverage against an air accident, lost/delayed baggage,
lost passport/ticket, and unauthorized transactions on a lost/stolen card.

AU Bank LIT Credit Card

Joining Fee- NIL

Annual Fee- NIL

Issued on- VISA

Welcome benefits- NIL

AU Bank’s LIT credit card is India’s first customizable card. This means that this card lets you choose
the features you like that fit your lifestyle. This card has a turn-on/turn-off feature that allows you to
have as many or as few features as you want.

This is also a lifetime free credit card, another great feature.

Rewards:

1. 3 Months of complimentary Membership of Zee5, Amazon Prime, and an Additional 5%


cashback for Dining expenses.
2. 4 complimentary lounge access per quarter
3. 1 Reward Point for every Rs. 100 spent on retail with the card, 10X or 5X accelerated Reward
Points, and Additional cashback

IDFC First Bank Millenia

Joining Fee- NIL

Annual Fee- NIL

Issued on- VISA

Welcome benefits- Welcome voucher worth Rs 500 on spending Rs 15,000 within 90 days of card
generation.

5% cashback up to Rs 1000 on the transaction value of the first EMI done within 90 days of card
generation.
With no joining and annual fee, IDFC First Bank MILLENIA is the new-age lifetime free card that
particularly suits young and new professionals.

Rewards:

1. Get a 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)
2. Get Complimentary Roadside Assistance worth ₹1,399.
3. Fuel surcharge waiver of 1% at all fuel stations across India
4. 4 complimentary Railway lounge visits per quarter
5. Up to 20% discount at 1500+ restaurants

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