F3 - CP3 - Consumer Mathematics

NAME :
CLASS :
F3_CP3_CONSUMER MATHEMATICS
DATE :
20 Questions
1. Sammy deposited RM4 500 in a bank with an interest rate

of 3% per annum. How much is the interest earned after 1
year?
Sammy menyimpan sebanyak RM4 500 di sebuah bank
dengan kadar faedah 3% setahun. Berapakah faedah yang
diperoleh selepas 1 tahun?
a) RM120 b) RM135
c) RM155 d) RM270
2. Sarah makes a loan from a bank for a period of 5 years

with an interest rate of 8% per annum. If she needs to pay a
monthly instalment of RM1 400, !nd the loan amount of
Sarah.
Sarah membuat pinjaman daripada sebuah bank untuk
tempoh 5 tahun dengan kadar faedah 8% setahun. Jika dia
perlu membayar ansuran bulanan sebanyak RM1 400, cari
jumlah pinjaman Sarah.
a) RM33 600 b) RM60 000

c) RM117 600 d) RM210 000
:
3. Puan Ezzati bought a refrigerator for RM1 980 using credit
card in August. She forgot to make repayment and the
statement date was 15 days from the due date of interest
free period. The bank charged a !nance charge of 18% per
annum and late payment charge 1% of the outstanding
balance or minimum RM10.Assume that Puan Ezzati did
not use credit card before and after purchasing the
refrigerator, calculate the total balance in September
statement for Puan Ezzati.
Puan Ezzati membeli sebuah peti sejuk yang berharga RM1
980 dengan menggunakan kad kredit pada bulan Ogos. Puan
Ezzati lupa membuat bayaran dan tarikh penyata adalah 15
hari daripada tarikh tamat tempoh tanpa faedah. Bank
mengenakan caj kewangan 18% setahun dan caj bayaran
lewat 1% daripada jumlah baki tertunggak atau minimum
RM10.Anggapkan Puan Ezzati tidak menggunakan kad kredit
sebelum dan selepas pembelian peti sejuk itu, hitung jumlah
baki dalam penyata bulan September untuk Puan Ezzati.
a) RM2 119.30 b) RM2 117.80

c) RM2 115.50 d) RM2 014.60
4. Mazlan bought 10 000 units of shares of a company at

RM1.30 per unit. The company declared a dividend of 5%.
Calculate the dividend obtained by Mazlan.
Mazlan membeli 10 000 unit saham sebuah syarikat yang
bernilai RM1.30 seunit. Syarikat itu mengisytiharkan dividen
sebanyak 5%. Hitung dividen yang diperoleh Mazlan.
a) RM6 500.00 b) RM650.00
c) RM65.00 d) RM6.50
:
5. Nic saved RM8 000 in a bank with an interest rate of 4% per
annum. How many years does he have to save the money
to earn a simple interest of RM1 600?
Nic menyimpan RM8 000 di bank dengan kadar faedah 4%
setahun. Berapa tahunkah dia perlu menyimpan wang itu
untuk memperoleh faedah mudah sebanyak RM1 600?
a) 2 b) 4
c) 5 d) 8
6. A bank o"ers an interest rate of 3.5%. Calculate the interest

obtained by Xena if she keeps RM50 000 in the bank for 1
year.
Sebuah bank menawarkan kadar faedah 3.5%. Hitung faedah
yang diperoleh Xena jika dia menyimpan RM50 000 di bank
itu selama 1 tahun.
a) RM350 b) RM650
c) RM1 750 d) RM1 900
7. Mr Ronald takes a personal loan of RM18 000 from a bank

with an interest rate of y% per annum. The payback period
is 6 years. If the monthly instalment paid by Mr Ronald is
RM317.50, !nd the value of y.
Encik Ronald membuat pinjaman peribadi sebanyak RM18
000 dari sebuah bank dengan kadar faedah y% setahun.
Tempoh bayar balik adalah selama 6 tahun. Jika ansuran
bulanan yang dibayar oleh Encik Ronald ialah RM317.50, cari
nilai y.
a) 3.5 b) 4
c) 4.5 d) 5
:
8. Roy made a personal loan of RM15 000 from a bank with an
interest rate of 6% on debts. The repayment period is 7
years while the monthly instalment is RM225. How much is
the interest paid by Roy on the second month?
Roy membuat pinjaman peribadi sebanyak RM15 000
daripada bank dengan kadar faedah 6% atas baki. Tempoh
bayaran balik adalah selama 7 tahun manakala ansuran
bulanan adalah sebanyak RM225. Berapakah faedah yang
dibayar oleh Roy pada bulan kedua?
a) RM72.38 b) RM73.50
c) RM74.25 d) RM75.38
9. Mr Liew made a purchase at a price of CAD91 (Canadian

currency) using credit card when he travelled to Canada.
The bank charged RM285.60 which included an interest of
2% to his account. Find the currency exchange rate, in
Canadian Dollar per one Ringgit Malaysia.
Encik Liew membuat suatu pembelian dengan harga CAD91
(mata wang Kanada) menggunakan kad kredit apabila dia
melancong ke Kanada. Bank mengenakan RM285.60 yang
termasuk faedah 2% atas akaunnya. Cari kadar pertukaran
mata wang dalam Dollar Kanada per satu Ringgit Malaysia.
a) CAD0.31 b) CAD0.32
c) CAD0.33 d) CAD0.38
10. Mrs Toh saves RM10 000 in a savings account with an

interest rate of 4% per annum compounded every 6
months. What is the total compound interest that she
receives at the end of the third year?
Puan Toh menyimpan RM10 000 di dalam akaun simpanan
dengan kadar faedah 4% setahun dan pengkompaunan setiap
6 bulan. Berapakah jumlah faedah kompaun yang
diterimanya pada akhir tahun ketiga?
a) RM1 261.62 b) RM4 282.46

c) RM11 261.62 d) RM14 282.46
:
11. Siva saves RM4 000 in a savings account with an interest
rate of 8% per annum. The interest is compounded once
per year. What is Siva’s total savings after 4 years?
Siva menyimpan RM4 000 di dalam akaun simpanan dengan
kadar faedah 8% setahun. Faedah dikompaun sekali dalam
satu tahun. Berapakah jumlah simpanan Siva selepas 4
tahun?
a) RM329.73 b) RM441.96
c) RM4 329.73 d) RM5 441.96
12. Liza saved some money in a bank. After 4 years, the total
amount of her savings was RM4 680. If the simple interest
rate was 5% per annum, what was the total interest that
she received?
Liza menyimpan sejumlah wang di bank. Selepas 4 tahun,
jumlah simpanannya ialah RM4 680. Jika kadar faedah
mudah ialah 5% setahun, berapakah jumlah faedah yang
diterimanya?
a) RM780 b) RM936
c) RM3 744 d) RM3 900
13. The following are the types of savings accounts in banks

except
Berikut adalah jenis-jenis akaun simpanan dalam bank
kecuali
a) Savings accountAkaun simpanan b) Fixed accountAkaun simpanan tetap
c) Current accountAkaun semasa d) Income accountAkaun pendapatan
14. Lisa bought 7 500 units of unit trust with RM7 875. Find the
average cost of a unit of share.
Lisa telah membeli 7 500 unit saham amanah dengan RM7
875. Cari kos purata seunit saham.
a) RM0.11 b) RM0.15
c) RM1.05 d) RM1.15
:
15. Martin bought 8 000 units of shares of a company at
RM1.50 per unit. In the same year, Martin obtained a
dividend of RM720. Find the rate of dividend.
Martin membeli 8 000 unit saham sebuah syarikat yang
bernilai RM1.50 seunit. Pada tahun yang sama, Martin
memperoleh dividen sebanyak RM720. Cari kadar dividen.
a) 0.06% b) 0.17%
c) 6.00% d) 16.67%
16. Encik Zahid saved RM12 000 in a bank for 3 years. Calculate
the simple interest rate if he received an interest of RM1
800.
Encik Zahid menyimpan RM12 000 di bank selama 3 tahun.
Hitung kadar faedah mudah jika dia menerima faedah
sebanyak RM1 800.
a) 0.05% b) 0.15%
c) 1.5% d) 5%
17. Umi bought 6 000 units of shares of Company K at RM1.60

per unit. The company declared a dividend of 8%. Calculate
the dividend obtained by Umi.
Umi membeli 6 000 unit saham Syarikat K yang bernilai
RM1.60 seunit. Syarikat itu mengisytiharkan dividen sebanyak
8%. Hitung dividen yang diperoleh Umi.
a) RM7.68 b) RM76.80
c) RM768.00 d) RM7 680.00
:
18. The table shows the information about Cik Nora's savings
in an Islamic bank according to the principle of
wadiah.Jadual di bawah menunjukkan maklumat berkaitan
dengan simpanan Cik Nora di sebuah bank Islam, mengikut
prinsip wadiah.
Calculate the percentage of hibah obtained by Cik
Nora.Hitung peratus hibah yang diperoleh Cik Nora.
a) 0.3% b) 0.35%
c) 3% d) 3.5%
19. The table shows the purchase of shares by Mr Ryan for

three consecutive months.Jadual di bawah menunjukkan
pembelian saham oleh Encik Ryan untuk tiga bulan berturut-
turut.
Calculate the average cost per share unit.Hitung kos purata
seunit saham.
a) RM1.29 b) RM1.24
c) RM1.18 d) RM1.15
20. The information below concerns Encik Farid's savings in an

Islamic bank, which follows the principle of
wadiah.Maklumat di bawah berkaitan dengan simpanan Encik
Farid di sebuah bank Islam, mengikut prinsip wadiah.
Calculate the percentage of gift received by Encik
Farid.Hitung peratus hibah yang diperoleh Encik Farid.
a) 0.018% b) 0.045%
c) 1.8% d) 4.5%
:
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NAME :

1. Sammy deposited RM4 500 in a bank with an interest rate

2. Sarah makes a loan from a bank for a period of 5 years

a) RM33 600 b) RM60 000

a) RM2 119.30 b) RM2 117.80

4. Mazlan bought 10 000 units of shares of a company at

a) RM6 500.00 b) RM650.00

6. A bank o"ers an interest rate of 3.5%. Calculate the interest

7. Mr Ronald takes a personal loan of RM18 000 from a bank

9. Mr Liew made a purchase at a price of CAD91 (Canadian

10. Mrs Toh saves RM10 000 in a savings account with an

a) RM1 261.62 b) RM4 282.46

c) RM4 329.73 d) RM5 441.96

c) RM3 744 d) RM3 900

13. The following are the types of savings accounts in banks

a) Savings accountAkaun simpanan b) Fixed accountAkaun simpanan tetap

c) Current accountAkaun semasa d) Income accountAkaun pendapatan

17. Umi bought 6 000 units of shares of Company K at RM1.60

19. The table shows the purchase of shares by Mr Ryan for

20. The information below concerns Encik Farid's savings in an

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